Bay County FL Homes under $200,000

• 

  

  

  /14

  $150,000

  • 3 Beds
  • 2 Baths
  • 1,344 Sq Ft

  6702 Oakenshaw Dr, Youngstown, FL 32466

  Flood Insurance not required! Charming 3-Bedroom Home on Over an Acre with Pond & Fruit Trees If you've been looking for space, privacy, and the freedom of country living, this one checks all the boxes. Out back, you'll find a fully stocked pond perfect for quiet afternoons or family fishing days, along with mature fruit trees that produce season after season. With wide open yard space, there's

  Zachary Murzyn Secure Real Estate

  6702 Oakenshaw Dr, Youngstown, FL 32466
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• 

  

  

  /37

  $200,000

  • 2 Beds
  • 1.5 Baths
  • 1,080 Sq Ft

  712 College Ave, Panama City, FL 32401

  MOVE-IN READY | ESTABLISHED NEIGHBORHOOD | NO HOAPanama City, Florida | Priced at $200,000, this detached single-family home offers a centrally located opportunity with a spacious, newly fenced backyard.Renovated in 2020, the home features LVP flooring throughout and an open floor plan connecting the living area and kitchen, complete with stainless steel appliances.The layout includes

  Alice De La Penha Coldwell Banker Realty

  712 College Ave, Panama City, FL 32401
• 

  

  

  /16

  $199,000 New Construction

  • 2 Beds
  • 2 Baths
  • 834 Sq Ft

  848 12th Ct, Panama City, FL 32401

  New construction, just completed and ready for its first owner. This 2-bedroom, 2-bath home offers a practical open layout with comfortable living spaces and clean, modern finishes throughout. The kitchen opens to the main living area, making the home feel open and functional for everyday living. Everything is brand new, including the roof, HVAC, plumbing, and electrical, which means lower

  Sully Tariq Foundation Real Estate Agency LLC

  848 12th Ct, Panama City, FL 32401
• 

  

  

  /31

  $199,500

  • Land
  • 0.99 Acre
  • $201,515 per Acre

  9910 Summer Creek Dr, Cedar Creek, FL 32409

  Welcome to Cedar Creek at Deerpoint Lake. This community is tucked away in a natural setting boasting the large pavilion for picnics or parties, an outdoor catering kitchen and a large pool next to the playground with updated play equipment. There is a nicely decorated clubhouse for your private gatherings, events or roasting marshmallows over the open firepit out back. Interior lots start at

  Kingslee Chamberlain Gulf Life Real Estate Inc

  9910 Summer Creek Dr, Cedar Creek, FL 32409
• 

  

  /2

  $169,500

  • Land
  • 0.78 Acre
  • $217,308 per Acre

  9868 Summer Creek Dr, Southport, FL 32409

  Welcome to Cedar Creek at Deerpoint Lake. This community is tucked away in a natural setting boasting the large pavilion for picnics or parties, an outdoor catering kitchen and a large pool next to the playground with updated play equipment. There is a nicely decorated clubhouse for your private gatherings, events or roasting marshmallows over the open fire pit out back. Interior lots start at

  Kingslee Chamberlain Gulf Life Real Estate Inc

  9868 Summer Creek Dr, Southport, FL 32409
• 

  

  /41

  $110,000

  • Land
  • 0.11 Acre
  • $1,000,000 per Acre

  5226 Kingston Cir, Panama City, FL 32408

  The Coastal Community of 'Martinique' is based upon a strong foundation of nature and local custom architecture. This beautiful vacant lot features wonderful views of the pond and is located in this highly sought after gated community. Martinique offers many amenities including an island pool with bath houses, a playground area, a pavilion, a basketball court and many greenway trails for

  Melissa Ryan CENTURY 21 Ryan Realty Inc

  5226 Kingston Cir, Panama City, FL 32408
• 

  

  /25

  $189,999

  • 2 Beds
  • 2.5 Baths
  • 1,404 Sq Ft

  8107 Annabellas Ct, Panama City Beach, FL 32407

  Affordable luxury just minutes away from the world's most beautiful beaches, Pier Park, and Hathaway Bridge. Enjoy a variety of on-site amenities, including a community pool, fitness room, dog walking areas, serene ponds, and fountains. This is your opportunity to own a stunning 2-bedroom, 2.5-bathroom townhome in the heart of Panama City Beach, and one of the best-priced properties in the

  Chris Allen Real Broker LLC

  8107 Annabellas Ct, Panama City Beach, FL 32407
• 

  

  /9

  $159,900

  • Land
  • 4.72 Acres
  • $33,877 per Acre

  0 W Smith Rd Unit 738058, Southport, FL 32409

  This is a 4.7 acres parcel with .48 SFR ACRES and 4.24 wasteland. The property has canal access at the far N end of the property which leads out to the Bay and the Bay goes to the Gulf.

  Donna Stokes Top Producers Real Estate Group

  0 W Smith Rd Unit 738058, Southport, FL 32409
• 

  

  /8

  $159,000

  • Land
  • 0.23 Acre
  • $691,304 per Acre

  1444 W Park St, Panama City, FL 32404

  Waterfront Lot with Gulf Access - Rare Opportunity in the Panama City area. Discover the perfect blend of seclusion and convenience with this stunning waterfront lot located in Callaway on the east end of Panama City. Just minutes from Tyndall Air Force Base and only a 30-minute drive to the white-sand beaches of Panama City Beach, this property offers a peaceful escape while keeping you close to

  Bubba McCants EXP Realty LLC

  1444 W Park St, Panama City, FL 32404
• 

  

  /3

  $120,000

  • Land
  • 0.27 Acre
  • $444,444 per Acre

  2512 Joan Ave, Panama City, FL 32408

  Prime Development Opportunity in Panama City Beach - Short Term Rental District This parcel is one of four adjacent properties being offered together as a package sale, creating a rare development opportunity in a high-demand short term rental area of Panama City Beach. Collectively, the four parcels total approximately 1.79 acres and offer the potential to develop up to 16 single family homes

  Alisa Duren Bluewater Realty of Bay County Inc

  2512 Joan Ave, Panama City, FL 32408
• 

  

  /20

  $178,000

  • 1 Bath
  • 330 Sq Ft

  14401 Front Beach 319 Rd Unit 319, Panama City Beach, FL 32413

  PAID OFF -PARKING GARAGE ASSESSMENT CLOSEST unit to the beach facing the east. Most are over the parking lot , this gives you breathing room of the salt air. Turn Key Ready to Rental as a investment property. studio open feel ALL rentals can TRANSFER! Property can gross 30,000-35,000.

  Kara Percy Piece of Parysdise

  14401 Front Beach 319 Rd Unit 319, Panama City Beach, FL 32413
• 

  

  /43

  $199,000

  • 3 Beds
  • 2.5 Baths
  • 1,258 Sq Ft

  1411 Minnesota Ave Unit 2, Lynn Haven, FL 32444

  Housing for under $200K per side in Lynn Haven! ! Owner-occupants, multi-generational families and investors take keen notice of this rare and outstanding opportunity to own the entire duplex. Flexible options are presented with these clean, move-in ready properties: (1) purchase only one side to live cheaper than renting; (2) purchase both sides to build financial freedom by living in one side

  Christina Daniels Keller Williams Success Realty

  1411 Minnesota Ave Unit 2, Lynn Haven, FL 32444
• 

  

  /32

  $184,900

  • 2 Beds
  • 1 Bath
  • 1,200 Sq Ft

  112 Fairway Blvd Unit 105, Panama City Beach, FL 32407

  Live where golf course views and coastal convenience come together. This ground-floor condo offers easy walkout access to a lush green lawn and a spacious, versatile layout that can function as two bedrooms or a one-bedroom plus office or den. The oversized enclosed patio extends your living space and provides the perfect spot to relax. Residents enjoy access to a community pool, clubhouse, and

  Stephanie Ingram Counts Real Estate Group Inc

  112 Fairway Blvd Unit 105, Panama City Beach, FL 32407
• 

  /2

  $125,000

  • Land
  • 0.12 Acre
  • $1,041,667 per Acre

  3409 Martinique Ln, Upper Grand Lagoon, FL 32408

  Beautiful lot in the gated community of Martinique which is known for its premier location to sandy white beaches and embracing the Florida lifestyle. You'll love this vibrant community with a pool, dock, basketball courts, trails, and playground.

  Lori Logue VCFL Realty LLC

  3409 Martinique Ln, Upper Grand Lagoon, FL 32408
• 

  

  /9

  $140,000

  • Land
  • 0.42 Acre
  • $333,333 per Acre

  935 Tidewater Ln, Panama City, FL 32404

  One of the BEST PRICED, DEEP WATER LOTS IN BAY COUNTY!! Don't miss the chance to build your waterfront dream home with deep, saltwater access on this cleared lot in the beautiful, gated Laird Point community. This is one of the few lots that will allow a dock. This exclusive neighborhood offers more than just a place to live—it's a lifestyle! Enjoy breathtaking views, tennis and pickleball

  Brook Simmons Keller Williams Success Realty

  935 Tidewater Ln, Panama City, FL 32404
• 

  

  /17

  $139,000

  • Land
  • 0.34 Acre
  • $408,824 per Acre

  301 Hugh Thomas Dr, Callaway, FL 32404

  Build Your Dream Home in a Prime Callaway Location! Discover the perfect opportunity at 301 Hugh Thomas Drive, ideally located just 8.8 miles from Tyndall Air Force Base. This oversized residential lot offers the perfect balance of privacy, space, and convenience. Enjoy being minutes from restaurants, shopping centers, grocery stores, schools, and beautiful parks for outdoor fun and family time.

  Ceimar Nassar Contreras ERA Neubauer Real Estate Inc

  301 Hugh Thomas Dr, Callaway, FL 32404
• 

  

  /20

  $149,000

  • Land
  • 0.62 Acre
  • $240,323 per Acre

  293 Hugh Thomas Dr, Callaway, FL 32404

  Build Your Dream Home in a Prime Callaway Location! Waterfront lot with bayou access leading toward the Gulf of Mexico. Currently accessible by small boats due to a bridge clearance restriction. making it ideal for kayaking, paddleboarding, light boating. Buyers are encouraged to verify navigability and access based on their specific vessel. Discover the perfect opportunity at 293 Hugh Thomas

  Ceimar Nassar Contreras ERA Neubauer Real Estate Inc

  293 Hugh Thomas Dr, Callaway, FL 32404
• 

  

  /34

  $179,900

  • 3 Beds
  • 2 Baths
  • 1,292 Sq Ft

  13615 Highway 167, Fountain, FL 32438

  Spacious rural property on nearly 1.4 acres located on Hwy 167 in Fountain, FL. Home features recent updates including new paint, new flooring, new skirting, new appliances. Property is equipped with a septic system and new well pump installed. Enjoy peaceful surroundings with easy access to main roads while maintaining privacy and open space. Ideal for a homesite or investment. Conveniently

  Katie Cave Epique Realty Inc

  13615 Highway 167, Fountain, FL 32438
• 

  

  /5

  $147,500

  • Land
  • 0.28 Acre
  • $526,786 per Acre

  107 Grove Isle Blvd, Upper Grand Lagoon, FL 32408

  Envision life near the Grand Lagoon and the Gulf of Mexico! A cleared lot is now available in the desirable Palm Bay subdivision, offering the perfect foundation for your future coastal home. And the best part? Engineered stamped house plans are included, ready for you to start building! Secure your piece of this charming neighborhood today, whether you're building soon or later.

  chris roberts EXP Realty LLC

  107 Grove Isle Blvd, Upper Grand Lagoon, FL 32408
• 

  /2

  $159,000

  • Land
  • 0.6 Acre
  • $265,000 per Acre

  6901 E Hwy 22, Panama City, FL 32404

  With great visibility, elevations, and no known wetlands, this parcel is priced to sell. Perfect for a smaller development project, onbusy Hwy 22, within corridor now targeted by DOT to widen to four lanes.

  Brian Hinton ERA Neubauer Real Estate, Inc

  6901 E Hwy 22, Panama City, FL 32404
• 

  

  /77

  $189,900

  • 2 Beds
  • 2 Baths
  • 1,299 Sq Ft

  2104 Avensong Ln Unit 304, Panama City, FL 32408

  Welcome to Emerald Park unit P304, a hidden gem and rare opportunity at an ideal Panama City Beach location. This spacious, fully furnished top floor condo features owner financing that makes purchasing considerably more affordable than renting! The opportunity to be all in at $1700 month(HOA included) is there, while building equity instead of paying rent and somebody else's mortgage. This unit

  Dale Gumm Anchor Realty Florida

  2104 Avensong Ln Unit 304, Panama City, FL 32408
• 

  

  /7

  $189,000

  • Land
  • 0.14 Acre
  • $1,350,000 per Acre

  0 W Gulf Ct, Panama City Beach, FL 32413

  PRICE REDUCTION! Drive your golf cart to Front Beach Road Beach Access from this Residential Lot - Open Sands Subdivision. A truly rare find in an established coastal neighborhood. This vacant lot is located less than two blocks from the Gulf of America, offering the perfect canvas to build your dream coastal home or as your beach retreat. Custom build a home with a rooftop deck and enjoy gulf

  Andrea Chester Performance Realty

  0 W Gulf Ct, Panama City Beach, FL 32413
• 

  /2

  $180,000

  • 3 Beds
  • 2 Baths
  • 1,320 Sq Ft

  3135 W 22nd St, Panama City, FL 32405

  Charming 3 bed 2 bath in the heart of Panama City, FL.

  Celeste Rustin Gulf Life Real Estate Inc

  3135 W 22nd St, Panama City, FL 32405
• 

  

  /30

  $198,000

  • 3 Beds
  • 2.5 Baths
  • 1,519 Sq Ft

  5764 Callaway Cir Unit 15, Panama City, FL 32404

  Discover easy living in Sentinel Point, a sought-after townhome community featuring a community pool with bathrooms and unbeatable convenience. Located just 10 minutes from Tyndall Air Force Base and walking distance to restaurants, Starbucks, and grocery stores, this 2020 built end-unit offers modern comfort in a prime location.This 3 BR/2.5 home features an inviting layout with an open

  Natalie Ryan CENTURY 21 Ryan Realty Inc

  5764 Callaway Cir Unit 15, Panama City, FL 32404
• 

  

  /10

  $195,000

  • Land
  • 0.76 Acre
  • $256,579 per Acre

  1526 S Berthe Ave, Panama City, FL 32404

  Set on 3/4 of an acre with over 100 feet of shoreline, this property offers the perfect backdrop to design the home you've always imagined. The bayou's calm waters invite you to create your own dock for fishing, boating, or simply soaking in the view. Mornings bring soft light across East Bay, while evenings close with glowing sunsets over the bayou—a daily reminder of the beauty of coastal

  M. Ashley Crawford Counts Real Estate Group

  1526 S Berthe Ave, Panama City, FL 32404
• 

  

  /4

  $159,000

  • 2 Beds
  • 1 Bath
  • 1,118 Sq Ft

  1305 Alabama Ave, Lynn Haven, FL 32444

  COMING SOON! Showings will start 04/01/26.Investor Opportunity in the Highly Desired Lynn Haven Area! 2 bedroom, 1 bathroom home located in the sought-after city of Lynn Haven. This property offers excellent potential for investors, flippers, or buyers looking for their next renovation project. The home does have wood rot and will require repairs, making it ideal for cash buyers ready to

  April Davis, MRP Realtor Keller Williams Success Realty

  1305 Alabama Ave, Lynn Haven, FL 32444
• 

  

  /31

  $199,500

  • Land
  • 0.75 Acre
  • $266,000 per Acre

  9904 Summer Creek Dr, Cedar Creek, FL 32409

  Welcome to Cedar Creek at Deerpoint Lake. This community is tucked away in a natural setting boasting the large pavilion for picnics or parties, an outdoor catering kitchen and a large pool next to the playground with updated play equipment. There is a nicely decorated clubhouse for your private gatherings, events or roasting marshmallows over the open firepit out back. Interior lots start at

  Kingslee Chamberlain Gulf Life Real Estate Inc

  9904 Summer Creek Dr, Cedar Creek, FL 32409
• 

  

  /14

  $160,000

  • 1 Bath
  • 330 Sq Ft

  14401 Front Beach Rd Unit 421, Panama City Beach, FL 32413

  You can own at the iconic Fountainebleau Terrace directly on the Gulf of Mexico. Unit 421 faces sunrise side and beautiful Bid-A-Wee beach. New elevator for the complex was installed last year and extensive renovations on the complex is near completion. Rental projects between 30 and 37K. Own at one of the most historic resorts in Panama City Beach, and enjoy stunning gulf views year round!

  Gail Williams Keller Williams Success Realty

  14401 Front Beach Rd Unit 421, Panama City Beach, FL 32413
• 

  

  /17

  $175,000

  • 2 Beds
  • 1 Bath
  • 1,006 Sq Ft

  522 Arrow St, Panama City, FL 32404

  Introducing 522 Arrow St Panama City FL.... This 2 bedroom, 1 bath town home is conveniently located close to schools, shopping, restaurants and Tyndall Air Force Base. The interior of the home shows well with laminate and tile foors throughout and features a split bedroom plan. The living room is open to the kitchen with tall ceilings that add to the ''space'' of the room. Newer HVAC and water

  Jeff Payne Keller Williams Success Realty

  522 Arrow St, Panama City, FL 32404
• 

  

  /7

  $175,000

  • Land
  • 0.22 Acre
  • $795,455 per Acre

  1122 E Water Oak Bend, Panama City Beach, FL 32413

  Awesome lot where no one can build in front or behind you. From a 2nd story you could have a lake view. The gated community of Wild Heron which features the Greg Norman designed Sharks Tooth golf course and country club, scenic nature walks, fitness center with bathhouse, boathouse, lake view community pool, fire pit, and playground. It is a community that provides areas for fishing, kayaking,

  Trudy VanHorn Berkshire Hathaway HomeServices

  1122 E Water Oak Bend, Panama City Beach, FL 32413
• 

  /2

  $149,500

  • Land
  • 1.33 Acres
  • $112,406 per Acre

  9832 Summer Creek Dr, Southport, FL 32409

  Welcome to Cedar Creek at Deerpoint Lake. This community is tucked away in a natural setting boasting the large pavilion for picnics or parties, an outdoor catering kitchen and a large pool next to the playground with updated play equipment. There is a nicely decorated clubhouse for your private gatherings, events or roasting marshmallows over the open fire pit out back. Interior lots start at

  Kingslee Chamberlain Gulf Life Real Estate Inc

  9832 Summer Creek Dr, Southport, FL 32409
• 

  

  /10

  $150,000

  • Land
  • 2.27 Acres
  • $66,079 per Acre

  8503 Grass Lake Ln, Panama City Beach, FL 32413

  A prime opportunity to own two acres in the gated, nature-rich community of RiverCamps. This expansive corner homesite offers exceptional flexibility and privacy, with plenty of room to design a custom dream home, add a pool, detached garage, or create your own outdoor retreat. Surrounded by mature trees and natural beauty, the setting feels peaceful and secluded while still being part of a

  Burke Group Scenic Sotheby's International Realty

  8503 Grass Lake Ln, Panama City Beach, FL 32413
• 

  

  /6

  $175,000

  • Land
  • 0.67 Acre
  • $261,194 per Acre

  1512 S Berthe Ave, Panama City, FL 32404

  Great Investment Opportunity in Panama City! Two side-by-side lots located at 1512 S Berthe Ave and 1516 S Berthe Ave, Panama City, FL 32404. Both properties are cleared, build-ready, and already elevated for construction, allowing you to start your project right away. Excellent Location Just steps from Tyndall Close access to the water Convenient location with strong growth potential Flexible

  Danitza Galetti EXP Realty LLC

  1512 S Berthe Ave, Panama City, FL 32404
• 

  

  /10

  $159,900

  • Land
  • 0.25 Acre
  • $645,018 per Acre

  409 Arizona Dr, Mexico Beach, FL 32456

  Fully Serviced 100108 Beach Lot – Water, Sewer, and Power Ready! Cleared and level, this 100108 lot in Mexico Beach comes with water, sewer, and electrical taps installed—a turnkey opportunity blocks from the beach. No HOA or restrictions. Zoned for site-built or modular homes only; RVs and mobile homes are not permitted. In a peaceful, golf cart-friendly neighborhood with paved road access.

  Cheri Burke IXL Real Estate, LLC

  409 Arizona Dr, Mexico Beach, FL 32456
• 

  

  /38

  $199,000

  • 1 Bed
  • 1 Bath
  • 900 Sq Ft

  4725 Bay Point Rd Unit 254, Panama City Beach, FL 32408

  Fully furnished one bedroom, one bath Bay Point Villa Unit. Complete with everything you need down to the silverware and extra sets of sheets for the bed, you can quickly move into this charming space. With plenty of natural light and views from being on the second level of the building you can enjoy all that the Bay Point lifestyle has to offer.

  Anna-Lee Atkinson CENTURY 21 Commander Realty

  4725 Bay Point Rd Unit 254, Panama City Beach, FL 32408
• 

  

  /22

  $179,900

  • 3 Beds
  • 2 Baths
  • 1,352 Sq Ft

  20431 Teaka Ln, Fountain, FL 32438

  ENJOY THE COUNTRY LIFE ON 6+ ACRES! This spacious 3-bedroom, 2-bath home features two living areas, a semi-open split floor plan, a formal dining area, and an eat-in kitchen with ample counter and cabinet space. The master suite offers a walk-in closet and an adjoining bath with a soaking tub/shower combo. Additional highlights include an interior laundry room (washer and dryer convey), a covered

  Kelli Garrett CENTURY 21 Commander Realty

  20431 Teaka Ln, Fountain, FL 32438
• 

  

  /14

  $150,000

  • Land
  • 0.17 Acre
  • $871,080 per Acre

  118 16th St, Mexico Beach, FL 32456

  Your dream of living at the beach starts here!! Excellent opportunity in the coveted X flood zone!! This vacant lot located near the end of a quiet dead end road and just a short walk to the Gulf, offers outstanding potential for new construction. The setting provides privacy, minimal traffic, and a highly desirable coastal location. Shops and restaurants are conveniently located within walking

  Beth Cooper Forgotten Coast Realty of NW Florida

  118 16th St, Mexico Beach, FL 32456
• 

  

  /36

  $185,000

  • Land
  • 0.64 Acre
  • $289,062 per Acre

  8402 Deepwater Creek Ln, Panama City Beach, FL 32413

  Beautiful .64 acre Lot, on a cul-de-sac with amazing, unobstructed views of Crooked Creek and the salt marsh and it is priced to sell at $185,000! Steps away from the community trail system consisting of 7 miles of trails that are connected by boardwalks and overlooks on West Bay and Crooked Creek. RiverCamps is a 1500-acre gated, waterfront oasis geared towards boaters and the outdoor

  Kammy Landavazo Berkshire Hathaway HomeServices Beach Properties of Florida

  8402 Deepwater Creek Ln, Panama City Beach, FL 32413
• 

  

  /10

  $125,000

  • Land
  • 0.51 Acre
  • $245,098 per Acre

  Lot 5 Sr 30-A, Port Saint Joe, FL 32456

  Ready to build your dream home near Cape San Blas? This level, wooded half-acre lot along SR 30A offers the best of both worlds -- easy access and peaceful coastal living. Imagine mornings under tall pines, afternoons kayaking or scalloping in the bay, and evenings watching Gulf sunsets just minutes away. Multiple boat ramps nearby make getting out on the water effortless. Salinas Park is right

  Brian K Burkett Coastal Realty Group

  Lot 5 Sr 30-A, Port Saint Joe, FL 32456
• 

  

  /7

  $139,000

  • Land
  • 2.19 Acres
  • $63,470 per Acre

  0000 E 10th Ct, Lynn Haven, FL 32444

  Lynn Haven Seclusion! Approximately 2 acres in a very desirable area of Lynn Haven. Located between Water Oak Plantation and E 10th Court makes for a short Golf Cart Drive to the Panama City Country Club. Possibly developable or keep it all for yourself. Access is from Delaware Av along easement driveway shared with 915 Delaware Av.

  Suzanne Moore Coldwell Banker Realty

  0000 E 10th Ct, Lynn Haven, FL 32444

Showing Results 41 - 80, Page 2 of 11