Bay County FL Homes under $200,000

• 

  

  

  /9

  $184,900

  • Land
  • 0.18 Acre
  • $1,027,222 per Acre

  213 San Pablo St, Panama City Beach, FL 32413

  Discover the perfect canvas for your dream beach home on this cleared and level 72' x 110' lot, ideally located just four blocks from the white sandy shores of Panama City Beach. Nestled in the well-established El Centro Beach neighborhood, this homesite is within walking distance to beach access, popular dining spots, and local attractions, offering the ultimate coastal lifestyle. Positioned

  Allen Place Beachy Beach Real Estate

  213 San Pablo St, Panama City Beach, FL 32413
• 

  

  

  /17

  $179,000

  • 2 Beds
  • 1 Bath
  • 748 Sq Ft

  4910 Alameda St, Panama City, FL 32404

  Renovated Showcase: Perfect First Home or Smart Investment. This meticulously renovated 2-bedroom, 1-bathroom gem presents an ideal first home or exceptional investment opportunity in today's competitive market. Every detail has been thoughtfully updated to create a property that has strong rental income potential with minimal maintenance concerns. The open-concept layout maximizes the living

  Nathan Lawrence Legacy Premier Agency

  4910 Alameda St, Panama City, FL 32404
• 

  

  

  /17

  $179,900

  • 2 Beds
  • 2 Baths
  • 888 Sq Ft

  1638 Acre Cir, Panama City Beach, FL 32407

  h0a fees include trash pickup water grass cuttingpool and club house tv and internet 55 and over community home home has a screen porch back deak insulate d vestibule neighberhood u will love fee simple you own the land

  Pat Golden Pat Golden Properties

  1638 Acre Cir, Panama City Beach, FL 32407
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  /25

  $200,000

  • 3 Beds
  • 2.5 Baths
  • 1,401 Sq Ft

  505 Palermo Rd, Panama City, FL 32405

  Looking for a move-in ready home that won't break the bank? Welcome to 505 Palermo Road--an updated townhome with solid bones, fresh finishes, and no HOA to hold you back. Whether you're a first-time buyer, an investor, or just looking to simplify life without sacrificing comfort, this one's a winner.Step inside to find stylish LVP flooring throughout the main living area, fresh paint, and a

  Joshua Hoey Think Real Estate

  505 Palermo Rd, Panama City, FL 32405
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  /4

  $150,000

  • Land
  • 0.17 Acre
  • $882,353 per Acre

  16244 E Lullwater Dr, Panama City Beach, FL 32413

  Fantastic building lot located just minutes from the World's Most Beautiful Beaches and countless attractions! Ideally situated next to Pier Park, you'll enjoy easy access to shopping, dining, a movie theater, entertainment, and more. Only 15 minutes from Northwest Florida Beaches International Airport, this home site is also just 150 feet from the lakefront gazebo and children's park. Located in

  Stephanie Ingram Counts Real Estate Group Inc

  16244 E Lullwater Dr, Panama City Beach, FL 32413
• 

  

  /12

  $119,800

  • Land
  • 0.67 Acre
  • $178,806 per Acre

  4813 S Lakewood Dr, Panama City, FL 32404

  Discover the perfect canvas for your dream home with this stunning lakefront property located on Lake Martin, in a peaceful and established neighborhood. This property offers breathtaking water views and direct lake access--ideal for relaxing mornings, kayaking, or enjoying nature right from your backyard.Located just minutes from Tyndall Air Force Base, schools, and the beautiful waters of St.

  Stephanie Aldea Empire Real Estate of Florida LLC

  4813 S Lakewood Dr, Panama City, FL 32404
• 

  

  /17

  $192,500

  • Land
  • 0.52 Acre
  • $370,192 per Acre

  838 Vista Del Sol Ln, Panama City, FL 32404

  WATERFRONT LIVING IN GATED LAIRD BAYOU! Build your dream home on this spacious 0.51-acre lot located in one of Panama City's most desirable coastal communities. This rare homesite offers direct access to the water and is just steps away from top-tier amenities including a private boat ramp, RV/boat storage, and a resort-style pool. Nestled in a peaceful, upscale neighborhood, you'll enjoy both

  Carly Harless Beachy Beach Real Estate

  838 Vista Del Sol Ln, Panama City, FL 32404
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  /8

  $199,000

  • Land
  • 0.17 Acre
  • $1,170,588 per Acre

  401 Lantana St, Panama City Beach, FL 32407

  Great Location! Walk to the beach. Location, location, Location! ZONED Multi-Family residences, allowing for the ability to Build duplexes, triplexes. Centrally located within half a mile of the sandy beaches and a mile of the pier park, shopping, and restaurants. Information is deemed to be reliable, but is not guaranteed, Buyer to verify all information.

  Silvia Madriaga The Premier Property Group

  401 Lantana St, Panama City Beach, FL 32407
• 

  

  /52

  $194,900

  • 3 Beds
  • 2 Baths
  • 1,225 Sq Ft

  1607 Cape Cod Dr, Panama City Beach, FL 32407

  Welcome to your perfect beach retreat or full-time residence! This spacious and affordably priced condo is located less than five minutes from the beautiful white sand beaches of Panama City. Recently updated with $16,000 in upgrades, it offers modern comfort in a peaceful, gated community. Ideal for those seeking a quiet living environment, the property is short-term rental restricted, ensuring

  Jade Schilhab The Ketchersid Group LLC

  1607 Cape Cod Dr, Panama City Beach, FL 32407
• 

  

  /7

  $135,000

  • Land
  • 0.37 Acre
  • $364,865 per Acre

  4707 Bayou Bluff Trail, Lynn Haven, FL 32444

  Welcome to 4707 Bayou Bluff Trail--a rare opportunity to build your dream waterfront home in one of Lynn Haven's most exclusive gated communities. This .371-acre homesite offers a peaceful, private setting along the bayou with direct access to North Bay and a short boat ride to the Gulf. Imagine launching your boat or paddleboard from your backyard and enjoying the serene beauty of coastal living

  Angela Feria Foundation Real Estate Agency LLC

  4707 Bayou Bluff Trail, Lynn Haven, FL 32444
• 

  

  /41

  $199,999

  • 2 Beds
  • 2 Baths
  • 1,056 Sq Ft

  1640 Acre Cir, Panama City Beach, FL 32407

  dues include tv internet water trash pickup pool clubhouse dog park office 2 b 2 b 55 and over community fee simple u own the land

  Pat Golden Pat Golden Properties

  1640 Acre Cir, Panama City Beach, FL 32407
• 

  

  /17

  $170,000

  • Land
  • 0.54 Acre
  • $314,815 per Acre

  902 Iowa Ave, Lynn Haven, FL 32444

  WATERFRONT! Large lot located in the highly desired 'Lynn Haven' community with NO HOA! This lot sits biking/golf cart distance to Sharon Sheffield Park perfect for those farmer market, and concert in the park days. While also sitting within a 1/2 mile to public boat and beach access! Canoe or kayak from your very own backyard. Waterfront w/o bay access. Schedule your showing today.

  Christina Daniels Keller Williams Success Realty

  902 Iowa Ave, Lynn Haven, FL 32444
• 

  

  /11

  $200,000

  • Land
  • 0.14 Acre
  • $1,428,571 per Acre

  5806 Pinetree Ave, Panama City, FL 32408

  Prime Residential Lot - Panama City Beach, FLCleared and ready to build, this residential lot is located just minutes from St. Andrews State Park, Schooners Beachfront Restaurant, Rick Seltzer Park, and multiple public beach access points. Previously improved with a home, the lot offers existing water and electric connections. UPDATE: The on-site septic tank has been filled with sand, for

  M. Ashley Crawford Counts Real Estate Group

  5806 Pinetree Ave, Panama City, FL 32408
• 

  

  /13

  $135,000

  • Land
  • 0.43 Acre
  • $313,953 per Acre

  1819 Grant Ave, Panama City, FL 32405

  Excellent opportunity to own a spacious lot in the highly desirable St. Andrews area. This generously sized property offers the possibility of being subdivided into two separate lots (buyer to verify with local zoning). In addition to front access, the lot also features rear access via Laurel Avenue--ideal for flexible development options. A damaged structure is currently onsite and conveys at

  Luisa Dick Coldwell Banker Realty

  1819 Grant Ave, Panama City, FL 32405
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  /5

  $150,000

  • Land
  • 0.28 Acre
  • $535,714 per Acre

  107 Grove Isle Blvd, Upper Grand Lagoon, FL 32408

  Envision life near the Grand Lagoon and the Gulf of Mexico! A cleared lot is now available in the desirable Palm Bay subdivision, offering the perfect foundation for your future coastal home. And the best part? Engineered stamped house plans are included, ready for you to start building! Secure your piece of this charming neighborhood today, whether you're building soon or later.

  chris roberts EXP Realty LLC

  107 Grove Isle Blvd, Upper Grand Lagoon, FL 32408
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  /28

  $114,900

  • Land
  • 1.54 Acres
  • $74,610 per Acre

  10313 Highway 2301, Youngstown, FL 32466

  This flat lot very close to Cherokee Landing/David Hutchinson Park is a ideal place for your home. Two parcels combined into one, it is a flat 1.5 acres that has a clear pond that is about 1/4 acre, and it has about 160 feet of waterfront on a canal that you can boat out to Deer Point Lake, Bear Creek and Econfina Creek. Local boaters and kayakers can paddle down or float on tubes to Pitts

  Harvey Webb Counts Real Estate Group

  10313 Highway 2301, Youngstown, FL 32466
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  /30

  $189,000

  • 4 Beds
  • 2 Baths
  • 1,568 Sq Ft

  6109 Shannon Cir, Youngstown, FL 32466

  *SELLER OFFERING $5,000 TOWARDS BUYERS CLOSING COST AND PREPAIDS* Escape the hustle and enjoy quiet country living on this spacious 1.6-acre property in Youngstown, Florida. This 4-bedroom, 2-bath home offers plenty of space inside and out--ideal for those seeking comfort, privacy, and room to grow.The interior features an open layout that connects the kitchen, dining, and living areas, creating

  Savannah Mettille Empire Real Estate of Florida LLC

  6109 Shannon Cir, Youngstown, FL 32466
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  /38

  $175,000

  • 3 Beds
  • 1 Bath
  • 768 Sq Ft

  1615 Billings Ave, Panama City, FL 32401

  Charming Coastal Cottage Just Steps from St. Andrews - Ideal Vacation Home or Investment Property! Or first time home purchase!Welcome to 1615 Billings Avenue, a beautifully preserved 3-bedroom, 1-bath home nestled in the heart of the vibrant St. Andrews district in Panama City, Florida. Built in 1942, this character-filled home is the perfect coastal getaway or investment opportunity for anyone

  Daniel Raffield Empire Real Estate of Florida LLC

  1615 Billings Ave, Panama City, FL 32401
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  /13

  $130,000

  • Land
  • 0.30 Acre
  • $433,333 per Acre

  102 Tuscany Way, Panama City Beach, FL 32407

  Discover the perfect opportunity to build your dream home on this .3-acre lot in the highly sought after Trieste gated community. Approx. 1.8 miles from the beautiful sand and emerald waters of the Gulf, this prime location offers a blend of luxury, convenience and exclusivity. Enjoy a serene lifestyle with access to hiking trails, golf courses, and a host of other amazing Coastal amenities.

  Scott Goldstein Grayton Beach Realty Llc

  102 Tuscany Way, Panama City Beach, FL 32407
• 

  

  /14

  $165,000

  • Land
  • 1.07 Acres
  • $154,206 per Acre

  7644 Coastal Hammock Trail, Panama City Beach, FL 32413

  Beautiful large corner building lot on paved road with improvements, surveyed, cleared, fill brought in for the building pad, and utilities established. Rivercamps is a restricted development that is secluded in a natural setting with natural wooded buffers, large lots, and an abundance of wildlife. Meandering paved roads, walking and nature trails, private marina, dock, pool and pavilion, and

  Rick Koehnemann Koehnemann Realty

  7644 Coastal Hammock Trail, Panama City Beach, FL 32413
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  /9

  $110,999

  • Land
  • 14 Acres
  • $7,928 per Acre

  10819 Silver Lake Rd, Fountain, FL 32438

  Beautiful partially cleared 14 acres with a small pond and small storage building. Electricity is run to the property and needs a power pole. There is an older well located on the property but seller makes no warranty to condition. Zoned Ag 1, flood zone X and A. Silver Lake road is paved and 2.2 miles from Hwy 231 and approximately 25 miles to Panama City.

  Tiffani Salinas Compass

  10819 Silver Lake Rd, Fountain, FL 32438
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  /2

  $130,000

  • Land
  • 1.00 Acre
  • $130,000 per Acre

  7113 Hamrick Rd, Southport, FL 32409

  Rare opportunity to own a full 1-acre homesite in the heart of Southport! 7113 Hamrick Rd is already equipped with essential infrastructure, including a private septic system (with lift station), well, and city water meter -- making it a ready-to-build property for your dream home or investment project.The septic and lift station are sized to support up to a 5-bedroom, 3-bathroom home, offering

  Renae Cooper RE/MAX Freedom

  7113 Hamrick Rd, Southport, FL 32409
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  /21

  $200,000

  • 3 Beds
  • 2 Baths
  • 1,476 Sq Ft

  518 Maine Ave, Panama City, FL 32401

  Located in the heart of desirable St. Andrews, this 3-bedroom, 2-bath home offers the perfect blend of comfort, space, and beachy charm. Step inside to find a spacious family area and kitchen. Outside, enjoy a large fenced-in yard-- perfect for pets, gardening, or relaxing afternoons in the Florida sun. Two storage sheds provide extra space for tools or beach gear. With no HOA, you have the

  Becca Wright Own It Real Estate LLC

  518 Maine Ave, Panama City, FL 32401
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  /33

  $159,000

  • 1 Bed
  • 1 Bath
  • 924 Sq Ft

  105 Allen Ave Unit 65, Panama City, FL 32401

  Waterfront Living with Historic Charm in the Heart of Panama City!Welcome to The Cove - one of Panama City's most beloved and historic neighborhoods where Southern charm meets coastal luxury! Nestled along the sparkling shores of St. Andrews Bay, this beautifully updated one bedroom, one bath condo offers a rare opportunity to own your very own slice of paradise.Step inside and be welcomed by an

  Mike Herring Keller Williams Realty Emerald

  105 Allen Ave Unit 65, Panama City, FL 32401
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  /11

  $129,000

  • 3 Beds
  • 2 Baths
  • 1,404 Sq Ft

  12401 Old Gristmill Rd, Ebro, FL 32437

  With this, beautiful property you can enjoy the peace and quiet while being close to both recreation and shopping. The home has new metal roof, new flooring; updated plumbing in the bathrooms; the kitchen has new appliances. HVAC allowance for new one. Home still needs TLC but a great property to own. If important all information and measurements should be verified.

  Margaret Blum Central Bay Realty and Property Management LLC

  12401 Old Gristmill Rd, Ebro, FL 32437
• 

  

  /14

  $105,000

  • Land
  • 0.57 Acre
  • $184,211 per Acre

  116 Lake Merial Trail, Lake Merial Phase One, FL 32409

  Situated on one of the larger interior lots in the community, this 0.57-acre parcel offers the perfect blend of space, privacy, and natural beauty. With just over half an acre of wooded landscape, the lot provides a peaceful, secluded setting ideal for those looking to build their dream home. Backing up to a lush vegetation buffer, you'll enjoy enhanced privacy with no rear neighbors, creating a

  Grace Byrd Corcoran Reverie

  116 Lake Merial Trail, Lake Merial Phase One, FL 32409
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  /26

  $199,000

  • 1 Bath
  • 476 Sq Ft

  301 Lullwater Dr Unit 281, Panama City Beach, FL 32413

  Excellent opportunity to own a beautifully remodeled, fully furnished, turnkey ground floor condo, on the desired West End of Panama City Beach! This beautiful condo is only 1/2 block to the beach access. All of the action at Pier Park is less than a mile away! Relax on your private back deck and watch stunning sunsets over the lake or enjoy a dip in the community pool. Updates include new

  Crystal Duncan Paradise Properties of NW Florida

  301 Lullwater Dr Unit 281, Panama City Beach, FL 32413
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  /27

  $165,000

  • 2 Beds
  • 2 Baths
  • 924 Sq Ft

  2611 Willow Oak Ct, Panama City, FL 32408

  Welcome to 2611 Willow Oak Court in the heart of Panama City Beach, Florida. This 2-bedroom, 2-bath home with a bonus room is the perfect opportunity for investors, or anyone looking to put their personal touch on a beachside property.Just minutes from the white sandy beaches and emerald green waters of the Gulf, this home is short-term rental approved--making it a fantastic investment with

  Stephanie Aldea Empire Real Estate of Florida LLC

  2611 Willow Oak Ct, Panama City, FL 32408
• 

  

  /12

  $179,000

  • Land
  • 0.53 Acre
  • $337,736 per Acre

  1200-1204 E 15th St, Panama City, FL 32405

  OWNER FINANCING AVAILABLE CALL LISTING AGENT FOR TERMS. This vacant commercial land is approximately .53 acres. This property features 165 feet of frontage along East 15th Street, a high-traffic corridor providing very high visibility for potential businesses. Zoned for many types of business including dance studio's, bakeries, restaurants without a drive thru and many more. Buyers are to deem

  Matt Keaton Counts Real Estate Group Inc

  1200-1204 E 15th St, Panama City, FL 32405
• 

  

  /7

  $179,900

  • 3 Beds
  • 2.5 Baths
  • 1,349 Sq Ft

  557 Palermo Rd, Panama City, FL 32405

  this Home is need of a HANDY Man or Woman. With a little TLC and elbow grease this Place will be ready to go. New windows already purchased, just need to be hung. House needs some stucco and drywall as well.

  Mandy Jenkins LoKation Real Estate

  557 Palermo Rd, Panama City, FL 32405
• 

  

  /8

  $198,000

  • 3 Beds
  • 1 Bath
  • 1,140 Sq Ft

  804 Nottingham Dr, Panama City, FL 32401

  Attention investors:Come see this great 3 Bed 1 Bath in Springfeild. Home is rented for 1,000 a month. Great investment home to expand your portfolio today. Call your agent and get the details.

  Patrick Casey Full Sail Realty of NWFL

  804 Nottingham Dr, Panama City, FL 32401
• 

  

  /25

  $150,000

  • 1 Bed
  • 1 Bath
  • 924 Sq Ft

  105 Allen Ave Unit 57, Panama City, FL 32401

  Discover tranquility at Bay Club, nestled in the heart of Panama City. This main-floor unit boasts a spacious bedroom, plenty of closet space, and an open-concept living area. The compact galley kitchen is easy to clean and maintain with everything you need.Relax by the large pool, surrounded by a sprawling patio with loungers, a firepit (coming soon), and refreshed landscaping. Beyond the pool,

  Dennis Nelson Keller Williams Success Realty

  105 Allen Ave Unit 57, Panama City, FL 32401
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  /16

  $150,000

  • Land
  • 0.25 Acre
  • $600,000 per Acre

  1324 E Lakewalk Cir, Panama City Beach, FL 32413

  Build your dream home in beautiful Wild Heron, a 700+ acre Coastal Sanctuary situated on Lake Powell. This lot backs up to fairway 7 and the conservation area. Enjoy the privacy of a wooded lot, while also taking advantage of the many Wild Heron amenities including community pool, boardwalk walking paths, boat house with kayaks and paddle boards. NOTE: Seller also owns adjacent lot which may

  Martin Sandel Sandels by the Sea LLC

  1324 E Lakewalk Cir, Panama City Beach, FL 32413
• 

  

  /12

  $145,000

  • Land
  • 0.27 Acre
  • $537,037 per Acre

  1602 Dayflower Dr, Panama City Beach, FL 32413

  Beautiful wooded lot in desirable Wild Heron. Golf course winds throughout area and behind this lot. Plan and build your dream home.

  Martin Sandel Sandels by the Sea LLC

  1602 Dayflower Dr, Panama City Beach, FL 32413
• 

  

  /27

  $188,000

  • 2 Beds
  • 2.5 Baths
  • 1,300 Sq Ft

  136 Georgetown Ave Unit 1A-4, Inlet Beach, FL 32461

  Experience the luxury of owning a vacation home in Rosemary Beach without the full expense or upkeep through this fractional ownership opportunity at the Private Residence Club (PRC). This exclusive arrangement offers the comforts of private ownership combined with the exceptional services and amenities of a luxury resort. On-site professional management takes care of maintenance, utilities, and

  Jennifer Smith Rosemary Beach Realty LLC

  136 Georgetown Ave Unit 1A-4, Inlet Beach, FL 32461
• 

  

  /5

  $130,000

  • Land
  • 0.44 Acre
  • $295,455 per Acre

  202 Lakeview Terrace, Lynn Haven, FL 32444

  Large corner lot in The Meadows. Beautiful, cleared, pond access and ready to build, this .44-acre lot that is perfect for you! If you love golf, you are in luck, Nature Walk is just a golf cart ride away. Close to Panama City Beach, airport, shopping, restaurants and hospitals. Call today!

  Rebecca Skipper Counts Real Estate Group

  202 Lakeview Terrace, Lynn Haven, FL 32444
• 

  

  /30

  $154,900

  • Land
  • 0.17 Acre
  • $899,535 per Acre

  121 15th St, Mexico Beach, FL 32456

  Vacant lot in Mexico Beach is only 800 feet to the beach! Own this beautiful lot to build your dream home in the coastal town of Mexico Beach. Just one block from the breathtaking Gulf of Mexico. Easy access via sidewalk to the beach.

  James Gillette Jeff Galloway Real Estate

  121 15th St, Mexico Beach, FL 32456
• 

  

  /33

  $137,000

  • 2 Beds
  • 2 Baths
  • 1,120 Sq Ft

  3801 E 1st Ct, Panama City, FL 32401

  Discover the perfect blend of comfort and convenience in this well-maintained home with breathtaking views of Lake Martin. This property carries a rich family history and was purchased new in 2019. It offers 2 bedrooms and 2 bathrooms. Inside you'll find a thoughtfully designed kitchen featuring a double sink, an island, attractive cabinetry, a breakfast bar, and a cozy breakfast nook. The

  Kelli Adams ERA Neubauer Real Estate, Inc

  3801 E 1st Ct, Panama City, FL 32401
• 

  

  /7

  $199,000

  • Land
  • 0.37 Acre
  • $532,655 per Acre

  Lot 7 Sr 30-A, Port St. Joe, FL 32456

  Large RV approved lot! Enjoy stunning sunsets and views of St. Joe Bay. Just a short drive to Salinas Park and downtown Port Saint Joe. The back of the property is bordered by the State owned St. Joseph Bay Buffer Preserve, so no back door neighbors. Call today for more information!

  Maria Ramsey Rish Real Estate Group

  Lot 7 Sr 30-A, Port St. Joe, FL 32456
• 

  

  /36

  $185,000

  • 3 Beds
  • 2 Baths
  • 924 Sq Ft

  603 Live Oak Ln, Panama City Beach, FL 32408

  Tucked away in a quiet, established neighborhood off North Lagoon Drive, this renovated 3-bedroom, 2-bathroom home offers a fantastic blend of comfort, convenience, and coastal living. Situated on a fully fenced quarter-acre lot with no HOA, there's ample space for RV or boat parking, plus two yard sheds for all your storage needs. Enjoy the benefits of recent renovations and upgraded features

  Ramil Zartdinov Local Insight Realty

  603 Live Oak Ln, Panama City Beach, FL 32408

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