Bay County FL Homes under $200,000

/10
$119,900
- Land
- 0.19 Acre
- $631,053 per Acre
5401 Hopetown Ln, Upper Grand Lagoon, FL 32408

Build-Ready Lot in Gated Community Approved Plans + Survey Complete Minutes to Beach.If you've been looking for a place to build in Panama City Beach, this is one worth seeing. Located in the gated Martinique community on the east end, 5401 Hopetown Lane sits in a quiet, well-kept neighborhood just minutes from the beach, marinas, restaurants, and shopping. One of the biggest advantages here

Anat Shmueloff EXP Realty LLC

5401 Hopetown Ln, Upper Grand Lagoon, FL 32408
/8
$135,000
- Land
- 0.27 Acre
- $500,000 per Acre
6416 Marvin Ln, Panama City, FL 32409

Whether you're searching for a primary residence or a weekend retreat with boating access, this property is the perfect fit. This .27-acre canal lot offers quick access to the deep waters of North Bay and is conveniently located near Lynn Haven's shopping and dining. The land is vacant, ready for clearing and building. Buyers are encouraged to verify all information.

Team Don and Bubba EXP Realty LLC

6416 Marvin Ln, Panama City, FL 32409
/50
$139,900
- 1 Bath
- 330 Sq Ft
14401 Front Beach Rd Unit 301, Panama City Beach, FL 32413

EXCEPTIONAL GULF-FRONT INVESTMENT OPPORTUNITY AT THE HISTORIC FONTAINEBLEAU TERRACE. Secure one of the most accessible Gulf-front assets in Panama City Beach! Unit 301 is perfectly positioned on price, offering a rare entry-level opportunity for an investor ready to capture the full potential of this high-demand market. Tastefully decorated and situated to maximize scenery, this unit is a blank

Danielle Kemp CENTURY 21 Ryan Realty Inc

14401 Front Beach Rd Unit 301, Panama City Beach, FL 32413
/18
$139,000
- Land
- 0.41 Acre
- $339,024 per Acre
303 Hugh Thomas Dr, Callaway, FL 32404

Build Your Dream Home in a Prime Callaway Location! Discover the perfect opportunity at 303 Hugh Thomas Drive, ideally located just 8.8 miles from Tyndall Air Force Base. This oversized residential lot offers the perfect balance of privacy, space, and convenience. Enjoy being minutes from restaurants, shopping centers, grocery stores, schools, and beautiful parks for outdoor fun and family time.

Ceimar Nassar Contreras ERA Neubauer Real Estate Inc

303 Hugh Thomas Dr, Callaway, FL 32404
/13
$125,000
- Land
- 0.86 Acre
- $145,349 per Acre
7534 Morning Marsh Trail, Panama City Beach, FL 32413

Exceptional 0.86-acre homesite in the private, gated RiverCamps on Crooked Creek by St. Joe. Set within a 1,500-acre waterfront community bordered by West Bay, the Intracoastal Waterway, and Crooked Creek. Enjoy a serene natural setting with easy access to the airport, Pier Park, and the Emerald Coast's world-class white-sand beaches.

Team Don and Bubba EXP Realty LLC

7534 Morning Marsh Trail, Panama City Beach, FL 32413
/36
$149,900
- 3 Beds
- 2 Baths
- 1,056 Sq Ft
10626 Happyville Rd, Youngstown, FL 32466

Enjoy peaceful country living, with nearly 1.5 acres offering plenty of space and privacy. This 2019 mobile home offers a desirable split-bedroom floor plan. Primary bedroom is spacious and includes a walk-in closet, large shower and double vanities in master bathroom. Living room showcases built in shelving, with an open kitchen and dining area. The deep lot features a fenced in back yard making

Haley Dileva Coldwell Banker Realty

10626 Happyville Rd, Youngstown, FL 32466
/42
$185,000
- 1 Bed
- 1 Bath
- 651 Sq Ft
116 Damon Cir Unit O, Panama City Beach, FL 32407

REDUCED PRICE TO SELL!!!! Turn Key unit with rental on the books! Make it your own home to live in this awesome One BedroomI/ One Full Bath Condo unit with storage galore ... it is a MUST SEE!!! It has a beautiful kitchen that is unique to the condos, with plenty of cabinet space not typically found in these units. It also has a built in microwave, cook top electric stove, recessed lighting over

Leigh Ann Holsenback Emerald Coast Realty Inc

116 Damon Cir Unit O, Panama City Beach, FL 32407
/24
$187,000 New Construction
- 4 Beds
- 2 Baths
- 1,600 Sq Ft
5517 Adalee Rd, Panama City, FL 32404

Brand-new double-wide manufactured home in the heart of Panama City!Stunning new 28' x 56' double-wide offering modern design, spacious living, and low-maintenance ownership on a private city lot.This beautiful new home features an open-concept floor plan with a large living area, contemporary kitchen, and dining space perfect for entertaining. The kitchen is equipped with stylish

Cliff Glansen FLATFEE.COM

5517 Adalee Rd, Panama City, FL 32404
/4
$199,900
- Land
- 0.93 Acre
- $214,946 per Acre
0000 Hwy 389, Lynn Haven, FL 32444

LYNN HAVEN ... 5 INDIVIDUAL BULDING LOTS SITUATED ON CORNER OF HWY 389 & DELAWARE AVE. Quiet settled neighborhood just a few blocks to downtown Lynn Haven, and short distance to several public parks and boat ramps. Underbrush has been cleared though a few trees left for clearing. Corner Parcel 1, 11179-000-000, 65'x150'. Parcel 2, 11179-000-02, Parcel 3, 11179-000-04, Parcel 4, 11179-000-06,

Barbara Stevens EXP Realty LLC

0000 Hwy 389, Lynn Haven, FL 32444
/12
$144,000
- Land
- 0.35 Acre
- $411,429 per Acre
108 Trenovia Cir, Panama City Beach, FL 32407

Location, Location, Location! Situated on a desirable corner lot within the beautiful gated community of Trieste, this homesite offers the ideal setting for your coastal retreat. Tucked inside the neighborhood for added privacy, yet just minutes from the best of Panama City Beach living. Enjoy quick access to Pier Park shopping and dining, the public boat launch, scenic hiking trails, and golf at

Angela Cummins Linda Miller Real Estate

108 Trenovia Cir, Panama City Beach, FL 32407
/48
$179,900
- 1 Bath
- 330 Sq Ft
14401 Front Beach Rd Unit 229, Panama City Beach, FL 32413

Wake up to the gentle rhythm of the waves and breathtaking views of the pristine Bid-A-Wee beach and the emerald coast. This stunning, completely renovated studio unit offers the perfect blend of modern luxury and coastal charm. Step inside to a beautifully designed space featuring elegant wood grain tile flooring that provides both style and durability. The kitchen is a true highlight, boasting

Jean McDougall Anchor Realty Florida

14401 Front Beach Rd Unit 229, Panama City Beach, FL 32413
/5
$192,999
- Land
- 2.79 Acres
- $69,175 per Acre
625 Brit Pond Rd, Panama City, FL 32409

Please note, the seller has lowered the price several times and is now firm at the listing price.This 2.79-acre vacant lot in Bay, FL is ideally situated near the Burnt Mill Creek Boat Launch, offering easy access to boating, fishing, and endless outdoor recreation. You’re also just a short drive from Panama City Beach’s shopping, dining, and the Emerald Coast’s renowned white sand beaches.

Zach Hilferding NEW ALLIANCE GROUP REALTY

625 Brit Pond Rd, Panama City, FL 32409
/33
$119,500
- 2 Beds
- 1 Bath
- 1,226 Sq Ft
517 S Highway 22 A, Panama City, FL 32404

Price Reduced!! Spacious townhome with tons of potential. Come view this two bedroom one bath townhome in Parker, close to Tyndall Airforce Base. This neighborhood provides an HOA with community pool and courtyard area which is great for families or just sitting outside relaxing in the green space. The complex is right across the street from Parker Elementary. The townhome features two bedrooms

Daryle Burkey Coldwell Banker Realty

517 S Highway 22 A, Panama City, FL 32404
/50
$199,500
- 3 Beds
- 2.5 Baths
- 1,704 Sq Ft
1840 Mallard Dr Unit C, Panama City, FL 32404

This cozy waterfront townhome has so much to offer. It has been completely remodeled in the past 2 years. As you enter this cozy townhome, you will see how open and spacious it is, allowing your creativity to flow. It has LP flooring done in 2024, ceramic flooring in the kitchen installed in 2022, stainless steel appliances, completely painted on the outside. Come enjoy the tranquility. Make your

Nick Brown Coldwell Banker Niceville

1840 Mallard Dr Unit C, Panama City, FL 32404
/26
$174,500
- 1 Bed
- 1.5 Baths
- 620 Sq Ft
4114 Holiday Dr Unit 20, Panama City, FL 32408

Affordable Beach Retreat - Rare Find Just 100 Yards from the Gulf! Don't miss your chance to own one of the most affordable beach condos on the Emerald Coast! Perfect as a personal getaway or an income-producing investment, this top-floor gem is ideally located just steps from Beach Accesses 13 & 14—putting the sugar-white sands of the Gulf right at your doorstep. Inside, you'll find a

Cindy Shoemaker Christies International Real Estate Emerald Coast

4114 Holiday Dr Unit 20, Panama City, FL 32408
/31
$139,500
- Land
- 0.64 Acre
- $217,969 per Acre
7628 Coastal Hammock Trail, Panama City Beach, FL 32413

Tucked inside the private, gated community of RiverCamps, this .61-acre homesite sits on a paved road just a quarter mile from West Bay—perfect for catching those refreshing coastal breezes.RiverCamps is a unique hidden gem in Panama City Beach, designed as a nature preserve spread across 1,500 acres. With fewer than 450 homesites thoughtfully placed on 500 acres and the remaining 1,000 acres

Angie Gibson Watersound Real Estate

7628 Coastal Hammock Trail, Panama City Beach, FL 32413
/14
$199,000
- 1 Bed
- 2 Baths
- 864 Sq Ft
1328 Friendship Ave, Panama City, FL 32401

CHARMING HISTORIC GEM! Perfect small home or rental. STR may be a great way to go here. Discover this delightful 1-bedroom, 2-bathroom home nestled in the prestigious Historic St. Andrews district of Panama City! This beautifully appointed property features a spacious master bedroom suite with generous closet space and natural light, complemented by two full bathrooms offering convenience and

Tony Viejo AMERICAN REALTY of Bay Co, Inc

1328 Friendship Ave, Panama City, FL 32401
/19
$149,000
- 1 Bath
- 400 Sq Ft
4114 Holiday Dr Unit 7, Panama City, FL 32408

Discover one of the best values in Panama City Beach, an studio condo located less than 150 steps from the sugar white sand, and it is priced under $150K! Located in Sand Castle Villas, this unfurnished unit is a blank canvas ready for your personal design and furnishing vision. The kitchen has been thoughtfully updated with brand-new stainless steel appliances and new cabinetry, offering a

Cindy Shoemaker Christies International Real Estate Emerald Coast

4114 Holiday Dr Unit 7, Panama City, FL 32408
/27
$199,000
- 1 Bed
- 1.5 Baths
- 900 Sq Ft
4725 Bay Point Rd Unit 262, Panama City Beach, FL 32408

This is the perfect condo in the gated community of Bay Point. It overlooks the pristine pond and the Jack Nicklaus golf course. It is across from the new Point South Marina. This is a spacious condo with so many updates including custom cabinets, tile backsplash, quarts countertops, high-end appliance, recess LED lighting, new water heater and new tile in the shower. it also has a newer HVAC

Keyela Hampton Coldwell Banker Realty

4725 Bay Point Rd Unit 262, Panama City Beach, FL 32408
/11
$167,900
- 2 Beds
- 1.5 Baths
- 936 Sq Ft
3742 E 9th St, Panama City, FL 32401

NO HOA FEES, Affordable 2 bed , 1.5 bath with fenced back yard. The first floor offers Livingroom/dining area and half bath, kitchen with breakfast bar. Sliding doors off the dining area access the covered back porch, laundry room and fenced back yard. 2nd floor you have 2 nice size bedrooms and full bath. Call today to schedule an appointment for showing.

Donna Stokes Top Producers Real Estate Group

3742 E 9th St, Panama City, FL 32401
/37
$148,000
- 1 Bath
- 330 Sq Ft
14401 Front Beach Rd Unit 403, Panama City Beach, FL 32413

If you are searching for the perfect blend of investment potential and coastal lifestyle, look no further. Situated less than a mile from Pier Park, you are just minutes away from some of the best shopping, dining, and entertainment the area has to offer -- and a short drive puts you at 30A, St. Andrews, and downtown Panama City as well. The numbers speak for themselves -- $27,000 in rental

Tyler Smith Legacy Premier Agency

14401 Front Beach Rd Unit 403, Panama City Beach, FL 32413
/12
$179,900
- 2 Beds
- 1.5 Baths
- 936 Sq Ft
3744 E 9th St, Panama City, FL 32401

NO HOA FEES, Affordable 2 bed , 1.5 bath End Unit with fenced back yard. The first floor offers Livingroom/dining area and half bath, kitchen with breakfast bar. Sliding doors off the dining area access the covered back porch, laundry room and fenced back yard. 2nd floor you have 2 nice size bedrooms and full bath. Call today to schedule an appointment for showing. Unit next door also available

Donna Stokes Top Producers Real Estate Group

3744 E 9th St, Panama City, FL 32401
/38
$179,900
- 2 Beds
- 1 Bath
- 1,226 Sq Ft
5014 Hickory St, Panama City, FL 32404

Welcome to this beautifully updated patio townhome in the charming Hickory Park community. This inviting home features durable vinyl plank flooring throughout the living area and bedrooms, creating a modern and cohesive feel. The spacious primary bedroom and second bedroom are both conveniently located on the first floor. The primary suite includes a private vanity connected to the main bathroom,

Amanda Vanover St Andrew Shores Realty Serv

5014 Hickory St, Panama City, FL 32404
/8
$100,000
- Land
- 0.13 Acre
- $769,231 per Acre
7141 Beachwood Blvd, Panama City Beach, FL 32407

Build your dream home on this quiet cul-de-sac lot in a prime Panama City Beach location! This vacant parcel is easy to show and already has utilities in place, making the building process simple and convenient. Nestled in a peaceful neighborhood setting yet close to shopping, dining, schools, and the world-famous white sand beaches, this homesite offers the perfect blend of privacy and

Renae Cooper RE/MAX SELECT Partners

7141 Beachwood Blvd, Panama City Beach, FL 32407
/13
$179,000
- 1 Bath
- 410 Sq Ft
101 Cain Rd Unit B, Panama City Beach, FL 32413

Don't miss out on this furnished, updated, and recently painted studio in Pirate's Cove. Enjoy the secluded patio, two community pools, dock & boat ramp with access to Lake Powell. Low monthly HOA covers water, sewer, & trash. Move in or rental ready!

Nicole Blasi Real Broker LLC

101 Cain Rd Unit B, Panama City Beach, FL 32413
/2
$120,000
- Land
- 0.44 Acre
- $272,727 per Acre
202 Lakeview Terrace, Lynn Haven, FL 32444

Large corner lot in The Meadows. Beautiful, cleared, pond access and ready to build, this .44-acre lot that is perfect for you! If you love golf, you are in luck, Nature Walk is just a golf cart ride away. Close to Panama City Beach, airport, shopping, restaurants and hospitals. Call today!

Rebecca Skipper Counts Real Estate Group

202 Lakeview Terrace, Lynn Haven, FL 32444
/31
$100,000
- Land
- 0.11 Acre
- $909,091 per Acre
5228 Kingston Cir, Panama City, FL 32408

Welcome to Martinique, one of Bay County's most desirable gated communities! Martinique is conveniently located... in close proximity to the beach, St. Andrew's State Park, some of PCB's best restaurants, live music venues and shopping! Martinique was designed with elegant architectural aesthetics in mind while retaining a sense of natural beauty. It's not an usual occurrence to see deer in your

Tammy Smith Epique Realty Inc

5228 Kingston Cir, Panama City, FL 32408
/22
$145,000
- Land
- 0.13 Acre
- $1,079,672 per Acre
148 Ocean Plantation Cir, Mexico Beach, FL 32456

NEWLY REDUCED PRICE!! This spot is practically neighbors with the white sandy shores of Mexico Beach. It is so close you can practically hear the ocean's whispers! Ocean Plantation is like a charming little village with its vintage streetlights and neat roads. It's not too vast, not too small. Don't forget, there's a 1,500-square-foot minimum requirement and an architectural review board to keep

Brenda Miller Beach Realty of Cape San Blas, Inc. - Branch

148 Ocean Plantation Cir, Mexico Beach, FL 32456
/17
$189,900
- Land
- 0.25 Acre
- $759,600 per Acre
113 13th St, Mexico Beach, FL 32456

QUIET COASTAL LOT!! This large homesite offers the perfect opportunity to create your dream coastal retreat just one block from the sugar-white sands of the Gulf. Tucked away on a quiet dead-end street, this large lot provides privacy, low traffic & the relaxed small-town atmosphere that makes Mexico Beach one of the Forgotten Coast's most desirable destinations. Known for its laid-back charm,

Kaye Haddock Beach Properties Real Estate Group

113 13th St, Mexico Beach, FL 32456
/17
$135,000
- 1 Bed
- 1 Bath
- 546 Sq Ft
222 Sherman Ave, Panama City, FL 32401

Don't miss this adorable 1 bedroom, 1 bathroom 1922 cottage that has been used as a short term rental, but could also be a great home as well. It comes fully furnished with everything needed to rent it. You'll enjoy the leather couches with recliners built in, smart tv, updated lighting, kitchen with cook top, refrigerator, table top microwave, coffee maker and toaster oven. The eat in kitchen

Christine Lance Keller Williams Success Realty

222 Sherman Ave, Panama City, FL 32401
/33
$197,000
- 3 Beds
- 2 Baths
- 1,260 Sq Ft
115 Christie Ln, Panama City, FL 32404

Affordable home close to Tyndall AFB -It is perfect if you want a first home or an investment for the future in a great location. This property has a fenced yard, and the BRAND NEW 2026 roof was just replaced the first week in February. The water heater was manufactured in 2023, and the air handler was installed in 2022- (Insurance companies love those dates while offering peace of mind to

Holli Persall ERA Neubauer Real Estate Inc

115 Christie Ln, Panama City, FL 32404
/38
$155,000
- 2 Beds
- 2 Baths
- 768 Sq Ft
1626 Acre Cir, Panama City Beach, FL 32407

This Mobile home is located in the quiet 55+ Neighborhood of Greenwood Acres. Great ammenities include community pool and a clubhouse. There's 24 hour security with License Plate video cameras so it's safe as well as convenient. The 2 bedroom, 2 bath unit has some upgrades and is a comfortable home. There's a stacked Washer & Dryer in the kitchen closet, Vinyl plank flooring throughout for easy

John Shook Clubbs Real Estate Group LLC

1626 Acre Cir, Panama City Beach, FL 32407
/48
$197,900
- 3 Beds
- 2 Baths
- 1,248 Sq Ft
230 Viola Ave, Panama City, FL 32404

Wow! Take a look at this fabulous manufactured mobile home which has many upgrades. New metal roof installed around 2019, new flooring recently installed, new interior painting. Brand new $8000 air conditioner installed in 2024. Entering the open floor plan, you are greeted by a large living room and sitting in that room, you feel a warmth and tranquility as this does not feel like your normal

Marco Cooper Coastal Sun Realty LLC

230 Viola Ave, Panama City, FL 32404
/8
$120,000
- Land
- 0.38 Acre
- $315,789 per Acre
242 N Highway 22 A, Panama City, FL 32404

Excellent opportunity to acquire a 0.38-acre vacant lot at 242 N Highway 22 A, Panama City, FL 32404. "Zoning: R-6M" This well-sized parcel offers ample space for building a custom spot or holding as a long-term investment. Located along a convenient highway corridor, the property provides easy access to local amenities, schools, and major roadways. Ideal for builders, or investors, seeking a

Samih Sadiq KELLY RIGHT REAL ESTATE

242 N Highway 22 A, Panama City, FL 32404
/12
$150,000
- Land
- 0.43 Acre
- $348,837 per Acre
154 Lake Merial Blvd, Southport, FL 32409

* Lake Merial Residential lot* In the growing luxury gated community of Lake Merial located in phase one, this lot sits at almost half an acre on the main Boulevard. With the lots in phase one being bigger this gives you the opportunity for more privacy and spacious living. Owning within this community allows you access to Lake Merial for activities such as freshwater fishing, kayaking and

Morgan Thomas CENTURY 21 Commander Realty

154 Lake Merial Blvd, Southport, FL 32409
/11
$130,000
- Land
- 0.42 Acre
- $309,524 per Acre
1526 Fortune Ave, Panama City, FL 32405

Currently Zoned GC-2 and Property has a development plan! water and sewer available. This unique property spans from Fortune Avenue to Friendship Avenue, offering frontage on both streets. Currently zoned General Commercial, the lot may also be rezoned for residential use. If converted to residential, the property could be split into two separate lots, each suitable for building a single-family

Zacarias Sanchez Think Real Estate

1526 Fortune Ave, Panama City, FL 32405
/15
$129,500
- 3 Beds
- 2 Baths
- 1,836 Sq Ft
8816 Lory Ln, Youngstown, FL 32466

SELLER SAYS BRING ALL OFFERS///If you are tired of the hustle and bustle of town living and just looking for a more rural area with more room to grow and privacy. Then you have found it!! This property has it all. Siting on a beautiful acre of land that is fenced in gives you plenty of room for boats, campers, ATV's, even your very own garden/////// You can clearly see the '' pride in ownership

Danny Rogers CENTURY 21 Commander Realty

8816 Lory Ln, Youngstown, FL 32466
/28
$139,900
- Land
- 1.74 Acres
- $80,402 per Acre
8625 Preservation Dr, Panama City Beach, FL 32413

1.75-Acre Premier Homesite in RiverCamps on Crooked Creek - Your Coastal Dream Awaits! Discover the perfect setting to build your dream home on this expansive 1.75-acre lot in the exclusive, gated RiverCamps on Crooked Creek community in Panama City Beach, FL. Nestled within a serene 1,500-acre nature preserve, this homesite offers unparalleled privacy and tranquility, surrounded by lush

Justin Raley Think Real Estate

8625 Preservation Dr, Panama City Beach, FL 32413
/2
$169,500
- Land
- 0.72 Acre
- $235,417 per Acre
9874 Summer Creek Dr, Southport, FL 32409

Welcome to Cedar Creek at Deerpoint Lake. This community is tucked away in a natural setting boasting the large pavilion for picnics or parties, an outdoor catering kitchen and a large pool next to the playground with updated play equipment. There is a nicely decorated clubhouse for your private gatherings, events or roasting marshmallows over the open fire pit out back. Interior lots start at

Kingslee Chamberlain Gulf Life Real Estate Inc

9874 Summer Creek Dr, Southport, FL 32409
/2
$189,500
- Land
- 1.02 Acres
- $185,784 per Acre
4206 Wood Duck Cove, Southport, FL 32409

Welcome to Cedar Creek at Deerpoint Lake. This community is tucked away in a natural setting boasting the large pavilion for picnics or parties, an outdoor catering kitchen and a large pool next to the playground with updated play equipment. There is a nicely decorated clubhouse for your private gatherings, events or roasting marshmallows over the open fire pit out back. Interior lots start at

Kingslee Chamberlain Gulf Life Real Estate Inc

4206 Wood Duck Cove, Southport, FL 32409

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