Bay County FL Homes under $300,000

/37
$274,900
- 3 Beds
- 2 Baths
- 1,180 Sq Ft
1219 Thomas Dr Unit 113, Panama City, FL 32408

Welcome to Emerald Pointe Resort. This 3 bedroom 2 bath home has been updated with an added addition with a large living room and bedroom. One owner and very well maintained. The home has a covered awning for parking of two vehicles, a storage building behind the house and an outdoor shower great to use after a day at the beach. Emerald Pointe Resort is a golf cart friendly, gated community

Lisa Long Lifes A Beach Real Estate, LLC

1219 Thomas Dr Unit 113, Panama City, FL 32408
/28
$280,000
- 3 Beds
- 2 Baths
- 1,152 Sq Ft
134 Linda Ave, Panama City, FL 32401

**Charming Cove Home in the Heart of Panama City**Welcome to this beautifully updated 3-bedroom, 2-bath home located in the highly sought-after historic Cove neighborhood. Just a short walk from the bay, this golf cart-friendly community offers the perfect blend of coastal charm and convenience.Step inside to discover brand-new flooring throughout, a modern kitchen with new quartz

Rick Miller Beachy Beach Real Estate

134 Linda Ave, Panama City, FL 32401
/35
$278,000
- 3 Beds
- 2 Baths
- 1,409 Sq Ft
5206 Robins Ct, Panama City, FL 32404

Welcome to this charming 3-bedroom, 2-bathroom home positioned on a spacious corner lot within a quiet cul-de-sac, offering both privacy and extra yard space! Step inside to find beautiful tile floors throughout the main living areas, plush carpet in the bedrooms, and a spacious open floor plan that's perfect for both relaxing and entertaining. The kitchen features stainless steel appliances and

Kelly Flanagan Keller Williams Success Realty

5206 Robins Ct, Panama City, FL 32404
/21
$279,900
- 1 Bed
- 1 Bath
- 1,000 Sq Ft
4725 Bay Point Rd Unit 269, Panama City Beach, FL 32408

Welcome to your serene retreat in Bay Point, one of the most exclusive gated communities in the area! This beautifully updated 1 BR condo overlooks the peaceful lake along the renowned Jack Nicklaus golf course and sits just across from the new state-of-the-art marina. Enjoy quiet mornings with wildlife views in a secure, 24-hour gated community that feels like a world away.Inside, you'll find

Melisa Caporella Realty Mark Associates

4725 Bay Point Rd Unit 269, Panama City Beach, FL 32408
/20
$209,900
- 3 Beds
- 2.5 Baths
- 2,001 Sq Ft
4922 Park St, Panama City, FL 32404

Renovated Panama City home! Features an extended layout, spacious master suite with walk-in closet & wheelchair accessible bath (with bench). Enjoy a huge downstairs den with fireplace, carport, & 6ft wood fence. Kitchen & baths boast updated cabinets & stone counters. Roof 2019.

Scott Fader Joseph Walter Realty LLC

4922 Park St, Panama City, FL 32404
/27
$240,000
- 3 Beds
- 2 Baths
- 1,144 Sq Ft
7200 Lake Suzzanne Way, Panama City, FL 32404

Back on Market at no fault to seller! Brand new construction home that would be excellent for first time homebuyers! Brand new stainless steel appliances included, 9 foot ceilings, smart home technology, and recessed lighting are all just scratching the surface of what this home has to offer. The kitchen has an incredibly beautiful island with a raised granite counter top bar, making for a great

Matthew Gainer Horsley Real Estate Group

7200 Lake Suzzanne Way, Panama City, FL 32404
/43
$299,999
- 3 Beds
- 2 Baths
- 1,599 Sq Ft
5218 Indian Bluff Dr, Youngstown, FL 32466

Discover your perfect home in tranquil Youngstown.Whether you're searching for your first home or your forever retreat, this charming residence has it all. Nestled on nearly half an acre in a peaceful neighborhood, this home offers a welcoming atmosphere and plenty of space to grow.Inside, you'll find plush new carpeting in the bedrooms, a formal dining room, and an inviting

Andrew Beckman RE Florida Homes

5218 Indian Bluff Dr, Youngstown, FL 32466
/19
$255,000
- 1 Bed
- 1.5 Baths
- 850 Sq Ft
4726 Bay Point Rd Unit F252, Panama City Beach, FL 32408

Welcome to your new remodeled home in the Harbour Villas at the prestigious gated community of Bay Point offering 24 hour security. Sip your morning coffee on the front porch watching the boats come and go from Point Marina, home of the annual Billfish Tournament or relax in the solarium watching the golfers go by on the Nicklaus Golf Course. Then head on over to Serenity Spa for a massage -

Cliff Glansen FLATFEE.COM

4726 Bay Point Rd Unit F252, Panama City Beach, FL 32408
/10
$279,000
- 2 Beds
- 1 Bath
- 1,364 Sq Ft
1011 Grace Ave, Panama City, FL 32401

All of the vintage charm and character of Grandma's house only better!Multi-Use 3 zoning aka MU3!Residential, light commercial use possibility.Looking for the perfect opportunity to live/work ?This property is well laid out and fits the bill perfectly.Ample parking in front and in the rear with coveted alley access.1011 Grace Ave has been lovingly restored and the owner

Janis Boatright Coldwell Banker Realty

1011 Grace Ave, Panama City, FL 32401
/35
$264,900
- 1 Bed
- 1 Bath
- 605 Sq Ft
17614 Front Beach Rd Unit 12 E, Panama City Beach, FL 32413

Welcome To Your Slice of Paradise at Endless Summer! This Beautifully Updated 1-Bedroom, 1-Bath Condo (2nd Floor - Overlooking the North Pool) Comfortably Sleeps (4) With A Convenient Pull-Out Murphy Console. A Proven Performer on Airbnb with 5-Star Reviews, Repeat Guests and Future Bookings Already Secured. This Condo Offers an Outstanding Opportunity for Both Personal Enjoyment and Investment

Dawn Severt Gulf Life Real Estate Inc

17614 Front Beach Rd Unit 12 E, Panama City Beach, FL 32413
/32
$280,000
- 2 Beds
- 2 Baths
- 1,084 Sq Ft
1307 Calabria Rd Unit 4A, Panama City, FL 32405

Fully Rehabbed 2 Bed / 2 Bath Charmer!Step into modern comfort and style at 1307 Calabria Ave -- a beautifully rehabbed 2-bedroom, 2-bath gem that blends smart updates with a bright, welcoming vibe. This one-story duplex unit has been completely reimagined for today's lifestyle with all the upgrades you've been dreaming of!Enjoy a fresh, open-concept layout with a spacious flow, paired with new

Melissa Haworth EXP Realty LLC

1307 Calabria Rd Unit 4A, Panama City, FL 32405
/82
$235,000
- 2 Beds
- 1.5 Baths
- 1,120 Sq Ft
17620 Front Beach Rd Unit 4U, Panama City Beach, FL 32413

Coastal Opportunity Awaits at Portside Resort - Panama City Beach's Hidden Gem! Discover the potential of this sought-after Portside Condo, perfectly positioned on the desirable west end of Panama City Beach -- just steps from the shimmering sugar-white sands and emerald waters of the Gulf! This two-bedroom retreat is your blank canvas -- brimming with potential to transform into a coastal dream

Heather Denaro Beachy Beach Real Estate

17620 Front Beach Rd Unit 4U, Panama City Beach, FL 32413
/38
$279,000
- 3 Beds
- 2.5 Baths
- 1,496 Sq Ft
106 Angel Falls Ln, Panama City Beach, FL 32407

Just 1.5 Miles from the Beach! This 3-bedroom, 2.5-bathroom townhouse offers a backyard escape. Enjoy brand new carpet throughout, spacious 9' ceilings on the main level, and 8' ceilings upstairs that create a bright, open atmosphere. The kitchen and living areas flow seamlessly, perfect for entertaining or relaxing after a day at the beach.Nestled in a golf cart-friendly community, this home

Charles Sowers Realty One Group Emerald Coast

106 Angel Falls Ln, Panama City Beach, FL 32407
/4
$279,000
- Land
- 0.27 Acre
- $1,033,333 per Acre
TBD Gulf View Dr, Panama City Beach, FL 32413

BUILDING OPPORTUNITY ON THE WEST END !!Double lot (80x148) in a highly desirable location near 30A, Inlet and Rosemary Beach. The possibilities are endless - build one or two single-family homes in an area ideal for short-term, long-term rentals, or your dream beach home.These long lots offer plenty of space for a swimming pools and outdoor living. Located in a quiet neighborhood with a lot of

Mari-Nikol Naydenova Beach Properties Realty

TBD Gulf View Dr, Panama City Beach, FL 32413
/26
$265,000
- 3 Beds
- 2 Baths
- 1,152 Sq Ft
928 E 25th St, Panama City, FL 32405

Welcome to your dream home a beautifully designed, newly constructed craftsman-style residence offering the perfect blend of timeless charm and sleek, modern comfort. Nestled in the center of town, this home provides unbeatable convenience to shopping, dining, and major thoroughfares, making your daily routine easier than ever.Step inside to discover an open-concept layout flooded with

Jennifer Bowman Beachy Beach Real Estate

928 E 25th St, Panama City, FL 32405
/20
$299,000
- 3 Beds
- 2 Baths
- 1,310 Sq Ft
104 Country Place, Panama City, FL 32408

Back on market-no fault of sellers. Great new price on this charming home. Located on a dead-end street in the quiet North Lagoon Drive area, home is tiled throughout and does allow Short Term Rentals. With an extra wide driveway, there is room for extra cars, a boat, or an RV. The screened in back porch runs the width of the home (34') for lots of evenings outside. Home has a newer water

Richard Gheesling AMERICAN REALTY of Bay Co, Inc

104 Country Place, Panama City, FL 32408
/62
$249,900
- 2 Beds
- 2 Baths
- 1,140 Sq Ft
3033 Meadow St, Lynn Haven, FL 32444

Hammocks townhome, immaculate condition with many upgrades. Like New, Owner purchased new and has occupied since, home has never been rented. New bamboo flooring throughout, marble counter-tops, recently replaced all new energy efficient windows, new hot water heater, new dishwasher, roof redone in 2019 and more. Screened back porch overlooks newly sodded yard and wonderful landscaping.Community

Alan Swigler ERA Neubauer Real Estate, Inc

3033 Meadow St, Lynn Haven, FL 32444
/30
$294,999
- 3 Beds
- 2 Baths
- 1,296 Sq Ft
11136 Silver Lake Rd, Fountain, FL 32438

2020 Manufactured home located on almost 18 acres of land on a paved road with easy access to Highway 231! This home features a beautiful eat in kitchen with an island. An inside laundry room is just off the kitchen. The master bedroom has an en suite bathroom with a double sink vanity and a large shower. The additional bedrooms are nice sized and share the guest bathroom. Approximately 1/3

Kathy Peacock-Morgan Coastal Choice Realty LLC

11136 Silver Lake Rd, Fountain, FL 32438
/4
$295,000
- Land
- 0.04 Acre
- $7,375,000 per Acre
437 S Marlin Dr, Panama City Beach, FL 32408

This is a beautiful brick paved corner RV lot. Location is centrally located in the resort for easy access to all of the amenities that Venture Out Resort has to offer. A lagoon pool, beach side pool, playground and pavilion with grilling stations nearby. Don't miss this opportunity to own one of the best lots in one of the best resorts in PCB!

Randall Fisher Coastal Sun Realty LLC

437 S Marlin Dr, Panama City Beach, FL 32408
/33
$289,900
- 3 Beds
- 2.5 Baths
- 1,532 Sq Ft
1702 Annabellas Dr, Panama City Beach, FL 32407

This 3 bedroom 2 1/2 bath home is priced to sell! Upon entry of the spacious foyer you will make your way to the open living room, kitchen, and dining area. Conveniently located just off the living room is a half bath. Just up the stairs you will have 2 spacious bedrooms as well as the laundry area. At the end of the hall is the master bedroom with on suite and large walk-in closet. Unit 1702 is

Kayleigh Warren Keller Williams Success Realty

1702 Annabellas Dr, Panama City Beach, FL 32407
/29
$259,000
- 1 Bed
- 1 Bath
- 653 Sq Ft
17690 Front Beach Rd Unit C204, Panama City Beach, FL 32413

Charming 1BR/1BA condo in Peachtree Place on the desirable west end of PCB! This well-maintained unit features a sleeper sofa, a private balcony, and elevator access for added convenience. Located just steps from the Gulf at Beach Access 73, and close to Pier Park, 30A, dining, and entertainment. Peachtree Place offers a community pool and beautifully landscaped grounds. Perfect for a beach

Bryce Miller Miller & Associates Realty

17690 Front Beach Rd Unit C204, Panama City Beach, FL 32413
/46
$205,000
- 2 Beds
- 2 Baths
- 965 Sq Ft
512 Lighthouse Rd, Panama City Beach, FL 32407

This charming 2nd-floor condo offers natural sunlight, added privacy, and a prime location in a gated community just 1⁄2 mile to the white sandy beaches of the Emerald Coast. Enjoy peace of mind with a 2023 HVAC system and low-maintenance living—HOA fees include water, sewage, garbage, landscaping, and upkeep of community amenities.Nautilus Cove features a clubhouse, resort-style pool,

Amy Killian Beachy Beach Real Estate

512 Lighthouse Rd, Panama City Beach, FL 32407
/45
$274,500
- 2 Beds
- 2 Baths
- 1,254 Sq Ft
520 N Richard Jackson Blvd Unit 2503, Panama City Beach, FL 32407

Welcome to Edgewater Golf Villas Unit 2503! This 2 bedroom, 2 bathroom GROUND FLOOR unit is located in one of Panama City Beach's most desirable resort communities and offers the perfect blend of comfort, convenience, and Florida charm. Inside you'll find an open living and dining area featuring durable LVP flooring and abundant natural light throughout. The kitchen features ample space and tile

Renata Murphree Beachy Beach Real Estate

520 N Richard Jackson Blvd Unit 2503, Panama City Beach, FL 32407
/26
$295,000
- 3 Beds
- 2 Baths
- 1,432 Sq Ft
186 White Cap Way, Panama City Beach, FL 32407

Tired of sky-high prices and tiny spaces? Allow me to introduce one of the most affordable townhomes in PCB, 186 White Cap Way. This roomy 2-bedroom, 2-bath townhome is your chance to own a slice of Panama City Beach without breaking the bank. Whether you're looking for your own coastal oasis or a short-term rental moneymaker, this spot checks all the boxes.Step inside and you're greeted

Joshua Hoey Think Real Estate

186 White Cap Way, Panama City Beach, FL 32407
/11
$291,199
- 1 Bed
- 1 Bath
- 900 Sq Ft
4726 Bay Point Rd Unit A208, Panama City Beach, FL 32408

Waterfront with wide open view of the Point South Marina. This Condo has high ceilings and the bedroom is huge, plenty of space for bunks as well as a king size bed! Quiet neighborhood with security at the gates as well as patrolling. No traffic noise here. Harbor Villas is a small condo community with friendly neighbors' and gorgeous views. Come see this second-floor unit, remodeled with

Moe Mossa Savvy Avenue LLC

4726 Bay Point Rd Unit A208, Panama City Beach, FL 32408
/9
$280,000
- Land
- 3.12 Acres
- $89,744 per Acre
7409 N Highway 231 Hwy, Panama City, FL 32404

Reduced For Quick Sale! 3.12 Acres on U.S. Highway 231 at the corner of Coe Road. Coe Road goes through to Highway 2301. Located across the Highway from Coastal Helicopters, Bay Industrial Park and the Intermodal Distribution Center (IDC). Located in the path of progress with several new residential developments and new companies coming to the immediate area (e.g. FedEx distribution facility,

Chris McCall Counts Real Estate Group Inc

7409 N Highway 231 Hwy, Panama City, FL 32404
/50
$275,000
- 2 Beds
- 2.5 Baths
- 1,325 Sq Ft
8700 Front Beach Rd Unit 7207, Panama City Beach, FL 32407

PRICE ADJUSTMENT & MOTIVATED SELLER! Welcome to your well-maintained 2 bedroom, 2.5 bath condo that's move-in ready for you! This condo features a split bedroom layout for privacy, and a spacious balcony with access from living room and bedrooms. Enjoy your open floor plan with upgraded features such as beautiful soft close cabinets, granite countertops, stainless appliances, tinted windows,

Michele Morros Keller Williams Success Realty

8700 Front Beach Rd Unit 7207, Panama City Beach, FL 32407
/42
$230,000
- 2 Beds
- 2.5 Baths
- 1,562 Sq Ft
1007 Baldwin Rowe Cir Unit 1007, Panama City, FL 32405

SPACIOUS LAKEFRONT UNIT AT A GREAT PRICE! Must see beautiful town home in gated community with pool and clubhouse amenities centrally located near Navy Base and Tyndall Air Force Base. This 2-bedroom 2.5 bath features raised ceilings with crown molding. The Kitchen opens up to the dining room and living room and has granite counter tops, breakfast bar, pantry & lots of countertop space. Just off

Paul LaCourse Anchor Realty Florida

1007 Baldwin Rowe Cir Unit 1007, Panama City, FL 32405
/28
$232,900
- 2 Beds
- 2.5 Baths
- 1,562 Sq Ft
1507 Baldwin Rowe Cir, Panama City, FL 32405

''Motivated seller offering $2,000 toward buyer's closing costs!'' This beautiful 2-bedroom, 2-bath townhome offers peaceful views of the community pond and fountain - right from your private screened-in porch. Located in the gated Baldwin Rowe community, it's move-in ready and perfectly positioned between Panama City and Lynn Haven, just minutes from top schools, dining, shopping, parks, and the

Ayesha Albibi Centergate Realty LLC

1507 Baldwin Rowe Cir, Panama City, FL 32405
/27
$265,000
- Land
- 0.58 Acre
- $456,897 per Acre
1514 Marsh Point Ln, Panama City Beach, FL 32413

Check out the improved price of this truly unique, one of a kind residential lot in Wild Heron. The 0.581 acre lot is strategically positioned at the corner of Wild Heron Way and Marsh Point Lane. There are few type A lots available in the community, The lot backs to a protected conversation area with a buffer located to the left of the property for added privacy, Buyerswill be pleased

Cynthia McQuaig Latitudes Realty

1514 Marsh Point Ln, Panama City Beach, FL 32413
/48
$277,000
- 1 Bed
- 1 Bath
- 618 Sq Ft
9850 S Thomas Dr Unit 1012W, Panama City Beach, FL 32408

Welcome to this sunset-facing adorable beachfront condo with the most picturesque coastline views of the mesmerizing Emerald Coast from this 10th floor Sunbird condo.These VIEWs help this condo generate exceptional proven rental history!2023 ACTUAL gross rental income: $$36,835.2024 ACTUAL gross rental income: $51,898.2025 ACTUAL gross rental income as of 8/12/25 YTD = $30,724 with $6117 in

Jacqueline Luberto Realty ONE Group Emerald Coast

9850 S Thomas Dr Unit 1012W, Panama City Beach, FL 32408
/23
$225,500 Open Sat 11AM - 3PM
- 3 Beds
- 3 Baths
- 1,306 Sq Ft
5862 Tyndall Pkwy, Panama City, FL 32404

NEW construction opportunity awaits in this classy 3 bedroom, 3 bath townhome. With clean lines and attention to detail, the Tyndall is sure to impress. You'll enjoy all Panama City has to offer with its white, sandy beaches, tourist attractions, shopping, and savory restaurants. Your new townhome provides the perfect work/life balance and is within miles of Tyndall Air Force Base. Whether you

Lori Logue VCFL Realty LLC

5862 Tyndall Pkwy, Panama City, FL 32404
/21
$209,000
- 3 Beds
- 2 Baths
- 1,792 Sq Ft
336 N Gray Ave, Panama City, FL 32401

INVESTOR SPECIAL – 2 DOORS, 1 PRICE, HUGE UPSIDE This Panama City property is a true value-add opportunity with multi-income potential. Sitting on a multi-family lot, you'll find a fully functional 3BR/2BA main home that's rent-ready—plus two additional detached structures to be converted into a separate living with a great workshop or storage area. Whether you're building out a rental

Grant Haddock Beach Properties Real Estate Group

336 N Gray Ave, Panama City, FL 32401
/48
$277,000
- 1 Bed
- 1 Bath
- 618 Sq Ft
9850 S Thomas Dr Unit 1012W, Panama City, FL 32408

Welcome to this sunset-facing adorable beachfront condo with the most picturesque coastline views of the mesmerizing Emerald Coast from this 10th floor Sunbird condo. These VIEWs help this condo generate exceptional proven rental history!2023 ACTUAL gross rental income: $$36,835.2024 ACTUAL gross rental income: $54,265.2025 ACTUAL gross rental income as of 8/12/25 YTD =

Darette Joy Villareal Realty ONE Group Emerald Coast

9850 S Thomas Dr Unit 1012W, Panama City, FL 32408
/43
$249,900
- 2 Beds
- 1.5 Baths
- 972 Sq Ft
131 Gulf Highlands Blvd, Panama City Beach, FL 32407

PRICE CORRECTION! Great Investment Property located close to the beach access. Residents and guests enjoy 11 pools, 5 heated, tennis and pickleball courts, fitness center, shuffleboard and private beach access. The private beach access contains a private beachside pool and restaurant with bar. This townhouse community is golf cart friendly and perfectly located steps away from the Shoppes of

Denise Hindes Coastal Living Realty & Associates

131 Gulf Highlands Blvd, Panama City Beach, FL 32407
/35
$299,900
- 2 Beds
- 2.5 Baths
- 972 Sq Ft
112 White Sandy Dr, Panama City Beach, FL 32407

REDUCED FOR QUICK SALE!!! - This is it! a walk to the beach end unit with a nice back yard. Call to see unit as it sits reallly close to the private beach access.11 pools, minature gulf, pickle ball courts, community room, and much more. Quick access to the beach, pier park, restaurants, hospitals, et. These are great rental units as well as primary residences

Tony Viejo AMERICAN REALTY of Bay Co, Inc

112 White Sandy Dr, Panama City Beach, FL 32407
/39
$274,500
- 2 Beds
- 2 Baths
- 1,254 Sq Ft
520 N Richard Jackson Blvd Unit 2503, Panama City Beach, FL 32407

Welcome to Edgewater Golf Villas Unit 2503! This 2 bedroom, 2 bathroom GROUND FLOOR unit is located in one of Panama City Beach's most desirable resort communities and offers the perfect blend of comfort, convenience, and Florida charm. Inside you'll find an open living and dining area featuring durable LVP flooring and abundant natural light throughout. The kitchen features ample space and tile

Kelli Sullivan Beachy Beach Real Estate

520 N Richard Jackson Blvd Unit 2503, Panama City Beach, FL 32407
/50
$205,500
- 3 Beds
- 2.5 Baths
- 1,704 Sq Ft
1840 Mallard Dr Unit C, Panama City, FL 32404

This cozy waterfront townhome has so much to offer. It has been completely remodeled in the past 2 years. As you enter this cozy townhome, you will see how open and spacious it is, allowing your creativity to flow. It has LP flooring done in 2024, ceramic flooring in the kitchen installed in 2022, stainless steel appliances, completely painted on the outside. Come enjoy the tranquility. Make your

Nick Brown Coldwell Banker Niceville

1840 Mallard Dr Unit C, Panama City, FL 32404
/39
$263,000
- 4 Beds
- 3 Baths
- 2,413 Sq Ft
18527 Highway 231, Fountain, FL 32438

Welcome to 18527 Hwy 231 - where historic charm meets modern homestead living. Situated on 1.6 acres just north of Panama City in the peaceful town of Fountain, this 4-bedroom, 3-bath home offers a rare blend of character, functionality, and room to roam. Originally serving as an overnight boarding house for the railway system, the home still showcases its timeless roots with original hardwood

M. Ashley Crawford Counts Real Estate Group

18527 Highway 231, Fountain, FL 32438
/27
$209,000
- 3 Beds
- 2 Baths
- 1,245 Sq Ft
709 Williams Ave, Panama City, FL 32401

Fully Renovated 3-Bedroom Ranch in Central Panama City!Welcome to 709 Williams Avenue—a beautifully remodeled 3-bed, 2-bath home offering 1,245 sq ft of modern comfort. Set on a 0.17-acre lot in the charming Old Orchard neighborhood, this 1952 ranch features new flooring, stylish bathrooms, and a sleek kitchen with stainless steel appliances. Enjoy central heating and cooling, fresh

Dien and Andrew Group Think Real Estate

709 Williams Ave, Panama City, FL 32401

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