Bay County MI Homes under $200,000

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  /32

  $170,000

  • 3 Beds
  • 1 Bath
  • 1,316 Sq Ft

  2300 S Lincoln St, Bay City, MI 48708

  Recently remodeled home in a quiet Bay City neighborhood. Updates include LVP flooring and fresh paint throughout. The kitchen boasts new cupboards, fridge, stove, countertops and sink. A recently installed bay view window provides stunning views of the peaceful surroundings. New light fixtures and outlets have been added on the main floor. Newly constructed 8x12 shed out back. Located close to

  

  Todd Fedie

  KW Realty Livingston

  (989) 301-2539

  

  2300 S Lincoln St, Bay City, MI 48708
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  /56

  $169,900

  • 5 Beds
  • 2 Baths
  • 1,992 Sq Ft

  509 Hill St, Bay City, MI 48708

  Spacious 5-bedroom home in Bay City's East Side offering nearly 2,000 square feet of living space on a large lot. This functional layout features 2 bedrooms on the main floor and 3 additional bedrooms upstairs, providing flexibility for a variety of living situations. Inside, you'll find original woodwork, hardwood floors, and large room sizes that reflect the character and craftsmanship of the

  

  TJ Beckman

  RE/MAX New Image

  (989) 394-5016

  

  509 Hill St, Bay City, MI 48708
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  /12

  $199,000

  • 3 Beds
  • 2 Baths
  • 2,213 Sq Ft

  1229 Michigan Ave, Bay City, MI 48708

  Owner uses garage (24x24) as additional rec room with kitchen. Very nice home. Home is well built. Big yard with shed for storage. Newer roof. Brick with vinyl siding.

  

  Pat Devereaux

  RE/MAX New Image Saginaw

  (989) 300-0772

  1229 Michigan Ave, Bay City, MI 48708
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  /27

  $134,500

  $5K PRICE DROP

  • 4 Beds
  • 1.5 Baths
  • 1,760 Sq Ft

  316 Howard St, Bay City, MI 48708

  Location is a Plus! The dead end makes it a quiet street. It is within walking distance to walk along the water to uptown and downtown Bay City. There is an alleyway driveway and parking on the street. Great View of the Bay City Fireworks in the summer! Large kitchen with an island bar & a dining room. Has a dry basement for lots of storage room. The first floor bedroom has a large closet and a

  

  Sue McKnight

  Area Wide Real Estate

  (989) 312-9562

  

  316 Howard St, Bay City, MI 48708
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  /23

  $185,000

  $6K PRICE INCREASE

  • 3 Beds
  • 1.5 Baths
  • 1,160 Sq Ft

  1560 N 8 Mile Rd, Pinconning, MI 48650

  Welcome to a spacious and versatile ranch home set on a generous 1.5-acres lot, designed for both comfortable living and an active lifestyle. This property offers an ideal blend of single-story convenience with ample storage and recreational space, both indoors and out. Completely fenced in lot is ready for pets or family. The large pole barn has been insulated with foam insulation so it would be

  

  Linda Anderson

  Bay Area Real Estate

  (989) 282-9756

  1560 N 8 Mile Rd, Pinconning, MI 48650
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  /26

  $179,900

  • 345 Sq Ft

  1525 Broadway St, Bay City, MI 48708

  Versatile Commercial Property with Drive-Thru Potential – For Sale or Lease in Bay City Prime opportunity to own or lease a 345 sq ft commercial building in Bay City, ideally suited for drive-thru retail, coffee shop, café, quick-service restaurant (QSR), or small business use. This property features dual road access from two streets, creating excellent flow for future drive-thru development

  

  Ashley Andrews

  Exclusive House of Real Estate

  (989) 303-2249

  

  1525 Broadway St, Bay City, MI 48708
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  /37

  $189,900

  • 3 Beds
  • 1 Bath
  • 1,388 Sq Ft

  2067 W Midland Rd, Auburn, MI 48611

  * Delightful 3-bedroom, 1 bath Ranch in a fantastic location * Lifetime metal roof! * Brand new furnace, central air, and tankless hot water heater * Great floorplan with spacious rooms * All appliances stay * Gorgeous yard with abundant perennials * Plenty of room for a garden * Additional 1.5 car garage for those extra toys * Move right with immediate occupancy * Plenty of wildlife right in

  

  Dean Boivin

  RE/MAX New Image Saginaw

  (989) 943-4881

  2067 W Midland Rd, Auburn, MI 48611
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  /19

  $171,900

  $16K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 1,024 Sq Ft

  39 Spruce Ridge Dr, Bay City, MI 48706

  This beautifully updated home offers quality, comfort, and peace of mind throughout. This move-in-ready property has been carefully improved with attention to detail and long-term durability in mind. Recent updates include new vinyl siding, a new roof, newer windows, new electrical from the mast throughout the home, a new furnace, new plumbing, and a new water heater. Inside, you’ll appreciate

  Brooke Bickerstaff Keller Williams Preferred

  39 Spruce Ridge Dr, Bay City, MI 48706
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  /26

  $149,000

  $16K PRICE DROP

  • 4 Beds
  • 1.5 Baths
  • 1,999 Sq Ft

  705 S Hampton St, Bay City, MI 48708

  Charming 4-bedroom bungalow near Hewitt Park. This home features 1.5 baths with a upstairs lavatory. Second floor offers two spacious bedrooms with extensive built-in storage. First floor includes a four-piece bath and beautifully finished eat-in kitchen with abundant storage. Partially finished basement. Enjoy the mostly fenced yard and 1+ car detached garage. This gem won't last long, schedule

  Caleb Raymaker Century 21 Signature Realty - Bay City

  705 S Hampton St, Bay City, MI 48708
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  /68

  $185,000

  • 4 Beds
  • 1 Bath
  • 1,265 Sq Ft

  2562 Midland Rd, Bay City, MI 48706

  Welcoming 4-bedroom Cape Cod in desirable Monitor Township offering space, character, and a beautiful private setting on approximately 1 acre! The backyard is a peaceful retreat featuring mature apple, maple, and black walnut trees for added beauty and privacy. Inside, you’ll find a warm and inviting layout with hardwood and tile flooring, a coved ceiling in the living room, and a formal dining

  Kathlene (Kate) Young Century 21 Signature Realty - Bay City

  2562 Midland Rd, Bay City, MI 48706
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  /48

  $172,000

  $13K PRICE DROP

  • 4 Beds
  • 3 Baths
  • 2,416 Sq Ft

  1913 N Brentwood Place, Essexville, MI 48732

  Spring is around the corner! Make this house a home. Motivated to sell! Welcome to this spacious ranch-style home located in the heart of Essexville! Offering 4 bedrooms, 1 full bath, and 2 convenient half baths, this well-maintained property provides you with ample space. The bright and functional kitchen comes with included appliances, while the finished basement adds valuable living and

  Tammy Walz Ayre/Rhinehart Bay REALTORS

  1913 N Brentwood Place, Essexville, MI 48732
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  /40

  $169,000

  • 3 Beds
  • 1.5 Baths
  • 1,196 Sq Ft

  600 W Jenny St, Bay City, MI 48706

  This home offers a functional layout ranch with three bedrooms and one and a half baths, full basement and a fenced in yard and a covered patio. Large windows give you a bright and spacious living room. Hardwood floors in all three bedrooms. Wood burning fireplace in basement family room area. All major expenses have been taken care of including new roof, all windows, hot water tank, all doors,

  Mike Slezak Century 21 Signature Realty - Bay City

  600 W Jenny St, Bay City, MI 48706
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  /22

  $180,000

  • 3 Beds
  • 2 Baths
  • 1,365 Sq Ft

  5677 Michael Dr, Bay City, MI 48706

  Spacious ranch offering comfortable living and excellent potential. Features a generous living room with a wood-burning fireplace, charming built-in features, two full baths, and hardwood floors in the bedrooms. The full basement provides ample storage and finish potential—one side is ideal for a future family or rec room. Convenient first-floor laundry is located off the attached two-car garage,

  Joan Swide RE/MAX Results

  5677 Michael Dr, Bay City, MI 48706
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  /23

  $149,000

  • 3 Beds
  • 3 Baths
  • 1,218 Sq Ft

  505 S Wenona St, Bay City, MI 48706

  Wow House on Wenona. Fully Updated Thru-out. You will love the Open Floor Plan. Features include a New Roof in 2026. New Chefs Kitchen with Stainless Steel Applainces. Spacious 1220 Sq Ft, 3 Bedroom, 1 Full & 2 half New Baths. Don't Miss the secret Bedroom on the main floor. Maitenance free Vinyl Exterior and Windows. Very convenient 1/2 baths in the bedrooms upstairs. New Flooring and freshly

  Wade Eckenrod RE/MAX Results

  505 S Wenona St, Bay City, MI 48706
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  /34

  $149,900

  • 3 Beds
  • 1 Bath
  • 1,188 Sq Ft

  106 E North Union St, Bay City, MI 48706

  Charming and full of character, this beautifully updated 3-bedroom, 1-bath home offers 1,188 sq ft of timeless appeal with modern updates throughout. Built in 1910, this home features original hardwood floors, stunning glass door knobs, and classic details that blend perfectly with today’s conveniences. Enjoy peace of mind with all new windows, exterior doors, lighting, appliances, hot water

  Amanda Hilderbrand Coldwell Banker Professionals

  106 E North Union St, Bay City, MI 48706
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  /22

  $150,000

  $10K PRICE DROP

  • 3 Beds
  • 1.5 Baths
  • 1,332 Sq Ft

  4805 3 Mile Rd, Bay City, MI 48706

  Welcome to 4805 3 Mile Road. This inviting 3-bedroom, 1.5-bath home sits on just over half an acre, offering plenty of space while keeping you close to everything Bay City has to offer, including dining, shopping, entertainment, and schools, with easy highway access for commuting. Inside, you'll find a spacious kitchen, a practical and well-designed layout, and the convenience of main-floor

  Chad Jurgens Apex Realty Group

  4805 3 Mile Rd, Bay City, MI 48706
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  /21

  $149,900

  $10K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 808 Sq Ft

  722 Bay Rd, Bay City, MI 48706

  Charming Fully Remodeled 2-Bed, 1-Bath Home Near Saginaw Bay – Perfect for Airbnb! Welcome to this beautifully renovated 2-bedroom, 1-bathroom home, ideally located just steps from the stunning Saginaw Bay and a convenient boat launch. Whether you're seeking a weekend getaway spot, a peaceful retreat, or an income-generating Airbnb property, this home offers endless possibilities. Key Features:

  Cesar Ortega Ayre/Rhinehart Bay REALTORS

  722 Bay Rd, Bay City, MI 48706
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  /12

  $145,000

  • 3 Beds
  • 1 Bath
  • 1,062 Sq Ft

  305.5 S Catherine St, Bay City, MI 48706

  Perfect Opportunity for Investors or First-Time Home Buyers! This newly renovated 3-bedroom, 1-bathroom home offers over 1,000 square feet of comfortable living space. The primary bedroom is conveniently located on the first floor, with two additional bedrooms upstairs. Enjoy peace of mind with brand-new plumbing and electrical systems installed in 2026, and a newer roof. Fresh updates throughout

  Daniel Kolb Century 21 Signature Realty - Bay City

  305.5 S Catherine St, Bay City, MI 48706
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  /38

  $152,500

  $13K PRICE DROP

  • 6 Beds
  • 2 Baths
  • 2,952 Sq Ft

  224 N Madison Ave, Bay City, MI 48708

  MEMORIES START ON MADISON! Welcome to this 6 bedroom, 2 bathroom Victorian home found near uptown Bay City. With almost 3,000 square feet of living space, this two story home was built in 1900 and greets you with a large front porch. Just inside you’ll see the sitting room with 3 large windows and hardwood floors, a living room that highlights a fireplace and the continuation of the hardwood

  T.J. Peters Modern Realty

  

  224 N Madison Ave, Bay City, MI 48708
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  /21

  $144,900

  $5K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,272 Sq Ft

  708 Nebobish Ave, Bay City, MI 48708

  Welcome to this charming 3-bedroom, 2-bath home on Nebobish Ave in Bay City, conveniently located near Essexville, Carroll Park, and Downtown Bay City. This home offers a spacious main floor featuring a large living room and dining area with beautiful wood flooring, perfect for everyday living and entertaining. The layout includes one main-floor bedroom, with an additional 1-3 bedrooms upstairs

  Calyb Shaw Berkshire Hathaway HomeServices, Bay City

  708 Nebobish Ave, Bay City, MI 48708
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  /58

  $155,000

  • 2 Beds
  • 1 Bath
  • 1,008 Sq Ft

  413 W 4th St, Pinconning, MI 48650

  Move in ready ranch style 2 bedroom home with full basement and 1 car garage. Conveniently located in the heart of Pinconning, close to restaurants, shopping, Saginaw Bay, outdoor recreation. A few miles from some of the world's best fishing and Saganing Eagles Landing resort & Casino. Easy access to M-13/US-23, I-75 at the gateway area of northeastern Michigan. 2 hour drive from Detroit metro,

  Dave Nagy SMART REAL ESTATE, LLC

  413 W 4th St, Pinconning, MI 48650
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  /23

  $130,000

  • 3 Beds
  • 1 Bath
  • 1,257 Sq Ft

  116 E Munger Rd, Munger, MI 48747

  This charming and well-maintained 3-bedroom home in the heart of Munger offers a perfect blend of character, comfort, and thoughtful updates throughout! The spacious enclosed front porch welcomes you into a bright living area filled with natural light. The updated kitchen features abundant cabinetry, stylish backsplash details, and plenty of prep and storage space, while the renovated full bath

  Ryan Mizner Keller Williams of NM Signature Group

  116 E Munger Rd, Munger, MI 48747
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  /15

  $120,000

  $9K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 1,233 Sq Ft

  1804 S Kiesel St, Bay City, MI 48706

  Conveniently located on the west side of Bay City, this charming 3-bedroom, 1-bath home gives you easy, hassle-free access to everything the area has to offer. Spanning 1,233 square feet, the layout is both functional and inviting, featuring an integrated dining room perfect for hosting holiday gatherings or game nights. The fully fenced yard offers an outdoor retreat ideal for simply enjoying a

  Dan Matthews Berkshire Hathaway HomeServices, Bay City

  1804 S Kiesel St, Bay City, MI 48706
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  /2

  $195,000

  • Land
  • 3 Acres
  • $65,000 per Acre

  0 M-84 Westside Saginaw Rd Unit 150509, Freeland, MI 48623

  3 Acres-Great developmental property for commercial use. Sewer/water/gas. High Traffic Count. Next to Saginaw Valley University. Will build to suit.

  Matthew Rapanos Ayre Rhinehart Real Estate Partners

  0 M-84 Westside Saginaw Rd Unit 150509, Freeland, MI 48623
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  /19

  $125,000

  $4K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 1,422 Sq Ft

  110 Marquette St, Bay City, MI 48706

  Step into the timeless charm of this lovely, historical Craftsman-style home, offering 3 spacious bedrooms and 1,422 sq ft of beautifully preserved character. From the moment you arrive, the classic architecture and inviting front porch set the tone for relaxed living and warm gatherings. Inside, you’ll find gleaming hardwood floors, rich wood details, and sunlit rooms that blend vintage

  Wade Eckenrod RE/MAX Results

  110 Marquette St, Bay City, MI 48706
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  /9

  $145,000

  • Land
  • 12.69 Acres
  • $11,426 per Acre

  Parcel D W North Union Rd, Auburn, MI 48611

  Over 12 acres of land for sale on North Union in Williams Township! This beautiful parcel is just east of the Flajole and W North Union intersection and comes with all utilities and is partially wooded! This lot is perfect for a house and a barn with land to spare. Conveniently located to everything in the Great Lakes Bay Region. With lots of wildlife in your back yard and space for your family

  Nathan Rapanos RE/MAX of Midland

  Parcel D W North Union Rd, Auburn, MI 48611
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  /3

  $149,999

  • Land
  • 29,185 Sq Ft
  • $223,879 per Acre

  6543 Westside Saginaw Rd, Bay City, MI 48706

  Corner Lot is available for your business! Land Contract Terms and Land Lease terms are Available. Call listing agent for more details. Westside Saginaw Rd (M-84) is 1/4 mile west of the I-75 exit. This property is flat and dry and is on the east side of Westside Saginaw (M-84) divided hwy. Great location with proximity to I-75, Bay Valley Golf Club, SVSU, restaurants, and hotels. Dollar General

  Crystal Harlow MC Realty Group, Inc

  

  6543 Westside Saginaw Rd, Bay City, MI 48706
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  /16

  $195,000

  • 4 Beds
  • 2.5 Baths
  • 2,263 Sq Ft

  106 Avis Ct, Pinconning, MI 48650

  Spacious 4-bedroom, 2.5-bath ranch offering over 2,200 square feet of living space, perfectly situated on a large corner lot in a quiet, well-maintained cul-de-sac—with a dead-end road on the opposite side for added privacy. Located in the heart of Pinconning, you’ll enjoy close proximity to schools, shopping, and everyday conveniences. This home features a desirable primary suite, providing a

  Karah Ralph Century 21 Signature Realty Midland

  106 Avis Ct, Pinconning, MI 48650
• 

  

  /19

  $164,900

  $5K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 1,597 Sq Ft

  1813 3rd St, Bay City, MI 48708

  This well-located Certified Rental Duplex offers a smart opportunity for investors and first-time buyers alike. Situated just down the road from Carol Park, steps from the Johnson St. Business District, and a short drive to Downtown Bay City, this property combines convenience, walkability, and built-in income potential. Major mechanical updates include a new Concord 95 furnace installed in 2022,

  Chance Owen Bay Realty Michigan

  

  1813 3rd St, Bay City, MI 48708
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  /25

  $169,900

  • 3 Beds
  • 2 Baths
  • 1,384 Sq Ft

  986 Pine Rd, Bay City, MI 48706

  A beautifully remodeled 3-bedroom, 2-bath ranch offering true move-in ready convenience. This home features a bright, open-concept layout with cathedral ceilings, skylights, and large windows that fill the space with natural light. The updated kitchen showcases stainless steel appliances, modern finishes, and flows seamlessly into the main living areas. Fresh paint and new flooring run throughout

  Jason Snider Michigan Elite Realty

  

  986 Pine Rd, Bay City, MI 48706
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  /4

  $119,900

  $30K PRICE DROP

  • 440 Sq Ft

  500 Washington Ave, Bay City, MI 48708

  Prime commercial corner with high visibility, strong traffic counts, and good demographics. Formerly a used car lot, the existing structure is ideal for a car wholesale or retail operation. Excellent demographics support a variety of business opportunities. Land contract may be available.

  Scott Myers RE/MAX Platinum - Grand Blanc

  

  500 Washington Ave, Bay City, MI 48708
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  /44

  $175,000

  • 4 Beds
  • 2 Baths
  • 2,012 Sq Ft

  2028 Kosciuszko Ave, Bay City, MI 48708

  Welcome to this spacious colonial in Bay City! Situated on nearly a full acre of land with 2+ car garage and workshop in Portsmouth Twp, this beautiful home has been recently remodeled with fresh paint, updated kitchen/bathrooms, restored hardwood floors and new vinyl plank flooring throughout. Plenty of space for the growing family or hosting guests, offering over 2000 square feet of living

  Joshua Lee Real Estate For A CAUSE

  

  2028 Kosciuszko Ave, Bay City, MI 48708
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  /12

  $129,900

  $10K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 884 Sq Ft

  3384 N Euclid Ave, Bay City, MI 48706

  Almost an Acre. Unlimited Potential. Nearly 1 acre in highly sought-after Bangor Township—an opportunity buyers wait for! This 2 bed, 1 bath home (884 sq ft) includes a 2-car detached garage and newer furnace, offering comfortable living today with room to grow tomorrow. The true standout is the land—featuring a large cleared lot, above-ground pool, garden area, fire pits, play structures, and a

  Emily Dyjak Coldwell Banker Professionals

  

  3384 N Euclid Ave, Bay City, MI 48706
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  /26

  $100,000

  • 4 Beds
  • 1 Bath
  • 1,800 Sq Ft

  315 S Catherine St, Bay City, MI 48706

  Unlock the potential in this spacious 4-bedroom, 1,800 sq ft home featuring a 2-car garage and endless opportunity. Whether you're an investor looking for your next project or a first-time homebuyer ready to build equity, this property offers incredible value. With solid bones and a generous layout, this home is the perfect canvas to make your vision a reality. Some updates and repairs are

  Rebecca Roth Hamady Robinson, REALTORS®

  

  315 S Catherine St, Bay City, MI 48706
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  /33

  $195,000

  $45K PRICE DROP

  • 1 Bed
  • 3 Baths
  • 2,700 Sq Ft

  512 Germania St, Bay City, MI 48706

  Charming RM-1 zoned residential property with versatile home occupation use, perfect for live-work lifestyles! This unique home features 1 bedroom, a modern kitchen, 1 full bath, 2 half baths, a cozy living room, and a spacious recreational room. The property includes a studio currently setup as a barbershop, ideal for entrepreneurs. Enjoy ample parking and a large pole barn for additional

  Seth Vendelboe NextHome Greater Tri-cities

  

  512 Germania St, Bay City, MI 48706
• 

  

  /24

  $114,900

  • 4 Beds
  • 1 Bath
  • 1,952 Sq Ft

  1112 Michigan Ave, Bay City, MI 48708

  Back on the market at no fault of the seller. Buyer financing fell through, creating a new opportunity. Spacious 4-bedroom home (could be a 5 bedroom) offering nearly 2,000 square feet of living space with plenty of potential. First floor laundry. The home features a flexible layout with a pass-through bonus room that could serve as an office, nursery, playroom, or additional living space. This

  Chris Craves Gold Pine Real Estate

  1112 Michigan Ave, Bay City, MI 48708
• 

  

  /22

  $200,000

  • 3 Beds
  • 2 Baths
  • 2,090 Sq Ft

  110 N Madison Ave, Bay City, MI 48708

  Well-maintained and fully refurbished duplex located just minutes from downtown Bay City. All renovations have been completed by a licensed builder, offering quality workmanship and peace of mind. Both units have been extensively updated with new flooring and windows, providing modern, move-in-ready living spaces. The property features separate electrical systems and two brand-new furnaces,

  Chance Owen Bay Realty Michigan

  

  110 N Madison Ave, Bay City, MI 48708
• 

  

  /28

  $169,000

  • 3 Beds
  • 2 Baths
  • 1,456 Sq Ft

  3727 S Garfield Rd, Auburn, MI 48611

  Sitting on just over an acre, this property offers endless potential to create the home of your dreams! Enjoy the peace of country living while being conveniently located just 2 miles from Auburn and 2.5 miles from Bay City Western High School. The home features a private primary suite separated from the other two bedrooms, offering added comfort and privacy. The bright kitchen opens into a

  Karma McGaw Good Karma Homes

  

  3727 S Garfield Rd, Auburn, MI 48611
• 

  

  /20

  $119,900

  $5K PRICE DROP

  • 3 Beds
  • 1.5 Baths
  • 1,200 Sq Ft

  804 19th St, Bay City, MI 48708

  This 1,200 square foot 3 bedroom 1 & 1/2 bath home with basement and 1.5 car garage new in 2025 with fenced yard that has been freshly seeded. Formal dining and eat-in kitchen, 1 first floor bedroom, 1st floor up-dated laundry, most windows replaced, central air and a full front porch! Newer roof too.

  Cindy Sinicki Cindy Sinicki Realty

  804 19th St, Bay City, MI 48708
• 

  

  /21

  $115,000

  • 3 Beds
  • 1 Bath
  • 918 Sq Ft

  1609 Fremont Ave, Bay City, MI 48708

  Seller has done all the work for you. All you need to do is pack. This south end corner lot gem has been completely remolded inside with fresh paint new lvp and carpet. Outside you will find brand new siding downspouts and gutters and freshly painted prorch. The eat in kitchen has brand new stainless appliances including dishwasher. No need to go down the basement for laundry with hook-ups just

  Diana Smith Berkshire Hathaway HomeServices

  

  1609 Fremont Ave, Bay City, MI 48708

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