1,028

Homes for Sale near Black Pine Circle School

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  • /36

    $599,000 Open Sat 2PM - 4PM

    • 2 Beds
    • 1 Bath
    • 1,060 Sq Ft

    1425 Lakeside Dr Unit 303, Oakland, CA 94612

    Welcome to the top floor of Lakeview Terrace, a mid-century modern building directly across the street from Lake Merritt. Panoramic views, modern updates, and an unbeatable location meet at this rare 2-bedroom, 1-bath top-floor corner unit. Step out to the full-length private balcony spanning from the living room to the primary bedroom, offering direct access and a perfect perch for lakefront

    Avni Shah Red Oak Realty

    1425 Lakeside Dr Unit 303, Oakland, CA 94612
  • /21

    $1,275,000 Open Sun 2PM - 4PM

    • 6 Beds
    • 3 Baths
    • 2,374 Sq Ft

    2670 Parker St, Berkeley, CA 94704

    A beautiful historical home in the heart of Berkeley. This home will bring out your creative and artistic side as you step into your journey of restoration. With hardwood floors, comfortable rooms, a galley kitchen, this two-story home is the perfect fit for anyone, whether you're a flipper or looking for a special place to call home. The home is a Probate fixer. The subject property sold As Is.

    Kimmala Jackson Rios

    2670 Parker St, Berkeley, CA 94704
  • /29

    $499,000

    • 2 Beds
    • 2 Baths
    • 1,021 Sq Ft

    655 12th St Unit 311, Oakland, CA 94607

    Enhance your living experience in this outstanding 2 bedroom, 2 bath condominium, perfectly situated in a gated community in Downtown Oakland. The open floor plan features two bedrooms and two baths upstairs unit, Complete with high ceilings. Recently renovated with new floors, paint, and new baseboards. A short walk to the BART, Amtrak, and public transportation, easy access to Highway 980/24.

    Vickie Jackson RE/MAX Gold

    655 12th St Unit 311, Oakland, CA 94607
  • /50

    $1,125,000 Open Sat 2PM - 4PM

    • 4 Beds
    • 2 Baths
    • 1,728 Sq Ft

    1810 Virginia St, Berkeley, CA 94703

    Welcome to this romantic 4-bedroom, 2-bathroom American Foursquare on a tree-lined street in the heart of North Berkeley, just moments from parks and popular shops. Built in 1903, the Foursquare style was a reaction to the more ornate Victorian, with a simpler floor plan, and an Arts and Crafts naturalistic style. From the moment you step onto the front porch, you'll be captivated by the artistic

    TANIA BALAZS JACARD Red Oak Realty

    1810 Virginia St, Berkeley, CA 94703
  • /32

    $488,000 Open Sat 2PM - 4PM

    • 1 Bed
    • 1 Bath
    • 881 Sq Ft

    1201 Pine St Unit 153, Oakland, CA 94607

    LOCATED at the historic Pacific Cannery site in vibrant West Oakland, this 1st-floor turnkey condo offers a contemporary lifestyle w/modern styling & conveniences. Built in 1919 and converted to condos in 2009, this residential development is an award-winning example of an adaptive reuse of an historic cannery building into an innovative residential community using green technology and a

    Randy Lee Compass

    1201 Pine St Unit 153, Oakland, CA 94607
  • /31

    $1,195,000 Open Sun 1PM - 3PM

    • 3 Beds
    • 1.5 Baths
    • 1,783 Sq Ft

    543 58th St, Oakland, CA 94609

    Perfectly placed in Idora Park on a lovely legacy street, this 1931 Mediterranean Revival charmer offers three spacious bedrooms, 1.5 baths, and a lush private yard—tailor-made for parties, gardening, or simply living well. The kitchen has been tastefully updated to honor the home’s architectural roots, while rare original fixtures remain beautifully intact. A generous family room connects to the

    Mischa Lorraine Golden Gate Sothebys International Realty

    543 58th St, Oakland, CA 94609
  • /20

    $788,000 Open Sat 2PM - 4PM

    • 3 Beds
    • 2 Baths
    • 1,172 Sq Ft

    4240 Adeline St, Emeryville, CA 94608

    Welcome to 4240 Adeline Street — a rare opportunity to own a spacious, one-level attached single family home in a quiet enclave on the Emeryville/Oakland border. This well-maintained 3br/2bath residence is part of an intimate 8-unit development with NO HOA fees. Step inside to a bright living room featuring vaulted ceilings and abundant natural light. The fully equipped kitchen is just off the

    Gezhi Weng

    4240 Adeline St, Emeryville, CA 94608
  • /23

    $499,000

    • 1 Bed
    • 1 Bath
    • 779 Sq Ft

    161 Shoreline Ct, Richmond, CA 94804

    161 Shoreline Ct. – A Bayfront Oasis in Marina Bay Experience peace, tranquility, and breathtaking Bay views in this stunning first-floor, one-bedroom end-unit condo—the best view in Marina Bay! Step into a recently remodeled kitchen featuring sleek European-style cabinets, quartz countertops, modern stainless steel appliances (including an induction range), and abundant storage. The spacious

    Alonya Buford Kw Advisors East Bay

    161 Shoreline Ct, Richmond, CA 94804
  • /41

    $1,148,000 Open Sat 2PM - 4PM

    • 4 Beds
    • 2 Baths
    • 1,436 Sq Ft

    230 Fairlawn Dr, Berkeley, CA 94708

    Contemporary 4 bedrooms, 2 bath home with incredible views. As you enter, there is a large living room that leads to formal dining room with panoramic views. Lots of natural lights with open floor plan. The house includes spacious three bedrooms upstairs and downstairs master/guest room. Freshly painted and move in ready.The rear lot provides plenty of space for gardening and family

    Marina Donchishina Compass

    230 Fairlawn Dr, Berkeley, CA 94708
  • /54

    $1,098,000

    • 3 Beds
    • 2 Baths
    • 1,816 Sq Ft

    2018 Marin Ave, Berkeley, CA 94707

    This comfortable Tudor many upgrades which include dual paned, windows, a gas furnace updated about 13 years ago with 2 controls, one for the front social rooms and the second for the back bedrooms. Beautiful hardwood floors, the glass dining room doors, fireplace and high living room ceiling keeping the ambiance of that period. The semi commercial kitchen remodeled in 2003 installed by a

    Amy Hayashida BHHS Drysdale Alameda

    2018 Marin Ave, Berkeley, CA 94707
  • /45

    $515,000

    • 2 Beds
    • 2 Baths
    • 1,154 Sq Ft

    1121 40th St Unit 3307, Emeryville, CA 94608

    This stylish and spacious 2-bedroom, 2-bath condo is located in a modern building in the heart of Emeryville. Just a short walk to MacArthur BART or the free Emery-Go-Round shuttle, with direct service to the Salesforce Transit Center, it offers excellent public transportation options and easy access to Oakland, San Francisco, Berkeley, and major freeways. Freshly painted, the unit features

    Arezoo Sorkhabi Epic Real Estate Associates

    1121 40th St Unit 3307, Emeryville, CA 94608
  • /49

    $499,000

    • 1 Bed
    • 1.5 Baths
    • 925 Sq Ft

    2747 San Pablo Ave Unit 217, Berkeley, CA 94702

    Modern and light-filled 1BD/1.5BA condo in vibrant Southwest Berkeley. This stylish unit features wide-plank hardwood floors, high ceilings, and an open layout filled with natural light. The kitchen flows into the living space, perfect for entertaining or relaxing. The spacious bedroom includes an en-suite bath, and a half-bath adds convenience for guests. Enjoy direct access from the elevator

    RANDY MUNMON JR.

    2747 San Pablo Ave Unit 217, Berkeley, CA 94702
  • /36

    $1,098,000

    • 4 Beds
    • 3 Baths
    • 1,919 Sq Ft

    5914 Martin Luther King jr Way, Oakland, CA 94609

    Charming, Newly Renovated Craftsman Home – Move-In Ready! Spanning 1,919 sq ft, this 4-bedroom, 3-bathroom gem offers an ideal layout for comfortable living and entertaining. The spacious living and dining areas flow seamlessly, creating a warm and inviting space. The large brand new kitchen features new appliances, perfect for family meals and hosting gatherings. On the first floor, you’ll find

    Karen Ng Sparkerred

    5914 Martin Luther King jr Way, Oakland, CA 94609
  • /16

    $1,295,000

    • 8 Beds
    • 4 Baths
    • 3,296 Sq Ft

    5664 Gaskill St, Oakland, CA 94608

    Rare Investment Opportunity Near Bay Street, Emeryville! This well-maintained 4-plex is just steps from shops, restaurants, and a movie theater, with easy access to BART and major freeways. Two units are vacantideal for owner-occupants or immediate rental income. The building has been freshly painted and offers strong cash flow from solid, long-term tenants. With high rental demand in the area

    Peyling Yap Bay Area Realty

    5664 Gaskill St, Oakland, CA 94608
  • /55

    $1,850,000

    • 3,360 Sq Ft

    1738 7th St, Berkeley, CA 94710

    Unlock an outstanding investment opportunity ideally for investment or house-hacking opportunity in a highly desirable, amenity-vibrant neighborhood. Each of the four units boasts a desirable and spacious 2 bedroom, 1 bathroom layout, providing ample living space, large bedrooms, plenty of closet space and washer/dryer hook ups. It is sewer compliant. The property will be delivered vacant,

    Delores Johnson Delores Dee Johnson, Broker

    1738 7th St, Berkeley, CA 94710
  • /45

    $850,000

    • 2 Beds
    • 1 Bath
    • 1,216 Sq Ft

    237 Taurus Ave, Oakland, CA 94611

    Adorned with fruit trees and soaring mature oaks and cedars, this fantastic home sits on a sunny lot and is graced with a commanding view of SF, Bay Bridge, Golden Gate Bridge, Marin and Mt. Tam, Alcatraz, Angel Island, and water views! Bring your vision to expand or improve this darling home or leave as-is and move right in! 1/4 acre lot +, great parking for 5 cars, opportunities abound!

    Rebecca Erdiakoff The GRUBB Company

    237 Taurus Ave, Oakland, CA 94611
  • /36

    $749,000 Open Sat 1PM - 4PM

    • 3 Beds
    • 1 Bath
    • 1,040 Sq Ft

    1912 Virginia St, Berkeley, CA 94709

    Prime Location Remodeled Top-Floor Berkeley TIC Welcome to 1912 Virginia Street! A tastefully remodeled top-floor 3-bed/1-bath Tenancy-in-Common (TIC) in a charming brown shingle in the heart of North Berkeley. With approximately 1,050 square feet of interior space, this home offers classic character, modern comfort, and unbeatable access to all of the best that Berkeley has to offer. Interior

    Sami Elabed

    1912 Virginia St, Berkeley, CA 94709
  • /40

    $1,400,000 Open Sat 12PM - 2PM

    • 3,692 Sq Ft

    574 66th St, Oakland, CA 94609

    To access marketing package copy/paste: Located on a quiet, well-kept street at the highly sought-after Berkeley/North Oakland border, this five-unit property offers unbeatable convenience near Whole Foods, Berkeley Bowl, Ashby BART, and the vibrant shops and restaurants along Telegraph Avenue. The property features a front duplex with charming cottage-style units and a triplex tucked away in

    Jatin Mehta Kite Hill Real Estate

    574 66th St, Oakland, CA 94609
  • /32

    $450,000 Open Sat 2PM - 4:30PM

    • 2 Beds
    • 1 Bath
    • 935 Sq Ft

    3877 Howe St Unit 206, Oakland, CA 94611

    Beautifully redesigned condo in prime Piedmont Avenue District location. Close proximity to Fenton's Creamery, historic Piedmont Theatre, and popular restaurants, cafes, and shops. This bright, spacious unit features updated fixtures, fresh flooring, and paint. The eat-in kitchen is simply darling. The living room is expansive enough for multiple living spaces. A large picture window lets in

    Kristi Roberts Red Oak Realty

    3877 Howe St Unit 206, Oakland, CA 94611
  • /41

    $299,000

    • 2 Beds
    • 1 Bath
    • 521 Sq Ft

    989 Webster St Unit 441, Oakland, CA 94607

    **Welcome to 989 Webster St, Oakland – Pacific Renaissance Plaza** Located in the heart of Chinatown, this freshly painted 2-bedroom, 1-bath condo features fresh interior paint, new carpet, a bright, functional layout, and abundant natural light. Perched on the 4th floor, residents enjoy direct elevator access to an expansive private courtyard perfect for walking, relaxing, or exercising. HOA

    Jason Pugao Keller Williams Tri-valley

    989 Webster St Unit 441, Oakland, CA 94607
  • /9

    $289,900 Open Sat 2PM - 4PM

    • 1 Bed
    • 1 Bath
    • 585 Sq Ft

    801 Franklin St Unit 819, Oakland, CA 94607

    Welcome to 801 Franklin Street – a stylish 1-bedroom condo located in vibrant Downtown Oakland. Enjoy new luxury vinyl wood flooring, fresh paint, and an open, airy layout filled with natural light. The spacious bedroom features large windows, and the private balcony offers stunning city night views. Secure enclosed parking, low HOA fees, and unbeatable access to trendy shops, acclaimed dining,

    Francis Cunningham SunnyHill Realty Inc

    801 Franklin St Unit 819, Oakland, CA 94607
  • /36

    $899,000 Open Sat 2PM - 4PM

    • 3 Beds
    • 2 Baths
    • 2,499 Sq Ft

    556 Alcatraz Ave, Oakland, CA 94609

    Opportunity knocks in one of Oakland’s most convenient and sought-after neighborhoods. This 2,499 sq ft duplex is hitting the market for the first time in decades and offers the perfect blend of location, potential, and versatility. It features a bright 2-bedroom, 1-bath unit and a 1-bedroom, 1-bath unit — both delivered vacant and ready for your vision. Ideal for investors, house hackers, or

    Crystal Florida Compass

    556 Alcatraz Ave, Oakland, CA 94609
  • /41

    $1,549,000 Open Sat 1PM - 3PM

    • 5 Beds
    • 3,068 Sq Ft

    722 61st St, Oakland, CA 94609

    Charming Oakland duplex just steps from Berkeley! The lower unit features 3 bedrooms and 2 bathrooms, with a bright, open living space and cozy fireplace, updated kitchen, and access to a shared backyardperfect for family living or rental income. The upper unit has 2 bedrooms and 1 bathroom, offering a cozy, private retreat with ample sunlight. Both units share a well-maintained front yard,

    Christian Rosales The Canlas Brothers

    722 61st St, Oakland, CA 94609
  • /49

    $895,000

    • 2 Beds
    • 2 Baths
    • 1,585 Sq Ft

    177 19th St Unit 5A, Oakland, CA 94612

    This spacious fifth floor CO-OP condo offers breathtaking, expansive views of Lake Merritt from every window, and from the long balcony that spans the length of the unit. The remodeled eat-in kitchen, fresh paint, new carpet, new modern light fixtures, and open living areas create a warm and inviting space to call home. Two spacious bedrooms have generous closets, and views, and there's ample

    Rosie Nysaether Compass

    177 19th St Unit 5A, Oakland, CA 94612
  • /60

    $899,000 Open Sat 1PM - 4PM

    • 3 Beds
    • 2 Baths
    • 2,416 Sq Ft

    632 Valle Vista Ave, Oakland, CA 94610

    Welcome to 632 Valle Vista Ave, a charming home in a great location. The main house has formal living and dining rooms, 2 well-proportioned bedrooms and an office upstairs, 1 full bath, original hardwood floors and lots of charm and abundant natural light. The lower level functions as an in-law unit with a small kitchen, living room, bedroom, full bath, laundry room, and great storage. Its

    Richard Matus BHG RE Reliance Partners

    632 Valle Vista Ave, Oakland, CA 94610
  • /46

    $430,000

    • 3 Beds
    • 2 Baths
    • 723 Sq Ft

    2909 Union St, Emeryville, CA 94608

    Unlock value in this charming Victorian-style bungalow located in the heart of West Oakland’s opportunity zone. Quietly available off-market, this 3-bedroom, 2-bath home offers an estimated 1,100 sq ft of living space—expanded and reconfigured beyond county records. The versatile layout includes a spacious living room, formal dining area, updated bathrooms, and a bonus room perfect for an office,

    Tiffany McFarland Compass

    2909 Union St, Emeryville, CA 94608
  • /52

    $650,000 Open Sat 11AM - 3PM

    • 2 Beds
    • 1 Bath
    • 814 Sq Ft

    729 40th St, Oakland, CA 94609

    This beautifully remodeled home is packed with upgrades and modern charm.Enjoy brand new luxury vinyl plank flooring, fresh interior and exterior paint, stylish new lighting, and an updated kitchen featuring new cabinets and a gas stove-ideal for home cooks and entertainers alike.With thoughtful updates throughout, this turnkey home offers comfort, style, and convenience in one of Oaklands most

    Kylan Chatman eXp Realty of California Inc.

    729 40th St, Oakland, CA 94609
  • /28

    $345,000

    • 1 Bed
    • 1 Bath
    • 570 Sq Ft

    4 Captain Dr Unit E405, Emeryville, CA 94608

    Welcome to this newly updated, top-floor condo with new bathroom fixtures, new kitchen appliances, premium Berber carpet, and fresh paint thru out. Featuring a walk-in closet and one of few fully enclosed balconies in the complex, this property offers waterfront living and resort-style amenities for great value. Amenities include swimming pools & saunas, racquetball courts, fully-equipped fitness

    Lawton Young

    4 Captain Dr Unit E405, Emeryville, CA 94608
  • /41

    $948,000 Open Sat 2PM - 4PM

    • 2 Beds
    • 1 Bath
    • 1,329 Sq Ft

    1830 Catalina Ave, Berkeley, CA 94707

    Charming 1920's 2 Bedroom 1 Bathroom bungalow located in the highly coveted Thousand Oaks neighborhood just around the corner from vibrant Solano Avenue. Enjoy unbeatable access to shops, restaurants, cafes, groceries, and everyday essentials in one of Berkeley’s most beloved neighborhoods. This beautiful home features gleaming hardwood floors, a spacious open-concept living and dining area with

    Michele Senitzer Compass

    1830 Catalina Ave, Berkeley, CA 94707
  • /55

    $749,000

    • 5 Beds
    • 4 Baths
    • 2,226 Sq Ft

    1706 Center St, Oakland, CA 94607

    Attention : fixer- upper investors and owner. Great potential and value in this charming duplex plus bonus in vibrant upcoming area in Oakland . Upper unit has high ceiling and victorian motiff and decor is stll preserve. Shining floors and modern kitchen . Great for mulgenerational families. Attic Spaces has potential for development. Solar power home saves on electricity. Owner has done

    Josefina Junsay

    1706 Center St, Oakland, CA 94607
  • /49

    $995,000 Open Sun 2PM - 4:30PM

    • 3 Beds
    • 2 Baths
    • 1,273 Sq Ft

    196 Glenwood Glade, Oakland, CA 94611

    Welcome to 196 Glenwood Glade, an elegant haven situated on a serene street in Montclair. This delightful home features 3 bedrooms and 2 bathrooms. A recent addition is the primary suite, complete with an ensuite bath, walk-in closet, and skylights, enhancing the original structure beautifully. Additionally, the current owner has created a studio in the basement, perfect for an artist's workshop

    Nasi White Compass

    196 Glenwood Glade, Oakland, CA 94611
  • /19

    $1,795,000

    • 6,151 Sq Ft

    539 Mandana Blvd, Oakland, CA 94610

    539 Mandana Blvd in Oakland offers an exceptional investment opportunity with seven units on a 5,000 SF lot. The property features a diverse unit mix, including one 3-bedroom/1-bath, one 2-bedroom/1-bath, five 1-bedroom/1-bath units, and a studio apartment. Each unit boasts hardwood flooring and kitchens equipped with gas stoves and charming vintage cabinets, with no low paying rent-controlled

    Steven Pinza The Pinza Group, Inc

    539 Mandana Blvd, Oakland, CA 94610
  • /56

    $339,000 Open Sat 1PM - 4PM

    • 1 Bed
    • 1 Bath
    • 530 Sq Ft

    7 Commodore Dr Unit A355, Emeryville, CA 94608

    Updated Condo w/ Serene Greenbelt Views & Great Light! Step into this fully updated and charming south-facing condo, offering a perfect blend of style, comfort, and privacy. The cozy interior features plush new carpet, updated light fixtures with vintage Edison bulbs, modern faucets and hardware, and an updated kitchen. A versatile kitchen island is included - ideal for additional storage, casual

    Sasha Steinberg eXp Realty of California

    7 Commodore Dr Unit A355, Emeryville, CA 94608
  • /25

    $295,000 Open Sat 2:30PM - 4:30PM

    • 1 Bath
    • 432 Sq Ft

    9 Commodore Dr Unit A402, Emeryville, CA 94608

    This bright and inviting Watergate studio offers an open-concept layout, a spacious private balcony with serene water views, and a comfortable, versatile living space perfect for relaxing or entertaining. The open kitchen and airy layout make it an ideal choice for comfortable everyday living or a smart long-term investment. The property has been virtually staged to help you envision all of the

    Tyler Abraham Utopia Real Estate

    9 Commodore Dr Unit A402, Emeryville, CA 94608
  • /22

    $699,000 Open Sat 1PM - 4PM

    • 2 Beds
    • 1.5 Baths
    • 1,450 Sq Ft

    4816 San Pablo Ave, Emeryville, CA 94608

    Step into a bright and inviting space featuring soaring ceilings, an abundance of natural sunlight and spacious rooms. This thoughtfully upgraded tri-level town-home offers modern amenities and timeless charm. Inside, dual-pane windows ensure year-round comfort and energy efficiency. The updated kitchen shines with stainless steel appliances, new counter-tops, modern flooring, and crisp white

    Stacey Davis Magni Realty, Inc

    4816 San Pablo Ave, Emeryville, CA 94608
  • /13

    $1,298,000

    • 2 Beds
    • 3 Baths
    • 1,664 Sq Ft

    2347 Woolsey St, Berkeley, CA 94705

    This beautifully updated triplex is located in the Heart of Berkeleys vibrant Elmwood neighborhood. This multi-family property with its' eclectic charm was built in 1923 and offers a perfect blend of historic charm and modern upgrades, making it an ideal choice for investors or owner-occupants seeking strong rental income in a high-demand market. Berkeleys rental market remains one of the

    Robert Balina Synergize Realty

    2347 Woolsey St, Berkeley, CA 94705
  • /49

    $1,388,000 Open Sat 2PM - 4PM

    • 4 Beds
    • 2.5 Baths
    • 1,416 Sq Ft

    606 Masonic Ave, Albany, CA 94706

    Beautifully blended vintage and modern home with a brand new fully permitted ADU in the heart of Albany! An incredible owner-occupied and/or investment opportunity! Reside in one lavish home while leasing the other unit, indulge in multi-generational living with extended family in grand style, and many more creative options! The front residence features two bedrooms/1.5 baths, 891sqft of refined

    Barry Cheung Compass

    606 Masonic Ave, Albany, CA 94706
  • /60

    $1,789,000 Open Sat 2PM - 4PM

    • 4 Beds
    • 3 Baths
    • 2,130 Sq Ft

    452 59th St, Oakland, CA 94609

    Welcome to this stunningly reimagined home in the heart of Rockridge, where timeless charm meets modern sophistication. Recently upgraded with impeccable attention to detail, this residence offers an open and airy floor plan filled with natural light, high-end finishes, and designer touches throughout. The gourmet kitchen is a true showstopper—featuring custom cabinetry, sleek quartz countertops,

    Cristian Hernandez Compass

    452 59th St, Oakland, CA 94609
  • /48

    $1,680,000 Open Sun 2PM - 4PM

    • 3 Beds
    • 3 Baths
    • 1,430 Sq Ft

    411 Vassar Ave, Berkeley, CA 94708

    Welcome to 411 Vassar Ave, a beautifully remodeled gem nestled in the coveted Berkeley Hills. This sun-filled home offers breathtaking panoramic views of the Bay from the living room and two spacious bedrooms—perfect for enjoying sunsets and city lights right from your own home. The open-concept living space features modern finishes, a sleek updated kitchen, and seamless flow to an expansive

    Sisley Wong Grobecker Holland Int'l

    411 Vassar Ave, Berkeley, CA 94708
  • /60

    $1,375,000 Open Sat 2PM - 4PM

    • 4 Beds
    • 2 Baths
    • 1,892 Sq Ft

    911 San Benito Rd, Berkeley, CA 94707

    Up a few steps and through a welcoming front deck, you'll enter a home surrounded by windows and light with four bedrooms, two bathrooms and an additional bonus room (perfect also for au-pairs or in-laws). The main level feels bright and airy throughout. To the left, a spacious living room with a cozy electric fireplace invites you to relax. To the right, the dining room is open to the

    Anna Bellomo District Homes

    911 San Benito Rd, Berkeley, CA 94707

Showing Results 81 - 120, Page 3 of 14

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