2,161

Homes for Sale near Faith Christian Academy

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  • /23

    $429,000

    • 2 Beds
    • 2 Baths
    • 1,250 Sq Ft

    555 Kappock St Unit 21T, Bronx, NY 10463

    NEW PRICE- Welcome to luxurious living at 555 Kappock, one of Riverdale s finest full-service buildings. This beautifully updated, freshly painted, sun-filled home offers 2 large bedrooms, 2 full baths, and breathtaking views that go on forever all the way to Manhattan. Offering the perfect blend of comfort and convenience in a high-rise setting, this residence is designed to impress. The

    David Findel Compass

    555 Kappock St Unit 21T, Bronx, NY 10463
  • /20

    $649,000

    • 3 Beds
    • 2 Baths
    • 1,632 Sq Ft

    1959B Edison Ave, Bronx, NY 10461

    If location is key, then come and unlock the door to this beautiful 3BR, 2BA Bronx duplex in the highly desirable neighborhood of Pelham Bay. This well-loved and meticulously maintained brick home offers a unique opportunity in one of the Bronx’s most sought-after areas. It includes a walk-in apartment with a private entrance and a bonus bedroom — perfect for mother-daughter, in-laws, guests or

    Kevin Bethel RE/MAX In The City

    1959B Edison Ave, Bronx, NY 10461
  • /17

    $550,000

    • 2 Beds
    • 1 Bath
    • 836 Sq Ft

    2912 Schley Ave, Bronx, NY 10465

    Welcome to 2912 Schley Ave. This is a charming single-family, ranch-style home situated in the heart of Throggs Neck, and it's an excellent opportunity for a first-time homebuyer.This lovely home features two nicely sized bedrooms, a large living room that enjoys an abundance of natural sunlight, and a separate dining room perfect for family gatherings. You'll also find an open kitchen and a full

    Jennifer Manning Howard Hanna Rand Realty

    2912 Schley Ave, Bronx, NY 10465
  • /25

    $275,000

    • 1 Bed
    • 1 Bath
    • 750 Sq Ft

    820 Boynton Ave Unit 7A, Bronx, NY 10473

    Step into style with this fully renovated 1-bedroom sponsor co-op in the vibrant Soundview section of the Bronx! This sleek, modern home is getting a top-to-bottom makeover—think glossy lacquer cabinets, granite countertops, stainless steel appliances, and brand-new vinyl flooring that flows throughout. The bathroom is getting the luxe treatment too, with clean lines and contemporary finishes.

    Jessica Vazquez Locqube New York, Inc.

    820 Boynton Ave Unit 7A, Bronx, NY 10473
  • /10

    $275,000

    • 2 Beds
    • 1 Bath
    • 1,000 Sq Ft

    5715 Mosholu Ave Unit 6F, Bronx, NY 10471

    Charming 2-Bedroom Co-op with Stunning Views in North Riverdale Welcome to Apartment#6F at 5715 Mosholu Avenue - a bright and spacious 2-bedroom, 1-bathroom home nestled in a well-maintained co-op building in the heart of North Riverdale. This high floor unit offers an abundance of natural light, tree-lined views, and a layout that blends comfort with functionality.

    Scottie Cabrera Brown Harris Stevens Residential Sales LLC

    5715 Mosholu Ave Unit 6F, Bronx, NY 10471
  • /39

    $899,000

    • 5 Beds
    • 4 Baths
    • 2,700 Sq Ft

    290 E Sidney Ave, Mount Vernon, NY 10553

    This is a newly renovated two family home within walking distance of the metro north. The property is split over three levels and has a full/finished walk out basement. The first floor contains a large garden style 1 BD/1BA apartment with separate living and dining area. This apartment also benefits from plenty of closet space and storage. The second floor is a duplex style apartment split over

    Tina Lynch Webb Development Services Corp

    290 E Sidney Ave, Mount Vernon, NY 10553
  • /25

    $1,200,000

    • 3,294 Sq Ft

    1495 Bryant Ave, Bronx, NY 10460

    Excellent income-generating property in the heart of the Bronx! This fully occupied multi-family building is a turn-key investment with solid rental income. The property features multiple units, each with long-term tenants, providing immediate and consistent cash flow. Sold as-is, this is an ideal opportunity for investors seeking steady returns in a high-demand rental market. Conveniently

    Nadir Khan X-Cap Realty LLC

    1495 Bryant Ave, Bronx, NY 10460
  • /22

    $489,000

    • 2 Beds
    • 2.5 Baths
    • 1,968 Sq Ft

    100 New Roc City Plaza Unit 408, New Rochelle, NY 10801

    Sponsor unit, no board approval required! Very large 2 bedroom plus very large den that can be used as a 3rd bedroom or formal dining room, at the desirable, gated Lofts at New Roc. Apartment has a partial water view of the Long Island Sound. Building offers a large roof patio with expansive views of the Long island Sound, a club room offering a kitchen, sitting area, pool table, gym & room for

    Steve Librett Librett Real Estate Group Inc

    100 New Roc City Plaza Unit 408, New Rochelle, NY 10801
  • /15

    $639,000 Open Sun 12PM - 1:30PM

    • 4 Beds
    • 2 Baths
    • 1,158 Sq Ft

    3780 Willett Ave, Bronx, NY 10467

    Space, style & modern luxury come together at 3780 Willet Avenue! A turn key, newly renovated single family townhouse corner property nestled on a beautiful tree lined street of Olinville, just off White Plains Road. Featuring a private driveway, and is the perfect opportunity for buyers looking for space.Open the door and enter an expansive sun drenched, modern open concept living/dining area

    Gabriel Kashi Keystone Realty USA Corp

    3780 Willett Ave, Bronx, NY 10467
  • /45

    $699,000 Open Sat 12PM - 1:30PM

    • 4 Beds
    • 1.5 Baths
    • 1,441 Sq Ft

    324 E 239th St, Bronx, NY 10470

    Welcome to 324 E 239th Street — a beautifully maintained 4-bedroom, 1.5-bath home ideally located just steps from PS 19 and the popular shops and restaurants on both Katonah and McLean Avenue. This home offers the perfect blend of comfort, character, and convenience in one of the Bronx’s most desirable neighborhoods.Step inside to a welcoming entryway that leads to a spacious living room and

    Ciara Walsh Houlihan Lawrence Inc.

    324 E 239th St, Bronx, NY 10470
  • /40

    $685,000

    • 3 Beds
    • 2 Baths
    • 1,260 Sq Ft

    4220 Wickham Ave, Bronx, NY 10466

    Welcome to this lovely well maintained 3-bedroom, 2-bath single-family home located in the heart of Wakefield, one of the Bronx’s most sought-after and commuter-friendly neighborhoods. Situated on a quiet residential tree lined street, this home offers the perfect mix of space, comfort, and convenience.Step into a sun-filled living room with a spacious formal dining area—ideal for entertaining.

    Kehinde Raji Keller Williams Legendary

    4220 Wickham Ave, Bronx, NY 10466
  • /28

    $2,495,000

    • 6 Beds
    • 4.5 Baths

    634 W 256th St, Bronx, NY 10471

    Exclusive New Listing Spacious 6-Bd. House with Deck and Level, Grassy Yard in Private Enclave This spacious 6-bedroom, 4.5-bath, house is in the private enclave of Hudson Ridge in Riverdale's Estate Area. Built in 2008, the house enjoys an inviting rear deck with a pergola and a level, grassy yard. Features include: an entry hall with columns; living room with southern bay windows and

    Arlene Trebach TREBACH REALTY INC

    634 W 256th St, Bronx, NY 10471
  • /14

    $215,000

    • 3 Beds
    • 2 Baths
    • 1,300 Sq Ft

    3531 Bronxwood Ave Unit STJ, Bronx, NY 10469

    Wonderful opportunity waits at 3531 Bronxwood Avenue Unit STJ! This is an expansive main level 3-bedroom 2-bath Coop in the vibrant Williamsbridge section of the Bronx. This large unit is approximately 1300 square feet and offers tons of space featuring a foyer/entryway with two walk-in closets, spacious living room, formal dining room and modern galley kitchen. The king-size primary bathroom

    Maria Porco-Rosa Prime Realty Group, Inc.

    3531 Bronxwood Ave Unit STJ, Bronx, NY 10469
  • /22

    $799,999

    • 4 Beds
    • 2 Baths
    • 1,536 Sq Ft

    1920 Pilgrim Ave, Bronx, NY 10461

    Excellent opportunity, live-in or investment. First time on the market in 52 years. This fully detached 2 family is located in Prime Pelham Bay. It is a 3-bedroom 1 bath unit over a 1-bedroom 1 bath unit over a full partially finished cellar with private entry. The 3-bedroom 1 bath unit features ample size bedrooms with large kitchen and dining room combination. The 1 bedroom 1 bath features

    Maria Porco-Rosa Prime Realty Group, Inc.

    1920 Pilgrim Ave, Bronx, NY 10461
  • /33

    $299,000

    • 3 Beds
    • 2 Baths
    • 1,432 Sq Ft

    1 Vincent Rd Unit 2A, Bronxville, NY 10708

    Spacious and sun-filled 3-bedroom, 2-bath co-op at 1 Vincent Rd in sought-after Bronxville. This well-maintained unit offers hardwood floors throughout, a large eat-in kitchen, and generously sized rooms with ample closet space. Ideally situated across from a park with sitting area, playground, and basketball court and just minutes to public transportation and major highways—perfect for

    Dvora E. Price eXp Realty

    1 Vincent Rd Unit 2A, Bronxville, NY 10708
  • /16

    $390,000

    • 2 Beds
    • 1 Bath
    • 1,000 Sq Ft

    119 Robins Rd Unit 119, New Rochelle, NY 10801

    Spacious Townhome Style 2 Bedroom Corner Unit In The Sought After Pelhamdale Manor Complex!Private entrance with patio, large living room with dining area, open concept, updated kitchen, updated bath, updated electrical panel with added breakers, freshly painted, hardwood floors throughout, crown molding, french doors to bedrooms, plenty of closets, attic for storage, plenty of parking and

    Alfred Bruno Berkshire Hathaway HS NY Prop

    119 Robins Rd Unit 119, New Rochelle, NY 10801
  • /23

    $375,000

    • 2 Beds
    • 1 Bath
    • 900 Sq Ft

    825 Morrison Ave Unit 11K, Bronx, NY 10473

    Spacious 2-bedroom, 1-bath sponsor co-op located on the 11th floor of a well-maintained high-rise building in the Soundview section of the Bronx. This unit offers exceptional views of the NYC skyline and Soundview Park from a private balcony. The property is being sold in pre-renovation condition, with a full renovation to be completed once the unit is in contract.The upcoming renovation will

    Jessica Vazquez Locqube New York, Inc.

    825 Morrison Ave Unit 11K, Bronx, NY 10473
  • /15

    $1,100,000

    • 7 Beds
    • 3 Baths
    • 3,652 Sq Ft

    133 Lincoln Ave, New Rochelle, NY 10801

    Legal 3 family unit plus a full unfinished walk-out basement level now available in Central New Rochelle! --3 Bed/1 Bath, --3 Bed/1 Bath, --1 Bed/1 Bath plus walk-out basement. This home has been updated with brand new electrical and plumbing, Brand new central split units throughout. 4 separate meters for each level. Each unit will pay their own utilities. Heat & Cooling is on electric. 3 gas

    Shpresa Grishaj Real Broker NY LLC

    133 Lincoln Ave, New Rochelle, NY 10801
  • /21

    $899,000 Open Sat 12PM - 3PM

    • 5 Beds
    • 3 Baths
    • 2,717 Sq Ft

    3106 Eastchester Rd, Bronx, NY 10469

    Spacious Brick Two-Family Home – Prime Location, Perfect Investment Opportunity!Welcome to this beautifully renovated and spacious brick two-family home. Ideally located just steps from the BX31 bus and a block away from the 5 subway station at Gun Hill Road. A true commuter’s dream! Enjoy the convenience of being just one block from a newly opened supermarket and other neighborhood amenities

    Reza Ardebili NY Home Owner Inc.

    3106 Eastchester Rd, Bronx, NY 10469
  • /40

    $1,600,000 Open Sun 12PM - 2PM

    • 9 Beds
    • 6 Baths
    • 3,219 Sq Ft

    1934 Chatterton Ave, Bronx, NY 10472

    Welcome to this stunning, fully updated three-family home located in the vibrant and convenient Parkchester neighborhood. This beautiful triplex features three spacious 3-bedroom apartments, each thoughtfully designed with comfort and modern living in mind. Each unit boasts:Large eat-in kitchens with elegant marble countertops, Beautiful hardwood floors throughout, Updated bathrooms with modern

    Mohammed Khalaque Americana Realty Prime LLC

    1934 Chatterton Ave, Bronx, NY 10472
  • /36

    $429,000 Open Sun 12PM - 1:30PM

    • 3 Beds
    • 2 Baths
    • 1,300 Sq Ft

    2711 Henry Hudson Pkwy Unit 5A, Bronx, NY 10463

    SUN-DRENCHED 3-BEDROOM OASIS WITH A PRIVATE BALCONY IN A FULL-SERVICE RIVERDALE BUILDING! 10% DOWN IS ALLOWED AND PETS ARE WELCOME!As you enter this expansive home at 2711 Henry Hudson Parkway, you're immediately greeted by a huge living room with a full wall of east-facing windows, flooding the space with glorious natural sunlight all day long. Step out onto your private balcony, perfect for

    Greg Kochanov Moda Realty LLC

    2711 Henry Hudson Pkwy Unit 5A, Bronx, NY 10463
  • /19

    $387,000

    • 3 Beds
    • 2 Baths
    • 1,000 Sq Ft

    918 Wheeler Ave Unit 918C, Bronx, NY 10473

    Welcome to this beautifully maintained 3-bedroom, 2-bathroom condo offering generous living space, modern comforts, and a highly desirable low-maintenance lifestyle. Situated in a well-kept building, this bright and airy unit features an open-concept layout, large windows that flood the home with natural light, and quality finishes throughout. The spacious primary suite includes an en-suite

    Christopher Cuellar YourHomeSold Guaranteed Realty

    918 Wheeler Ave Unit 918C, Bronx, NY 10473
  • /7

    $134,900

    • 1 Bed
    • 1 Bath
    • 650 Sq Ft

    590 E 3rd St Unit 1-G, Mount Vernon, NY 10553

    590 E. 3rd STREET #1-G MOUNT VERNON/PELHAM - 1 BED/1 BA SPONSOR UNIT No Board Approval (650 s/f approx.) in Tudor-Revival style pre-war non-D/M elevator co-op w/ Hutchinson Park views. Thoughtfully laid-out, thoroughly renovated unit low-floor unit (one flight up from Main Lobby) offering charming park-like neighborhood views: Entry Hall, Living Room (East exp.) w/ renovated, windowed Pullman

    Peter Segalla Houlihan Lawrence Inc.

    590 E 3rd St Unit 1-G, Mount Vernon, NY 10553
  • /4

    $379,000

    • 3 Beds
    • 2 Baths
    • 1,500 Sq Ft

    724 S 4th Ave, Mount Vernon, NY 10550

    Attention investors and cash buyers! This Mount Vernon, NY property presents a rare opportunity for those looking to add value in a high-demand area. The home is being sold As-Is, with tenants in place, offering potential rental income or redevelopment possibilities.Key Features:- Tenants in Place: The property is occupied by tenants without a lease. The new owner must decide whether to negotiate

    Daniel Berger RE/MAX Prestige Properties

    724 S 4th Ave, Mount Vernon, NY 10550
  • /2

    $629,000

    • 4 Beds
    • 3 Baths
    • 2,000 Sq Ft

    150 Burkewood Rd, Mount Vernon, NY 10552

    Single-family home located at the highly coveted Bronxville Country Club, right next to a hiking trail with beautiful views. Designed after Frank Lloyd Wright's block house.

    Thomas Hennerty

    150 Burkewood Rd, Mount Vernon, NY 10552
  • /14

    $500,000 Open Sun 10AM - 11AM

    • 2 Beds
    • 1 Bath
    • 1,109 Sq Ft

    105 Bennett Ave Unit 36B, New York, NY 10033

    Discover the potential of this spacious 2-bedroom, 1-bath home at 105 Bennett Avenue—a fantastic opportunity to create the space you’ve always wanted. While the apartment is in need of renovation, it offers a solid foundation and a flexible layout, with newly installed flooring in the kitchen to kickstart your updates. Whether you’re looking to modernize or fully reimagine the interiors, this is

    Jenny Bryant Keller Williams NYC

    105 Bennett Ave Unit 36B, New York, NY 10033
  • /14

    $739,000

    • 3 Beds
    • 3 Baths
    • 1,730 Sq Ft

    4565 Matilda Ave, Bronx, NY 10470

    This is the home that you have been looking for, first time homebuyers & investors. This hidden diamond has 3 floors + the basement with great income possibilities. Easy to finance, easy to rent out! Priced to sell.

    Veronica Quelal Telemundo Realty Corp

    4565 Matilda Ave, Bronx, NY 10470
  • /10

    $259,000

    • 2 Beds
    • 1 Bath
    • 858 Sq Ft

    340 E Mosholu Pkwy S Unit 1-A, Bronx, NY 10458

    340 E MOSHOLU PARKWAY S. Apt. 1-A SPONSOR UNIT (No Board Approval) Maisonette-style 2 BED (original Maid's Room converted to 2nd BR) 858 s/f, renovated Lobby level rear (N & E facing) w/ open views, light-filled & pin-drop quiet. Intimate 53 unit Art-Moderne elevator building attributed to Joseph Schafran & Thomas Dunn, Architects ca. 1937. Original extant pre-war details & high ceilings only a

    Peter Segalla Houlihan Lawrence Inc.

    340 E Mosholu Pkwy S Unit 1-A, Bronx, NY 10458
  • /9

    $195,000

    • 1 Bed
    • 1 Bath
    • 750 Sq Ft

    2685 Creston Ave Unit 5L, Bronx, NY 10468

    2685 CRESTON AVE #5-L, BRONX, NY 10468 - KINGSBRIDGE HGTS SPONSOR CORNER ONE BEDROOM UNIT. Renovated fifth-floor 750 s/f unit w/ Entry/Dining Foyer, sunken Living Room, Bedroom w/ two exposures (south & west) windowed Kitchen & Bath. Art-Moderne elevator building attributed to architect H. Herbert Lilien, ca. 1940. Exceptionally managed, meticulously maintained 6 story, 73-unit co-operative. Main

    Peter Segalla Houlihan Lawrence Inc.

    2685 Creston Ave Unit 5L, Bronx, NY 10468
  • /21

    $949,900

    • 4 Beds
    • 3 Baths
    • 2,060 Sq Ft

    3607 Irwin Ave, Bronx, NY 10463

    Welcome to the kind of home that doesn’t just check boxes—it breaks the mold. This stunning all-brick two-family residence in the heart of Kingsbridge(Riverdale border) offers rare curb appeal, unmatched privacy, and income potential that makes the calculator smile. The main unit is a sun-drenched **3-bedroom, 2-bath duplex** that lives like a single-family home, genorous rooms, primary suite

    Michael Brown Keller Williams Realty Group

    3607 Irwin Ave, Bronx, NY 10463
  • /19

    $899,000 Open Sun 2PM - 4PM

    • 3 Beds
    • 3 Baths
    • 2,046 Sq Ft

    63 Laurel Place, Yonkers, NY 10704

    Absolutely stunning, meticulously maintained semi-detached two-family home with a spacious yard and 6 parking spots! The building features a well-designed layout of 2,046 square as follows: A spacious 2-bedroom duplex with one and a half bath, with a separate kitchen and dining area and a 1 Bedroom unit on the ground floor both with separate entrances. Amenities include a spectacular backyard, a

    Albert Safdie Coldwell Banker Realty

    63 Laurel Place, Yonkers, NY 10704
  • /12

    $165,000

    • 1 Bed
    • 1 Bath
    • 750 Sq Ft

    47 Alta Ave Unit 6G, Yonkers, NY 10705

    Here is your opportunity to own a well maintained and very comfortable 1 bedroom co-op unit in a well desired area and building of Park Hill. Upon entering your new home, enjoy your galley kitchen leading to your sizeable dining area and living room with good size windows offering great natural light, fresh air and an amazing view of the Hudson. Your bedroom will not disappoint. It is a great

    Annette Aviles Exit Realty Group

    47 Alta Ave Unit 6G, Yonkers, NY 10705
  • /8

    $560,000

    • 3 Beds
    • 1 Bath
    • 1,526 Sq Ft

    2253 Tiebout Ave, Bronx, NY 10457

    Beautifully renovated and affordable, this spacious three bedroom single family home is move-in ready. All new mechanicals, plumbing, electrical and kitchen appliances. Situated on a tree-lined block in the Fordham area, the house includes bay windows, tons of natural light, full basement, back yard, and enclosed front porch.Upon entering, you are greeted by a sun-filled enclosed front

    Mark Miller Miller Manhattan Property Group

    2253 Tiebout Ave, Bronx, NY 10457
  • /2

    $1,099,000

    • 4 Beds
    • 2 Baths
    • 1,748 Sq Ft

    2771 Marion Ave, Bronx, NY 10458

    Single family home with great development potential. R5b with potential to build up to 10 units (to be verified by architect)

    Robert Heicklen Stonegate Real Estate

    2771 Marion Ave, Bronx, NY 10458
  • /6

    $1,299,999

    • 3,882 Sq Ft

    2783 Marion Ave, Bronx, NY 10458

    Legal Three family in Bedford park, walking distance to Fordham University. All permits to complete renovations have been properly filed, but work needs to be complete. Delivered Vacant.

    Robert Heicklen Stonegate Real Estate

    2783 Marion Ave, Bronx, NY 10458
  • /19

    $1,499,000

    • 2,946 Sq Ft

    1967 Washington Ave, Bronx, NY 10457

    MIX-USE PROPERTY 2 APARTMENT + STORE FULLY RENTED 1S FLOOR (RESTAURANT) 2ND FLOOR 3BRS/1BTH, 3RD FLOOR 3BRS/1BTH, PRIVATE DIVEWAY, 1.146 SQ FT STORAGE IN THE BACK. GREAT INVESTMENT OPPORTUNITY.RENT:RESTAURANT $4,0002ND FL APRT $2,5003RD FL APRT $2,500STORAGE $2,000

    Guerys Mojica Safeway Realty Corp

    1967 Washington Ave, Bronx, NY 10457
  • /12

    $898,000

    • 5 Beds
    • 2 Baths
    • 1,900 Sq Ft

    356 Underhill Ave, Bronx, NY 10473

    Great Investment Property near Soundview Park. Newly renovated legal 2 family house with a 2 car garage and large driveway. First Floor: 2 bedrooms a Full Bath; Second Floor: 3 Bedrooms with a full Bath; Basement: separated Entrance, Full finished Full Bath. Near schools and shopping ,Close to transportation, highways and ferry to Manhattan.

    Siang Liu P R O Links Realty Inc

    356 Underhill Ave, Bronx, NY 10473
  • /7

    $239,900

    • 1 Bed
    • 1 Bath
    • 990 Sq Ft

    3000 Valentine Ave Unit 5J, Bronx, NY 10458

    SPONSOR SALE WITH NO BOARD APPROVAL, AND FLEXIBLE FINANCING AVAILABLE! Origin Valentine #5J is a spaciously laid out 1 bedroom, 1 bath 990 square foot home featuring the highest upgrades in all aspects. From the moment you enter, you will be greeted by graceful arches and pre-war details that set the stage in this turn key home. The residence premium upgrades include Terra Legno Cannon

    Magdalena Ferenc Corcoran Group

    3000 Valentine Ave Unit 5J, Bronx, NY 10458
  • /32

    $1,100,000

    • 10 Beds
    • 5 Baths
    • 2,258 Sq Ft

    607 E 226th St, Bronx, NY 10466

    1955 built beautiful brick detach 2 family home with a full finished walk out basement and two driveways for 6 car garage parking. On 1st floor features large living room, 4 bedrooms, 2 bathrooms, granite counter top kitchen. 2nd floor also has large Living room, 4 bedrooms, 2 bathrooms and a terrace. Full finished basement with two large rooms and utility room. Access to the backyard from the

    Manish Manjul RE/MAX Distinguished Hms.&Prop

    607 E 226th St, Bronx, NY 10466
  • /16

    $169,000 Open Sun 11AM - 1PM

    • 1 Bath

    555 Kappock St Unit 7M, Bronx, NY 10463

    Situated in the heart of Riverdale, this spacious and sunlit alcove studio in the sought-after River Point Towers co-op at 555 Kappock Street offers functionality along with a glimpse of the Hudson River view through its northwest-facing, wall-to-wall windows. With a highly motivated seller, this home presents an excellent opportunity for buyers seeking value and convenience. The large living

    Neurelis Romero Maury Nest Seekers LLC

    555 Kappock St Unit 7M, Bronx, NY 10463

Showing Results 561 - 600, Page 15 of 18

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