A rating for the building relative to other buildings of the same type throughout the country.Learn more
126Units
22Stories
2005Year Built
$467K - $845KValue Range
Available Units
For Sale
For Rent
No Units Available
Highlights
Beach
J.R. Arnold High School Rated A-
Property fronts gulf or ocean
Fitness Center
Heated In Ground Pool
3 min walk to County Pier
Beachfront living in the heart of Panama City Beach
Sterling Reef Condominium, completed in 2005, stands as a prominent 22-story beachfront complex in Panama City Beach, Florida. This modern high-rise offers 126 residential units with direct access to the pristine white sands and emerald waters of the Gulf of Mexico. Situated in a prime location, Sterling Reef combines the allure of coastal living with the convenience of nearby attractions, making it an attractive option for both vacationers and permanent residents seeking a slice of paradise.
Spacious units with panoramic Gulf views
Sterling Reef offers a range of floor plans to suit various needs, from cozy 2-bedroom units to expansive 3-bedroom layouts. The 2-bedroom configurations span 1,075 to 1,076 square feet, featuring two full bathrooms and selling for $470,000 to $567,867. For those requiring more space, the 3-bedroom units measure between 1,588 and 1,604 square feet, with either two or three bathrooms, and are priced from $725,000 to $925,000.
Many units boast floor-to-ceiling windows and sliding glass doors, maximizing the breathtaking Gulf views. The open-concept layouts typically include a fully equipped kitchen with granite countertops and stainless steel appliances. Most condos feature large private balconies, some offering both sunrise and sunset vistas. Recent upgrades in select units include luxury vinyl plank flooring, quartz countertops, and custom tile work in bathrooms.
Gulf-front master bedrooms are a highlight in many units, providing direct balcony access and stunning ocean views. Some floor plans include a separate lock-out unit, allowing for flexible rental options. The condos are designed with comfort in mind, featuring 9-foot ceilings, ample closet space, and in-unit washers and dryers.
Monthly HOA fees range from $800 to $900, covering amenities such as cable TV, internet, pool maintenance, trash removal, and water services. These fees also contribute to the upkeep of common areas and building management.
Resort-inspired amenities with a focus on beachfront relaxation
Sterling Reef offers an array of amenities designed to enhance the beachfront living experience. The centerpiece is a bi-level heated pool with a connecting waterfall, providing a refreshing oasis for residents and guests. The pool area is complemented by a spacious sun deck, perfect for lounging and soaking up the Florida sunshine.
Fitness enthusiasts will appreciate the well-equipped exercise room that overlooks the Gulf, offering invigorating workouts with a view. For those who prefer outdoor activities, the sky BBQ terrace provides an ideal spot for al fresco dining and social gatherings, complete with grilling stations and lounge areas.
The building features a clubhouse with a media room, perfect for movie nights or community events. A separate video game room caters to younger residents or those young at heart. For added convenience, the complex offers covered parking, ensuring vehicles are protected from the elements.
An activity room with a flatscreen TV serves as a communal space for residents to gather and socialize. Movie rentals are available on-site, adding to the entertainment options. The building also provides direct beach access, allowing residents to easily enjoy the sand and surf just steps from their doors.
Security and convenience are prioritized with 24-hour access to the building. Additional amenities include air conditioning in common areas and elevators for easy navigation of the 22 stories.
Coastal charm meets family-friendly attractions
Sterling Reef is ideally located in the heart of Panama City Beach, offering residents easy access to a variety of attractions and amenities. The M.B. Miller County Pier, situated adjacent to the complex, provides excellent fishing opportunities and scenic views of the coastline. This proximity ensures that nothing will be built to obstruct the panoramic ocean vistas from Sterling Reef.
Just a short distance away, Shipwreck Island Water Park offers a fun-filled day out for families and thrill-seekers alike. The park features water slides, a lazy river, and various attractions suitable for all ages, making it a popular destination during the warmer months.
For shopping and entertainment, Pier Park is located approximately 3.5 miles from Sterling Reef. This outdoor complex boasts a wide array of retail stores, restaurants, and entertainment options, including an IMAX theater and seasonal events.
Grocery shopping is convenient with PCB Food Mart just a mile away, offering quick access to essentials. For a more comprehensive shopping experience, Publix Super Market at Breakfast Point Marketplace is about a mile and a half drive, providing a wide selection of groceries and a deli.
Dining options in the vicinity cater to various tastes. The All American Diner, located about a mile and a half away, offers classic American fare in a nostalgic 1950s setting. For those craving international flavors, China Coast, approximately two miles from Sterling Reef, serves up traditional Chinese cuisine from the Fuzhou coastal region.
Fitness enthusiasts can maintain their routines at nearby gyms such as Fitness 360 Panama City Beach 24/7, less than a mile away, or Sequence Fitness, about a mile from the complex.
The Shoppes at Edgewater, an outdoor plaza less than a mile from Sterling Reef, features a mix of restaurants, a bowling alley, and various services, providing additional entertainment and dining options for residents.
Convenient access with a focus on personal transportation
While Sterling Reef is primarily suited for those with personal vehicles, there are some public transportation options available. A bus stop serving the Gulf Coast State College/Winn Dixie line is conveniently located just a minute's walk from the complex, providing a connection to other parts of Panama City Beach.
For air travel, Northwest Florida Beaches International Airport is approximately 17 miles away, or about a 30-minute drive, offering domestic flights to various destinations.
The area's layout and infrastructure are more conducive to driving, with easy access to major roads that connect to different parts of Panama City Beach and beyond. Front Beach Road, which runs along the coast, provides a scenic route to nearby attractions and is easily accessible from Sterling Reef.
For those who enjoy cycling, some areas of Panama City Beach offer bike-friendly paths, though the overall infrastructure for cycling is limited. Residents and visitors often find that having a car is the most practical way to explore the area and access amenities beyond the immediate vicinity of Sterling Reef.
The complex's covered parking facility adds convenience for residents with vehicles, protecting cars from the elements and providing easy access to units. This feature is particularly valuable given the area's reliance on personal transportation.
While public transit options are limited, the strategic location of Sterling Reef puts many attractions, beaches, and essential services within a short driving distance, making it a comfortable base for exploring all that Panama City Beach has to offer.
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Quantarium
Current List Price
Sold Price
Area Factors
Low Crime
Crime Score®
4/ 10
Somewhat Bikeable
Bike Score®
35/ 100
Car-Dependent
Walk Score®
36/ 100
Minimal Transit
Transit Score®
20/ 100
Sources: WhatIsMyCrimeRisk.com, Walk Score
Sources: WhatIsMyCrimeRisk.com, Walk Score
WhatIsMyCrimeRisk.com, Powered by CAP Index provides objective, accurate, and consistent data to help measure, compare, and mitigate crime risks. Walk Score® measures the walkability of any address. Transit Score® measures access to public transit. Bike Score® measures the bikeability of any address.
Sound Score® measures the noise level of any address. Environmental risk data is provided by First Street Foundation® and is designed to approximate risk and not intended to include all possible scenarios.
Parks in this Area
County Pier
3 min walk
Hook D Pier Park
7 min drive
Pier Park Dog Beach
8 min drive
Aaron Bessant Park
8 min drive
Playground
8 min drive
Rick Seltzer Park
8 min drive
Pier Park Ampitheatre
9 min drive
Grand Lagoon Dog Run
9 min drive
Pepsi Gulf Coast Jam
9 min drive
Schools
Source:
GreatSchools:
The GreatSchools Rating helps parents compare schools within a state based on a variety of school quality indicators and provides a helpful picture of how effectively each school serves all of its students. Ratings are on a scale of 1 (below average) to 10 (above average) and can include test scores, college readiness, academic progress, advanced courses, equity, discipline and attendance data. We also advise parents to visit schools, consider other information on school performance and programs, and consider family needs as part of the school selection process.
View GreatSchools Rating Methodology
Disclaimer: Please note that this building may not be in these schools' attendance zones.
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