1,453

Charlotte, NC Homes for Sale with No HOA Fee

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  • /8

    $683,300 New Construction

    • 2 Beds
    • 2 Baths
    • 2,179 Sq Ft

    3060 Five Creek Rd, Charlotte, NC 28213

    This luxury ranch home features the expertly curated Portico floor plan. Spacious owner's suite, large closet, bright second bedroom, den with glass doors and a gorgeous private courtyard. Our homes are designed to make your life easier and more enjoyable. The Courtyards at Hodges Farm has quick roadway access to nearby I-485 and I-85. Located near UNC Charlotte and University Research Park. The

    Epcon Communities Builder
    3060 Five Creek Rd, Charlotte, NC 28213
  • /39

    $457,990 New Construction

    • 5 Beds
    • 3 Baths
    • 2,511 Sq Ft

    Hayden Plan at Cardinal Creek, Charlotte, NC 28215

    The Hayden is one of our two-story plans featured in Cardinal Creek in Charlotte, North Carolina, offering 3 modern elevations and a secondary bedroom on the main floor. This spacious and modern two-story home features five bedrooms, three bathrooms, and a two-car garage. Upon entering the home, you’ll be greeted by an inviting foyer leading into the center of the home with a connecting home

    D.R. Horton Builder
    11521 Plaza Road Extension Unit 36204672, Charlotte, NC 28215
  • /30

    $460,590 New Construction

    • 5 Beds
    • 3 Baths
    • 2,368 Sq Ft

    3723 Coleman Dr, Charlotte, NC 28215

    Come see 3723 Coleman Drive in Charlotte, NC. The Robie is one of our two-story plans featured at Reedy Creek in Charlotte, North Carolina. This home offers a guest bedroom on the main floor, five bedrooms, three bathrooms, and a two-car garage. Upon entering, you’ll be greeted by a foyer inviting you to the center of the home. At its heart, you’ll find a spacious family room and dining room that

    D.R. Horton Builder
    3723 Coleman Dr, Charlotte, NC 28215
  • 12104 Avienmore Dr, Charlotte, NC 28278

    $615,025 New Construction

    • 5 Beds
    • 4 Baths
    • 3,010 Sq Ft

    12104 Avienmore Dr, Charlotte, NC 28278

    Discover this stunning new construction home at 12104 Avienmore Drive in Charlotte, North Carolina. Built by M/I Homes, this thoughtfully designed 5-bedroom, 4-bathroom home offers 3,010 square feet of exceptional living space with an open-concept layout perfect for daily living and entertaining. This well-appointed home features: Dining room off the foyer Open-concept living space Patio Loft

    M/I Homes Builder
    12104 Avienmore Dr, Charlotte, NC 28278
  • /19

    $324,900 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,573 Sq Ft

    7713 Ethora Way, Charlotte, NC 28216

    Welcome to The Litchfield plan by premier builder DRB Homes. Enjoy bright, open-concept living in this thoughtfully designed craftsman-style townhome. The spacious kitchen features a large center island that flows into the family and breakfast rooms, perfect for entertaining and everyday living. Upstairs, you'll find three bedrooms, two full baths, and conveniently located laundry on the same

    DRB Homes Builder
    7713 Ethora Way, Charlotte, NC 28216
  • /43

    $639,000

    • 4 Beds
    • 2 Baths
    • 2,164 Sq Ft

    9521 Stoney Hill Ln, Charlotte, NC 28277

    Welcome home to this classic all-brick 4-bedroom, 2-bath ranch with a welcoming southern-style front porch! Featuring a fantastic floor plan and generously sized rooms, this home blends timeless character with modern updates. Enjoy newer carpet and fresh paint throughout. The beautifully updated kitchen boasts white cabinetry, soft-close drawers, roll-out shelving, quartz countertops, a stylish

    Lilliah Moseley Redfin Corporation

    9521 Stoney Hill Ln, Charlotte, NC 28277
  • /37

    $735,000

    • 4 Beds
    • 2.5 Baths
    • 1,831 Sq Ft

    3942 Mcmillan St, Charlotte, NC 28205

    Location, luxury & thoughtful design make this beauty a perfect retreat in the sought after Plaza/Shamrock area of Charlotte. A spacious living room w/ elegant 10ft high ceilings & a sleek fireplace to ground the space welcome you. This open concept features a gorgeous gourmet kitchen w/ extended hood range, grand island w/ bi-lateral storage, stainless steel appliances, new soft-close cabinetry,

    Keitra Robinson Vizion Realty Group LLC

    3942 Mcmillan St, Charlotte, NC 28205
  • /2

    $372,250 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,666 Sq Ft

    3113 Lilac Grove Dr, Charlotte, NC 28269

    Welcome to the Manchester! This 3-bedroom, 2.5-bathroom townhome has everything you need across 1,666 square feet of space. The charming front porch greets you and offers plenty of room for comfortable chairs to sit and relax or chat with neighbors on a nice day. As you enter the foyer, the open-concept layout gives you a direct view of the main living spaces. Head first to the kitchen to admire

    M/I Homes Builder
    3113 Lilac Grove Dr, Charlotte, NC 28269
  • /29

    $330,000

    • 3 Beds
    • 2 Baths
    • 1,772 Sq Ft

    6921 Idlewild Rd, Charlotte, NC 28212

    Don't miss this tastefully updated brick ranch with 3-bedrooms, 2-bathrooms, and a private backyard. The renovated kitchen features new white cabinets, quartz countertops, and stainless steel appliances. The split floor plan boasts spacious bedrooms upstairs and downstairs there is an oversized laundry, sunroom, and a flex or office space. Don't miss the fresh paint, updated lighting, new subway

    Chad Hetherman EXP Realty LLC Mooresville

    6921 Idlewild Rd, Charlotte, NC 28212
  • /32

    $465,000 New Construction

    • 4 Beds
    • 2.5 Baths
    • 2,820 Sq Ft

    11313 Cardinal Creek Ave, Charlotte, NC 28215

    Come see 11313 Cardinal Creek Avenue! The Wilmington is one of our two-story plans featured at Cardinal Creek in Charlotte, North Carolina. This spacious, modern two-story home offers four bedrooms, 2.5 baths, and a 2-car garage. The moment you step inside, you will be greeted by the foyer, which connects you first to a home office and then to a formal dining room, which is perfect for

    D.R. Horton Builder
    11313 Cardinal Creek Ave, Charlotte, NC 28215
  • 12112 Avienmore Dr, Charlotte, NC 28278

    $609,525 New Construction

    • 5 Beds
    • 4 Baths
    • 2,980 Sq Ft

    12112 Avienmore Dr, Charlotte, NC 28278

    Discover this stunning new construction home at 12112 Avienmore Drive, Charlotte featuring 2,980 square feet of thoughtfully designed living space. This impressive 5-bedroom, 4-bathroom home showcases quality craftsmanship and contemporary design throughout. Key Features: 5 spacious bedrooms with owner's bedroom conveniently located upstairs 4 full bathrooms offering comfort and convenience

    M/I Homes Builder
    12112 Avienmore Dr, Charlotte, NC 28278
  • /17

    $494,900 New Construction

    • 3 Beds
    • 3.5 Baths
    • 1,872 Sq Ft

    3213 Drift St, Charlotte, NC 28278

    The Landon Plan by DRB Homes in Charlotte, NC, offers a thoughtfully designed open-concept layout and high-end finishes tailored to your lifestyle. Key Features: Gourmet Kitchen – Extended island, stainless steel appliances, and an open layout perfect for entertaining. Seamless Indoor-Outdoor Living – Dual sliding glass doors open to a spacious sitting deck. Luxurious Primary Suite – Spa-like

    DRB Homes Builder
    3213 Drift St, Charlotte, NC 28278
  • /35

    $1,290,900 New Construction

    • 3 - 4 Beds
    • 2.5 - 4.5 Baths
    • 2,921+ Sq Ft

    Santa Fe Ranch Plan at The Ranch at The Palisades, Charlotte, NC 28278

    Luxurious, spacious, and awe-inspiring describes the Santa Fe Ranch . Step into the main living area and your heart soars along with the height of the ceiling. The vaulted ceiling spans 31 feet from your Kitchen to your Dining Room, the light dances in from 4 walls of glass windows and doors, and you can feel that this is the home you have dreamed about. Imagine how spacious it feels when your

    Classica Homes Builder
    19407 Youngblood Rd W Unit 36482453, Charlotte, NC 28278
  • /15

    $501,990 New Construction

    • 4 Beds
    • 3.5 Baths
    • 2,364+ Sq Ft

    Trafford Plan at Avienmore, Charlotte, NC 28278

    This brand new floorplan has 3 bedrooms, 2.5 bathrooms, and comes with our 10-Year Transferable Structural Warranty.

    M/I Homes Builder
    11200 Lochmere Rd Unit 36485532, Charlotte, NC 28278
  • /39

    $462,990 New Construction

    • 5 Beds
    • 3 Baths
    • 2,511 Sq Ft

    Hayden Plan at Sonoma Hills, Charlotte, NC 28214

    The Hayden is one of our two-story plans featured at Sonoma Hills in Charlotte, NC offering 3 modern elevations and a secondary bedroom on the main floor. This spacious and modern two-story home features five bedrooms, three bathrooms, and a two-car garage. Upon entering the home, you’ll be greeted by an inviting foyer leading into the center of the home with a connecting home office off to the

    D.R. Horton Builder
    6000 Amos Smith Rd Unit 36208924, Charlotte, NC 28214
  • /37

    $469,000 New Construction

    • 5 Beds
    • 3 Baths
    • 2,511 Sq Ft

    11305 Cardinal Creek Ave, Charlotte, NC 28215

    Come see 11305 Cardinal Creek Avenue in Cardinal Creek! The Hayden is one of our two-story plans featured in Cardinal Creek in Charlotte, North Carolina, offering a secondary bedroom on the main floor. This spacious and modern two-story home features five bedrooms, three bathrooms, and a two-car garage. Upon entering the home, you’ll be greeted by an inviting foyer leading into the center of the

    D.R. Horton Builder
    11305 Cardinal Creek Ave, Charlotte, NC 28215
  • /34

    $395,000

    • 3 Beds
    • 2 Baths
    • 1,048 Sq Ft

    3701 Lynette Ct, Charlotte, NC 28217

    Price Reduction! This charming 3-bedroom, 2-bathroom home has been beautifully updated with modern finishes while retaining its original character. Step inside to discover gleaming hardwood floors throughout and elegant tile detailing in both bathrooms. The kitchen has been completely updated with brand-new appliances, perfect for home chefs and entertainers alike. The home also features a

    Matt Stone Stone Realty Group

    3701 Lynette Ct, Charlotte, NC 28217
  • /25

    $464,900 New Construction

    • 3 Beds
    • 2.5 Baths
    • 2,302 Sq Ft

    2962 Clyde Dr, Charlotte, NC 28208

    The Adaline by DRB Homes is a craftsman-style townhome that offers a spacious layout designed to suit your lifestyle. 3 Bedrooms, 2.5 Bathrooms - Thoughtfully designed for comfort and functionality Open-Concept Layout - Seamless flow between kitchen, dining, and family room Loft Space - Perfect for a home office, media room, or additional living area 2-Car Garage - Convenient parking and extra

    DRB Homes Builder
    2962 Clyde Dr, Charlotte, NC 28208
  • /48

    $2,299,000

    • 6 Beds
    • 4.5 Baths
    • 5,200 Sq Ft

    1233 Reece Rd, Charlotte, NC 28209

    Welcome to 1233 Reece Road — a rare 3-story, 5,200+ square foot residence in one of Charlotte’s most desirable locations, directly across from Park Road Shopping Center. Designed with both elegance and everyday comfort in mind, this home blends custom craftsmanship, thoughtful upgrades, and resort-style amenities to create an unmatched living experience. From the moment you arrive, the landscaped

    Monte Grandon ERA Live Moore

    1233 Reece Rd, Charlotte, NC 28209
  • /46

    $1,224,900

    • 4 Beds
    • 3.5 Baths
    • 3,793 Sq Ft

    8731 Oakthorpe Dr, Charlotte, NC 28277

    **Seller is offering $10,000 for buyer to use toward mortgage rate buydown. **Welcome to Luxury Living in the Heart of Ballantyne! Nestled in the highly sought-after Kensington at Ballantyne community, this impeccably maintained 4-bedroom, 3.5-bathroom home offers an exceptional blend of comfort, efficiency, and resort-style living—all in the heart of Charlotte’s premier “city within a city.”

    Kelly King Savvy + Co Real Estate

    8731 Oakthorpe Dr, Charlotte, NC 28277
  • /26

    $434,990 New Construction

    • 4 Beds
    • 2 Baths
    • 1,764 Sq Ft

    Cali Plan at Sonoma Hills, Charlotte, NC 28214

    The Cali is one of our ranch style plans featured at Sonoma Hills Charlotte, NC offering 3 elevations. The Cali’s spacious and modern single-story home design is popular for its open-concept style for living. This home features four bedrooms, two bathrooms, and a two-car garage. The inviting foyer leading directly into the heart of the home greets you upon entering. directly into the heart of the

    D.R. Horton Builder
    6000 Amos Smith Rd Unit 36208920, Charlotte, NC 28214
  • /37

    $539,000 New Construction

    • 5 Beds
    • 3 Baths
    • 2,511 Sq Ft

    5536 Pamplona Way, Charlotte, NC 28214

    Come see 6608 Barcelona Way in Sonoma Hills! The Hayden is one of our two-story plans featured at Sonoma Hills in Charlotte, NC offering a secondary bedroom on the main floor, and a basement. This spacious and modern two-story home features five bedrooms, three bathrooms, and a two-car garage. Upon entering the home, you’ll be greeted by an inviting foyer leading into the center of the home with

    D.R. Horton Builder
    5536 Pamplona Way, Charlotte, NC 28214
  • /34

    $401,000 New Construction

    • 3 Beds
    • 2.5 Baths
    • 2,729+ Sq Ft

    The Idlewild Plan at Clairmont, Charlotte, NC 28215

    As you step inside, you are greeted by a private study, ideal for seamless remote work. Certain homesites transform this space into an additional bedroom suite, catering to diverse needs. Moving through the home, the chef-inspired kitchen steals the show, boasting a spacious island with seating, ample cabinet and counter space, and a convenient walk-in pantry. The culinary hub flows into the

    Stanley Martin Builder
    6521 Alanbrook Rd Unit 37068391, Charlotte, NC 28215
  • /18

    $339,900 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,601 Sq Ft

    2954 Clyde Dr, Charlotte, NC 28208

    The Rochester is a thoughtfully designed 3-bedroom, 2.5-bath townhome with a rear-load garage that maximizes space and function. The open-concept layout keeps the kitchen, dining, and family rooms connected, making it easy to entertain or just enjoy everyday moments. Large windows bring in natural light, and the laundry closet is conveniently located on the same level and the primary suite. Every

    DRB Homes Builder
    2954 Clyde Dr, Charlotte, NC 28208
  • /85

    $1,437,900 New Construction

    • 5 - 6 Beds
    • 4.5 - 6.5 Baths
    • 4,627 Sq Ft

    Napa Plan at The Ranch at The Palisades, Charlotte, NC 28278

    Open the front door, pause, and soak it in. The view through your Dining Room into the Great Room, with its dramatic vaulted ceiling, raises the bar for inspired design. Living flows into the Great Room, Kitchen, and Breakfast Room where light dances in from multiple walls of windows bringing the outside in. This is space where your family will reconnect. Classica meticulously designs this area

    Classica Homes Builder
    19407 Youngblood Rd W Unit 36451443, Charlotte, NC 28278
  • /19

    $334,900 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,573 Sq Ft

    7721 Ethora Way, Charlotte, NC 28216

    Welcome to The Litchfield plan by premier builder DRB Homes. Enjoy bright, open-concept living in this thoughtfully designed craftsman-style townhome. The spacious kitchen features a large center island that flows into the family and breakfast rooms, perfect for entertaining and everyday living. Upstairs, you'll find three bedrooms, two full baths, and conveniently located laundry on the same

    DRB Homes Builder
    7721 Ethora Way, Charlotte, NC 28216
  • /29

    $464,990 New Construction

    • 4 Beds
    • 2.5 Baths
    • 2,820 Sq Ft

    Wilmington Plan at Reedy Creek Preserve, Charlotte, NC 28215

    The Wilmington is one of our two-story plans featured at Reedy Creek in Charlotte, North Carolina, offering 3 modern elevations. This spacious, modern two-story home offers four bedrooms, 2.5 baths, and a 2-car garage. The moment you step inside, you will be greeted by the foyer, which connects you first to a home office and then to a formal dining room, which is perfect for entertaining. The

    D.R. Horton Builder
    3937 Coleman Dr Unit 36204781, Charlotte, NC 28215
  • /25

    $600,000

    • 4 Beds
    • 2 Baths
    • 1,820 Sq Ft

    2314 Knickerbocker Dr, Charlotte, NC 28212

    Like New and Ready for its next owner! This 4-bedroom, 2-bath home delivers modern comfort, fresh design, and unbeatable convenience—all in one of Charlotte’s most established and accessible neighborhoods. Inside, you’ll find a home that feels brand new. The kitchen was fully reimagined with sleek new cabinetry, quartz-style counters, designer lighting, and all-new stainless steel appliances

    Jane Cross Ivester Jackson Christie's

    2314 Knickerbocker Dr, Charlotte, NC 28212
  • /48

    $1,650,000

    • 5 Beds
    • 3.5 Baths
    • 3,418 Sq Ft

    3415 Holt St, Charlotte, NC 28205

    Welcome to a rare blend of timeless architecture and thoughtful modern living. Originally built in 1935, this home reflects the craftsmanship and charm of its era while offering the confidence and comfort of a complete 2023 renovation and expansion. Every major system—roof, HVAC, plumbing, siding, insulation, and electrical—was replaced, giving the home the reliability of new construction while

    Steve Katsaros Roma Real Estate Inc.

    3415 Holt St, Charlotte, NC 28205
  • 11125 Lochmere Rd, Charlotte, NC 28278

    $608,965 New Construction

    • 5 Beds
    • 4 Baths
    • 2,972 Sq Ft

    11125 Lochmere Rd, Charlotte, NC 28278

    Discover this stunning new construction home by M/I Homes located at 11125 Lochmere Road Charlotte. This impressive 2,972 square foot home features 5 bedrooms and 4 bathrooms, with the owner's bedroom conveniently located upstairs off the loft. The thoughtfully designed floorplan showcases open-concept living space that seamlessly connects the main gathering areas, creating an ideal environment

    M/I Homes Builder
    11125 Lochmere Rd, Charlotte, NC 28278
  • /42

    $270,000

    • 3 Beds
    • 2 Baths
    • 1,162 Sq Ft

    6623 Nevin Glen Dr, Charlotte, NC 28269

    Stunning Home just hit the market in the Nevin Glen!! This gorgeous home features 3 bedrooms, 2 bathrooms and is nestled away in a lovely little cul-de-sac. Located in the heart of Charlotte, you will enjoy being minutes away from all the city has to offer. The home truly is a hidden gem! Book Your Appointment Today!

    Sebastian Anderson Redfin Corporation

    6623 Nevin Glen Dr, Charlotte, NC 28269
  • 12101 Avienmore Dr, Charlotte, NC 28278

    $599,990 New Construction

    • 5 Beds
    • 4 Baths
    • 2,972 Sq Ft

    12101 Avienmore Dr, Charlotte, NC 28278

    Discover this stunning new construction home at 12101 Avienmore Drive in Charlotte, North Carolina. Built by M/I Homes, this thoughtfully designed 5-bedroom, 4-bathroom home offers 2,972 square feet of elegant living space. The home features an open-concept living space that seamlessly connects the main living areas, creating an ideal environment for both daily life and entertaining. The owner's

    M/I Homes Builder
    12101 Avienmore Dr, Charlotte, NC 28278
  • /29

    $389,000 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,787 Sq Ft

    7016 Bentz St, Charlotte, NC 28269

    Welcome to the Catawba townhome in Charlotte, NC! This end-unit townhome offers you 1,787 square feet of functional indoor and outdoor space and the following design features you’ll love: 2-car garage Back patio Private side entrance Extra outdoor space in the side yard Loft This townhome welcomes you with its beautiful façade, featuring beige and brown base colors with crisp white trim and

    M/I Homes Builder
    7016 Bentz St, Charlotte, NC 28269
  • /39

    $979,500

    • 4 Beds
    • 3.5 Baths
    • 2,672 Sq Ft

    1511 Landis Ave, Charlotte, NC 28205

    BACK ON MARKET after stunning updates! Including new flooring and updated paint! Experience Modern Farmhouse Living in Plaza Midwood! Step inside this warm and inviting open concept that seamlessly connects the living, dining, and kitchen areas, creating a perfect space for entertaining. Natural light floods the interior, creating a bright and airy ambiance. The kitchen features stainless steel

    Ben Horton EXP Realty LLC Ballantyne

    1511 Landis Ave, Charlotte, NC 28205
  • /30

    $465,090 New Construction

    • 5 Beds
    • 3 Baths
    • 2,368 Sq Ft

    5027 Shallow Brook Dr, Charlotte, NC 28215

    Come see 3746 Coleman Drive in Charlotte, NC. The Robie is one of our two-story plans featured at Reedy Creek in Charlotte, North Carolina. This home offers a guest bedroom on the main floor, five bedrooms, three bathrooms, and a two-car garage. Upon entering, you’ll be greeted by a foyer inviting you to the center of the home. At its heart, you’ll find a spacious family room and dining room that

    D.R. Horton Builder
    5027 Shallow Brook Dr, Charlotte, NC 28215
  • /34

    $692,254 New Construction

    • 5 Beds
    • 4 Baths
    • 3,010 Sq Ft

    11200 Lochmere Rd, Charlotte, NC 28278

    Welcome to the The Fenmore model home at Avienmore! With 5 bedrooms, 4 bathrooms, and a 2-car garage, this home is a must-see! Look for these design elements throughout this 3,010 square foot home: Formal dining room Butler's pantry First-floor guest bedroom Extended covered porch Loft As you walk through the front door, the open foyer welcomes you. A formal dining room with front-facing windows

    M/I Homes Builder
    11200 Lochmere Rd, Charlotte, NC 28278
  • /14

    $370,990 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,787 Sq Ft

    Catawba Plan at Aberdeen, Charlotte, NC 28269

    Boasting more than 1,700 sq. ft., this townhome provides all the space you need! Schedule a private tour to learn more about the conveniences of the Catawba.

    M/I Homes Builder
    7016 Bentz St Unit 36453446, Charlotte, NC 28269
  • /32

    $418,990 New Construction

    • 4 Beds
    • 2.5 Baths
    • 2,174 Sq Ft

    Elston Plan at Cardinal Creek, Charlotte, NC 28215

    The Elston is a spacious and modern two story home plans featured at Cardinal Creek in Charlotte, NC, offering 5 modern elevations. The home features four bedrooms, two and a half bathrooms, and two-car garage. The open concept layer connects the home beautifully, where the inviting foyer will lead you into the heart of the home, where the kitchen and large family room meet to create a welcoming

    D.R. Horton Builder
    11521 Plaza Road Extension Unit 36204670, Charlotte, NC 28215
  • /2

    $359,990 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,666 Sq Ft

    3135 Lilac Grove Dr, Charlotte, NC 28269

    Discover this new construction townhome at 3135 Lilac Grove Drive in Charlotte, North Carolina, built by M/I Homes. This thoughtfully designed 3-bedroom, 2.5-bathroom townhome offers 1,666 square feet of open-concept living space perfect for comfortable daily living and entertaining. The townhome features an owner's bedroom conveniently located on the upper level, providing privacy and separation

    M/I Homes Builder
    3135 Lilac Grove Dr, Charlotte, NC 28269
  • 11129 Lochmere Rd, Charlotte, NC 28278

    $641,990 New Construction

    • 5 Beds
    • 4.5 Baths
    • 3,536 Sq Ft

    11129 Lochmere Rd, Charlotte, NC 28278

    Discover this stunning new construction home at 11129 Lochmere Road, Charlotte, built by M/I Homes. This impressive 5-bedroom, 4-bathroom home spans 3,536 square feet and features an open-concept living space perfect for daily life and entertaining. The thoughtfully designed floorplan places the owner's bedroom upstairs, providing privacy and tranquility. Quality design elements throughout

    M/I Homes Builder
    11129 Lochmere Rd, Charlotte, NC 28278

Showing Results 161 - 200, Page 5 of 18

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