Charlottesville, VA Homes for Sale under $500,000

• 

  

  

  /38

  $449,900

  • 3 Beds
  • 3.5 Baths
  • 1,855 Sq Ft

  844 Rock Creek Rd, Charlottesville, VA 22903

  Beautiful brick, 3br 3.5-bathroom, end-unit townhouse on a quiet cul-de-sac just one mile from UVA! The living room is light filled with a front bay window and 2 side windows; the kitchen is bright with French doors and 2 windows. The kitchen is enhanced by granite counters, an island with room for stools, dining area, updated appliances, a pantry, and a bar on the living room side of the granite

  

  Christine Lambdin

  CENTURY 21 New Millennium

  (434) 303-6619

  844 Rock Creek Rd, Charlottesville, VA 22903
• Explore Charlottesville

• 

  

  

  /27

  $500,000

  • Land
  • 28.04 Acres
  • $17,832 per Acre

  2647 Penny Ln, Charlottesville, VA 22903

  Pristine, secluded property: 15-minute drive to the center of Charlottesville; 28-acre wooded lot; 17 acres are in mature planted pines, with the balance in a mix of mature hard woods. The Black Branch crosses under Penny Lane and runs through the northwestern section of the property. Come build your home, hunt, and/or hike this property to your hearts content. The property is being sold in its

  MATTHEW HOLT 1ST DOMINION REALTY INC-SCOTTSVILLE

  2647 Penny Ln, Charlottesville, VA 22903
• 

  

  

  /74

  $460,000

  • 4 Beds
  • 2.5 Baths
  • 1,948 Sq Ft

  1234 Holmes Ave, Charlottesville, VA 22901

  Your home for the Holidays!! Move In Ready & Full of Charm! This updated 4 Bedroom 2.5 Bath Main Level home includes a finished walk-out basement along with an active Airbnb perfect for generating extra income or hosting guests! This property offers both comfort and versatility! Highlights are the modern updated bathrooms, flooring, light fixtures, private fenced yard, NEW expansive deck, New Gas

  Candice van der Linde YES REALTY PARTNERS

  1234 Holmes Ave, Charlottesville, VA 22901
• 

  

  

  /27

  $499,000

  • 4 Beds
  • 3.5 Baths
  • 2,536 Sq Ft

  103 Linden St, Charlottesville, VA 22902

  Priced under tax assessment! Fantastic value for this unique Farm house styled home in prime location just 1 mile from the University of Virginia Hospital, Downtown Mall, or Wegman's shopping center! Featuring original hardwood floors and an expansive floorpan, this home has everything you need to make your own. This home was thoughtfully renovated in 2005 and all major systems were replaced and

  MATT KNEECE REAL BROKER, LLC

  103 Linden St, Charlottesville, VA 22902
• 

  

  

  /72

  $473,495 New Construction

  • 2 - 4 Beds
  • 2.5 - 5 Baths
  • 1,938+ Sq Ft

  The Poplar II Plan at Brookhill Square, Charlottesville, VA 22911

  The Poplar II by Greenwood Homes is a 3-story townhome starting at 1,938 sq. ft, 3 bedrooms, 2 full bathrooms and 2 half bathrooms. This versatile floor plan offers an abundance of optional features including a 4th story loft and rooftop terrace, first floor bedroom and full bathroom, two owner's suite configuration and more! Photos show are of a model home; options vary by neighborhood. Ask our

  Greenwood Homes Builder

  60 Ashwood Blvd Unit 38506271, Charlottesville, VA 22911
• 

  

  /37

  $463,495

  • 4 Beds
  • 3.5 Baths
  • 2,298 Sq Ft

  29 Talen Ln, Charlottesville, VA 22911

  This Holly townhome in The Grove at Brookhill is starting contruction soon with a scheduled completion in Late Spring/Early Summer 2026. Located in a newly released section of the neighborhood with easy access to Route 29, this three-level home offers a smart, functional layout. The first floor includes a private bedroom with a full en suite bathroom and an attached 1-car garage. On the second

  Amanda LeMon NEST REALTY GROUP

  29 Talen Ln, Charlottesville, VA 22911
• 

  

  /5

  $439,900

  • 2 Beds
  • 2.5 Baths
  • 1,628 Sq Ft

  5A Marie Curie Ct, Charlottesville, VA 22902

  The Carter offers a bright and open layout designed for modern living, blending comfort, style, and flexibility throughout. The main living area features a spacious great room that flows seamlessly into the dining space and kitchen, complete with an optional island and access to an open deck for indoor-outdoor entertaining. Upstairs, the primary suite provides a private retreat with a generous

  Greg Slater NEST REALTY GROUP

  5A Marie Curie Ct, Charlottesville, VA 22902
• 

  

  /34

  $450,000

  • 3 Beds
  • 2.5 Baths
  • 1,552 Sq Ft

  106 Melbourne Park Cir Unit E, Charlottesville, VA 22901

  Welcome home to this immaculate 3-bedroom, 2.5-bathroom townhome, where every detail feels brand new. As you step inside, the new paint job enhances the sun-drenched, open floor plan. Hardwood floors guide you into a large kitchen, highlighted by a brand-new refrigerator and an adjacent breakfast room. The main living area, centered around a warm gas fireplace, opens directly onto an attached

  Kyle Olson MONTAGUE, MILLER & CO. - WESTFIELD

  106 Melbourne Park Cir Unit E, Charlottesville, VA 22901
• 

  

  /14

  $450,000

  • Land
  • 3.08 Acres
  • $146,104 per Acre

  Lot 5 Gillums Ridge Rd, Charlottesville, VA 22903

  INCREDIBLE MOUNTAIN VIEWS!!! This exceptional 3 acre parcel offers a rare opportunity to build your dream home in the heart of Ivy. A new road winds up the ridge to this flat, elevated homesite where you can enjoy year round stunning 180 degree views of Calf Mountain just 15 minutes from downtown Charlottesville.

  Jeff Mattie CORE REAL ESTATE PARTNERS LLC

  Lot 5 Gillums Ridge Rd, Charlottesville, VA 22903
• 

  

  /42

  $449,000

  • 3 Beds
  • 4 Baths
  • 2,153 Sq Ft

  1610 Kempton Place, Charlottesville, VA 22911

  Open Sunday, December 14th, 1-3 pm. Easy and convenient living awaits! Don't miss this spacious one owner townhome in sought after Pavilions at Pantops. You'll love the large open concept kitchen with maple cabinets, granite counters, breakfast bar and island. The adjacent dedicated dining space is equally roomy and has access to the backyard patio, perfect for entertaining. Genuine hardwood

  HEGARTY_PEERY REALTORS KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE

  1610 Kempton Place, Charlottesville, VA 22911
• 

  

  /17

  $425,000

  • 2 Beds
  • 2 Baths
  • 1,161 Sq Ft

  765 Walker Square Unit 4B, Charlottesville, VA 22903

  Light & Bright 2 BR 2 BA Condo with 10 Ft Ceilings on the 4th Floor Level. Each Bedroom has a large walk-in closet and Private Bath Adjacent. Move-In Ready! Freshly Painted, New Carpet in the Bedrooms & Closets, Baths have been re-grouted and have new sinks. Walker Square is "walkable" to UVA Grounds, the Medical Center, the Downtown Mall and is central to all the West Main Corridor Offers.

  Kim Armstrong REAL ESTATE III, INC.

  765 Walker Square Unit 4B, Charlottesville, VA 22903
• 

  

  /9

  $409,900 New Construction

  • 3 Beds
  • 2.5 Baths
  • 2,472+ Sq Ft

  The Maple Plan at Brookhill Square - Condos, Charlottesville, VA 22901

  The Maple offers a rare blend of space and low-maintenance living across two levels, all within a condo footprint that lives more like a single-family home. With up to 2,715 square feet, this layout brings flexibility and value to anyone looking for smart design with minimal upkeep. The main level is located on the third floor of the building and welcomes you with a comfortable, open-concept

  Greenwood Homes Builder

  60 Ashwood Boulevard St Unit 38408603, Charlottesville, VA 22901
• 

  

  /27

  $424,000

  • 3 Beds
  • 2.5 Baths
  • 1,620 Sq Ft

  3260 Timberwood Pkwy, Charlottesville, VA 22911

  Now the lowest priced detached home in Forest Lakes! Walk to get your morning coffee at several nearby eateries, and enjoy the many lakes, trails, and other amenities of the Forest Lakes community, only minutes from the airport, NGIC and the UVA Research Park. This darling home on a cul-de-sac within walking distance of the lake, pool and tennis club, has a spacious master suite with a walk-in

  SABINA MARTIN REAL ESTATE III, INC.

  3260 Timberwood Pkwy, Charlottesville, VA 22911
• 

  /2

  $425,000

  • Land
  • 0.47 Acre
  • $904,255 per Acre

  2004 Pireus Row, Charlottesville, VA 22902

  Good vacant lot ready for development. Public water on site; public sewer easement touches southeast corner of lot. Zoned LI, light industrial, at the end of Woolen Mills just off of Marchant. 0.473 acre lot, good opportunity for small business, needing industrial zoning or could be mixed use, commercial/industrial/residential. Great location close to Charlottesville just minutes to downtown.

  Cliff Fox FOXFYRE ENTERPRISES, INC

  2004 Pireus Row, Charlottesville, VA 22902
• 

  

  /36

  $473,495

  • 3 Beds
  • 4 Baths
  • 1,938 Sq Ft

  7 Ryan Way, Charlottesville, VA 22911

  Step into The Poplar II, a three-level townhome style condo offering approximately 1,938 square feet of living space in Brookhill Square, a brand-new section of the established Brookhill neighborhood in Charlottesville. This home features 3 bedrooms, 2 full and 2 half bathrooms, with an open main level on the second floor that connects the family room, dining area, and kitchen, complete with a

  Amanda LeMon NEST REALTY GROUP

  7 Ryan Way, Charlottesville, VA 22911
• 

  /2

  $425,000

  • 2 Beds
  • 2 Baths
  • 1,116 Sq Ft

  765 Walker Square Unit 1A, Charlottesville, VA 22903

  Walker Square Condominiums are centrally located within walking distance to the Historic Downtown Mall and UVA Hospital/Grounds. This two-bedroom home offers zero entry (no stairs) with a spacious, sun-drenched patio. Each bedroom has their own full bathroom with a deep soaking tub, granite countertop vanities and linen closet. The kitchen opens up to the dining room and family room creating an

  Heather Griffith NEST REALTY GROUP

  765 Walker Square Unit 1A, Charlottesville, VA 22903
• 

  

  /6

  $409,900

  • 2 Beds
  • 2.5 Baths
  • 1,571 Sq Ft

  19B Wardell Crest, Charlottesville, VA 22902

  Nestled near I-64, 5th Street Shopping Center, UVA, and Downtown Charlottesville, Southwood offers the best of both worlds—easy access to city life and the tranquility of suburban surroundings. The Cameron is a thoughtfully designed townhome that balances style, comfort, and functionality. Enter through the welcoming foyer, where a flexible space awaits—perfect for a home office, study, or cozy

  Greg Slater NEST REALTY GROUP

  19B Wardell Crest, Charlottesville, VA 22902
• 

  

  /30

  $429,900

  • 4 Beds
  • 4 Baths
  • 1,182 Sq Ft

  218 Stribling Ave, Charlottesville, VA 22903

  This is a 4 unit Property Its only the left side off the building so what you see in blue. all of the units are rented unit 2 is month to month and they are leaving but their is already a new renter ready to move in. Unit 1 lease ends July 31 2026 $850Unit 2 currently month to monthUnit 3 Lease ends April 30 2026 $900Unit 4 Lease ends June 30 2026 $900

  Andy Martinez Samson Properties

  218 Stribling Ave, Charlottesville, VA 22903
• 

  

  /25

  $435,000

  • 2 Beds
  • 2 Baths
  • 1,236 Sq Ft

  1688 Royal Oak Ct, Charlottesville, VA 22902

  Nestled on a quiet cul-de-sac in the desirable Mill Creek community, this charming Villa home—built by Craig Builders—offers comfort, convenience, and an unbeatable location. Just across Avon Street from Snow’s Garden Center, residents enjoy being minutes from everything Charlottesville, including Wegmans, the shops and dining of 5th Street Station, UVA Medical Center, I-64, and the expansive

  Marina Ringstrom LONG & FOSTER - GLENMORE

  1688 Royal Oak Ct, Charlottesville, VA 22902
• 

  

  /28

  $470,000

  • 3 Beds
  • 4 Baths
  • 1,941 Sq Ft

  4174 Dauphin Dr, Charlottesville, VA 22902

  Tucked into Spring Hill Village, an inviting neighborhood with easy access to Charlottesville amenities, this townhome features one of the community’s most sought-after floor plans. With both front and rear parking, plus a 2-car garage, the home is entirely above ground, allowing natural light to fill every room. The entry level offers a convenient half bath and a versatile flex room ideal for a

  Jeremy Fields MCLEAN FAULCONER INC., REALTOR

  4174 Dauphin Dr, Charlottesville, VA 22902
• 

  

  /54

  $450,000

  • 3 Beds
  • 3.5 Baths
  • 1,943 Sq Ft

  834 Rockcreek Rd, Charlottesville, VA 22903

  Excellent value for this spacious, turnkey brick end unit in a prime City location. Perfect for UVA medical professionals, investors, or house-hackers! Under a mile to UVA Medical Center, with a bus stop 0.3 miles away and Forest Hills Park & Splash Pad just 0.4 miles via the City trail. This former model home shines with upgrades and extra space throughout, plus a private patio and deck backing

  Chris Saxon NEST REALTY GROUP

  834 Rockcreek Rd, Charlottesville, VA 22903
• 

  /2

  $425,000

  • 1 Bed
  • 0.5 Baths
  • 1,075 Sq Ft

  507 E Water St, Charlottesville, VA 22902

  A Rare Opportunity in Downtown Charlottesville! This is one of the most unique retail or office spaces we’ve ever encountered. Located in The Holsinger, one of downtown Charlottesville’s newer and most desirable buildings, this property offers a rare opportunity to own a small retail or executive office suite in the heart of the city. The space is ideal for a boutique retail shop, consulting

  Roberta Brownfield BROWNFIELD REALTY ADVISORS INC.

  507 E Water St, Charlottesville, VA 22902
• 

  

  /9

  $409,900

  • 3 Beds
  • 2.5 Baths
  • 2,472 Sq Ft

  10A Forbes Dr, Charlottesville, VA 22911

  The Maple offers 2,472 square feet of flexible, low-maintenance living across two levels in Brookhill Square, a brand-new section of the Brookhill neighborhood in Charlottesville. This unique condo layout lives more like a single-family home, with the main level located on the third floor of the building. Inside, you’ll find an open-concept design featuring a large family room, spacious kitchen

  Amanda LeMon NEST REALTY GROUP

  10A Forbes Dr, Charlottesville, VA 22911
• 

  

  /25

  $443,000

  • 4 Beds
  • 2 Baths
  • 1,944 Sq Ft

  1641 Meridian St, Charlottesville, VA 22902

  Belmont 4-bedroom, 2-bath home with finished basement apartment, deck, and fenced yard. Move-in ready and full of potential! Includes home warranty. This 4-bedroom, 2-bath, single-level house features a new furnace, new architectural roof, and gleaming hardwood floors, along with a newly finished basement apartment with a private entrance, perfect for guests or generating rental income. Step

  SONJA FAHY HOMESELL REALTY

  1641 Meridian St, Charlottesville, VA 22902
• 

  

  /55

  $450,000

  • 1 Bed
  • 1 Bath
  • 1,338 Sq Ft

  501 Stonehenge Ave, Charlottesville, VA 22902

  DREAM COTTAGE IN BELMONT The moment the owner first entered, she knew that the re-imagination of the home would become her passion project. Applying her creativity, eye for innovation, exceptional skill levels and understanding of quality, her vision has become a reality. Today, totally and uniquely renovated. See list of owner?s accomplishments filed under ?Documents?. A true garden oasis, the

  Tom Raney NEST REALTY GROUP

  501 Stonehenge Ave, Charlottesville, VA 22902
• 

  

  /25

  $459,990 New Construction

  • 4 Beds
  • 3.5 Baths
  • 2,210 Sq Ft

  195 Horse Path Ln, Charlottesville, VA 22902

  Welcome to The Melrose, a new single-family home in the Essence at Colonial Circle community. This brand-new residence blends modern design and functional living, perfect for first-time buyers. Just 20 minutes from Charlottesville, it offers suburban peace with city access. The neighborhood boasts walking trails, fields, and nearby outdoor activities like Lake Monticello and hiking trails for

  Stanley Martin Builder

  195 Horse Path Ln, Charlottesville, VA 22902
• 

  

  /24

  $439,000

  • 3 Beds
  • 2.5 Baths
  • 1,638 Sq Ft

  106 Melbourne Park Cir Unit F, Charlottesville, VA 22901

  Discover low-maintenance living in the heart of Charlottesville! This spacious, townhome-style condo in the desirable Melbourne Park community offers unbeatable convenience, thoughtful updates, and excellent amenities — all just minutes from Downtown, UVA, and the Rivanna Trail. This FANTASTIC home features hardwood flooring across the open concept main floor with gas fireplace. Large primary

  Mallory Webb NEST REALTY GROUP

  106 Melbourne Park Cir Unit F, Charlottesville, VA 22901
• 

  

  /32

  $449,000 Open Sat 1PM - 3PM

  • 3 Beds
  • 2 Baths
  • 1,346 Sq Ft

  908 Rockland Ave, Charlottesville, VA 22902

  Charming home located just minutes from downtown, UVA, and local parks, dining, and shopping. This inviting residence blends classic character with everyday comfort, offering a flexible layout filled with natural light. Inside, you’ll find original pine floors throughout the main level, and comfortable living spaces perfect for relaxing or entertaining, along with 3 bedrooms and 2 full baths. The

  STEPHANIE ALIBAKHSHI THE HOGAN GROUP-CHARLOTTESVILLE

  908 Rockland Ave, Charlottesville, VA 22902
• 

  

  /31

  $440,000

  • 4 Beds
  • 2.5 Baths
  • 2,300 Sq Ft

  136 Brandywine Ct, Charlottesville, VA 22901

  Spacious large townhome with an ideal location. Located within walking distance to Whole Foods, just off Hydraulic Road. Main level has hardwood floors, a fireplace, kitchen with a large pantry and dining area. The primary bedroom is very large with his/hers closets. Two additional bedrooms and a very large third floor bedroom with skylights and side eave storage. Includes three off street

  BARBARA GEIMAN RE/MAX REALTY SPECIALISTS-CHARLOTTESVILLE

  136 Brandywine Ct, Charlottesville, VA 22901
• 

  /2

  $490,000

  • 3 Beds
  • 2 Baths
  • 2,012 Sq Ft

  1703 Vermira Place, Charlottesville, VA 22901

  COMING SOON! BE ON THE LOOKOUT FOR THIS WONDERFULLY LOCATED HOME JUST 10 MINUTES FROM UVA! GREAT BONES, JUST WAITING ON YOUR VISION TO MAKE IT YOUR DREAM HOME! STAY TUNED!

  Marc Harbour EXP Realty, LLC

  1703 Vermira Place, Charlottesville, VA 22901
• 

  $499,900 New Construction

  • 4 Beds
  • 3.5 Baths
  • 2,154 Sq Ft

  3106 Horizon Rd, Charlottesville, VA 22902

  Atlantic Builders Builder

  3106 Horizon Rd, Charlottesville, VA 22902
• 

  

  /100

  $444,900 New Construction

  • 3 - 4 Beds
  • 4 - 5 Baths
  • 2,298+ Sq Ft

  The Holly I Plan at Brookhill - Townhomes, Charlottesville, VA 22911

  The Holly I is a 3-story townhome starting at 2,298 sq. ft, 3 bedrooms, 2 full and 2 half bathrooms. This versatile floor plan offers an abundance of optional features including a 4th story loft and rooftop terrace, first floor bedroom and full bathroom, and more! Ask our team more about available options near you.

  Greenwood Homes Builder

  1115 Sablewood Dr Unit 36129976, Charlottesville, VA 22911
• 

  

  /3

  $419,900 New Construction

  • 3 Beds
  • 2.5 Baths
  • 1,917 Sq Ft

  Ashton Plan at Southwood, Charlottesville, VA 22902

  Atlantic Builders Builder

  3018 Horizon Rd Unit 36447963, Charlottesville, VA 22902
• 

  

  /41

  $455,000

  • 3 Beds
  • 4 Baths
  • 2,062 Sq Ft

  4724 Loyola Way, Charlottesville, VA 22902

  Spectacular views of Carter Mountain from the main and upper levels in this better than new townhouse in sought after Spring Hill Village, just minutes to all things Charlottesville. This lovely home offers an open floor plan, with oversized windows that fill each room with warm natural light. The main level features an inviting and comfortable great room with a view, stunning kitchen with

  Liza Bottas SALLY DU BOSE REAL ESTATE PARTNERS

  4724 Loyola Way, Charlottesville, VA 22902
• 

  

  /20

  $500,000

  • 2 Beds
  • 2 Baths
  • 1,140 Sq Ft

  301 2nd St NW Unit C, Charlottesville, VA 22902

  Just steps from Charlottesville’s Downtown Mall, this light-filled end-unit condo offers convenience, privacy, and charm in an unbeatable location. McGuffey Park and the McGuffey Art Center are right around the corner, and you’ll be moments away from local restaurants, live music, galleries, and boutique shopping. Tucked in a quiet south-facing spot, the home features an open layout that brings

  Ann Hay Hardy FRANK HARDY SOTHEBY'S INTERNATIONAL REALTY

  301 2nd St NW Unit C, Charlottesville, VA 22902
• 

  

  /8

  $450,000

  • 4 Beds
  • 2 Baths
  • 1,866 Sq Ft

  1715 A & B Cherry Ave, Charlottesville, VA 22903

  RARE FIND ON CHERRY AVENUE Discover an exceptional opportunity in the heart of Charlottesville (over/under Duplex with 4 BRs & 2 baths) just minutes from the University of Virginia, Downtown, and the City’s most beloved spots. Tucked away with private off-street parking, this classic ranch with renovated Terrace level Apartmt and prime backyard offers flexibility, income potential, and room to

  Tommy Brannock REAL BROKER, LLC

  1715 A & B Cherry Ave, Charlottesville, VA 22903
• 

  

  /11

  $476,695

  • 3 Beds
  • 2.5 Baths
  • 2,612 Sq Ft

  4A Ryan Way, Charlottesville, VA 22911

  The Maple offers 2,612 square feet of flexible, low-maintenance living across two levels in Brookhill Square, a brand-new section of the Brookhill neighborhood in Charlottesville. This unique condo layout lives more like a single-family home, with the main level located on the third floor of the building. Inside, you’ll find an open-concept design featuring a large family room, spacious kitchen

  Amanda LeMon NEST REALTY GROUP

  4A Ryan Way, Charlottesville, VA 22911
• 

  

  /29

  $495,000

  • 3 Beds
  • 2 Baths
  • 1,862 Sq Ft

  900 Saint Clair Ave, Charlottesville, VA 22901

  Located in one of Charlottesville’s most sought-after neighborhoods, this newly renovated home blends modern comfort with timeless charm. The light-filled interior features stylish finishes, a first-floor bedroom, and thoughtfully updated living spaces throughout. Enjoy the convenience of being just a short walk to Downtown Charlottesville and nearby parks. With its ideal location, fresh updates,

  MARK MACDONALD CORE REAL ESTATE PARTNERS LLC

  900 Saint Clair Ave, Charlottesville, VA 22901
• 

  

  /10

  $499,900

  • 3 Beds
  • 2.5 Baths
  • 2,196 Sq Ft

  48A Miranda Crossing, Charlottesville, VA 22901

  Located in a vibrant area where every corner tells a story, Dunlora Village invites you to embrace a lifestyle that connects you to nature and the heart of a welcoming town. The Rivermont townhome offers stylish, functional living across three thoughtfully designed levels in the heart of Dunlora. The open-concept main floor features a spacious great room, a well-appointed kitchen with a large

  Greg Slater NEST REALTY GROUP

  48A Miranda Crossing, Charlottesville, VA 22901
• 

  

  /34

  $419,000 Open Sun 11:30AM - 1:30PM

  • 3 Beds
  • 2.5 Baths
  • 1,810 Sq Ft

  1149 Rustic Willow Ln, Charlottesville, VA 22911

  Welcome to this delightful 3BR/2.5BA home in the sought-after Forest Lakes South community! This well-designed residence features a convenient 1st-floor primary suite perfect for comfortable single-level living. The real magic happens when you consider the possibilities of the unfinished walk-out basement awaiting your personal touch. Step outside to discover the fenced yard backing to open

  Lori Meistrell NEST REALTY GROUP

  1149 Rustic Willow Ln, Charlottesville, VA 22911

Showing Results 1 - 40, Page 1 of 2