3,215

Homes for Sale near Josephinum Academy of the Sacred Heart

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  • /2

    $26,500

    • Land
    • 0.71 Acre
    • $37,324 per Acre

    1647 S Harding Ave, Chicago, IL 60623

    Beautiful clean lot in up and coming North Lawndale. Drive by and take a look. Zoned RT-4 for multiple units.

    Jorge Romero Realty One Group Inc.

    1647 S Harding Ave, Chicago, IL 60623
  • /19

    $649,900 Open Sun 12PM - 2PM

    • 3 Beds
    • 2 Baths
    • 1,529 Sq Ft

    847 W Ainslie St Unit 3E, Chicago, IL 60640

    Welcome to 847 West Ainslie Street unit 3E, an incredible property fully gutted and rehabbed in the heart of Chicago! This exciting project features seven modern condos with fresh, stylish designs, all while preserving the old charm of the building. You'll love the beautiful wooden central stairs and skylight at the top. You'll find five simplexes with 3 bedrooms and 2 bathrooms, a duplex with

    Susanna Cherubin-Delisi Compass

    847 W Ainslie St Unit 3E, Chicago, IL 60640
  • /19

    $644,900 Open Sun 12PM - 2PM

    • 3 Beds
    • 2 Baths
    • 1,529 Sq Ft

    847 W Ainslie St Unit 3W, Chicago, IL 60640

    Welcome to 847 West Ainslie Street 3 W, an incredible property fully gutted and rehabbed in the heart of Chicago! This exciting project features seven modern condos with fresh, stylish designs, all while preserving the old charm of the building. You'll love the beautiful wooden central stairs and skylight at the top. You'll find five simplexes with 3 bedrooms and 2 bathrooms, a duplex with 4

    Susanna Cherubin-Delisi Compass

    847 W Ainslie St Unit 3W, Chicago, IL 60640
  • /24

    $600,000 Open Sun 12PM - 2PM

    • 3 Beds
    • 2 Baths
    • 1,475 Sq Ft

    847 W Ainslie St Unit 1E, Chicago, IL 60640

    Welcome to 847 West Ainslie Street unit 1E, an incredible property fully gutted and rehabbed in the heart of Chicago! This exciting project features seven modern condos with fresh, stylish designs, all while preserving the old charm of the building. You'll love the beautiful wooden central stairs and skylight at the top. You'll find five simplexes with 3 bedrooms and 2 bathrooms, a duplex with 4

    Susanna Cherubin-Delisi Compass

    847 W Ainslie St Unit 1E, Chicago, IL 60640
  • /37

    $1,950,000

    • 10 Beds
    • 6 Baths

    3053 N Seminary Ave, Chicago, IL 60657

    Architecturally Striking & Completely Rebuilt Three-Flat in the Heart of Lakeview! This is no ordinary multi-family. Step inside a fully reimagined legal three-unit property, rebuilt under new construction permits while preserving its timeless architectural character. Beyond the stunning finishes, every major system-including plumbing, electrical, and HVAC-has been replaced. Each unit features

    Tommy Medawar Coldwell Banker Realty

    3053 N Seminary Ave, Chicago, IL 60657
  • /25

    $479,900

    2900 W 25th Place, Chicago, IL 60623

    WITHIN WALKING DISTANCE TO THE VIBRANT 26TH STREET COMMERCIAL CORRIDOR THAT HOSTS ANNUAL FESTIVALS LIKE VILLAPALOOZA, AND EASY ACCESS TO LOCAL DINING, SHOPPING, PUBLIC TRANSPORTATION, AND SCHOOLS! ZONED AS B1-2, IT ALLOWS FOR SMALL BUSINESS START-UP ON THE GROUND UNIT TO ACCOMODATE THE NEIGHBORHOOD SHOPPING DISTRICT (WITH ALDERMANIC APPROVAL). PRESENTLY ACCOMODATING 7 UNITS WITH A RENT ROLL OF

    The Galarza Team Century 21 New Beginnings

    2900 W 25th Place, Chicago, IL 60623
  • /22

    $900,000

    • 2 Beds
    • 2 Baths
    • 1,336 Sq Ft

    2700 N Wayne Ave Unit 3N, Chicago, IL 60614

    Welcome to this beautifully maintained 2-bedroom, 2-bath TOP FLOOR condo nestled on a picturesque tree-lined street in the heart of Lincoln Park. This bright and updated home features an oversized open floor plan with a huge living space equipped with a cozy gas fireplace, a balcony conveniently located right off your main space, and an open dining nook right next to your kitchen which features

    Heather Ditlevsen Baird & Warner

    2700 N Wayne Ave Unit 3N, Chicago, IL 60614
  • /7

    $39,000

    • Land
    • 0 Acre

    405 N Wabash Ave Unit B93, Chicago, IL 60611

    Premier parking space in River Plaza Condominium located on "B" level directly across from entry doors into main building. Currently rented for $325.00 monthly a bit below market. HEATED, SECURE WITH KEY CARD ENTRY. IN RIVER PLAZA CONDOMINIUM GARAGE -NO PUBLIC PARKING, GARAGE MANAGER ON DUTY.

    Maria Fernandez Baird & Warner

    405 N Wabash Ave Unit B93, Chicago, IL 60611
  • /29

    $1,240,000

    • 4 Beds
    • 4 Baths
    • 3,213 Sq Ft

    1210 N Astor St Unit 1A, Chicago, IL 60610

    Vintage character and charm enhanced with complementary high end finishes, this impeccably renovated and restored 1897 classic maisonnette. Meticulous floor to ceiling improvements highlight this first floor duplex. Upon opening the massive mahogany front door of this 3213 sqft unit, one is immediately struck by the stunning wide-planked walnut hickory floors that seamlessly connect the rooms on

    Janice Corley RE/MAX Premier

    1210 N Astor St Unit 1A, Chicago, IL 60610
  • /31

    $275,000 Open Sat 12PM - 2PM

    • 1 Bed
    • 1 Bath
    • 732 Sq Ft

    600 N Dearborn St Unit 1006, Chicago, IL 60654

    Welcome to this spacious one bed, one bath condo in the heart of River North, offering a private balcony with sweeping skyline views, modern upgrades, and a layout that truly lives large. This thoughtfully designed home offers an open-concept layout with slate tile flooring, tall ceilings, and floor-to-ceiling windows that fill the space with natural light. The modern kitchen features rich cherry

    John Gault Baird & Warner

    600 N Dearborn St Unit 1006, Chicago, IL 60654
  • /22

    $279,900

    • 1 Bed
    • 1 Bath

    1601 S Michigan Ave Unit 306, Chicago, IL 60616

    Welcome to this light-filled 1 bed, 1 bath condo in the vibrant heart of the South Loop! Enjoy stunning skyline views through oversized windows that fill the open-concept layout with natural light. The spacious living area features a gas log fireplace for cozy evenings, and the adjoining dining area easily accommodates a large table-or can be used as a flexible office space to suit your

    Josh Reighard Baird & Warner

    1601 S Michigan Ave Unit 306, Chicago, IL 60616
  • /25

    $949,900

    • 3 Beds
    • 2 Baths
    • 2,454 Sq Ft

    926 W Barry Ave Unit 3, Chicago, IL 60657

    Live in the heart of Lakeview in this bright and spacious top-floor duplex that combines classic charm with modern comfort. The huge primary suite (25x17) features walk-in closets and a private 278 sq. ft. terrace. Bright and open main level with tall ceilings, crown molding, solid six panel doors, hardwood floors, and south-facing windows that flood the space with natural light. Maple kitchen

    Greg Viti Keller Williams ONEChicago

    926 W Barry Ave Unit 3, Chicago, IL 60657
  • /30

    $775,000

    • 2 Beds
    • 2 Baths
    • 1,786 Sq Ft

    55 E Erie St Unit 1504, Chicago, IL 60611

    Live in light, luxury location. Welcome to this sun-drenched Southeast corner residence in the cathedral district. This home offers nearly 1,800 square feet of elegant living space and three private balconies with sweeping southern views. Designed as a personal retreat, this stunning split 2BR/2BA plus DEN home combines warmth, sophistication, and unmatched convenience in one of Chicago's

    Lauren Schreyer Compass

    55 E Erie St Unit 1504, Chicago, IL 60611
  • /6

    $170,000

    • Land
    • 0.06 Acre
    • $2,833,333 per Acre

    1102-1108 S Albany Ave, Chicago, IL 60612

    Corner Vacant Lot BUNDLE Fantastic Opportunity to build in East Garfield Park Neighborhood. Close to transportation I290, buses, trains, Garfield Park Conservatory. Zoned RT-4 Ready for your ideas. Cash preferred.

    DeWayne Jefferson EXIT Strategy Realty

    1102-1108 S Albany Ave, Chicago, IL 60612
  • /18

    $300,900

    • 4 Beds
    • 2 Baths

    1625 S Keeler Ave, Chicago, IL 60623

    Welcome Home! This beautifully updated 2-unit building in North Lawndale is the perfect opportunity for owner-occupants or turnkey investors. Featuring hardwood flooring throughout, fresh paint throughout, modern bathroom tile, updated kitchens, and numerous other upgrades, this property is move-in ready! Basement ready for your ideas! Step outside and enjoy your very own backyard oasis-perfect

    Lucas Alvarado Jr Ready Properties Inc

    1625 S Keeler Ave, Chicago, IL 60623
  • /35

    $359,995

    • 2 Beds
    • 2 Baths
    • 1,301 Sq Ft

    811 W 15th Place Unit 806E, Chicago, IL 60608

    Bright & Modern 8th-Floor Condo with Stunning City Views in University Village. Experience elevated city living in this north-facing 2-bedroom, 2 bath condo that captures breathtaking panoramic skyline views of downtown Chicago from a private deck. Featuring 11-foot concrete ceilings, solid oak hardwood floors, and a sun-filled open layout designed for both comfort and style. The open-concept

    Hugo Sanchez Realty of America, LLC

    811 W 15th Place Unit 806E, Chicago, IL 60608
  • /46

    $999,000

    • 4 Beds
    • 6 Baths
    • 4,000 Sq Ft

    1410 N State Pkwy Unit 27A, Chicago, IL 60610

    Incredible, one-of a kind corner duplex penthouse in an elegant boutique vintage building on fabulous tree-lined North State Parkway. This versatile floor plan offers two levels of expansive space, perfect for entertaining and comfortable living. The main level features a wide open light and bright living/dining space with multiple seating areas featuring gorgeous north and east views of the

    Emily Sachs Wong @properties Christie's International Real Estate

    1410 N State Pkwy Unit 27A, Chicago, IL 60610
  • /15

    $235,000

    • 2 Beds
    • 1 Bath

    3752 W Giddings St Unit 3, Chicago, IL 60625

    Charming, south facing 2-bedroom, 1-bath condo in a super convenient Albany Park location! This top-floor unit features a well-designed layout with hardwood floors, a spacious living area, and in-unit washer and dryer. Enjoy excellent storage with an included storage unit, plus two exterior parking spaces for added convenience. Walking distance to Kimball brown line, and all Albany Park has to

    Grigory Pekarsky Vesta Preferred LLC

    3752 W Giddings St Unit 3, Chicago, IL 60625
  • /12

    $389,000

    • 2 Beds
    • 2 Baths
    • 1,009 Sq Ft

    235 W Van Buren St Unit 2416, Chicago, IL 60607

    Discover this exceptional condo in one of the most sought-after buildings in the city! Views North, West and East sneak peek lake views. Located in the vibrant Loop, offers a perfect combination of modern design, soaring 10' ceilings and open floorplan. RECENT UPDATES 2025: Floors Refinished, Freshly Painted including Baths with new shower doors, Kitchen Cabinetry & Backsplash, equipped with

    Arlene Storino Berkshire Hathaway HomeServices Chicago

    235 W Van Buren St Unit 2416, Chicago, IL 60607
  • /24

    $850,000 Open Sat 1:30PM - 3:30PM

    • 5 Beds
    • 3.5 Baths
    • 2,550 Sq Ft

    2139 N Bingham St, Chicago, IL 60647

    Welcome to 2139 N. Bingham Street! This sun filled, airy single family home is the perfect property for newlyweds, growing families, saavy singles and investors alike! This beautiful newer construction features 5 bedrooms, 3.5 bathrooms with impeccable design and is located on a neighbor friendly street only a short walk away from 5 beautiful parks and incredible schools and restaurants. If you

    Melanie Giglio-Vakos Compass

    2139 N Bingham St, Chicago, IL 60647
  • /17

    $675,000

    • 2 Beds
    • 2 Baths
    • 1,600 Sq Ft

    627 W Buckingham Place Unit 3, Chicago, IL 60657

    Experience refined city living in this pristine East Lakeview residence, perfectly situated on an oversized lot that allows for a truly expansive floorplan. Meticulously maintained, this home stands apart with its ample proportions, elegant finishes, and timeless style. Bathed in natural light, the interior features elevated finishes like crown moldings and gleaming hardwood floors throughout

    Caroline Moellering @properties Christie's International Real Estate

    627 W Buckingham Place Unit 3, Chicago, IL 60657
  • /24

    $270,000

    • 2 Beds
    • 1 Bath

    655 W Irving Park Rd Unit 5104, Chicago, IL 60613

    Stunning 51st-floor condo with amazing lake, city & harbor views! Updated in 2022-2024 with bamboo floors, Thomasville kitchen cabinetry, quartz counter top & new stainless steel appliances. Spacious open layout with professional window treatments. Deeded Two-car indoor tandem parking (B65) included in price! Luxury building with 24/7 door staff, pool, sundeck, gym, theater, party room, dog

    Veronica Jacobo Realty of America, LLC

    655 W Irving Park Rd Unit 5104, Chicago, IL 60613
  • /30

    $749,900 Open Sat 10AM - 12PM

    • 2 Beds
    • 2.5 Baths
    • 2,000 Sq Ft

    616 N May St Unit 3C, Chicago, IL 60642

    MOTIVATED SELLER, OFFERING SIGNIFICANT CLOSING CREDIT! Expansive duplex penthouse with three private outdoor spaces and sweeping skyline views at the crossroads of West Loop, River West, and West Town. Featuring a designer-renovated primary bath, updated chef's kitchen, and garage parking, this home blends modern comfort with city convenience. Inside, soaring ceilings and oversized windows fill

    Peter Kozera Eras Brokerage and Realty LLC

    616 N May St Unit 3C, Chicago, IL 60642
  • /33

    $1,475,000

    • 3 Beds
    • 3 Baths
    • 2,200 Sq Ft

    219 E Lake Shore Dr Unit 8C, Chicago, IL 60611

    For the first time in 8 years, a rare opportunity presents itself on the coveted East Lake Shore Drive with this sophisticated, fully renovated 3-bedroom, 3-bath residence. Unit 8C offers unobstructed, postcard-worthy views of Lake Michigan and Oak Street Beach from both the formal living room and master suite, all nestled within one of the few condominium buildings on this historic stretch, most

    David Mahoney Jameson Sotheby's Intl Realty

    219 E Lake Shore Dr Unit 8C, Chicago, IL 60611
  • /37

    $887,747

    • 3 Beds
    • 2 Baths
    • 1,850 Sq Ft

    1611 N Hermitage Ave Unit 205, Chicago, IL 60622

    Luxury Bucktown condo in the heart of action with a fob security access elevator opening directly into your full floor residence designed with a private terrace in the front and massive private deck in the back. Your 2016 construction home offers a spacious floor plan for easy living and gracious entertaining. Your south facing 20 x 6-foot terrace off the living room/dining allows for beautiful

    Michael Rosenblum Berkshire Hathaway HomeServices Chicago

    1611 N Hermitage Ave Unit 205, Chicago, IL 60622
  • /21

    $450,000

    • 1 Bed
    • 1.5 Baths
    • 1,172 Sq Ft

    25 E Superior St Unit 904, Chicago, IL 60611

    Rarely available corner 1-bedroom, 1.5-bathroom corner condo in the prestigious Fordham building offers a perfect blend of elegance, functionality, and vibrant city living. With floor-to-ceiling windows and northeast city views, the space is drenched in natural light. The open-concept layout features refinished hardwood floors throughout, a gas fireplace, and a flexible living and dining space

    Ivona Kutermankiewicz Jameson Sotheby's Intl Realty

    25 E Superior St Unit 904, Chicago, IL 60611
  • /27

    $999,000

    • 10 Beds
    • 3 Baths

    1657 N Artesian Ave, Chicago, IL 60647

    Attention investors and developers. This is a huge opportunity to create this 2 flat with attic and basement and around the corner on the same PIN you have a huge brick single family home. Great opportunity to convert into condos or build your dream home.

    Monica Morales Extreme Realty LLC

    1657 N Artesian Ave, Chicago, IL 60647
  • /14

    $1,290,000

    • 8 Beds
    • 4 Baths

    2257 W Hirsch St, Chicago, IL 60622

    Well Located Wicker Park Corner Brick Center Entry Side by Side Unit. Unit mix offers spacious 2 bedroom 1 bath Units. All units gut renovated, Laundry in unit, Central AC, Stainless Steel Appliances, Granite Counter tops, Espresso Shaker Cabinetry, Rich Stained Hardwood floors throughout. Great floor plans, flooded with light. Full unfinished basement and two gated patio areas. 5 minutes to

    Helen Bailey Pioneer Realty Group LLC

    2257 W Hirsch St, Chicago, IL 60622
  • /22

    $619,000 Open Sat 12:30PM - 2:30PM

    • 2 Beds
    • 2 Baths
    • 1,500 Sq Ft

    23 N Green St Unit 202, Chicago, IL 60607

    Amazing loft loaded with character in the heart of the West Loop! Bright and spacious 2bed/2bath corner unit in premier boutique elevator building.This fabulous home features gracious living space with 10 ft ceilings, exposed brick and ductwork, custom light fixtures and beautiful hardwood flooring. Floor to ceiling windows for added natural light. The kitchen is very stylish with white

    Jill Saponaro Coldwell Banker Realty

    23 N Green St Unit 202, Chicago, IL 60607
  • /27

    $849,999

    • 4 Beds
    • 3.5 Baths
    • 3,600 Sq Ft

    2342 N Hamlin Ave, Chicago, IL 60647

    Bright and spacious 4 bed, 3.1 bath single family home on an extra-wide 30' lot in Logan Square! Contemporary facade, fenced in corner lot, and fresh landscaping. Expansive, open concept main level floor plan with hardwood flooring, great natural light, and on trend kitchen with white shaker cabinetry, quartz countertops, island with bar seating, and stainless Bosch appliances. Main level bedroom

    Jason O'Beirne Jameson Sotheby's Intl Realty

    2342 N Hamlin Ave, Chicago, IL 60647
  • /23

    $399,000

    • 2 Beds
    • 2 Baths
    • 1,200 Sq Ft

    401 E Ontario St Unit 809, Chicago, IL 60611

    LOCATION, LOCATION, LOCATION! This OVERSIZED CORNER unit with gorgeous city and lake views in the vibrant heart of Streeterville. A truly walkable lifestyle where everything is just steps from your front door! This beautifully designed 2 BED / 2 BATH home features an expansive open-concept kitchen, living, and dining layout, a custom-built bar and complemented by generous storage solutions

    Azin Amiran Compass

    401 E Ontario St Unit 809, Chicago, IL 60611
  • /21

    $2,399,000

    • 3 Beds
    • 4 Baths
    • 3,500 Sq Ft

    401 N Wabash Ave Unit 33A, Chicago, IL 60611

    This exquisite two-bedroom residence at Trump Tower is a masterpiece of luxury living, featuring a grand open-concept layout with a spacious family room and dedicated media room, all bathed in natural light from over 10 feet of floor-to-ceiling windows that showcase breathtaking panoramic views of the lake and river along the building's graceful eastern curve; the lavish master suite boasts

    James Qiu Kale Realty

    401 N Wabash Ave Unit 33A, Chicago, IL 60611
  • /25

    $730,000 Open Sun 11AM - 1PM

    • 3 Beds
    • 3 Baths
    • 3,750 Sq Ft

    850 N Dewitt Place Unit 18A, Chicago, IL 60611

    SPACIOUS AND LUXURIOUS IN THE HEART OF STREETERVILLE Welcome to an exceptional 3,750 sqft residence offering unmatched convenience and lake views. This spacious home includes 3 bedrooms plus an office/study and 3 bathrooms, perfectly designed for everyday living and entertaining. A standout feature is the private 1-bedroom apartment, complete with its own kitchen and entrance, perfect for

    Lisa McGuirt Baird & Warner

    850 N Dewitt Place Unit 18A, Chicago, IL 60611
  • /18

    $359,000

    • 3 Beds
    • 2 Baths

    1621 W Rascher Ave Unit G, Chicago, IL 60640

    3 beds/2 baths in Andersonville under $400k. Outstanding value! Located one block from the heart of Andersonville on delightful Rascher Avenue, this classic Chicago brick three flat offers the centrally located comfortable condo you've been searching for. Optimally located nooks allow for cozy bench seating, unique hutches, credenzas and specialty bookcases - all furnishings available for

    Seth Captain Captain Realty LLC

    1621 W Rascher Ave Unit G, Chicago, IL 60640
  • /27

    $395,000

    • 2 Beds
    • 2 Baths
    • 1,700 Sq Ft

    5250 N Lincoln Ave Unit 3C, Chicago, IL 60625

    Discover a rare opportunity to own nearly 1,700 square feet of living space in the heart of Lincoln Square. This spacious 2-bedroom plus office, 2-bath condo sits in a boutique elevator building and faces a quiet, tree-lined street, offering a serene retreat in the city. A desirable split floorplan, hardwood floors throughout, and a charming wood-burning fireplace make this home both functional

    Daria Dlouchy Berkshire Hathaway HomeServices Chicago

    5250 N Lincoln Ave Unit 3C, Chicago, IL 60625
  • /32

    $349,999

    • 2 Beds
    • 2 Baths
    • 970 Sq Ft

    1111 W 15th St Unit GU123, Chicago, IL 60608

    Bright, warm, and inviting, this two-bedroom, two-bath soft loft blends airy aesthetics with refined architectural character for a truly elevated living experience. Step through your private gated entrance onto an expansive patio, lushly landscaped and perfect for quiet mornings or evening relaxation. Inside, a wall of floor-to-ceiling windows bathes the space in natural light, creating a

    Cory Tanzer Option Premier LLC

    1111 W 15th St Unit GU123, Chicago, IL 60608
  • /29

    $259,900

    • 1 Bed
    • 1 Bath
    • 725 Sq Ft

    405 N Wabash Ave Unit 2801, Chicago, IL 60611

    Enjoy spectacular north-facing views of Chicago's skyline from this exceptional residence perfectly situated between the Trump Tower and Wrigley Building. The building offers first-class amenities including 24-hour door staff, evening security, an indoor pool and hot tub, a spacious fitness center, and a relaxing sun deck. Residents also benefit from on-site management and maintenance, plus

    Noe Favela Coldwell Banker Realty

    405 N Wabash Ave Unit 2801, Chicago, IL 60611
  • /14

    $1,295,000

    • 7 Beds
    • 4 Baths

    2957 N Avers Ave, Chicago, IL 60618

    Attention Investors and Owner-Occupants!! Triton presents the exclusive opportunity to acquire 2957 N. Avers, a 4-unit with one additional in-law suite. Renovated in 2019, the property features high-end kitchens with beautiful Calacatta quartz counter tops, 42" white shaker cabinets, stainless steel appliances, in-unit laundry, modern open layout floor plans, and large windows for lots of

    Harrison Cohen Triton Realty Group LLC

    2957 N Avers Ave, Chicago, IL 60618
  • /13

    $175,000 Open Sun 1:30PM - 3PM

    • 2 Beds
    • 1 Bath
    • 700 Sq Ft

    3045 N Laramie Ave Unit 2, Chicago, IL 60641

    This is it! Why rent when you can own??? This 2 bedroom/1 bath unit offers hardwood floors, top floor, lots of natural sunlight, and a fresh new coat of paint and in unit washer dryer. There's nothing to do but to move. Close to neighborhood shopping and restaurants. Whether you looking for a place of your own and or need a solid return on investment this is the one.

    Hadeil Abdelfattah Village Realty, Inc.

    3045 N Laramie Ave Unit 2, Chicago, IL 60641
  • /86

    $4,950,000

    • 5 Beds
    • 7 Baths
    • 6,200 Sq Ft

    3752 N Janssen Ave, Chicago, IL 60613

    Welcome to 3752 N. Janssen, an extraordinary residence set on a rare 62.5' x 125' lot in the heart of the Southport Corridor. The home itself sits on a 37.5'-wide lot, while the adjoining 25' x 125' landscaped side lot has been transformed into a private outdoor sanctuary. Hidden discreetly behind a privacy wall, this urban oasis features lush gardens, a tranquil water wall, a bluestone patio

    Carrie McCormick @properties Christie's International Real Estate

    3752 N Janssen Ave, Chicago, IL 60613

Showing Results 601 - 640, Page 16 of 18

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