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Homes for Sale in 75114

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  • /17

    $307,890 New Construction

    • 4 Beds
    • 2 Baths
    • 1,992 Sq Ft

    Annapolis Plan at River Ridge, Crandall, TX 75114

    Annapolis is a beautiful one-story home. An extended foyer leads you to the gourmet kitchen overlooking the dining & gathering room. Tucked away from the gathering room is the spacious primary suite with an en-suite bathroom. Three additional bedrooms and a flex space complete this home.

    Builder Photo

    Taylor Morrison

    Builder

    1510 Coldwater Way Unit 36665389, Crandall, TX 75114
  • /18

    $319,000 New Construction

    • 3 Beds
    • 2.5 Baths
    • 2,264 Sq Ft

    Starboard Plan at River Ridge, Crandall, TX 75114

    The Starboard is a spacious two-story home with an oversized foyer and flex space. The gourmet kitchen overlooks the gathering room and dining space. A spacious primary suite features a double vanity in the bathroom and a walk-in closet. Upstairs, a game room, tech space and two additional bedrooms complete this home.

    Builder Photo

    Taylor Morrison

    Builder

    1510 Coldwater Way Unit 36665392, Crandall, TX 75114
  • /16

    $331,730 New Construction

    • 5 Beds
    • 3 Baths
    • 2,378 Sq Ft

    Verbena Plan at River Ridge, Crandall, TX 75114

    The Verbena is a sprawling two-story home with a welcoming foyer that leads to the open layout of the gathering room. With a beautiful kitchen, equipped with an island and corner pantry, hosting and entertaining is easy. The primary suite and a secondary bedroom finish the first floor. Upstairs, a game room and three additional bedrooms round out this beautiful home.

    Builder Photo

    Taylor Morrison

    Builder

    1510 Coldwater Way Unit 36665393, Crandall, TX 75114
  • /15

    $278,950 New Construction

    • 4 Beds
    • 2 Baths
    • 1,653 Sq Ft

    Riverway Plan at River Ridge, Crandall, TX 75114

    If you are looking for a spacious one-story home, look no further than the Riverway plan. This home features a welcoming foyer, gourmet kitchen, dining room and gathering room. The primary suite has great views of the backyard. Three additional bedrooms round out this space.

    Builder Photo

    Taylor Morrison

    Builder

    1510 Coldwater Way Unit 36665391, Crandall, TX 75114
  • /2

    $309,995 New Construction

    • 3 Beds
    • 2 Baths
    • 1,650 Sq Ft

    3905 Lakefield Dr, Heartland, TX 75114

    MLS# 20993573 - Built by Coventry Homes - Sep 28 2025 completion! ~ Welcome to this beautifully designed single-story home offering 1,650 square feet of comfortable living space, enhanced by soaring 10-foot ceilings and a stunning elevation that adds to its curb appeal. Discover an open-concept layout featuring a cozy fireplace as the focal point of the great room, perfect for relaxing. The

    Ben Caballero HomesUSA.com

    3905 Lakefield Dr, Heartland, TX 75114
  • /3

    $353,995 New Construction

    • 4 Beds
    • 3 Baths
    • 2,123 Sq Ft

    4005 Lakefield Dr, Heartland, TX 75114

    MLS# 20993531 - Built by Coventry Homes - Oct 26 2025 completion! ~ Come be wowed by this fabulous two-story, four-bedroom, three-bathroom home gracing an incredible lot! With room to spread out, this home offers an inviting atmosphere and plenty of privacy, with only trails behind. Inside, you'll find a cozy fireplace in the great room, perfect for relaxing evenings. The open layout connects

    Ben Caballero HomesUSA.com

    4005 Lakefield Dr, Heartland, TX 75114
  • /2

    $347,182 New Construction

    • 3 Beds
    • 2 Baths
    • 1,650 Sq Ft

    3933 Lakefield Dr, Heartland, TX 75114

    MLS# 20993442 - Built by Coventry Homes - Sep 28 2025 completion! ~ Welcome to this beautiful single-story Kimble Floor Plan! This awesome three-bedroom, two-bath home blends comfort and style with modern living. The upgraded elevation provides an inviting curb appeal, featuring clean, modern lines and enhanced architectural details. Step inside to discover a beautiful gallery hallway leading to

    Ben Caballero HomesUSA.com

    3933 Lakefield Dr, Heartland, TX 75114
  • /22

    $486,990 New Construction

    • 3 Beds
    • 2.5 Baths
    • 2,775 Sq Ft

    Primrose FE Plan at Heartland - Classic 60, Heartland, TX 75126

    The Classic Series Primrose floor plan is a single-story home with three to five bedrooms and two and a half bathrooms. Features of this plan include a rotunda entry, formal dining, a large family room, an open kitchen with custom cabinets and an island, and a primary suite with a walk-in closet and garden tub. Contact us or visit our model home for more information about building this plan.

    Builder Photo

    Bloomfield Homes

    Builder

    3916 Hometown Blvd Unit 36579389, Heartland, TX 75126
  • /17

    $267,774 New Construction

    • 3 Beds
    • 2 Baths
    • 1,604 Sq Ft

    3911 Black Bear Landing, Crandall, TX 75114

    This single-story home shares an open layout between the kitchen, nook and family room for easy entertaining, along with access to the covered patio for year-round outdoor lounging. A luxe owner's suite is in a rear of the home and comes complete with an en-suite bathroom and walk-in closet. There are two secondary bedrooms at the front of the home, ideal for household members and overnight

    Builder Photo

    Lennar

    Builder

    3911 Black Bear Landing, Crandall, TX 75114
  • /26

    $362,918 New Construction

    • 4 Beds
    • 3.5 Baths
    • 3,100 Sq Ft

    1353 Los Olmos Ln, Crandall, TX 75114

    Try a new recipe in the Woodside's impressive kitchen, complete with a useful island and large pantry. White cabinets with white-toned quartz countertops, beige tone EVP flooring with light brown carpet.

    Builder Photo

    Meritage Homes

    Builder

    1353 Los Olmos Ln, Crandall, TX 75114
  • /29

    $293,890 New Construction

    • 4 Beds
    • 2 Baths
    • 1,836 Sq Ft

    1920 Coleto Rd, Crandall, TX 75114

    The Westhaven is a spacious, single-story home designed for both comfort and style. At its heart lies a stunning kitchen that seamlessly connects to the dining area and gathering room, making it the perfect spot for entertaining loved ones. The luxurious primary suite offers a serene retreat, while three additional bedrooms and flexible living space provide plenty of room for family and guests.

    Builder Photo

    Taylor Morrison

    Builder

    1920 Coleto Rd, Crandall, TX 75114
  • /35

    $320,940 New Construction

    • 4 Beds
    • 2.5 Baths
    • 2,264 Sq Ft

    2137 Tule Way, Crandall, TX 75114

    Welcome to the Starboard floor plan at 2137 Tule Way in River Ridge, offering a spacious two-story living designed for the way you live today. Step into an oversized foyer with a flexible space perfect for a home office or sitting area. The gourmet kitchen flows into the gathering room and dining area, leading out to a covered outdoor living space—ideal for relaxing evenings under the stars. The

    Builder Photo

    Taylor Morrison

    Builder

    2137 Tule Way, Crandall, TX 75114
  • /31

    $340,410 New Construction

    • 5 Beds
    • 3 Baths
    • 2,612 Sq Ft

    2129 Tule Way, Crandall, TX 75114

    The Lavaca invites you in with a warm foyer that flows right into the kitchen, gathering room, and dining area—perfect for everyday moments and big celebrations alike. Your primary suite is tucked just off the gathering room, giving you peaceful backyard views and a quiet place to recharge. A secondary bedroom and full bath round out the first floor for even more flexibility. Head upstairs to

    Builder Photo

    Taylor Morrison

    Builder

    2129 Tule Way, Crandall, TX 75114
  • /29

    $287,140 New Construction

    • 4 Beds
    • 2 Baths
    • 1,836 Sq Ft

    2133 Tule Way, Crandall, TX 75114

    The Westhaven is a bright, sprawling one-story home designed for easygoing living and effortless hosting. A spacious kitchen overlooks the dining and gathering rooms, making it a breeze to connect while you cook, celebrate, or simply catch up. The primary suite offers a peaceful retreat, while three additional bedrooms and a flexible space give you room to spread out and make it your own. With

    Builder Photo

    Taylor Morrison

    Builder

    2133 Tule Way, Crandall, TX 75114
  • /31

    $345,250 New Construction

    • 5 Beds
    • 3 Baths
    • 2,378 Sq Ft

    2121 Tule Way, Crandall, TX 75114

    The Verbena floor plan at River Ridge is a spacious two-story home designed for modern living. A welcoming foyer leads into the open gathering room, where a beautifully appointed kitchen—with an island and corner pantry—makes hosting and entertaining a breeze. Extend the party outdoors with a covered patio, perfect for enjoying fresh air and extra space. The primary suite is conveniently located

    Builder Photo

    Taylor Morrison

    Builder

    2121 Tule Way, Crandall, TX 75114
  • /5

    $288,490 New Construction

    • 4 Beds
    • 2 Baths
    • 1,888 Sq Ft

    Plan 1888 at Heartland - Signature, Heartland, TX 75126

    * Extended kitchen island * Walk-in closet at primary suite * Dual-sink vanity at primary bath * Expansive great room * Smart thermostat * Tankless water heater * Kitchen tile backsplash * Granite kitchen countertops * Front porch * Spacious laundry room * WaterSense labeled faucets * ENERGY STAR certified home * Master-planned community * Fishing dock * Swimming pools * Sports courts * Fitness

    Builder Photo

    KB Home

    Builder

    3537 Thach Ln Unit 36514574, Heartland, TX 75126
  • /5

    $325,490 New Construction

    • 4 Beds
    • 2 Baths
    • 2,625 Sq Ft

    Plan 2625 at Heartland - Signature, Heartland, TX 75126

    * Flex Space * Walk-in closet at primary suite * Dual-sink vanity at primary bath * Extended kitchen island * Smart thermostat * Tankless water heater * Front porch * Granite kitchen countertops * Kitchen tile backsplash * Open floor plan * Low-E windows * ENERGY STAR certified home * Master-planned community * Fishing dock * Swimming pools * Sports courts * Fitness center * Dog park

    Builder Photo

    KB Home

    Builder

    3537 Thach Ln Unit 36514571, Heartland, TX 75126
  • /6

    $276,490 New Construction

    • 3 Beds
    • 2 Baths
    • 1,641 Sq Ft

    Plan 1641 at Heartland - Signature, Heartland, TX 75126

    * Extended bar top in kitchen * Spacious great room * Dual-sink vanity at primary bath * Walk-in closet at primary suite * Smart thermostat * Tankless water heater * Covered patio * Kitchen breakfast bar * Kitchen island * Gas range * Low-E windows * ENERGY STAR certified home * Master-planned community * Fishing dock * Swimming pools * Sports courts * Fitness center * Dog park

    Builder Photo

    KB Home

    Builder

    3537 Thach Ln Unit 36514573, Heartland, TX 75126
  • /6

    $296,490 New Construction

    • 4 - 5 Beds
    • 2 Baths
    • 2,062 Sq Ft

    Plan 2062 at Heartland - Signature, Heartland, TX 75126

    * Flex Space * Walk-in closet at primary suite * Dual-sink vanity at primary bath * Front porch * Smart thermostat * Tankless water heater * Kitchen island * Granite kitchen countertops * Spacious great room * Den * WaterSense labeled faucets * ENERGY STAR certified home * Master-planned community * Fishing dock * Swimming pools * Sports courts * Fitness center * Dog park

    Builder Photo

    KB Home

    Builder

    3537 Thach Ln Unit 36514572, Heartland, TX 75126
  • /5

    $336,490 New Construction

    • 4 - 5 Beds
    • 2.5 - 3.5 Baths
    • 2,831 Sq Ft

    Plan 2831 at Heartland - Signature, Heartland, TX 75126

    * Expansive den * Dual-sink vanity at primary bath * Stainless steel kitchen appliances * Walk-in closet at primary bedroom * Smart thermostat * Tankless water heater * Walk-in kitchen pantry * Front porch * Kitchen island * Spacious great room * WaterSense labeled faucets * ENERGY STAR certified home * Master-planned community * Fishing dock * Swimming pools * Sports courts * Fitness center *

    Builder Photo

    KB Home

    Builder

    3537 Thach Ln Unit 36514570, Heartland, TX 75126
  • /6

    $343,490 New Construction

    • 4 - 5 Beds
    • 2 - 3 Baths
    • 2,929 Sq Ft

    Plan 2929 at Heartland - Signature, Heartland, TX 75126

    * Extended kitchen island * Walk-in closet at primary suite * Dual-sink vanity at primary bath * Large den * Smart thermostat * Tankless water heater * Dedicated laundry room * Front porch * Open floor plan * Spacious great room * WaterSense labeled faucets * ENERGY STAR certified home * Master-planned community * Fishing dock * Swimming pools * Sports courts * Fitness center * Dog park

    Builder Photo

    KB Home

    Builder

    3537 Thach Ln Unit 36514569, Heartland, TX 75126
  • /6

    $323,990 New Construction

    • 4 - 5 Beds
    • 2.5 - 3.5 Baths
    • 2,500 Sq Ft

    Plan 2500 at Heartland, Heartland, TX 75126

    * Walk-in closet at primary suite * Enclosed water closet at primary bath * Dual-sink vanity at primary bath * Stainless steel kitchen appliances * Smart thermostat * Tankless water heater * Flex Space * Game room * Downstairs primary suite * Kitchen island * Granite kitchen countertops * ENERGY STAR certified home * Fishing dock * Bike path * Sports courts * Swimming pools * Playgrounds *

    Builder Photo

    KB Home

    Builder

    3537 Thach Ln Unit 36514566, Heartland, TX 75126
  • /6

    $366,490 New Construction

    • 4 - 5 Beds
    • 2.5 - 3.5 Baths
    • 3,171 Sq Ft

    Plan 3171 at Heartland - Signature, Heartland, TX 75126

    * Front porch * Walk-in closet at primary suite * Dual-sink vanity at primary bath * Large den * Smart thermostat * Tankless water heater * Kitchen island * Dedicated laundry room * Spacious great room * Game room * Low-E windows * ENERGY STAR certified home * Master-planned community * Fishing dock * Swimming pools * Sports courts * Fitness center * Dog park

    Builder Photo

    KB Home

    Builder

    3537 Thach Ln Unit 36514568, Heartland, TX 75126
  • /6

    $290,990 New Construction

    • 4 Beds
    • 2 Baths
    • 2,085 Sq Ft

    Plan 2085 at Heartland, Heartland, TX 75126

    * Walk-in closet at primary bedroom * Enclosed water closet at primary bath * Low-E windows * Stainless steel kitchen appliances * Smart thermostat * Tankless water heater * Spacious great room * Kitchen USB charging port * Kitchen island * Granite kitchen countertops * WaterSense labeled faucets * ENERGY STAR certified home * Fishing dock * Bike path * Sports courts * Swimming pools *

    Builder Photo

    KB Home

    Builder

    3537 Thach Ln Unit 36514564, Heartland, TX 75126
  • /6

    $231,990 New Construction

    • 3 Beds
    • 2 Baths
    • 1,271 Sq Ft

    Plan 1271 at Heartland, Heartland, TX 75126

    * Spacious great room * Dual-sink vanity at primary bath * Ceramic tile flooring at kitchen, baths, entry and laundry * Stainless steel kitchen appliances * Smart thermostat * Extra storage space * Tankless water heater * WaterSense labeled faucets * Low-E windows * Kitchen USB charging port * Granite kitchen countertops * Split-bedroom layout * Fishing dock * Bike path * Sports courts * Swimming

    Builder Photo

    KB Home

    Builder

    3537 Thach Ln Unit 36514559, Heartland, TX 75126
  • /6

    $315,990 New Construction

    • 3 - 4 Beds
    • 2.5 - 3.5 Baths
    • 2,429 Sq Ft

    Plan 2429 at Heartland, Heartland, TX 75126

    * Walk-in closet at primary bedroom * Dual-sink vanity at primary bath * Granite kitchen countertops * Stainless steel kitchen appliances * Smart thermostat * Tankless water heater * Kitchen island * Expansive primary suite * Game room * Den * Low-E windows * ENERGY STAR certified home * Fishing dock * Bike path * Sports courts * Swimming pools * Playgrounds * Convenient to downtown

    Builder Photo

    KB Home

    Builder

    3537 Thach Ln Unit 36514565, Heartland, TX 75126
  • /6

    $250,990 New Construction

    • 3 Beds
    • 2 Baths
    • 1,491 Sq Ft

    Plan 1491 at Heartland, Heartland, TX 75126

    * Walk-in closet at primary bedroom * Dual-sink vanity at primary bath * Low-E windows * Stainless steel kitchen appliances * Smart thermostat * Tankless water heater * 6-panel interior doors * Granite kitchen countertops * Kitchen USB charging port * Kitchen island * Dedicated laundry room * ENERGY STAR certified home * Fishing dock * Bike path * Sports courts * Swimming pools * Playgrounds *

    Builder Photo

    KB Home

    Builder

    3537 Thach Ln Unit 36514560, Heartland, TX 75126
  • /2

    $282,990 New Construction

    • 3 Beds
    • 2 Baths
    • 1,436 Sq Ft

    Joliet Plan at Heartland, Heartland, TX 75126

    The Joliet plan offers a beautiful front porch! The owner’s suite is in the front of the home and offers a separate shower and garden tub, dual vanity sinks and a large walk-in closet. The kitchen opens to the dining area and spacious family room with large windows, which makes the home feel spacious! Window seating in the dining area brings in a lot of natural light.

    Builder Photo

    Impression Homes

    Builder

    3904 Hometown Blvd Unit 36446402, Heartland, TX 75126
  • /3

    $337,990 New Construction

    • 3 Beds
    • 2.5 Baths
    • 2,258 Sq Ft

    Thorndale Plan at Heartland, Heartland, TX 75126

    The Thorndale plan features a grand, two-story entry that opens to the second-floor game room. A study is at the front of the home with a powder bath right next door which is great for a home office! The owner#8217;s suite is on the main floor and offers dual vanity sinks, a separate shower, a garden tub, and a walk-in closet. The secondary bedrooms are upstairs with a full bathroom and a

    Builder Photo

    Impression Homes

    Builder

    3904 Hometown Blvd Unit 36455196, Heartland, TX 75126
  • /3

    $327,990 New Construction

    • 3 Beds
    • 2.5 Baths
    • 2,202 Sq Ft

    Harwood Plan at Heartland, Heartland, TX 75126

    This floorplan is great for families with teens. The second floor works great as a teens’ suite with two bedrooms, full bath and large game room. A winding staircase goes down to the first floor and features a California kitchen open to spacious family room and dining area. The first-floor flex room would work great as a study, and the utility room is just outside the owner’s suite. This home

    Builder Photo

    Impression Homes

    Builder

    3904 Hometown Blvd Unit 36470816, Heartland, TX 75126
  • /3

    $352,990 New Construction

    • 3 Beds
    • 2.5 Baths
    • 2,714 Sq Ft

    Adina Plan at Heartland, Heartland, TX 75126

    This floorplan is super versatile and spacious! Remarkable kitchen with enormous island, an abundance of cabinets and big walk-in pantry. The California kitchen opens to an oversized family room, formal dining and study with double French doors. There is a unique reading loft on the second floor along with game room and all bedrooms. This home is great for entertaining!

    Builder Photo

    Impression Homes

    Builder

    3904 Hometown Blvd Unit 36460962, Heartland, TX 75126
  • /3

    $322,990 New Construction

    • 4 Beds
    • 3 Baths
    • 1,942 Sq Ft

    Cameron Plan at Heartland, Heartland, TX 75126

    The Cameron plan is a great two-story plan with a flex room at the front of the home. With a large window in the dining nook, plenty of natural light pours in. The beautiful California kitchen opens to the dining nook and family room. This plan has two bedrooms on the main floor, including the owner#8217;s suite which features dual vanity sinks, a garden tub, a separate shower, and a large

    Builder Photo

    Impression Homes

    Builder

    3904 Hometown Blvd Unit 36468088, Heartland, TX 75126
  • /2

    $292,990 New Construction

    • 3 Beds
    • 2 Baths
    • 1,567 Sq Ft

    Wesley Plan at Heartland, Heartland, TX 75126

    The Wesley floorplan has a charming, large front porch for those nice mornings to sit and drink coffee! Five windows line the front of the home, which provides a panoramic view as well as natural light. An oversized family room that is great for family time and entertaining!

    Builder Photo

    Impression Homes

    Builder

    3904 Hometown Blvd Unit 36477457, Heartland, TX 75126
  • /2

    $333,990 New Construction

    • 3 Beds
    • 2.5 Baths
    • 2,167 Sq Ft

    Marion Plan at Heartland, Heartland, TX 75126

    The Marion floorplan offers a big front porch and back-entry garage. A great 2 story entry and beautiful California kitchen opens to the dining area and spacious family room, which offers tons of room for family gatherings! The secondary bedrooms are on the second floor with a large game room which is great for a pool table or big screen TV!

    Builder Photo

    Impression Homes

    Builder

    3904 Hometown Blvd Unit 36484331, Heartland, TX 75126
  • /3

    $302,990 New Construction

    • 3 Beds
    • 2 Baths
    • 1,669 Sq Ft

    Bastrop Plan at Heartland, Heartland, TX 75126

    The Bastrop is a great one-story floorplan! The owner’s suite is located at the front of the home with dual vanity sinks and a walk-in closet. Both secondary bedrooms are across the hallway with a full bathroom between. Spacious family room with flex space. This plan has a great California kitchen with a dining nook. The home also features a large covered porch and rear-entry garage.

    Builder Photo

    Impression Homes

    Builder

    3904 Hometown Blvd Unit 36481601, Heartland, TX 75126
  • /21

    $269,649 New Construction

    • 3 Beds
    • 2 Baths
    • 1,260 Sq Ft

    7754 Reese St, Crandall, TX 75114

    LENNAR at Eastland - Beckman Floorplan - This new home is conveniently laid out on a single floor for maximum comfort and convenience. At its heart stands an open-concept layout connecting a spacious family room, a multi-functional kitchen and lovely dining area. The owner’s suite is situated in a private corner and comes complete with an adjoining bathroom, while the two secondary bedrooms are

    Jared Turner Turner Mangum,LLC

    7754 Reese St, Crandall, TX 75114
  • /2

    $340,990 New Construction

    • 4 Beds
    • 3 Baths
    • 2,546 Sq Ft

    4295 Pope Branch, Crandall, TX 75114

    New! Amazing two story floor plan. Four bedrooms, three full baths, nice game room and covered patio. Home includes, island kitchen, granite counters throughout, LED lighting, full sprinkler system, professionally engineered post tension foundation, and much more!Wildcat Ranch features one and two-story open concept floorplans from 1,294 to 2,352 sf. with base level granite countertops in the

    Kim Reasor Jeanette Anderson Real Estate

    4295 Pope Branch, Crandall, TX 75114
  • /24

    $324,999 New Construction

    • 3 Beds
    • 2 Baths
    • 1,952 Sq Ft

    Joplin Plan at Arbors at Eastland - Classic Collection 60s, Crandall, TX 75114

    This single-story home shares an open layout between the kitchen, nook and family room for easy entertaining, along with access to the covered patio for year-round outdoor lounging. A luxe owner's suite is in a rear of the home and comes complete with an en-suite bathroom and walk-in closet. There are two secondary bedrooms at the front of the home, ideal for household members and overnight

    Builder Photo

    Lennar

    Builder

    2002 Trust Dr Unit 36035041, Crandall, TX 75114
  • /24

    $330,999 New Construction

    • 4 Beds
    • 2 Baths
    • 2,062 Sq Ft

    Elton Plan at Arbors at Eastland - Classic Collection 60s, Crandall, TX 75114

    This new single-level home is host to an inviting open floorplan with convenient access to a covered patio, ideal for seamless entertaining. Three secondary bedrooms are located off the foyer, and the luxurious owner’s suite is tucked to the side of the home, complete with an en-suite bathroom and walk-in closet. A versatile flex space can be found off the main living area.

    Builder Photo

    Lennar

    Builder

    2002 Trust Dr Unit 36035043, Crandall, TX 75114
  • /21

    $310,999 New Construction

    • 3 Beds
    • 2 Baths
    • 1,801 Sq Ft

    Nash Plan at Arbors at Eastland - Classic Collection 60s, Crandall, TX 75114

    This single-story home shares an open layout between the kitchen, nook and family room for easy entertaining, along with access to the covered patio for year-round outdoor lounging. A luxe owner's suite is in a rear of the home and comes complete with an en-suite bathroom and walk-in closet, while two secondary bedrooms are near the front of the home, ideal for household members and overnight

    Builder Photo

    Lennar

    Builder

    2002 Trust Dr Unit 36035046, Crandall, TX 75114

Showing Results 401 - 440, Page 11 of 16

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