2,690

Homes for Sale near Rocky Mountain Prep - SMART

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  • /31

    $750,000

    • 6 Beds
    • 2 Baths
    • 1,682 Sq Ft

    5645 W 5th Ave Unit 5645 & 5655, Lakewood, CO 80226

    "CALLING OUT" TO ALL LANDLORDS & INVESTORS. Amazing opportunity to own BOTH SIDES of a "VERY RENTABLE LAKEWOOD DUPLEX" which has been a hugely successful income stream for the past two decades. 5655 W 5th AVE is currently empty & staged for viewings 5645 is currently rented on a month to month lease & the current renters would like to stay if the buyers is willing to create a new lease & keep

    Paul Bishop Compass - Denver

    5645 W 5th Ave Unit 5645 & 5655, Lakewood, CO 80226
  • /39

    $3,495,000

    • 4 Beds
    • 6 Baths
    • 6,175 Sq Ft

    460 Garfield St, Denver, CO 80206

    Stunning home in Cherry Creek North, ideal for entertaining and families. it offers thoughtfully designed interior space for multiple areas of gathering and privacy. Very warm and welcoming, with beautiful patios for peaceful afternoons, dining and relaxing. The middle patio features a 93 inch long gas fire pit to gather around and a gas grill. The front patio features a cozy conversation corner

    Cheryl Peterson HomeSmart Realty

    460 Garfield St, Denver, CO 80206
  • /29

    $950,000

    • 3 Beds
    • 2.5 Baths
    • 1,926 Sq Ft

    2525 S Pearl St, Denver, CO 80210

    Welcome to this beautiful, modern home in the heart of Denver, perfectly situated across the street from scenic Harvard Gulch Park. This thoughtfully designed 3-bedroom, 3-bathroom home with a dedicated office offers a seamless blend of luxury and convenience. Inside, you'll find stunning hardwood floors throughout, stunning finishes and a striking modern staircase that adds to the home's sleek

    Beth Davis RE/MAX Synergy

    2525 S Pearl St, Denver, CO 80210
  • /5

    $469,750

    • 4 Beds
    • 2 Baths
    • 1,284 Sq Ft

    1115 S Harlan St, Lakewood, CO 80232

    Sprawling, solid brick ranch with easy great room conversion, formal dining room and large bedrooms. Large well-built covered patio for added living space. High ceilings in the basement with a gas fireplace and easy conversion to more bedrooms. Flat, fully fenced private back yard. Easily convert this home into a 5 bed, 3+ bath home with two-three master suites, two family rooms and plenty of

    Matt Smith Brokers Guild Homes

    1115 S Harlan St, Lakewood, CO 80232
  • /18

    $235,000

    • 2 Beds
    • 1 Bath
    • 766 Sq Ft

    2401 S Gaylord St Unit 206, Denver, CO 80210

    Seller may consider buyer concessions if made in an offer. Check out this stunner! This home has Fresh Interior Paint, New flooring throughout the home. A fireplace and a soft neutral color palette create a solid blank canvas for the living area. Take advantage of the extended counter space in the primary bathroom complete with double sinks and under sink storage. A must see!. 100-Day Home

    Tara Jones Opendoor Brokerage LLC

    2401 S Gaylord St Unit 206, Denver, CO 80210
  • /28

    $525,000

    • 2 Beds
    • 1 Bath
    • 738 Sq Ft

    3319 Newton St, Denver, CO 80211

    Welcome home! This is your rare opportunity to own an END UNIT row home with NO HOA mere blocks from the restaurants and shops in the heart of Highland Square! This fully updated 2 bedroom / 1 bathroom unit features awesome exposed brick, charming wood floors, a kitchen with quartz countertops and stainless steel appliances, an updated full bathroom, an included stacked washer/dryer, a private

    David Schlichter Compass - Denver

    3319 Newton St, Denver, CO 80211
  • /23

    $525,000

    • 3 Beds
    • 2 Baths
    • 1,185 Sq Ft

    951 S Osage St, Denver, CO 80223

    Welcome to this nicely updated home in the heart of Athmar Park. This charming 3-bedroom, 2-bathroom home offers the perfect blend of classic character and fresh updates. Upon arrival, you'll notice the brand new xeriscaped front yard for wise water use and low maintenance year round. Notice the fresh coat of paint on the interior and exterior as well. Entering the home, you'll see the

    Robin Gerlach Compass - Denver

    951 S Osage St, Denver, CO 80223
  • /39

    $1,100,000

    • 4 Beds
    • 3.5 Baths
    • 2,539 Sq Ft

    1947 King St, Denver, CO 80204

    Tucked within a quaint micro-neighborhood just blocks from Sloan’s Lake, this thoughtfully designed home with a rare main-floor primary suite, two-car attached garage, and fully finished basement sits on a quiet, tree-lined street offering both privacy and convenience. Elevated from the street, the home makes a welcoming first impression with a thoughtfully designed entry and drop zone for

    Mckinze Casey LIV Sotheby's International Realty

    1947 King St, Denver, CO 80204
  • /23

    $1,194,500

    • 2 Beds
    • 2.5 Baths
    • 2,031 Sq Ft

    335 Josephine St Unit D, Denver, CO 80206

    GORGEOUS PROPERTY NOT ON JOSEPHINE...It is located at the end of a Peaceful Courtyard Setting-End unit-2 Bed | 3 Bath | 2,000+ Sq Ft, Elevated architectural style, garden level basement with direct access to garage. Tucked away, like living on a European courtyard! Stroll to the end of a tree-lined enclave in the heart of Cherry Creek. This spacious 2-bedroom, 3-bath gem offers a rare blend of

    Susan DiLiberti Kentwood Real Estate Cherry Creek

    335 Josephine St Unit D, Denver, CO 80206
  • /37

    $1,025,000

    • 4 Beds
    • 3.5 Baths
    • 3,897 Sq Ft

    6096 W Keene Ave, Denver, CO 80235

    Welcome home to this gorgeous and stylish residence in a private 9-home cul-de-sac community! This perfectly situated home captures stunning mountain views while backing directly to open space. This 4-bedroom, 4-bathroom residence combines clean architectural lines with warm, modern finishes and is designed for effortless, elevated living.Step inside to discover a spacious open floor plan with

    Justin Joseph LIV Sotheby's International Realty

    6096 W Keene Ave, Denver, CO 80235
  • /49

    $700,000

    • 5 Beds
    • 2 Baths
    • 2,224 Sq Ft

    1847 S Downing St, Denver, CO 80210

    Welcome home to this classic bungalow in a fantastic location in one of Denver's most coveted neighborhoods. Nestled just steps from the heart of Platt Park, this timeless brick ranch home with its 5 bedrooms, 2 baths, a finished garden level basement and a detached 2 car garage, offers more than just a place to live, it invites you into a lifestyle rich with walkability, charm, and effortless

    Grant Dolby Dolby Haas

    1847 S Downing St, Denver, CO 80210
  • /34

    $1,300,000

    • 3 Beds
    • 3.5 Baths
    • 2,471 Sq Ft

    1020 15th St Unit 42A, Denver, CO 80202

    Downtown Oasis with Sweeping Views in the Heart of Denver. This remodeled penthouse in the iconic Brooks Tower blends luxury, comfort, and breathtaking city and mountain views. Designed by Colin Griffith of Griffith Interiors, the home features an open-concept floor plan with modern aesthetics and high-end finishes. The spacious kitchen is a dream for any chef, featuring Bosch appliances, custom

    EmpowerHome Team Colorado Keller Williams Realty Northern Colorado

    1020 15th St Unit 42A, Denver, CO 80202
  • /26

    $750,000

    • 5 Beds
    • 3 Baths
    • 2,016 Sq Ft

    4350 S Delaware St, Englewood, CO 80110

    Rare Opportunity in Englewood! No HOA!Beautifully updated ranch with 2,016 total sq ft, featuring 5 bedrooms (including 2 basement bedrooms with egress windows) and 3 updated bathrooms. The home showcases new siding, new roof (2025), fresh interior/exterior paint, new appliances, flooring, carpet, kitchen cabinets, drywall, lighting fixtures, AC system, and front yard sprinkler. Exceptional curb

    Jamik S Keller Williams Integrity Real Estate LLC

    4350 S Delaware St, Englewood, CO 80110
  • /35

    $640,000

    • 2 Beds
    • 2 Baths
    • 1,470 Sq Ft

    790 N Clarkson St Unit 206, Denver, CO 80218

    Live Above It All in Capitol Hill – A Rare Two-Level Corner Loft featured in "Colorado Home & Lifestyles Magazine" in 2020! Welcome to your new urban sanctuary in the heart of Capitol Hill! This top-floor, two-story corner loft combines modern design with everyday comfort. Soaring 17-foot ceilings and windows on all four sides fill the home with natural light and offer peaceful tree-top views

    Scott Bernard LIV Sotheby's International Realty

    790 N Clarkson St Unit 206, Denver, CO 80218
  • /36

    $550,000

    • 3 Beds
    • 1.5 Baths
    • 1,565 Sq Ft

    4900 W 6th Ave, Denver, CO 80204

    Welcome to this charming Craftsman-style home in Denver, featuring stunning wood floors and abundant natural light that fills every room. The spacious yard is a gardener's paradise, perfect for cultivating your favorite plants or enjoying a hobby farm just minutes from downtown. The front is lined with graceful chokecherry trees along the frontage road, while the north fence boasts three

    Collin Rue C3 Real Estate Solutions, LLC

    4900 W 6th Ave, Denver, CO 80204
  • /25

    $449,900

    • 3 Beds
    • 2.5 Baths
    • 1,515 Sq Ft

    703 S Depew St, Lakewood, CO 80226

    Beautifully Updated Townhome! Welcome to this stunning 3-bedroom, 3-bath townhome nestled in the highly sought-after Oak Run community. Perfectly situated just minutes from Belmar’s vibrant shopping and entertainment district, with easy access to downtown Denver and the foothills for a quick mountain escape, this home offers the ideal balance of convenience and lifestyle. Enjoy quiet mornings on

    Sean Kelly Kentwood Real Estate DTC, LLC

    703 S Depew St, Lakewood, CO 80226
  • /39

    $649,000 Open Sat 12PM - 2:30PM

    • 4 Beds
    • 4 Baths
    • 2,283 Sq Ft

    7277 W Adriatic Cir, Denver, CO 80227

    Open House: 6/22 Sunday 1-3 and 6/28 Saturday 12:00-2:30Discover modern living in this exceptional 4-bed, 4-bath end unit duplex in Lakewood. Light and bright, spanning 2,283 sq ft, this property offers a blend of luxury and comfort with high ceilings and designer finishes throughout. The open-plan layout connects the living spaces seamlessly, featuring a stylish kitchen with a center island and

    Elizabeth Karpowich Keller Williams DTC

    7277 W Adriatic Cir, Denver, CO 80227
  • /43

    $615,000

    • 5 Beds
    • 2 Baths
    • 1,530 Sq Ft

    3241 Sheridan Blvd, Wheat Ridge, CO 80212

    Turnkey Rental or Move-In Ready Home Near Sloan’s Lake – Fully Furnished!Updated and fully furnished 5-bedroom, 2-bath home in Wheat Ridge is ready to go— move in yourself or start renting it out right away. Located just minutes from Sloan’s Lake, downtown Denver, the Highlands, only 20 minutes from Red Rocks and a few minutes to the highways, this home offers a perfect blend of location,

    Alexander Wojcik Brokers Guild Homes

    3241 Sheridan Blvd, Wheat Ridge, CO 80212
  • /24

    $735,000

    • 2 Beds
    • 1 Bath
    • 996 Sq Ft

    284 S Lafayette St, Denver, CO 80209

    **Charming Updated Bungalow Near Washington Park** Move-in ready and just two blocks from the heart of Washington Park! This adorable and well-maintained brick bungalow sits slightly elevated above street level, offering great curb appeal and a welcoming presence. Inside, you’ll find beautiful hardwood floors throughout, newer windows, and an inviting layout featuring two bedrooms and one full

    Berenice Bejarano Compass - Denver

    284 S Lafayette St, Denver, CO 80209
  • /38

    $539,000

    • 3 Beds
    • 2.5 Baths
    • 1,446 Sq Ft

    5630 W 11th Place, Lakewood, CO 80214

    Welcome to this stunning 3-story townhome with an attached two-car garage in the desirable West Line Village with no HOA! From the moment you arrive, you’ll appreciate the gated front patio—a perfect spot for morning coffee. Step inside to the main level where you’ll find a versatile bedroom that can double as a home office, along with access to the attached two-car garage—a rare find in this

    Debra Guy RE/MAX of Cherry Creek

    5630 W 11th Place, Lakewood, CO 80214
  • /21

    $500,000

    • 5 Beds
    • 2 Baths
    • 1,950 Sq Ft

    111 S Eaton St, Lakewood, CO 80226

    This 5-bedroom, 2-bath brick gem sits proudly on a spacious corner lot in a sought-after Lakewood neighborhood. Step inside to discover gleaming wood floors and a bright, welcoming kitchen updated just two years ago—complete with sleek stainless steel appliances that make cooking a joy. Downstairs, the finished basement expands your living options with three bedrooms, a full bathroom, a second

    Sallynn Duran Keller Williams Realty Downtown LLC

    111 S Eaton St, Lakewood, CO 80226
  • /16

    $150,000

    • Land
    • 0.14 Acre
    • $1,071,429 per Acre

    372 S Newton St, Denver, CO 80219

    BUILDABLE LOT CLOSE TO DOWNTOWN*Transportation corridor close-by* City says you can build 2 homes on this lot*Perfect for your family and a rental also*Electrical easily accessible* No water tapNeighborhood park just steps away.Great Financing available!

    Kimberly Ryan Cityscape Properties LLC

    372 S Newton St, Denver, CO 80219
  • /11

    $150,000

    • Land
    • 0.12 Acre
    • $1,250,000 per Acre

    364 S Newton St, Denver, CO 80219

    Great opportunity for a BUILDABLE LOT CLOSE TO DOWNTOWN*Transportation corridor close-by*Build your dream home and an ADU (accessory Dwelling Unit) for your Relatives/Rental on lot* Water tap/Sewer tap in place and electrical is on the lot* Neighborhood park is just steps away We have 2 Lots available and a Residential listing with 2 homes available as well

    Kimberly Ryan Cityscape Properties LLC

    364 S Newton St, Denver, CO 80219
  • /30

    $459,000

    • 3 Beds
    • 2.5 Baths
    • 1,890 Sq Ft

    10652 W Florida Ave Unit D, Lakewood, CO 80232

    PRIME LOCATION IN LAKE LOCHWOOD VILLAGE!! Welcome to this spacious 2-story townhome with a finished basement, ideally situated in the highly sought-after Lake Lochwood Village community. Tucked away in a quiet, secluded section of the neighborhood, this home is just steps from the community pool and scenic trail leading to Smith Reservoir. Offering 3-Bedrooms & 3 Bathrooms. This home features a

    Joyce Davis Coldwell Banker Realty 56

    10652 W Florida Ave Unit D, Lakewood, CO 80232
  • /14

    $469,000

    • 2 Beds
    • 1 Bath
    • 960 Sq Ft

    7170 W Mississippi Ave, Lakewood, CO 80226

    An adorable 1939 farmhouse in prime Lakewood location on a rare half-acre lot! This charming 2-bedroom, 1-bath home is full of character and opportunity. Inside, enjoy updated Laminate flooring throughout (except the bathroom), fresh interior paint, a cozy family room, and a versatile utility/mudroom with laundry hookups. The standout south-facing 3-season room (not included in square footage) is

    Christina Donohue Brokers Guild Homes

    7170 W Mississippi Ave, Lakewood, CO 80226
  • /35

    $399,500

    • 1 Bed
    • 1 Bath
    • 887 Sq Ft

    2501 15th St Unit 3D, Denver, CO 80211

    Welcome to your bright and airy urban oasis in one of Denver’s most vibrant neighborhoods! This stylish 1-bedroom condo in LoHi (Lower Highland) boasts soaring high ceilings, and plentiful windows that flood the space with natural light. Enjoy the convenience of in-unit laundry, a thoughtfully designed open layout, and a cozy yet sophisticated atmosphere perfect for both relaxing and

    Lisa Gathercole Your Castle Real Estate Inc

    2501 15th St Unit 3D, Denver, CO 80211
  • /48

    $998,900

    • 4 Beds
    • 2.5 Baths
    • 2,412 Sq Ft

    1400 E Bates Ave, Englewood, CO 80113

    Welcome to The Owen House, a rare architectural gem in the sought-after historic enclave of Arapahoe Acres. This striking mid-century modern residence is one of the only homes in the neighborhood crowned with a distinctive butterfly roof, setting it apart as a true original. Nestled on a lushly landscaped corner lot, the 2,412 square foot layout offers timeless design, thoughtful updates, and a

    Jeff Kroll Colorado Dream Properties

    1400 E Bates Ave, Englewood, CO 80113
  • /45

    $1,175,000

    • 4 Beds
    • 3.5 Baths
    • 3,870 Sq Ft

    2335 Stout St, Denver, CO 80205

    Stunning Triplex in Curtis Park! Most recent assessment is $170k higher than listed price. All units have been remodeled. This property is perfect for buyer's looking to live in a unit or an investor looking for a truly turn-key and high end asset. Units 1 and 2 have gorgeous hard wood floors, private decks/patios, marble countertops, custom cabinets, and beautiful historical charm including

    Jack Sherman NorthPeak Commercial Advisors, LLC

    2335 Stout St, Denver, CO 80205
  • /26

    $450,000

    • 2 Beds
    • 2 Baths
    • 1,652 Sq Ft

    3131 E Alameda Ave Unit 604, Denver, CO 80209

    Prime Investor Opportunity – Panoramic Views & Unlimited Potential in Cherry Creek, Welcome to an exceptional opportunity for seasoned investors or visionary buyers ready to take on a full-scale renovation in one of Denver’s most sought-after high-rise communities. Located on the 6th floor with unobstructed views to the north, east, and west, this 2-bedroom, 2-bath corner condo offers the rare

    Ann Connelly Bluebonnet Services LLC

    3131 E Alameda Ave Unit 604, Denver, CO 80209
  • /32

    $665,000

    • 2 Beds
    • 2.5 Baths
    • 1,510 Sq Ft

    1635 Franklin St Unit 1635, Denver, CO 80218

    SPACIOUS 2-BED + OFFICE TOWNHOME IN CITY PARK WESTThis three-story townhome offers open-concept living, high ceilings, light-filled rooms, central A/C, a livable balcony, and an attached 2-car garage with gated driveway and secure guest parking. The first level includes garage access, a large office / workout room, full-size washer and dryer, and utility closet.The second floor is perfect for

    Robert McCarroll LIV Sotheby's International Realty

    1635 Franklin St Unit 1635, Denver, CO 80218
  • /27

    $375,000

    • 2 Beds
    • 2.5 Baths
    • 1,552 Sq Ft

    3300 W Florida Ave Unit 51, Denver, CO 80219

    Beautifully cared for two or three bed, three bath, two car garage townhome in Prospect Park. This home with 1552 total finished square feet has two bedrooms, a huge walk-in closet off the primary bedroom, a full bath, and a spacious loft on the upper level.*The main level features a kitchen with newer corian counter tops, newer colorful backsplash, under-counter lighting, refrigerator, stove,

    Loretta Miller Sterling Real Estate Group Inc

    3300 W Florida Ave Unit 51, Denver, CO 80219
  • /24

    $485,000

    • 2 Beds
    • 1 Bath
    • 824 Sq Ft

    851 S Eliot St, Denver, CO 80219

    Beautifully renovated home in Athmar Park! This charming West Denver ranch home has been completely redone from top to bottom. This lovely home features 2 bedrooms, a brand new kitchen and bath, plus a separate laundry/utility room just off the kitchen. Enjoy the brand new kitchen with quartz countertops, new cabinets and stainless appliances. Other updates include new luxury vinyl plank flooring

    Beth Concha Invalesco Real Estate

    851 S Eliot St, Denver, CO 80219
  • /16

    $270,000

    • 2 Beds
    • 1 Bath
    • 648 Sq Ft

    358 S Osceola St, Denver, CO 80219

    BACK ON THE MARKET, BUYER DID NOT TURN IN EARNEST MONEY! Have received multiple offers, seller is requesting all offers in by Monday 6/23/25 at 12PM.Investor Special in Westwood!Incredible opportunity to own a 2 bed, 1 bath ranch-style home on a massive lot. Steps from Four Winds-Cuatro Vientos Park with stunning views of Downtown Denver! This property is a true diamond in the rough—perfect for

    Lorena Zamora Keller Williams Realty Downtown LLC

    358 S Osceola St, Denver, CO 80219
  • /28

    $520,000

    • 1,502 Sq Ft

    104 Stuart St, Denver, CO 80219

    Immaculate renovated home with fresh updates. Located in a quiet neighborhood with great access to I-25 and less than 10 minutes from downtown Denver. Stainless steel appliances, and updates throughout. Recent upgrades include: fresh paint inside & out, new flooring, new doors, updated bathrooms to latest trends and new modern lighting and hardware fixtures. The home comes with oversized parking

    Jimmy Chugh HomeSmart

    104 Stuart St, Denver, CO 80219
  • /27

    $799,990

    • 2 Beds
    • 1 Bath
    • 1,213 Sq Ft

    1635 Winona Ct, Denver, CO 80204

    Buy this Home & We'll Buy Yours!* Endless Potential Just Steps from Sloan’s Lake! Welcome to 1635 Winona Ct., Denver, CO 80204 – a rare opportunity in one of Denver’s hottest neighborhoods! This charming brick ranch sits on an oversized 8,110 sq ft lot, offering prime potential to pop the top, scrape and build your dream home, or develop a modern duplex – all within walking distance to Sloan’s

    William Watson Your Home Sold Guaranteed Realty - Premier Partners

    1635 Winona Ct, Denver, CO 80204
  • /12

    $305,000

    • 2 Beds
    • 1.5 Baths
    • 1,170 Sq Ft

    3659 W Union Ave Unit F4, Denver, CO 80236

    Welcome to this beautifully remodeled 2-bedroom, 1.5-bath townhouse in the desirable Westchester South community of Denver. This stylish two-level home features a modern kitchen with stainless steel appliances, updated cabinetry, and sleek finishes throughout. Enjoy the warmth of the cozy fireplace in the living room, and the convenience of an in-unit washer and dryer.The unfinished basement

    Sophie Deines Keyrenter Property Management Denver

    3659 W Union Ave Unit F4, Denver, CO 80236
  • /23

    $619,000

    • 2 Beds
    • 2.5 Baths
    • 1,307 Sq Ft

    1534 Irving St, Denver, CO 80204

    Just a few blocks from Sloan’s Lake, this meticulously maintained west-facing townhome offers the perfect blend of location, light, and layout. Featuring 2 spacious bedrooms and 3 bathrooms, this home boasts a bright, open floor plan with thoughtful upgrades throughout.The entry level includes a versatile office or bonus room with large west-facing windows, extra storage, and direct access to the

    Eric Keitzer HomeSmart Realty

    1534 Irving St, Denver, CO 80204
  • /30

    $475,000

    • 2 Beds
    • 2.5 Baths
    • 1,912 Sq Ft

    9490 W 14th Ave Unit 3, Lakewood, CO 80215

    Modern Style Meets Mountain Vibes in Lakewood’s Foothills! A newly built townhome that puts you close to everything while offering a private, elevated retreat. Nestled in the foothills with convenient access to light rail right around the corner, this home is a perfect launchpad for work, weekend getaways, and everything in between. Step inside and you’ll find a thoughtfully designed layout with

    Amanda Fein Compass - Denver

    9490 W 14th Ave Unit 3, Lakewood, CO 80215
  • /30

    $624,500

    • 3 Beds
    • 1 Bath
    • 1,035 Sq Ft

    2435 S Meade St, Denver, CO 80219

    Buyer terminated before submitting inspection objection. This home has the "COOL" factor. Must see! Mid-Century Modern Gem in Harvey Park - Fully Renovated! NEW: furnace - AC unit - water heater - all black stainless steel appliances - real white oak hardwood floors - texture - paint - custom kitchen cabinets - countertops - backsplash - all-new bathroom - windows - doors, and stylish new light

    Sergio Carrasco Compass-Denver

    2435 S Meade St, Denver, CO 80219
  • /30

    $850,000

    • 3 Beds
    • 2.5 Baths
    • 2,279 Sq Ft

    2442 S Bannock St, Denver, CO 80223

    Welcome to Rosedale! Just south of downtown Denver, this neighborhood offers residents a quiet, but vibrant, community nestled near an array of restaurants and coffee shops. Located on a quiet and charming street with highway access and within close proximity to everything you need. 3 bedrooms, plus an office, and additional upstairs flex space! Delight in the functional foyer, main floor office,

    Amanda Rose Sheppard Compass - Denver

    2442 S Bannock St, Denver, CO 80223

Showing Results 481 - 520, Page 13 of 18

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