Dutchess County NY Houses for Sale

• 

  

  

  /49

  $475,000

  • 3 Beds
  • 2.5 Baths
  • 1,948 Sq Ft

  32 Meadow Way, Hopewell Junction, NY 12533

  Nestled in the tranquil Wildflower Hills community, this spacious end-unit townhouse offers nearly 2,000 sq ft of living space across three well-appointed levels with an attached garage. The main level features a bright living room with a cozy fireplace, an open dining area, a well-equipped kitchen, a private deck ideal for outdoor relaxation, and a convenient powder room. Upstairs, the primary

  Jo-Ann Campagiorni

  32 Meadow Way, Hopewell Junction, NY 12533
• 

  

  

  /42

  $13,500,000

  • 5 Beds
  • 8 Baths
  • 5,867 Sq Ft

  1190 Chestnut Ridge Rd, Dover Plains, NY 12522

  A singular and exceedingly rare residence, this exquisite home was masterfully designed by renowned AD100 architect Gil Schafer, featuring interiors by Antony Todd and landscape architecture by Warren Byrd, all set against panoramic views of the Hudson Valley and Catskill Mountains. This home is a Greek Revival masterpiece that blends timeless elegance with modern sophistication. As featured in

  OLIVER BROWN Houlihan Lawrence Inc.

  1190 Chestnut Ridge Rd, Dover Plains, NY 12522
• 

  

  

  /21

  $399,999

  • 3 Beds
  • 1 Bath
  • 1,320 Sq Ft

  24 Montgomery St, Tivoli, NY 12583

  Nestled in the charming village of Tivoli, this classic two-story home offers timeless character and endless potential. Featuring original architectural details, spacious rooms, and a traditional layout, it's a perfect canvas for your renovation vision. Whether you're looking to restore its historic charm or modernize for today's lifestyle, this property presents a unique opportunity in one of

  Gary DiMauro Four Seasons Sothebys Intl

  24 Montgomery St, Tivoli, NY 12583
• 

  

  

  /34

  $990,000

  • 4 Beds
  • 4 Baths
  • 3,506 Sq Ft

  121 Valley Farm Rd, Millbrook, NY 12545

  This unique timberframe home is welcoming, spacious, and awaiting your personal touch! Tucked back off the road on 7 private acres, this property has so many special features, including an outdoor, covered patio with kitchen, pizza oven and fireplace, a traditional red barn, and another large outbuilding with heat and electricity - the perfect place for your special hobby - whether it be cars,

  THERESA GILL Legacy Land & Homes LLC

  121 Valley Farm Rd, Millbrook, NY 12545
• 

  

  

  /31

  $2,200,000

  • 4 Beds
  • 4 Baths
  • 5,064 Sq Ft

  2461 Salt Point Turnpike, Clinton Corners, NY 12514

  Nestled in the quaint hamlet of Clinton Corners, this rare and tasteful 18th-century Georgian stone house offers classic proportions and timeless charm on beautifully established, landscaped grounds. The home seamlessly blends original architectural details—including preserved woodwork, deep sill windows, six fireplaces, refinished floors, and classic Georgian symmetry—with modern updates such as

  OLIVER BROWN Houlihan Lawrence Inc.

  2461 Salt Point Turnpike, Clinton Corners, NY 12514
• 

  

  /42

  $445,000

  • 3 Beds
  • 2 Baths
  • 1,600 Sq Ft

  5760 Route 82, Clinton Corners, NY 12514

  Discover the potential of tranquil living at 5760 Route 82 in Clinton Corners. This 3-bedroom, 2-full bath raised ranch is set on over 5 private acres with a long driveway offering peace, privacy, and space to grow. This home has been beautifully renovated with all new kitchen appliances, new floors, new deck, updated bathrooms as well as new mini splits coming soon for heating and cooling. The

  Alan Amerman Coldwell Banker Realty

  5760 Route 82, Clinton Corners, NY 12514
• 

  

  /45

  $750,000

  • 4 Beds
  • 2.5 Baths
  • 3,019 Sq Ft

  41 Meddaugh Rd, Pleasant Valley, NY 12569

  Why settle for basic new construction when you can enjoy more space, privacy, and luxurious finishes in this beautifully renovated 4-bedroom, 2.5-bathroom home in the Arlington Central School District? From the moment you enter, you're welcomed by wide-plank white oak hardwood floors and an abundance of natural light pouring in through oversized picture windows that seamlessly connect the indoors

  Gregory Pikor Inspire Realty

  41 Meddaugh Rd, Pleasant Valley, NY 12569
• 

  

  /23

  $260,000

  • 2 Beds
  • 1 Bath
  • 916 Sq Ft

  1253 Salt Point Turnpike, Pleasant Valley, NY 12569

  This move-in ready 1949 traditional cottage sits on 1.3 picturesque acres in the heart of the Hudson Valley. Thoughtfully preserved with original wood flooring, trim, and a charming wooden scalloped eave awning, the home offers timeless character and warm curb appeal. Inside, you'll find two bedrooms plus an additional laundry room that could flex as a home office. Exterior features include

  Susan Whalen George T Whalen Real Estate

  1253 Salt Point Turnpike, Pleasant Valley, NY 12569
• 

  

  /6

  $275,000

  • 3 Beds
  • 1 Bath
  • 1,350 Sq Ft

  20 Columbia St, Poughkeepsie, NY 12601

  Rare redevelopment opportunity in newly established Campus Development zoning district, providing areas for educational, research and development and health care uses. Corner lot situated adjacent to Route 9 exit ramp for easy access to and from Route 9. Exceptional location with neighboring properties consisting of Vassar Hospital and Optum Medical. Permitted uses include medical, office, studio

  Dan Axtmann BHHS Hudson Valley Properties

  20 Columbia St, Poughkeepsie, NY 12601
• 

  

  /25

  $469,900

  • 3 Beds
  • 2 Baths
  • 1,336 Sq Ft

  156 Bart Dr, Poughkeepsie, NY 12603

  One level living at its finest! Immaculate 3-bedroom, 2 full bath Ranch style home, situated in the highly sought after Noxon Knolls Development, Arlington Schools, on a quiet no outlet street. With a welcoming entrance, to a large living room with a fireplace allowing natural light from the picture window makes this home very inviting. The seamless flow wraps around to your formal dining area

  Darci Russo KW MidHudson

  156 Bart Dr, Poughkeepsie, NY 12603
• 

  

  /31

  $275,000

  • 3 Beds
  • 1 Bath
  • 1,653 Sq Ft

  14 Old Route 55, Pawling, NY 12564

  FULLY Available! Welcome home to this historic and charming 3 bedroom, 1 bathroom beauty located above a stunning stream in the heart of Pawling. This beautifully antique home offers a rare blend of historic character and contemporary updates. Walk into the welcoming sunroom with plenty of natural light that opens up to a cozy living room featuring a wood burning fireplace and French doors that

  Ronald Green KW MidHudson

  14 Old Route 55, Pawling, NY 12564
• 

  

  /38

  $549,000

  • 3 Beds
  • 2.5 Baths
  • 2,487 Sq Ft

  900 S Anson Rd, Stanfordville, NY 12581

  Let's meet country and contemporary together in this extremely unique 3 bedroom, 1.5 bath home with legal accessory apartment that includes another 867 finished square feet with a walkout. You will truly not be disappointed when you view this one of kind, tri-level home that also offers separate porches, balconies and decks. The main level offers open floor plan with a gorgeous floor to

  Monica Whitney Exit Realty Connections

  900 S Anson Rd, Stanfordville, NY 12581
• 

  

  /13

  $199,999

  • 3 Beds
  • 1.5 Baths
  • 1,416 Sq Ft

  89 Smith St, Poughkeepsie, NY 12601

  If you're up to it, here's your chance to make this your new home...or use it as an investment opportunity. The pipes burst and there was water damage, but all the ripping out has been done. You can just restore it to your vision. It has so much potential with 3 good sized bedrooms, and a walk up attic. The kitchen is large enough to make it an eat-in...or just use the dining area next to it.

  Donna Tiffany EXIT REALTY CONNECTIONS

  89 Smith St, Poughkeepsie, NY 12601
• 

  

  /21

  $349,995

  • 3 Beds
  • 1 Bath
  • 1,124 Sq Ft

  131 Vassar Rd, Poughkeepsie, NY 12603

  Welcome to this charming newly renovated old style home that blends classic elegance with modern comfort. Step inside and find hardwood floors and ample sunlight throughout the home. Conveniently located on the first floor is the fully renovated bathroom with tile floors and a modern tile bath along with the first bedroom. The kitchen is a highlight of this home with stainless steel appliances,

  Samantha McCrory Exit Realty Connections

  131 Vassar Rd, Poughkeepsie, NY 12603
• 

  

  /36

  $455,000

  • 3 Beds
  • 2 Baths
  • 1,296 Sq Ft

  96 Old Post Rd N, Red Hook, NY 12571

  This distinctive home blends historic character with modern comfort, featuring exposed wooden beams and plenty of personality. The open-concept kitchen—with its central island and updated finishes—is perfect for entertaining. It flows seamlessly into the inviting dining area and a cozy living room warmed by a Jotul woodstove. With two full bathrooms (one on each level), the home offers

  Leigh Bahnatka BHHS Hudson Valley Properties

  96 Old Post Rd N, Red Hook, NY 12571
• 

  

  /50

  $498,000

  • 3 Beds
  • 2 Baths
  • 1,980 Sq Ft

  93 Sylvan Lake Rd, Hopewell Junction, NY 12533

  Peace, Privacy & Park-Like Perfection on 3.2 Acres. Discover comfort, privacy, and serenity in this charming 3-bedroom, 2-bathroom home, perfectly situated on 3.2 acres of beautiful, park-Like property. Tucked far back from the road and surrounded by nature, this inviting property offers the ideal blend of indoor and outdoor living. A welcoming rocking chair front porch leads into a spacious

  Ann Scarano Realty Center Hudson Valley

  93 Sylvan Lake Rd, Hopewell Junction, NY 12533
• 

  

  /22

  $649,000

  • 2 Beds
  • 1.5 Baths
  • 1,244 Sq Ft

  14 Oak St, Rhinebeck, NY 12572

  Rhinebeck Village Charmer! Light filled and airy, this sweet home is ready to be yours. The traditional floor plan and old style charm, has a convenient location that makes living in the village easy. An inviting front porch, is so nice to enjoy the friendly neighborhood. Beautiful hardwood floors, there's new ductless air conditioning, an updated kitchen with a first floor laundry. Open from the

  Dana Goldberg Houlihan Lawrence Inc.

  14 Oak St, Rhinebeck, NY 12572
• 

  

  /44

  $399,000

  • 3 Beds
  • 1.5 Baths
  • 1,684 Sq Ft

  4 Fern Ln, Poughkeepsie, NY 12601

  Welcome to this charming 3-bedroom, 1.5-bath raised ranch located on a spacious corner lot in the highly desirable Crown Heights neighborhood, within the sought-after Spackenkill School District. This home features a flexible layout with two versatile den/office spaces—ideal for remote work or additional living areas. Enjoy relaxing or entertaining in the large screened-in porch, and take

  Dvora E. Price eXp Realty

  4 Fern Ln, Poughkeepsie, NY 12601
• 

  

  /34

  $799,000

  • 4 Beds
  • 4 Baths
  • 4,216 Sq Ft

  42 Amandas Way, Lagrangeville, NY 12540

  Welcome to this beautifully crafted four-bedroom, four-bathroom Modern Victorian, ideally located on a tranquil cul-de-sac in one of LaGrange’s most desirable neighborhoods. This home offers a blend of classic style and modern comfort, beginning with a wrap-around porch that adds character and curb appeal. Inside, a two-story foyer leads to well-appointed living and dining rooms with hardwood

  Verna Dawson RE/MAX Ace Realty

  42 Amandas Way, Lagrangeville, NY 12540
• 

  

  /50

  $999,999

  • 3 Beds
  • 3.5 Baths
  • 4,200 Sq Ft

  6 Old Town Rd, Beacon, NY 12508

  Attention to detail is an understatement when it comes to this 4200 square foot, meticulously maintained extended one family Colonial style home. The main part of this beauty has 3 bedrooms, 2.5 baths with an office and the lower section has an extended one bedroom with living room, bath, kitchen and walk out for separate entrance. Enjoy the peace and serenity of the creek across the street

  Monica Whitney Exit Realty Connections

  6 Old Town Rd, Beacon, NY 12508
• 

  

  /47

  $795,000

  • 3 Beds
  • 2.5 Baths
  • 1,600 Sq Ft

  216 Starbarrack Rd, Red Hook, NY 12571

  Here is the perfect property for relaxation! You will feel so far away yet will be only 90 miles north of NYC. Privacy abounds at this custom Post & Beam Colonial. Situated upon a hilltop with 3.43 acres, there is a wonderful blend of woods in the front and a serene, landscaped meadow in the back. The rear deck is the spot for enjoying all the nature that surrounds you.Featured are 3

  Elizabeth Barrett Dachs Chris Barrett Realty

  216 Starbarrack Rd, Red Hook, NY 12571
• 

  

  /42

  $900,000

  • 4 Beds
  • 2.5 Baths
  • 3,500 Sq Ft

  98 Mill Rd, Red Hook, NY 12571

  Live in resort-style luxury year-round in this exceptional 3,500 sq ft waterfront residence tucked away on 1.2 private acres in the heart of Red Hook, NY. Designed for comfort, elegance, and versatility, this lives-like-5-bedroom (legal 4), 3.5-bath home feels like your own private retreat. With direct access to the serene Mill Road Pond, you'll enjoy kayaking, paddle boarding, birdwatching, or

  Christopher Ferraro RE/MAX Town & Country

  98 Mill Rd, Red Hook, NY 12571
• 

  

  /30

  $599,000

  • 4 Beds
  • 3 Baths
  • 3,422 Sq Ft

  333 Cary Rd, Fishkill, NY 12524

  Massive Fishkill raised ranch perfectly situated on 1.43 acre parcel. Versatile floor plan features main level living room w/cathedral ceiling and fireplace, which flows seamlessly to formal dining room w/cathedral ceiling & spacious sunroom. Huge eat-in kitchen w/center island, two pantries and deck access. Large master bedroom suite includes two walk-in closets & ensuite bathroom with jetted

  Dan Axtmann BHHS Hudson Valley Properties

  333 Cary Rd, Fishkill, NY 12524
• 

  

  /36

  $675,000

  • 4 Beds
  • 2.5 Baths
  • 2,278 Sq Ft

  75 Hornbeck Rd, Poughkeepsie, NY 12603

  Privately situated at the end of a long driveway is this wonderful Colonial home on 7+ acres with an in-ground swimming pool and within the highly sought after Arlington School District. The classic center hall entry is grand, anchored by a dramatic staircase and flanked by beautiful rooms for entertaining; a spacious living room and formal dining room. A large, eat-in kitchen boasts stainless

  Susan Whalen George T Whalen Real Estate

  75 Hornbeck Rd, Poughkeepsie, NY 12603
• 

  

  /34

  $405,000

  • 4 Beds
  • 1.5 Baths
  • 1,680 Sq Ft

  19 Kingston Ave, Poughkeepsie, NY 12603

  If you have ever had the pleasure of venturing down Kingston Avenue, a lovely tree-lined street on Poughkeepsie’s highly desirable southside, you would have surely been captivated by the stunning curb appeal of this classic period home. A tasteful brick walkway welcomes you. A beautiful portico, supported by grand pillars, frames the original wood door and the gorgeous transom window above.

  Lori Rheingold

  19 Kingston Ave, Poughkeepsie, NY 12603
• 

  

  /46

  $550,000

  • 3 Beds
  • 3 Baths
  • 1,950 Sq Ft

  5 Rockcrest Place, Poughkeepsie, NY 12603

  Nestled in the cul de sac of a beautifully maintained neighborhood, this inviting North-East facing Colonial offers the perfect blend of comfort and convenience. Space galore (2950 sq ft) in this home with first floor, second floor and a fully finished basement. Lives like 4 bedrooms. On the first floor the bright and open living space flows seamlessly to the kitchen and the deck through sliding

  Mish Dutta RE/MAX Town & Country

  5 Rockcrest Place, Poughkeepsie, NY 12603
• 

  

  /40

  $699,900

  • 5 Beds
  • 3.5 Baths
  • 3,640 Sq Ft

  181 Union St, Poughkeepsie, NY 12601

  Historic Elegance in the Heart of PoughkeepsieStep back in time while enjoying generous modern living in thisremarkable 1880 single-family home, nestled within the PoughkeepsieHistoric District. Offering an impressive 3,640 sq/ft of living space, thisstately residence features 5 spacious bedrooms and 3 full bathrooms,ideal for both comfortable family living and elegant

  Randy Florke Rural Connection Inc.

  181 Union St, Poughkeepsie, NY 12601
• 

  

  /17

  $425,000

  • 3 Beds
  • 3 Baths
  • 1,711 Sq Ft

  3 Dill Ln, Poughkeepsie, NY 12601

  This contemporary home is located on a cul-de-sac street and sits on a 1.07-acre lot. The residence includes three bedrooms, three full bathrooms, a family room with a gas fireplace, and an office or den. The open floor plan features cathedral ceilings, wood beams, and a brick wood-burning fireplace. The kitchen, breakfast counter, and dining area connect to the living room with a fireplace,

  Arleen Maisonet BHHS Hudson Valley Properties

  3 Dill Ln, Poughkeepsie, NY 12601
• 

  

  /31

  $999,999

  • 3 Beds
  • 2.5 Baths
  • 1,500 Sq Ft

  59 S Parsonage St, Rhinebeck, NY 12572

  Introducing the Four Square House, a charming 1926 home restored with modern conveniences and historic appeal. The Four Square House is located on South Parsonage Street in the Village of Rhinebeck, within easy walking distance of all the village has to offer as well as the schools. Upon stepping into the house from an updated custom mahogany porch and through the original wood front

  Lorraine Little LITTLE LORRAINE ML

  59 S Parsonage St, Rhinebeck, NY 12572
• 

  

  /21

  $549,000

  • 4 Beds
  • 2.5 Baths
  • 2,900 Sq Ft

  6 Frederick Dr, Poughkeepsie, NY 12603

  Welcome to this beautiful colonial-style home in the desirable Scenic Hills neighborhood, located within the sought-after Arlington School District. This spacious and updated home offers a functional layout, perfect for modern living.The main level features a sun-filled living and dining area, along with an updated eat-in kitchen that’s a chef’s dream—complete with stainless steel appliances, an

  David Feinstein BHHS Hudson Valley Properties

  6 Frederick Dr, Poughkeepsie, NY 12603
• 

  

  /33

  $450,000

  • 4 Beds
  • 2 Baths
  • 1,908 Sq Ft

  106 Skidmore Rd, Lagrangeville, NY 12540

  Welcome home to this charming Cape style home at 106 Skidmore Rd, La Grangeville, NY 12540 on Spout Creek with the Arlington School District. This delightful residence boasts an expansive floor plan, offering over 1,900 square feet of versatile living space, perfectly designed for you to add your personal touches and truly make it your own. As you enter the main living level, the home offers a

  Kaye Saglibene

  106 Skidmore Rd, Lagrangeville, NY 12540
• 

  

  /33

  $1,150,000

  • 4 Beds
  • 4.5 Baths
  • 5,809 Sq Ft

  59 Spy Glass Hill, Hopewell Junction, NY 12533

  Welcome to the Legends ! This elegantly appointed, four-bedroom, four-and-a-half-bathroom home stands as a testament to exceptional craftsmanship and bespoke millwork. Intricate details such as decorative wood inlays, framing, wainscoting, and crown molding enhance the sophistication of every room.In the colder months, gather around the impressive two-story stone fireplace, which

  Ashley Hamedi Compass Greater NY, LLC

  59 Spy Glass Hill, Hopewell Junction, NY 12533
• 

  

  /38

  $579,000

  • 3 Beds
  • 2.5 Baths
  • 2,269 Sq Ft

  540 Hicks Hill Rd, Stanfordville, NY 12581

  Charming 3-bedroom, 2.5-bathroom Colonial nestled on 5.58 private acres. Enjoy quiet moments on your wrap-around rocking chair front porch and take in picturesque views of Stissing Mountain. This inviting home features a spacious living room, formal dining room and an eat-in kitchen that flows into a comfortable family room perfect for gatherings. Step out from the family room onto a patio ideal

  Rita Longo Howard Hanna Rand Realty

  540 Hicks Hill Rd, Stanfordville, NY 12581
• 

  

  /43

  $349,900

  • 2 Beds
  • 1 Bath
  • 968 Sq Ft

  45 Oakwood Blvd, Poughkeepsie, NY 12603

  Experience Southside of Poughkeepsie one level living at its finest. Upon your arrival you are greeted by the newly painted exterior accented by the custom shutters and beautiful seasonal flowers. Open the door to a flawless blend of style, function, and elegance where stylish archways are emblematic of a smooth and soulful feel in this renovated Ranch boasting an open floor plan that is perfect

  Roadman Etienne BHHS Hudson Valley Properties

  45 Oakwood Blvd, Poughkeepsie, NY 12603
• 

  

  /46

  $650,000

  • 3 Beds
  • 3 Baths
  • 1,640 Sq Ft

  85 Harmony Hill Rd, Pawling, NY 12564

  This charming fully remodeled, bright, and sunny ranch—featuring 3 bedrooms, 3 full bathrooms, and 2.90 acres of land. Prepare meals in the beautiful new kitchen, complete with custom cabinets, LG appliances, and quartz countertops. Relax in the family room beside the gorgeous stone fireplace. From there, step out onto the lovely wood deck and savor your morning coffee surrounded by

  Mary Craig Coldwell Banker Realty

  85 Harmony Hill Rd, Pawling, NY 12564
• 

  

  /49

  $565,000

  • 3 Beds
  • 1.5 Baths
  • 1,349 Sq Ft

  15 Maple St, Beacon, NY 12508

  Just one block from Memorial Park and steps to Main Street, this Beacon home pairs charm with everyday ease in one of the town’s most walkable spots. Inside, original wide-plank pine floors, natural light, and a thoughtful layout create a warm, inviting feel. The wraparound front porch offers mountain views and a quiet place to slow down, while the backyard features a raised platform for outdoor

  Michael Kahns Compass Greater NY, LLC

  15 Maple St, Beacon, NY 12508
• 

  

  /29

  $479,900

  • 3 Beds
  • 1.5 Baths
  • 2,505 Sq Ft

  28 Shaker Ln, Hyde Park, NY 12538

  Sitting on a perfect level lot, located on a dead end street in one of the most highly desirable neighborhoods in the Town of Hyde Park, this home has been completely renovated with a modern flare and no expense spared. The gourmet granite kitchen with stainless steel appliances and farmhouse sink leads seamlessly into the light filled dining area with Cathedral beamed ceilings. Both full

  AARON VIGNOGNA Century 21 Alliance Rlty Group

  28 Shaker Ln, Hyde Park, NY 12538
• 

  

  /41

  $760,000

  • 4 Beds
  • 3 Baths
  • 2,698 Sq Ft

  207 E Hook Rd, Hopewell Junction, NY 12533

  Serene Country Living with a Stylish Metro Vibe - Welcome to this one-of-a-kind country retreat—expertly updated by its original (and only) owner, and filled with thoughtful upgrades, custom craftsmanship, and refined design throughout. Bright and airy by day, this home transforms at night into a warm, inviting haven thanks to extensive built-in, multi-fixture lighting. Step inside to a spacious

  William Pugh Houlihan Lawrence Inc.

  207 E Hook Rd, Hopewell Junction, NY 12533
• 

  

  /48

  $400,000

  • 3 Beds
  • 1.5 Baths
  • 2,992 Sq Ft

  1675 Main St, Pleasant Valley, NY 12569

  Discover this charming home with endless potential in the heart of Pleasant Valley, Dutchess County. This beautiful colonial-style residence offers timeless character, natural serenity, and a true indoor-outdoor lifestyle. With direct access to a tranquil creek from your backyard, this over 2,900 square feet home is perfect for unwinding in nature, listening to the soothing sounds of the water,

  Christopher Ferraro RE/MAX Town & Country

  1675 Main St, Pleasant Valley, NY 12569
• 

  

  /31

  $2,495,000

  • 6 Beds
  • 5 Baths
  • 3,352 Sq Ft

  729 Cold Spring Rd Unit 731, Stanfordville, NY 12581

  A Storied 1798 Farmhouse Between Millbrook & RhinebeckSet at the end of a long, graceful gravel drive and surrounded by large estates and protected land, The George is a timeless 1798 farmhouse quietly nestled on 7.2 serene acres in the heart of the Hudson Valley. Beautifully framed by towering old-growth trees, gently rolling lawns, and a freshwater pond, this historic property offers a

  DOMINIQUE SHUMINOV William Pitt Sothebys Int Rlty

  729 Cold Spring Rd Unit 731, Stanfordville, NY 12581

Showing Results 241 - 280, Page 7 of 16