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Effingham, IL Homes under $200,000

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  • /19

    $169,000

    • 3 Beds
    • 2 Baths
    • 1,500 Sq Ft

    10289 E 1175th Ave, Effingham, IL 62401

    ECONOMICAL HOME OFFERING 2 ACRES OF SPACE! Come take a look at this great 3 bedroom/2 full bath home offering lots of privacy! This great home offers a extra large living room, large kitchen with full appliance package, nice office, large master bedroom, large master bathroom, 2 extra bedrooms, and large hall bathroom! The outside offers a large 2 ACRE yard, patio, and large 2 car detached

    Matt Dammerman Dammerman & Associates Benchmark Realty

    10289 E 1175th Ave, Effingham, IL 62401
  • /12

    $129,900

    • 2 Beds
    • 1 Bath
    • 969 Sq Ft

    702 W Richland Ave Unit B, Effingham, IL 62401

    Economical living in this 2BR, 1BA Duplex with a fenced-in backyard. This unit got a new HVAC in 2025 and a new metal roof in 2025. Also featured is a 17' x 20' Carport with locked storage.

    Keith Hartman RE/MAX Key Advantage

    702 W Richland Ave Unit B, Effingham, IL 62401
  • /13

    $129,900

    • 2 Beds
    • 1 Bath
    • 969 Sq Ft

    702 W Richland Ave Unit A, Effingham, IL 62401

    Economical living in this 2BR, 1BA Duplex with a fenced-in backyard. This unit got a new HVAC in 2023 and a new metal roof in 2025. Also featured is a 17' x 20' Carport with locked storage.

    Keith Hartman RE/MAX Key Advantage

    702 W Richland Ave Unit A, Effingham, IL 62401
  • /20

    $195,000

    • 3 Beds
    • 2 Baths
    • 1,464 Sq Ft

    601 S Maple St, Effingham, IL 62401

    Don’t miss this 3 bedroom 2 bathroom bungalow with tons of updates! Recent updates include: fenced in front and back yard with new sidewalk from back door to driveway (2022) new driveway(2022) pex plumbing(2022) sewer cleaned & inspected (2024) new doors (2022) front steps & walkway (2023) roof & gutters (2023) 200 amp breaker box and wiring (2022) Carport enclosed & insulated- with heat & ac

    Jeff Speer RE/MAX Key Advantage

    601 S Maple St, Effingham, IL 62401
  • /3

    $153,200

    • 3 Beds
    • 1.5 Baths
    • 1,129 Sq Ft

    102 W Jaycee Ave, Effingham, IL 62401

    You’re going to love this beautifully updated 3-bedroom home! Featuring: an open floor plan with a living, dining, kitchen combo; stunning ceramic tiled floors that offer the warm look of wood throughout; a spacious master bedroom with a convenient half bath; an updated full bath; a handy laundry just off the kitchen; a 29' x 12' garage that offers tons of space for vehicles and storage, plus a

    Deborah Sanders Dammerman & Associates Benchmark Realty

    102 W Jaycee Ave, Effingham, IL 62401
  • /11

    $119,000

    • 2 Beds
    • 1 Bath
    • 1,134 Sq Ft

    804 W Jefferson Ave, Effingham, IL 62401

    Adorable! This 2-bedroom home offers: timeless hardwood flooring in the living areas; a spacious formal dining room; original woodwork throughout; an arched doorway between the living and dining room; an updated bath; linen storage cabinets in the hallway; a handy laundry just off the kitchen; maintenance free replacement windows throughout; a large yard and a detached 1.5-car garage providing

    Deborah Sanders Dammerman & Associates Benchmark Realty

    804 W Jefferson Ave, Effingham, IL 62401
  • /16

    $129,900

    • 2 Beds
    • 1 Bath
    • 960 Sq Ft

    915 S Glenwood St, Effingham, IL 62401

    Welcome to your perfect blend of comfort, character, and opportunity! This 2-bedroom, 1-bath home offers 960 square feet of living space, all set on an expansive double lot—ideal for those who enjoy the extra space outdoors or value room to grow. Step inside to find a cozy and functional layout with a welcoming living area, an efficient kitchen, full dining room, and large bonus room that leads

    Jacob Thompson Dammerman & Associates Benchmark Realty

    915 S Glenwood St, Effingham, IL 62401
  • /15

    $165,900

    • 3 Beds
    • 1 Bath
    • 1,308 Sq Ft

    104 W Douglas Ave, Effingham, IL 62401

    MOVE-IN READY!!! This recently updated house features refinished hardwood flooring throughout most of the house. The kitchen was remodeled in 2025 with new cabinets, flooring, and appliances. The bathroom was also remodeled in 2025 with a new lavatory, flooring, and tub/shower combo. New paint throughout the house. New Furnace/AC, Roof, Water Heater, Breaker Panel all in 2024. Outside the

    Glen Phillips Dammerman & Associates Benchmark Realty

    104 W Douglas Ave, Effingham, IL 62401
  • /15

    $149,000

    • 4 Beds
    • 2 Baths
    • 1,200 Sq Ft

    700 E Gordon Ave, Effingham, IL 62401

    Great location for this affordable 4 Bedroom and 2 Bath ranch home in a nice location! Owners suite with private bath. BIG back yard with a shed. Currently rented at $1125/mo by long term tenant.

    Terry Youngblood RE/MAX Key Advantage

    700 E Gordon Ave, Effingham, IL 62401
  • /26

    $115,000

    • 4 Beds
    • 2 Baths
    • 2,160 Sq Ft

    113 Lakewood Manor Trailer Park, Effingham, IL 62401

    Check out this well-maintained one-owner Manufactured home featuring 4 Bedrooms and 2 Living Spaces! 2,160 square feet to spread apart in. This home sits on possibly the best lot in the Trailer Park facing a wide open field and trees giving you the feel of living in the country.This home was built by Fleetwood and is the Canyon Lake model, 30' wide and 72' long. It features new 50-year-rated

    Keith Hartman RE/MAX Key Advantage

    113 Lakewood Manor Trailer Park, Effingham, IL 62401
  • /10

    $129,000

    800 S 5th St, Effingham, IL 62401

    Currently rented to one family. Tons of potential in a cute location! Agents please see disclosures.

    Courtney Kidd RE/MAX Key Advantage

    800 S 5th St, Effingham, IL 62401
  • /11

    $129,900

    • 3 Beds
    • 2 Baths
    • 3,037 Sq Ft

    800 S 5th St, Effingham, IL 62401

    Don't let this opportunity pass you by! This home is currently being rented as a single family home but can be divided into two units with ease! The options are endless with this property. Many updates! Including windows, furnace, water heater, flooring and appliances. Located on one of the cutest streets in Effingham! Start building your dreams today! Agents please see disclosures.

    Courtney Kidd RE/MAX Key Advantage

    800 S 5th St, Effingham, IL 62401
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