Homes for Sale in 36535

• 

  

  

  /33

  $242,000

  $10K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,456 Sq Ft

  8610 Tangelo Dr, Foley, AL 36535

  Experience comfort, convenience, and coastal proximity in this inviting 3-bedroom, 2-bath residence nestled within a sought-after 55+ community. Thoughtfully designed with a split floor plan, this home provides both privacy and functionality, making it ideal for relaxed everyday living or hosting guests. Natural light fills the interior, creating a warm and welcoming atmosphere throughout. The

  Patrick Etheridge Suncrest Sales Corp

  8610 Tangelo Dr, Foley, AL 36535
• 

  

  /2

  $275,000

  • 3 Beds
  • 2 Baths
  • 1,304 Sq Ft

  7599 Audubon Dr, Foley, AL 36535

  BRAND NEW GOLD FORTIFIED CONSTRUCTION with up to $6,000 in potential buyer incentives! The seller is offering up to $5,000 toward closing costs, prepaid items, or an interest-rate buy down when using the preferred lender. The preferred lender is also offering an additional $1,000 lender credit toward closing costs or an appraisal.Welcome to 7599 Audubon Place, a charming new construction

  Jordan Epperson RE/MAX of Orange Beach

  7599 Audubon Dr, Foley, AL 36535
• 

  Price To Be Determined

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,348 Sq Ft

  Plan 1348 at Heritage Landing, Foley, AL 36535

  Adams Homes Builder

  1423 Plymouth Dr Unit 36455540, Foley, AL 36535
• 

  

  

  /27

  $286,541

  New Construction

  • 4 Beds
  • 2 Baths
  • 1,410 Sq Ft

  7699 Sable Dr, Foley, AL 36535

  The Sullivan is a single-story floor plan featured in Bienville Landing of Foley, Alabama. With multiple exterior options to choose from, the Sullivan is an eye-catcher.This 4-bedroom, 2-bathroom, one-car garage floor plan boasts 1,417 square feet and features an inviting foyer that leads passed the bedrooms and into a spacious kitchen illuminated with natural light and is located at 7699 Sable

  Trey Kizer DHI Realty of Alabama, LLC

  7699 Sable Dr, Foley, AL 36535
• 

  

  

  /48

  $121,000

  $19K PRICE DROP

  • Land
  • 3,484 Sq Ft
  • $1,512,500 per Acre

  325 Portofino Loop, Foley, AL 36535

  Exceptional Value Alert: Recent price improvement $127,500! This offering isn’t just a deal—it’s a steal. With premium improvements already in place and no setup required, this lot is truly pull up, plug in, and enjoy from day one.Experience luxury RV living at its finest in the top ranked Bella Terra RV Resort located in Foley, AL.This exceptional RV lot is centered within a beautifully

  Vicki Griffin Goode Realty, LLC

  325 Portofino Loop, Foley, AL 36535
• 

  

  /19

  $158,900

  • Land
  • 0 Sq Ft

  561 Portofino Loop, Foley, AL 36535

  Luxury Class A (15 years or newer & 32' or greater in length) and SUPER C (10 yrs or newer & 32' or greater in length) Motor Coach Resort rated #1 in the South and in the Top 5 RV Resorts in the United States. This premium Pull-through lot offers easy access to the resort's clubhouse and amenities. Ideally situated, there is a large, common space to the West side of the lot with lush landscaping

  Denise Peoples Bella Terra Realty, LLC

  561 Portofino Loop, Foley, AL 36535
• 

  

  /24

  $354,490

  New Construction $10K PRICE DROP

  • 4 Beds
  • 3 Baths
  • 2,229 Sq Ft

  3904 Camino St, Foley, AL 36535

  This beautifully designed 4-bedroom, 3-bath home with a versatile flex room offers incredible value in a pool and clubhouse community. Just a short drive from the white sandy beaches of Gulf Shores and Orange Beach, and minutes from top shopping, dining, Tanger Outlets, and the OWA Entertainment District, this home blends comfort and convenience. The open-concept layout features quartz

  Lisa Strickland Lennar Homes Coastal Realty, LLC

  3904 Camino St, Foley, AL 36535
• 

  

  /9

  $476,990

  New Construction

  • 4 Beds
  • 3 Baths
  • 2,134 Sq Ft

  9331 Albatross Dr, Foley, AL 36535

  This lovely new home is conveniently laid out on a single floor. It showcases an open-plan layout among the Great Room, modern kitchen and dining room, which provides direct access to the covered porch in an ideal set-up for indoor-outdoor entertaining. The owner’s suite is situated at the back of the home for added privacy. One of the three secondary bedrooms is a suite with a full bathroom and

  Lennar Builder

  9331 Albatross Dr, Foley, AL 36535
• 

  

  /46

  $285,000

  • 2 Beds
  • 2.5 Baths
  • 2,137 Sq Ft

  411 W Persimmon Ave, Foley, AL 36535

  OPEN HOUSE: Sept. 20,2026 SUNDAY 12pm-4pm. $15,000 SELLER ALLOWANCE! Opportunity in the heart of Foley! This spacious 2,137 sq ft ranch-style home sits on a generous .41acre lot with NO HOA and offers a flexible floor plan with plenty of potential. The home features 2 spacious bedrooms, each with its own private bathroom, plus an additional half bath for guests. The former attached single-car

  Jennifer Earp EXIT Realty Gulf Shores

  411 W Persimmon Ave, Foley, AL 36535
• 

  

  /30

  $179,900

  • 2 Beds
  • 2 Baths
  • 938 Sq Ft

  12199 Fernwood Dr W, Foley, AL 36535

  This is a 1984 2bdrm/2 ba.mobilehome in very good condition. Covered porches on front & back. The lot has a RV hookup for your visiting guest. There is a nice storage shed on property also. Baldwin County Sewer is at the street but home is on septic. Buyer to verify all information during due diligence.

  Wayne Waters Coldwell Banker Coastal Realty-Foley

  12199 Fernwood Dr W, Foley, AL 36535
• 

  

  /58

  $499,900

  $25K PRICE DROP

  • 4 Beds
  • 3 Baths
  • 2,484 Sq Ft

  8735 Bronze Ln, Foley, AL 36535

  Welcome to this beautifully upgraded 4 bedroom, 3 bath home in one of Foley's desirable communities. This residence combines quality construction with thoughtful enhancements throughout. Inside, you'll find an open floor plan featuring a generously sized pantry with custom upgrades, additional cabinetry in the laundry room and ample space for comfortable everyday living. The kitchen offers

  Timothy Wilson Crescent Sotheby's Intl Rty-Gulf Shores

  8735 Bronze Ln, Foley, AL 36535
• 

  

  /14

  $89,900

  • Land
  • 3,484 Sq Ft
  • $1,123,750 per Acre

  321 Portofino Loop, Foley, AL 36535

  Luxury Class A Motor Coach (15 years or newer and 32' or greater in length) and Super C (10 years or newer) Resort rated #1 in the South and in the Top 5 RV Resorts in the United States. This South-facing Pull-through site is move-on ready with a pad & patio area. There is ample space available for upgrades such as an outdoor kitchen, shade pavilion and casita. With quick access to Bella Terra's

  Denise Peoples Bella Terra Realty, LLC

  321 Portofino Loop, Foley, AL 36535
• 

  /2

  $291,990

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,453 Sq Ft

  Rialto IV G Plan at Driftwood Lakes, Foley, AL 36535

  -Open Floor Plan-Three Bedrooms, Two Bathrooms-Siding Exterior-Recessed Can Lighting in Kitchen-Walk-In Pantry-Double Master Vanity-Large Master Bath Tub-Walk-In Master Closet-Two Car Garage-Covered Rear Patio

  DSLD Homes Builder

  18182 Siren Cir Unit 39420431, Foley, AL 36535
• 

  

  /19

  $380,000

  • 3 Beds
  • 2 Baths
  • 1,696 Sq Ft

  8205 Carmel Cir, Foley, AL 36535

  Charming Furnished 3-bedroom, 2-bath coastal cottage perfectly positioned between the beaches of Gulf Shores and the heart of downtown Foley. Located in a quiet cottage-style neighborhood, this Gold Fortified home offers the perfect combination of coastal charm, modern updates, and proven rental potential. Currently operating as an active Airbnb, the home has been thoughtfully designed with a

  Lisa M GRIFFIN Signature Properties

  8205 Carmel Cir, Foley, AL 36535
• 

  

  /18

  $149,000

  $150K PRICE DROP

  • Land
  • 7 Acres
  • $21,286 per Acre

  0 State Highway 59 Unit 7610914, Foley, AL 36535

  Approx. 7 acres directly on busy State Highway 59 in north Foley, AL. This property is convenient to the Foley Beach Express, I-10 and I-65. Property is zoned "B-1-a", which, for example, is suitable for a church building or a warehouse (Consult the City of Foley, AL zoning dept. for a full list of suitable uses.). There are wetlands on the property, and a copy of the wetland delineation study

  Terry Shelburne EXIT Realty Promise

  0 State Highway 59 Unit 7610914, Foley, AL 36535
• 

  

  /23

  $269,990

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,569 Sq Ft

  Mays Plan at Sarah Farms, Foley, AL 36535

  This new single-story home offers a low-maintenance layout designed for modern lifestyles. Two secondary bedrooms are located off the foyer, surrounding a full bathroom. An open-concept floorplan blends the kitchen, dining room and family room for seamless everyday transitions and multitasking. A luxurious owner’s suite is nestled into a private corner, complete with an en-suite bathroom and

  Lennar Builder

  15382 Furlong Loop Unit 38067595, Foley, AL 36535
• 

  

  /20

  $599,000

  $100K PRICE DROP

  • 968 Sq Ft

  15000 van Wezel Ln, Magnolia Springs, AL 36555

  Nestled in the charming community of Magnolia Springs, this beautiful 120-foot waterfront property offers a rare opportunity to own a piece of paradise overlooking the Cold Hole. The property boasts direct access to the water, providing breathtaking views of the river, where the gentle flow of the water creates a peaceful ambiance that's perfect for relaxation and recreation. At the heart of this

  Knox McMurphy Ashurst & Niemeyer, LLC

  15000 van Wezel Ln, Magnolia Springs, AL 36555
• 

  

  /39

  $301,650

  New Construction

  • 4 Beds
  • 2 Baths
  • 1,490 Sq Ft

  SHELBY Plan at Paxton Farms, Foley, AL 36535

  Introducing the Shelby, an exceptional single-story floor plan with a 2-car garage, located in the charming Paxton Farms community in Foley, Alabama. With a variety of stylish exterior options, the Shelby is designed to capture your attention and enhance your lifestyle. This spacious 1,490-square-foot home features 4 bedrooms and 2 bathrooms, highlighted by 9-foot ceilings throughout. Upon entry,

  D.R. Horton Builder

  17952 Hens Ave Unit 36197801, Foley, AL 36535
• 

  

  /22

  $259,490

  New Construction $5K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,569 Sq Ft

  18196 Coneflower Cir, Foley, AL 36535

  Introducing the Mays floorplan! This 1,569 sq. ft., single-story home features 3 bedrooms and 2 bathrooms in a low-maintenance layout designed for modern lifestyles. Two secondary bedrooms are located off the foyer, surrounding a full bathroom. An open-concept floorplan blends the kitchen, dining room, and family room for seamless everyday transitions and multitasking. The kitchen showcases 42"

  Lisa Strickland Lennar Homes Coastal Realty, LLC

  18196 Coneflower Cir, Foley, AL 36535
• 

  /2

  $358,604

  New Construction

  • 4 Beds
  • 2 Baths
  • 2,020 Sq Ft

  604 Mayflower Dr, Foley, AL 36535

  Move-in ready and packed with upgrades! This beautiful Gold Fortified, four-sided brick former model home offers 4 bedrooms plus a spacious office/den, providing plenty of room for family, guests, and working from home. The thoughtfully designed split floor plan offers both comfort and privacy, while the living/dining room combination creates an inviting space for entertaining. The impressive

  Adams Homes Builder

  604 Mayflower Dr, Foley, AL 36535
• 

  

  /19

  $199,000

  $38K PRICE DROP

  • Land
  • 30,579 Sq Ft
  • $283,476 per Acre

  0 Pine Acres Rd Unit 397106, Gulf Shores, AL 36542

  Prime location! This buildable lot offers approximately three-quarters of an acre foryour new home, with NO HOA. This property also offers 1/56 ownership in Taylor'sRiverview Park, providing access to the scenic Bon Secour River for boating, fishing, kayaking or simply enjoying the waterfront. Enjoy being minutes away from Gulf Shores sandy beaches, shopping, dining and entertainment. Whether

  Kathy Franklin EXIT Realty Landmark

  0 Pine Acres Rd Unit 397106, Gulf Shores, AL 36542
• 

  

  /12

  $54,900

  • Land
  • 23,958 Sq Ft
  • $99,818 per Acre

  Lot 5 Dogwood Dells Cir, Foley, AL 36535

  Discover the perfect opportunity to create your dream home in this peaceful and picturesque neighborhood tucked just off the scenic banks of Fish River. This beautiful lot offers the best of both worlds — a quiet, serene country setting, yet only minutes from the beach, shopping, and dining. Enjoy the neighborhood’s private water access, ideal for kayaking, paddleboarding, or launching a small

  Viktoriya Morris BELLATOR REAL ESTATE LLC GULF SHORES

  Lot 5 Dogwood Dells Cir, Foley, AL 36535
• 

  /2

  $312,018

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,578 Sq Ft

  18128 Selkie Ave, Foley, AL 36535

  *Contact Builder Sales Rep(s) for current incentive details.*The DELANO IV H in Driftwood Lakescommunity offers a 3 bedroom, 2 full bathroom, open design. Upgrades for this home include wood look ceramic tile flooring throughout,undermount cabinet lighting, blinds for the windows, LED coach lights on each side of the garage, custom tiled shower in master bath,framed mirrors in all baths,

  DSLD Homes Builder

  18128 Selkie Ave, Foley, AL 36535
• 

  

  /23

  $289,990

  New Construction

  • 4 Beds
  • 2 Baths
  • 1,732 Sq Ft

  3766 Casita Cir, Foley, AL 36535

  New Construction in Foley, AL! Discover incredible value in this brand new home located in a pool and clubhouse community in Foley. Just a short drive to the white sandy beaches of Gulf Shores and Orange Beach, and minutes from Foley’s best shopping and dining, Tanger Outlets, and the OWA water park and entertainment district. Residents also have access to a beautifully designed clubhouse with a

  Lisa Strickland Lennar Homes Coastal Realty, LLC

  3766 Casita Cir, Foley, AL 36535
• 

  

  /38

  $290,000

  • 3 Beds
  • 2 Baths
  • 1,658 Sq Ft

  1611 S Bay St, Foley, AL 36535

  Deal of the day! If you are looking to relocate or invest in a short term rental with NO HOA near the white, sandy beaches of the Alabama Gulf without breaking the bank, this is for you! This FULLY FURNISHED TURN KEY spacious and updated 3 bedroom 2 bath full brick home comes with newer Fortified Roof, new faux wood blinds on all windows, new sheetrock in garage, newer 14 SEER Goodman 2.5 ton Air

  Jeffrey Parker MarMac Real Estate Coastal

  1611 S Bay St, Foley, AL 36535
• 

  

  /16

  $151,500

  • Land
  • 0 Sq Ft

  800 Carrozza Ln, Foley, AL 36535

  Luxury Class A (15 years or newer & 32' or greater in length) and SUPER C (10 yrs or newer & 32' or greater in length) Motor Coach Resort rated #1 in the South and in the Top 5 RV Resorts in the United States. Whether you RV part-time or full-time, make this South-facing lakefront lot your own home away from home, or home-base. The resort Developer will include a 16' x 70' stained concrete RV

  Denise Peoples Bella Terra Realty, LLC

  800 Carrozza Ln, Foley, AL 36535
• 

  

  /32

  $329,500

  • 4 Beds
  • 2 Baths
  • 2,031 Sq Ft

  14493 Dayton Cir, Foley, AL 36535

  Seller would consider a higher priced offer with seller concessions for an interest rate buy-down. Located in Hadley Village, 14493 Dayton Circle offers a convenient location just off Highway 59 with quick access to the Foley Beach Express and Baldwin Beach Express, making it easy to get wherever you need to go. Downtown Foley is about 5 minutes away, where you’ll find Heritage Park, year-round

  Dusty Cole RE/MAX on the Coast

  14493 Dayton Cir, Foley, AL 36535
• 

  Price To Be Determined

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,525 Sq Ft

  Plan 1525 at Paxton Farms, Foley, AL 36535

  Adams Homes Builder

  17952 Hens Ave Unit 40540878, Foley, AL 36535
• 

  

  /36

  $300,001

  New Construction $10K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 1,490 Sq Ft

  9005 Chabo Cir, Foley, AL 36535

  Welcome to 9005 Chabo Circle, an exceptional single-story floor plan with a 2-car garage, located in the charming Paxton Farms community in Foley, Alabama. With a variety of stylish exterior options, the Shelby is designed to capture your attention and enhance your lifestyle.This spacious 1,490-square-foot home features 4 bedrooms and 2 bathrooms, highlighted by 9-foot ceilings

  D.R. Horton Builder

  9005 Chabo Cir, Foley, AL 36535
• 

  /2

  $332,990

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,917 Sq Ft

  Boucher III A Plan at River Oaks, Foley, AL 36535

  Explore the Boucher III A by DSLD Homes, a spacious and stylish 1,917 sq. ft. home featuring 3 bedrooms, 2 bathrooms, and a two-car garage. The attractive brick and stucco exterior offers curb appeal, while the covered rear patio provides the perfect space for outdoor enjoyment.Inside, enjoy wood floors in the living area and recessed lighting throughout the kitchen, dining, and living rooms,

  DSLD Homes Builder

  1545 Fenton Cir Unit 37233794, Foley, AL 36535
• 

  

  /34

  $375,000

  Open Sun 2PM - 4PM

  • 4 Beds
  • 2 Baths
  • 1,867 Sq Ft

  22880 Lieutenant Ave, Foley, AL 36535

  There’s plenty to enjoy at this Primland home, from the open living space to the fruit trees and garden area out back. The single-story Rhett floor plan has four bedrooms and two baths, with a kitchen that brings everyone together around a generous island. Granite countertops, stainless steel appliances, soft-close cabinets, and a walk-in pantry make the space as practical as it is

  Veronica Bishop Butler & Co. Real Estate LLC

  22880 Lieutenant Ave, Foley, AL 36535
• 

  

  /4

  $79,000

  $20K PRICE DROP

  • Land
  • 1,481 Sq Ft
  • $2,323,529 per Acre

  0 Foley Beach Expy Unit 370698, Foley, AL 36535

  Land located directly on Foley Beach Express, Baldwin County, Alabama Unique investment opportunity available in the fastest growing county in Alabama. Located just south of Baldwin Beach Express, East of Highway 59 in Foley, Alabama. Explore development opportunities along the gateway to the Gulf Beaches of South Alabama. Minutes from the intra coastal water way and the Gulf of Mexico. UNIQUE

  Tina M DAversa eXp Realty, LLC

  0 Foley Beach Expy Unit 370698, Foley, AL 36535
• 

  

  /16

  $149,900

  • Land
  • 3,789 Sq Ft
  • $1,722,989 per Acre

  19558 County Road 8 Unit 15, Gulf Shores, AL 36542

  Lot 15 is an extra-large perimeter lot in Whispering Pines RV Resort and is arguably the most shaded site in the entire park! This premium back-in lot offers abundant mature tree coverage and is beautifully upgraded for outdoor living with a custom Craftsman-style gazebo, large in-ground stone grill, and a nice storage shed. The combination of generous lot size, exceptional shade, and quality

  Levi Christian Ehmka Ryals Realty, Inc

  19558 County Road 8 Unit 15, Gulf Shores, AL 36542
• 

  

  /23

  $268,990

  New Construction $1K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,569 Sq Ft

  Mays Plan at Grasslands - Majors Collection, Foley, AL 36535

  This new single-story home offers a low-maintenance layout designed for modern lifestyles. Two secondary bedrooms are located off the foyer, surrounding a full bathroom. An open-concept floorplan blends the kitchen, dining room and family room for seamless everyday transitions and multitasking. A luxurious owner’s suite is nestled into a private corner, complete with an en-suite bathroom and

  Lennar Builder

  10286 County Road 65 St Unit 39420961, Foley, AL 36535
• 

  

  /62

  $352,900

  $17K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 2,047 Sq Ft

  22263 Aleutian Ave, Foley, AL 36535

  NEWLY ADJUSTED PRICE!!! Welcome to Roberts Cove—where comfort, style, and convenience come together! Ideally located just off County Road 12 and minutes from Foley Beach Express, this 4-bedroom, 2-bath home offers easy access to shopping, dining, and the beautiful white sandy beaches of the Gulf Coast. Inside, you’ll find a bright, open-concept floor plan featuring 8’ ceilings, granite counter

  Mandi Vancleave Elite By The Beach, LLC

  22263 Aleutian Ave, Foley, AL 36535
• 

  

  /17

  $4,400,000

  • Land
  • 44.23 Acres
  • $99,480 per Acre

  22261 Miflin Rd, Foley, AL 36535

  44.23 +/- acres - assemblage of 11 contiguous tax parcels - approved mixed-use City of Foley PUD - Currently approved for a 9-bay retail strip center, 108 condominiums in two buildings, 26 townhouses, and 82 SFRs. LISTING BROKER MAKES NO REPRESENTATION OF ACREAGE ACCURACY. BUYER TO VERIFY. Buyer to verify all information during due diligence.

  Michael Miller ABC Real Estate Services Inc

  22261 Miflin Rd, Foley, AL 36535
• 

  

  /50

  $323,900

  New Construction

  • 4 Beds
  • 2 Baths
  • 1,791 Sq Ft

  Cali Plan at Robert's Cove, Foley, AL 36535

  The Cali is a single-story, 2-car garage floor plan featured in Roberts Cove of Foley, Alabama. With multiple exteriors to choose from, the Cali is sure to catch your eyes. This 4-bedroom, 2-bathroom floor plan boasts 1,787 square feet and features a welcoming foyer and hallway that lead into a spacious kitchen filled with natural light. The open layout blends the kitchen to the dining area and

  D.R. Horton Builder

  22202 Aleutian Ave Unit 36197824, Foley, AL 36535
• 

  

  /21

  $271,490

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,569 Sq Ft

  15415 Planters Ln, Foley, AL 36535

  This new single-story home offers a low-maintenance layout designed for modern lifestyles. Two secondary bedrooms are located off the foyer, surrounding a full bathroom. An open-concept floorplan blends the kitchen, dining room and family room for seamless everyday transitions and multitasking. A luxurious owner’s suite is nestled into a private corner, complete with an en-suite bathroom and

  Lennar Builder

  15415 Planters Ln, Foley, AL 36535
• 

  

  /18

  $121,000

  $18K PRICE DROP

  • Land
  • 0 Sq Ft

  604 Sereno St, Foley, AL 36535

  Luxury Class A (15 yrs or newer and length of 32' or greater) and SUPER C (10 yrs or newer and 32' or greater in length) Motor Coach Resort rated #1 in the South and in the Top 5 RV Resorts in the United States. Guests of this site enjoy a Southern exposure. This Coach Estate lot is situated on the resort's East peninsula offering beautiful lake and sunset views. The site features 2 poly

  Denise Peoples Bella Terra Realty, LLC

  604 Sereno St, Foley, AL 36535
• 

  

  /31

  $179,500

  $10K PRICE DROP

  • 2 Beds
  • 2 Baths
  • 1,296 Sq Ft

  8621 Carriage Way, Foley, AL 36535

  Situated in Foley Grove, a well-maintained 55+ land-leased community near the Gulf Coast beaches, this attractive two-bedroom, two-bath residence with a den is located on a cul-de-sac along a scenic walking path, conveniently close to the clubhouse and pool. The home offers excellent curb appeal, highlighted by a welcoming front porch and pergola. Interior features include abundant natural light,

  Patrick Etheridge Suncrest Sales Corp

  8621 Carriage Way, Foley, AL 36535

Showing Results 281 - 320, Page 8 of 18