Gila County AZ Homes for Sale

• 

  

  

  /35

  $539,000

  • 4 Beds
  • 3 Baths
  • 2,304 Sq Ft

  539 E Boney Back Vista, Tonto Basin, AZ 85553

  Stunning home nestled in the heart of Tonto Basin. Set on 0.81+- this property offers wonderful mountain views and easy to maintain desert landscaping. Spacious 2,304 sq. ft. 4-bedroom 3-bathroom open concept living space flows effortlessly offering both comfort and functionality. Oversized kitchen island, walk-in pantry, stainless-steel appliances and upgraded gas pack. Main suite features a

  George Ewing EWING LAND & CATTLE CO.

  539 E Boney Back Vista, Tonto Basin, AZ 85553
• 

  

  

  /25

  $415,000

  • 5 Beds
  • 3 Baths
  • 1,856 Sq Ft

  2010 N Fredanovich Cir, Payson, AZ 85541

  5-Bedroom Home Backing to National ForestThis hard-to-find 5-bed, 3-bath home offers space, privacy, and direct access to the national forest. Downstairs features 2 bedrooms and a full bath; upstairs includes the primary suite with en suite bath, plus 2 more bedrooms and another full bath.Enjoy the very private backyard backing the national forest, and a 2-car carport with attached

  Jill Alberts COLDWELL BANKER BISHOP REALTY - PINE

  2010 N Fredanovich Cir, Payson, AZ 85541
• 

  

  

  /26

  $550,000

  • 3 Beds
  • 3 Baths
  • 1,900 Sq Ft

  474 N Meadow Way, Payson, AZ 85541

  This is a very charismatic home snuggled in with the trees and the warmth from your beautiful wood stove. The open loft is considered 1 of 4 potential bedrooms but we have it listed as a 3/2. If you're looking for that summer cabin, you've found it! Very heavily wooded area in one of the most desirable locations in the world!

  Kay Adams Desert 2 Mountain Realty

  474 N Meadow Way, Payson, AZ 85541
• 

  

  

  /43

  $110,000

  • 2 Beds
  • 2 Baths
  • 1,050 Sq Ft

  2165 N Wheatfields Rd Unit 41, Globe, AZ 85501

  Your Dream Retreat Awaits!
Step into this brand-new 2024 Champion 2-bed, 2-bath mobile home at Roosevelt Ranch MH and RV Resort, just 12 miles from the stunning Roosevelt Lake! Spanning a spacious lot with a 6′ front deck offering breathtaking views, this home is ready for you to personalize and make your own. Perfect for adventure seekers and families alike, this home features a big

  Adrea France Keller Williams Realty Phoenix

  2165 N Wheatfields Rd Unit 41, Globe, AZ 85501
• 

  

  

  /32

  $189,900

  • 4 Beds
  • 2 Baths
  • 1,316 Sq Ft

  5918 Grover Canyon Rd, Claypool, AZ 85532

  This remodeled 4-bedroom, 2-bath home features modern updates throughout. The seller is installing a brand-new HVAC system for optimal comfort, and the roof has been recently redone for added durability. Enjoy new flooring throughout the home, providing a fresh and inviting atmosphere. The property is serviced by a septic system. Perfect for families or anyone seeking a move-in ready space!

  Jessy Perkins Stallings & Long Realty

  5918 Grover Canyon Rd, Claypool, AZ 85532
• 

  

  /23

  $490,000

  • 4 Beds
  • 3 Baths
  • 2,028 Sq Ft

  945 W Juniper Dr, Miami, AZ 85539

  Meticulously Maintained 4-Bedroom, 3-Bath Home with Hilltop Views! Welcome to your dream home! Perfectly perched atop a hill, this beautifully maintained 4-bedroom, 3-bath residence offers an exceptional blend of comfort, elegance, and privacy. From the moment you arrive, you'll be captivated by the home's impeccable curb appeal and the breathtaking views that stretch for miles. Step inside to

  Brandi Uptain Oak Realty

  945 W Juniper Dr, Miami, AZ 85539
• 

  

  /35

  $427,000

  • 3 Beds
  • 2 Baths
  • 1,664 Sq Ft

  700 S Mud Springs Rd, Payson, AZ 85541

  Welcome to Rim Country Living--Where Adventure Meets Convenience! With RV Parking and more, this home is Tucked beneath thick trees in the heart of Payson, this 3-bedroom, 2-bath retreat offers the perfect blend of peaceful seclusion and in-town convenience. Whether you're chasing sunsets or just parking your toys after a weekend on the road this property has you covered--literally. The covered

  Don 'Junior' Queen COLDWELL BANKER BISHOP REALTY - PAYSON

  700 S Mud Springs Rd, Payson, AZ 85541
• 

  

  /43

  $65,000

  • 3 Beds
  • 2 Baths
  • 1,064 Sq Ft

  2165 N Wheatfields Rd Unit 34, Globe, AZ 85501

  Escape to the tranquil Roosevelt Ranch community with this 3-bedroom, 2-bathroom manufactured home, perfectly situated near Globe, AZ, Roosevelt Lake, and the breathtaking Tonto National Forest. This property is a fantastic opportunity for those looking to personalize a home in a serene desert setting, ideal for year-round living, a vacation retreat, or an outdoor enthusiast's haven. This home is

  Adrea France Keller Williams Realty Phoenix

  2165 N Wheatfields Rd Unit 34, Globe, AZ 85501
• 

  

  /34

  $825,000

  • 4 Beds
  • 3 Baths
  • 2,373 Sq Ft

  9016 W Fossil Creek Rd, Pine, AZ 85544

  Spacious open floor plan with covered deck to enjoy the views of majestic mountains and Ponderosa Pines! Large main bedroom with ensuite with walk in shower. 3 car garage and 5 car carport, one with high roof for RV

  Clark Jones eXp Realty

  9016 W Fossil Creek Rd, Pine, AZ 85544
• 

  

  /62

  $775,000

  • 3 Beds
  • 1 Bath
  • 2,620 Sq Ft

  47966 Arizona 288, Young, AZ 85554

  Perched atop a gentle hill and surrounded by the serenity of a 5,000-acre private valley, this truly one-of-a-kind 2.26-acre property offers sweeping 360-degree views of meadows, mountains, and National Forest. More than a home, this property is a historical treasure--once a 1920s general store, now beautifully restored and thoughtfully expanded into a timeless and livable residence.Featured on

  Josh Meacham West USA Realty

  47966 Arizona 288, Young, AZ 85554
• 

  

  /26

  $779,000

  • 4 Beds
  • 2.5 Baths
  • 2,124 Sq Ft

  4405 N Mogollon Dr, Pine, AZ 85544

  Discover mountain living at its finest in this beautifully remodeled 4-bedroom, 2.5-bath, 1,900 sq. ft. cabin retreat--just minutes from Strawberry and Payson. Set on a peaceful lot with breathtaking views of the Mogollon Rim, this spacious home features a vaulted-ceiling great room and a private deck perfect for morning coffee or sunset gatherings. Whether you're cozying up inside or enjoying

  Lisa Olson Silver Alliance Realty

  4405 N Mogollon Dr, Pine, AZ 85544
• 

  

  /10

  $189,900

  • 2 Beds
  • 1 Bath
  • 898 Sq Ft

  218 S Wentworth Ave, Miami, AZ 85539

  Fully renovated home ready for new owner. House has 2 oversized bedrooms and new bathroom. Wood floors throughout, 42'' upper cabinets, quartz countertops, new dual pane windows. Not only is the home beautiful but it also has new plumbing, electrical, and HVAC. Property has ample storage and parking spaces. Home is situated next door to the multi-million dollar school renovation. This is a must

  Kamberly Stoltz DPR Realty LLC

  218 S Wentworth Ave, Miami, AZ 85539
• 

  

  /55

  $775,000

  • 4 Beds
  • 3 Baths
  • 2,704 Sq Ft

  5574 W Solitude Trails Loop, Pine, AZ 85544

  Charming Log-Sided Mountain Home in Solitude TrailsNestled among tall pine trees on two combined lots totaling 0.67 acres, this beautiful log-sided home offers the perfect blend of rustic charm and modern comfort. Located in the gated community of Solitude Trails, this spacious residence features 4 bedrooms, 3 full bathrooms, and a large activity room, providing ample space for family and

  Jill Alberts Coldwell Banker Bishop Realty

  5574 W Solitude Trails Loop, Pine, AZ 85544
• 

  

  /14

  $575,000

  • 3 Beds
  • 2 Baths
  • 2,136 Sq Ft

  692 S Buenagua Rd, Payson, AZ 85541

  Discover the potential of this unique creekside cabin nestled in the heart of Kohl's Ranch—where you can fish right from your back porch. The interior has been fully gutted, offering a blank canvas to design your dream getaway. Choose your own custom floor plan or utilize the one already prepared by the current owners. Located next to Camp Tontozona, this property is ideal as a vacation rental

  Rory Huff ERA-Young Realty & Investment

  692 S Buenagua Rd, Payson, AZ 85541
• 

  

  /105

  $1,575,000

  • 4 Beds
  • 5 Baths
  • 5,934 Sq Ft

  2910 E Chuparosa Cir, Payson, AZ 85541

  This stunning one of a kind, timeless custom home in the prestigious Chaparral Pines community offers breathtaking 360-degree mountain views and views from every room--an incredible value priced per square foot. Perched on a scenic hilltop, this residence boasts luxurious main-level living, featuring 4 bedrooms, 5 bathrooms, and premium finishes throughout. The expansive primary suite is a true

  Kristin Croak ERA YOUNG REALTY-PAYSON

  2910 E Chuparosa Cir, Payson, AZ 85541
• 

  

  /26

  $150,000

  • 3 Beds
  • 2 Baths
  • 1,118 Sq Ft

  309 Arizona 177, Winkelman, AZ 85192

  This charming Winkelman home has been thoughtfully remodeled to combine classic coastal appeal with modern comfort. It features two spacious bedrooms and a full bathroom, perfect for relaxing and everyday living. The interior showcases updated finishes, fresh paint, and contemporary fixtures for a bright, welcoming atmosphere. In addition to the main residence, there's a charming guest home

  Veronica Tewksbury 4 Sons Realty E.S.V.C. LLC

  309 Arizona 177, Winkelman, AZ 85192
• 

  

  /23

  $475,000

  • 3 Beds
  • 2 Baths
  • 1,165 Sq Ft

  6869 W Ute Trail, Pine, AZ 85544

  This beautifully maintained cabin sits overlooking a generous treed 0.48-acre lot Inside, enjoy vaulted ceilings with exposed beams, freshly painted neutral interior, wainscoting wall accent, wood plantation shutters, walk-in showers, and a cozy pellet stove. The above-ground basement/studio space features a private entrance, full bath, and bonus room that doubles as a third bedroom—ideal

  Amity Justice Coldwell Banker Bishop Realty

  6869 W Ute Trail, Pine, AZ 85544
• 

  

  /12

  $199,500

  • Land
  • 1.00 Acre
  • $199,500 per Acre

  000 Juniper Rd Unit 149;B, Strawberry, AZ 85544

  Looking for a nice level lot to build your future home? This great 1 acre lot has beautiful trees bordered around it and grass in the center lots of privacy. Manufactured homes allowed in neighborhood (buyer to verify). Electricity and water to lot line (meter must be obtained consult water company for details), septic will need installed.

  Denise McGuire West USA Realty

  000 Juniper Rd Unit 149;B, Strawberry, AZ 85544
• 

  

  /57

  $514,900

  • 2 Beds
  • 2 Baths
  • 1,529 Sq Ft

  902 S Santa fe Cir, Payson, AZ 85541

  Mountain vibes, modern style. This dreamy 2 bed 2 bath cabin is where cozy meets chic. Freshly renovated & straight out of a catalog, the whole place has been transformed - think new flooring, fresh paint, shiplap accents & all-new fixtures that set the tone in every room. Both bathrooms got a glow-up with new vanities, faucets, mirrors, & toilets. The kitchen? Completely reimagined w/ stainless

  Randi Garcia New Nest Group

  902 S Santa fe Cir, Payson, AZ 85541
• 

  

  /24

  $430,000

  • 3 Beds
  • 1.5 Baths
  • 1,428 Sq Ft

  3219 N Pinewood Dr, Pine, AZ 85544

  Escape to the Pines - Pinewood Haven A-Frame Classic.Tucked away in the whispering pines, this charming 1967 A-frame is a timeless retreat with all the right modern upgrades. Welcome to Pinewood Haven—where cozy cabin vibes meet comfort and convenience.Boasting 3 full bedrooms and 1.5 baths, this 1,428 sq ft gem invites you to breathe in the mountain air and unwind in style. The

  Kristy DeWitz My Home Group Real Estate

  3219 N Pinewood Dr, Pine, AZ 85544
• 

  

  /6

  $339,000

  • 2 Beds
  • 2 Baths
  • 1,248 Sq Ft

  204 N Kodz Rd, Payson, AZ 85541

  Mid Century Modern slash cabin in the woods. in Payson AZ. 2 bedroom 2 bath, on record as around 1300sqft. however it has both a in closed office and gym that are not included in that number. Roof shingles on house redone 3 years ago. House was re-plumbed with PEX about 4 years ago. Kitchen and bathrooms have been upgraded aswell as flooring , int. doors and fixtures. Detached garage and a huge

  James Ward HomeSmart

  204 N Kodz Rd, Payson, AZ 85541
• 

  

  /10

  $199,500

  • Land
  • 1.00 Acre
  • $199,500 per Acre

  0000 Juniper Rd, Strawberry, AZ 85544

  Looking for a nice level lot to build your future home? This great 1 acre lot has beautiful trees bordered around it and grass in the center lots of privacy. Manufactured homes allowed in neighborhood (buyer to verify). Electricty and water to lot line (meter must be obtained, call company for info), septic will need installed.

  Denise McGuire West USA Realty

  0000 Juniper Rd, Strawberry, AZ 85544
• 

  

  /53

  $748,000

  • 3 Beds
  • 2 Baths
  • 1,792 Sq Ft

  5000 N Trails End Dr, Pine, AZ 85544

  The .85 acres on this listing is two lots. And you won't believe the astonishing 240 degree unlimited views of the Mogollon Rim & Pine Canyon? Aside from stunning views, the peaceful feeling you experience while sitting on the deck, takes away an abundance of stress. The .85 acre property, located away from highway traffic, guarantees no one will be crowding you. Many improvements and Updates

  Ginger Jeffers Opportunity 2 Own Real Estate

  5000 N Trails End Dr, Pine, AZ 85544
• 

  

  /35

  $209,000

  • Land
  • 1.09 Acres
  • $191,743 per Acre

  5175 N Bear Flat Rd, Payson, AZ 85541

  On yr round Tonto Creek, this 1.09 acre lot has 130ft frontage on Tonto Creek, Backs USFS. The area on Tonto Creek has been improved with boulder and shade trees for creek enjoyment. The lot has been improved with a road to top of the lot for the building pad. Septic and well installed. Great wildlife and fishing. Once you enter this gated community you will feel like you are in another world.

  Brenda Palmer REALTY EXECUTIVES ARIZONA TERR

  5175 N Bear Flat Rd, Payson, AZ 85541
• 

  

  /40

  $549,900

  • 3 Beds
  • 2 Baths
  • 2,079 Sq Ft

  367 S River Rd, Payson, AZ 85541

  Beautiful 2,079+/-sq.ft. LOG home on over an Acre fenced lot shows a lot of detail perfect for your forever home! Located just 20 minutes south of Payson, this Property features a perfect Oasis for your Memory Maker whether you are a gardener, want horses, chickens, room for cars/RV's/toys, close to fishing or just need that elbow room w/NO HOA & Fantastic Views! There are 3 sheds ''includes

  Marty Carpenter ERA-Young Realty & Investment

  367 S River Rd, Payson, AZ 85541
• 

  

  /35

  $209,000

  • Land
  • 1.08 Acres
  • $193,519 per Acre

  5175 N Bear Flat Rd Unit 141B, Payson, AZ 85541

  On yr round Tonto Creek, this 1.09 acre lot has 130ft frontage on Tonto Creek, Backs USFS. The area on Tonto Creek has been improved with boulder and shade trees for creek enjoyment. The lot has been improved with a road to top of the lot for the building pad. Septic and well installed. Great wildlife and fishing. Once you enter this gated community you will feel like you are in another world.

  Brenda Palmer Realty Executives Arizona Territory

  5175 N Bear Flat Rd Unit 141B, Payson, AZ 85541
• 

  

  /29

  $325,000

  • 4 Beds
  • 2 Baths
  • 1,152 Sq Ft

  6252 W Prince Dr, Pine, AZ 85544

  This home plays like a great country song as you drive down a hidden dirt lane where horses and elk roam. Tucked away amongst towering pines and in the heart of Pine is this fully remodeled, double wide home on almost a half acre of land. This 4BDRM/2BA is 1152sf and freshly remodeled in 2024-2025 with new vinyl plank flooring, kitchen cabinets and appliance and windows. Split floorplan has the

  Deborah Rose Realty ONE Group

  6252 W Prince Dr, Pine, AZ 85544
• 

  

  /43

  $595,000

  • 4 Beds
  • 2 Baths
  • 1,464 Sq Ft

  691 N Pyle Ranch Rd, Payson, AZ 85541

  Welcome to Arizona's beautiful Rim Country .Discover your perfect Hideaway. Close to the charming little community of Ellison Creek Estates . This is a rare find - tucked away on a large 1+ acre lot with captivating mountain views and a close by year-round creek that runs through the community. You will enjoy the cool fresh air and the nearby lakes, streams, and hiking trails. This 4-bedroom, 2

  Daniel Perez Exzel Realty

  691 N Pyle Ranch Rd, Payson, AZ 85541
• 

  

  /21

  $99,000

  • 1 Bed
  • 1 Bath
  • 400 Sq Ft

  3933 Arizona 260 Unit 136, Star Valley, AZ 85541

  Very cute cabin style park model one bedroom, one bath with a loft. trex Back deck well, kept Price to sell quickly.

  Mark Alten Delex Realty, LLC

  3933 Arizona 260 Unit 136, Star Valley, AZ 85541
• 

  

  /36

  $422,000

  • 2 Beds
  • 1 Bath
  • 1,236 Sq Ft

  894 S Accuracy Way, Tonto Basin, AZ 85553

  Discover your brand-new home, custom-built just for you! This house features an open floor plan with a charming farmhouse-style island, two walk-in pantries, granite countertops, and a wine cabinet. Enjoy extra-high ceilings and a cozy fireplace. The spacious bathroom boasts a step-in shower, while the two bedrooms come equipped with walk-in closets. There's a large two-car garage with laundry

  Codie Champie-Kennedy My Home Group Real Estate

  894 S Accuracy Way, Tonto Basin, AZ 85553
• 

  

  /16

  $447,000

  • 3 Beds
  • 1 Bath
  • 1,056 Sq Ft

  3596 N Pine View Dr, Pine, AZ 85544

  Tucked in the trees on 3/4 acre lot, this cabin has a full wrap around deck. Interior features include a fresh kitchen update among other inviting features, making this a comfortable retreat in the pines for full or part time living, or for short term rentals. View the trees from every window. Homeowner is a licensed Az Realtor. Seller will be participating in a 1031 Exchange at no cost to the

  Edward Shearer Opportunity 2 Own Real Estate

  3596 N Pine View Dr, Pine, AZ 85544
• 

  

  /6

  $159,000

  • Land
  • 1.12 Acres
  • $141,964 per Acre

  402 S Decision Pne -- Unit 2, Payson, AZ 85541

  This beautiful acre plus lot in the prestigious Rim Club is the perfect location for your next dream home! The lot is gently sloped up from the street giving you advantages for beautiful mountain views of Rim Country. Situated in a quiet cul-de-sac, you have multiple driveway access points to suit your privacy needs. Come enjoy the luxurious amenities, the finest golf course in Payson, and the

  Edyi Fawcett-Nickola Keller Williams Realty Sonoran Living

  402 S Decision Pne -- Unit 2, Payson, AZ 85541
• 

  

  /6

  $159,000

  • Land
  • 1.12 Acres
  • $141,964 per Acre

  402 S Decision Pine, Payson, AZ 85541

  This beautiful acre plus lot is the perfect location for your next dream home! The lot is gently sloped up from the street giving you advantages for beautiful mountain views of Rim Country. Situated in a quiet cul-de-sac, you have multiple driveway access points to suit your privacy needs. Come enjoy the luxurious amenities, the finest golf course in Payson, and the amazing views that await!

  Janelle Geesling Keller Williams Realty Sonoran Living - SCOTTSDALE

  402 S Decision Pine, Payson, AZ 85541
• 

  

  /31

  $424,000

  • 3 Beds
  • 2 Baths
  • 1,620 Sq Ft

  4818 Sycamore Dr, Pine, AZ 85544

  Peaceful Retreat with Creek Views in Secluded Pine - Surrounded by NatureWelcome to your cozy and inviting getaway in the heart of Pine. This charming home offers beautiful views of a nearby creek and is surrounded by mature trees--including apple, cherry, plum, pear, and peach trees--providing a serene, natural setting with exceptional privacy.The property includes a 1.5-car detached garage with

  Marc Gastineau Realty ONE Group

  4818 Sycamore Dr, Pine, AZ 85544
• 

  

  /31

  $429,000

  • 3 Beds
  • 2 Baths
  • 1,652 Sq Ft

  4818 N Sycamore Dr, Pine, AZ 85544

  Peaceful Retreat with Creek Views in Secluded Pine - Surrounded by NatureWelcome to your cozy and inviting getaway in the heart of Pine. This charming home offers beautiful views of a nearby creek and is surrounded by mature trees—including apple, cherry, plum, pear, and peach trees—providing a serene, natural setting with exceptional privacy.The property includes a 1.5-car

  Marc Gastineau Realty ONE Group

  4818 N Sycamore Dr, Pine, AZ 85544
• 

  

  /36

  $425,000

  • 4 Beds
  • 3 Baths
  • 1,600 Sq Ft

  908 N Easy St, Payson, AZ 85541

  Chalet-Style Mountain Retreat on Easy Street!Welcome to your spacious three-story mountain getaway, where comfort meets charm. This large chalet-style home features an open-concept kitchen, dining, and living area—perfect for entertaining or cozy nights in. The main level also includes a generously sized primary suite for ultimate convenience. All bedrooms offer ample closet space, and the

  Maia Crespin Coldwell Banker Bishop Realty

  908 N Easy St, Payson, AZ 85541
• 

  

  /34

  $229,900

  • 3 Beds
  • 1 Bath
  • 2,510 Sq Ft

  5463 E Roberts Dr, Globe, AZ 85501

  Spacious 2BR/2BA home offering over 2,500 sq ft of living space, plus a large loft that can be used as a third bedroom, home office, or bonus room. The home features an oversized living room, ideal for entertaining, and a fully enclosed Arizona room with direct access to the backyard-perfect for year-round enjoyment.The property includes a 1-car garage with built-in workspace, multiple covered

  Jessy Perkins

  5463 E Roberts Dr, Globe, AZ 85501
• 

  

  /39

  $599,000

  • 7,924 Sq Ft

  140 W Oak St, Globe, AZ 85501

  Located in the heart of historic Globe, Arizona, just one block from the highway on Oak and Pine Streets, this 7,924 sq ft mixed-use property offers exceptional potential for investors. Currently home to four diverse storefronts - including a dentist's office, tattoo parlor, beauty salon, and AA recovery center - the property generates a rental income of $59,692. Additionally, it features two

  Gregory Shoemaker Oak Realty

  140 W Oak St, Globe, AZ 85501
• 

  

  /44

  $699,000

  • 4 Beds
  • 3 Baths
  • 2,600 Sq Ft

  125 W Cottage Creek Ct, Payson, AZ 85541

  Charming 4-Bedroom Home in Desirable Payson Cul-de-Sac. Welcome to your dream home in the heart of Payson! Nestled in a quiet, friendly cul-de sac, this beautifully maintained 4-bedroom, 3-bathroom home offers the perfect blend of comfort, convenience, and charm. The versatile split floor plan includes 2 bedrooms upstairs and 2 bedrooms downstairs. Any of which can easily be converted into a home

  Maia Crespin Coldwell Banker Bishop Realty

  125 W Cottage Creek Ct, Payson, AZ 85541
• 

  

  /32

  $565,000

  • 2 Beds
  • 1 Bath
  • 1,207 Sq Ft

  4872 Trail End Dr, Pine, AZ 85544

  This unique A-frame on 0.4 acres blends cozy character with modern updates and functional spaces. The interior design features a spacious main floor bedroom that opens to a sunlit front patio with views of the Rim and additional bedroom upstairs with loft or 3rd bedroom space. Enjoy an open kitchen with breakfast bar, cozy fireplace, and t&g wood accents. Several large outdoor entertaining

  Amity Justice Coldwell Banker Bishop Realty

  4872 Trail End Dr, Pine, AZ 85544

Showing Results 361 - 400, Page 10 of 16