1,240

Haines City, FL Homes for Sale

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  • /40

    $245,000

    $5K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,152 Sq Ft

    2008 Lake Ellen Dr, Haines City, FL 33844

    Lakefront living with your own covered boat dock and no HOA. This 3 bedroom, 2 bathroom home features a spacious Florida room, updated interior, and plenty of storage throughout. The kitchen includes all appliances, a dishwasher, and an under-sink reverse osmosis filtration system. Vinyl plank flooring runs through most of the home, with linoleum in the kitchen and laundry area.The primary

    Chris Creegan CREEGAN GROUP

    2008 Lake Ellen Dr, Haines City, FL 33844
  • /11

    $357,130

    New Construction $20K PRICE DROP
    • 4 Beds
    • 3 Baths
    • 2,387 Sq Ft

    3393 Linger Ln, Haines City, FL 33844

    Open first floor creates a unified living space with a large great room that overlooks the kitchen and dining area. Upstairs loft can be used to best fit your needs and tech area is perfect for a home office.

    Meritage Homes Builder
    3393 Linger Ln, Haines City, FL 33844
  • /13

    $333,190

    $7K PRICE DROP
    • 5 Beds
    • 2.5 Baths
    • 2,276 Sq Ft

    270 Tarpon Bay Blvd, Haines City, FL 33844

    Spacious 5-bedroom, 2.5-bathroom home offering plenty of room for large families, multi-generational living, or anyone looking for extra space to work, relax, and entertain. The open-concept floor plan provides a seamless flow between the living, dining, and kitchen areas, making everyday living both comfortable and convenient. The kitchen features granite countertops, a large center island with

    Kavita Uttamchandani CENTURY 21 CARIOTI

    270 Tarpon Bay Blvd, Haines City, FL 33844
  • 1042 Ambleside Dr, Haines City, FL 33844

    $276,990

    New Construction
    • 3 Beds
    • 2 Baths
    • 1,582 Sq Ft

    1042 Ambleside Dr, Haines City, FL 33844

    3 bed | 2 bath | 1-bay | 1582 sqft *Closing costs are additional and not included in the USDA 30 year fixed rate 100% financing. Terms and availability of this loan program, and the sales price, are examples only and are subject to change without notice. Loans are subject to credit approval. Restrictions and conditions may apply. USDA loans are subject to income and geographic eligibility

    Century Complete Builder
    1042 Ambleside Dr, Haines City, FL 33844
  • /60

    $349,999

    $10K PRICE DROP
    • 4 Beds
    • 2 Baths
    • 1,542 Sq Ft

    1529 Gulf Vue Dr, Haines City, FL 33844

    POOL HOME BOASTING AMAZING GOLF COURSE VIEWS! Welcome home to this lovely 4 bed/2 bath pool home in the award-winning, GATED community of Southern Dunes Golf & Country Club. The home is perfectly situated on a quiet street within the community and overlooks the 17th Fairway. The home will be sold FULLY FURNISHED and TURN-KEY READY and offers the desirable features of an open floor concept

    Shannon Miller 1513 REALTY LLC

    1529 Gulf Vue Dr, Haines City, FL 33844
  • /15

    $195,000

    • 2 Beds
    • 2 Baths
    • 1,344 Sq Ft

    141 Victoria Dr, Haines City, FL 33844

    Move-in ready , furnished and located in one of Haines City's best 55+ communities ( SWEETWATER Golf and Tennis) , this updated 2-bedroom, 2-bath home includes a golf cart with a very short ride to the clubhouse, tennis courts, and community amenities. You own the land. This well-maintained home offers 1,344 square feet of updated, low-maintenance living with major improvements already completed,

    Michael Hochadel BHHS FLORIDA PROPERTIES GROUP

    141 Victoria Dr, Haines City, FL 33844
  • /19

    $330,000

    $85K PRICE DROP
    • 4 Beds
    • 2.5 Baths
    • 2,271 Sq Ft

    112 Brinsmead Rd, Haines City, FL 33844

    Short Sale. This spacious 4-bed, 2.5-bath home features an open-concept layout with a modern kitchen, inviting living areas, and a convenient half bath on the 1st floor for guests. Upstairs, a loft connects three secondary bedrooms, while the primary suite offers a walk-in closet and elegant bath. Enjoy Florida living on your covered patio, all in a prime location near shopping, dining, and major

    Florence Figueroa VJMAS REALTY

    112 Brinsmead Rd, Haines City, FL 33844
  • /69

    $250,000

    • Land
    • 10,018 Sq Ft
    • $1,086,957 per Acre

    902 E Main St, Haines City, FL 33844

    Prime Commercial Vacant Land in the Heart of Haines City, Florida! Seize the opportunity to establish your footprint in Central Florida with this exceptional commercial corner lot, perfectly situated in the thriving city of Haines City. This prime piece of real estate boasts an unbeatable location, offering both the charm of small-town living and the exciting momentum of one of the area's

    Stacey Towns STACEY TOWNS REALTY LLC

    902 E Main St, Haines City, FL 33844
  • /2

    $379,499

    New Construction
    • 5 Beds
    • 3 Baths
    • 2,471 Sq Ft

    6047 Prairie Run, Haines City, FL 33844

    Check out the Indigo, a spacious two-story, 5-bedroom, 3-bathroom, 2-car garage home perfect for growing families or hosting guests. Enter the impressive foyer with soaring ceilings that creates an immediate sense of openness. From the foyer, the home effortlessly flows into the main living areas and kitchen. With quartz countertops throughout, stainless-steel appliances and a smart thermostat

    Casa Fresca Homes Builder
    6047 Prairie Run, Haines City, FL 33844
  • /2

    $336,990

    New Construction
    • 3 Beds
    • 2.5 Baths
    • 2,298 Sq Ft

    4259 Farmhouse Rd, Haines City, FL 33844

    Discover The Lancaster — Classic Elegance Meets Modern Comfort Welcome to The Lancaster, a stunning two-story home from our Heritage Collection, offering 2,298 square feet of thoughtfully designed living space. This residence beautifully blends timeless architectural charm with today’s modern conveniences. Step into the open foyer and flow effortlessly through the expansive main floor, featuring

    Maronda Homes Builder
    4259 Farmhouse Rd, Haines City, FL 33844
  • /10

    $59,999

    $40K PRICE DROP
    • 2 Beds
    • 2 Baths
    • 900 Sq Ft

    200D Oak Harbor Camp Unit 200-D, Haines City, FL 33844

    Spacious 2 bedroom 2 bath 810 Sq. Ft. Home with Large Front Porch. Open concept with Large U-Shaped Kitchen. Stainless Steel Appliances, Dishwasher, Double Door Fridge. Laundry Hook ups. Large Parking Area. Must See.

    Sandra Bergman Cove Communities

    200D Oak Harbor Camp Unit 200-D, Haines City, FL 33844
  • /4

    $45,000

    • Land
    • 5,227 Sq Ft
    • $375,000 per Acre

    0 N 6th St Unit MFRO6381931, Lake Hamilton, FL 33844

    Discover the perfect opportunity to build your vision on this vacant residential lot located in Haines City. Whether you’re looking to build your dream home or invest in Florida land, this property offers endless potential.Conveniently situated near downtown, you’ll enjoy both privacy and accessibility. Haines City continues to grow, making this an excellent opportunity for homeowners and

    Eliezer Ayala PLATINUM STAR REALTY

    0 N 6th St Unit MFRO6381931, Lake Hamilton, FL 33844
  • /2

    $56,000

    • Land
    • 4,356 Sq Ft
    • $560,000 per Acre

    1400 Doctor Martin Luther King Junior Way, Haines City, FL 33844

    This 0.10-acre vacant lot at 1400 Dr. Martin Luther King Jr. Way in Haines City, Florida, "Zoning: CNC" offers an affordable opportunity to investment property. Conveniently located near local shops, schools, and major roads, this compact parcel is perfect for low-maintenance living or a smart investment in a growing area. Pin Location: Latitude 28.12078836, Longitude -81.62251702. Note: buyers I

    Samih Sadiq KELLY RIGHT REAL ESTATE

    1400 Doctor Martin Luther King Junior Way, Haines City, FL 33844
  • 1508 Redwood Ln Unit 38253899, Haines City, FL 33844

    $284,990

    New Construction
    • 4 Beds
    • 2 Baths
    • 1,498 Sq Ft

    FREEPORT II Plan at Hamilton Bluff, Haines City, FL 33844

    The Freeport floor plan at Hamilton Bluff offers the perfect blend of comfort, functionality, and modern design. Built with durable all-concrete block construction, this one-story home maximizes living space with a bright, open-concept layout that’s ideal for everyday living and entertaining. As you enter through the foyer, you’ll find two spacious guest bedrooms and a full guest bath with a

    D.R. Horton Builder
    1508 Redwood Ln Unit 38253899, Haines City, FL 33844
  • /28

    $249,900

    $5K PRICE DROP
    • 2 Beds
    • 2 Baths
    • 1,638 Sq Ft

    3 Maple Run, Haines City, FL 33844

    Welcome to this charming home located in the desirable community of Sun-Air with NO HOA! From the moment you step through the front door, you are welcomed by a very spacious living room filled with natural light and an inviting open feel. The home offers a comfortable and functional layout with well-sized bedrooms and a generously sized primary suite featuring carpet flooring, a walk-in closet,

    Stacey Towns STACEY TOWNS REALTY LLC

    3 Maple Run, Haines City, FL 33844
  • /61

    $289,990

    • 3 Beds
    • 2 Baths
    • 1,625 Sq Ft

    1779 Post Oak Dr, Davenport, FL 33837

    Excellent investment opportunity in Lake Charles Cove with tenant in place through August 31, generating immediate rental income of $2,000 monthly. Located in Davenport, this 3-bedroom, 2-bathroom home offers a functional layout, comfortable living spaces, and a convenient location, making it an attractive option for investors seeking a stable income-producing property.The home features an

    Ernesto Pineda AGENT TRUST REALTY CORPORATION

    1779 Post Oak Dr, Davenport, FL 33837
  • /25

    $446,990

    New Construction
    • 4 Beds
    • 3.5 Baths
    • 2,725 Sq Ft

    McGRAW Plan at Cascades, Davenport, FL 33837

    Discover the McGraw, a spacious two-story, 4-bedroom home available to build in Cascades, located in Davenport, Florida. Here you will find durable concrete block construction and a flexible floor plan thoughtfully designed for MultiGEN living. This home includes a private first-floor suite with bedroom, full bathroom, and kitchenette. Making it perfect for guests, extended family, or older

    D.R. Horton Builder
    1301 Cascades Ave Unit 39012517, Davenport, FL 33837
  • /16

    $250,999

    New Construction $23K PRICE DROP
    • 3 Beds
    • 2.5 Baths
    • 1,423 Sq Ft

    2994 Cherry Ln, Haines City, FL 33844

    This new two-story townhome offers ample space to live and grow with a total of three bedrooms. The first level features a spacious and flexible open-concept layout shared between the kitchen and family room, maximizing the interior living space. Two secondary bedrooms and a lavish owner’s suite featuring a full bathroom comprise the second floor.

    Lennar Builder
    2994 Cherry Ln, Haines City, FL 33844
  • /17

    $329,690

    New Construction
    • 3 Beds
    • 2 Baths
    • 1,672 Sq Ft

    3542 Roden Rd, Haines City, FL 33844

    The property is located at 3542 Roden Road HAINES CITY FL 33844 priced at 329690, the square foot and stories are 1672, 1.The number of bath is 2, halfbath is 0 there are 3 bedrooms and 1 garages. For more details please, call or email.

    D.R. Horton Builder
    3542 Roden Rd, Haines City, FL 33844
  • /53

    $330,000

    $19K PRICE DROP
    • 4 Beds
    • 2 Baths
    • 1,828 Sq Ft

    1519 Wax Myrtle Way, Haines City, FL 33844

    Short Sale. Welcome to the popular Cali model by D.R. Horton located in the desirable Cypress Park Estates community in Haines City, FL. This 1,828 sq. ft. single-story home offers 4 bedrooms, 2 bathrooms, and a 2-car garage, designed with an open-concept layout ideal for everyday living and entertaining.The kitchen features a large center island, walk-in pantry, and stainless steel

    Ivette Rico RE/MAX SELECT GROUP

    1519 Wax Myrtle Way, Haines City, FL 33844
  • /6

    $350,990

    New Construction
    • 4 Beds
    • 3 Baths
    • 2,387 Sq Ft

    Zion Plan at Bradbury Creek - Classic Series, Haines City, FL 33844

    Open first floor creates a unified living space with a large great room that overlooks the kitchen and dining area. Upstairs loft can be used to best fit your family's needs and tech area is perfect for a home office.

    Meritage Homes Builder
    628 Ambleside Dr Unit 37076603, Haines City, FL 33844
  • /22

    $269,900

    $53K PRICE DROP
    • 4 Beds
    • 2 Baths
    • 1,823 Sq Ft

    364 Guadlupe St, Haines City, FL 33844

    Beautiful Corner Lot Home in Haines City Welcome to this stunning corner lot residence located in the desirable city of Haines City. This well-maintained home offers a perfect combination of space, comfort, and functionality, ideal for families or buyers seeking a modern and inviting layout. The home features 4 spacious bedrooms and 2 full bathrooms. The primary suite includes a generous walk-in

    Pablo Farias WRA BUSINESS & REAL ESTATE

    364 Guadlupe St, Haines City, FL 33844
  • /37

    $371,990

    New Construction
    • 5 Beds
    • 3 Baths
    • 2,447 Sq Ft

    5369 Willow Creek, Haines City, FL 33844

    The property is located at 5369 Willow Creek HAINES CITY FL 33844 priced at 371990, the square foot and stories are 2447, 2.The number of bath is 3, halfbath is 0 there are 5 bedrooms and 2 garages. For more details please, call or email.

    D.R. Horton Builder
    5369 Willow Creek, Haines City, FL 33844
  • /37

    $371,990

    New Construction $2K PRICE DROP
    • 5 Beds
    • 3 Baths
    • 2,447 Sq Ft

    5369 Willow Ln, Haines City, FL 33844

    Under Construction. The Robie is a two-story floorplan featured in Crosswinds in Haines City, Florida. With 2 exteriors to choose from, the Robie is sure to turn heads. Inside this inviting 5-bedroom, 3-bathroom home, you’ll find 2,447 square feet of comfortable living. This impressive all concrete block construction, two-story plan features a versatile floorplan to fit your needs. A spacious

    Paul King DR HORTON REALTY OF CENTRAL FLORIDA LLC

    5369 Willow Ln, Haines City, FL 33844
  • /24

    $279,900

    $30K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,453 Sq Ft

    357 Wayland Dr, Haines City, FL 33844

    Reduced for Quick Sale! Completely furnished and under appraised value! This stunning 2-bedroom plus a Flex Room, 2-bathroom home built in 2024 boasts the perfect blend of modern comfort and style. Step inside to high ceilings and a spacious open floor concept plan. The backyard is ample perfect for entertaining guests and with enough space for a pool. Completely fenced for privacy and security

    Lisa Marrero DALTON WADE INC

    357 Wayland Dr, Haines City, FL 33844
  • /2

    $399,990

    New Construction $3K PRICE DROP
    • 5 Beds
    • 3 Baths
    • 2,892 Sq Ft

    5808 Heaven Rd, Haines City, FL 33844

    Never run out of space with the Catalina, a spacious two-story home designed for ultimate comfort and flexibility! This home boasts 5 bedrooms, 3 bathrooms, a versatile den, a generous upstairs recreation space and a private 2-car garage. The open concept floorplan, perfect for entertaining or just hanging out, is complemented by stylish luxury vinyl plank flooring. The kitchen and throughout the

    Casa Fresca Homes Builder
    5808 Heaven Rd, Haines City, FL 33844
  • /2

    $374,999

    New Construction $6K PRICE DROP
    • 5 Beds
    • 3 Baths
    • 2,471 Sq Ft

    6028 Prairie Run, Haines City, FL 33844

    Check out the Indigo, a spacious two-story, 5-bedroom, 3-bathroom, 2-car garage home perfect for growing families or hosting guests. Enter the impressive foyer with soaring ceilings that creates an immediate sense of openness. From the foyer, the home effortlessly flows into the main living areas and kitchen. With quartz countertops throughout, stainless-steel appliances and a smart thermostat

    Casa Fresca Homes Builder
    6028 Prairie Run, Haines City, FL 33844
  • 1508 Redwood Ln Unit 39413675, Haines City, FL 33844

    $339,990

    New Construction
    • 4 Beds
    • 2.5 Baths
    • 2,305 Sq Ft

    ELSTON II Plan at Hamilton Bluff, Haines City, FL 33844

    Hamilton Bluff presents the Elston II, available to build in Haines City, Florida. This amazing all concrete block construction single-family home features 4 bedrooms and 2.5 bathrooms optimizing living space with an open concept feel. As you enter the foyer you are greeted with a well-appointed kitchen that overlooks the great room. The kitchen features an island with bar seating, plentiful

    D.R. Horton Builder
    1508 Redwood Ln Unit 39413675, Haines City, FL 33844
  • /22

    $320,000

    $10K PRICE INCREASE
    • 4 Beds
    • 2.5 Baths
    • 1,999 Sq Ft

    6103 Hammock Island Way, Haines City, FL 33844

    Honey stop the car, this is the one! Welcome home to this beautiful move-in-ready 2023 one-story 4 bedroom, 2.5 bathroom gem in the highly sought-after Hammock Reserve community! Home offers 1,999 square feet of bright, open living space perfect for families, retirees and first-time buyers alike. Enjoy an open-concept design with a stylish kitchen featuring granite countertops and stainless steel

    Shane Riley MARK SPAIN REAL ESTATE

    6103 Hammock Island Way, Haines City, FL 33844
  • /38

    $279,990

    New Construction $4K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,477 Sq Ft

    3513 Po Box, Lake Hamilton, FL 33851

    Under Construction. Find serenity in your luxurious new home, set against the backdrop of the tranquil Scenic Terrace community! The Prescott Plan features an airy open layout with a seamless transition between the Living Room, a well-equipped Kitchen, and a separate Dining Area, ideal for entertaining. The kitchen stands out with its beautiful cabinetry, granite countertops, and stainless steel

    Octavia Valencia WJH BROKERAGE FL LLC

    3513 Po Box, Lake Hamilton, FL 33851
  • /3

    $17,000

    • Land
    • 1.1 Acres
    • $15,515 per Acre

    0 US Highway 17 Hwy Unit A12007150, Haines City, FL 33844

    Your own piece of paradise awaits! This 1.10-acre residential lot offers plenty of space and privacy, surrounded by beautiful mature trees throughout. A perfect setting to create your dream. Buyer please perform your due diligence prior to submitting offer. Seller has very limited knowledge of lot. Feel free to call the Polk County Building department to answer any questions seller can not

    Orlando Tomas Real Power Brokers LLC

    0 US Highway 17 Hwy Unit A12007150, Haines City, FL 33844
  • /31

    $265,000

    New Construction $42K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,375 Sq Ft

    5365 Maddie Dr, Haines City, FL 33844

    You’ll love this inviting open floor plan featuring 3 bedrooms and 2 bathrooms. The kitchen is a true highlight, showcasing a beautiful contrast of crisp white cabinetry and sleek gray countertops—both stylish and functional. Spacious bedrooms provide comfort and flexibility, while the backyard offers plenty of potential for outdoor living or entertaining. Relax and unwind on the covered lanai.

    Sorayis Sandoval LA ROSA REALTY KISSIMMEE

    5365 Maddie Dr, Haines City, FL 33844
  • /5

    $399,000

    $26K PRICE DROP
    • 5 Beds
    • 3 Baths
    • 2,696 Sq Ft

    701 Silver Palm Dr, Haines City, FL 33844

    Welcome to this beautiful 2023-built home located in a modern and rapidly growing community in Haines City. This spacious residence features 5 bedrooms, 3 bathrooms, and over 2,600 sq ft, offering an open-concept layout designed for comfort and functionality. The kitchen includes contemporary cabinetry, a central island, and direct views of the living and dining areas—perfect for family

    Jose Ferrer LA ROSA REALTY LLC

    701 Silver Palm Dr, Haines City, FL 33844
  • /2

    $330,000

    $50K PRICE DROP
    • 5 Beds
    • 3 Baths
    • 2,755 Sq Ft

    227 Barrington Dr, Haines City, FL 33844

    Welcome to this spacious and charming 5 bedrooms and 3 bathrooms (built in 2021) with low HOA. The spacious kitchen features an island, ample cabinetry, and generous counter space for home cooks and casual gatherings. Located near top attractions, shopping, dining, and major highways. Don’t miss this opportunity! Call to schedule a showing.

    Rony Jean LPT REALTY, LLC

    227 Barrington Dr, Haines City, FL 33844
  • /46

    $329,000

    • 3 Beds
    • 2 Baths
    • 1,509 Sq Ft

    112 Monaco Dr, Davenport, FL 33837

    Welcome to this beautifully maintained one-owner, non-smoking home tucked away on a quiet cul-de-sac in the desirable Highland Square community. Built in 2004, this exceptional property offers privacy and peaceful living with approximately 5 wooded acres of HOA-owned, undevelopable land directly behind the home, creating breathtaking backyard views you won’t find elsewhere. Step through the

    Stacey Towns STACEY TOWNS REALTY LLC

    112 Monaco Dr, Davenport, FL 33837
  • /2

    $270,900

    New Construction
    • 3 Beds
    • 2 Baths
    • 1,302 Sq Ft

    DOWNING II Plan at Bradbury Creek, Haines City, FL 33837

    Discover the Downing floorplan at Bradbury Creek in Haines City, featuring 1,302 square feet, three bedrooms and two bathrooms, this home prioritizes efficient living without sacrificing an ounce of warmth. Step inside and be greeted by a thoughtfully arranged space, designed to maximize both comfort and flow. Luxury vinyl flooring guides you through the home, setting the stage for everyday

    D.R. Horton Builder
    1100 Belfast Place Unit 40870044, Haines City, FL 33837
  • /11

    $286,890

    New Construction
    • 4 Beds
    • 2 Baths
    • 1,600 Sq Ft

    2255 Jennio Dr, Haines City, FL 33844

    Experience low-maintenance single-story living in this new four-bedroom home. At the back of the home, an open-concept layout blends the kitchen, living and dining spaces to accommodate modern lifestyles. Three secondary bedrooms share a private hallway near a full bathroom, while the comfortable owner’s suite delivers a private retreat at the back of the home, complete with an en-suite bathroom

    Lennar Builder
    2255 Jennio Dr, Haines City, FL 33844
  • /24

    $49,900

    $20K PRICE DROP
    • 2 Beds
    • 2 Baths
    • 1,398 Sq Ft

    1301 Polk City Rd, Haines City, FL 33844

    PRICE REDUCED! 2-bedroom 2-bathroom home is fully furnished and move-in ready. Open floor plan. Kitchen has island with seating and lots of cabinet space. Appliances stay including the washer and dryer. Solar lights in the living room and vaulted ceilings. Enclosed Florida room could be used as an office or extra bedroom. Large main bedroom has walk-in closet, and main bathroom has walk-in

    Leslie Yokshas Flamingo Mobile Home Sales

    1301 Polk City Rd, Haines City, FL 33844
  • /38

    $357,000

    $39K PRICE DROP
    • 4 Beds
    • 2.5 Baths
    • 3,628 Sq Ft

    1009 Ronlin St, Haines City, FL 33844

    Welcome to 1009 Ronlin St, a massive 4-bedroom, 3-bath home tucked away on a quiet cul-de-sac in Haines City! With 3,628 sq ft of living space this home offers incredible value at just $99/sqft hard to find anywhere in Central Florida at this size. The solar panel system is fully transferable, meaning your new buyer steps into immediate energy savings from day one dramatically lowering monthly

    Faye Simpson LPT REALTY, LLC

    1009 Ronlin St, Haines City, FL 33844
  • 1508 Redwood Ln Unit 38253908, Haines City, FL 33844

    $301,990

    New Construction
    • 5 Beds
    • 2 Baths
    • 1,708 Sq Ft

    DUNDEE Plan at Hamilton Bluff, Haines City, FL 33844

    Welcome to the Dundee, one of our one-story floorplans available in the beautiful community of Hamilton Bluff in Haines City, Florida. Choose between three thoughtfully designed exterior styles. This spacious 5-bedroom, 2-bathroom home offers 1,708 square feet of modern, comfortable living. Step inside to an inviting open-concept layout where the kitchen, living, and dining areas flow seamlessly

    D.R. Horton Builder
    1508 Redwood Ln Unit 38253908, Haines City, FL 33844

Showing Results 321 - 360, Page 9 of 18

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