Hardin County TN Homes for Sale

• 

  

  

  /21

  $1,350,000

  $253K PRICE DROP

  • 4 Beds
  • 3.5 Baths
  • 2,997 Sq Ft

  115 Westshore Ridge, Savannah, TN 38372

  Panoramic view from almost every room in the house. Spacious 4 Br, 3.5 Baths and Media/Game Room. Two Story ceiling in the "living room" opens into the dining and kitchen areas. Large deck with grill and covered dining area. Owner's suite has hardwood, and the bath has tile floors. A second Owner's suite upstairs has a private balcony. Two additional bedrooms and full bath. Covered Boat Slip

  Karen Barnett Callens Realty, LLC

  115 Westshore Ridge, Savannah, TN 38372
• 

  

  

  /32

  $116,400

  $4K PRICE DROP

  • Land
  • 1.22 Acres
  • $95,410 per Acre

  60 Sleepy Hollow Ln, Morris Chapel, TN 38361

  New Price for Riverfront Bliss! Welcome to 60 Sleepy Hollow Lane ~ a serene slice of riverfront paradise where you can build your dream home! Nestled along the banks of the beautiful Tennessee River, this gorgeous waterfront lot offers stunning views, amazing breezes, and a front-row seat to passing boats and barges. Build with confidence above the flood plain and take advantage of a great head

  Katie Hughes Tiffany Jones Realty Group

  60 Sleepy Hollow Ln, Morris Chapel, TN 38361
• 

  

  

  /9

  $225,000

  • Land
  • 2.22 Acres
  • $101,351 per Acre

  3350 Bruton Branch Rd, Savannah, TN 38372

  Discover a rare opportunity to own more than two acres of peaceful, secluded land with stunning water views on beautiful Pickwick Lake. This unique property offers both privacy and the perfect setting for your dream home or vacation retreat. Key Features •Expansive Lot: Over 2 acres of private waterfront/water view land provides an ideal canvas for your custom home or getaway. •Direct Lake

  Rebecca May Justin Johnson Realty

  3350 Bruton Branch Rd, Savannah, TN 38372
• 

  

  

  /40

  $999,000

  • 5 Beds
  • 5 Baths
  • 5,066 Sq Ft

  1075 Highway 203, Savannah, TN 38372

  With this incredible property, you get not just one—but two Tennessee homes, plus huge shops, a pool, a basement, and more! The main home offers over 5,000 sq. ft. of living space w/4 or 5 bedrooms, 3 full baths, & 2 half baths. Enjoy spacious living areas, a basement w/a large bonus room, storage & plenty of room for entertaining. Attached to the home is a 4-bay garage/shop & an additional

  Tiffany Jones Tiffany Jones Realty Group

  1075 Highway 203, Savannah, TN 38372
• 

  

  /2

  $65,000

  $25K PRICE DROP

  • 2 Beds
  • 2 Baths
  • 1,100 Sq Ft

  144 Deer Ln, Savannah, TN 38372

  Discover the potential of 144 Deer Ln, a manufactured home situated on a spacious 1-acre lot in the serene surroundings of Savannah, Tennessee. This property, comprised of three parcels, which totals 2.44 acres that offers ample space and flexibility for buyers seeking a peaceful retreat or investment opportunity. The home is being sold as-is, presenting a unique chance to customize or renovate

  Betty McGaughey eXp Realty

  144 Deer Ln, Savannah, TN 38372
• 

  

  /28

  $119,000

  $11K PRICE DROP

  • Land
  • 24,393 Sq Ft
  • $212,500 per Acre

  690 Declan Ln, Savannah, TN 38372

  Gated riverfront lot with gated boat ramp access! Beautiful river views! 32'x32' covered concrete (thick) pad with concrete walkway down to the water, with a handrail and platform, 12' covered concrete extension. Inground holding tank for water, extra hook up, public water and electricity. Close to Pickwick Lake and Shiloh National Park. Great fishing and camping, or to build that riverfront

  

  Pam Dickerson

  Weichert, REALTORS - Crunk Rea

  (731) 747-3987

  690 Declan Ln, Savannah, TN 38372
• 

  

  /27

  $1,295,000

  • 1 Bed
  • 1.5 Baths
  • 836 Sq Ft

  330 Mamie Way, Counce, TN 38326

  Discover a rare gem on Pickwick Lake! This unique cottage is nestled on 1.5 acres, bordered by the vast acres of wooded state and TVA Land, offering unparalleled privacy and natural beauty. With 220 ft. of shoreline and a professionally installed cut stone retaining wall, your lake side living dreams can come true. Don't miss the opportunity to own a slice of paradise!

  Justin Johnson Justin Johnson Realty

  330 Mamie Way, Counce, TN 38326
• 

  

  /14

  $69,000

  $6K PRICE DROP

  • 1 Bed
  • 2 Baths
  • 1,800 Sq Ft

  135 Jaycee Ln, Adamsville, TN 38310

  Discover this one-of-a-kind property sitting on three spacious lots just across the street from the Tennessee River! The impressive 40x45 shop house provides endless possibilities to transform it into your ideal river retreat or weekend getaway. Inside, there’s a one-bedroom, one-bathroom living area with a window unit, while the larger section of the shop features a wood-burning stove and an

  Tara King Tara King Realty & Associates

  135 Jaycee Ln, Adamsville, TN 38310
• 

  

  /37

  $669,000

  $6K PRICE DROP

  • 5 Beds
  • 4 Baths
  • 2,714 Sq Ft

  140 Ridge View Dr, Savannah, TN 38372

  This beautiful 5-bedroom, 4-bath home offers the perfect setting for lake living and entertaining. A private tram takes you down to your covered boathouse, complete with a lift and two jet ski ports—ready for endless days on the water. Enjoy a full basement with plenty of additional living space, perfect for hosting guests, relaxing, or creating a game room or home theater. Located in a gated

  Tara King Tara King Realty & Associates

  140 Ridge View Dr, Savannah, TN 38372
• 

  

  /24

  $379,000

  $41K PRICE DROP

  • 4 Beds
  • 2.5 Baths
  • 2,664 Sq Ft

  120 Nellie Ln, Savannah, TN 38372

  Welcome to this beautiful home near the Tennessee River, offering the perfect blend of comfort, functionality, and charm. The spacious layout features an inviting living area, beautiful landscaping, and an updated kitchen with stylish countertops. The primary suite is conveniently located on the main level and includes a relaxing whirlpool tub and walk-in Shower. 3 Additional bedrooms and a full

  David Harbin Crye-Leike Pickwick

  120 Nellie Ln, Savannah, TN 38372
• 

  

  /27

  $75,000

  $5K PRICE DROP

  • Land
  • 15.4 Acres
  • $4,870 per Acre

  00 Greenleaf Loop, Savannah, TN 38372

  Looking to build your dream home or invest in a ready to go neighborhood development? This 15.4+/- acre area offers an incredible opportunity. 32 lots and public water available! Located in a peaceful, rural setting just minutes town. Whether you're a homebuilder, investor, or developer, this land is ready for your vision.

  Ashley Nowlin Justin Johnson Realty

  00 Greenleaf Loop, Savannah, TN 38372
• 

  

  /34

  $450,000

  $75K PRICE DROP

  • 3 Beds
  • 3 Baths
  • 1,706 Sq Ft

  1515 Riverside Ln, Adamsville, TN 38310

  Stunning Water Front with Amazing Amenities. Escape to your own private paradise with this exceptional Waterfront home, ideally located out of the Floodplain. No Flood Insurance required. Located on 1.1 acres and has 3 Bdrm, 3 Ba with a front load garage. 24X40 Heat and cooled Shop/Man Cave with a masonry Fire Place. 2 Metal Carports, one by the water for boat storage and one by the home.

  David Harbin Crye-Leike Pickwick

  1515 Riverside Ln, Adamsville, TN 38310
• 

  

  /39

  $374,900

  $25K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,320 Sq Ft

  150 Hollis Way, Adamsville, TN 38310

  Are you looking for home with privacy and room to spread out? Check out this property on almost 11 acres. Home has been freshly painted throughout and features vaulted ceilings in the living room area. The front porch would be the perfect spot to enjoy your morning coffee while looking out over your property with a pond. This property has two shops & a she shed/storage building & all of these

  Marisa Casteel BST Realty

  150 Hollis Way, Adamsville, TN 38310
• 

  

  /15

  $9,500,000

  • Land
  • 4,121.31 Acres
  • $2,305 per Acre

  0 Fox Ln, Savannah, TN 38372

  4,121.31± Acres | Walnut Grove (Savannah), TN | Rainbow Falls | $9,500,000 | Priced Below Appraisal UPDATE! TIMBER LEASE CAN NOW BE BOUGHT OUT! Welcome to a once-in-a-lifetime opportunity to own over 4,100 acres of breathtaking Tennessee wilderness in Hardin County, just 1 hour and 45 minutes west of Nashville. This expansive recreational and investment property offers the perfect blend of

  Pam Klos Compass RE

  0 Fox Ln, Savannah, TN 38372
• 

  

  /10

  $19,900

  $10K PRICE DROP

  • Land

  LOT 255 Old South Rd, Counce, TN 38326

  Beautiful wooded building lot located on the Par 5 hole # 8 in the Gated Shiloh Falls Subdivision. Shiloh Falls amenities include a recently renovated 18 hole Golf Course, Private Dinner Club with 2 golf Simulators, New Community pool under construction, pickle ball and tennis court and more!

  Justin Johnson Justin Johnson Realty

  LOT 255 Old South Rd, Counce, TN 38326
• 

  

  /10

  $19,900

  $10K PRICE DROP

  • Land
  • 27,007 Sq Ft
  • $32,097 per Acre

  0 Old South Rd Unit 255, Counce, TN 38326

  Beautiful wooded building lot located on the Par 5 hole # 8 in the Gated Shiloh Falls Subdivision. Shiloh Falls amenities include a recently renovated 18 hole Golf Course, Private Dinner Club with 2 golf Simulators, New Community pool under construction, pickle ball and tennis court and more!

  Justin Johnson Justin Johnson Realty

  0 Old South Rd Unit 255, Counce, TN 38326
• 

  

  /27

  $49,999

  • Land
  • 7.5 Acres
  • $6,667 per Acre

  1 Lakeway Ln, Savannah, TN 38372

  #5478-LAND FOR SALE IN TN. MATURE HARDWOODS, 7.5 ACRES+/-!!! If you are looking for Land with Mature Hardwoods to Build your Dream Home or Lake Get-a-Way, then give us a Call.... This 7.5+/-Ac of Wooded Land has a Nice Building Site with Mature White Oak Trees, Red Oak Trees, Chestnut Oaks, and other Mature Hardwoods. It is in a Private Area. It is also located close to Beautiful Pickwick Lake

  Tony Alcott UC River City Realty

  1 Lakeway Ln, Savannah, TN 38372
• 

  

  /12

  $29,900

  $5K PRICE DROP

  • Land
  • 3.8 Acres
  • $7,868 per Acre

  1 Tennessee 69, Milledgeville, TN 38359

  #5477-LAND FOR SALE IN COUNTRY LOCATION IN HARDIN COUNTY, TN!!! For sale is a 3.8 Acre+/- Tract of Wooded Land in Milledgeville, Tennessee. The Land has Mature Hardwoods, Building Site, No Restrictions, and is Located not far from the Stunning Tennessee River, very close to White Oak Wildlife Management Area, and near the Beautiful Pickwick Lake, Offering Endless Opportunities for Outdoor

  Tony Alcott UC River City Realty

  1 Tennessee 69, Milledgeville, TN 38359
• 

  

  /38

  $200,000

  $50K PRICE DROP

  • 3 Beds
  • 1.5 Baths
  • 1,305 Sq Ft

  140 Huckleberry Ln, Savannah, TN 38372

  Discover your cozy lake area hideaway in the Bruton Branch area — an inviting cabin-style home nestled among the trees and just a short ride to Pickwick Lake with potential for a boat slip. The main level welcomes you with rich hardwood floors, an eat-in kitchen ideal for casual meals, and two comfortable bedrooms served by a full bath. Upstairs is a bright loft-style third bedroom plus a

  Tiffany Jones Tiffany Jones Realty Group

  140 Huckleberry Ln, Savannah, TN 38372
• 

  

  /25

  $570,000

  $15K PRICE DROP

  • 4 Beds
  • 3 Baths
  • 2,515 Sq Ft

  70 Point Clear Cove, Savannah, TN 38372

  Lakefront Living at Its Finest! Tucked in a peaceful cove on beautiful Pickwick Lake, this renovated 4BR/3BA home offers the ultimate lakefront lifestyle. Fresh paint inside and out, Quartz kitchen countertops, and updated appliances—including microwave, dishwasher, and disposal—make this home move-in ready. Enjoy year-round water views from the open-concept living area with floor-to-ceiling

  Jennifer Moore Fast Track Realty, LLC

  70 Point Clear Cove, Savannah, TN 38372
• 

  

  /23

  $49,000

  • Land
  • 3.5 Acres
  • $14,000 per Acre

  00 E End Dr, Savannah, TN 38372

  Discover the potential of this 3.5-acre vacant parcel nestled in the heart of a peaceful and picturesque Tennessee town. With gently rolling terrain and convenient access to utilities, this land offers the perfect setting for a residential subdivision or small-scale development project. Residential zoning but in the midst of commercial & municipal. Whether you’re a developer seeking your next

  Veronica McCasland VLM Realty & Auction Group

  00 E End Dr, Savannah, TN 38372
• 

  

  /30

  $79,900

  • Land
  • 7,405 Sq Ft
  • $470,000 per Acre

  220 Emerald Ln, Morris Chapel, TN 38361

  Beautiful river front lot located at Dickey Landing. A rare opportunity to buy in this area. Electric and city water available. Outstanding view of the Tennessee River. Call today.

  Wheeler Wilkes Weichert, REALTORS - Crunk Rea

  220 Emerald Ln, Morris Chapel, TN 38361
• 

  

  /28

  $214,900

  • 3 Beds
  • 1 Bath
  • 1,000+ Sq Ft

  160 Clement Dr, Savannah, TN 38372

  Lots of extras with this 3 bedroom, 1 bath brick home that has been recently renovated. Built-in custom cabinets, granite counter top with matching island. Newly added living room with a large picture window. Single car garage with automatic garage door. The garage leads to a state-of-the-art above ground storm shelter(safe room). 3 new security doors, inside doors and windows, paint and gutters.

  

  Pam Dickerson

  Weichert, REALTORS - Crunk Rea

  (731) 603-8456

  160 Clement Dr, Savannah, TN 38372
• 

  

  /25

  $10,500,000

  $3M PRICE INCREASE

  • Land
  • 356.6 Acres
  • $29,445 per Acre

  410 Gladden Rd, Counce, TN 38326

  Introducing fully-permitted sand and gravel pit located in W TN, offering a turn-key operation. NDA for financials. This property available 279 acres of 356 +- (271 permitted) acres and is a prime for investors or operators in the aggregate and construction industries. Office & full staff that WILL stay Key Highlights: Permits in Place: Fully compliant with local, state, and federal regulations,

  Pam Klos Compass RE

  410 Gladden Rd, Counce, TN 38326
• 

  

  /14

  $23,000

  $6K PRICE DROP

  • Land
  • 19,602 Sq Ft
  • $51,111 per Acre

  780 Towboat Ln, Adamsville, TN 38310

  Are you looking for camper lot with power in place? This property actually has two 30 amp and one 50 amp hook up for campers! There is also a 18x32 camper/RV cover. This flat lot with plenty of parking room on gravel sits on seasonal Beason Creek. This would be great spot for multiple campers and it’s minutes to the TN River. Camper can be purchased separately from seller if buyer is

  Marisa Casteel BST Realty

  780 Towboat Ln, Adamsville, TN 38310
• 

  

  /9

  $10,000

  $18K PRICE DROP

  • Land
  • 11,761 Sq Ft
  • $37,037 per Acre

  100 Cameron Ln, Savannah, TN 38372

  Lot in a desirable river community with access to a public boat ramp, parking, and a nearby beach area—perfect for weekends on the river! Conveniently located to nearby amenities. Adjacent to 95 Ali Grace Ln, with the option to purchase both lots together. Enjoy the beauty and recreation of river living with room to make it your own retreat.

  Yvonne Howell Halloran Realty Group

  100 Cameron Ln, Savannah, TN 38372
• 

  

  /13

  $15,000

  $13K PRICE DROP

  • Land
  • 5,227 Sq Ft
  • $125,000 per Acre

  95 Ali Grace Ln, Savannah, TN 38372

  Lot in a desirable river community with access to a public boat ramp, parking, and a nearby beach area—perfect for weekends on the river! This property features a gravel driveway, meter box with electric, and a camper septic holding tank. Conveniently located to nearby amenities. Adjacent to 100 Cameron Ln, with the option to purchase both lots together. Enjoy the beauty and recreation of river

  Yvonne Howell Halloran Realty Group

  95 Ali Grace Ln, Savannah, TN 38372
• 

  

  /10

  $3,900

  • Land
  • 10,890 Sq Ft
  • $15,600 per Acre

  000 Towboat Ln, Adamsville, TN 38310

  Seller has 6 lots for $3900 each. Lots are .25 acres each. Lot numbers are 68, 69, 90, 91,92, & 93. Area does have a public boat ramp. Only minutes to TN river...call today to make these weekend spots your own.

  Marisa Casteel BST Realty

  000 Towboat Ln, Adamsville, TN 38310
• 

  

  /9

  $3,900

  • Land
  • 10,890 Sq Ft
  • $15,600 per Acre

  0 Towboat Ln Unit RTC3016082, Adamsville, TN 38310

  Seller has 6 lots for $3900 each. Lots are .25 acres each. Lot numbers are 68, 69, 90, 91,92, & 93. Area does have a public boat ramp. Only minutes to TN river...call today to make these weekend spots your own.

  Marisa Casteel BST Realty

  0 Towboat Ln Unit RTC3016082, Adamsville, TN 38310
• 

  

  /3

  $9,000

  $7K PRICE DROP

  • Land
  • 15,681 Sq Ft
  • $25,000 per Acre

  13305 U S Highway 64, Savannah, TN 38372

  Great location for a business with Hwy 64 road frontage of approx. 153 ft. on 0.36 acre lot with various possibilities. Call for details.

  Shelley Agar Justin Johnson Realty

  13305 U S Highway 64, Savannah, TN 38372
• 

  

  /32

  $429,000

  $20K PRICE DROP

  • Land
  • 26,136 Sq Ft
  • $715,000 per Acre

  2 Point Grand Dr, Savannah, TN 38372

  One of Pickwick Lake’s last remaining premier waterfront parcels, boasting uninterrupted main-lake views from every angle. Situated in a highly exclusive gated subdivision, the lot has been fully topographically designed and engineered for newly conceived home plans included with the sale. Rendered drawings tailored to this site are provided in the photos. The package also includes community a

  Duane Wright Duane Wright Realty

  2 Point Grand Dr, Savannah, TN 38372
• 

  

  /40

  $1,150,000

  $50K PRICE DROP

  • 4 Beds
  • 4.5 Baths
  • 2,200+ Sq Ft

  525 Sailboat Point, Savannah, TN 38372

  Awesome gated waterfront home featuring 4 bedrooms and 4.5 baths with a view for miles! The living area features a wood burning fireplace. The kitchen has stainless steel appliances with a gas stove and double ovens. Each bedroom has a private bath. The upstairs deck is open to enjoy dining and the big view of Pickwick Lake. The downstairs deck is enclosed with a gas fireplace to enjoy those

  Jerry Brigance Justin Johnson Realty

  525 Sailboat Point, Savannah, TN 38372
• 

  

  /32

  $258,900

  Open Sat 10AM - 11AM $20K PRICE DROP

  • 3 Beds
  • 3.5 Baths
  • 1,200+ Sq Ft

  55 Bogey Loop, Counce, TN 38326

  This immaculate 3 Bedroom 3 & 1/2 bath home comes nicely furnished & move in ready! Large decks on both floors that have access from each bedroom. The kitchen features granite counter tops and stainless steel appliances. The floors are luxury vinyl plank for easy care and maintenance. Bonus loft for children to enjoy or use as extra sleeping quarters. Drive though carport with stylish tongue &

  Rebecca Wright Duane Wright Realty

  55 Bogey Loop, Counce, TN 38326
• 

  /2

  $49,900

  $10K PRICE DROP

  • Land
  • 16,552 Sq Ft
  • $131,316 per Acre

  00 Enoch Blvd, Savannah, TN 38372

  Great opportunity to own a small commercial lot in the heart of Savannah. Strategically located within the city limits, this property offers strong visibility and easy access—ideal for a variety of small business uses. Whether you're looking to build a professional office, retail storefront, service-based business, or an investment property, this site provides a flexible footprint in a growing,

  Jessica Pinkstaff BST Realty

  00 Enoch Blvd, Savannah, TN 38372
• 

  

  /31

  $106,000

  • Land
  • 8.31 Acres
  • $12,756 per Acre

  1 Friendship Loop, Savannah, TN 38372

  #5470- WATERFRONT ACREAGE LAND FOR SALE IN TN!!! 8.315 Acres+/- of Waterfront Land for sale on Indian Creek in Savannah, TN Out of the Flood Zone! Waterfront Creek Land for sale with Nice Building Sites, Mature Hardwoods and approximately 380 Ft.+/- of frontage on Stunning Indian Creek. Great Fishing & Great Kayaking! Approximately 1,300 ft.+/- of Frontage Paved Roads. City Water Available and

  Tony Alcott UC River City Realty

  1 Friendship Loop, Savannah, TN 38372
• 

  

  /38

  $249,999

  • Land
  • 40.6 Acres
  • $6,158 per Acre

  1 Bruton Rd, Savannah, TN 38372

  #5471-LAND FOR SALE IN TN WITH 2 LARGE PONDS NEAR PICKWICK LAKE!!! 40.6Ac+/- of Land for sale near Pickwick Lake & TN River in Savannah, TN with 2 Large Ponds stocked with Fish! Great Building Sites, Great Deer Hunting, & Great Fishing on the Ponds. City Water Available and Electricity Available at the Road. This is one amazing property that just needs a little TLC!! It has a lot of

  Tony Alcott UC River City Realty

  1 Bruton Rd, Savannah, TN 38372
• 

  

  /39

  $619,000

  $126K PRICE DROP

  • 3 Beds
  • 2.5 Baths
  • 2,400+ Sq Ft

  120 Pier Point, Savannah, TN 38372

  Custom Home Features Quality Craftsmanship, Breathtaking Views And Lake Lifestyle. On a Cul-de-sac abutting a TVA buffer zone gives you a privacy known by few. Property Highlights... Three BR, 2.5 BA, Screened Porch just off the K/Family Room, Gazebo, Boat Slip in Private Community Dock! Partially Furnished. MOTIVATED SELLER PRICE IMPROVEMENT

  Lisa Griffith RE/MAX Pickwick Lake R/E

  120 Pier Point, Savannah, TN 38372
• 

  

  /40

  $251,750

  $29K PRICE DROP

  • Land
  • 95 Acres
  • $2,650 per Acre

  3601 Northshore Dr Unit Anderson Hollow West, Savannah, TN 38372

  This 95-acre timber investment and hunting/recreational property offers the perfect blend of natural beauty and practical opportunity. It features a mature stand of upland hardwoods, including white oak, red oak, hickory, and poplar, complemented by scattered pockets of mature pine that create a diverse and thriving forest ecosystem. The property benefits from a conservation easement that allows

  Austin Carroll Tutt Land Company

  3601 Northshore Dr Unit Anderson Hollow West, Savannah, TN 38372
• 

  

  /31

  $278,250

  $33K PRICE DROP

  • Land
  • 105 Acres
  • $2,650 per Acre

  3600 Northshore Dr Unit Anderson Hollow East, Savannah, TN 38372

  105+/- acres on Pyburns Road and Northshore Drive in Hardin County, TN, offering a combination of timber investment, recreation, and building potential. With approximately 1,500 feet of frontage on Pyburns Road and 3,000 feet on Northshore Drive, this property has excellent access and utility options, including electricity, water, and sewer. An established conservation easement that protects the

  Austin Carroll Tutt Land Company

  3600 Northshore Dr Unit Anderson Hollow East, Savannah, TN 38372
• 

  

  /31

  $278,250

  $33K PRICE DROP

  • Land
  • 105 Acres
  • $2,650 per Acre

  3595 Northshore Dr, Savannah, TN 38372

  105+/- acres on Pyburns Road and Northshore Drive in Hardin County, TN, offering a combination of timber investment, recreation, and building potential. With approximately 1,500 feet of frontage on Pyburns Road and 3,000 feet on Northshore Drive, this property has excellent access and utility options, including electricity, water, and sewer.An established conservation easement that

  Austin Carroll Tutt Land Company

  3595 Northshore Dr, Savannah, TN 38372

Showing Results 441 - 480, Page 12 of 16