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Homes for Sale near Seaside Charter North Campus

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  • /29

    $142,000

    • 3 Beds
    • 1 Bath
    • 940 Sq Ft

    5319 Bunche Dr, Jacksonville, FL 32209

    **Seller is offering $2,500 credit towards buyer's closing costs with acceptable offer! Discover this beautifully updated 3-bedroom, 1-bathroom home in the heart of Jacksonville, perfectly suited for a primary residence or a turn-key rental investment. Located in the sought-after Magnolia Gardens community, this move-in-ready gem offers a blend of modern updates and everyday comfort. Enjoy luxury

    ALEXANDRIA CHIASSON REAL BROKER LLC

    5319 Bunche Dr, Jacksonville, FL 32209
  • /34

    $144,500

    • 3 Beds
    • 1 Bath
    • 1,084 Sq Ft

    1914 Grand St, Jacksonville, FL 32208

    **Seller is offering $2,500 credit towards buyer's closing cosats with acceptable offer! Welcome to this beautifully updated 3-bedroom, 1-bathroom home, situated on a fantastic corner lot in a highly sought-after area. Inside, enjoy the sleek and durable updated luxury vinyl plank (LVP) flooring and brand new carpet in the bedrooms. The kitchen features ample storage space and a functional

    ALEXANDRIA CHIASSON REAL BROKER LLC

    1914 Grand St, Jacksonville, FL 32208
  • /18

    $150,000

    • 3 Beds
    • 1.5 Baths
    • 1,030 Sq Ft

    5932 Floradale Dr, Jacksonville, FL 32209

    Charming 3-Bedroom Home with Updates!Discover this cozy 3-bedroom, 1.5-bath home, offering 1,030 sq. ft. of comfortable living space. Roof replaced 2017, updated HVAC system, and along with updated water heater, home is fully furnished. The functional layout provides a welcoming living area, a lovely kitchen, and comfortable bedrooms. Enjoy peace of mind with some of the renovations

    COREY MYERS JR DD HOME REALTY INC

    5932 Floradale Dr, Jacksonville, FL 32209
  • /7

    $94,900

    • 3 Beds
    • 1 Bath
    • 1,564 Sq Ft

    5851 Dunmire Ave, Jacksonville, FL 32219

    Huge lot and lots of privacy! This one has a huge addition (tax record could be incorrect) easily converted to 3 or 4 bathroom and 2 bath. The possibilities here are endless. Bring your fix-n-flip buyer.

    Cliff Glansen FLATFLEE.COM INC

    5851 Dunmire Ave, Jacksonville, FL 32219
  • /28

    $215,500

    • 3 Beds
    • 2 Baths
    • 1,512 Sq Ft

    11047 Ker Del Rd, Jacksonville, FL 32218

    If you're ready to experience peaceful living on a beautiful property with new flooring and subflooring recently installed for a fresh and durable foundation. Large 1.5-acre lot providing privacy, outdoor space, and potential for expansion. Detached 12x30 shed with electricity for workshop, storage, or hobby use. Peaceful country setting just minutes from gyms, grocery stores, schools, the

    TINA MUNDY HOUSE & HAVEN

    11047 Ker Del Rd, Jacksonville, FL 32218
  • /13

    $174,900

    • 3 Beds
    • 1.5 Baths
    • 992 Sq Ft

    3824 Nancy St, Jacksonville, FL 32209

    Move-In Ready 3-Bedroom Brick Home with Modern Updates!This charming 3-bedroom, 1.5-bath brick home has been thoughtfully updated and is ready for new owners! Step inside to discover brand-new flooring, fresh interior paint, and updated bathrooms that blend style and comfort.The bright kitchen features new appliances, perfect for everyday cooking or entertaining. A separate dining

    Rachel Andrews GOLD KEYS FLORIDA, LLC

    3824 Nancy St, Jacksonville, FL 32209
  • /3

    $10,500

    • Land
    • 0.06 Acre
    • $175,000 per Acre

    0 Ken Knight Dr W, Jacksonville, FL 32208

    Owner Financing Available!Ribault River is right at the back of the lot.Beautiful lot! Build your ideal home.

    Moe Mossa SAVVY AVENUE, LLC.

    0 Ken Knight Dr W, Jacksonville, FL 32208
  • /17

    $175,000

    • 3 Beds
    • 2 Baths
    • 1,315 Sq Ft

    1730 W 14th St, Jacksonville, FL 32209

    Attention Attention...Short Sale! Welcome this beautifully renovated 3-bedroom, 2-bath residence offers modern elegance and comfort in every detail. From the moment you step inside, you'll be greeted by an open-concept layout with abundant natural light, and luxury vinyl plank flooring throughout.The living area flows seamlessly into a designer kitchen featuring brand-new stainless

    MISHELL LARMOND JPAR CITY AND BEACH

    1730 W 14th St, Jacksonville, FL 32209
  • /12

    $110,000

    • 3 Beds
    • 1 Bath
    • 962 Sq Ft

    1323 W 30th St, Jacksonville, FL 32209

    This is a solid investment opportunity for anyone looking to generate consistent rental income in the Jacksonville area. Located at 1323 W 30th Street, this 3-bedroom, 1-bathroom single-family home offers excellent cash-flow potential. The property is being sold as-is, providing a chance for investors to take advantage of a competitively priced asset in a growing rental market.The home can be

    Joseph C Keshi KESHMAN LLC

    1323 W 30th St, Jacksonville, FL 32209
  • /25

    $135,000

    • 3 Beds
    • 2 Baths
    • 1,510 Sq Ft

    225 W 61st St, Jacksonville, FL 32208

    Unlock the potential of this 3/2 being sold as-is and presents a prime opportunity for savvy investors looking to rehab and add value.Home sits on a spacious lot and must be sold with the adjacent parcel MLS# 2096894, offering even more possibilities for expansion, additional parking, or future expansion. The property requires extensive renovation, but with the right vision, it can be

    Deirdra Dee-Dee Robinson (904)248-0422 DD HOME REALTY INC

    225 W 61st St, Jacksonville, FL 32208
  • /24

    $110,000

    • 2 Beds
    • 1 Bath
    • 867 Sq Ft

    438 W 26th St, Jacksonville, FL 32206

    **SELLER OFFERING $2,500 TO BUYER WITH AN ACCEPTABLE OFFER** Welcome home to this MOVE IN READY 2 bedroom, 1 bath home in the heart of Jacksonville. Upgrades include: fresh interior and exterior paint, LVP flooring throughout the main living areas, plush carpet in the bedrooms, upgraded kitchen and bathroom, brand new appliances, new fixtures, and more! Entertain with family and friends in your

    MERCEDES ST GEORGE REAL BROKER LLC

    438 W 26th St, Jacksonville, FL 32206
  • /14

    $110,000

    • 3 Beds
    • 1 Bath
    • 792 Sq Ft

    5926 Dunmire Ave, Jacksonville, FL 32219

    -Three Bedroom Home - Motivated Seller - Investors Welcome!Great opportunity with this 3 bed, 1 bath home featuring a functional layout and utility room with washer/dryer hookups. New A/C (2024) and water heater (2022) already in place.Located in a quiet neighborhood with easy access to schools and major roads.Seller is motivated - bring your offer today!

    Moses Nae VIRTUALTY REAL ESTATE

    5926 Dunmire Ave, Jacksonville, FL 32219
  • /6

    $130,000

    • 3 Beds
    • 2 Baths
    • 1,360 Sq Ft

    7232 Rutledge Pearson Dr, Jacksonville, FL 32209

    This is a 3 bedroom 2 bath home with tile floors through out. The kitchen is very spacious with eat in area. The home has Washer and dryer hookups as well as central heat and air. It's a corner lot with plenty of parking. Please do not go to the property without a confirmed appointment. Seller has a total of 3 Duplexes and this single family for a total of 7 units that he would like to sell

    VICKI LIND LIND REALTY & MANAGEMENT INC

    7232 Rutledge Pearson Dr, Jacksonville, FL 32209
  • /22

    $199,900

    • 3 Beds
    • 2 Baths
    • 1,394 Sq Ft

    9717 Carbondale Dr W, Jacksonville, FL 32208

    Priced to SELL!! Come tour this cozy three bed, two bath today! This home has over 1394 square feet of space, with tons of extras including a upgraded kitchen with stainless steel refrigerator and stove, central air, is freshly painted and newly renovated. Check out the beautiful master bathroom. The home sits on a generous lot, providing plenty of outdoor space for gardening or relaxation.

    Cliff Glansen FLATFLEE.COM INC

    9717 Carbondale Dr W, Jacksonville, FL 32208
  • /16

    $215,000

    • 3 Beds
    • 2 Baths
    • 1,330 Sq Ft

    8815 Bronson Ln, Jacksonville, FL 32219

    100-Day Home Warranty coverage available at closing. Welcome to your new home that encompasses modern elegance and comfort. The kitchen is adorned with an alluring accent backsplash that perfectly blends with the property's overall neutral paint scheme. Nothing was spared in the kitchen, all appliances are stainless steel for a sleek and modern aesthetic. The primary bathroom is a blissful

    Karen Albright OPENDOOR BROKERAGE, LLC.

    8815 Bronson Ln, Jacksonville, FL 32219
  • /34

    $186,900

    • 5 Beds
    • 2 Baths
    • 1,518 Sq Ft

    4286 Katanga Dr S, Jacksonville, FL 32209

    Investor Alert!!! Super Clean CONCRETE BLOCK 5/2 with GARAGE!!! According to Building Dept records, house appears to have been extensively rehabbed in 2017, and has reportedly been rented for $1500/month since then. Current rents appear to be as high as $1800 per month for this type home in the area. With a strong rental market in the area, this one may offer a long term WEALTH BUILDING

    Joe Caparros AMERICAN REAL ESTATE SOLUTIONS LLC

    4286 Katanga Dr S, Jacksonville, FL 32209
  • /8

    $200,000

    • 4 Beds
    • 2 Baths
    • 1,664 Sq Ft

    1419 W 33rd St, Jacksonville, FL 32209

    One story concrete block duplex. Each unit is 832 Sq.ft. with a spacious 2 bedrooms and 1 bathroom. Nice units Fully occupied with long term tenants. Central Air and washer/dry hookups in each unit. Fenced backyard.Seller has a total of 3 Duplexes and one single family for a total of 7 units that he would like to sell together for one price. MLS# 2096554 MLS#2096562 and MLS# 2096573

    VICKI LIND LIND REALTY & MANAGEMENT INC

    1419 W 33rd St, Jacksonville, FL 32209
  • /5

    $210,000

    • 5 Beds
    • 2 Baths
    • 1,508 Sq Ft

    1612 W 10th St, Jacksonville, FL 32209

    Duplex with tenants in place. Concrete block lower, and frame upper. One of the apartments is a 3 bed 1 bath and the other unit is a 2 bed 1 bath. Both have Central heat and AC. They both Have Washer/Dryer hookups. Separate electrical and water meters for each unit. 1612 (3/1) Lease expires 12/31/25 1614 (2/1) Lease expires 5/31/2026 Seller has a portfolio of 3 Duplexes and 1 Single Family for

    VICKI LIND LIND REALTY & MANAGEMENT INC

    1612 W 10th St, Jacksonville, FL 32209
  • /35

    $129,000

    • 3 Beds
    • 1 Bath
    • 1,061 Sq Ft

    1011 Glencarin St, Jacksonville, FL 32208

    Great value for this partially remodeled single family home just minutes from Downtown and a short drive from the airport, the zoo & Jax Port.Freshly painted with new carpet in all 3 bedrooms plus the kitchen cabinets have also bee re-painted.The Bathroom has been partially remodeled and is in good condition.Oversize corner lot has .25 acres with 100ft wide by 101 feet

    Tony Magana THE PROPERTY EXPERTS REALTY & INVESTMENTS INC.

    1011 Glencarin St, Jacksonville, FL 32208
  • /56

    $170,000

    • 3 Beds
    • 2 Baths
    • 1,160 Sq Ft

    2864 Leonid Rd, Jacksonville, FL 32218

    Discover the potential here. A versatile property situated on a 0.16-acre lot in Jacksonville's Northside. Built in 1958, this concrete block structure offers a flexible layout with three offices, a spacious work area, and a detached two-car garage, making it ideal for both residential and commercial endeavors. The zoning (CO - Commercial Office) permits a variety of uses, including medical

    Heather Perez-Hollis ENGEL & VOLKERS FIRST COAST

    2864 Leonid Rd, Jacksonville, FL 32218
  • /16

    $174,900

    • 3 Beds
    • 1 Bath
    • 1,204 Sq Ft

    1819 Clyde St, Jacksonville, FL 32208

    Welcome to this beautifully renovated gem—move-in ready and full of charm! Featuring three spacious bedrooms and a stylishly updated bathroom, this home offers the perfect blend of comfort and modern living.At the heart of the home is a stunning kitchen designed to impress—complete with granite countertops, soft-close cabinetry, and stainless steel appliances. Whether you're cooking or

    Jose Cuetos FRESH START REALTY

    1819 Clyde St, Jacksonville, FL 32208
  • /2

    $45,000

    • Land
    • 0.19 Acre
    • $236,718 per Acre

    4834 Campenella Dr, Jacksonville, FL 32209

    Excellent opportunity to capture a residential lot in Jacksonville. The property is cleared and primed for development. Build a home for residence or investment. Single family homes currently being constructed in the surrounding area and zip code. Seize the potential, make it yours!

    Damion Lee Century 21 Integra

    4834 Campenella Dr, Jacksonville, FL 32209
  • /45

    $220,000

    • 3 Beds
    • 1.5 Baths
    • 1,143 Sq Ft

    5228 Boilard Dr, Jacksonville, FL 32209

    Step into this beautifully maintained 3-bedroom, 1.5-bath single-story brick home, offering more space than the tax records reflect 1,143 sq ft measured by a licensed appraiser. The additional square footage includes a heated and cooled laundry room, hallway, and flex room that adds comfort and versatility to the home.Inside, you'll love the light and bright kitchen featuring white

    Deirdra Dee-Dee Robinson (904)248-0422 DD HOME REALTY INC

    5228 Boilard Dr, Jacksonville, FL 32209
  • /24

    $260,000

    • 3 Beds
    • 2.5 Baths
    • 1,694 Sq Ft

    3269 Penny Cove Ln, Jacksonville, FL 32218

    Welcome to 3269 Penny Cove Lane in Jacksonville, FL—a beautifully maintained 3-bedroom, 2.5-bath townhome built in 2022. Located in the desirable Trout River Station community, this spacious two-story home features an open-concept layout, and a cozy screened porch perfect for relaxing. Upstairs, enjoy generously sized bedrooms, including a primary suite with a walk-in closet. With a 1-car garage,

    JOSHUA TURNER KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE

    3269 Penny Cove Ln, Jacksonville, FL 32218
  • /13

    $60,000

    • 2 Beds
    • 1 Bath
    • 766 Sq Ft

    1551 W 32nd St, Jacksonville, FL 32209

    This is a great home to turn into an investment property! Take a look!

    ALISHA POLITE MOMENTUM REALTY

    1551 W 32nd St, Jacksonville, FL 32209
  • /28

    $124,900

    • 2 Beds
    • 1 Bath
    • 1,262 Sq Ft

    135 Tallulah Ave, Jacksonville, FL 32208

    Check out this charming 2-bedroom, 1-bath solid brick home sitting on a spacious corner lot! Inside, you'll find stylish and low-maintenance LVP flooring throughout, plus a bright and airy living room that flows into a separate dining space—great for everyday living or hosting friends. The home has a ton of character with original doors and trim that add a touch of vintage charm. The main bedroom

    Cheryl Booker HOME PLACE REALTY

    135 Tallulah Ave, Jacksonville, FL 32208
  • /11

    $165,000

    • 2 Beds
    • 1 Bath
    • 935 Sq Ft

    8027 Floyd St, Jacksonville, FL 32208

    Charming & Fully Renovated 2-Bedroom Home with Fireplace and Huge Yard!Welcome to 8027 Floyd St., a beautifully updated home in Jacksonville's North Shore neighborhood. This 2-bedroom, 1-bathroom home has been completely renovated, with upgrades while maintaining its classic charm.Step inside to a bright and airy living space with fresh paint, stylish flooring, and a cozy

    Daly Braxton FLORIDA HOMES REALTY & MTG LLC

    8027 Floyd St, Jacksonville, FL 32208
  • /32

    $375,000

    • 3 Beds
    • 2.5 Baths
    • 1,981 Sq Ft

    347 Cottage Ave Unit 347 & 349, Jacksonville, FL 32206

    DUPLEX is part of the•NATIONAL REGISTER• OF HISTORIC PLACES. Looking to own an amazing income producing property in HISTORIC Springfield that is walking distance to UF Health Hospital? Look no further! This is your opportunity to live in one unit while renting out the other, or enjoy an investment opportunity and rent out both units. Currently 2nd floor unit is Tenant occupied. This 4bedroom, 2.5

    KERI CARPENTER REAL BROKER LLC

    347 Cottage Ave Unit 347 & 349, Jacksonville, FL 32206
  • /37

    $330,000

    • 4 Beds
    • 2 Baths
    • 1,856 Sq Ft

    2536 Beachview Dr, Jacksonville, FL 32218

    Discover this inviting 4-bedroom, 2-bathroom home that perfectly balances comfort and style. The open-concept layout creates a seamless flow between the living, dining, and kitchen areas, ideal for both daily living and entertaining.The master suite offers a peaceful retreat, complete with a recently updated shower. Three additional bedrooms provide flexibility for family, guests, or a

    LESTER MAYS FLORIDA HOMES REALTY & MTG LLC

    2536 Beachview Dr, Jacksonville, FL 32218
  • /16

    $329,000

    • 4 Beds
    • 2 Baths
    • 2,110 Sq Ft

    9487 Arbor Oak Ln, Jacksonville, FL 32208

    BRAND NEW ROOF! New irrigation system installed. Home has a fresh coat of paint. This stunning 4-bedroom, 2-bathroom home features modern finishes and a well-thought-out layout perfect for both everyday living and entertaining. The kitchen is a chef's dream, complete with stainless steel appliances, quartz countertops, a large pantry, and a central island that flows effortlessly into the

    Madalina Tat NHR BROKERAGE LLC

    9487 Arbor Oak Ln, Jacksonville, FL 32208
  • /33

    $174,500

    • 3 Beds
    • 2 Baths
    • 1,177 Sq Ft

    2080 W 19th St, Jacksonville, FL 32209

    Welcome home to this beautifully updated 3-bedroom, 2-bathroom double-story home in the heart of Jacksonville, perfectly suited for a primary residence or a turn-key rental investment. This move-in-ready gem offers a blend of modern updates and everyday comfort. Enjoy luxury vinyl plank (LVP) flooring and fresh new carpet throughout. The spacious, renovated kitchen features ample cabinet and

    ALEXANDRIA CHIASSON REAL BROKER LLC

    2080 W 19th St, Jacksonville, FL 32209
  • /37

    $324,995

    • 3 Beds
    • 2 Baths
    • 1,714 Sq Ft

    11636 Palladio Way, Jacksonville, FL 32218

    Charming Pond-Front Home in Dunn's Creek. Welcome to this beautifully maintained 3 bedroom, 2 bathroom home in Dunn’s Creek subdivision! Enjoy serene pond views from your private screened-in lanai—perfect for morning coffee or peaceful evenings. Step inside to an open and airy floorplan featuring a spacious living area that flows seamlessly into the kitchen and dining space. The kitchen is a true

    Colleen Bellar KELLER WILLIAMS REALTY / FB OFFICE

    11636 Palladio Way, Jacksonville, FL 32218
  • /48

    $746,000

    • 5 Beds
    • 4 Baths
    • 3,780 Sq Ft

    3832 Sandy Shores Dr, Jacksonville, FL 32277

    OWNER-REALTOR HAS 9 MORE RESIDENTIAL AND COMMERCIAL PROPERTIES IN ARLINGTON AND SOUTHSIDE AREA. MLS NUMBERS: #2036487;#2084056:#2085540;# 2082320:#2085631:#2061514:#2085627:#1233574:# 2085629 SELLER'S FINANCE AVAILABLE WITH THE BEST TERMS AND ITS OPTIONAL TO THE BUYER.

    Alex Aparnev VERTICAL REALTY

    3832 Sandy Shores Dr, Jacksonville, FL 32277
  • /16

    $275,000

    • 3 Beds
    • 2 Baths
    • 1,849 Sq Ft

    5611 Finch Ave, Jacksonville, FL 32219

    Show your Buyer this lovely 3-bedroom veneer brick home with 2 full baths, living room/dining room, kitchen with breakfast nook, family room with fireplace, double car garage on a large lot located in Carver International subdivision. Listed as Carver Manor on the public website. new roof, newer air conditioner. Property is sold AS IS

    EVELYN HOLMES TRINITY REAL ESTATE III LLC

    5611 Finch Ave, Jacksonville, FL 32219
  • /38

    $230,000

    • 3 Beds
    • 2.5 Baths
    • 1,548 Sq Ft

    13104 Bachara Way, Jacksonville, FL 32218

    HUGE PRICE IMPROVEMENT. Come see this beautifully designed, modern 3-bedroom, 2.5-bathroom end-unit townhome, ideally situated on one of the larger lots in the community! Step inside to discover an open and airy layout, flooded with natural light. The home features tile flooring throughout the first floor and upgraded wood-look luxury vinyl plank (LVP) upstairs—an excellent option for those

    ROSEMARY JACKSON ONE SOTHEBY'S INTERNATIONAL REALTY

    13104 Bachara Way, Jacksonville, FL 32218
  • /14

    $131,000

    • 3 Beds
    • 1 Bath
    • 936 Sq Ft

    1819 W 25th St, Jacksonville, FL 32209

    This brick 3-bedroom, 1-bath home offers a fantastic opportunity to make it your own! With a beautifully renovated kitchen featuring a stylish tile backsplash and an updated bathroom, this property is nearly move-in ready.The seller is offering to install the flooring of your choice, making it easy to customize the space to your liking. While the home needs a little TLC with flooring,

    EDWARD CERNOBORI KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE

    1819 W 25th St, Jacksonville, FL 32209
  • /11

    $158,000

    • 3 Beds
    • 1 Bath
    • 828 Sq Ft

    4023 Marlo St, Jacksonville, FL 32209

    Chicly Renovated Traditional Brick Home!This beautifully updated brick home combines timeless charm with modern touches. The striking black shutters, whimsical railings, and classic brick exterior create stunning curb appeal. Explore your green thumb with the inviting front porch and spacious backyard, perfect for gardening or relaxation.Inside, you'll find light grey

    EDWARD CERNOBORI KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE

    4023 Marlo St, Jacksonville, FL 32209
  • /25

    $173,900

    • 3 Beds
    • 2 Baths
    • 993 Sq Ft

    5335 Devron Ct, Jacksonville, FL 32209

    Don't miss this beautifully renovated, move-in-ready three-bedroom, two-bathroom home featuring a spacious living room, dining area, and carport. Enjoy an updated kitchen and bathrooms, modern fixtures, fresh paint, new flooring, and more. The seller is offering a one-year home warranty and may assist with closing costs and/or prepaid items. Eligible buyers may qualify for up to $25,000 in down

    Romy Shaw OCEANSIDE REAL ESTATE

    5335 Devron Ct, Jacksonville, FL 32209
  • /59

    $219,900

    • 4 Beds
    • 3 Baths
    • 2,890 Sq Ft

    23 E 15th St, Jacksonville, FL 32206

    INVESTOR ALERT!!!! SPRINGFIELD TRIPLEX!!!! 2,890 sq ft triplex apartment building on double wide 0.23 acre lot. One 1 bed/1 bath unit and two 2 bed/1 bath units. All occupied to month to month tenants. The 2 bed units are currently rent for $800/month each, and the 1 bed unit is currently rented for $400/month. Market rents for 2/1 units appear to be $1,000-$1,100 and it seems the 1 bedroom

    Joe Caparros AMERICAN REAL ESTATE SOLUTIONS LLC

    23 E 15th St, Jacksonville, FL 32206
  • /14

    $119,000

    • 3 Beds
    • 1 Bath
    • 828 Sq Ft

    1839 W 30th St, Jacksonville, FL 32209

    Charming 3-bedroom, 1-bath home featuring a spacious layout and inviting curb appeal. Perfect for first-time buyers or investors, this property offers a cozy living space, plenty of natural light, and a large yard for outdoor enjoyment. Conveniently located near schools, parks, and major roadways. Don't miss this lovely opportunity to own in a growing Jacksonville neighborhood!

    Moses Nae VIRTUALTY REAL ESTATE

    1839 W 30th St, Jacksonville, FL 32209

Showing Results 161 - 200, Page 5 of 18

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