$479,492Average Value$230Average Price per Sq Ft30Homes For Sale
Lakeside living adds to neighborhood's vibe
Harrison Bay is best known for its lakeside lifestyle, and with easy access to nature and proximity to downtown Chattanooga, residents enjoy a laidback atmosphere while still within reach of city amenities. "If you're looking to live close to the water and everything it provides," says Junior Francica, a Realtor with eXp Realty. "it's an awesome place to consider moving in Chattanooga." Residents also enjoy a highly rated school district as well as larger homes with acreage. About 19 miles from downtown Chattanooga, locals and visitors alike flock to the wooded campgrounds and winding shoreline of Harrison Bay State Park — and that's exactly where this neighborhood begins.
Harrison Bay is known for its serene lakefront community and homes.
Harrison Bay's natural beauty attracts the wonder of many locals.
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Split-levels and ranch-styles accommodate hilly terrain
"Mainly, people move here for the water access and being outdoors," Francica says. "But commuting to jobs is quick, whether in Harrison or downtown Chattanooga." Homes in Harrison Bay have more acreage than the compact lots found closer to downtown, often sitting on half an acre or more. The neighborhood is mainly owner-occupied, and while it used to be primarily single-family homes, condos and townhouses have become more popular in the last decade. Typical for Middle Tennessee, there are many split-level and ranch-style homes, the latter with raised foundations built to accommodate the hilly terrain. There are also some colonials sprinkled throughout. In the last decade, new construction has followed the contemporary trend, with houses built with several different characteristics from classical styles. From the modern floor-to-ceiling windows to steep layered roofing, these current homes have plenty of features. Homes with 1,500 square feet tend to sell for $180,000 to $350,000, while houses with 3,000 square feet or more tend to go for $600,000 to $950,000.
Harrison Bay features a mix of older rancher and colonial style homes throughout the area.
Many Harrison Bay homes borrow design cues from the natural beauty around them.
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Harrison Bay State Park is a big attraction
Harrison Bay State Park, the neighborhood’s namesake, remains one of the biggest draws. Engulfing much of the area's west side, the park spans nearly 2 square miles, sweeping the shoreline of Chickamauga Lake. "It opened in 1937, which makes it the first state park in Tennessee,” says Francica. “There are plenty of rentals at the marina if you don't want to lug all the equipment in. There's a ton of things to do, but I think it's a great draw for families, and there's always nature classes and events going on." A 4-mile walking path winds through the wooded landscape, and the shores are a refuge for anyone who loves the water— from boating and paddleboarding to fishing or simply lounging. The park is also a popular camping destination, with 128 RV campsites with water and electrical hookups, as well as 21 tent-only campsites. The Bear Trace Golf Course uses the park's water and dense trees as part of the course, making it a fun challenge for players of all skill levels. It also has a playground and tennis courts.
Harrison Bay locals can practice their golf skills at the well maintained Bear Trace Golf Course.
Harrison Bay homeowners can easily store their boats in local marinas.
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Neighborhood zoned for Hamilton County School District
The Hamilton County School District serves the residents of Harrison Bay. Students can begin their education at Snow Hill Elementary School and Hunter Middle School, both of which scored a B-plus on Niche. They can continue their education at Ooltewah High School, which received a B-minus from the site. Ooltewah High has several programs for students to explore different interests, from architecture design to fine arts. The school also offers a four-year program that teaches technical and employability skills for supply chain and logistics.
Chattanooga State Community College is about 13 miles southwest, while The University of Tennessee at Chattanooga is roughly 18 miles southwest.
Many Harrison Bay students begin their education at Snow Hill Elementary School.
Many Harrison Bay students complete their primary education at Ooltewah High School.
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Local cafes and barbeque joints are popular stops
Businesses are peppered along the thoroughfare of State Route 58, which bisects the neighborhood. This makes running daily errands easy, whether stopping into Food City for groceries, popping into the bank or looking for a reliable mechanic. Just off the highway is Choo Choo BBQ Smokehouse, a family-owned Southern food restaurant. “We want to make it feel like a home inside,” says Vicky Granger, an employee at Choo Choo BBQ. “We have a fireplace, pictures on the walls, and curtains hanging midway down the windows. We always keep it decorated for the holidays, too.” Housed in a rustic log cabin with a front porch, this spot serves St. Louis-style ribs, beef brisket and all the quintessential Southern sides. “We have a little bit of everything— and it’s all off the smoker.” A little farther out, Countryside Café is another family-owned spot that’s been a community staple for more than 30 years. This restaurant has a hometown feel, with chalkboard specials and American food made from ingredients sourced from local farms.
Harrison Bay offers a taste of Southern charm at the locally owned Choo Choo BBQ Smokehouse.
Countryside Café in Harrison Bay has chalkboard specials and many locally sourced ingredients.
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Downtown is about 19 miles away
State Route 58 runs through the southeastern portion of the neighborhood, providing a direct connection to downtown Chattanooga about 19 miles away. Harrison Bay does not have public transportation, as most residents use a car to get around. The Chattanooga Metropolitan Airport is about 14 miles southwest, with connections to major airline hubs such as Atlanta, Charlotte, Dallas-Fort Worth and Chicago.
Crime
Harrison Bay experiences a lower level of crime than the average American neighborhood, with a CAP Index score of 1, compared to the U.S. average of 4.
GreatSchools:
The GreatSchools Rating helps parents compare schools within a state based on a variety of school quality indicators and provides a helpful picture of how effectively each school serves all of its students. Ratings are on a scale of 1 (below average) to 10 (above average) and can include test scores, college readiness, academic progress, advanced courses, equity, discipline and attendance data. We also advise parents to visit schools, consider other information on school performance and programs, and consider family needs as part of the school selection process.
View GreatSchools Rating Methodology
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to let others know what life in this neighborhood is like.
Crime and Safety
1 - Low Crime, 10 - High Crime
Harrison Bay
US
Homicide
4
4
Sexual Assault
1
4
Assault with Weapon
3
4
Robbery
3
4
Burglary
3
4
Motor Vehicle Theft
3
4
Larceny
2
4
Crime Score
3
4
Source: WhatIsMyCrimeRisk.com
Harrison Bay Demographics and Home Trends
On average, homes in Harrison Bay, Chattanooga sell after 41 days on the market compared to the national average of 54 days. The median sale price for homes in Harrison Bay, Chattanooga over the last 12 months is $440,000, up 1% from the median home sale price over the previous 12 months.
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Grace EdringtonBerkshire Hathaway J Douglas Properties
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Welcome to Morning Glory Farms! Your Ideal Destination for a New Home! Nestled adjacent to the renowned Bear Trace Golf Course and the scenic Harrison Bay State Park, Morning Glory Farms offers a unique blend of tranquility and convenience. Imagine building your dream home in a private, wooded, yet pristine neighborhood that provides the perfect balance of seclusion and accessibility. Key
Grace EdringtonBerkshire Hathaway HomeServices J Douglas Prop.
*** Additional 7.62 Acres directly connected to the back of the property is available for sale exclusively to whoever purchases this property.***--Welcome to your brilliantly custom-designed private retreat, just 20 minutes from downtown Chattanooga and minutes from the water in beautiful Harrison Bay! Situated on 3 acres of lush woods, this completely secluded property offers
Grace EdringtonBerkshire Hathaway J Douglas Properties
Your move in ready home awaits! Tucked just off Hwy 58, this beautifully renovated home sits on one private acre and features a new septic system (March 2026), new septic tank (Oct 2025), and HVAC replaced in May 2022, along with a newer roof and water heater.Step onto the cozy front porch and into an open-concept layout filled with custom trim work and quality craftsmanship. The spacious
Grace EdringtonBerkshire Hathaway J Douglas Properties
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