Why locals live in Charter Point
Charter Point is a quiet, suburban pocket near the St. Johns River. The neighborhood has parks with fishing and boating spots. Locals are close to Downtown/Riverfront in Jacksonville and shopping corridors.
Charter Point is a quiet, suburban pocket near the St. Johns River. The neighborhood has parks with fishing and boating spots. Locals are close to Downtown/Riverfront in Jacksonville and shopping corridors.
The neighborhood's median sale price is in the mid $300,000s. Most homes cost between the upper $200,000s and the lower $500,000s. Properties along the water, and some homes over 3,000 square feet, sell from the mid $500,000s to the lower $900,000s. According to FEMA maps, some houses are in flood hazard areas, and homeowners may need flood insurance. “Charter Point (subdivision) is an HOA community, so you’re not going to have short-term rentals there. It’s not very strict, but there are certain rules,” says Rich Stancato a Jacksonville local as well as the broker and owner of Nomad Realty. Many other residents belong to an HOA, so buyers should check rules and regulations before purchasing a home. HOA fees include:
The Charter Point neighborhood has quiet streets, cul-de-sacs and properties along the water. “This is an older, established neighborhood. It feels like its off the beaten path and tucked away. It’s one of the older parts of Jacksonville that people forget about. You can get lots of square footage for an affordable price,” Stancato says. Most homes are from the 20th century, including ranch styles, Colonial Revivals and split-levels. There are several subdivisions, with the Charter Point development being the largest. Emerald Bay and the Rive St. John subdivisions have more contemporary houses from the late 1990s and early 2000s. Blue Cypress Cove has a handful of homes built in the 2020s. The community also contains waterfront residences along the coves and marshes; some have backyard docks.
Reddie Point Preserve, on the northern edge, spans 102 acres. Locals can visit the public park for fishing, hiking and boating. Arlington Lions Club Park, also on the water, has a 24-hour boat ramp and trailer parking. Blue Cypress Park received major upgrades in 2025, including an updated pool as well as new playground and pickleball courts. The park also has a 9-hole golf course and a recently added fishing pier. There's also a launch for kayaks and canoes. The nearby Fort Caroline National Memorial is popular for its riverside trail, which has occasional dolphin sightings.
Students can attend Duval County Public Schools, which provides multiple school choice pathways. Fort Caroline Elementary School and Fort Caroline Middle School of the Visual and Performing Arts are a few blocks from the neighborhood. Several top-rated schools are within 10 miles:
Locals drive about 5 to 10 minutes to reach grocery stores and local dining spots. On Fort Caroline Road stands an ALDI grocery store, Dollar General and CVS Pharmacy. Shopping centers are along Merrill Road, including Dames Point Plaza, which features a Publix grocery store and restaurants like Crazy Chopsticks and MI Veracruz.
The Jacksonville Transit Authority's public buses run along Route 50. Buses run along the neighborhood's edge on University Boulevard North and North University Club Boulevard. Jacksonville Transit Authority operates Route 50 in the area, though most residents use their cars. University Boulevard brings locals to Jacksonville University with 5 to 10 minutes. The road connects to State Road 115 (FL-115) and the Mathews Bridge, leading straight downtown; the trip can take between 15 and 25 minutes, depending on traffic.
Leslie Riser
BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY
(904) 574-5171
115 Total Sales
1 in Charter Point
$367,500 Price
Traci Crawford
ONE SOTHEBY'S INTERNATIONAL REALTY
(904) 780-9854
118 Total Sales
1 in Charter Point
$382,400 Price
Matt Berrang
INI REALTY
(904) 831-8730
195 Total Sales
1 in Charter Point
$280,000 Price
Cindy Gavin
RE/MAX SPECIALISTS
(904) 490-7368
494 Total Sales
1 in Charter Point
$288,000 Price
Larry Boyles
FORWARD REAL ESTATE INVESTMENT GROUP LLC
(904) 569-9869
152 Total Sales
1 in Charter Point
$285,700 Price
Christina McIntosh
CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
(904) 574-4753
130 Total Sales
1 in Charter Point
$384,000 Price
| 1 - Low Crime, 10 - High Crime | Charter Point | US |
|---|---|---|
| Homicide | 4 | 4 |
| Sexual Assault | 4 | 4 |
| Assault with Weapon | 5 | 4 |
| Robbery | 5 | 4 |
| Burglary | 4 | 4 |
| Motor Vehicle Theft | 4 | 4 |
| Larceny | 4 | 4 |
| Crime Score | 5 | 4 |
Source: WhatIsMyCrimeRisk.com
On average, homes in Charter Point, Jacksonville sell after 40 days on the market compared to the national average of 53 days. The median sale price for homes in Charter Point, Jacksonville over the last 12 months is $350,000, down 10% from the median home sale price over the previous 12 months.
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Riverfront suburb near Blue Cypress Park and Jacksonville University
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