$553,496Average Value$244Average Price per Sq Ft45Homes For Sale
Bluewater Bay offers waterfront living, amenities and top schools
Bluewater Bay is a master-planned community east of Niceville. It rests on the shores of Choctawhatchee Bay, and residents spend their days watching sunsets from their decks, boating or driving golf carts to the various amenities—from golf courses to pools—near their homes. The Bluewater Bay Municipal Services Benefit Unit, or MSBU, has a board of directors that oversees maintenance, including roads, streetlights and irrigation systems. With a Cap Index Crime Score of 3 out of 10, compared to the national average of 4, and top-rated schools, Bluewater Bay draws families, many of whom stick around. “Most people don’t even lock their doors, it’s that safe,” says Joe Fagundes, a real estate agent with Berkshire Hathaway HomeServices PenFed Realty and president of the Windward subdivision’s HOA. “We moved here 20 years ago, raised our kids here and don’t plan on leaving anytime soon.”
Wide range of home styles and prices across various subdivisions
With nearly 4,000 homes across 73 subdivisions, Bluewater Bay accommodates many budgets and lifestyles. Most subdivisions have their own HOAs, separate from the MSBU, that oversee architectural review, landscaping and more. Florida state Road 20 divides the community, and Fagundes notes this can affect home prices. “On the southwest side, most homes are $450,000 and higher—up to $2 million on the bayfront,” he explains. “If you go across the road, there is more affordable housing, between $300,000 and up to $1 million. But I’d estimate that 60% of homes in all of Bluewater Bay are $500,000 or less.” Addie’s Place is the newest subdivision, featuring recently built New Traditional homes. Southwind and Windward are gated on the golf course. “Both have waterfront,” Fagundes says. “Sunset Beach within Southwind has a long community building with a pier, and Windward has its own pier just for neighborhood residents.” Throughout Bluewater Bay, single-story New Traditional, bungalow and ranch-style homes can cost $280,000 to $490,000, while Colonial Revival, two-story New Traditional, Mediterranean-style and contemporary houses can run from $500,000 to $780,000. Waterfront properties may range from $800,000 to $2.5 million. Townhouses and condos are available, mostly near the bay, and can cost $170,000 to $530,000, depending on age and location.
Residents enjoy golf, tennis and bay access in their neighborhood
Walking trails lead to all kinds of recreation. Aside from a full access package to the neighborhood’s three pools, the community doesn’t provide all-inclusive memberships for its amenities; each facility has its own fee. But the playgrounds at Abram’s and Woodlands parks are free. There’s a 9-basket disc golf course, the semi-private Golf Club and Bluewater Bay with 18 holes and the Bluewater Bay Tennis Center, offering clinics, camps and lessons on its 12 clay courts. The community recently added pickleball courts. “Many people play golf and tennis, but more people are on the water,” Fagundes says. Some residents store boats at the neighborhood marina, others have private docks. Just outside Bluewater Bay, Fred Gannon Rocky Bayou State Park has slipways. “The state park is heavily used,” Fagundes says. “The boat launches lead directly into Rocky Bayou, which puts you into the Choctawhatchee Bay.” The park also offers campsites and hiking trails under the shade of live oaks. Plus, the Emerald Coast’s scenic beaches, known for their white sand and clear waters, are a short drive away.
A’s for Bluewater Bay’s zoned schools
The Okaloosa County School District serves the neighborhood. Bluewater Bay Elementary and Ruckel Middle earn an A-minuses from Niche. Niceville High gets an A and has the country’s only NaGISA, or Natural Geography of In-Shore Areas. In 2024, eight students traveled to Japan to present their work on marine biodiversity.
Shopping and dining on state Road 20, with restaurants close to home
Along state Road 20, there’s a Winn-Dixie grocery store, CVS Pharmacy, Ace Hardware, Dollar General, Walgreens and restaurants. Jojo’s Coffee and Goodness is a morning go-to. Brothers Kitchen serves Southern cooking, while Tisano’s offers Italian cuisine. But Fagundes notes that the neighborhood’s most popular spots are within residential areas. “The local favorite is LJ Schooners at the marina,” he says. “It overlooks the wet slips and has an oyster bar and a formal restaurant.” The Blue Tee, beside the golf course, has diverse breakfast, lunch and dinner menus.
Driving distance to Niceville, Destin and Fort Walton Beach
There’s no public transportation in the neighborhood. “Golf carts are commonly used,” Fagundes says. “It’s also very walkable. On both sides of the main roads all the way down to the marina, there are sidewalks.” Bluewater Bay is between Niceville, about 5 miles west, and Destin, about 10 miles south. “There’s a lot more traffic in the summer, but when you live here, you know the times of day that you don’t have to deal with it,” Fagundes says. “Saturday, you don’t even try. That’s turn day on the beach.” Fort Walton Beach is about 20 miles west. Eglin Air Force Base, with a military hospital, and Destin-Fort Walton Beach Airport are about 15 miles west, and Hurlburt Field is about 25 miles west. MCA Florida Twin Cities Hospital is about 7 miles away.
GreatSchools:
The GreatSchools Rating helps parents compare schools within a state based on a variety of school quality indicators and provides a helpful picture of how effectively each school serves all of its students. Ratings are on a scale of 1 (below average) to 10 (above average) and can include test scores, college readiness, academic progress, advanced courses, equity, discipline and attendance data. We also advise parents to visit schools, consider other information on school performance and programs, and consider family needs as part of the school selection process.
View GreatSchools Rating Methodology
Are you familiar with the Bluewater Bay neighborhood?
to let others know what life in this neighborhood is like.
Crime and Safety
1 - Low Crime, 10 - High Crime
Bluewater Bay
US
Homicide
1
4
Sexual Assault
1
4
Assault with Weapon
1
4
Robbery
2
4
Burglary
4
4
Motor Vehicle Theft
3
4
Larceny
1
4
Crime Score
2
4
Source: WhatIsMyCrimeRisk.com
Bluewater Bay Demographics and Home Trends
On average, homes in Bluewater Bay, Niceville sell after 55 days on the market compared to the national average of 56 days. The median sale price for homes in Bluewater Bay, Niceville over the last 12 months is $495,650, down 1% from the median home sale price over the previous 12 months.
Welcome to your private oasis in the heart of Niceville! Nestled in the desirable Bluewater Bay community, this beautifully renovated home shines with joy and charm and provides direct access to the Bay golf course on hole #5. Lush, manicured landscaping creates stunning curb appeal and a serene outdoor retreat. Inside, enjoy a fully updated kitchen featuring modern finishes, perfect for
Professional photos coming soon! Welcome to Bluewater Bay living at an incredible value! This 3 bedroom, 2 bathroom home offers a highly desirable split-bedroom floor plan, spacious living area, and a layout that truly makes sense for everyday living. The kitchen is well-appointed with ample cabinetry, stainless appliances, and a functional design that flows seamlessly into the dining and living
Located in Bluewater Bay in Niceville, Florida, this newer home with water views offers convenient access to Eglin Air Force Base, Hurlburt Field, and the 7th Special Forces Group, along with nearby golf, parks, and Emerald Coast beaches. Built less than 10 years ago, the home provides the comfort of newer construction in one of Niceville's most sought-after communities. Enjoy the rare setting of
Nestled in the desirable Rocks Cove community of Bluewater Bay, this remarkable 4-bedroom, 2.5-bath home offers 3,182 square feet of thoughtfully designed living space on a quiet cul-de-sac just minutes from the sparkling waters of Choctawhatchee Bay and convenient public boat ramp access. This spacious three-story residence welcomes you with an open floor plan, soaring ceilings, and a warm,
This 2-bedroom, 2-bath condo in The Florida Club blends comfort, convenience, and resort-style amenities. The open-concept living area and split-bedroom layout offer both space and privacy, while the private screened balcony is perfect for relaxing after a day in the sun. Enjoy a well-appointed kitchen, generous storage, and a primary suite with an en-suite bath. Community perks include a
Opportunity knocks in Bluewater Bay!Located on a quiet street in one of Niceville's most established communities, this 3-bedroom, 2-bath home offers a ton of potential for the buyer ready to add their own updates and personal touches. This solid home features a functional layout and is a fantastic option for investors, renovators, or homeowners looking to build equity. Enjoy the unbeatable
Charming two-story home located in the highly desirable Bluewater Bay community. This updated property features a renovated kitchen, fresh paint throughout, and tile and wood laminate flooring, offering both style and durability. The layout provides comfortable living with plenty of natural light and functional space. Enjoy the privacy of a fully fenced yard, perfect for relaxing or entertaining.
Welcome to this beautifully maintained home in the highly sought-after Bluewater Bay area of Niceville. Located within a gated golf course community of Southwind, this property offers a prime setting with convenient access to local amenities and a short drive to the white-sand beaches of the Emerald Coast. Step outside to your own private retreat featuring a newly added resort-style pool and spa,
Turnkey Perfection in Gated Bluewater Bay - Golf Course Living Fully renovated, all brick, and completely move in ready, this 5-bedroom, 3-bath Southwind gem sits behind the gates of one of the Emerald Coast's most sought-after communities, backing directly onto the golf course for peaceful, scenic views. The Primary Suite:Spacious, serene, and designed to unwind, this oversized retreat opens
NEW ROOF WITH ACCEPTABLE OFFER! Welcome to highly sought-after Bluewater Bay, where charm, convenience, and lifestyle come together. This beautifully maintained home offers a warm, inviting presence from the moment you arrive, with mature trees, a spacious front yard, and classic curb appeal. Inside, you'll find a thoughtfully updated interior featuring durable wood-look tile, fresh neutral
Seller offering $7,000 toward buyer's closing costs--don't miss this opportunity! Updated 2BR/2.5BA townhome in sought-after Bluewater Bay Marina, offering a relaxed coastal lifestyle with great amenities nearby. Entry-level living room features vaulted ceilings, a wood-burning fireplace, and opens to a 14'x6' deck overlooking a peaceful wooded area. Second level includes an updated kitchen with
Located in the heart of Bluewater Bay, these highly sought-after Gleneagles townhomes are known for generous floor plans, walkable surroundings, and excellent value with low HOA fees. This residence offers approximately 2,000 square feet of thoughtfully designed living space that balances comfort and flexibility with an active coastal lifestyle. The main level features a dramatic, oversized
Suzy McDanielScenic Sotheby's International Realty
Welcome to this beautifully updated 4-bedroom, 2-bath home with a 2-car garage, ideally located in the highly desirable Bluewater Bay community and in a highly sought-after price range. Inside, you'll find a thoughtful blend of style and comfort, featuring durable LVP flooring in the main living areas, cozy carpet in the bedrooms, brushed nickel fixtures, granite countertops, and stainless steel
The advertised rate of $3,197/month is the lowest available price, based on a 30 day(s) stay with a move-in date of October 25, 2026.Rates vary depending on the duration of stay, season, and other parameters. For exact pricing and additional pricing components, please visit our website and enter your desired move-in and move-out dates. The rate is applicable when billed upfront; it can be
This beautiful brick home, located in the desirable Southwind community of Bluewater Bay, offers comfort, style, and exceptional curb appeal. Situated on a spacious corner lot, the property features a professionally landscaped yard complete with an irrigation system, creating a well-maintained and inviting exterior. Inside, the home showcases elegant finishes, including hardwood flooring,
Escape into your personal sanctuary at 4276 Calinda Lane, Unit 142, nestled in the charming enclave of Niceville, FL. This exceptional condo offers a spacious one-bedroom layout, perfectly designed for comfort and convenience. Immerse yourself in a lifestyle of ease with a full bath that promises a refreshing start and relaxing end to your day. The open-concept interior welcomes you with a warm
Welcome home to Bluewater Bay! This charming three-bedroom property features a fully fenced backyard, offering both privacy and peace of mind. Inside, the kitchen shines with granite countertops and a gas stove--perfect for everyday cooking with a touch of style. The primary bathroom includes a spacious walk-in shower, creating a comfortable, spa-like retreat. A heated and cooled Florida room
Come enjoy treetop views at Florida Club of Bluewater Bay. Unit 246 is a fourth floor unit with recent renovations to include new lighting, granite, and carpet in the bedrooms. High speed WiFi, Cable, and a washer/dryer combo are included in the lease as well. This well-kept complex includes a community pool, fitness room, picnic area, and BBQ grills for entertaining. Florida Club is minutes away
Charming and updated 2 bed, 2 bath condo + loft with everything you need! Located on the 5th floor with convenient elevator access, this spacious home features a screened-in patio perfect for relaxing, plus access to a community pool and fitness center. WiFi and cable are included for added convenience. Comfortable, stylish, and move-in ready!
Looking for a beautiful, comfortable, and thoughtfully appointed fully furnished apartment? Look no further! Explore this luxurious and cozy living space in the heart of the Destin, Fort Walton locale. The top 5 reasons to consider this unit are the community livability, outdoor adventures, quality school districts, overall prosperity, and the ease of access to upscale urban and relaxing
**Available May 6th!** No pets. **Available May 6th!** No pets. Charming three-bedroom, two-bathroom residence situated in the desirable Bluewater Bay community. Boasting an inviting open floor plan, this home showcases a beautiful kitchen adorned with modern amenities. Gorgeous vinyl plank flooring grace the entirety of the home, lending a warm and timeless appeal. The main level hosts a single
Beautifully maintained home in a highly desirable location, just a short distance from the marina. The main level welcomes you with a bright, open floor plan featuring a spacious living area. The kitchen is perfectly positioned and offers granite countertops, a convenient breakfast bar, and stainless steel appliances--ideal for both everyday living and entertaining. Just off the kitchen, the
Available July 1st through January 1st - Short Term Rental *Not furnished* ****Showings start May 1st**** Pets are considered with owner approval This beautifully maintained 3 bedroom, 2.5 bath home offers a spacious and inviting layout perfect for a short term stay. Featuring great curb appeal, soaring ceilings, rich wood and tile flooring, and abundant natural light, this home blends comfort
AVAILABLE IN APRIL!!! Resort-Style Living Awaits! Welcome to easy, coastal living in this beautifully maintained 1-bedroom, 1-bath condo nestled in the highly sought-after Bluewater Bay area. Perfectly positioned on the third floor, this desirable end unit offers both privacy and convenience--with stairs right outside your door and elevator access just steps away. Step inside to find a
Welcome to this beautiful 3 bedroom condo that is located in central Bluewater Bay. This upstairs end unit offers a great location and great views. Walk into the foyer and both large guest bedrooms are to your right and left, with one having an adjoining bathroom. The kitchen boosts stainless steel appliances and a comfy breakfast bar. The living room is large for entertaining with a covered
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