Madison, MS Homes for Sale under $400,000

• 

  

  

  /24

  $284,900

  $14K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,573 Sq Ft

  128 Seville Way, Madison, MS 39110

  Come see this move-in-ready 3 bed, 2 bath home in the Germantown zone in Madison County Schools. This house is comfortable, welcoming, and ready for you to make it your home. Do not miss this move-in ready home!

  Ford Rigney Goolsby Properties

  128 Seville Way, Madison, MS 39110
• 

  

  

  /57

  $235,900

  $30K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 1,426 Sq Ft

  119 Harris Ln, Madison, MS 39110

  Come and view this updated 4br/2ba home with a bonus room that could be a 5th bedroom. Home has new flooring, new HVAC system, new fixtures, new stainless steele stove, new paint, new tub & toilets, etc. Home is centrally located near I55, main roads, shopping, dining and entertaining, and minutes to great schools (10 out of 10 score) hospitals and clinics, grab your Realtor now to view!

  Dee Kommany The Kommany Group LLC

  119 Harris Ln, Madison, MS 39110
• 

  

  

  /9

  $358,000

  $2K PRICE DROP

  • Land
  • 5.3 Acres
  • $67,547 per Acre

  0 Sundown Cove Unit 4155224, Madison, MS 39110

  5.3 Acres | Sundial Estates | Madison, Mississippi Build the home you've always envisioned on this beautiful 5.3 acre homesite in the prestigious Sundial Estates community in Madison, Mississippi. Tucked away in an established estate neighborhood, this exceptional property offers the perfect balance of privacy, natural beauty, and convenience. With ample space for a custom residence, outdoor

  Misti McNichols Centralized Realty Professionals

  0 Sundown Cove Unit 4155224, Madison, MS 39110
• 

  

  

  /44

  $310,000

  $25K PRICE DROP

  • 3 Beds
  • 2.5 Baths
  • 2,511 Sq Ft

  107 Begonia Ln, Madison, MS 39110

  Welcome to 107 Begonia Lane in the highly sought-after Annandale subdivision of Madison! This beautiful 3 bedroom, 2.5 bath home offers over 2,500 square feet of well-designed living space and is full of charm from the moment you walk through the front door. Step inside and you'll immediately notice the beautiful entry foyer, hardwood floors, and spacious layout. The home features a true formal

  Thomas Cothren Dream Home Properties

  107 Begonia Ln, Madison, MS 39110
• 

  

  

  /15

  $350,000

  $40K PRICE DROP

  • Land
  • 2.73 Acres
  • $128,205 per Acre

  0 Lone Wolf Dr Unit 4123574, Gluckstadt, MS 39110

  2.73+- Acre Commercial Lot available in the heart of Gluckstadt's growing business corridor. This lot is already surveyed, Zoned C-2, & cleared with utilities available. Located at the end of a cul-de-sac within the Lone Wolf Business Park, this lot is the final lot available in this successful commercial development. This site offers a strategic location with convenient access to Highway 51, and

  JP Clark JP Clark Realty LLC

  0 Lone Wolf Dr Unit 4123574, Gluckstadt, MS 39110
• 

  /2

  $145,000

  • Land
  • 1.4 Acres
  • $103,571 per Acre

  119 Bristol Dr, Madison, MS 39110

  Nestled on a quiet cul-de-sac in the desirable Annadale community, this 1.4 acre homesite blends open space with mature trees, and natural privacy. Ample room for a custom build while preserving the land's character. Enjoy the charm of Annandale with convenient access to schools, shopping, dining, and major roadways- ready for your vision to come to life.

  Cynthia Shields McIntosh & Associates

  119 Bristol Dr, Madison, MS 39110
• 

  

  /30

  $240,000

  • Land
  • 3.32 Acres
  • $72,289 per Acre

  175 Hunter's Cove, Madison, MS 39110

  Large lot located within the secluded Sawyer's Ridge Subdivision. Located just outside of the city limits of Gluckstadt, MS. Germantown Schools! This neighborhood is ideal for those seeking the ample space and privacy offered in Madison County, while remaining only moments from city amenities! Germantown High, & access to I-55 is less than 5-10 minutes away. This lot is one of only seven other

  Hailey Clark JP Clark Realty LLC

  175 Hunter's Cove, Madison, MS 39110
• 

  

  /59

  $285,900

  • 3 Beds
  • 2 Baths
  • 1,635 Sq Ft

  490 Brookstone Dr, Madison, MS 39110

  ON THE WATER in Chelsea Isle in Cobblestone. This 3 bedroom, 2 bath house with a NEW ROOF is conveniently located off of 51 in Madison. You walk in to a foyer and a large living area with plantation shutters and a fireplace. Off of that space is the dining room with outside access and the kitchen right there. Cabinets were added to the kitchen for even more counter space and storage! The laundry

  Emily Ferguson Nix-Tann & Associates, Inc.

  490 Brookstone Dr, Madison, MS 39110
• 

  

  /33

  $369,900

  $20K PRICE DROP

  • 4 Beds
  • 3 Baths
  • 2,147 Sq Ft

  109 Mullherrin Dr, Madison, MS 39110

  Charming 4 bedroom, 3 bathroom home situated on a corner lot with 2,147 square feet and a 2.5-car garage. This home features hardwood and tile throughout, granite countertops, stain steel appliances, and a functional open layout. The spacious, fenced backyard offers plenty of room to enjoy. Located in a highly sought-after school district, this neighborhood also offers a pool, playground, and

  Brad Burleson UList Realty

  109 Mullherrin Dr, Madison, MS 39110
• 

  

  /28

  $347,000

  $8K PRICE DROP

  • 4 Beds
  • 2.5 Baths
  • 2,006 Sq Ft

  216 Calhoun Dr Unit N/a, Madison, MS 39110

  Welcome to this beautifully maintained 2,006 sq ft home offering 4 bedrooms and 2.5 baths, inside a gated community in Madison, MS near the cities of Gluckstadt and Madison! The classic all-brick exterior features an inviting arched entryway. Step through the elegant double doors into a thoughtfully designed floor plan offering comfortable, functional living space. The foyer, dining room and

  Mark Bowman Buck Commander

  216 Calhoun Dr Unit N/a, Madison, MS 39110
• 

  

  /34

  $235,000

  • 3 Beds
  • 2 Baths
  • 1,749 Sq Ft

  108 W Bradford Place, Madison, MS 39110

  This is an AS-IS sale. Priced to move! This is an awesome property in a great location! Beautiful trees and privacy! Schedule your showing today. This home will most likely not qualify for conventional loan.

  Carson Dobbs Enjoy Real Estate, LLC

  108 W Bradford Place, Madison, MS 39110
• 

  

  /32

  $315,000

  • 3 Beds
  • 2 Baths
  • 1,701 Sq Ft

  1012 Trinity Dr, Madison, MS 39110

  Welcome Home to 1012 Trinity Drive The moment you step inside 1012 Trinity Drive, you'll feel it; a warm, welcoming sense of home that makes you want to stay awhile. Nestled in the desirable Providence subdivision, this beautiful 3-bedroom, 2-bath home offers the perfect blend of comfort, functionality, and timeless character. Rich heart pine flooring welcomes you through the foyer and continues

  LaJesca Woodard Keller Williams

  1012 Trinity Dr, Madison, MS 39110
• 

  

  /25

  $264,900

  • 3 Beds
  • 2 Baths
  • 1,696 Sq Ft

  161 Stonegate Dr, Madison, MS 39110

  Come and see this move-in ready three-bedroom, two-bathroom home in the welcoming Stonegate neighborhood! This home features a spacious floorplan that seamlessly connects the main living areas, making it perfect for both daily living and entertaining. The living room is anchored by a cozy fireplace, creating a comfortable and inviting atmosphere. The thoughtfully updated kitchen boasts durable

  Robert Salmons Entera Realty, LLC

  161 Stonegate Dr, Madison, MS 39110
• 

  

  /31

  $375,000

  $10K PRICE DROP

  • 3 Beds
  • 2.5 Baths
  • 1,937 Sq Ft

  104 Azalea Cove, Madison, MS 39110

  Welcome to refined living in the highly sought-after Ashbrooke subdivision. This stunning 3-bedroom, 2.5-bath residence is perfectly positioned on an expansive cul-de-sac lot, offering both privacy and space. Inside, you'll find a beautifully designed layout featuring a luxurious primary suite, a spacious, well-appointed kitchen, and thoughtfully curated living areas ideal for both everyday

  Talicia Green W Real Estate LLC

  104 Azalea Cove, Madison, MS 39110
• 

  

  /29

  $345,900

  $9K PRICE DROP

  • 4 Beds
  • 2.5 Baths
  • 1,880 Sq Ft

  185 Buckhead Dr, Madison, MS 39110

  This beautiful custom-built home is located in Timber Ridge in Madison. You will be impressed when you walk in to find everything you've been looking for and then some! The family room is large with brick fireplace & opens to a gorgeous kitchen with accent island, quartz counter tops, stainless appliances & gas range. The primary bedroom is spacious with a large walk-in closet that leads to the

  Jessica Creel Local Real Estate

  185 Buckhead Dr, Madison, MS 39110
• 

  /2

  $125,000

  • Land
  • 4,356 Sq Ft
  • $1,250,000 per Acre

  312 Felicity St, Madison, MS 39110

  Build Your Dream Home in The Village at Madison! Discover the opportunity to build your future home in The Village at Madison, a beautiful mixed-use community designed with architectural inspiration from the historic Garden District of New Orleans. This desirable development offers a unique blend of timeless charm, convenience, and low-maintenance living in the heart of Madison. Enjoy the ability

  Jessie Haley Haley Properties LLC

  312 Felicity St, Madison, MS 39110
• 

  

  /11

  $169,500

  • Land
  • 2.8 Acres
  • $60,536 per Acre

  0 Lansbury Way Unit 4162428, Madison, MS 39110

  Excellent opportunity to own a prime residential property in the City of Madison. Country living with all the city conveniences. The property is located at the end of Lansbury Way, which offers lots of privacy and is only minutes away from Main Street in Madison. Water and electricity are available. (Please verify all information provided)

  Bryan Jameson Jr. Lee Hawkins, Realty

  0 Lansbury Way Unit 4162428, Madison, MS 39110
• 

  

  /45

  $289,900

  Open Sat 1PM - 3PM

  • 3 Beds
  • 2 Baths
  • 1,848 Sq Ft

  454 Cheyenne Ln, Madison, MS 39110

  Escape to your own private Waterfront Retreat on Culley Lake! Imagine starting your mornings with a warm cup of coffee in your sunroom, watching the mist rise over the tranquil waters of Culley Lake. Situated on an expansive 0.81-acre lot in the sought-after Natchez Trace Village, this 3-bedroom, 2-bathroom gem offers the ultimate lakefront lifestyle.Step inside to find a light-filled living room

  Elizabeth Brunson Dream Home Properties

  454 Cheyenne Ln, Madison, MS 39110
• 

  

  /46

  $385,000

  $20K PRICE DROP

  • 3 Beds
  • 2.5 Baths
  • 2,717 Sq Ft

  14 Napa Valley Cir, Madison, MS 39110

  Classic Southern Colonial nestled among the trees in gated Trace Vineyard! With its stunning, full-width porches on both the upper and lower levels, and a swing to enjoy while you sip your morning coffee, this home offers the perfect place to relax and unwind while you overlook the beautifully shaded lot. A true foyer welcomes you inside the inviting front door, where you'll find warm wood

  Mariclaire Putman Hometown Property Group

  14 Napa Valley Cir, Madison, MS 39110
• 

  

  /20

  $349,900

  $14K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 2,273 Sq Ft

  450 Fairfield Dr, Madison, MS 39110

  NOW OFFERING AT $349,900!  SELLER OFFERING UP TO $13,000 IN BUYER INCENTIVES — $8,000 PAINT ALLOWANCE + $5,000 TOWARD BUYER CLOSING COSTS WITH AN ACCEPTED OFFER!  Freshly installed LVP flooring  Washer & dryer included with an accepted offer 4 Bedrooms PLUS a Detached Workshop/Extra Garage in Desirable Fairfield Subdivision! Don't miss this exceptional opportunity to own a beautifully

  Jessica Qiu EXIT Realty Collective

  450 Fairfield Dr, Madison, MS 39110
• 

  

  /61

  $359,000

  • 4 Beds
  • 2 Baths
  • 2,244 Sq Ft

  137 Whisper Lake Blvd, Madison, MS 39110

  Bright, move-in ready 4 BR, 2 BA home (4th bedroom could be a bonus room of upstairs office) in sought-after Annandale. Open floor plan floods the main living area with natural light and flows to a formal dining room — perfect for entertaining. Spacious kitchen overlooks the living area. Primary suite with en-suite bath; two additional bedrooms share a second full bath. Step outside to a covered

  Tori Heard BHHS Gateway Real Estate

  137 Whisper Lake Blvd, Madison, MS 39110
• 

  

  /36

  $319,900

  • 3 Beds
  • 2 Baths
  • 1,921 Sq Ft

  130 Savoy Park, Madison, MS 39110

  Welcome to Lake Caroline! This beautiful 3 bedroom, 2 bath home offers over 1,900 square feet of comfortable living space with a wonderful, open feel and soaring ceilings. Freshly updated with new paint, luxury vinyl plank flooring throughout and a new architectural roof, this home is move-in ready and designed for easy living. The spacious, split floor plan provides generous living areas,

  Mariclaire Putman Hometown Property Group

  130 Savoy Park, Madison, MS 39110
• 

  

  /43

  $395,000

  • 3 Beds
  • 2 Baths
  • 2,345 Sq Ft

  115 Hampton Chase, Madison, MS 39110

  Just Listed in Lake Caroline - 115 Hampton Chase, Madison, MS 39110 Welcome to this beautifully maintained 3-bedroom, 2-bath home located in the highly desirable Hampton Chase section of Lake Caroline. From the moment you step inside, you'll appreciate the thoughtful layout and quality finishes throughout. To your left off the foyer are two spacious guest bedrooms and a full bathroom—perfect for

  Steve Craft Real Estate Partners

  115 Hampton Chase, Madison, MS 39110
• 

  /2

  $135,000

  • Land
  • 6,098 Sq Ft
  • $964,286 per Acre

  0 Charlotte Dr Unit 4112586, Madison, MS 39110

  Lot for Sale - Phase 2, The Village at MadisonWelcome to Phase 2 of The Village at Madison — a premier opportunity to build your dream home in one of Madison's most sought-after communities. Perfectly positioned in the heart of the city, The Village at Madison is a thoughtfully designed, mixed-use development inspired by the timeless charm of New Orleans' Garden District.This

  Jessie Haley Haley Properties LLC

  0 Charlotte Dr Unit 4112586, Madison, MS 39110
• 

  

  /48

  $325,900

  $12K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,988 Sq Ft

  150 French Branch, Madison, MS 39110

  Welcome to this beautiful home located in the highly desirable Lake Caroline community in Madison! This well-maintained 3 bedroom, 2 bathroom home offers nearly 2,000 square feet of comfortable living space with a functional open-concept layout perfect for everyday living and entertaining. The spacious living area flows seamlessly into the kitchen featuring granite countertops, a gas range, a

  Elizabeth Fields Polles Properties, LLC

  150 French Branch, Madison, MS 39110
• 

  

  /22

  $279,900

  • 3 Beds
  • 2.5 Baths
  • 1,637 Sq Ft

  253 Heritage Dr, Madison, MS 39110

  This 3-bedroom, 2.5-bathroom Two-Story home is perfectly situated in the Colonial Village neighborhood. The traditional floor plan provides a classic and functional layout, featuring an inviting living room centered around a cozy fireplace. Flowing into the kitchen, you will find durable granite countertops and sleek stainless-steel appliances. The primary bedroom is well-appointed with a large

  Robert Salmons Entera Realty, LLC

  253 Heritage Dr, Madison, MS 39110
• 

  

  /25

  $220,000

  • Land
  • 5.98 Acres
  • $36,789 per Acre

  0 Springwood Trail Unit 4137039, Flora, MS 39071

  Welcome to Springwood, Flora's newest lakefront development. This 5.98-acre lot is nestled down a gated private road with access to a 31-acre private lake. Springwood lots include access to fiber internet and natural gas, along with power and water in place. Lots are selling fast, come land your dream property today! Minimum 2,500 sq ft to build. There is a paved private road as well! Flora,

  Paul Hopper Hopper Properties

  0 Springwood Trail Unit 4137039, Flora, MS 39071
• 

  

  /9

  $200,000

  • Land
  • 20,037 Sq Ft
  • $434,783 per Acre

  211 Harper's Way, Madison, MS 39110

  Come check out this .46 +/- acre lakefront lot in Madison, MS, located in the Shores of Lake Caroline. This property offers access to an 835 +/- acre private lake, tennis courts, three private pools, private marinas, and a double boat slip, with a golf course nearby. Another positive is the green space next to the property, which helps provide more privacy and limits the number of homes that can

  Justin Hutton Hopper Properties

  211 Harper's Way, Madison, MS 39110
• 

  

  /9

  $199,000

  $6K PRICE DROP

  • Land
  • 20,908 Sq Ft
  • $414,583 per Acre

  211 Northshore Place, Madison, MS 39110

  Come build Your Dream home on the water!! Northshore of Lake Caroline is a prestigious, gated waterfront neighborhood within the renowned Lake Caroline master-planned community in Madison, Mississippi.This exclusive Lake community offers luxurious homes with stunning views of the main 835-acre private lake, perfect for boating, fishing, kayaking, and other water activities. Residents enjoy

  Cory & Honei Paulk Buck Commander

  211 Northshore Place, Madison, MS 39110
• 

  

  /30

  $379,900

  $40K PRICE INCREASE

  • 3 Beds
  • 2 Baths
  • 2,067 Sq Ft

  151 Camden Ct, Madison, MS 39110

  Well-maintained and freshly painted 3 bedroom, 2 bath home located in a sought-after subdivision filled with amenities and zoned for a top-rated school district. Enjoy comfortable living, a great neighborhood feel, and convenient access to everything you need! Home is complete with premium upgraded appliance package including french door refrigerator. For those time of power failure a whole house

  Brad Burleson UList Realty

  151 Camden Ct, Madison, MS 39110
• 

  

  /24

  $220,000

  • Land
  • 7.19 Acres
  • $30,598 per Acre

  0 Springwood Trail Unit 4141775, Flora, MS 39071

  Welcome to Springwood, Flora's newest lakefront development. This 7.19-acre lot is nestled down a gated private road with access to a 31-acre private lake. Springwood lots include access to fiber internet and natural gas, along with power and water in place. Lots are selling fast, come land your dream property today! Minimum 2,500 sq ft to build. There is a paved private road as well! Flora,

  Paul Hopper Hopper Properties

  0 Springwood Trail Unit 4141775, Flora, MS 39071
• 

  

  /25

  $345,000

  • 3 Beds
  • 2 Baths
  • 1,861 Sq Ft

  121 Remington Cove, Madison, MS 39110

  Welcome to 121 Remington Cove in Timber Ridge, located on a quiet cul-de-sac street in the Germantown school district! This charming 3-bedroom, 2-bath home offers approximately 1,861 square feet with an open, split floor plan, great functional space throughout, and NO CARPET anywhere in the home. A large covered front porch welcomes you into the foyer, where high ceilings and beautiful hardwood

  Julie Bishop Crye-Leike

  121 Remington Cove, Madison, MS 39110
• 

  /2

  $145,000

  • Land
  • 6,098 Sq Ft
  • $1,035,714 per Acre

  508 Charlotte Dr, Madison, MS 39110

  Build Your Dream Home in The Village at Madison! Discover the opportunity to build your future home in The Village at Madison, a beautiful mixed-use community designed with architectural inspiration from the historic Garden District of New Orleans. This desirable development offers a unique blend of timeless charm, convenience, and low-maintenance living in the heart of Madison. Enjoy the ability

  Jessie Haley Haley Properties LLC

  508 Charlotte Dr, Madison, MS 39110
• 

  

  /17

  $319,500

  $10K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 1,903 Sq Ft

  1926 E Ridge Cir Unit (Lot 291), Madison, MS 39110

  GREAT HOME WITH 4 BEDROOMS AND 2 FULL BATHROOMS WITH WALK-IN SHOWERS. 10 FT CEILINGS WITH OPEN AND SPLIT FLOOR PLAN. FIREPLACE IN THE LIVING AREA. BREAKFASTROOM LOOKS OVER LARGE FENCED BACK YARD. READY FOR NEW OWNERS......JUST MOVE. CALL YOU AGENT FOR PRIVATE VIEWING

  Sandra Thompson The Gralexx Group LLC

  1926 E Ridge Cir Unit (Lot 291), Madison, MS 39110
• 

  

  /25

  $354,832

  New Construction $14K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,808 Sq Ft

  124 Saint Croix Ln, Madison, MS 39110

  Beautiful Quartz Countertops in this 3/2 split plan with extra large kitchen! Great for entertaining with a fireplace on the back porch and roomy backyard. Ready for you to move in and enjoy the Holidays!!

  Clay Beard BrokerSouth Properties of Jxn

  124 Saint Croix Ln, Madison, MS 39110
• 

  /2

  $225,000

  • Land
  • 4,791 Sq Ft
  • $2,045,455 per Acre

  0 Port St, Madison, MS 39110

  Unveil your vision on Lot 53900, an exceptional waterfront parcel offering a rare mixed-use development opportunity in the heart of Lost Rabbit. Featuring a footprint of approximately 5,137 square feet, this standout location commands breathtaking, direct views overlooking the tranquil Marina. Best of all, you are just a short, scenic walk to everything The Town Center has to offer. Stroll down

  Donna Taylor Taylor Realty Group, LLC

  0 Port St, Madison, MS 39110
• 

  

  /51

  $289,900

  $20K PRICE DROP

  • 2 Beds
  • 2.5 Baths
  • 1,400 Sq Ft

  550 Post Rd Unit 801, Ridgeland, MS 39157

  Welcome to the Gated Neighborhood of Point Clear! Located on the Reservoir! This is an End Unit, Beautifully Updated & Move In Ready! Sit on your Back Patio & Enjoy the Peaceful Views of the Reservoir! 2 Large Bedrooms Upstairs, Each with Private Bathrooms. Family Room/Dining Area plus Kitchen w/Breakfast Bar & Space for Table or Sitting Area. Updated Stainless Kitchen Appliances, Updated HVAC,

  Mandy Gardner Maselle & Associates Inc

  550 Post Rd Unit 801, Ridgeland, MS 39157
• 

  

  /27

  $296,900

  New Construction Open Sun 2PM - 4PM

  • 3 Beds
  • 2 Baths
  • 1,620 Sq Ft

  113 Newport Dr, Canton, MS 39046

  Introducing 113 Newport Drive, a newly completed home in The Lakes at Stapleton featuring 3 bedrooms, 2 baths, and 1,620 square feet of well-planned living space. **LIMITED-TIME OFFER! The builder will pay $5,000 towards closing costs or buyer-selected upgrades on this home, such as a refrigerator, washer, dryer, blinds, or fencing! Go under contract between September 14 and October 31, 2026, and

  Jenny Winstead Southern Homes Real Estate

  113 Newport Dr, Canton, MS 39046
• 

  

  /6

  $130,000

  • Land
  • 2 Acres
  • $65,000 per Acre

  0 Strong Rd, Canton, MS 39046

  Unique Opportunities are often born of LUCK!!! and This is your lucky day. The offering is a select 2.0 Acre homesite in Madison County on Strong Rd. Professional Photos are coming soon. This choice homesite provides that secluded rural feel with convenience to Madison and Gluckstadt plus all the A+ Schools of Madison County. If you are looking to build a home in the next few years, this is

  Buck Covington Weichert, Realtors - Innovations

  0 Strong Rd, Canton, MS 39046
• 

  

  /24

  $299,900

  New Construction Open Sun 2PM - 4PM

  • 3 Beds
  • 2 Baths
  • 1,638 Sq Ft

  111 Newport Dr, Canton, MS 39046

  Check out this NEW CONSTRUCTION home in The Lakes at Stapleton featuring 3 bedrooms, 2 baths, and 1,638 square feet! **LIMITED-TIME OFFER! The builder will pay $5,000 towards closing costs or buyer-selected upgrades on this home, such as a refrigerator, washer, dryer, blinds, or fencing! Go under contract between September 14 and October 31, 2026, and close by November 30, 2026, to qualify. The

  Jenny Winstead Southern Homes Real Estate

  111 Newport Dr, Canton, MS 39046

Showing Results 161 - 200, Page 5 of 5