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Magnolia, TX Homes for Sale with No HOA Fee

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  • /2

    $306,373

    New Construction
    • 5 Beds
    • 3.5 Baths
    • 2,201 Sq Ft

    40757 Mostyn Lake Dr, Magnolia, TX 77354

    *Receive initial rates as low as 3.99% (6.788% APR) on FHA, RD, and VA loans with up to $12,000 towards rate buydown or closing costs. Plus a FREE Refrigerator! Must Close by 11/30/26 - Contact Builder Sales Rep(s) for more details about current incentive.* This Barberton II G has a 2 story open floor plan with 5 bedrooms, 3 full bathrooms, 1 half bathroom plus a bonus room! This home includes

    DSLD Homes Builder
    40757 Mostyn Lake Dr, Magnolia, TX 77354
  • /13

    $2,200,000

    $90K PRICE DROP
    • Land
    • 3.59 Acres
    • $612,131 per Acre

    7588 Red Bay Cir, Magnolia, TX 77354

    INCREDIBLE AND HARD TO FIND 3.6 ACRE LOT IN HIGHLY COVETED RED BAY AREA!!!! Lot has been cleared and a professional grade 7x7 soccer field built in the back of the lot. Unique opportunity to build your dream home with plenty of room to fulfill your outdoor dreams....

    David Medina Connect Realty.com

    7588 Red Bay Cir, Magnolia, TX 77354
  • /9

    $599,000

    New Construction $44K PRICE DROP
    • 4 Beds
    • 3 Baths
    • 3,078 Sq Ft

    5115 Silverbell Ln, Magnolia, TX 77316

    The Indio s distinctive extended foyer hallway with tray ceilings flows into the expansive great room and views to the desirable covered patio beyond. The beautifully designed kitchen features an oversized center island with breakfast bar, large walk-in pantry, and ample counter and cabinet space. The casual dining area opens to the spacious covered patio and rear yard. A cathedral ceiling and

    Toll Brothers, Inc. Builder
    5115 Silverbell Ln, Magnolia, TX 77316
  • /47

    $949,999

    Open House 8/15 $39K PRICE DROP
    • 4 Beds
    • 5 Baths
    • 4,494 Sq Ft

    33210 Walnut Crossing, Magnolia, TX 77355

    Step into elegance with this beautifully designed home showcasing a stunning contemporary interior and thoughtfully planned layout. The open-concept design creates a seamless flow between the living, kitchen, and dining areas, enhanced by natural light and stylish finishes throughout. The primary suite offers a private retreat featuring a luxurious ensuite bath, expansive walk-in closet, and

    Adam Olsen eXp Realty, LLC

    33210 Walnut Crossing, Magnolia, TX 77355
  • /39

    $180,000

    $55K PRICE DROP
    • 1 Bed
    • 1 Bath
    • 780 Sq Ft

    41414 S Brenda Ln, Magnolia, TX 77354

    CABIN LIVING ON TWO BEAUTIFUL ACRES. Imagine your investment opportunities! Tear it down and bring your mobile home, or revamp it and create a rustic cabin get away. Minutes from the Woodlands, Conroe, Houston, Tomball. City water, electric on the property, original septic system. NO HOA. Not in the flood plain. Location location location!

    Stephanie Peters Heartland Real Estate Company

    41414 S Brenda Ln, Magnolia, TX 77354
  • /30

    $174,900

    • 3 Beds
    • 2 Baths
    • 1,178 Sq Ft

    26815 N Marek Ln, Magnolia, TX 77355

    Escape HOA and deed restrictions with this unrestricted, almost half-acre property at the end of a street. Perfect for those seeking land and freedom. Park trailers and trucks with ease. This updated single wide home features 3 beds and 2 baths. Welcome to your new home!

    Victor Correa Texas Ally Real Estate Group, LLC

    26815 N Marek Ln, Magnolia, TX 77355
  • /25

    $354,950

    New Construction
    • 4 Beds
    • 3 Baths
    • 2,082 Sq Ft

    Passionflower II ESP Plan at Glen Oaks, Magnolia, TX 77355

    Striking kitchen with large island and adjacent dining area.Spacious great room with vaulted ceiling.Luxurious primary suite with walk-in closet.Relaxing primary bath with double sinks.Extra Suite Plus for multi-generational living.Covered patio off the great room perfect for outdoor entertaining.

    K. Hovnanian Homes Builder
    11815 Cypress Meadow Ct Unit 40006568, Magnolia, TX 77355
  • /17

    $45,000

    Coming Soon
    • 3 Beds
    • 2 Baths
    • 1,344 Sq Ft

    18630 N Sugar Maple Cir Unit 106, Magnolia, TX 77355

    Located in the all ages manufactured home community of Grand Oaks, this 2002 Fleetwood home has 3 bedrooms and 2 bathrooms at approximately 1,344 square feet. This home has a spacious layout, great location and much more! Grand Oaks offers a swimming pool, fitness center, a basketball court, two baseball fields and more for residents to enjoy. And we even welcome your four-legged family members.

    Linda Skoglund Grand Oaks

    18630 N Sugar Maple Cir Unit 106, Magnolia, TX 77355
  • /16

    $283,990

    New Construction
    • 3 Beds
    • 2 Baths
    • 1,491 Sq Ft

    539 Flower Reed Ct, Magnolia, TX 77354

    Welcome to 539 Flower Reed Court, Magnolia, Texas — a new construction single-story home built by M/I Homes. This thoughtfully designed home offers 1,491 square feet of comfortable living space with 3 bedrooms and 2 bathrooms, perfect for those seeking a well-crafted single-story floorplan.Step inside to discover an open-concept living space that creates a seamless flow between the main

    M/I Homes Builder
    539 Flower Reed Ct, Magnolia, TX 77354
  • /24

    $393,900

    New Construction
    • 5 Beds
    • 2.5 Baths
    • 2,594 Sq Ft

    Driftwood Plan at Magnolia Woods, Magnolia, TX 77354

    The Driftwood floor plan is now available at Magnolia Woods! Thoughtfully designed for families of all sizes, this spacious new home offers five bedrooms, two full bathrooms, and a convenient powder bath. The open-concept main floor creates the perfect space for gathering and entertaining, while a generous game room upstairs provides even more room to relax and unwind. Best of all, this home

    LGI Homes Builder
    21619 Bluebonnet Bay Dr Unit 40133802, Magnolia, TX 77354
  • /42

    $560,000

    $15K PRICE DROP
    • 4 Beds
    • 3.5 Baths
    • 3,174 Sq Ft

    43 Hearthshire Cir, Magnolia, TX 77354

    Welcome to 43 Hearthshire Circle, a beautifully maintained 4BR/3.5BA haven in the highly desirable Village of Sterling Ridge, The Woodlands. This thoughtfully designed home balances space for productivity, entertainment, and peaceful family living. The main floor boasts a private study, a gourmet kitchen overlooking the family room, and a private primary suite. Upstairs, expansive media and game

    Mary Bowen Coldwell Banker Realty - The Woodlands

    43 Hearthshire Cir, Magnolia, TX 77354
  • /2

    $299,990

    New Construction
    • 3 Beds
    • 2 Baths
    • 1,704 Sq Ft

    Newton IV U Plan at Mostyn Springs, Magnolia, TX 77354

    The Newton IV U Floor Plan by DSLD Homes offers modern living at its finest, blending style, comfort, and energy efficiency into a beautifully designed home. With 3 spacious bedrooms and 2 full bathrooms across 1,704 square feet, this layout provides the ideal space for growing families and those who love to entertain.Exterior features include elegant brick siding with stucco accents, a covered

    DSLD Homes Builder
    12782 Dina Springs Ln Unit 37028615, Magnolia, TX 77354
  • /2

    $299,900

    New Construction $27K PRICE DROP
    • 4 Beds
    • 2.5 Baths
    • 2,057 Sq Ft

    114 Alset Cir, Magnolia, TX 77354

    Welcome to the Ponderosa! This modern plan offers an open main-floor layout, featuring an airy great room overlooking a dining area and a kitchen with a center island and a walk-in pantry. A powder bath is conveniently located on this level. The primary suite is upstairs, showcasing a walk-in closet and a private bath with a walk-in shower. There are three additional bedrooms on the second floor,

    Century Communities Builder
    114 Alset Cir, Magnolia, TX 77354
  • /11

    $337,900

    New Construction
    • 3 Beds
    • 2.5 Baths
    • 1,881 Sq Ft

    Mesquite Plan at Magnolia Woods, Magnolia, TX 77354

    The beautiful Mesquite plan by LGI Homes is a thoughtfully designed two-story home offering a spacious and functional layout. This three-bedroom floor plan welcomes you with a formal entryway that opens into an expansive family room, perfect for everyday living and entertaining. Oversized bedrooms provide plenty of room to unwind, each featuring generous walk-in closets. The home also features

    LGI Homes Builder
    21619 Bluebonnet Bay Dr Unit 39058694, Magnolia, TX 77354
  • /13

    $296,990

    New Construction
    • 3 Beds
    • 2 Baths
    • 1,668 Sq Ft

    767 Autumn Cherry Trail, Magnolia, TX 77354

    Welcome to 767 Autumn Cherry Trail, Magnolia, Texas — a new construction single-story home built by M/I Homes. This thoughtfully designed home offers 1,668 square feet of comfortable living space with 3 bedrooms and 2 bathrooms, all on 1 level.Step inside to discover an open-concept living space that creates a seamless flow between the main gathering areas. The quality of design is evident

    M/I Homes Builder
    767 Autumn Cherry Trail, Magnolia, TX 77354
  • /28

    $750,000

    • 3 Beds
    • 2 Baths
    • 2,488 Sq Ft

    30906 Walnut Creek Rd, Magnolia, TX 77355

    Discover endless possibilities with this unrestricted 5-acre property in one of Magnolia's fastest-developing areas. Whether you're looking for a live-work setup, small business location, or a peaceful country home, this property delivers. The beautifully updated 2,488 sq ft home features a spacious open-concept floor plan, highlighted by soaring 14-foot vaulted ceilings in the kitchen and living

    Katie Gaffigan Segue Real Estate Group

    30906 Walnut Creek Rd, Magnolia, TX 77355
  • /27

    $344,990

    New Construction
    • 4 Beds
    • 2 Baths
    • 2,130 Sq Ft

    540 Bluebell Maiden Ct, Magnolia, TX 77354

    Welcome to 540 Bluebell Maiden Court, Magnolia, TX– a new construction single-story home built by M/I Homes. This thoughtfully designed home offers 2,130 square feet of comfortable living space with 4 bedrooms and 2 bathrooms, all on 1 level. Step inside to discover an open-concept living space that creates a seamless flow between the main living areas, perfect for everyday living and

    M/I Homes Builder
    540 Bluebell Maiden Ct, Magnolia, TX 77354
  • /7

    $1,100,000

    • 2 Baths
    • 2,740 Sq Ft

    28018 Dobbin Huffsmith Rd, Magnolia, TX 77354

    THIS IS FOR LOT VALUE AND A HOME IS ON THE PROPERTY WITH A WELL AND A SEPTIC SYSTEM. THIS LOT IS PERFECTLY LOCATED JUST OFF THE HIGH TRAFFIC COUNT ROAD, HARDIN STORE RD. DEVELOPMENT IS ALL AROUND AND LAND PRICES ARE STEADY APPRECIATING WITH THE EXPANSION OF NEW ROADS AND THE WOODLANDS. THIS LOT IS SLIGHTLY SLOPED TO THE REAR AND ALL UTILITIES ARE AVAILBLE! NORTHERN MUD DISTRICT, QUADVEST, WILL

    James Bridges First Realty

    28018 Dobbin Huffsmith Rd, Magnolia, TX 77354
  • /2

    $267,990

    New Construction
    • 3 Beds
    • 2 Baths
    • 1,479 Sq Ft

    Rutherford III H Plan at Mostyn Springs, Magnolia, TX 77354

    The Rutherford II H Floor Plan by DSLD Homes offers modern living at its finest, blending style, comfort, and energy efficiency into a beautifully designed home. With 3 spacious bedrooms and 2 full bathrooms across 1,479 square feet, this layout provides the ideal space for growing families and those who love to entertain.Exterior features include elegant brick siding, a covered rear patio

    DSLD Homes Builder
    12782 Dina Springs Ln Unit 37028527, Magnolia, TX 77354
  • /5

    $241,990

    New Construction
    • 3 Beds
    • 2 Baths
    • 1,784 Sq Ft

    Plan 217 at Grand Magnolia, Magnolia, TX 77355

    This new home plan is 1 story, 3 bedrooms, 2 baths, and 2-car attached garage. There are 5 elevations for this new home construction to choose from.

    Long Lake, Ltd. Builder
    317 Box Elder Ct Unit 40973460, Magnolia, TX 77355
  • /3

    $517,900

    New Construction
    • 4 Beds
    • 3 Baths
    • 2,911 Sq Ft

    2911W Plan at Colton - 55', Magnolia, TX 77354

    The front porch invites you into an extended entryway. French doors open into the private home office located at the front of the home. As you move through the main hallway, you'll be greeted by 12-foot coffered ceilings. The secondary bedrooms, complete with walk-in closets and bathrooms, frame the entrance. French doors open into the game room, boasting three large windows. As you continue,

    Perry Homes Builder
    1186 Wandering Brook St Unit 36503322, Magnolia, TX 77354
  • /2

    $731,000

    New Construction
    • 4 Beds
    • 3.5 Baths
    • 3,096 Sq Ft

    Granville Plan at Audubon - Audubon - 80', Magnolia, TX 77354

    The Granville Plan epitomizes luxurious single-story living, boasting a three-car garage and a thoughtfully designed layout that encompasses four bedrooms and three and a half baths. In addition to the spacious bedrooms, this plan includes a media room and a home office, providing ample space for both relaxation and productivity. Step outside to discover the expansive outdoor living area, perfect

    Drees Homes Builder
    103 Shoveler Duck Way Unit 37354689, Magnolia, TX 77354
  • /31

    $400,000

    $75K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 2,676 Sq Ft

    12515 Lazywood St, Pinehurst, TX 77362

    This open-concept home offers natural light, high ceilings, and a stone fireplace. The kitchen is perfect for entertaining, featuring stainless steel appliances and a pass-through to the wet bar. Upstairs, the loft with double closets makes a great second living area or home office. The primary suite includes a private patio entrance, spa-style bath, and newly renovated walk-in shower! With ample

    Erica Hidalgo The Sears Group

    12515 Lazywood St, Pinehurst, TX 77362
  • /50

    $698,000

    $32K PRICE DROP
    • 4 Beds
    • 4 Baths
    • 3,206 Sq Ft

    179 Hearthshire Cir, Magnolia, TX 77354

    Welcome to this charming 1.5 story home with a 3-car garage, formal dining room, and 4 bedrooms on the main floor. The kitchen features granite countertops, while the backyard oasis offers a pool, hot tub, covered patio, retractable awning, and built-in grill. Upstairs, you'll find a spacious game room, media room, and full bathroom, ensuring relaxation and entertainment. This Single-Family

    Gina Marquez Wilck Walzel Properties - The Woodlands

    179 Hearthshire Cir, Magnolia, TX 77354
  • /3

    $431,400

    New Construction
    • 3 - 5 Beds
    • 2.5 - 3.5 Baths
    • 2,837 Sq Ft

    Plan 269 at Grand Magnolia, Magnolia, TX 77355

    This new home plan is 2-story, 3 bedrooms, 2.5 baths, study or guest suite (4th bedroom) with bath, and 2-car attached garage. There are 4 elevations for this new home construction to choose from.

    Long Lake, Ltd. Builder
    317 Box Elder Ct Unit 40508291, Magnolia, TX 77355
  • /2

    $375,000

    • Land
    • 1.17 Acres
    • $320,513 per Acre

    26643 Nichols Sawmill Rd Rd, Magnolia, TX 77355

    Nadia Sheikh Texas Signature Realty

    26643 Nichols Sawmill Rd Rd, Magnolia, TX 77355
  • /21

    $565,000

    New Construction $52K PRICE DROP
    • 4 Beds
    • 3.5 Baths
    • 3,100 Sq Ft

    5134 Silverbell Ln, Magnolia, TX 77316

    Beautifully styled luxe. The Belmore's inviting covered porch and impressive two-story foyer flow into the spacious great room and casual dining area, with views to the desirable patio beyond. The well-equipped gourmet kitchen is highlighted by a large center island with breakfast bar, plenty of counter and cabinet space, and roomy pantry. The charming primary bedroom suite is complete with an

    Toll Brothers, Inc. Builder
    5134 Silverbell Ln, Magnolia, TX 77316
  • /12

    $698,000

    • Land
    • 2.17 Acres
    • $321,659 per Acre

    40311 Fm 149 Rd, Magnolia, TX 77354

    GREAT RESIDENTIAL/COMMERCIAL PROPERTY! THIS MANUFACTURED HOME SITS ON A SCENIC 2.17 ACRES OF LAND WITH 335 FT. FRONTAGE ON FM 149, AND ALSO INCLUDES 2 OFFICES ON THE HOMESITE. INTERIOR INCLUDES BEAUTIFUL NEW WOOD FLOORS, NEW VANITIY AND GRANITE IN THE BATHROOMS, AS WELL AS NEW PAINT THROUGHOUT! BACK OF PROPERTY INCLUDES A DECK, STORAGE SHED, AND CARPORT. THIS IS A PEACEFUL COUNTRY SETTING WITH

    Charles Lee First Millennium Realty

    40311 Fm 149 Rd, Magnolia, TX 77354
  • /2

    $309,990

    New Construction
    • 3 Beds
    • 2 Baths
    • 1,792 Sq Ft

    Trinity IV J Plan at Mostyn Springs, Magnolia, TX 77354

    Introducing the Trinity IV J floor plan by DSLD Homes, offering 1,792 square feet of living space and a total area of 2,447 square feet. This energy-efficient home combines contemporary design with practical features, making it the perfect choice for families seeking comfort and functionality.The open floor plan seamlessly connects the kitchen, dining, and living areas, creating a bright and

    DSLD Homes Builder
    12782 Dina Springs Ln Unit 37028628, Magnolia, TX 77354
  • /2

    $199,900

    • Land
    • 34,490 Sq Ft
    • $252,463 per Acre

    0 Bear Branch, Magnolia, TX 77354

    Beautiful 0.79 acre unrestricted lot in the highly sought after Egypt/Woodlands area! Large, unrestricted properties like this are becoming increasingly rare. Build your dream home, add a shop, or bring your own vision. Conveniently located just 15 minutes from The Woodlands and Conroe; the perfect balance of privacy and accessibility. Come out and see it today!

    Jeremy Little RA Brokers

    0 Bear Branch, Magnolia, TX 77354
  • /24

    $335,490

    New Construction $15K PRICE DROP
    • 4 Beds
    • 3 Baths
    • 2,681 Sq Ft

    16411 Misty Cedar Ln, Magnolia, TX 77355

    It is an honor to welcome you to the Quincy/X40Q floorplan, located in the Grand Pines community! This two-story house spans 2,681 square feet and features four bedrooms, three bathrooms, a private study, a game room, and a two-car garage. Upon entering the home, you will notice the study room by the foyer. This room has a bright window that opens to the front of the home, illuminating the room

    D.R. Horton Builder
    16411 Misty Cedar Ln, Magnolia, TX 77355
  • /41

    $323,990

    New Construction
    • 4 - 5 Beds
    • 3 Baths
    • 2,357+ Sq Ft

    Rosemary Plan at Magnolia Ridge, Magnolia, TX 77354

    This charming [stories]-story home boasts the best of open-concept living with the bonus of a centrally located kitchen, a private flex room, a first-floor owner's suite, and an upstairs game room. Contact our team today to learn more!

    M/I Homes Builder
    107 Rogerdale River Dr Unit 36451925, Magnolia, TX 77354
  • /13

    $100,000

    $30K PRICE DROP
    • 2 Beds
    • 2 Baths
    • 980 Sq Ft

    402 Baltzell Dr, Pinehurst, TX 77362

    Affordable opportunity in growing Pinehurst! This mobile home sits on approximately .30 acres, offering plenty of space for outdoor enjoyment, parking, or future improvements. Conveniently located with easy access to Magnolia, Tomball, and TX-249, this property is perfect for a starter home, investment property, or affordable living option. Enjoy country-style living with room to spread out at a

    Luke Tamez Carswell Real Estate Co. Inc.

    402 Baltzell Dr, Pinehurst, TX 77362
  • /28

    $350,000

    • 3 Beds
    • 2 Baths
    • 2,050 Sq Ft

    42124 Misterio Hills Rd, Magnolia, TX 77354

    Welcome home to 42124 Misterio Hills located in Escondido Sub Division Magnolia Texas! Charming three bedroom two full baths Perry home built in 2022. Beautiful lake, Playground, Large community outdoor pool, splash pad , amazing kids playgrounds and pickle ball courts to mention a few of the amenities. Close by to Magnolias schools, the new Magnolia Lone Star College, Hwy 99, 1486, 1488 and

    Rhonda Gustafson Gustafson Realty Group

    42124 Misterio Hills Rd, Magnolia, TX 77354
  • /16

    $399,308

    New Construction
    • 4 Beds
    • 2.5 Baths
    • 2,513 Sq Ft

    4610 Coral Bean St, Pinehurst, TX 77362

    READY NOW! MLS# 97046575. Built by CastleRock! Corner lot! Brand new energy-efficient home! This home has it all! Impressive interior upgrades! 2-story, 4 Bed 2 full baths & 1 half bath, 2.5 car garage! Plus a Study and Game room! Primary suite 1st floor! Soaring ceilings! Wall of windows! Open concept! Perfect home to host and entertain! Beautiful white 42" kitchen cabinets! Granite counters!

    Bryan Blagg CastleRock Realty, LLC

    4610 Coral Bean St, Pinehurst, TX 77362
  • /9

    $739,000

    New Construction $207K PRICE DROP
    • 5 Beds
    • 5.5 Baths
    • 4,375 Sq Ft

    5051 Wildtree Creek S, Magnolia, TX 77316

    Experience unforgettable first impressions with the Monterey by Newmark Homes a show-stopping design that captures luxury, space, and style in every detail. Step through the dramatic entry and you re greeted by soaring ceilings, an impressive rotunda staircase, and a layout that blends elegance with everyday livability. A spacious study and refined dining room frame the entrance, setting the tone

    Newmark Homes Builder
    5051 Wildtree Creek S, Magnolia, TX 77316
  • /30

    $879,990

    New Construction
    • 5 Beds
    • 5.5 Baths
    • 4,656 Sq Ft

    164 Shoveler Duck Way, Magnolia, TX 77354

    Step into the Lyndon, a thoughtfully designed two-story home that blends luxury with livability. With five spacious bedrooms and five and a half baths, this plan offers the perfect balance of privacy and open-concept living. A three-car garage provides ample storage, while the home office ensures productivity is always within reach.Designed for both relaxation and entertainment, The Lyndon

    Drees Homes Builder
    164 Shoveler Duck Way, Magnolia, TX 77354
  • /25

    $600,000

    $50K PRICE DROP
    • 4 Beds
    • 3.5 Baths
    • 2,581 Sq Ft

    40211 Garwood Ct, Magnolia, TX 77354

    Back on market—no fault of the home. Rare opportunity to secure a private 0.96-acre property with pool and spa in Country Forest West. This custom stone-and-stucco home features 4 bedrooms, 3.5 baths, soaring ceilings, and an open-concept layout designed for both everyday living and entertaining. The main-level primary suite offers a true retreat with dual vanities, separate glass shower, and a

    Angelica Erosa De Perez Resi Realty, LLC

    40211 Garwood Ct, Magnolia, TX 77354
  • /23

    $322,990

    New Construction
    • 4 Beds
    • 3 Baths
    • 1,984 Sq Ft

    Portofino Plan at Grand Magnolia - Coastline Collection, Magnolia, TX 77484

    This new single-story home offers a modern and low-maintenance layout. Three secondary bedrooms are secluded near the foyer, leading to an inviting open-concept layout with access to a covered patio for seamless indoor-outdoor living. Nestled into a private rear corner is a luxurious owner’s suite, complete with a full bathroom and walk-in closet.

    Lennar Builder
    316 Box Elden Ct Unit 41022853, Magnolia, TX 77484
  • /20

    $297,890

    New Construction
    • 4 Beds
    • 2 Baths
    • 1,748 Sq Ft

    40506 Clover Willow Dr, Magnolia, TX 77354

    We would love to welcome you to our Huntsville/X40H floor plan, located in our Mill Creek community! This is a single-story house that includes four bedrooms, two bathrooms, and a two-car garage. This house spans 1,748 square feet and will be a lovely abode for you and your family! Upon entering the home, you will notice on one side of the foyer two secondary bedrooms that have access to a

    D.R. Horton Builder
    40506 Clover Willow Dr, Magnolia, TX 77354

Showing Results 401 - 440, Page 11 of 17

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