Homes for Sale near MNIC High School

• 

  

  

  /12

  $98,000

  • 1 Bed
  • 1 Bath
  • 671 Sq Ft

  4030 15th Ave S Unit 8C, Minneapolis, MN 55407

  Welcome to this bright and spacious 1-bedroom corner unit located in the heart of Minneapolis! Enjoy your own private balcony overlooking the heated in-ground pool — a perfect spot to relax on warm summer days. This well-maintained condo offers convenient living with a shared laundry room, community room, and a private storage locker included with the unit. The building is cat-friendly, and

  Ryan Fischer RE/MAX Results

  4030 15th Ave S Unit 8C, Minneapolis, MN 55407
• 

  

  

  /22

  $349,900 Open Sun 1PM - 3PM

  • 6 Beds
  • 3 Baths
  • 2,586 Sq Ft

  2509 Irving Ave N, Minneapolis, MN 55411

  Don't miss out on this spacious and well-maintained open concept home featuring 6 generously sized bedrooms and 3 full bathrooms. This move-in ready property includes a large downstairs recreational room and an oversized 2-car garage. The upper level offers 4 bedrooms, perfect for family living. Recent upgrades include a new roof, gutter and downspout (2023), new A/C unit (2024), and new water

  Jeffrey Xiong Partners Realty Inc.

  2509 Irving Ave N, Minneapolis, MN 55411
• 

  

  

  /16

  $590,000

  • 4 Beds
  • 2 Baths
  • 1,862 Sq Ft

  4901 Bryant Ave S, Minneapolis, MN 55419

  Beautiful solidly built home in the sought after Lynnhurst neighborhood! This large corner lot gem is on the newly renovated Bryant avenue with pedestrian/bike path and minimal traffic. This home boasts 4 bedrooms and 2 bathrooms with a fireplace, newly refinished hardwood floors, ample closets and charm galore! This home has an open floor plan with 3 bedrooms and full bath on the main floor

  Steven Koleno Beycome Brokerage Realty LLC

  4901 Bryant Ave S, Minneapolis, MN 55419
• 

  

  

  /46

  $295,000

  • 2 Beds
  • 2 Baths
  • 1,157 Sq Ft

  121 Washington Ave S Unit 1816, Minneapolis, MN 55401

  18th-Floor Condo with Breathtaking City Views – Connected to the Skyway!Soak in panoramic views of Washington Avenue and the downtown views from this beautifully updated 2-bedroom, 2-bath condo on the 18th floor of The Crossings in downtown Minneapolis. This bright, spacious unit features a smart layout designed for comfort and convenience.Property Highlights:Open-concept living area with large

  Scott Haubrich BuyRentSell.com, LLC

  121 Washington Ave S Unit 1816, Minneapolis, MN 55401
• 

  

  

  /23

  $495,000

  • 4 Beds
  • 1.5 Baths
  • 2,010 Sq Ft

  716 6th St NE, Minneapolis, MN 55413

  Welcome home to this charming and beautifully maintained two-story nestled in the Saint Anthony West neighborhood of Northeast Minneapolis.This inviting 4-bedroom, 2-bathroom home perfectly balances classic character with thoughtful updates. Step inside and you’re greeted by warm, gleaming hardwood floors and a bright, open layout that’s ideal for both relaxing and entertaining.The main floor has

  Sean O'Brien Coldwell Banker Realty

  716 6th St NE, Minneapolis, MN 55413
• 

  

  /87

  $1,199,000

  • 7 Beds
  • 3 Baths
  • 4,413 Sq Ft

  2030 Penn Ave S, Minneapolis, MN 55405

  This exceptional multifamily gem in the heart of Kenwood offers historic Mpls charm blended with modern updates-a truly incredible income potential and a unique investment opportunity. Featuring a stunning Lake Superior rock garden by Bachmann, a hot tub in the private backyard oasis, heated garage, and near to multiple city lakes and parks. Unit One includes three bedrooms, a full bath, and a

  Elizabeth McKevitt Perez Keller Williams Realty Integrity Lakes

  2030 Penn Ave S, Minneapolis, MN 55405
• 

  

  /18

  $339,900

  • 2 Beds
  • 2 Baths
  • 1,160 Sq Ft

  615 N 1st St Unit 405, Minneapolis, MN 55401

  Updated, top floor 2BR, 2BA w/1pkg in the North Loop. You'll love the hardwood flooring, balcony overlooking central courtyard with mature trees, master suite with 2 closets, in-unit laundry, and kitchen with breakfast bar peninsula and plenty of cabinetry. River Station is nestled between the action of Washington Ave and the parks and trails along the riverfront, providing indoor heated parking,

  Isaac Kuehn DRG

  615 N 1st St Unit 405, Minneapolis, MN 55401
• 

  

  /21

  $289,900

  • 1 Bed
  • 1 Bath
  • 907 Sq Ft

  720 N 4th St Unit 603, Minneapolis, MN 55401

  Step into this bright and spacious west-facing loft in the heart of the North Loop—perfect for first-time buyers looking for a stylish city home! You’ll love the industrial-chic vibe with floor-to-ceiling windows, newly sealed concrete floors, exposed ductwork, and fresh paint throughout. The open kitchen is great for cooking and entertaining, featuring stainless steel appliances, a custom center

  Aleksa Montpetit DRG

  720 N 4th St Unit 603, Minneapolis, MN 55401
• 

  

  /19

  $263,900

  • 4 Beds
  • 2 Baths
  • 1,500 Sq Ft

  2407 N 4th St, Minneapolis, MN 55411

  newly remodeled home close to downtown minneapolis, buslines, shopping, parks and more. Home features hardwood flooring throughout custom tile in bathrooms, new kitchen with granite and stainless steel appliances,. Deep lot with plenty of room for a garage, garden, and play area. Basement has high ceilings, and ready for finishing to add extra finished square footage and bedroom.

  Philip Black National Realty Guild

  2407 N 4th St, Minneapolis, MN 55411
• 

  

  /34

  $359,500

  • 3 Beds
  • 2 Baths
  • 1,764 Sq Ft

  3249 Zane Ave N, Minneapolis, MN 55422

  Welcome to this beautiful home in a great, quiet neighborhood - only a block to Bassett Creek Park where you’ll find a dog park, frisbee golf, play area and trails around the lake. This home has a beautifully updated kitchen and has been recently painted inside and out. There is an eat-in kitchen along with a separate, formal dining room. 2 bedrooms and a full bath on the main level. The

  Janice Buechele Bridge Realty, LLC

  3249 Zane Ave N, Minneapolis, MN 55422
• 

  

  /14

  $324,900

  • 3 Beds
  • 2 Baths
  • 2,079 Sq Ft

  4105 Colfax Ave N, Minneapolis, MN 55412

  A great opportunity to buy this large duplex. Two bedrooms upstairs with open space. Main level unit has a suite. Home has a new furnace, plus two new hot water heaters. This won't last long.

  Ineye Bobmanuel Keller Williams Realty Integrity Lakes

  4105 Colfax Ave N, Minneapolis, MN 55412
• 

  

  /11

  $299,900

  • 6 Beds
  • 3 Baths
  • 2,362 Sq Ft

  Unlisted Address

  Great project for a contractor/investor. Amazing value for an owner occupied. Incomplete project with super potential. Great lot potentially developed into a duplex or possibly a triplex. House has been stripped down to the studs and ready to go! New Roof, new windows and great location! (Agent & Buyer to verify measurements and specs are listed as when project is finished) Permits will have to

  Stephanie Russell National Realty Guild

  Unlisted Address
• 

  

  /49

  $475,000

  • 6 Beds
  • 3 Baths
  • 3,203 Sq Ft

  1414 Grand St NE, Minneapolis, MN 55413

  1414 Grand is a spacious and well-maintained two-unit property offering thoughtfully designed living areas that appeal to quality tenants and long-term investors alike. The upper unit features a remodeled kitchen (2019) with custom cabinets, luxurious granite countertops, and stainless steel appliances, along with a finished attic space that adds extra versatility. The lower unit impresses with

  Katy Wilson eXp Realty

  1414 Grand St NE, Minneapolis, MN 55413
• 

  

  /11

  $189,900

  • 1 Bed
  • 1 Bath
  • 884 Sq Ft

  730 Stinson Blvd Unit 320, Minneapolis, MN 55413

  Historic "Cream Of Wheat" building was built to last in 1927 and converted to loft living in 2007. 3rd floor unit with spacious windows looking north, 12' ceilings. There are 2 external / reserved parking places (23# and 67#) that are included in the HOA which also includes everything except electricity. Easy access to highway system. Featured amenities like a community room, conference center,

  Lenny Frolov Resource Realty Group, Inc

  730 Stinson Blvd Unit 320, Minneapolis, MN 55413
• 

  

  /47

  $229,900

  • 2 Beds
  • 2 Baths
  • 1,278 Sq Ft

  4360 Brookside Ct Unit 305, Edina, MN 55436

  This stunning third-floor condo invites you to relax with sweeping views of nature right from your private porch. The smart and sought-after two-bedroom floor plan creates comfortable everyday living, while an updated kitchen and impressive storage spaces make organization a breeze. Nestled at the peaceful back of the building, this home offers quiet comfort away from the bustle. Step out to

  Sheri Fine Edina Realty, Inc.

  4360 Brookside Ct Unit 305, Edina, MN 55436
• 

  

  /16

  $379,000

  • 2 Beds
  • 1 Bath
  • 1,229 Sq Ft

  2517 Humboldt Ave S Unit 201, Minneapolis, MN 55405

  Welcome to The Claridge, a charming ivy covered brick landmark that evokes the elegance of a European classic. Ideally situated just blocks from Lake of the Isles, this prime location offers convenient access to both Uptown and downtown, Target field and major expressways. This light-filled corner unit features windows on three sides and boasts nine-foot ceilings that create a bright and airy

  Greg Lawrence HomeAvenue Inc

  2517 Humboldt Ave S Unit 201, Minneapolis, MN 55405
• 

  

  /46

  $399,900

  • 4 Beds
  • 2 Baths
  • 1,755 Sq Ft

  2837 Brunswick Ave S, Saint Louis Park, MN 55416

  This updated one and a half story home features a fully fenced backyard with a paver patio, perfect for outdoor entertaining. It has an oversized one-car garage and new siding, roof, and exterior doors. The kitchen is beautifully updated with tiled floors, stainless steel appliances, and quartz countertops. There are two nice-sized bedrooms on the main level, complemented by a full bath, and a

  Kerby Skurat RE/MAX Results

  2837 Brunswick Ave S, Saint Louis Park, MN 55416
• 

  

  /11

  $169,900

  • 2 Beds
  • 1 Bath
  • 828 Sq Ft

  2604 Oliver Ave N, Minneapolis, MN 55411

  Great chance to purchase a starter home in a great location. Has a double lot with opportunities to expand!

  Ineye Bobmanuel Keller Williams Realty Integrity Lakes

  2604 Oliver Ave N, Minneapolis, MN 55411
• 

  

  /28

  $299,900

  • 3 Beds
  • 2 Baths
  • 1,357 Sq Ft

  2653 Pierce St NE, Minneapolis, MN 55418

  Charming move-in-ready home featuring master suite and whirlpool bath on upper level. Hardwood floors, full basement and skylights in the upper level. Conveniently located near city parks, shopping, schools and highways! A must see!

  Benjamin Hoffman eHouse Realty, Inc

  2653 Pierce St NE, Minneapolis, MN 55418
• 

  

  /24

  $230,000

  • 2 Beds
  • 1 Bath
  • 983 Sq Ft

  111 E Franklin Ave Unit 105, Minneapolis, MN 55404

  Modern industrial condo in the Franklin Lofts building, ideally located near 35W and downtown Minneapolis. This one-level, soundproof unit features 12-foot ceilings, a private gated patio with green space, and its own private entrance. The open kitchen includes white cabinets, black walnut butcher block countertops, beautifully tiled backsplash, and black stainless steel appliances. There is

  Kerby Skurat RE/MAX Results

  111 E Franklin Ave Unit 105, Minneapolis, MN 55404
• 

  

  /29

  $390,000

  • 4 Beds
  • 2 Baths
  • 3,134 Sq Ft

  723 Lowry Ave NE, Minneapolis, MN 55418

  Welcome to your next Minneapolis haven! This 4-bed, 2-bath gem sits on a spacious corner lot with a lush yard perfect for play, pets, or outdoor entertaining. Inside, original charm meets modern flair with gleaming hardwood floors, a bright lounge framed by large windows, and a cozy family room for game nights or movie marathons. The lower-level kitchenette offers extra flexibility—think in-law

  Josh Johnson Real Broker, LLC

  723 Lowry Ave NE, Minneapolis, MN 55418
• 

  

  /39

  $599,900

  • 4 Beds
  • 2.5 Baths
  • 2,526 Sq Ft

  4816 3rd Ave S, Minneapolis, MN 55419

  Inspired by locally acclaimed Indigo Design, this beautifully updated two-story in the heart of the Field neighborhood will impress even the pickiest of buyers! Open and flowing floor plan allows natural light to flood all the main level spaces. Chef's kitchen, living room, dining room, sunroom, and half bath make up the main floor. Kitchen boasts custom cabinetry, countertops, and luxury

  Zachary Kirchoff Lakes Sotheby's International Realty

  4816 3rd Ave S, Minneapolis, MN 55419
• 

  

  /29

  $235,000

  • 2 Beds
  • 1 Bath
  • 745 Sq Ft

  2606 Humboldt Ave S Unit 3, Minneapolis, MN 55408

  You can't beat the location of this 2 bedroom, 1 bath condo! Located a few blocks from Lake of the Isles, you will love the walkability this location offers. This condo is part of The Nessa, a vintage style condo with only 13 units! Hardwood floors, tons of natural light and character throughout! Don't miss your private 1 car garage! You will find yourself minutes away from miles of walking,

  Rebekah McCracken eXp Realty

  2606 Humboldt Ave S Unit 3, Minneapolis, MN 55408
• 

  

  /47

  $620,000

  • 5 Beds
  • 3.5 Baths
  • 2,783 Sq Ft

  1624 Saint Croix Cir, Golden Valley, MN 55422

  Classic charm meets a prime location in this timeless two-story tucked in Golden Valley’s sought-after Sweeney Lake neighborhood. Just steps from Theodore Wirth Parkway, parks, trails, this home offers a peaceful setting with quick access to downtown. The kitchen features raised panel cabinets to the ceiling in a gorgeous warm cherry stain, double ovens, cooktop, and solid surface countertops

  Sue Busch Edina Realty, Inc.

  1624 Saint Croix Cir, Golden Valley, MN 55422
• 

  

  /24

  $479,000

  • 3 Beds
  • 2 Baths
  • 1,600 Sq Ft

  4013 W 31st St Unit 102, Saint Louis Park, MN 55416

  Tucked away, yet conveniently located to Bde Maka Ska, Greenway, Lake Street, Highways, and future light rail, sits this quaint Townhouse style condominium. This 1,600 SF, 2-story home lives like a townhouse! Step directly from the exterior through your private entrance into the main level. Enjoy heated, underground parking accessible by your own set of stairs. Spacious main-floor plan offers

  Chad Larsen Coldwell Banker Realty

  4013 W 31st St Unit 102, Saint Louis Park, MN 55416
• 

  

  /36

  $590,000 Open Sun 12PM - 1:30PM

  • 5 Beds
  • 2.5 Baths
  • 3,157 Sq Ft

  3004 E Minnehaha Pkwy, Minneapolis, MN 55406

  Nestled on coveted Minnehaha Parkway, this charming home is bigger than it looks with over 3000 sq ft! This spacious five-bedroom, three-bath home offers a wonderful blend of character, space, and location. Just steps from the scenic Minnehaha Creek trails, this home features an open floor plan on the main level that seamlessly connects the living, dining, and kitchen areas, perfect for

  Leah Drury Compass

  3004 E Minnehaha Pkwy, Minneapolis, MN 55406
• 

  

  /97

  $1,150,000

  • 3 Beds
  • 2.5 Baths
  • 2,350 Sq Ft

  215 10th Ave S Unit 312, Minneapolis, MN 55415

  A rare three bedroom plus den condo is now available at Bridgewater Lofts! This sophisticated, light filled home is nestled at treetop height. The oversized windows  and private balcony provide a perfect view to watch the seasons change through Gold Medal Park. The serene, modern Scandinavian inspired home including maple wood, extensive bookshelves, and stylish lighting. The owners suite

  Cynthia Froid Keller Williams Realty Integrity Lakes

  215 10th Ave S Unit 312, Minneapolis, MN 55415
• 

  

  /28

  $350,000

  • 1 Bed
  • 1.5 Baths
  • 1,089 Sq Ft

  560 N 2nd St Unit 114, Minneapolis, MN 55401

  This 2 story condo faces the the well landscaped courtyard with it's private entrance thru the gated patio. Main level has wood floors with an open floor plan. The updated kitchen features stainless appliances, granite countertops & tiled backsplash + Breakfast bar. There's informal dining area plus spacious living room with an abundance of natural light. There's also a main floor 1/2 bath and

  Kevin Sperle Edina Realty, Inc.

  560 N 2nd St Unit 114, Minneapolis, MN 55401
• 

  

  /17

  $629,900

  • 12 Beds
  • 4 Baths
  • 3,932 Sq Ft

  3129 Garfield Ave, Minneapolis, MN 55408

  Great 4 unit in the heart of Uptown on a quiet street. 12 bedrooms total. 3 beds per unit give plenty of upside on rents. 2 units currently leased with the option of one unit being owner occupied. Garage and laundry bring in an extra $1,300 in income per year. Walk/bike to everything with ease including shopping, restaurants, the lakes and downtown. New roof in 2019.

  Cam McCambridge Edina Realty, Inc.

  3129 Garfield Ave, Minneapolis, MN 55408
• 

  

  /18

  $196,500

  • 2 Beds
  • 1 Bath
  • 1,000 Sq Ft

  3400 List Place Unit 1, Minneapolis, MN 55416

  Step into this bright and airy corner unit, perfectly elevated off the street and just steps from the vibrant Bde Maka Ska. List Place is a charming 5-unit building with a timeless brick exterior, nestled in the desirable and vibrant West Maka Ska neighborhood. Inside, you'll find beautiful hardwood floors throughout, complemented by fresh paint. The spacious living and dining areas provide

  Joshua W. Zuehlke Coldwell Banker Realty

  3400 List Place Unit 1, Minneapolis, MN 55416
• 

  

  /26

  $99,900

  • 1 Bed
  • 1 Bath
  • 671 Sq Ft

  4029 14th Ave S Unit 14G, Minneapolis, MN 55407

  Top Floor Condo with Courtyard Pool Views at Bush Terrace Condos in Bancroft neighborhood. This beautifully updated third floor condo at Bush Terrace offers stunning courtyard and pool views. Enjoy fresh, new paint and flooring throughout the unit, along with modern touches including new light fixtures, countertops and appliances in the open kitchen. The spacious, open floor plan seamlessly

  Joshua W. Zuehlke Coldwell Banker Realty

  4029 14th Ave S Unit 14G, Minneapolis, MN 55407
• 

  

  /27

  $129,900

  • 1 Bed
  • 1 Bath
  • 640 Sq Ft

  2201 3rd Ave S Unit 102, Minneapolis, MN 55404

  Welcome to urban living with a cultural twist! This ground-floor 1-bedroom, 1-bath condo in thesought-after BauHaus Condos puts you right in the heart of the vibrant Whittier neighborhood—just steps from Washburn Fair Oaks Park and across the street from the Minneapolis Institute of Art. Yes, your new neighbors are Monet and Van Gogh.Inside, you'll find granite countertops, a functional layout,

  Mary Schumann Keller Williams Realty Integrity Lakes

  2201 3rd Ave S Unit 102, Minneapolis, MN 55404
• 

  

  /18

  $200,000

  • 2 Beds
  • 1 Bath
  • 952 Sq Ft

  26 Arthur Ave SE Unit 304, Minneapolis, MN 55414

  Top-floor two-bedroom, one bathroom condo in the heart of Prospect Park—just minutes from the U of M, the Green Line, river trails, and local restaurants. This move-in-ready home features brand-new flooring throughout, updated lighting, new appliances, and a refreshed bathroom. Unique to this unit: a cozy wood-burning fireplace and skylights that bring in natural light all day. Enjoy morning

  Joshua Dobbins Lakes Sotheby's International Realty

  26 Arthur Ave SE Unit 304, Minneapolis, MN 55414
• 

  

  /23

  $279,900

  • 2 Beds
  • 2 Baths
  • 1,200 Sq Ft

  1425 W 28th St Unit 409, Minneapolis, MN 55408

  Walking distance to everything! Rare E floorplan with ~1,200 cleverly laid out square feet. This light & bright unit has two bedrooms, two baths (one full, one 3/4 with in-unit laundry), several large storage closets, a large bay window, in-unit laundry, and a private balcony on the “quiet” side of the building. Over $35k of recent improvements include high-quality luxury vinyl plank floors, all

  Sandra Gerhartz-Wolf Edina Realty, Inc.

  1425 W 28th St Unit 409, Minneapolis, MN 55408
• 

  

  /90

  $1,200,000

  • 3 Beds
  • 2 Baths
  • 2,066 Sq Ft

  1240 S 2nd St Unit 1121, Minneapolis, MN 55415

  Welcome to a rare offering in the Mill District — an exceptional condo with arguably the most breathtaking, wide-angle views in the entire city. From the moment you enter, your eyes are drawn to a panorama that captures it all: the shimmering Mississippi Riverfront, the iconic Stone Arch Bridge, Gold Medal Park in full seasonal color, the dramatic US Bank Stadium, and the vibrant city skyline.

  Lynn Burn Compass

  1240 S 2nd St Unit 1121, Minneapolis, MN 55415
• 

  

  /26

  $225,000

  • 1 Bed
  • 1 Bath
  • 1,057 Sq Ft

  1829 3rd Ave S Unit 212, Minneapolis, MN 55404

  Welcome to Lofts on Arts Avenue, where modern design meets urban convenience. This beautifully maintained 1-bedroom, 1-bath loft style condo offers an open floorplan with soaring ceilings and expansive east-facing windows that fill the space with natural morning light. The kitchen flows into the spacious living and dining areas - perfect for entertaining or relaxing. The lofted bedroom overlooks

  Cari Linn Coldwell Banker Realty

  1829 3rd Ave S Unit 212, Minneapolis, MN 55404
• 

  

  /24

  $410,000

  • 4 Beds
  • 2 Baths
  • 2,075 Sq Ft

  1624 Princeton Ave, Saint Louis Park, MN 55416

  Welcome to this beautifully maintained 1.5 story home! It offers over 2,000 sq ft of living space and is within walking distance of the West End. The main level offers hardwood floors with two generously sized bedrooms, full bath, spacious kitchen, and huge living room with tray ceiling. The upper level features vaulted ceilings with large open bedroom/studio/flex space. The walkout lower level

  Steven Kunzman Keller Williams Classic Realty

  1624 Princeton Ave, Saint Louis Park, MN 55416
• 

  

  /4

  $150,000

  • Land
  • 0.11 Acre
  • $1,363,636 per Acre

  3712 1st Ave S, Minneapolis, MN 55409

  Discover the perfect blank canvas in the heart of Kingfield—a fully vacant, level grass lot ready for your vision. Zoned R2, this 38' × 126' parcel offers an unbeatable location just minutes from Highway 35W and I-94, making your commute to downtown Minneapolis, Uptown, or points south a breeze. Nestled among charming bungalows, you’re steps from Kingfield’s thriving café scene (hello, Five

  Justin Campbell eXp Realty

  3712 1st Ave S, Minneapolis, MN 55409
• 

  

  /17

  $265,000

  • 3 Beds
  • 2 Baths
  • 1,660 Sq Ft

  4516 Highway 7 Unit 1, Saint Louis Park, MN 55416

  Desirable, corner-unit condo in the heart of St. Louis Park. Freshly painted 2 bed, 2 bath plus bonus room (with window) that can be used as a 3rd bedroom, entertainment room, office, etc. This unit faces south for abundant sun year round. Extra large bedrooms with tons of natural light and space to entertain. Primary Bedroom has two closets and its own bathroom. Private assigned parking space

  Jessica Holton Coldwell Banker Realty

  4516 Highway 7 Unit 1, Saint Louis Park, MN 55416
• 

  

  /17

  $124,900

  • 1 Bed
  • 1 Bath
  • 860 Sq Ft

  1425 W 28th St Unit 201, Minneapolis, MN 55408

  This rarely available one bedroom-den condo is inside the highly desired Kenwood Isles building. Enjoy carefree living in this 55+ community! This open concept floorplan provides flexibility to create the living space you desire. Also included are an in-unit laundry, walk-in closet and heated underground parking. Kenwood-Isles is known for its active community driven lifestyle and

  Susan Durfee Lakes Area Realty

  1425 W 28th St Unit 201, Minneapolis, MN 55408

Showing Results 441 - 480, Page 12 of 18