883

Monterey County CA Homes for Sale

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  • /58

    $1,128,000 Open Sun 1PM - 3PM

    • 2 Beds
    • 2 Baths
    • 1,732 Sq Ft

    246 Del Mesa Carmel Unit 1150, Carmel, CA 93923

    Step into a warm, sunlit sanctuary in Del Mesa's most sought-after "B" model, boasting an expanded 1732 SF of living space. This beautifully updated home features an open-concept great room designed for easy entertaining & relaxed living. The fabulous chef's kitchen features forest views and abundant natural light, making it a joyful place to cook, gather, and unwind. From the moment you walk

    Claudia McCotter Sotheby’s International Realty

    246 Del Mesa Carmel Unit 1150, Carmel, CA 93923
  • /39

    $1,899,999

    • 1 Bed
    • 1 Bath
    • 590 Sq Ft

    36260 Weston Ridge Rd, Carmel, CA 93923

    An extraordinary opportunity to own a breathtaking slice of paradise. Revel in sweeping panoramic ocean views that captivate from sunrise to sunset. With endless potential, this is your canvas to craft the ultimate coastal retreat. Let your vision bring this dream escape to life.

    Arnel Agustin Century 21 Select Real Estate

    36260 Weston Ridge Rd, Carmel, CA 93923
  • /28

    $1,450,000

    • 2 Beds
    • 2 Baths
    • 1,969 Sq Ft

    1171 Sylvan Place, Monterey, CA 93940

    Tucked away at the end of a peaceful cul-de-sac, this hidden gem on beloved Sylvan Place offers a rare opportunity in one of Monterey's most tranquil and established neighborhoods. Surrounded by mature oaks and lush greenery, the property radiates secret garden charm across a flat, oversized lot. The home includes 2 bedrooms, 2 bathrooms, a living room, separate family room (option to convert

    The C Group Real Brokerage Technologies

    1171 Sylvan Place, Monterey, CA 93940
  • /26

    $380,000

    • 2 Beds
    • 1.5 Baths
    • 932 Sq Ft

    2416 N Main St Unit B, Salinas, CA 93906

    Welcome to the very desirable Village North Lagoon Condominium Park. Charming and safe sanctuary, private gated community with easy access to HWY 101. Come and take a look at this 2 bedroom, 1-1/2 bath, Ground Level first floor condo. Plenty of natural light, fireplace to cozy up to on those relaxing nights at home. Walk-in closet & in-unit laundry. Upgrades to include; all windows, bedroom

    Christopher Barrera Windermere Valley Properties

    2416 N Main St Unit B, Salinas, CA 93906
  • /18

    $1,845,000

    • 4 Beds
    • 2 Baths
    • 1,836 Sq Ft

    311 Lighthouse Ave, Pacific Grove, CA 93950

    Spectacular ocean views from a prime location, re-imagined for the ultimate in indoor/outdoor living and entertaining. This property comes with custom plans WITH WATER for a 2-story modern home with attached ADU boasting 3,658 square feet of combined living space. The planned main residence has 4 bedrooms, 3.5 bathrooms, laundry rooms on both floors, and an attached 2-car garage. The 2nd-floor

    Julia Humason Monterey Coast Realty

    311 Lighthouse Ave, Pacific Grove, CA 93950
  • /27

    $1,299,900

    • Land
    • 479 Acres
    • $2,714 per Acre

    0 California 146, Soledad, CA 93960

    479-Acre Ranch Near Pinnacles National Park. This exceptional property, spanning four parcels, offers endless opportunities for ranching, hunting, livestock, and outdoor recreation. Just three miles from the west entrance of Pinnacles National Park, it sits adjacent to Chalone Vineyards in the Gabilan Mountain Range of Monterey County. With easy paved road access from Highway 146 and only 10

    Karey Grimsley Intero Real Estate Services

    0 California 146, Soledad, CA 93960
  • /46

    $1,599,000 Open Fri 4PM - 6PM

    • 3 Beds
    • 2 Baths
    • 1,354 Sq Ft

    705 Grace St, Monterey, CA 93940

    Gorgeous Monterey Bay views from almost every room! Perched along the scenic Monterey coastline, this updated three-bedroom + office, two-bath home has unbeatable ocean views! From the moment you arrive, the freshly enhanced landscaping and new garage doors add instant curb appeal, welcoming you into a home that is both charming and sustainable. Fully owned solar panels add an eco-friendly bonus,

    Molly McGee Coldwell Banker Realty

    705 Grace St, Monterey, CA 93940
  • /14

    $750,000

    • 3 Beds
    • 2.5 Baths
    • 1,646 Sq Ft

    310 Carmel Ave, Marina, CA 93933

    Great new price for this spacious and airy tri-level home built in 2005. This stylish 3 bedroom, 2 1/2 bath single family residence is conveniently located within walking distance of downtown Marina, close to beaches and the Monterey peninsula. Lots of off street parking plus a large 2 car finished garage on the lower level with an adjacent huge storage area. Nice family room off of the kitchen

    Rick La Jeunesse Rick La Jeunesse, Real Estate Broker

    310 Carmel Ave, Marina, CA 93933
  • /21

    $999,998

    • 2 Beds
    • 1 Bath
    • 1,086 Sq Ft

    134 El Hermorro, Carmel Valley, CA 93924

    Charming Carmel Valley Retreat Perfectly Nestled Among Nature. Discover this enchanting two-bedroom, one-bath home nestled in the serene beauty of Carmel Valley. Set on a single-level layout, this charming residence offers a peaceful escape surrounded by lush trees and natures tranquility. Perfectly designed for both comfort and growth, it provides ample space to create your dream home or a

    Rachelle Davi-Razzeca KW Coastal Estates

    134 El Hermorro, Carmel Valley, CA 93924
  • /32

    $2,995,000

    • 4 Beds
    • 3.5 Baths
    • 5,077 Sq Ft

    25611 Whip Rd, Monterey, CA 93940

    Bay Views, ADU, 8-Car Garage & More Set on a private 1.91-acre knoll with expansive views of the bay and the rolling hills along the Highway 68 corridor, this exceptionally maintained estate blends scale, comfort, and versatility. The main residence features vaulted ceilings, exposed beams, and sunlit living spaces that flow seamlessly to the outdoors. An oversized primary suite offers a serene

    Mike Meza Sotheby’s International Realty

    25611 Whip Rd, Monterey, CA 93940
  • /41

    $979,000

    • 4 Beds
    • 3 Baths
    • 1,857 Sq Ft

    3145 Marina Dr, Marina, CA 93933

    Welcome to this stunning and well-maintained home that truly embodies pride of ownership! As you approach, you'll be greeted by beautifully landscaped grounds and a charming front porch that invites you inside. The open living space beyond the entry is both spacious and inviting, perfect for relaxation and entertainment. At the heart of the home is the gourmet kitchen, designed for the home chef

    Michele Whitehead - Samples eXp Realty of California Inc

    3145 Marina Dr, Marina, CA 93933
  • /30

    $567,500 Open Sun 11AM - 2PM

    • 2 Beds
    • 2 Baths
    • 855 Sq Ft

    500 Glenwood Cir Unit 420, Monterey, CA 93940

    Welcome to this beautifully remodeled 2-bedroom, 2-bathroom second-floor unit in the heart of Monterey! This stylish home features upgraded kitchen, floors, and bathrooms, offering a fresh and modern feel throughout. Nestled in a well-maintained community, you'll enjoy access to a serene courtyard pool - perfect for relaxing or entertaining. Located just a short stroll to the beach, downtown

    The C Group Real Brokerage Technologies

    500 Glenwood Cir Unit 420, Monterey, CA 93940
  • /39

    $1,275,000 Open Sun 2PM - 5PM

    • 3 Beds
    • 2 Baths
    • 2,100 Sq Ft

    170 Dunbarton Rd, Aromas, CA 95004

    Welcome to this great 3-bedroom, 2-bathroom home located in the serene city of Aromas. Spanning 2,100 square feet. Enjoy your 30+ Acres and amazing views from the mountain top. The property does need TLC and will be sold in AS-IS condition. Don't miss the opportunity to make this lovely property your new home!

    Carlos Cardenas Legacy Real Estate Inc

    170 Dunbarton Rd, Aromas, CA 95004
  • /4

    $145,000

    • Land
    • 40 Acres
    • $3,625 per Acre

    76386 Bryson Hesperia Rd, Bradley, CA 93426

    Discover the perfect getaway with this stunning 40-acre property, offering complete privacy and breathtaking natural beauty. Nestled among rolling hills, the land features multiple scenic vantage points and ideal locations for setting up camp or building your dream home. This property is a haven for wildlife enthusiasts, with frequent sightings of elk, deer, wild pigs, turkeys, and quail. Located

    Tim Ellis Oak Shores Realty

    76386 Bryson Hesperia Rd, Bradley, CA 93426
  • /8

    $715,000

    • 4 Beds
    • 2 Baths
    • 1,260 Sq Ft

    620 Verano St, Soledad, CA 93960

    This single-family home offers a unique opportunity to live in one and rent the other. The main home features 4 bed / 2bath living space ideal for families, while the 380 sq ft Junior ADU provides a fantastic chance to generate additional rental income or host extended family. This ADU garage conversion has it very own kitchen, 1 bedroom and 1 bathroom w/ laundry hook ups. Whether you're a

    Fabian Coria Elite Realty

    620 Verano St, Soledad, CA 93960
  • /99

    $7,750,000

    • Land
    • 333 Acres
    • $23,273 per Acre

    33520 Fairview Rd, Soledad, CA 93960

    Huge Price Reduction! Nestled on the edge of Santa Lucia Highlands, overlooking the fertile Salinas Valley, lays this 334+/- acre holding that has been in the same family since the mid 1800's. Santa Lucia Highlands is a world-renowned Appalachian known for its cool climate style of Pinot Noir. This ranch is one of the few wineries that produces and bottles on site in the Santa Lucia Highlands.

    Donna Utterback California Outdoor Properties

    33520 Fairview Rd, Soledad, CA 93960
  • /21

    $765,000

    • 3 Beds
    • 1 Bath
    • 1,143 Sq Ft

    3038 King Cir, Marina, CA 93933

    Welcome to this charming home located in an established neighborhood in Marina. This residence offers a comfortable living space with 1,143 square feet, featuring three bedrooms and a full bathroom with a shower over tub. The front yard is low maintenance with artificial turf and drought tolerant plants. As you enter the Living Room is to the left and 1 Bedroom to the right. The cozy living room

    Vincent J Catania Catania Real Estate

    3038 King Cir, Marina, CA 93933
  • /60

    $1,098,000

    • 4 Beds
    • 3 Baths
    • 2,592 Sq Ft

    6640 Kim Ann Ln, Salinas, CA 93907

    Welcome to this spacious 4-bedroom, 3-bathroom home nestled in the Prunedale Oaks. Offering 2,592 square feet of comfortable living space. The kitchen is well-equipped with modern appliances, including a built-in oven range with gas, dishwasher, and built in microwave, perfect for culinary enthusiasts. This home features high ceilings, enhancing the sense of space and elegance, beautiful

    Tami Monasmith Dream House Realty

    6640 Kim Ann Ln, Salinas, CA 93907
  • /28

    $739,000

    • 3 Beds
    • 2 Baths
    • 1,294 Sq Ft

    121 Oak St, Salinas, CA 93901

    Welcome to this charming 3-bedroom, 2-bathroom home located in the heart of Salinas. This residence has a spacious floor plan of 1,294 sq ft and sits on a minimum lot size of 6,500 sq ft, offering ample space for all your needs. The inviting kitchen is designed to accommodate modern living, providing a comfortable space for meal preparation and family gatherings. The home features a cozy

    DEBORAH MARTINEZ American Trust Homes & Loans

    121 Oak St, Salinas, CA 93901
  • /29

    $3,799,000 Open Sat 1PM - 3PM

    • 3 Beds
    • 3.5 Baths
    • 4,638 Sq Ft

    3045 Stevenson Dr, Pebble Beach, CA 93953

    Back on the Market with a Fresh Update! This 4,600 SqFt Pebble Beach retreat sits on the 2nd hole of the prestigious MPCC Shore Course, just steps from 17 Mile Drive and its iconic ocean views. Recently updated with a remodeled kitchen, new appliances, refreshed half bath, and all-new flooring. Featuring 3 bedrooms, 3.5 baths, a lift from the garage to the main level, an elevator to the top-floor

    Ryan Willis Sotheby’s International Realty

    3045 Stevenson Dr, Pebble Beach, CA 93953
  • /36

    $895,000 Open Thu 2PM - 4PM

    • 4 Beds
    • 2 Baths
    • 1,328 Sq Ft

    1622 Flores St, Seaside, CA 93955

    Introducing 1622 Flores, a Seaside Gem, featuring beautiful city and bay views. This home's layout is thoughtfully designed with four bedrooms and two full baths, providing ample living space for the entire family. The home and its location offer a solid foundation for customization and personalization. Outside, the property boasts a large, over-sized lot that is 104% larger than the average

    Nick Tortorelli NT Real Estate

    1622 Flores St, Seaside, CA 93955
  • /71

    $2,599,000

    • 6 Beds
    • 5.5 Baths
    • 4,467 Sq Ft

    2710 Summerland Rd, Aromas, CA 95004

    Owned solar, 30 panels & 14,939 kw. 9+ Acres - Gorgeous Custom house 6 Bedroom + Office, 5.5 bath approx 3,800 sq ft. Approx. 4,467 total sq ft including 2 guest houses. Living Room w/FP & french doors, balcony & stunning views. Formal Dining Room, Wine Closet & Family Room w/FP & french doors. Kitchen boasts a Thermador 6 burner cooktop, grill & griddle, double ovens, microwave Sub Zero, walk

    Stephanie Wedge Rockford Realty

    2710 Summerland Rd, Aromas, CA 95004
  • /58

    $1,299,000 Open Sat 1PM - 4PM

    • 4 Beds
    • 3.5 Baths
    • 2,642 Sq Ft

    19250 Reavis Way, Salinas, CA 93907

    Find Sanctuary. Experience this gated private country estate where custom design equals comfort, quality, and convenience. Soaring vaulted ceilings, abundant light, & sunset views create a warm, open atmosphere. The large main-level suite is your retreat with separate private his & her baths, a generous walk-in closet, and deck. The custom chefs kitchen/dining area features premium appliances

    The Portola Group KW Thrive Santa Cruz

    19250 Reavis Way, Salinas, CA 93907
  • /53

    $1,800,000

    • 6 Beds
    • 2 Baths
    • 3,000 Sq Ft

    206 Cypress Ave Unit B, Pacific Grove, CA 93950

    Located in the heart of downtown Pacific Grove, 206 Cypress Avenue offers a rare opportunity to own a spacious duplex just moments from Lovers Point Beach. Each unit features 3 bedrooms, 1 bathroom, and 1,500 sq ft of light-filled living space. The lower unit showcases updated LVP flooring, high ceilings, and a classic Bay Area apartment feel, with a generous dining area and French doors opening

    William Bluhm Sotheby’s International Realty

    206 Cypress Ave Unit B, Pacific Grove, CA 93950
  • /25

    $695,000

    • 3 Beds
    • 2.5 Baths
    • 1,597 Sq Ft

    949 Nantucket Blvd Unit 16, Salinas, CA 93906

    Welcome to this charming 3-bedroom, 2.5-bathroom home in the heart of Salinas. Spanning 1,597 square feet, this residence offers a functional layout perfect for modern living. The kitchen is well-equipped with a gas oven range, ceramic countertops, and a hood over the range, complemented by a refrigerator. Enjoy meals in the versatile dining spaces, which include a breakfast bar, eat-in kitchen

    Juan Hernandez Caminos Real Estate

    949 Nantucket Blvd Unit 16, Salinas, CA 93906
  • /11

    $148,500

    • Land
    • 10 Acres
    • $14,850 per Acre

    30010 Olivia Dr, Greenfield, CA 93927

    Welcome to Albertola Estates where you have the opportunity to build your dream home. This location has a wonderful setting for you to enjoy nature with views of mature oaks. The lot is near the entrance of the development giving easy access to Greenfield. There are so many options for access to the lot off of the main road. There is existing electrical and water available for your custom built

    Catherine Gheen Gheen Properties Inc

    30010 Olivia Dr, Greenfield, CA 93927
  • /3

    $850,000

    • 4 Beds
    • 2 Baths
    • 2,224 Sq Ft

    710 Fairmont Dr, Salinas, CA 93901

    Tenant occupied. Beautiful neighborhood. 4 BR, 2 BA, 2224 SF. Large lot - over 1/3 acre - cul-de-sac location - quiet area.

    Donna Ingraham Century 21 A Property Shoppe

    710 Fairmont Dr, Salinas, CA 93901
  • /40

    $1,995,000

    • 4 Beds
    • 2.5 Baths
    • 3,597 Sq Ft

    25940 Colt Ln, Carmel Valley, CA 93924

    Unwind on your very own hilltop oasis, sun-drenched and overlooking Castle Rock, Corral De Tierra Country Club and the greater Salinas Valley from one side of the house, and from another, gorgeous views of the Monterey Bay and Santa Cruz mountains. Peaceful and quiet, and on a dead end street, the home was constructed as a forever home, incorporating entertaining and open floor plan elements much

    Ryan Melcher Sotheby’s International Realty

    25940 Colt Ln, Carmel Valley, CA 93924
  • /8

    $2,500,000

    • Land
    • 1.50 Acres
    • $1,662,234 per Acre

    1272 Portola Rd, Del Monte Forest, CA 93953

    Nestled in the enchanting Pebble Beach, California, this stunning ocean view lot offers an unparalleled opportunity to build your dream home. The lot is beautifully tree-studded, providing a serene and secluded ambiance amidst nature's grandeur. The land boasts a considerable slope, adding a unique character and potential for creative architectural design. Enjoy sunrise and sunset views from

    Mary Bell Carmel Realty Company

    1272 Portola Rd, Del Monte Forest, CA 93953
  • /8

    $1,299,000

    • 3 Beds
    • 3.5 Baths
    • 2,263 Sq Ft

    9395 King Rd, Salinas, CA 93907

    Great country home - Lots of possibilities - vaulted ceilings, skylights, lots of storage. Easy freeway access. Connection for motor home or as needed outside of home. Over 2 acres, 3 BR, 3.5 BA, 2263 SF. Double garage plus single car garage and workshop below home.

    Donna Ingraham Century 21 A Property Shoppe

    9395 King Rd, Salinas, CA 93907
  • /50

    $960,000 Open Sat 12PM - 3PM

    • 4 Beds
    • 2.5 Baths
    • 1,831 Sq Ft

    27320 Bavella Way Unit IX, Salinas, CA 93908

    Welcome to the stunning Las Palmas II Ranch! This bright and beautiful Bavella home offers 4 spacious bedrooms and 2.5 bathrooms. The ground floor features elegant hardwood floors throughout, complemented by upgraded cabinets and countertops in the kitchen. Adjacent to the kitchen is a cozy den with a wood-burning fireplace, perfect for relaxing evenings. Upstairs, you'll find all bedrooms,

    Jennifer Jenkinson KW Coastal Estates

    27320 Bavella Way Unit IX, Salinas, CA 93908
  • /48

    $1,672,500

    • 4 Beds
    • 3 Baths
    • 1,737 Sq Ft

    608 Congress Ave, Pacific Grove, CA 93950

    Nestled in the heart of Pacific Grove, this charming single-story property offers a rare street-to-street lot with two-car garage on the alley. The formal front yard welcomes you with a lush green lawn set back under majestic redwood and oak trees. Inside, the clean and bright main house is approximately 1,140 sq.ft., well-maintained and updated with new flooring, quartz counters and stainless

    Nate Randall Sotheby’s International Realty

    608 Congress Ave, Pacific Grove, CA 93950
  • /14

    $1,655,500

    • Land
    • 39 Acres
    • $42,547 per Acre

    29 Potrero Trail, Carmel, CA 93923

    Sweeping views and all-day sun from this 38+ acre parcel boasting both oak savanna and woodland topographies just 6 minutes from the Preserves entrance allowing you to enjoy the peaceful private community while being just 15 minutes from Carmel-by-the-Sea and the beach. The 4+ acre building envelope has a driveway easement to an elevated terrace and a separate driveway to a lower level building

    Kristine McAulay Carmel Realty Company

    29 Potrero Trail, Carmel, CA 93923
  • /33

    $2,395,000 Open Sat 1PM - 4PM

    • 4 Beds
    • 3.5 Baths
    • 3,365 Sq Ft

    31315 Via la Naranga, Carmel Valley, CA 93924

    Carmel Valley Retreat with Pool, Pond & Panoramic Valley Views. Experience complete privacy in the coveted Los Tulares community of Carmel Valley. This spacious 4-bedroom, 3.5-bath, 3,365 sq. ft. home sits on 2.2 acres of open meadow, backing to the expansive 2,500-acre Wilson Ranch. Enjoy stunning views of rolling green hills, meadow, olive trees, gardens and your own seasonal pond. The home

    Doug Steiny Sotheby’s International Realty

    31315 Via la Naranga, Carmel Valley, CA 93924
  • /28

    $1,395,000 Open Sat 3PM - 5PM

    • 3 Beds
    • 2.5 Baths
    • 1,933 Sq Ft

    1220 Harrison St, Monterey, CA 93940

    Serenity with top of the hill views are all you will think of once you step into this delightful home. Enjoy the perfect blend of style and comfort with its spacious 1,933 square feet of living space, which includes the large family room, 3 bedrooms, 2.5 bathrooms, tons of storage and ample room to unwind, entertain and live. Be greeted by vaulted ceilings along with a warm and inviting

    Lucie Campos Coldwell Banker Realty

    1220 Harrison St, Monterey, CA 93940
  • /14

    $2,300,000

    • Land
    • 2.67 Acres
    • $861,423 per Acre

    5496 Quail Meadows Dr, Carmel, CA 93923

    This special building lot is sited in the exclusive, gated community of Quail Meadows. Located approximately 2 miles from Carmel-by-the-Sea and adjacent to the renowned The Quail Resort, hotel and golf club. Spanning over 600 acres, Quail Meadows is a high-value community where half of the area is dedicated to open space. The remaining land is divided into fewer than 60 multi-acre parcels,

    Jeannie Fromm Sotheby’s International Realty

    5496 Quail Meadows Dr, Carmel, CA 93923
  • /34

    $464,000 Open Sat 1PM - 4PM

    • 1 Bed
    • 1 Bath
    • 465 Sq Ft

    300 Glenwood Cir Unit 291, Monterey, CA 93940

    Bright, quiet, and private second-floor studio condo in desirable Footprints on the Bay, Monterey. This updated unit features laminate flooring, a balcony with forest views, and a kitchen with granite counters and stainless-steel appliances. The full bath offers a granite vanity, tile flooring, and a shower-over-tub combo. Double-pane vinyl windows and a sliding glass door brings in abundant

    Jeff Langham KW Coastal Estates

    300 Glenwood Cir Unit 291, Monterey, CA 93940
  • /28

    $1,575,000

    • 4 Beds
    • 2 Baths
    • 2,217 Sq Ft

    34998 Sky Ranch Rd, Carmel Valley, CA 93924

    Located just 6 miles from Carmel Village this property is a must see. Experience the perfect blend of privacy, tranquility, and breathtaking views in this meticulously maintained single-level home located in the desirable Sky Ranch Estates. Nestled on a 10-acre property, this exquisite 4-bedroom, 2-bathroom residence has been meticulously maintained and thoughtfully updated. The high ceilings

    Alessia Ucelli Monterey Coast Realty

    34998 Sky Ranch Rd, Carmel Valley, CA 93924
  • /14

    $499,999

    • Land
    • 15 Acres
    • $33,245 per Acre

    7 Trampa Canyon, Carmel Valley, CA 93924

    Land of opportunity. This parcel located at 7 Trampa Canyon bolsters over 15 acres of land. The property contains three wells exclusive to the property and unshared. The area for the home rebuild contains an olympic sized pool. This parcel contains 42 fully owned solar panels with two inverters generating up to 18,000 kilowatt hours a year. The property contains 3 Canary Palm trees adding more

    Beny Cardenas KW Coastal Estates

    7 Trampa Canyon, Carmel Valley, CA 93924
  • /28

    $1,375,000 Open Sun 2PM - 4PM

    • 4 Beds
    • 3 Baths
    • 2,082 Sq Ft

    2061 Marsala Cir, Monterey, CA 93940

    Bright & Spacious in Fisherman's Flats- A Rare Opportunity! Nestled in the sought-after Fisherman's Flats neighborhood, this sweet single-level, 4-bedroom, 3-bath home offers an inviting blend of space, comfort, and potential. Located in Monterey's coveted Sunbelt, where sunshine is plentiful, this home is perfect for those seeking a bright and welcoming atmosphere. With a functional layout and

    Molly McGee Coldwell Banker Realty

    2061 Marsala Cir, Monterey, CA 93940

Showing Results 401 - 440, Page 11 of 18

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