Monterey, TN Homes for Sale

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  /3

  $22,500

  • Land
  • 1.6 Acres
  • $14,062 per Acre

  0 Indian Trail Unit RTC3006664, Monterey, TN 38574

  OPPORTUNITY AWAITS!! PRICED TO SELL, STEAL OF A PROPERTY!! Want to build a new home? This land is for you!! This 1.6-acre lot is available in the restricted area of Cumberland Cove. This wooded and rolling corner lot that has great potential for your new home with a creek that runs through! Who doesn't love a creek on their property? This is a great, peaceful and quiet neighborhood. 16 minutes to

  Elijah Castelli Elevate Real Estate

  0 Indian Trail Unit RTC3006664, Monterey, TN 38574
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  /18

  $59,950

  • Land
  • 5.3 Acres
  • $11,311 per Acre

  0 Hwy 70 N Unit 3, Monterey, TN 38574

  Build your dream home on 5.3 acres in the beautiful Cumberland Cove Subdivision. Cumberland Cove is a deed restricted community. Cumberland Cove provides the community with four private parks full of hiking trails that are complete with waterfalls, overlooks, and caves. Be as active as you want to be or live in solitude, the choice is yours. Just 25 minutes to Cookeville or Crossville, and 90

  Stacey Pehl LPT Realty LLC

  0 Hwy 70 N Unit 3, Monterey, TN 38574
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  /6

  $26,999

  • Land
  • 2 Acres
  • $13,500 per Acre

  0 Anne Rd Unit 8, Monterey, TN 38574

  Welcome to peaceful Cumberland Lakes! This beautiful wooded lot offers a great possible building opportunity with a serene country setting within a private, well-maintained community. Enjoy access to two private lakes with boat ramps for electric-powered boats, kayaks, and canoes, along with parks, picnic areas, and a community clubhouse. There are restrictions to help preserve the quality of the

  David Eldridge The Real Estate Collective - Cookeville

  0 Anne Rd Unit 8, Monterey, TN 38574
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  /52

  $350,000

  • 1 Bed
  • 1 Bath
  • 864 Sq Ft

  1024 Ashburn Rd Unit FIRA, Monterey, TN 38574

  Updated Home + 2,400+ SF Detached Garage on 1 Level Acre This nicely updated 1-bedroom, 1-bath home sits on a level acre and offers so much more than meets the eye! Along with a brand-new metal roof, updated interior, and great outdoor spaces, the property includes an impressive 2,400+ SF detached garage, greenhouse, chicken coop, fenced dog run, raised garden beds, fruit trees, and berries. •

  Tina Isham Isham Jones Realty

  1024 Ashburn Rd Unit FIRA, Monterey, TN 38574
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  /31

  $455,000

  $15K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 1,800 Sq Ft

  41 Jump Off Place, Monterey, TN 38574

  Escape the hustle and bustle of the big city and find your perfect slice of peace at 41 Jump Off Place! Nestled on a beautifully wooded, ultra-private lot in the highly desired Cumberland Cove community of Monterey, TN, this completely renovated home offers the ultimate retreat without sacrificing convenience. You are less than 30 minutes from the vibrant shopping, dining, and amenities of

  Ciera Anglin AXEN Realty, LLC

  41 Jump Off Place, Monterey, TN 38574
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  /15

  $23,000

  • Land
  • 1.3 Acres
  • $17,692 per Acre

  Blk 203 L5 Cumberland Lakes Dr, Monterey, TN 38574

  LAKE VIEWS of LAZY LAKE and priced to sell, this lot is very close to the lake! 0.1 Miles to Lazy Lake Park to launch your boat, kayak or paddleboard. Perfect place for a picnic or to go fishing! This 1.3 Acre lot has lake views, rock outcroppings, and extreme privacy with lots of hemlocks and mountain laurel. Level lot that offers a great home site. Sit in privacy on your back porch and enjoy

  Kamille McCoy Cumberland Mountain Realty

  Blk 203 L5 Cumberland Lakes Dr, Monterey, TN 38574
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  $535,000

  $34K PRICE DROP

  • 3 Beds
  • 3 Baths
  • 2,008 Sq Ft

  1320 Laurel Way, Monterey, TN 38574

  Quality Custom Home. All Brick Exterior. 1 Level. Metal Roof. All Exterior Wood Vinyl Wrapped. Generac Whole House Generator System. Lightning Arrestor System. Whitewashed Brick accenting Front Porch. Wood & Tile Floors. Whole Home Stereo System with Speakers and Volume Controls in All Rooms. Tankless Gas Water Heater. Gas Fireplace. 4 acres. Lighted Brick Columns w/Timers and Electrical Outlets.

  James McKinnie Tri-Star Real Estate & Auction Co, Inc.

  1320 Laurel Way, Monterey, TN 38574
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  /19

  $555,000

  New Construction

  • 3 Beds
  • 2 Baths
  • 2,265 Sq Ft

  633 Icy Cove Trail, Monterey, TN 38574

  Stunning new construction located in Cumberland Cove sitting on 4 acres offers 2,265 Sq ft of modern comfort living. The family room has soaring cathedral ceilings and a large gas log fireplace surrounded with stone. LVF within the home with tile in the wet areas. The kitchen is designed with custom built cabinets, granite counter tops with the gas cook top located in the island. Perfect for

  Tamra Bowmer Highlands Elite Real Estate

  633 Icy Cove Trail, Monterey, TN 38574
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  /23

  $19,000

  • Land
  • 1.2 Acres
  • $15,833 per Acre

  15 Austin Dr, Monterey, TN 38574

  Beautiful 1.2-Acre Wooded Building Lot in Cumberland LakesEnjoy peaceful country living on this approximately 1.2-acre, level wooded lot situated on a quiet private road with very little traffic. With several level areas offering options for potential homesites, this property provides flexibility when choosing the perfect spot to build your dream home. Surrounded by mature trees and

  Kamille McCoy Cumberland Mountain Realty

  15 Austin Dr, Monterey, TN 38574
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  /6

  $24,500

  • Land
  • 1 Acre
  • $24,500 per Acre

  37 Crystal Point, Monterey, TN 38574

  This is approx. 1 acre property located on Crystal Pt cut-de-sac. Very private country setting for this wooded property with a small creek at back boarder and a potential Seasonal Lake View. Good flat building site on property. Private Parks have boat ramps for your electric powered boats, canoes or Kayaks with picnic areas. There is also a community clubhouse. Mild restrictions maintain the

  Warren Schreier Cumberland Cove Real Estate

  37 Crystal Point, Monterey, TN 38574
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  /8

  $45,000

  • Land
  • 1.13 Acres
  • $39,823 per Acre

  1127 Eagle Roost Ct, Monterey, TN 38574

  Lots now selling! GORGEOUS GATED COMMUNITY! Whether it is a stunning VIEW lot or a private interior lot, these lots in this private community are a must see! Enjoy the picnic area with views of the rolling mountains and natural landscapes. Fiber optics, underground electric, sewer, city water, natural gas available. Centrally located between Crossville and Cookeville and a short drive to

  Doreen Sherrill Crye-Leike Brown Realty

  1127 Eagle Roost Ct, Monterey, TN 38574
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  /48

  $325,000

  • 5 Beds
  • 3 Baths
  • 2,627 Sq Ft

  106 W Crawford Ave, Monterey, TN 38574

  Welcome to 106 W Crawford, a unique real estate opportunity nestled inside the Monterey city limits. This gorgeous property features a custom, Honest Abe-built log home paired with a completely separate income-producing apartment on a spacious corner lot. The main residence offers 1,852 sq. ft. of warm, inviting living space, including a cozy living room anchored by a gas stone fireplace, a

  Amanda Wiegand-Selby Highlands Elite Real Estate LLC

  106 W Crawford Ave, Monterey, TN 38574
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  /11

  $260,000

  $10K PRICE INCREASE

  • Land
  • 4.7 Acres
  • $55,319 per Acre

  1560 E Overlook Rd, Monterey, TN 38574

  Gorgeous Bluff and Mountain views! Caves, wildlife, seasonal waterfalls and so much more all on your own 4.7 acres! SEPTIC APPROVED! Multiple cleared areas for your Dream Home. SURVEY has been done. Over 500ft of bluff view. Come to Cumberland Cove includes 3 private parks with walking trails, caves, waterfalls, spread over 8,000 acres. Golf Course. Live privately in the country while still being

  Erica Hayes Triple C Realty & Auction, LLC

  1560 E Overlook Rd, Monterey, TN 38574
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  /26

  $166,998

  $18K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 1,040 Sq Ft

  220 Pierce Ln, Monterey, TN 38574

  Great opportunity to own an affordable home in a wonderful neighborhood—priced to move! This charming 2 bedroom, 1 bath home offers 1040 sqft of comfortable one-level living, making it ideal for first-time buyers, downsizers, or anyone seeking simple, convenient living. Situated on nearly half an acre, the property provides plenty of outdoor space to relax, garden, or enjoy the peaceful

  Elijah Castelli Elevate Real Estate

  220 Pierce Ln, Monterey, TN 38574
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  /41

  $385,000

  $25K PRICE DROP

  • 4 Beds
  • 2.5 Baths
  • 1,928 Sq Ft

  3306 Muddy Pond Rd, Monterey, TN 38574

  WOW! INCENTIVES! INCENTIVES! INCENTIVES! PRICED TO SELL IMMEDIATELY! Seller is offering $10,000 DOLLARS toward buyers closing costs! Qualified buyers may ALSO receive a 1% lender credit toward closing costs when using the seller's preferred lender. This home is also USDA eligible! Take a look at this beautiful custom-built home completed in 2020 offering 1,928 sq ft, 4 bedrooms, 2.5 bathrooms,

  Brooke Phillips The Real Estate Collective

  3306 Muddy Pond Rd, Monterey, TN 38574
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  /11

  $19,000

  $6K PRICE DROP

  • Land
  • 2.3 Acres
  • $8,261 per Acre

  0 Crystal Point Unit 1335452, Monterey, TN 38574

  Great Price! Welcome to a gently rolling 2.3 acre lot located on Crystal Pt cut-de-sac In Cumberland Lakes. Your property is bordered by your own charming brook and is full of mature hardwood trees! Come experience this quiet community setting with private parks, boat ramps for your electric powered boats, canoes or Kayaks and family picnic areas. A community clubhouse is included in the

  Melissa Harmon RE/MAX Finest

  0 Crystal Point Unit 1335452, Monterey, TN 38574
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  /17

  $99,000

  $20K PRICE DROP

  • Land
  • 29,185 Sq Ft
  • $147,761 per Acre

  6 Emerald Place, Monterey, TN 38574

  Cumberland Lakes is a private community and only owners have access to the lakes and parks where you can launch your boat until you build a dock. Light Restrictions are in place. 1600 Sq Ft. Minimum. Two private lakes in community for fishing and boating with two boat ramps. Fiber Optic Internet Service is now available. Though you're in the middle of this peaceful country setting you are close

  Justin Phillips CENTURY 21 Realty Group, LLC

  6 Emerald Place, Monterey, TN 38574
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  /30

  $324,900

  $45K PRICE DROP

  • Land
  • 77.29 Acres
  • $4,204 per Acre

  0 Monterey Hwy Unit RTC3080418, Monterey, TN 38574

  Unrestricted land in Overton county, just 5 minutes from I-40. Enjoy your own slice of paradise with 77 acres of hardwoods,evergreens, and abundant wildlife. You’ll love the breathtaking mountain views, as well as the multiple potential homesites.This beautiful and rugged property boasts over 800 feet of road frontage, and is situated just minutes from Monterey andLivingston, TN. New

  Phil Hopewell ResultsMLS Realtors

  0 Monterey Hwy Unit RTC3080418, Monterey, TN 38574
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  $699,900

  $50K PRICE DROP

  127 Rushing Springs Rd, Monterey, TN 38574

  38.95 surveyed ac located in the mtns and hills of Monterey, TN. located in a private & secluded country setting. Ideal for that horse farm with pasture and trails into the woods, lovely creek through the property & a stream flowing into the property. Pond, trails throughout, 360-degree mountain views, mature timberland, harmonious blend of pasture and woods, several building sites to build on,

  Debra Dodd No 1 Quality Realty

  127 Rushing Springs Rd, Monterey, TN 38574
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  /18

  $33,000

  $2K PRICE DROP

  • Land
  • 2.1 Acres
  • $15,714 per Acre

  0 Anne Place Unit 1350218, Monterey, TN 38574

  This 2-acre lot is located on a quiet cul-de-sac in the Cumberland Lakes community of Monterey. A well and septic system will be needed. The community has deed restrictions and a low HOA. Cumberland Lakes surrounds four pristine lakes within a 1080-acre forest. Enjoy fishing, kayaking, canoeing, and electric-motor boating, two boat ramps, a community park, picnic pavilion, clubhouse, and

  Deanna Rodriguez eXp Realty, LLC

  0 Anne Place Unit 1350218, Monterey, TN 38574
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  /22

  $1,749,840

  • Land
  • 635 Acres
  • $2,756 per Acre

  Tract A Coal Ln, Monterey, TN 38574

  This 635 +/- acre property offers an exceptional combination of recreation, long-term investment potential, and future homesite opportunities in the mountains of Fentress County, Tennessee. With approximately three-quarters of a mile of frontage along the East Fork Obey River, the property features abundant water resources, including Bear Branch, which forms the northern boundary before flowing

  Matt Carr National Land Realty

  Tract A Coal Ln, Monterey, TN 38574
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  /2

  $69,900

  • Land
  • 0 Sq Ft

  00 Green Dr, Monterey, TN 38574

  Welcome to Green Drive Monterey TN 38574 in beautiful Cumberland Cove! This 4.5-acre lot offers the perfect blend of privacy, convenience, and natural beauty. Nestled on a quiet county road, this property is ready for your dream home with all utilities—including high-speed fiber internet and natural gas—available at the road. Located in one of Monterey's most desirable communities, Cumberland

  Jamie Reis American Way Real Estate

  00 Green Dr, Monterey, TN 38574
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  /9

  $40,000

  • Land
  • 1.15 Acres
  • $34,783 per Acre

  1131 Moss Bend Trail, Monterey, TN 38574

  Lots now selling! GORGEOUS GATED COMMUNITY! Whether it is a stunning VIEW lot or a private interior lot, these lots in this private community are a must see! Enjoy the picnic area with views of the rolling mountains and natural landscapes. Fiber optics, underground electric, sewer, city water, natural gas available. Centrally located between Crossville and Cookeville and a short drive to

  Doreen Sherrill Crye-Leike Brown Realty Cumberland Cove

  1131 Moss Bend Trail, Monterey, TN 38574
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  /14

  $60,000

  • Land
  • 1.14 Acres
  • $52,632 per Acre

  1080 Eastridge Pass, Monterey, TN 38574

  Lots now selling! GORGEOUS GATED COMMUNITY! Whether it is a stunning VIEW lot or a private interior lot, these lots in this private community are a must see! Enjoy the picnic area with views of the rolling mountains and natural landscapes. Fiber optics, underground electric, sewer, city water, natural gas available. Centrally located between Crossville and Cookeville and a short drive to

  Doreen Sherrill Crye-Leike Brown Realty

  1080 Eastridge Pass, Monterey, TN 38574
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  /33

  $389,000

  • 3 Beds
  • 2 Baths
  • 1,822 Sq Ft

  88 Scenic Place, Monterey, TN 38574

  **Private Cumberland Cove Retreat on 2.05 Acres | Generac Generator | High-Speed Internet | RV Parking** Tucked away at the end of a quiet cul-de-sac in the desirable Cumberland Cove community, this well-maintained 3BR/2BA home offers the perfect blend of privacy, comfort, and convenience. Situated on 2.05 wooded acres between Crossville and Cookeville, you'll enjoy a peaceful natural setting

  Donna Baisley Baisley Hometown Realty, LLC

  88 Scenic Place, Monterey, TN 38574
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  /8

  $45,000

  • Land
  • 23,086 Sq Ft
  • $84,906 per Acre

  21 Westridge Trail, Monterey, TN 38574

  Lots now selling! GORGEOUS GATED COMMUNITY! Whether it is a stunning VIEW lot or a private interior lot, these lots in this private community are a must see! Enjoy the picnic area with views of the rolling mountains and natural landscapes. Fiber optics, underground electric, sewer, city water, natural gas available. Centrally located between Crossville and Cookeville and a short drive to

  Doreen Sherrill Crye-Leike Brown Realty

  21 Westridge Trail, Monterey, TN 38574
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  /28

  $329,900

  • 3 Beds
  • 2.5 Baths
  • 1,756 Sq Ft

  3291 Cumberland Lakes Dr, Monterey, TN 38574

  Welcome home to this spacious 1,756 square foot property offering the perfect combination of comfort, privacy, and room to enjoy quiet Tennessee living. Situated on a beautifully maintained 2-acre lot, this home has it all. Step inside to a large, welcoming entryway that sets the tone for the generous layout. The oversized bedrooms provide plenty of space to relax, and each features its own

  Landon Dickerson True North Real Estate Services, LLC

  3291 Cumberland Lakes Dr, Monterey, TN 38574
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  /45

  $499,929

  $85K PRICE DROP

  • 4 Beds
  • 4 Baths
  • 3,356 Sq Ft

  2144 Street Place Loop, Monterey, TN 38574

  Motivated seller! This custom home on 4 acres was created w/ tons of open space yet separation in mind- comfort for years to come! Cumberland Cove is a community offering acreage, outdoor trails, a golf course, & the Tennessee living that you look for. Pulling up the driveway you are welcome by the home, oversized carport for your vehicles/RV, 30x40 shop w/ concrete pad, water+ electric, a

  Heather Skender-Newton Skender-Newton Realty

  2144 Street Place Loop, Monterey, TN 38574
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  /8

  $45,000

  • Land
  • 1.71 Acres
  • $26,316 per Acre

  1206 Wind Rush Way, Monterey, TN 38574

  Lots now selling! GORGEOUS GATED COMMUNITY! Whether it is a stunning VIEW lot or a private interior lot, these lots in this private community are a must see! Enjoy the picnic area with views of the rolling mountains and natural landscapes. Fiber optics, underground electric, sewer, city water, natural gas available. Centrally located between Crossville and Cookeville and a short drive to

  Doreen Sherrill Crye-Leike Brown Realty

  1206 Wind Rush Way, Monterey, TN 38574
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  /5

  $27,500

  • Land
  • 1.1 Acres
  • $25,000 per Acre

  38 Crystal Point, Monterey, TN 38574

  This is approx. 1 acre property located on Crystal Pt cut-de-sac. Very private country setting for this wooded property with a small creek at back boarder and a potential Seasonal Lake View. Good flat building site on property. Private Parks have boat ramps for your electric powered boats, canoes or Kayaks with picnic areas. There is also a community clubhouse. Mild restrictions maintain the

  Warren Schreier Cumberland Cove Real Estate

  38 Crystal Point, Monterey, TN 38574
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  /42

  $315,000

  $10K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 1,972 Sq Ft

  301 W Commercial Ave, Monterey, TN 38574

  Are you looking for a home that makes an impression the moment you walk through the door? This home will do it to you! Located in the heart of Monterey, this 4-bedroom, 2-bath home offers 1,972 square feet of living space and sits on 0.61 acres, with boutiques, salons, banks, grocery stores, and everyday conveniences all within walking distance. The main level features two bedrooms (one which

  Brooke Phillips The Real Estate Collective

  301 W Commercial Ave, Monterey, TN 38574
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  /8

  $45,000

  • Land
  • 18,730 Sq Ft
  • $104,651 per Acre

  24 Westridge Trail, Monterey, TN 38574

  Lots now selling! GORGEOUS GATED COMMUNITY! Whether it is a stunning VIEW lot or a private interior lot, these lots in this private community are a must see! Enjoy the picnic area with views of the rolling mountains and natural landscapes. Fiber optics, underground electric, sewer, city water, natural gas available. Centrally located between Crossville and Cookeville and a short drive to

  Doreen Sherrill Crye-Leike Brown Realty

  24 Westridge Trail, Monterey, TN 38574
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  /51

  $515,000

  • 2 Beds
  • 3 Baths
  • 2,462 Sq Ft

  1104 Belmont Dr, Monterey, TN 38574

  Welcome to your own slice of Tennessee paradise! Situated on 2.2 acres in the highly desirable Cumberland Cove community, this beautifully maintained basement ranch offers the perfect blend of privacy, comfort, and outdoor living.Featuring 2,462 square feet, this home includes 2 spacious bedrooms, 3 full bathrooms, and a fully finished basement, providing flexible space for a guest suite,

  Mark Bradshaw Wallace

  1104 Belmont Dr, Monterey, TN 38574
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  /5

  $275,000

  New Construction $10K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,288 Sq Ft

  204 E Peter Ave, Monterey, TN 38574

  Brand new construction in Monterey city limits. Stylish, quality home with everything you would expect. Open floor plan with vaulted ceiling, granite, white cabinets and stainless steel appliances.

  Chad Crouch Highlands Elite Real Estate

  204 E Peter Ave, Monterey, TN 38574
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  /7

  $24,900

  • Land
  • 1.3 Acres
  • $19,154 per Acre

  0 Cumberland Lakes Dr Unit 201, Monterey, TN 38574

  This 1.3 acre wooded lot is across from Lazy Lake in the private community of Cumberland Lakes. Easy building site on this beautiful property. 2 Lakes to enjoy with your electric boat, kayak or canoe and fishing. Clubhouse, dock and boat launches available. Some restrictions to maintain the quality of the neighborhood. Fiber internet available at street along with electric and Telephone. Sceptic

  Warren Schreier Cumberland Cove Real Estate

  0 Cumberland Lakes Dr Unit 201, Monterey, TN 38574
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  /2

  $55,000

  • Land
  • 1.9 Acres
  • $28,947 per Acre

  000 Scenic Place, Monterey, TN 38574

  Discover the perfect place to build your dream home on this beautiful 1.9-acre property located on Scenic Place in Monterey, TN. 38574. Nestled in the desirable Cumberland Cove community , this double-lot parcel offers a peaceful setting on a dead-end road, ensuring privacy and minimal traffic. With slopes ideal for a walkout basement design, this land provides the flexibility to create a custom

  Jamie Reis American Way Real Estate

  000 Scenic Place, Monterey, TN 38574
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  /9

  $319,900

  • 2 Beds
  • 1 Bath
  • 729 Sq Ft

  229 Craig Rd, Monterey, TN 38574

  Imagine a place where tranquility meets functionality, nestled within the embrace of nature—a home that's more than just a residence, it’s an experience waiting to be discovered. Welcome to your private sanctuary, set on approximately 8.52 acres of picturesque land. This nature lover's paradise offers expansive green spaces and breathtaking views, providing a serene retreat from daily life.

  Tammy Price Tri-Star Real Estate & Auction Co, Inc.

  229 Craig Rd, Monterey, TN 38574
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  /14

  $50,000

  • Land
  • 1.1 Acres
  • $45,455 per Acre

  156 Ridge Rd, Monterey, TN 38574

  Lots now selling! GORGEOUS GATED COMMUNITY! Whether it is a stunning VIEW lot or a private interior lot, these lots in this private community are a must see! Enjoy the picnic area with views of the rolling mountains and natural landscapes. Fiber optics, underground electric, sewer, city water, natural gas available. Centrally located between Crossville and Cookeville and a short drive to

  Doreen Sherrill Crye-Leike Brown Realty

  156 Ridge Rd, Monterey, TN 38574
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  /27

  $279,900

  New Construction $15K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,200 Sq Ft

  190 Rhonda Rd, Monterey, TN 38574

  New construction barndominium on 1 acre -- one of the best-priced homes currently available in Cumberland Lakes. This 3-bedroom, 2-bath home offers a blend of modern finishes, efficiency, and low-maintenance living in a peaceful, natural setting. Inside, you'll find durable vinyl flooring, abundant natural light, and a functional layout designed for everyday comfort. The home features a dual fuel

  Sarah McCoy Weichert, Realtors-The Webb Agency

  190 Rhonda Rd, Monterey, TN 38574
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  /5

  $65,000

  • Land
  • 4.19 Acres
  • $15,513 per Acre

  592 Cumberland Cove Rd, Monterey, TN 38574

  Gorgeous 4.19-Acre Lot in Cumberland Cove! Beautiful 4.19-acre lot located in the desirable Cumberland Cove community. This property features a cleared area perfect for building your dream home with a walk-out basement. Surrounded by natural landscaping and mature trees, the setting offers privacy and a peaceful environment. Enjoy all the amenities of Cumberland Cove, including private parks,

  Doreen Sherrill Crye-Leike Brown Realty

  592 Cumberland Cove Rd, Monterey, TN 38574

Showing Results 161 - 200, Page 5 of 7