Monterey, TN Homes for Sale under $500,000

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  /35

  $350,000

  • 3 Beds
  • 2 Baths
  • 1,610 Sq Ft

  1565 Vista Dr, Monterey, TN 38574

  Tucked at the end of a quiet cul-de-sac, this private retreat sits on 2.44 acres across two lots, offering peaceful Tennessee hillside living. This well-kept 3BR/2BA home (1,610 sq ft) features an open-concept living, kitchen, and dining area with a cozy fireplace, perfect for gathering or relaxing. The spacious king suite includes a soaking tub and separate shower for a restful escape. Enjoy the

  

  Victoria Carmack

  1 Source Realty Pros

  1565 Vista Dr, Monterey, TN 38574
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  /8

  $375,000

  • Land
  • 8.63 Acres
  • $43,453 per Acre

  1323 Bee Rock Rd, Monterey, TN 38574

  PRIME UNRESTRICTED COMMERCIAL/RESIDENTAL LAND JUST OFF I-40---IDEAL FOR HIGH-DEMAND DEVELOPMENT. This versatile property offers exceptional potential for MULTI-UNIT HOUSING / RV PARK / STORAGE FACILITIES and MIXED-USE COMMERCIAL PROJECTS. A 3-BEDROOM SEPTIC SYSTEM is already installed, reducing upfront development costs. The property also includes a POND and barn adding aesthetic and functional

  

  Doreen Sherrill

  Crye-Leike Brown Realty

  1323 Bee Rock Rd, Monterey, TN 38574
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  /4

  $299,900

  • Land
  • 18 Acres
  • $16,661 per Acre

  16147 Highway 70n, Monterey, TN 38574

  ENDLESS OPPORTUNITY ON 18 *UNRESTRICTED* PRIVATE ACRES WITH A BEAUTIFUL POND. This versatile property offers exceptional potential for a PRIVATE HOMESTEAD. The owner is willing to DIVIDE THE TRACT INTO TWO SEPARATE PARCELS, providing added flexibility for buyers. A rare chance to secure usable acreage with privacy, natural beauty and multiple development paths.(Buyer to verify all information

  

  Doreen Sherrill

  Crye-Leike Brown Realty

  16147 Highway 70n, Monterey, TN 38574
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  /45

  $219,000

  • 3 Beds
  • 2 Baths
  • 1,216 Sq Ft

  1180 Lake Hill Rd, Monterey, TN 38574

  Charming 2018 single-wide mobile home nestled on a spacious half-acre lot! Perfect for those seeking a cozy retreat or starting fresh with plenty of room to grow. This home comes furnished and ready to move into. Well-maintained interior with modern updates, open floor plan, and ample outdoor space for gardening, entertaining, or relaxing. Conveniently located in Monterey, Tn with easy access to

  

  Christy Ehlert-Wagner

  The Realty Firm

  1180 Lake Hill Rd, Monterey, TN 38574
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  /37

  $398,000

  $27K PRICE DROP

  • 3 Beds
  • 2.5 Baths
  • 2,130 Sq Ft

  359 E Cove Rd, Monterey, TN 38574

  Nestled amongst the trees!!! You'll feel like you're vacationing in the mountains every day. Vacant wooded property literally surrounds the home on every front. Cumberland Cove is the absolute perfect community for this home. The Cove is recognized for it's spacious lots, hiking trails, waterfalls, and one of the most scenic overlooks you'll ever see. A circular drive brings you to your covered

  

  Dave Goodwin

  Weichert, Realtors-The Webb Agency

  359 E Cove Rd, Monterey, TN 38574
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  /60

  $299,999

  • 3 Beds
  • 1.5 Baths
  • 1,669 Sq Ft

  14765 Highway 70 N, Monterey, TN 38574

  Diamond in the Rough with Homestead Potential!This rare 1947-built gem is full of character and upgrades just waiting to be discovered. Nestled privately off the road on approximately 3.2 level, wooded acres, this home offers a unique opportunity for country living with history, charm, and room to grow.Inside, you'll find 3 bedrooms, 1.5 baths, and a bonus room across approximately 1,800

  

  Marie Zuercher

  RE/MAX Finest

  14765 Highway 70 N, Monterey, TN 38574
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  /37

  $489,000

  $41K PRICE DROP

  • 3 Beds
  • 2.5 Baths
  • 4,028 Sq Ft

  416 Walker Hollow Dr, Monterey, TN 38574

  Tucked away on 8+ private acres in Monterey, this spacious 3BR/2.5BA home offers a flexible layout with multiple living areas, an eat-in kitchen, and formal dining—plus an unfinished basement for storage or future expansion. Major improvements have already been completed, making this a strong option for buyers using most financing: a new architectural-shingle roof, new gutters, exterior

  

  Christy Cj Pace

  Pace Probity Asset Management

  416 Walker Hollow Dr, Monterey, TN 38574
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  /41

  $489,900

  • 3 Beds
  • 2 Baths
  • 2,128 Sq Ft

  1072 Belmont Dr, Monterey, TN 38574

  **Welcome to the Cozy Chalet in beautiful Cumberland Cove.** This charming 3BR/2BA, 2,128 sq ft home features an inviting open-concept layout with a vaulted ceiling and a stunning floor-to-ceiling stone fireplace that anchors the main living area with warmth and character. Bordering the golf course, the property offers a rare combination of privacy and peaceful, scenic views. Mature hardwoods

  

  Doreen Sherrill

  Crye-Leike Brown Realty Cumberland Cove

  1072 Belmont Dr, Monterey, TN 38574
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  /43

  $239,900

  $10K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 2,079 Sq Ft

  2030 Industrial Dr, Monterey, TN 38574

  Newly remodeled home situated on over 3 acres, offering an affordable move-in ready opportunity. Recent updates provide a fresh interior ready for immediate use. Property includes two outbuildings for additional storage or workspace. Home is on a permanent foundation and has been detitled, making it suitable for most financing options.

  

  Clark Adcock

  The Realty Firm - Smithville

  2030 Industrial Dr, Monterey, TN 38574
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  /11

  $409,500

  • Land
  • 117 Acres
  • $3,500 per Acre

  0 Coal Ln Unit Tract 1, Monterey, TN 38574

  This 117 +/- acre property offers an exceptional combination of recreation and future homesite opportunities in the mountains of Fentress County, Tennessee. The property features abundant water resources including Bear Branch, which forms the northern boundary. Extensive interior trails provide easy access throughout the property, making it well suited for hunting, hiking, ATV riding, and

  Matt Carr National Land Realty

  0 Coal Ln Unit Tract 1, Monterey, TN 38574
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  /11

  $412,750

  • Land
  • 127 Acres
  • $3,250 per Acre

  0 Coal Ln Unit Tract 3, Monterey, TN 38574

  This 127 +/- acre property offers an exceptional combination of recreation and future homesite opportunities in the mountains of Fentress County, Tennessee. The property features abundant water resources including Bear Branch, which forms the northern boundary. Extensive interior trails provide easy access throughout the property, making it well suited for hunting, hiking, ATV riding, and

  Matt Carr National Land Realty

  0 Coal Ln Unit Tract 3, Monterey, TN 38574
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  /28

  $212,500

  $22K PRICE DROP

  • 3 Beds
  • 1.5 Baths
  • 1,310 Sq Ft

  202 W Crawford Ave, Monterey, TN 38574

  Spacious 3 bedroom 1 1/2 bath cozy cottage. Large garage for storage. Big back yard with beautiful landscaping

  Glinda Brown Highlands Elite Real Estate LLC

  202 W Crawford Ave, Monterey, TN 38574
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  /6

  $210,000

  • Land
  • 4 Acres
  • $52,500 per Acre

  0 Cumberland Cove Rd Unit 1334119, Monterey, TN 38574

  This Wooded 4 Acre Bluff View property is in the quiet country setting of Cumberland Cove and is waiting for your custom Dream Home. These bluff view lots are getting hard to find. and this one has a perfect building site at the bluff edge. City Water, Natural Gas, Fiber Optic Internet, Electric and Telephone are all available at the street. This peaceful setting takes you away from the hustle

  Warren Schreier Cumberland Cove Real Estate

  0 Cumberland Cove Rd Unit 1334119, Monterey, TN 38574
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  /7

  $499,900

  • Land
  • 1.1 Acres
  • $454,455 per Acre

  920 S Holly St, Monterey, TN 38574

  Located at 920 S Holly St, Monterey, TN 38574, this prime piece of land is situated right at Exit 300, offering excellent visibility and accessibility. With its strategic location, this property is perfect for a variety of business ventures. Potential uses for this land include multi-family development, restaurants or fast food chains, office spaces or corporate facilities, retail stores or

  Alma Mendez The Real Estate Collective - Cookeville

  920 S Holly St, Monterey, TN 38574
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  /45

  $389,900

  Open House 7/18

  • 3 Beds
  • 2 Baths
  • 1,699 Sq Ft

  17430 E Meadow Creek Rd, Monterey, TN 38574

  If you've been searching for new construction without the cookie-cutter feel, look no further. Built with upgraded finishes & details that give it the look and feel of a custom home. Situated on a spacious 0.81-acre lot, this 3-bd, 2-ba home offers 1,699sqft with open floor plan, 9ft ceilings, & vaulted ceilings in main living areas/primary suite. COREtec's Pro Enhanced LVP flooring runs

  Will Enochs First Realty Company

  17430 E Meadow Creek Rd, Monterey, TN 38574
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  /6

  $210,000

  • Land
  • 4 Acres
  • $52,500 per Acre

  0 Cumberland Cove Rd Unit 8, Monterey, TN 38574

  This Wooded 4 Acre Bluff View property is in the quiet country setting of Cumberland Cove and is waiting for your custom Dream Home. These bluff view lots are getting hard to find. and this one has a perfect building site at the bluff edge. City Water, Natural Gas, Fiber Optic Internet, Electric and Telephone are all available at the street. This peaceful setting takes you away from the hustle

  Warren Schreier Cumberland Cove Real Estate Inc

  0 Cumberland Cove Rd Unit 8, Monterey, TN 38574
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  /47

  $300,000

  $50K PRICE DROP

  • 2 Beds
  • 2 Baths
  • 896 Sq Ft

  1729 Huckleberry Rd, Monterey, TN 38574

  Welcome to your Special Cabin in the woods. This warm private 2 bedroom, 2 bath home on 4 aces. Large covered back porch. The home has a fireplace to warm up to on cozy nights. Custom interior with a large Prime Bedroom, walk-in shower, Metal roof. Plus there are no worries with a whole home generator. HVAC new in 2023. Basement on the lower level with Bathroom and work shop. If that's not enough

  Karen D'Agostino Crye-Leike Brown Realty

  1729 Huckleberry Rd, Monterey, TN 38574
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  /23

  $329,000

  • 3 Beds
  • 2 Baths
  • 1,378 Sq Ft

  205 W Minnie Ave, Monterey, TN 38574

  Welcome to this beautiful new construction offering 1378 square feet of thoughtfully designed living space in the heart of Monterey, Tennessee. Featuring 3 bedroom and 2 full bathrooms, this modern residence combines comfort, functionally, and quality craftsmanship. Step inside to an open-concept floor plan with a spacious living area that flows seamlessly into the kitchen and dining, creating

  Charity Norrod Highlands Elite Real Estate LLC

  205 W Minnie Ave, Monterey, TN 38574
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  /15

  $362,000

  New Construction

  • 3 Beds
  • 2.5 Baths
  • 1,682 Sq Ft

  149 Divide Trail, Monterey, TN 38574

  Welcome to this remarkable, new construction located in Cumberland Lakes subdivision. This beautiful 1682 sq ft home sits on 1 acre. Step inside & you're welcomed with cathedral ceilings and an open floor plan. The kitchen being the heart of the home is designed with high-end custom built cabinets, granite counter tops , stainless steel appliances & a walk in pantry for extra space. The family

  Tamra Bowmer Highlands Elite Real Estate

  149 Divide Trail, Monterey, TN 38574
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  /81

  $419,000

  $11K PRICE DROP

  • 3 Beds
  • 3 Baths
  • 2,488 Sq Ft

  446 E Cove Rd, Monterey, TN 38574

  This home has living quarters upstairs and downstairs. Downstairs contains a bedroom, full bathroom, large great room, office. separate entrance and lots of storage closets

  Starlett Wessels Tri-star Real Estate & Auction Co.,

  446 E Cove Rd, Monterey, TN 38574
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  /35

  $379,700

  New Construction $20K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,660 Sq Ft

  117 Divide Trail, Monterey, TN 38574

  Welcome home to this stunning brand-new construction in the desirable Cumberland Lakes community of Monterey, TN. Situated on a spacious 1.06-acre lot, this thoughtfully designed 3-bedroom, 2-bath home showcases exceptional craftsmanship and attention to detail throughout. The inviting living area is anchored by a beautiful propane fireplace, creating a warm focal point for cozy evenings and

  Chris Carter Weichert, Realtors-The Webb Agency

  117 Divide Trail, Monterey, TN 38574
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  /28

  $425,000

  • 4 Beds
  • 2 Baths
  • 2,016 Sq Ft

  4097 Hanging Limb Hwy, Monterey, TN 38574

  Fully renovated 4 bedroom, 2 bathroom home situated on 5.5 unrestricted acres offering the perfect blend of modern finishes and peaceful country living. This 2,016 sq ft home has been extensively renovated throughout featuring updated flooring, granite countertops, custom cabinetry, beautifully updated bathrooms, spacious living areas, and a large kitchen designed for both everyday living and

  Danielle Johns LPT Realty, LLC

  4097 Hanging Limb Hwy, Monterey, TN 38574
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  /37

  $239,900

  $10K PRICE DROP

  • 2 Beds
  • 2 Baths
  • 1,421 Sq Ft

  706 Industrial Dr, Monterey, TN 38574

  Charming and conveniently located, this beautifully updated 2-bedroom, 2-bath home offers the perfect blend of comfort and character. Step inside to find a warm and inviting space with thoughtful updates that make everyday living feel effortless. Outside, a spacious backyard provides plenty of room to relax, garden, or gather with friends and family. The home also features a carport, paved

  Heather Cowart Highlands Elite Real Estate

  706 Industrial Dr, Monterey, TN 38574
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  /29

  $429,000

  $11K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,856 Sq Ft

  16938 Highway 70 N, Monterey, TN 38574

  Wide open Spaces! Spacious Log home, Great Location. Directly across from Cumberland Cove Golf Course entrance. 4.49 acres on Hwy 70 between Monterey and Crossville. Just 5 miles from Interstate 40 exits 301 & 311. Central location between Nashville, Knoxville, & Chattanooga. New Roof 2026. Custom Built 2003, Log house with tongue & groove paneling & ceiling. Vaulted Ceiling, massive Exposed

  Starlett Wessels Tri-star Real Estate & Auction Co.,

  16938 Highway 70 N, Monterey, TN 38574
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  /23

  $254,950

  • 3 Beds
  • 1.5 Baths
  • 1,430 Sq Ft

  206 Volunteer Way, Monterey, TN 38574

  Affordable 3BR / 2BA ranch Style Home ! Offering 1,430 Sq Ft of living space. Recent updates include fresh paint, new counter tops, and flooring. Features a spacious family room and a small, easy to maintain lot with room for your kids or pets. Ready for immediate possession. Should qualify for any type loan.

  Sarah Davis American Way Real Estate

  206 Volunteer Way, Monterey, TN 38574
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  /6

  $210,000

  • Land
  • 4 Acres
  • $52,500 per Acre

  Lot 8 Cumberland Cove Rd, Monterey, TN 38574

  This Wooded 4 Acre Bluff View property is in the quiet country setting of Cumberland Cove and is waiting for your custom Dream Home. These bluff view lots are getting hard to find. and this one has a perfect building site at the bluff edge. City Water, Natural Gas, Fiber Optic Internet, Electric and Telephone are all available at the street. This peaceful setting takes you away from the hustle

  Warren Schreier Cumberland Cove Real Estate, Inc.

  Lot 8 Cumberland Cove Rd, Monterey, TN 38574
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  /4

  $439,900

  New Construction

  • 2 Beds
  • 2 Baths
  • 1,853 Sq Ft

  60 Bussell Dr Unit 3, Monterey, TN 38574

  Here is your dream home!Very nice new construction in the beautiful Cumberland Cove Community. Open Space 2 Bedroom home with extra added room for office or spare room. Home will have custom white kitchen cabinets and premier granite counter tops.Extra pantry storage.Cathedral ceiling in main living area. En-suite Master BR with a trey ceiling, and a large walk-in closet. A large master bath with

  Tina Barger Griffith Weichert, Realtors-The Webb Agency

  60 Bussell Dr Unit 3, Monterey, TN 38574
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  /2

  $279,900

  New Construction $5K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,288 Sq Ft

  218 E Peter Ave, Monterey, TN 38574

  Brand new construction in Monterey city limits. Stylish, quality home with everything you would expect. Open floor plan with vaulted ceiling, granite, white cabinets and stainless steel appliances.

  Chad Crouch Highlands Elite Real Estate

  218 E Peter Ave, Monterey, TN 38574
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  /60

  $489,989

  • 5 Beds
  • 3 Baths
  • 2,898 Sq Ft

  503 S Pine St, Monterey, TN 38574

  Spacious Home sits high on a full half of a city block, Fully renovated- features wide open space. Entire Interior of the House is New. All New Hardwood Flooring, Paint, Staircase, Central Air and Heat. New roof in last 2 Years. 1.38 acres. In the center of business development just off interstate 40. Ground floor- Main living area, 1998 square feet. First floor- Kitchen, Living Room, Dining

  James McKinnie Tri-Star Real Estate & Auction

  503 S Pine St, Monterey, TN 38574
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  /9

  $235,000

  $30K PRICE DROP

  • Land
  • 4.9 Acres
  • $47,959 per Acre

  0 E Overlook Rd Unit 1296000, Monterey, TN 38574

  Gorgeous Bluff View! Located in The Cove this lot has so many options for building sites, including cleared area right on the Bluff! If peace and tranquility are what you are looking for this is the spot for you. Enjoy all the Cove has to offer walking trails, golf course, parks and amazing view. Location is close to Cookeville, Monterey and Crossville.

  Erica Hayes Triple C Realty & Auction, LLC

  0 E Overlook Rd Unit 1296000, Monterey, TN 38574
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  /59

  $400,000

  $15K PRICE DROP

  • 3 Beds
  • 2.5 Baths
  • 1,837 Sq Ft

  1023 W Laurel Way, Monterey, TN 38574

  Newer construction without the wait. Built in 2022 and upgraded in 2025, this home sits on 3.84 wooded acres in Cumberland Cove and offers a combination that's getting harder to find right now: modern construction, functional layout, and land you can actually enjoy. Inside, the space is clean, open, and designed for everyday living. The kitchen has been updated with quartz countertops, stainless

  Victoria Eberhart Wallace

  1023 W Laurel Way, Monterey, TN 38574
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  /60

  $439,900

  • 4 Beds
  • 3 Baths
  • 2,442 Sq Ft

  129 Melton Ln, Monterey, TN 38574

  Imagine ending your day around the fire pit, gathering fresh eggs from your own chicken coop, picking blueberries from mature bushes, and enjoying the peace and quiet of the Muddy Pond Mennonite community. The spacious backyard is perfect for gardening, entertaining, or simply relaxing. The impressive 30x50 workshop offers concrete floors, electricity, 220-amp service, and two garage doors, plus,

  Heather Cowart Highlands Elite Real Estate LLC - Crvl

  129 Melton Ln, Monterey, TN 38574
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  /48

  $325,000

  • 5 Beds
  • 3 Baths
  • 2,627 Sq Ft

  106 W Crawford Ave, Monterey, TN 38574

  Welcome to 106 W Crawford, a unique real estate opportunity nestled inside the Monterey city limits. This gorgeous property features a custom, Honest Abe-built log home paired with a completely separate income-producing apartment on a spacious corner lot. The main residence offers 1,852 sq. ft. of warm, inviting living space, including a cozy living room anchored by a gas stone fireplace, a

  Amanda Wiegand-Selby Highlands Elite Real Estate LLC

  106 W Crawford Ave, Monterey, TN 38574
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  /11

  $250,000

  • Land
  • 4.7 Acres
  • $53,191 per Acre

  1560 E Overlook Rd, Monterey, TN 38574

  Gorgeous Bluff and Mountain views! Caves, wildlife, seasonal waterfalls and so much more all on your own 4.7 acres! SEPTIC APPROVED! Multiple cleared areas for your Dream Home. SURVEY has been done. Over 500ft of bluff view. Come to Cumberland Cove includes 3 private parks with walking trails, caves, waterfalls, spread over 8,000 acres. Golf Course. Live privately in the country while still being

  Erica Hayes Triple C Realty & Auction, LLC

  1560 E Overlook Rd, Monterey, TN 38574
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  /40

  $410,000

  • 4 Beds
  • 2.5 Baths
  • 1,928 Sq Ft

  3306 Muddy Pond Rd, Monterey, TN 38574

  Beautiful custom-built home completed in 2020 offering 1,928 sq ft, 4 bedrooms, 2.5 bathrooms, and is situated on 0.63 acres in the desirable Muddy Pond community. This meticulously maintained home features an open-concept, split-bedroom floor plan with vaulted ceilings, hardwood flooring throughout the main living areas, tile in the bathrooms, and well-maintained carpet in the bedrooms. The

  Brooke Phillips The Real Estate Collective

  3306 Muddy Pond Rd, Monterey, TN 38574
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  /30

  $369,900

  • Land
  • 77.29 Acres
  • $4,786 per Acre

  0 Monterey Hwy Unit RTC3080418, Monterey, TN 38574

  Unrestricted land in Overton county, just 5 minutes from I-40. Enjoy your own slice of paradise with 77 acres of hardwoods,evergreens, and abundant wildlife. You’ll love the breathtaking mountain views, as well as the multiple potential homesites.This beautiful and rugged property boasts over 800 feet of road frontage, and is situated just minutes from Monterey andLivingston, TN. New

  Phil Hopewell ResultsMLS Realtors

  0 Monterey Hwy Unit RTC3080418, Monterey, TN 38574
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  /5

  $279,900

  New Construction $5K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,288 Sq Ft

  204 E Peter Ave, Monterey, TN 38574

  Brand new construction in Monterey city limits. Stylish, quality home with everything you would expect. Open floor plan with vaulted ceiling, granite, white cabinets and stainless steel appliances.

  Chad Crouch Highlands Elite Real Estate

  204 E Peter Ave, Monterey, TN 38574
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  /9

  $319,900

  • 2 Beds
  • 1 Bath
  • 729 Sq Ft

  229 Craig Rd, Monterey, TN 38574

  Imagine a place where tranquility meets functionality, nestled within the embrace of nature—a home that's more than just a residence, it’s an experience waiting to be discovered. Welcome to your private sanctuary, set on approximately 8.52 acres of picturesque land. This nature lover's paradise offers expansive green spaces and breathtaking views, providing a serene retreat from daily life.

  Tammy Price Tri-Star Real Estate & Auction Co, Inc.

  229 Craig Rd, Monterey, TN 38574
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  /27

  $279,900

  New Construction $15K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,200 Sq Ft

  190 Rhonda Rd, Monterey, TN 38574

  New construction barndominium on 1 acre -- one of the best-priced homes currently available in Cumberland Lakes. This 3-bedroom, 2-bath home offers a blend of modern finishes, efficiency, and low-maintenance living in a peaceful, natural setting. Inside, you'll find durable vinyl flooring, abundant natural light, and a functional layout designed for everyday comfort. The home features a dual fuel

  Sarah McCoy Weichert, Realtors-The Webb Agency

  190 Rhonda Rd, Monterey, TN 38574
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  /24

  $239,000

  • 2 Beds
  • 1 Bath
  • 734 Sq Ft

  18629 Clarkrange Hwy, Monterey, TN 38574

  If you are seeking a peaceful rural lifestyle with room for horses, the property is ready for you. This charming mobile home offers a comfortable home that is situated just outside of Monterey. On approximately 2 acres, this property offers privacy, scenic surroundings, and plenty of space to enjoy the outdoors. A beautiful creek runs through the property, adding to the tranquil setting. This

  Sarah G. Feeney The Real Estate Collective Crossville

  18629 Clarkrange Hwy, Monterey, TN 38574

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