Monterey, TN Homes for Sale under $200,000

/6
$199,000
- Land
- 0.91 Acre
- $218,681 per Acre
128 Westridge Tr, Monterey, TN 38583

MILLION DOLLAR VIEW! This most unique property is everything you're looking for in a beautiful, gated community. It meets the criteria for tranquil surroundings, centered around mountains with stunning views. Centrally located between two small towns or just a short drive to the airports Nashville or Knoxville. Perfect for working from home with a vacation atmosphere. If you can see yourself

Doreen Sherrill

Crye-Leike Brown Realty

(931) 869-9958

128 Westridge Tr, Monterey, TN 38583
/6
$199,000
- Land
- 0.91 Acre
- $218,681 per Acre
128 Westridge Trail, Monterey, TN 38574

MILLION DOLLAR VIEW! This most unique property is everything you're looking for in a beautiful, gated community. It meets the criteria for tranquil surroundings, centered around mountains with stunning views. Centrally located between two small towns or just a short drive to the airports Nashville or Knoxville. Perfect for working from home with a vacation atmosphere. If you can see yourself

Doreen Sherrill

Crye-Leike Brown Realty Cumberland Cove

(931) 813-8636

128 Westridge Trail, Monterey, TN 38574
/6
$169,000
635 Cumberland Cove Rd, Monterey, TN 38574

VIEWS, VIEWS, VIEWS. Welcome to The Cliffs!Imagine waking up each day to sweeping views that stretch for miles across the valley. your very own backyard retreat at the edge of nature's majesty. This 1.14-acre gem sits within a private subdivision adjacent to the coveted Cumberland Cove area, offering unparalleled serenity and privacy. Property Highlights:* Perc-tested for septic*

Doreen Sherrill

Crye-Leike Brown Realty

(931) 322-4244

635 Cumberland Cove Rd, Monterey, TN 38574
/14
$100,000
- Land
- 0.71 Acre
- $140,845 per Acre
1085 Eastridge Pass, Monterey, TN 38574

Lots now selling! GORGEOUS GATED COMMUNITY! Whether it is a stunning VIEW lot or a private interior lot, these lots in this private community are a must see! Enjoy the picnic area with views of the rolling mountains and natural landscapes. Fiber optics, underground electric, sewer, city water, natural gas available. Centrally located between Crossville and Cookeville and a short drive to

Doreen Sherrill

Crye-Leike Brown Realty

(931) 914-3098

1085 Eastridge Pass, Monterey, TN 38574
/3
$150,000
- Land
- 8 Acres
- $18,750 per Acre
0 W Laurel Way Unit RTC3014613, Monterey, TN 38574

This peaceful and private 8-acre property in the lovely Cumberland Cove community is ready for your vision to come to life. The prep work has already been done — septic permit, water meter, and survey are complete. The sellers even installed a culvert, creating the perfect spot for your future driveway. Enjoy the serenity of nature, the rolling landscape, and the privacy this property offers, all

Michele Ervin

THE REAL ESTATE COLLECTIVE

(931) 419-5881

0 W Laurel Way Unit RTC3014613, Monterey, TN 38574
/11
$150,000
- Land
- 8 Acres
- $18,750 per Acre
Lot 3&4 W Laurel Way, Monterey, TN 38574

This peaceful and private 8-acre property in the lovely Cumberland Cove community is ready for your vision to come to life. The prep work has already been done — septic permit, water meter, and survey are complete. The sellers even installed a culvert, creating the perfect spot for your future driveway. Enjoy the serenity of nature, the rolling landscape, and the privacy this property offers, all

Michele Ervin

The Real Estate Collective

(931) 616-2566

Lot 3&4 W Laurel Way, Monterey, TN 38574
/4
$200,000
696 Old Walton Rd, Monterey, TN 38574

Online Absolute Auction: 3 BR / 2 BA Home on 2.77 Ac± Bidding Ends December 16, 2025 at 10AM C.T.

Sam Tays Tays Realty & Auction LLC

696 Old Walton Rd, Monterey, TN 38574
/24
$104,000
- Land
- 8.13 Acres
- $12,792 per Acre
Harris Dr, Monterey, TN 38574

Putnam County unrestricted acreage with vista views of the hills and the large stocked pond! 2 parcels totaling 8.13+/- acres fronting two roads - Anderson and Harris Rd. Mostly wooded with some cleared, fencing on both sides of the property lines. Electric, Water, Natural Gas and Twin Lakes all available services for this property. Conveniently located near Monterey's charming downtown

Lindsey Bruce Highlands Elite Real Estate - Baxter

Harris Dr, Monterey, TN 38574
/4
$148,000
8+9 Slack Place, Monterey, TN 38574

Discover Your Dream Haven...Slack Place is nestled in a private and tranquil area of Cumberland Cove, this 12.25 -acre property is a rare find that isn't typically available on the market. Situated on a vast 12.25 wooded acres at the end of a tranquil cul-de-sac, this location perfectly combines serenity with community spirit. Residents of Cumberland Cove have access to miles of hiking

Beth Collins LPT Realty, LLC

8+9 Slack Place, Monterey, TN 38574
/3
$148,000
- Land
- 12.25 Acres
- $12,082 per Acre
lot 8+9 Slack Place, Monterey, TN 38574

Discover Your Dream Haven... Slack Place is nestled in a private and tranquil area of Cumberland Cove, this 12.25 -acre property is a rare find that isn't typically available on the market. Situated on a vast 12.25 partially wooded acres at the end of a tranquil cul-de-sac, this location perfectly combines serenity with community spirit. Residents of Cumberland Cove have access to miles of hiking

Beth Collins LPT Realty

lot 8+9 Slack Place, Monterey, TN 38574
/32
$150,000
- Land
- 4.33 Acres
- $34,642 per Acre
540 Cumberland Cove Rd, Monterey, TN 38574

Want to build your dream barndominium, home, workshop, or pole barn? This 4.33-acre lot at 540 Cumberland Cove is permit-ready, with all prep work completed—saving you TIME & THOUSANDS! A three-bedroom septic permit is approved, a survey is in hand, and the driveway and homesite have already been cleared. The property offers 171 feet of road frontage and is mostly FLAT with a gentle slope toward

Ashley Russo Realty One Group Music City

540 Cumberland Cove Rd, Monterey, TN 38574
/14
$159,929
634 Cumberland Cove Rd, Monterey, TN 38574

Escape to the peaceful beauty of the Upper Cumberland with this 3.6-acre lot in The Cliffs subdivision of Monterey, TN. Surrounded by stunning mountain views, this property offers the perfect blend of privacy and convenience. A 175' x 175' cleared building site with a single driveway entrance is ready for your dream home. Enjoy light restrictions and no HOA—giving you freedom to build your way.

Heather Skender-Newton Skender-Newton Realty

634 Cumberland Cove Rd, Monterey, TN 38574
/16
$159,929
628 Cumberland Cove Rd, Monterey, TN 38574

Enjoy breathtaking mountain views and peaceful living with this 2.43-acre lot in The Cliffs subdivision of Monterey, TN. This property features a spacious 200' x 200' cleared building site and two culverts creating dual entrances, perfect for a convenient half-circle driveway. With underground utilities—including water, fiber, natural gas, electric - and trash pickup This lot offers modern

Heather Skender-Newton Skender-Newton Realty

628 Cumberland Cove Rd, Monterey, TN 38574
/27
$180,000
- Land
- 4.6 Acres
- $39,130 per Acre
32 Reeves Place, Monterey, TN 38574

Discover the perfect blend of privacy and natural charm on this stunning 4.8 acre parcel in the highly sought after Cumberland Cove Community. This picturesque property features a large pond with a deck, ideal for peaceful mornings or sunset reflections. A shed equipped with electric and water adds convenience, while a two-bedroom septic system is already installed - making future development a

Karen Giattino Crye-Leike Brown Realty

32 Reeves Place, Monterey, TN 38574
/26
$199,900
- 2 Beds
- 2 Baths
- 1,175 Sq Ft
303 W Steward Ave, Monterey, TN 38574

Discover the perfect blend of cute and convenience in this partially remodeled 2-bedroom, 2-bathroom home, ideally situated in downtown Monterey, Tennessee. At 1,175 square feet, this residence boasts stainless steel kitchen appliances, and not to mention the new heating & cooling system, laminate flooring and gas dryer to name a few. Just a short stroll from local amenities and delightful

Brenda Blaeser First Realty Company

303 W Steward Ave, Monterey, TN 38574
/7
$144,998
- Land
- 12 Acres
- $12,083 per Acre
0 Cumberland Cove Rd Unit RTC2981643, Monterey, TN 38574

Discover 12 acres of prime land in the highly sought-after Cumberland Cove Subdivision, offering the perfect canvas to build the home of your dreams! With yearly HOA fees of just $120, you’ll enjoy access to community amenities that enhance the appeal of this serene, nature-filled neighborhood. Surrounded by beautifully built homes, this property provides the ideal setting to create your own

Elijah Castelli Elevate Real Estate

0 Cumberland Cove Rd Unit RTC2981643, Monterey, TN 38574
/7
$100,000
- Land
- 0.7 Acre
- $142,857 per Acre
845 Eastridge Pass, Monterey, TN 38574

Lots Now Available & Selling! Gorgeous Gated Community within Cumberland Cove. Whether you are searching for a stunning view or a private interior, these lots are worth your time to view. Enjoy the picnic area (common area) with breathtaking views of the rolling mountains & natural landscapes. Underground utilities including electric, sewer, water, fiber optics & natural gas. Centrally located

Greg Barnwell Crye-Leike Brown Realty

845 Eastridge Pass, Monterey, TN 38574
/7
$144,998
- Land
- 12 Acres
- $12,083 per Acre
12 AC Cumberland Cove Rd, Monterey, TN 38574

Discover 12 acres of prime land in the highly sought-after Cumberland Cove Subdivision, offering the perfect canvas to build the home of your dreams! With yearly HOA fees of just $120, you'll enjoy access to community amenities that enhance the appeal of this serene, nature-filled neighborhood. Surrounded by beautifully built homes, this property provides the ideal setting to create your own

Elijah Castelli Elevate Real Estate

12 AC Cumberland Cove Rd, Monterey, TN 38574
/22
$104,000
8.13 ac Harris Rd, Monterey, TN 38574

Putnam County unrestricted acreage with vista views of the hills and the large stocked pond! 2 parcels totaling 8.13+/- acres fronting two roads - Anderson and Harris Rd. Mostly wooded with some cleared, fencing on both sides of the property lines. Electric, Water, Natural Gas and Twin Lakes all available services for this property. Conveniently located near Monterey's charming downtown shops

Donna Poston Grider Highlands Elite Real Estate

8.13 ac Harris Rd, Monterey, TN 38574
/17
$119,000
6 Emerald Place, Monterey, TN 38574

Cumberland Lakes is a private community and only owners have access to the lakes and parks where you can launch your boat until you build a dock. Light Restrictions are in place. 1600 Sq Ft. Minimum. Two private lakes in community for fishing and boating with two boat ramps. Fiber Optic Internet Service is now available. Though you're in the middle of this peaceful country setting you are close

Justin Phillips CENTURY 21 Realty Group, LLC

6 Emerald Place, Monterey, TN 38574
/23
$104,000
- Land
- 8.13 Acres
- $12,792 per Acre
0 Harris Rd, Monterey, TN 38574

Putnam County unrestricted acreage with vista views of the hills and the large stocked pond! 2 parcels totaling 8.13+/- acres fronting two roads - Anderson and Harris Rd. Mostly wooded with some cleared, fencing on both sides of the property lines. Electric, Water, Natural Gas and Twin Lakes all available services for this property. Conveniently located near Monterey's charming downtown shops

Donna Poston Grider Highlands Elite Real Estate

0 Harris Rd, Monterey, TN 38574
/6
$169,900
- Land
- 20.78 Acres
- $8,176 per Acre
20.78 ac B Armstrong Ln, Monterey, TN 38574

Situated in the Muddy Pond Community on the Cumberland Plateau, this 20.78 Acre wooded property is unrestricted. The property offers several level acres starting at the road, and gradually shifts to rolling terrain with some steeper terrain toward the back. Over 400 ft of frontage on a paved county road, with water and high-speed fiber internet available at the road. Numerous building site

Virginia Kail True Blue Realty, LLC

20.78 ac B Armstrong Ln, Monterey, TN 38574
/7
$100,000
- Land
- 0.72 Acre
- $138,889 per Acre
815 Eastridge Pass, Monterey, TN 38574

Lots Now Available & Selling! Gorgeous Gated Community within Cumberland Cove. Whether you are searching for a stunning view or a private interior, these lots are worth your time to view. Enjoy the picnic area (common area) with breathtaking views of the rolling mountains & natural landscapes. Underground utilities including electric, sewer, water, fiber optics & natural gas. Centrally located

Greg Barnwell Crye-Leike Brown Realty

815 Eastridge Pass, Monterey, TN 38574
/7
$100,000
- Land
- 0.64 Acre
- $156,250 per Acre
1075 Eastridge Pass, Monterey, TN 38574

Lots Now Available & Selling! Gorgeous Gated Community within Cumberland Cove. Whether you are searching for a stunning view or a private interior, these lots are worth your time to view. Enjoy the picnic area (common area) with breathtaking views of the rolling mountains & natural landscapes. Underground utilities including electric, sewer, water, fiber optics & natural gas. Centrally located

Greg Barnwell Crye-Leike Brown Realty

1075 Eastridge Pass, Monterey, TN 38574

Tennessee Putnam County Monterey

Home Trends in Monterey, TN

On average, homes in Monterey, TN sell after 38 days on the market compared to the national average of 53 days. The median sale price for homes in Monterey, TN over the last 12 months is $277,000, up 11% from the median home sale price over the previous 12 months.

Housing Trends

Median Sale Price

$277,000

Median Single Family Sale Price

$280,000

Average Price Per Sq Ft

$168

Number of Homes for Sale

Last 12 months Home Sales

Months of Supply

4.40

Median List Price

$294,950

Median Change From 1st List Price

Median Home Sale Price YoY Change

11%

How to Buy a Home How to Finance a Home How to Sell a Home

In Monterey, you'll find a diverse selection of properties with 24 homes for sale under $200,000, catering to budget-conscious buyers seeking affordable housing solutions. Whether you're a first-time homebuyer in search of a cozy starter home or an investor eyeing a promising opportunity, these affordable homes provide a gateway into the real estate market in Monterey, TN.

Monterey Types of Homes for Sale

Monterey Homes by Price

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