Monticello Homes for Sale

/4
$350,000
- Land
- 177 Acres
- $1,977 per Acre
0 Kentucky 92 Unit HWY 92 NEAR DICKS GR, Monticello, KY 42633

Located near the beautiful Lake Cumberland, this 177 acers tract of hilltops and rolling lands offers view and convenience. Located near Monticello, the county seat of Wayne County property would be great for, timber harvest and development or your own personal compound. Adjoining horse farms and pasture lands make for a scenic drive home.

Bill Borden

High Caliber Realty, Inc.

(606) 268-6348

0 Kentucky 92 Unit HWY 92 NEAR DICKS GR, Monticello, KY 42633
/55
$299,900
- 5 Beds
- 2 Baths
- 2,821 Sq Ft
675 Indian Cave Subdivision, Monticello, KY 42633

No Fault On Seller! Lake Lovers' Dream Home - Just Minutes from Conley Bottom Marina! Escape to this spacious 5-bedroom, 2-bath cabin, perfectly nestled on 1.36 picturesque acres surrounded by mature trees. Whether you're looking for a vacation retreat, a family getaway, or a permanent residence, this beautifully updated home is ready to impress! Enjoy the warmth of two cozy gas fireplaces,

Jessica Vincent

CENTURY 21 Advantage Realty

(606) 617-9116

675 Indian Cave Subdivision, Monticello, KY 42633
/30
$224,900
- 3 Beds
- 2 Baths
- 2,416 Sq Ft
274 Worsham Ln, Monticello, KY 42633

Beautifully Remodeled Ranch Home in Monticello!Step into this charming 3-bedroom, 2-bathroom Ranch, nestled on nearly an acre with stunning countryside views, all while being in the heart of Monticello.Key Features:Modern Kitchen: Enjoy new black pearl granite countertops and waterproof laminate flooring.Stylish Upgrades: Fresh paint, newer double-pane windows,

Patricia Nadim

CENTURY 21 Advantage Realty

(606) 721-1704

274 Worsham Ln, Monticello, KY 42633
/96
$365,000
- 3 Beds
- 3 Baths
- 2,236 Sq Ft
625 Sunset Blvd, Monticello, KY 42633

You will love this immaculate 3 bedroom, 3-bath home that is located at the end of the street in Westwood Estates. This is a one owner home that offers an incredible location that is secluded and backs up to farmland. Home offers a large master bedroom with tray ceiling, large master bath with jetted tub, separate walk in shower and large walk in closet. On the other end of the home you will

Donna Roberts Access Realty & Auction

625 Sunset Blvd, Monticello, KY 42633
/57
$349,000
- 3 Beds
- 2 Baths
- 1,990 Sq Ft
43 Farmington Ave, Monticello, KY 42633

Beautifully well-maintained brick home, conveniently located between Somerset and Monticello, just off State Hwy 90. This brick ranch offers one level living at its finest! Home offers 3 spacious bedrooms 2 baths, two family room areas, dining kitchen combo, attached 2 car garage and detached 16x24 shop/garage. Situated on an approx 1/2 acre lot, the property offers nice lawn with mature trees,

Kelly Latham RE/MAX Country Living

43 Farmington Ave, Monticello, KY 42633
/51
$238,000
- 4 Beds
- 2 Baths
- 1,692 Sq Ft
131 Lloyd St, Monticello, KY 42633

Solid, spacious, and full of potential—this well-built 4BR/2BA home in the Monticello city limits has only had one family live in it since being custom-built in 1981 by a respected local builder. Featuring a generous kitchen, cozy family room with a brick fireplace, first-floor laundry/mudroom (with exterior entrance), lots of closet space, new windows, and updated interior paint. The attached

Hannah York Lake Cumberland Real Estate Professionals

131 Lloyd St, Monticello, KY 42633
/37
$259,000
- 3 Beds
- 2 Baths
- 1,296 Sq Ft
202 Willa Dr, Monticello, KY 42633

Charming 3-Bedroom Home Minutes from Beaver Creek Resort!This beautifully maintained, newly renovated, 3-bedroom, 2-bath home offers the perfect blend of comfort, style, and location. Situated just minutes from Beaver Creek Resort, you'll enjoy all-season recreation right at your doorstep. Step inside to find a spacious open-concept layout featuring custom cabinetry, tasteful finishes,

HG Hickey III No Wake Real Estate

202 Willa Dr, Monticello, KY 42633
/53
$220,000
- 3 Beds
- 3.5 Baths
- 3,724 Sq Ft
46 Grandview Dr, Monticello, KY 42633

Soak up some sun by the pool, relax in the hot tub, enjoy an evening golf-cart ride, or take advantage of the amenities offered at Monticello Country Club; all of this and more is possible at 46 Grandview Drive!This spacious home offers an incredible location in the heart of Monticello, Kentucky! You're just minutes away from multiple marinas and public access ramps on Lake Cumberland,

Hannah York Lake Cumberland Real Estate Professionals

46 Grandview Dr, Monticello, KY 42633
/44
$289,900
- 3 Beds
- 2 Baths
- 2,654 Sq Ft
25 Flint Ridge Rd, Monticello, KY 42633

Welcome to 25 Flint Ridge Road, a beautiful 3-bedroom, 2-bathroom brick home nestled on a generous 1.1+/- acre lot in the sought-after Eastview Subdivision of Monticello, Kentucky. Boasting 2,654 square feet of thoughtfully designed living space, this residence offers the perfect blend of quality craftsmanship, timeless style, and peaceful, country living. Built in 1993, this spacious

Dylan Jones Cardinal Realty & Auction LLC

25 Flint Ridge Rd, Monticello, KY 42633
/41
$400,000
- 4 Beds
- 3 Baths
- 3,416 Sq Ft
35 Guinn Dr, Monticello, KY 42633

NEW ROOF! Discover the perfect blend of comfort and convenience in this gorgeous brick home, ideally located just minutes from the heart of downtown Monticello and the scenic Conley Bottom Resort. As you enter the main floor, you'll be greeted by a spacious living room that seamlessly flows into the dining area, complete with a inviting fireplace that creates the perfect atmosphere for

Kansas Petrey Key Players Real Estate

35 Guinn Dr, Monticello, KY 42633
/46
$469,000
- 5 Beds
- 3.5 Baths
- 4,244 Sq Ft
463 Indian Cave Subdivision, Monticello, KY 42633

Welcome to your dream home! This stunning custom built brick home offers spacious living with luxury details and modern comforts. Boasting 5 large bedrooms and 3.5 baths, this dwelling is designed for both relaxation and entertaining. Hardwood floors and tile throughout add timeless beauty and durability to every room. Enjoy the screened-in back porch and a huge patio underneath, perfect for

HG Hickey III No Wake Real Estate

463 Indian Cave Subdivision, Monticello, KY 42633
/21
$75,000
- Land
- 0.37 Acre
- $202,703 per Acre
7939 Kentucky 92, Monticello, KY 42633

Only 1.2 miles to Safe Harbor at Beaver Creek on Lake Cumberland and 7.9 miles to Downtown Monticello, Kentucky. This 0.37 Acre Lot with a 8ftx32ft Sprinter by Keystone RV with 2 pull outs and front porch and underpinning, offers a 10x20 metal building and 8ftx12ft wood siding building with awning. If you are looking for a fishing getaway or a vacation rental, take a look at this property.

Mark Neal Neal Realty & Auction

7939 Kentucky 92, Monticello, KY 42633
/30
$117,400
- 4 Beds
- 1.5 Baths
- 1,553 Sq Ft
887 W Columbia Ave, Monticello, KY 42633

Charming 4-Bedroom Home with Updates and Room to Grow!This 1,553 sq ft home features 4 spacious bedrooms, 1.5 baths, and an unfinished basement ready for your personal touch. Enjoy peace of mind with brand-new plumbing and newer windows throughout. Whether you're expanding your family or need extra space to work from home, this property offers comfort, functionality, and

Elizabeth Mills Huddleston Real Estate

887 W Columbia Ave, Monticello, KY 42633
/19
$89,900
- 1 Bed
- 1 Bath
- 253 Sq Ft
128 Kentucky 167, Monticello, KY 42633

Looking for tiny home living? Looking for a great turnkey vacation rental opportunity? Discover the simplicity and charm of tiny house living right in the heart of town or possibly a vacation rental. This 1 bedroom, 1 bathroom home spans a cozy 253 square feet, yet feels spacious. There is also a 12 X 22 foot shed currently used for storage that goes with it that could also be another cottage. It

Brad Bigelow CENTURY 21 Advantage Realty

128 Kentucky 167, Monticello, KY 42633
/55
$207,000
- 4 Beds
- 2 Baths
- 1,900 Sq Ft
177 Gregory Branch Rd, Monticello, KY 42633

Charming 1,900 Sq Ft Home on 10 Acres - A Nature Lover's Paradise!Escape to the serenity of country living with this beautiful 1,900 sq ft home situated on 10 private acres just outside the stunning Daniel Boone National Forest. Whether you're looking for a peaceful retreat, a homestead, or a base for outdoor adventures, this property offers the perfect blend of comfort and

Dustin Winchester Weichert Realtors Ford Brothers, Inc.

177 Gregory Branch Rd, Monticello, KY 42633
/4
$19,000
- Land
- 1.29 Acres
- $14,729 per Acre
0 Boone St, Monticello, KY 42633

Discover the perfect canvas for your dream home in Monticello, KY's prestigious Sandstone Point Subdivision near Lake Cumberland. This impressive 1.29-acre lot offers a picturesque setting, where tranquil natural beauty harmonizes with modern convenience. Don't miss your chance to own a slice of paradise in Sandstone Point Subdivision and create a lifestyle that's truly extraordinary.

Rhett Hughes WTC Realty LLC

0 Boone St, Monticello, KY 42633
/41
$150,000
- 3 Beds
- 2 Baths
- 1,358 Sq Ft
130 Branch Rd, Monticello, KY 42633

Welcome to this charming home built in the 1930's and conveniently located near shopping, schools, and a thriving downtown Monticello! Featuring 3 bedrooms with additional sleeping areas, an eat-in kitchen with oak cabinetry and island and 2 full bathrooms. This home would make the perfect starter home or fixer upper for the DIY enthusiasts. There are 2 detached buildings, offering 4 car garage

Morgan Harris Lake Cumberland Real Estate Professionals

130 Branch Rd, Monticello, KY 42633
/20
$55,000
- 2 Beds
- 1 Bath
- 1,056 Sq Ft
140 Cherry St, Monticello, KY 42633

Tucked just behind the Monticello School Bus Garage, this 1.77-acre tract offers a rare chance to own a spacious piece of land right in town. The property includes an old barn and house—condition unknown—making it an ideal spot for redevelopment, investment, or a future site for multiple properties. Within the city limits, utilities are nearby and unbeatable convenience to schools and shopping,

Brandon Davis No Wake Real Estate

140 Cherry St, Monticello, KY 42633
/31
$199,000
- Land
- 127 Acres
- $1,561 per Acre
200 Monticello Rd, Monticello, KY 42633

Welcome to an extraordinary opportunity in Monticello, KY! This expansive 127.48-acre parcel of pristine wooded recreational land offers endless possibilities for nature enthusiasts and outdoor adventurers. Enveloped in natural beauty, this property is a haven for hunting, hiking, and exploring. Its diverse terrain and rich wildlife habitat present a perfect setting for those seeking tranquility

Barry Turner RE/MAX LakeTime Realty

200 Monticello Rd, Monticello, KY 42633
/5
$30,000
- Land
- 2.93 Acres
- $10,239 per Acre
78 Sandstone Trail, Monticello, KY 42633

Desirable 2.93 Acre lot in the gated community of Sandstone Point, just 5 miles from Beaver Creek Resort & Marina. There are restrictions implemented to protect your investment. There's a minimum 1,400 sf building requirement. No mobile homes, doublewides, RV's, or campers permitted in Phase I. Barndominiums could be an option, pending approval. Underground utilities are an added bonus. Electric

Lisa Lowe Re/Max Country Lakes

78 Sandstone Trail, Monticello, KY 42633
/13
$10,000
- Land
- 0.87 Acre
- $11,494 per Acre
59 Cumberland Dr, Monticello, KY 42633

Lakefront Living Awaits at Cumberland Shores!Secure your slice of paradise with this .87-acre lot in the serene, gated community of Cumberland Shores, just north of Monticello, KY. Perfect for building your dream walk-out basement home, this fairly level lot offers privacy and scenic beauty, ideal for a vacation home or future retirement haven.Prime Location: Only 7 miles from Beaver Creek

Brad Bigelow CENTURY 21 Advantage Realty

59 Cumberland Dr, Monticello, KY 42633
/6
$79,900
- Land
- 1.50 Acres
- $53,267 per Acre
2693 Highway 90 Unit Monticello, Monticello, KY 42633

This is a beautiful building lot. This is a corner of a family farm and the first time ever to go on the market. A beautiful home could be built there or a small business. City water is available to the property, but sewer is located across HWY 90. It can be accessed at buyer's expense. Electricity is available. Access across easement from state will be given. A survey is attached to this

Ruth Ann Bowen Bowen Realty Real Estate Services

2693 Highway 90 Unit Monticello, Monticello, KY 42633
/11
$22,490
- Land
- 0.79 Acre
- $28,468 per Acre
89 Cumberland Dr, Monticello, KY 42633

Beautiful 3/4 acre lake view lot overlooking Lake Cumberland. It would be a great lot for a walkout basement home. It's a short hike to the lake, close to several ramps. Lots of privacy! No neighbors, underground utilities and a low tax rate make this a highly desirable property. Think Gatlinburg!! Restrictions are minor, 1500 sq ft minimum- no mobile homes or campers, no junk cars, no livestock.

Brad Bigelow CENTURY 21 Advantage Realty

89 Cumberland Dr, Monticello, KY 42633
/5
$19,900
- Land
- 1.46 Acres
- $13,630 per Acre
22 Cumberland Crossing, Monticello, KY 42633

Spacious, almost an acre and a half lot. If you enjoy hiking, it is a short hike down to the lake. Plus it is close to several ramps for easy lake access. Lots of privacy! Few neighbors, underground utilities and a low tax rate make this a highly desirable property. Think Gatlinburg without the crowds!! Restrictions are minor, 1500 sq ft minimum- no mobile homes or campers, no junk cars, no

Brad Bigelow CENTURY 21 Advantage Realty

22 Cumberland Crossing, Monticello, KY 42633
/40
$210,000
- 3 Beds
- 2 Baths
- 1,360 Sq Ft
325 Rain Lily Dr, Monticello, KY 42633

Check out this 3 Bedroom 2 full bathroom home located just a few minutes outside of the Monticello City limits. Perfectly situated within a 10 minute drive of Conley Bottom Resort on Beautiful Lake Cumberland, a 20 minute drive to nearby Somerset and just minutes from Monticello. This Home has so much to offer, built new in 2015 this home features hand scraped hardwood, custom built cabinets, a

Cody Dishman Cardinal Realty & Auction LLC

325 Rain Lily Dr, Monticello, KY 42633
/15
$599,000
- Land
- 22 Acres
- $27,414 per Acre
000 Highway 90, Monticello, KY 42633

Located across from Wayne County High School, this 21.85+/-acre tract of land offers a highly visible, strategic location perfect for a variety of commercial ventures while boasting over 2000 ft of road frontage. With its proximity to the local hospital, this property provides easy access to key community services, making it an ideal site for businesses seeking high foot traffic and convenience.

HG Hickey III No Wake Real Estate

000 Highway 90, Monticello, KY 42633
/28
$89,000
- Land
- 1.26 Acres
- $70,635 per Acre
12 Lake St, Monticello, KY 42633

Introducing Wake Shore Estates, for sale is lots 12&13 of a newly developed lake community nestled on Highway 2393 (Cumberland Ridge Road) in Monticello. This exclusive neighborhood offers lightly restricted lots, making it an ideal location for your dream barndominium or lake home. Positioned just minutes from Conley Bottom Resort, New Fall Creek Campground, and multiple boat ramps, Wake Shore

HG Hickey III No Wake Real Estate

12 Lake St, Monticello, KY 42633
/22
$599,000
15 Carter Gregory, Monticello, KY 42633

Presenting a prime investment opportunity in the Bell Subdivision community of Monticello. This 22-unit mobile home park features a mix of 20 single-wide homes, 1 double-wide mobile home, and a lot ready for development. These homes offer a variety of layouts, predominantly consisting of 2 bedrooms and 1 bath.Currently, 18 units are occupied, ensuring a steady income stream, with 3 homes and one

HG Hickey III No Wake Real Estate

15 Carter Gregory, Monticello, KY 42633
/35
$184,900
- 3 Beds
- 2 Baths
- 1,614 Sq Ft
1115 Highway 167, Monticello, KY 42633

This delightful listing presents a charming home. Featuring a barn and silo, along with another property hookup comprising septic, water, and electric connections. The spacious dwelling offers generously sized bedrooms and a cozy living room, perfect for unwinding and hosting guests. The dining area is ideal for gatherings, while the kitchen provides ample cabinet space for storage. Enjoy the

Mary Dotson CENTURY 21 Advantage Realty

1115 Highway 167, Monticello, KY 42633
/55
$215,000
- 3 Beds
- 2 Baths
- 1,288 Sq Ft
526 Virginia Ave, Monticello, KY 42633

Motivated Seller!Welcome to this inviting well taken care of 3 Bedroom, 2 Bath home.This is a very Spacious Home!You will enjoy the 2 year old 30 wide x 33 deep Detached Garage! It has 13' doors and a 14 x 14loft. It is wired with a 30 amp camper plug in. It is Large enough to accommodate boats or motorhomes! There is a 3 year old nice 10 x 16 Building. It has electric and

Lula Jean Burton RE/MAX LakeTime Realty

526 Virginia Ave, Monticello, KY 42633
/7
$50,000
- Land
- 6 Acres
- $8,418 per Acre
11 W Hwy 92 Twyford Point Rd, Monticello, KY 42633

ONLINE ONLY ABSOLUTE AUCTION W Hwy 92/Twyford Point Rd. • Monticello, KY 42633 STARTS: TUESDAY • AUGUST 5 • 10 AM EST. ENDS: TUESDAY • AUGUST 19 • BIDDING STARTS ENDING @ 10 AM EST. OPEN HOUSE & FARM PREVIEW: SUNDAY • AUGUST 10 • 1 - 4 PM EST. @ 39 Twyford Point Rd., Monticello, KY 42633 5.94 +/- Acres, All open, agricultural / residential possibilities, 30 ft. of road frontage on Twyford

Lee Amonett Amonett's Eagle Auction & Realty, LLC

11 W Hwy 92 Twyford Point Rd, Monticello, KY 42633

Kentucky Monticello Monticello

Frequently Asked Questions Why Live in Monticello

Is Monticello a good place to live?

Monticello is a good place to live. Monticello is considered very car-dependent and somewhat bikeable. Monticello is a neighborhood with a crime score of 4, on par with the average neighborhood in the U.S. Monticello has 2 parks for recreational activities. It has a median age of 40. The average household income is $50,298 which is below the national average. College graduates make up 14.6% of residents. A majority of residents in Monticello are home owners, with 42.6% of residents renting and 57.4% of residents owning their home. A local real estate agent serving Monticello can help you decide if this neighborhood is the right one for you. Learn more on our Monticello neighborhood guide.

Is Monticello, KY a safe neighborhood?

Monticello, KY is a safe neighborhood and is on par with the average neighborhood in the United States. It received a crime score of 4 out of 10.

How much do you need to make to afford a house in Monticello?

The median home price in Monticello is $218,450. If you put a 20% down payment of $43,700 and had a 30-year fixed mortgage with an interest rate of 6.75%, your estimated principal and interest payment would be $1,130 a month plus property taxes, HOA fees, home insurance, PMI, and utilities. Using the 28% rule, you would need to make at least $48K a year to afford the median home price in Monticello. The average household income in Monticello is $50K.

What are the best public schools in Monticello?

The best public schools that serve Monticello are:

Wayne County High School has a B- Niche grade, a student teacher ratio of 20:1 and an average review score of 3.8.
Walker Early Learning Center has a B- Niche grade and a student teacher ratio of 18:1.
Bell Elementary School has a B- Niche grade and a student teacher ratio of 16:1.

What are the best private schools in Monticello?

The best private schools that serve Monticello are:

Immanuel Christian Academy has a student teacher ratio of 17:1.

What are the most popular zip codes in Monticello, Monticello, KY?

The most popular zip codes in Monticello, Monticello, KY include 42633, 42603, 42544, 42642 and 42518.

Learn more about living in Monticello

Home Trends in Monticello, KY

On average, homes in Monticello, KY sell after 43 days on the market compared to the national average of 51 days. The median sale price for homes in Monticello, KY over the last 12 months is $175,000, up 6% from the median home sale price over the previous 12 months.

Housing Trends

Median Sale Price

$175,000

Median Single Family Sale Price

$197,500

Median Townhouse Sale Price

$168,250

Median 2 Bedroom Sale Price

$114,000

Average Price Per Sq Ft

$116

Number of Homes for Sale

Last 12 months Home Sales

Months of Supply

5.10

Median List Price

$218,450

Median Change From 1st List Price

Median Home Sale Price YoY Change

How to Buy a Home How to Finance a Home How to Sell a Home

Monticello Types of Homes for Sale

Monticello Land for Sale

More About Living in Monticello

Homes in Nearby Cities

Homes in Nearby Counties

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Homes.com Licensing Information

§ 442-H New York Standard Operating Procedures

New York Fair Housing Notice

TREC: Information about brokerage services, Consumer protection notice

California DRE #01937601

Contact Homes.com Brokerage