Monticello, KY Homes for Sale

• 

  

  

  /11

  $24,900

  • Land
  • 25,264 Sq Ft
  • $42,931 per Acre

  Lot 6 Phase 2 Stearns Hollow Rd, Monticello, KY 42633

  Discover the perfect blend of freedom, convenience, and outdoor recreation with this exceptional unrestricted lot just 2 miles from Safe Harbor Beaver Creek on beautiful Lake Cumberland. Ideally located near one of the area's most popular marinas known for its access to countless coves, boating, and water activities, this property offers endless possibilities whether you're looking for a weekend

  Tod Bertram Weichert Realtors Ford Brothers, Inc.

  Lot 6 Phase 2 Stearns Hollow Rd, Monticello, KY 42633
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  /51

  $229,999

  $9K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 2,060 Sq Ft

  360 Hickory Hill Dr, Monticello, KY 42633

  MOTIVATED SELLERS! Welcome to 360 Hickory Hill Drive in Monticello, KY—a well-maintained 4 bedroom, 2 bath home offering space, functionality, and a great location all in one. Situated on approximately 0.51 acres, this property provides a comfortable setting with plenty of room both inside and out. This split-level home features over 1,500 square feet of living space with a practical layout

  Dylan Jones Re/Max Country Lakes

  360 Hickory Hill Dr, Monticello, KY 42633
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  /17

  $33,000

  • Land
  • 1.68 Acres
  • $19,643 per Acre

  246 Fall Cir, Monticello, KY 42633

  Don't miss your opportunity to own one of the few remaining lots in Fall Creek Heights Subdivision—just minutes from Conley Bottom Resort and several nearby boat ramps. These lots haven't been available in over a decade, and this location offers one of the best values near Conley Bottom. Take advantage of this rare opportunity—call today. Lots 13, 14 and 15 - 1.68 Acres

  Brandon Davis No Wake Real Estate

  246 Fall Cir, Monticello, KY 42633
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  /33

  $217,900

  $7K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 1,803 Sq Ft

  86 Pine St, Monticello, KY 42633

  Welcome to this beautifully updated home in Monticello! Located in a quiet, well-established neighborhood, this spacious 4-bedroom, 2-bath residence offers approximately 1,803 square feet of comfortable living space and is just minutes from Lake Cumberland. This home has seen numerous improvements over the years, giving buyers peace of mind and modern comfort. Major updates include a newer roof,

  Jason Bertram Weichert Realtors Ford Brothers, Inc.

  86 Pine St, Monticello, KY 42633
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  /37

  $194,900

  $34K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,360 Sq Ft

  20 Maryland Ave, Monticello, KY 42633

  PRICE IMPROVED! Don't miss this opportunity to own a wonderful in-town 3 bedroom Bedford Stone home offering lots of comfortable living space all on one level. Situated on three corner lots totaling .51 acres, this property provides ample outdoor room for recreation or future expansion. You'll love the oversized 1,024 sq ft detached garage with carport, perfect for parking, storage, or hobbies.

  Nelson Weaver Lake Cumberland Real Estate Professionals

  20 Maryland Ave, Monticello, KY 42633
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  /8

  $849,000

  • Land
  • 41.66 Acres
  • $20,379 per Acre

  404 Hillrise Dr, Monticello, KY 42633

  Discover 41.66 (recent survey) unrestricted acres within the Monticello city limits—an exceptional opportunity for development or investment. This prime tract offers city sewer, water, and electric, providing a strong foundation for residential, commercial, or mixed-use possibilities. Currently used for agricultural purposes, the land is open with gentle terrain, making it easy to build and plan.

  Tod Bertram Weichert Realtors Ford Brothers, Inc.

  404 Hillrise Dr, Monticello, KY 42633
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  /38

  $179,900

  $12K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 936 Sq Ft

  209 Tate Dr, Monticello, KY 42633

  Welcome to this beautifully maintained 2-bedroom, 1-bath home that combines comfort, style, and convenience. Step inside to find warm hardwood floors and a bright, inviting living space. The kitchen features sleek stainless steel appliances and plenty of functionality for everyday living or entertaining. Outside, enjoy a spacious back deck perfect for relaxing or hosting guests. The property

  HG Hickey III No Wake Real Estate

  209 Tate Dr, Monticello, KY 42633
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  /28

  $149,999

  • 3 Beds
  • 1 Bath

  2331 Kentucky 776, Monticello, KY 42633

  This three-bedroom, one-bath gem is nestled in a desirable neighborhood on the outskirts of Monticello. Immaculately maintained, this home boasts a perfect blend of modern comfort and rustic charm. Enjoy year-round coziness with central heating and air conditioning, complemented by a reliable propane gas backup system (with an owned propane tank for added peace of mind). Step outside to discover

  TJ Stearns United Country - Lakes and Land Realty

  2331 Kentucky 776, Monticello, KY 42633
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  /11

  $29,900

  • Land
  • 25,264 Sq Ft
  • $51,552 per Acre

  Lot 8 Phase 2 Stearns Hollow Rd, Monticello, KY 42633

  Discover the perfect blend of freedom, convenience, and outdoor recreation with this exceptional unrestricted lot just 2 miles from Safe Harbor Beaver Creek on beautiful Lake Cumberland. Ideally located near one of the area's most popular marinas known for its access to countless coves, boating, and water activities, this property offers endless possibilities whether you're looking for a weekend

  Tod Bertram Weichert Realtors Ford Brothers, Inc.

  Lot 8 Phase 2 Stearns Hollow Rd, Monticello, KY 42633
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  /8

  $139,000

  $6K PRICE DROP

  1119 Harmon Creek Rd, Monticello, KY 42633

  19.09 Acres of unrestricted wooded land on Lake Cumberland. Located on a quiet, rural road with stunning lake views, it provides walking access to the water. With a current survey, this property has around 940 feet of Lake Frontage adjoining the Army Corps of Engineers, and 174.90 feet of road frontage on Harmon Creek Road. A Perfect location for building your dream lake retreat or exploring

  Barry Cooper Re/Max Country Lakes

  1119 Harmon Creek Rd, Monticello, KY 42633
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  /7

  $17,900

  • Land
  • 1.08 Acres
  • $16,574 per Acre

  Lot 47 Cumberland Shores, Monticello, KY 42633

  Bring your floor plans settle in down at the lake. Mostly level lakefront 1.08 acre lot (you would probably have a walkout basement). With the trees cleared you would have a really nice lake view. And there are boat ramps in the area for lake access. Restrictions are minor, 1500 sq ft minimum- no mobile homes or campers, no junk cars, no livestock. Underground utilities. The annual homeowner

  Brad Bigelow CENTURY 21 Advantage Realty

  Lot 47 Cumberland Shores, Monticello, KY 42633
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  /51

  $64,999

  • Land
  • 1.35 Acres
  • $48,147 per Acre

  459 Buffalo Trace Rd, Monticello, KY 42633

  Now offering multiple vacation lots just 3 miles from Conley Bottom Resort & Marina on beautiful Lake Cumberland! These versatile properties are newly approved for campers, barndominiums, and short-term rentals, making them ideal for your personal retreat or a smart investment. Whether you're looking to build a custom getaway or set up a vacation rental, there's a lot to fit your vision and

  Brandon Davis No Wake Real Estate

  459 Buffalo Trace Rd, Monticello, KY 42633
• 

  

  /11

  $26,900

  • Land
  • 25,264 Sq Ft
  • $46,379 per Acre

  Lot 4 Phase 2 Stearns Hollow Rd, Monticello, KY 42633

  Discover the perfect blend of freedom, convenience, and outdoor recreation with this exceptional unrestricted lot just 2 miles from Safe Harbor Beaver Creek on beautiful Lake Cumberland. Ideally located near one of the area's most popular marinas known for its access to countless coves, boating, and water activities, this property offers endless possibilities whether you're looking for a weekend

  Tod Bertram Weichert Realtors Ford Brothers, Inc.

  Lot 4 Phase 2 Stearns Hollow Rd, Monticello, KY 42633
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  /7

  $55,000

  • Land
  • 1.05 Acres
  • $52,381 per Acre

  255 Fox Chase Blvd, Monticello, KY 42633

  Lot #__ | __ Acres | $____ Build your custom dream home in Fox Chase Estates, an upscale subdivision in Monticello, KY near Lake Cumberland and Burnside Marina. This __ acre homesite offers spacious surroundings, quality development standards, and a neighborhood known for distinctive, custom-built homes. Enjoy privacy, convenience, and access to one of the area's premier communities.Multiple

  Patrick Doyle Hayden Outdoors Real Estate

  255 Fox Chase Blvd, Monticello, KY 42633
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  /14

  $110,000

  $20K PRICE DROP

  • Land
  • 10.63 Acres
  • $10,348 per Acre

  Lot 133 Sandstone Trail, Monticello, KY 42633

  Nestled on Lake Cumberland in the exclusive gated community at Sandstone Point in Monticello, KY, this splendid 10.63-acre vacant land presents a rare opportunity to create your personal retreat with views of Lake Cumberland. Embrace the privacy and peaceful surroundings afforded by this expansive property that provides the perfect backdrop for your forever home. Conveniently located under 7

  Morgan Harris Lake Cumberland Real Estate Professionals

  Lot 133 Sandstone Trail, Monticello, KY 42633
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  /12

  $400,000

  • Land
  • 6 Acres
  • $66,667 per Acre

  6 Rolling Hills Blvd, Monticello, KY 42633

  Located in one of the region's most sought-after areas, this 6 +/- acre commercial property offers excellent visibility and high traffic flow with direct frontage along the bustling Highway 90 corridor. This prime parcel is ideally suited for a wide range of commercial development opportunities. With a high-traffic count and easy accessibility, this property is perfectly positioned for retail,

  HG Hickey III No Wake Real Estate

  6 Rolling Hills Blvd, Monticello, KY 42633
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  /14

  $76,000

  $3K PRICE DROP

  • Land
  • 1.07 Acres
  • $71,028 per Acre

  494 Rd, Monticello, KY 42633

  Discover the perfect blend of freedom and convenience with this 1-acre unrestricted lot located just minutes from the renowned Beaver Creek Resort. Whether you're dreaming of building a cozy cabin retreat, placing a manufactured home, or investing in a vacation rental, this property is ready for your vision. Key features include: Unrestricted land - no HOA, no deed restrictions Septic tank

  HG Hickey III No Wake Real Estate

  494 Rd, Monticello, KY 42633
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  /51

  $59,899

  • Land
  • 1.85 Acres
  • $32,378 per Acre

  483 Buffalo Trace Rd, Monticello, KY 42633

  Now offering multiple vacation lots just 3 miles from Conley Bottom Resort & Marina on beautiful Lake Cumberland! These versatile properties are newly approved for campers, barndominiums, and short-term rentals, making them ideal for your personal retreat or a smart investment. Whether you're looking to build a custom getaway or set up a vacation rental, there's a lot to fit your vision and

  Brandon Davis No Wake Real Estate

  483 Buffalo Trace Rd, Monticello, KY 42633
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  /6

  $19,900

  • Land
  • 1.87 Acres
  • $10,642 per Acre

  Lot 17 Cumberland Shores, Monticello, KY 42633

  Bring your floor plans settle in down at the lake. Mostly level lakefront 1.87 acre lot (you'd probably have a walkout basement). Think Gatlinburg!! Restrictions are minor, 1500 sq ft minimum- cottage size, no mobile homes or campers, no junk cars, no livestock. Underground utilities. Maintenance fee is $400/year to keep up the place. You don't want a junked up neighborhood do you? They don't

  Brad Bigelow CENTURY 21 Advantage Realty

  Lot 17 Cumberland Shores, Monticello, KY 42633
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  /53

  $185,000

  • 3 Beds
  • 2 Baths
  • 1,612 Sq Ft

  1115 Kentucky 167, Monticello, KY 42633

  This beautiful property offers a charming home set in a peaceful country setting with plenty of features to enjoy. The property includes a barn and silo, along with an additional property hookup that already has septic, water, and electric connections in place. The home sits on a permanent block foundation and has been updated with a new roof, new facias, gutters, and vinyl siding, adding both

  Mary Dotson CENTURY 21 Advantage Realty

  1115 Kentucky 167, Monticello, KY 42633
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  /2

  $8,900

  $2K PRICE DROP

  • Land
  • 18,774 Sq Ft
  • $20,650 per Acre

  794 Missouri Valley Rd, Monticello, KY 42633

  Check out this great .43-acre lot in Wayne County, Kentucky—perfect for your next home or investment. This lightly wooded property offers a beautiful natural setting with just the right amount of trees for shade and privacy, while still being to build on. Previously home to a mobile home, the property already features a septic system and water meter in place—saving you time and money when you're

  Isaiah Brake Re/Max Country Lakes

  794 Missouri Valley Rd, Monticello, KY 42633
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  /28

  $79,000

  • 1 Bed
  • 120 Sq Ft

  25 Cart Bell Ln, Monticello, KY 42633

  Rustic off-grid cabin tucked away on 2.89 +/-mostly wooded acres, just minutes from multiple Beaver Creek Resort. This secluded getaway offers peace and privacy, ideal for nature lovers, weekend adventurers, or those seeking a hunting retreat.The cabin does not currently have running water, but city water is available at the road, giving future owners flexibility to connect or keep it

  HG Hickey III No Wake Real Estate

  25 Cart Bell Ln, Monticello, KY 42633
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  /24

  $120,000

  $25K PRICE DROP

  Lot 128 Sandstone Point Trail, Monticello, KY 42633

  Located in Monticello, Ky on the edge of Lake Cumberland, is this beautiful 10.17 acres with NO RESTRICTIONS! Only 15 minutes away from Beaver Creek Marina! The developer has already installed underground water and electric right to the property! You would own nearly 600' of shoreline that touches the ''Corp of Engineers''. With minimal clearing efforts, you could have an absolutely breathtaking

  Drew Patton Weichert Realtors Ford Brothers, Inc.

  Lot 128 Sandstone Point Trail, Monticello, KY 42633
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  /11

  $29,900

  • Land
  • 25,264 Sq Ft
  • $51,552 per Acre

  Lot 2 Phase 2 Stearns Hollow Rd, Monticello, KY 42633

  Discover the perfect blend of freedom, convenience, and outdoor recreation with this exceptional unrestricted lot just 2 miles from Safe Harbor Beaver Creek on beautiful Lake Cumberland. Ideally located near one of the area's most popular marinas known for its access to countless coves, boating, and water activities, this property offers endless possibilities whether you're looking for a weekend

  Tod Bertram Weichert Realtors Ford Brothers, Inc.

  Lot 2 Phase 2 Stearns Hollow Rd, Monticello, KY 42633
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  /124

  $815,000

  • 6 Beds
  • 5.5 Baths
  • 5,039 Sq Ft

  1166 Sandstone Point Trail, Monticello, KY 42633

  Lakefront luxury can be yours in this breathtakingly gorgeous lake home that is completely furnished, all you'll need is your toothbrush! Lake Cumberland memories will begin and last forever as the nearly 5,000 sq ft of meticulously designed spaces will accommodate an abundance of friends and family! This stunning 6 bedroom, 5.5 bath custom built craftsman style home sits beautifully on 1.3 acres

  Vicki Hines Lake Cumberland Real Estate Professionals

  1166 Sandstone Point Trail, Monticello, KY 42633
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  /11

  $34,900

  • Land
  • 27,878 Sq Ft
  • $54,531 per Acre

  Lot 37 Cumberland Shores, Monticello, KY 42633

  MAKE AN OFFER! Great .64 acre lake view lot overlooking Lake Cumberland. It's a short hike to the lake, close to several ramps. Lots of privacy! No neighbors. Underground utilities and a low tax rate make this a highly desirable property. Think Gatlinburg!! Restrictions are minor, 1000 sq ft minimum- no mobile homes or campers, no junk cars, no livestock. Maintenance fee is $425/year to keep up

  Brad Bigelow CENTURY 21 Advantage Realty

  Lot 37 Cumberland Shores, Monticello, KY 42633
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  /73

  $699,000

  • 4 Beds
  • 3 Baths
  • 2,130 Sq Ft

  856 New Fall Creek Rd, Monticello, KY 42633

  Income-producing barndominium just 1 minute from New Fall Creek boat ramp and 7 minutes to Conley Bottom Marina. Featuring an open floor plan with soaring ceilings, 4 bedrooms, 3 baths, lake views, and a wraparound porch. Includes a 30x40 garage perfect for a boat and camper. Selling fully furnished and currently operating as a successful short-term rental with strong bookings in place.

  Brandon Davis No Wake Real Estate

  856 New Fall Creek Rd, Monticello, KY 42633
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  /2

  $28,000

  $4K PRICE DROP

  • Land
  • 9,583 Sq Ft
  • $127,273 per Acre

  323 College St, Monticello, KY 42633

  Great in-town investment opportunity in Monticello! Two water and sewer hookups already in place provide excellent potential for income-producing use. An electric pole is on site. Situated within city limits with no restrictions. Unfinished trailer with no title is on the property. Used shipping container conveys with sale. Ideal for cash investors looking for a flexible setup.

  Emily Decker CENTURY 21 Advantage Realty

  323 College St, Monticello, KY 42633
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  /29

  $219,000

  $11K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,200 Sq Ft

  362 Highway 3284, Monticello, KY 42633

  Absolutely Adorable 3BR/2BA Modern Home - Move-In Ready! Welcome to this charming and well-maintained 3-bedroom, 2-bath home that perfectly blends comfort and style. Built in 2005, this inviting property features beautiful laminate wood flooring and a spacious, modern kitchen complete with crisp white cabinetry—perfect for both everyday living and entertaining. Both bathrooms have been tastefully

  Millie King Weaver Keller Williams Bluegrass Realty - Lake Cumberland

  362 Highway 3284, Monticello, KY 42633
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  /25

  $2,200,000

  • Land
  • 133 Acres
  • $16,541 per Acre

  8600 Kentucky 92, Monticello, KY 42633

  Premier Investment Opportunity - 133± Unrestricted Acres Adjacent to Beaver Creek Marina This property has never been on the market or offered until NOW!! Positioned directly surrounding Beaver Creek Marina, this 133± acre unrestricted tract presents a rare, high-upside opportunity for investors and marina ownership alike. This property offers immediate income potential combined with long-term

  Ashly Smith Lake Cumberland Real Estate Professionals

  8600 Kentucky 92, Monticello, KY 42633
• 

  

  /15

  $475,000

  • Land
  • 4 Acres
  • $118,750 per Acre

  4 Rolling Hills Blvd, Monticello, KY 42633

  Located in one of the region's most sought-after areas, this 4-acre +/- commercial property offers excellent visibility and high traffic flow with direct frontage along the bustling Highway 90 corridor. Boasting over 500 feet of highway road frontage, this prime parcel is ideally suited for a wide range of commercial development opportunities. With a high-traffic count and easy accessibility,

  HG Hickey III No Wake Real Estate

  4 Rolling Hills Blvd, Monticello, KY 42633
• 

  

  /13

  $8,900

  $16K PRICE DROP

  • Land
  • 1.09 Acres
  • $8,165 per Acre

  Lot 35 Sandstone Point Trail, Monticello, KY 42633

  It all starts with that perfect spot. Build your dream home on this 1.09 acre building lot perched above Lake Cumberland. Sandstone Point is a gated community 10 miles north of Monticello, KY. The resort is mostly being done in cottage/cabin styles for residential or vacation rentals. Think Gatlinburg. Only maybe 5 miles from Beaver Creek Marina. Despite being next to the lake and giving the

  Brad Bigelow CENTURY 21 Advantage Realty

  Lot 35 Sandstone Point Trail, Monticello, KY 42633
• 

  

  /16

  $49,900

  • Land
  • 1.17 Acres
  • $42,650 per Acre

  29 Hickory Point Dr, Monticello, KY 42633

  Beautiful lake front building lot located in Hickory Point Subdivision. Lot lays well, is approximately 1.17 acres and will accommodate a single family home or a ranch with a basement. Gorgeous lake views for as far as you can see. This lot is located in a cul-de-sac in a desirable neighborhood. Utilities are at the lot and there are light restrictions to protect your investment. Hoa is 375.00

  Tonya M. Crawford RE/MAX LakeTime Realty

  29 Hickory Point Dr, Monticello, KY 42633
• 

  

  /29

  $129,900

  • 3 Beds
  • 2 Baths
  • 924 Sq Ft

  565 Bell Ln, Monticello, KY 42633

  LOCATION! SPACE! VALUE! Don't miss this awesome opportunity at 565 Bell Lane in Monticello, KY! This 3-bedroom, 2-bath home sits on a .46-acre lot and offers the perfect mix of convenience and functionality. You'll love the detached garage—ideal for parking, hobbies, or a workshop—plus an additional storage shed for all your extras. Enjoy the peace of a quiet setting while being just minutes from

  Jason Bertram Weichert Realtors Ford Brothers, Inc.

  565 Bell Ln, Monticello, KY 42633
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  /49

  $375,000

  $14K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 900 Sq Ft

  81 White Oak Ln, Monticello, KY 42633

  Built in 2021 and tucked into a peaceful, golf-cart friendly Lake Cumberland community, this move-in-ready property offers flexibility, privacy, and lake lifestyle convenience all in one package. The main home features 2 bedrooms, 1 full bath, and an open-concept living/kitchen layout with durable LVP flooring throughout. The kitchen offers white shaker cabinetry, butcher block countertops,

  Dylan Jones Re/Max Country Lakes

  81 White Oak Ln, Monticello, KY 42633
• 

  

  /16

  $75,000

  • Land
  • 2.2 Acres
  • $34,091 per Acre

  180 Gregory St, Monticello, KY 42633

  Located directly across Highway 90 from Monticello Medical Center and Wayne County Hospital, this cleared 2.2-acre tract offers exceptional visibility in a prime location. The front portion of the property is fairly level for easy access and buildability, while the land gently slopes upward, providing natural elevation that could enhance views and site design. Perfect for a commercial business,

  Brandon Davis No Wake Real Estate

  180 Gregory St, Monticello, KY 42633
• 

  

  /25

  $129,000

  • 3 Beds
  • 1 Bath
  • 1,728 Sq Ft

  679A Bell Phipps Rd, Monticello, KY 42633

  Tucked away just minutes from beautiful Lake Cumberland, this charming A-frame home offers the perfect blend of cozy retreat and smart investment opportunity, boasting over 1,700+/- square feet of inviting living space. With its distinctive architecture and warm character, this property is ideal as a vacation getaway, short-term rental, or year-round residence. The home features a durable metal

  HG Hickey III No Wake Real Estate

  679A Bell Phipps Rd, Monticello, KY 42633
• 

  

  /13

  $69,000

  • Land
  • 25,700 Sq Ft
  • $116,949 per Acre

  Phase 2, 8 Lighthouse Estates, Monticello, KY 42633

  Looking for that lightly restricted hard to find lot to park your CAMPER, RV, or build that vacation get-away that's within 3 miles from Conley Bottom Marina... Look no further, Lighthouse Estates has several desirable lots that will surly sell quick. Offering underground utilities, available water on each lot with a great view of farm land all around. Call to get yours before they're gone.

  Tod Bertram Weichert Realtors Ford Brothers, Inc.

  Phase 2, 8 Lighthouse Estates, Monticello, KY 42633
• 

  

  /11

  $22,490

  • Land
  • 34,412 Sq Ft
  • $28,468 per Acre

  89 Cumberland Dr, Monticello, KY 42633

  Beautiful 3/4 acre lake view lot overlooking Lake Cumberland. It would be a great lot for a walkout basement home. It's a short hike to the lake, close to several ramps. Lots of privacy! No neighbors, underground utilities and a low tax rate make this a highly desirable property. Think Gatlinburg!! Restrictions are minor, 1500 sq ft minimum- no mobile homes or campers, no junk cars, no livestock.

  Brad Bigelow CENTURY 21 Advantage Realty

  89 Cumberland Dr, Monticello, KY 42633
• 

  

  /5

  $30,000

  • Land
  • 2.93 Acres
  • $10,239 per Acre

  78 Sandstone Trail, Monticello, KY 42633

  Desirable 2.93 Acre lot in the gated community of Sandstone Point, just 5 miles from Beaver Creek Resort & Marina. There are restrictions implemented to protect your investment. There's a minimum 1,400 sf building requirement. No mobile homes, doublewides, RV's, or campers permitted in Phase I. Barndominiums could be an option, pending approval. Underground utilities are an added bonus. Electric

  Lisa Lowe Re/Max Country Lakes

  78 Sandstone Trail, Monticello, KY 42633

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