Ottawa, IL Homes for Sale under $400,000

UPDATED BRICK BEAUTY IN THE HEART OF OTTAWA - with major improvements! This spacious 3-bedroom, 2-bath two story offers ~2,300 sq ft of light filled living with high ceilings, a separate dining room, and the convenience of a main level full bath plus main level laundry. The 2025 refresh delivers the big-ticket updates buyers want: brand new ProVia windows, updated 200+ amp electrical service,

Aaron Mallet eXp Realty

Experience resort-style living in this exceptional home, an opportunity along the scenic Illinois River, just 90 minutes from Chicago. Perfect as a primary residence, vacation retreat, or investment property, this home offers flexibility, comfort, and income potential with an onsite rental management company. The home can also be purchased fully furnished, making it truly turnkey and ready for

Esmeralda Avila Heritage Select Realty

This cozy "Poolside Paradise" vacation cottage has been constructed with energy efficient windows, upscale kitchen appliances, 9' ceilings, and open living, dining, and entertaining spaces on the first floor with a half bath and crawlspace for mechanicals. Ample cabinet and storage space await you in the kitchen, with large closets in the upstairs bedrooms with vaulted ceilings. The 2nd floor

Leah Inman Erickson Coldwell Banker Commercial Real Estate Group

A spacious, sprawling family home standing on TWO nicely landscaped lots in a wonderful Wallace School neighborhood! Featuring 4 bedrooms and 3.5 bathes. Main floor private bedroom with double closets and access to an additional walk-in closet and hall bath with tiled walk-in shower. The spacious kitchen features a large center island, table eating area with sliding doors leading to the brick

Debbie Burns Heritage Select Realty

Discover "The Canopies," a delightful 890 sq ft, 2-bedroom, 2-bathroom cottage being sold fully furnished and offering modern living with rustic charm, located in Heritage Harbor's Navvy Town neighborhood! Step the to the front porch and enjoy expansive views this new marina resort community. On the main level, this cozy home features a living room, kitchen, dinette, full bathroom and bedroom.

Jacob Valle Heritage Select Realty

Now Offered at $399,000 - Under $400K in Ottawa! Own a remarkable piece of Ottawa's history. Built in 1894, this beautifully restored two-story Victorian blends timeless architectural charm with extensive modern updates thoughtfully completed by the current owners. Offering 2,398 square feet of living space, the home features a flexible layout including a spacious living room, first-floor

Kathy McDermott HomeSmart Connect LLC

Duplex built in 2023, fully occupied, cash flow under market rents currently at $1300 per unit. Each unit equipped with 925sf, 2 bed, 1 bath, open kitchen/living room concept and everything near new condition. Tenant pays water & electric. Located min from downtown Ottawa and Starved Rock State Park. Another 2 units available next door for same price with additional lots also available for

Phil Makarewicz Keller Williams Innovate

Located along the Illinois River in the desirable Heritage Harbor community, approximately 90 miles southwest of downtown Chicago, this charming cottage offers the perfect blend of relaxation and convenience. Ideally situated near Starved Rock State Park, Matthiessen State Park, and other area parks, as well as the historic I&M Canal and downtown Ottawa, this home provides exceptional access to

Esmeralda Avila Heritage Select Realty

ATTENTION INVESTORS! Zoned multi-family this 4 unit with potential for 5th is currently producing 8.7 cap rate with lots of room for improvement whether long term tenants or airbnb. Located in the historic district of Ottawa IL and walking distance of downtown which offers much variety of restaurants and shopping. Many recent improvments including newly renovated unit, new roof, gutters, soffit,

Phil Makarewicz Keller Williams Innovate

Discover exceptional value in this stunning new 4-bedroom, 2.5-bath home offering over 2,300 square feet of beautifully finished living space in the heart of Ottawa, Illinois, just minutes from I 80. With cathedral ceilings, gleaming hardwood floors, and an open-concept layout, this home is both stylish and functional. The main level features two bedrooms with a potential in-law arrangement,

Erin Stuedemann Coldwell Banker Real Estate Group

Beautiful 4-bedroom, 2-bath, bi-level home located in the desirable Wallace School District-close to everything, yet tucked away in a quiet neighborhood. Convenient to I-80, shopping, medical facilties, and a short drive to the State Parks, this spacious and comfortable home is ideal for both everyday living and entertaining. The bi-level design provides excellent separation of space, with two

Tammy Barry Homesmart Realty Group IL

Modern, updated and move-in ready, this 3-bedroom, 1.1-bathroom quad-level home is located in the desirable Wallace School District, offering generous living space and a versatile layout. The main level features an inviting open-concept design that seamlessly connects the living area to the beautifully updated kitchen (2019), complete with new cabinetry, Quartz countertops, a breakfast bar

George Shanley Coldwell Banker Real Estate Group

Turnkey, Fully Furnished Cottage in Heritage Harbor, Ideal Second Home or Investment. Welcome to your escape at Heritage Harbor, where resort-style living meets effortless ownership. This beautifully maintained two-story, fully furnished 3-bedroom, 3.5-bath cottage is truly move-in and rental ready, making it an exceptional opportunity for both personal enjoyment and short-term rental income. The

Esmeralda Avila Heritage Select Realty

Enjoy ample space for family or a quiet remote work space for any age . Country living yet close to main roads, shopping and restaurants. The spacious yard and expansive deck, 2 gazebos, large Jungle Gym and a stocked fishing pond that will provide abundant space for social gatherings or family play. The yard also features an additional 2 story yard barn for hobbies and a 4 car garage for

Lloyd Chapman Lloyd Chapman Realty Co.

Bring one...bring all...because this vacation home will fit them all! Situated in the pocket neighborhood of Heron's Landing at Heritage Harbor, this waterfront cottage is just a short walk from the marina, on-site restaurant, riverfront area, kayak rental and much more. You can take in wonderful views of the river or harbor from your front porch, second story deck or one of the two outdoor

Tammy Barry Homesmart Realty Group IL