1,987

Homes for Sale near Sacred Heart School

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  • /69

    $1,625,000

    • 4 Beds
    • 6 Baths
    • 3,746 Sq Ft

    7 Cielo Vista Ct, Rancho Mirage, CA 92270

    Cielo Vista-a small exclusive gated twelve home enclave in prestigious Rancho Mirage. This elegant well maintained Mediterranean style home located at the end of the cul de sac offers privacy, charm with four bedrooms/six baths plus detached casita. All bedrooms have en suite baths. Quality craftsmanship with impressive 16 ft. wood beamed rotunda entry with crystal chandelier, art niches and

    Larry Griffith Berkshire Hathaway HomeServices California Properties

    7 Cielo Vista Ct, Rancho Mirage, CA 92270
  • /52

    $1,100,000

    • 4 Beds
    • 3.5 Baths
    • 3,210 Sq Ft

    116 Tesori Dr, Palm Desert, CA 92211

    GRAND TIMELESS ELEGANCE! Located in the gated community of Brenna at Capri in highly sought after Palm Desert. This fabulous 4 bedroom/4 bathroom home is ideally located close to Ronald Regan Elementary School and vibrant Freedom Park, home to public Pickle Ball Courts and Sports Fields. Enter from a richly landscaped front yard into a delightful courtyard with sitting area and custom stone

    Michelle White Bennion Deville Homes

    116 Tesori Dr, Palm Desert, CA 92211
  • /26

    $310,000

    • 2 Beds
    • 2 Baths
    • 1,440 Sq Ft

    73135 Desert Greens Dr N, Palm Desert, CA 92260

    Great Buy of this 1978 Home which is still on tags for possible tax savings but also qualifies for conventional financing! This upgraded property features dry wall, dual pane windows and laminate flooring. The living area has a wall of front windows with customs blinds accented by cathedral ceilings with a dining area. The Kitchen opens to the Entertainment Area which has a sliding door

    Lola Breeze Lola Breeze, Broker

    73135 Desert Greens Dr N, Palm Desert, CA 92260
  • /45

    $460,000

    • 2 Beds
    • 2 Baths
    • 1,446 Sq Ft

    46631 Arapahoe Unit B, Indian Wells, CA 92210

    Welcome to Mountain Cove, a friendly gated community in the city of Indian Wells. Situated close to the mountains and set back from the main thoroughfares, this picturesque community offers peace, tranquility and an abundance of mountain views. As you enter this lovely, upper level condo, the front door opens to reveal unobstructed western facing mountain and sunset views. The vaulted ceilings

    Niki Vrondakis Compass

    46631 Arapahoe Unit B, Indian Wells, CA 92210
  • /52

    $365,000

    • 2 Beds
    • 2 Baths
    • 1,559 Sq Ft

    1903 Via San Martino, Palm Desert, CA 92260

    Welcome home to Villa Portofino, the upscale 55+ Active Adult Community in the heart of Palm Desert! This amazing ground floor home offers southern exposure for glorious light-filled living in an open, flowing floor plan consisting of 2 Bedrooms, 2 Baths, + Den/Office, strategically located in the center of the community, providing a tranquil & serene setting. Travertine Tile flooring adorns

    Kelly Cash Bennion Deville Homes

    1903 Via San Martino, Palm Desert, CA 92260
  • /26

    $262,000

    • 1 Bath
    • 640 Sq Ft

    73850 Fairway Dr Unit 197, Palm Desert, CA 92260

    Rare to market, this beautifully renovated large, Creekside studio, has been recently upgraded and is being offered furnished and turnkey ready. Earlier upgrades include renovated bath with walk-in glass shower doors, large double door storage closet, updated granite counters throughout, including large counter with bar seating, and which separates the kitchen from the other living space. The

    Steven Baker J R Associates, REALTORS

    73850 Fairway Dr Unit 197, Palm Desert, CA 92260
  • /46

    $2,175,000

    • 4 Beds
    • 4 Baths
    • 2,932 Sq Ft

    71606 Biskra Rd, Rancho Mirage, CA 92270

    Welcome to your dream retreat, perched high above Rancho Mirage in the enclave of Magnesia Falls Cove situated on nearly 1/4 Acre lot, where panoramic mountain views, total privacy, & curated luxury come together in a showstopping desert escape. This fully furnished residence underwent a meticulous interior & exterior renovation completed in 2020, including roof, all major systems & a 32-panel

    Joe Sidoti Desert Sotheby's International Realty

    71606 Biskra Rd, Rancho Mirage, CA 92270
  • /47

    $4,490,000

    • 4 Beds
    • 6 Baths
    • 5,444 Sq Ft

    50609 Desert Arroyo Trail, Indian Wells, CA 92210

    Nestled within the prestigious Reserve golf community, this exquisite 5,444 sq. ft. solar home offers the ultimate blend of great style and casual living. An exceptionally spacious primary suite also captures stunning sunsets and snow-capped mountain views. This much desired 4-bedroom desert retreat includes a detached guest casita with its own separate living area for ultimate privacy.

    Reserve Team Walton and Cullinan Reserve Realty

    50609 Desert Arroyo Trail, Indian Wells, CA 92210
  • /32

    $499,000

    • 3 Beds
    • 3 Baths
    • 1,570 Sq Ft

    77145 Minnesota Ave, Palm Desert, CA 92211

    Welcome to Palm Desert where the sun is shining & the mountains are always just a glance away, This charming home is located in Palm Desert Country Club and not only offers great curb appeal but a location that can't be beat. 18-hole championship golf course, 2 pools, spas, basketball & volleyball courts, dog park, restaurant & bar are some amenities the $395 annual HOA gets you (not monthly but

    Tanya Moreno C 21 Coachella Valley RE

    77145 Minnesota Ave, Palm Desert, CA 92211
  • /54

    $925,000

    • 3 Beds
    • 3.5 Baths
    • 2,182 Sq Ft

    542 Red Arrow Trail Unit A34, Palm Desert, CA 92211

    Experience luxury desert living in the prestigious Indian Ridge Country Club, one of Palm Desert's most sought-after gated communities. This beautifully furnished 3 bed, 4 bath, 2,182 sq. ft. home offers high ceilings, spacious rooms, and move-in ready comfort. Enjoy breathtaking views of the golf course, mountains, and lakes--every window is a scenic moment.Located within a gate-guarded,

    Eric Meeks RE/MAX Desert Properties

    542 Red Arrow Trail Unit A34, Palm Desert, CA 92211
  • /16

    $3,450,000

    • 4 Beds
    • 4.5 Baths
    • 3,500 Sq Ft

    1126 Lake Vista, Palm Desert, CA 92260

    Nestled in a quiet corner of Bighorn Golf Club on the Canyons side, this villa offers stunning lake and waterfall views, creating a peaceful retreat. Floor-to-ceiling glass sliders open the home to the outdoors, blending the two and enhancing the sense of tranquility.The spacious great room features vaulted ceilings, clerestory windows, and an open floor plan that fills the space with natural

    Rich Nolan Compass

    1126 Lake Vista, Palm Desert, CA 92260
  • /42

    $479,000

    • 3 Beds
    • 2 Baths
    • 1,293 Sq Ft

    43690 Virginia Ave, Palm Desert, CA 92211

    Welcome to your dream home in the heart of Palm Desert Country Club! This charming and meticulously maintained 3-bedroom, 2-bathroom residence offers 1,300 square feet of comfortable living space, perfectly situated on the golf course with breathtaking views. The exterior, accented by classic red brick, exudes curb appeal and a warm welcome. Step inside to discover a spacious great room filled

    Scott Jones Compass

    43690 Virginia Ave, Palm Desert, CA 92211
  • /60

    $524,900

    • 2 Beds
    • 2 Baths
    • 1,850 Sq Ft

    39786 Moronga Canyon Dr, Palm Desert, CA 92260

    Looking for a slice of paradise without breaking the bank? Check this out: for just $400 a month in HOA fees, you'll enjoy a treasure trove of perks! Imagine having full cable TV, internet, trash service - worth over $200 alone! Plus, unlimited free Golfing for all owners! It's like living at a resort, but without the hefty price tag. Tucked away at the end of a charming cul-de-sac, this unique

    Jake Stamm Open Air Real Estate Inc.

    39786 Moronga Canyon Dr, Palm Desert, CA 92260
  • /38

    $539,900

    • 2 Beds
    • 2 Baths
    • 1,216 Sq Ft

    77310 Minnesota Ave, Palm Desert, CA 92211

    Live the Sunshine Lifestyle in Palm Desert!This 2 bed, 2 bath home sits right on the golf course in Palm Desert Country Club, offering panoramic fairway views and ultimate desert vibes. Step into your private backyard oasis featuring a sparkling pool, and plenty of space for lounging and entertaining--your own slice of resort living.The community adds even more with a pool & spa, dog park, rose

    Kathleen O'Brien Coldwell Banker Realty

    77310 Minnesota Ave, Palm Desert, CA 92211
  • /50

    $739,000

    • 2 Beds
    • 2.5 Baths
    • 2,019 Sq Ft

    2801 Retreat Cir, Palm Desert, CA 92260

    Built in 2019, this modern Plan One Sanctuary in The Retreat at Desert Willow offers a seamless blend of luxury and convenience, with exclusive perks and direct access to the renowned Desert Willow Golf Resort. Available turnkey furnished, this inviting residence is ready for you to embrace the ultimate California resort lifestyle. The thoughtfully designed interior features two spacious bedroom

    Suzanne Virtue Desert Sotheby's International Realty

    2801 Retreat Cir, Palm Desert, CA 92260
  • /35

    $769,000 Open Sun 1PM - 3PM

    • 3 Beds
    • 3 Baths
    • 1,689 Sq Ft

    74533 Peppertree Dr, Palm Desert, CA 92260

    Discover a quintessential mid-century gem that perfectly captures the Palm Springs lifestyle! This move-in-ready home offers fantastic curb appeal with minimal landscaping, a sleek flat roof design, and stunning mountain views. The backyard is a true oasis, featuring a sparkling pool, relaxing spa, and a beautiful fig tree, creating the ideal indoor-outdoor living experience. Step inside to find

    Stephen Burchard HomeSmart

    74533 Peppertree Dr, Palm Desert, CA 92260
  • /40

    $987,000

    • 2 Beds
    • 2 Baths
    • 1,933 Sq Ft

    73465 Irontree Dr, Palm Desert, CA 92260

    Located in the heart of Ironwood Country Club and steps away from the Club's fitness center, this beautifully updated condo offers modern comfort, an open floor plan and scenic surroundings. Featuring two spacious bedrooms and two fully renovated bathrooms with brand-new plumbing, this home is move-in ready.The living space is filled with natural light, enhanced by stunning glass mitered windows

    Shelly Farmery Coldwell Banker Realty

    73465 Irontree Dr, Palm Desert, CA 92260
  • /41

    $675,000

    • 3 Beds
    • 2 Baths
    • 1,824 Sq Ft

    72806 Fleetwood Cir, Palm Desert, CA 92260

    This Hidden Gem is located in an ideal Palm Desert location, the gated community of Monterey Sands. This beautifully remodeled open floor plan has 3-bedroom 2-bath and is the perfect winter getaway or full-time residence. The living room features a cozy fireplace and sliders leading to a large outdoor patio with spectacular mountain views while being close to the pool and spa! The primary

    Steve and Geri Downs Team Coldwell Banker Realty

    72806 Fleetwood Cir, Palm Desert, CA 92260
  • /44

    $729,900

    • 3 Beds
    • 3.5 Baths
    • 1,909 Sq Ft

    39995 Alba Way, Palm Desert, CA 92211

    Experience a new standard of luxury in this effortlessly move-in-ready gem. Pack your bags and bathing suit and step into this one-of-a-kind, 9,148 sq ft dream oasis, nestled within the prestigious Domani gated 55 community. Imagine relaxing in your private enclave, featuring a magnificent saltwater pool and spa, surrounded by captivating outdoor lighting and breathtaking mountain views right

    Sinan Zakaria Listed Simply

    39995 Alba Way, Palm Desert, CA 92211
  • /45

    $699,500

    • 3 Beds
    • 3 Baths
    • 2,368 Sq Ft

    44145 Tahoe Cir, Indian Wells, CA 92210

    Very nice home in the prestigious Los Lagos, Indian Wells. This charming 3 bedrooms, including private casita and 3 baths, great home offers a gorgeous living room with soaring beamed ceilings, stone gas fireplace, plantation shutters, overlooking tranquil bubbling waterway. The master bedroom is light and bright and showcases a lovely atrium. The master bath has been remodeled with custom

    Terra Bricker Terra Bricker

    44145 Tahoe Cir, Indian Wells, CA 92210
  • /23

    $395,000

    • 2 Beds
    • 2 Baths
    • 926 Sq Ft

    78197 Indigo Dr, La Quinta, CA 92253

    This is a beautiful end unit with no unit above surrounded by scenic greenery and a scenic south facing view of the local mountain ranges. The interior offers open living with seamlessly connects the kitchen, dining and living room, making it perfect for easy living and entertaining. Living room and Dining area have plantation shutter with ceiling fan to create the cool breeze inside and

    Irma Williams-Bradley California Lifestyle Realty

    78197 Indigo Dr, La Quinta, CA 92253
  • /50

    $3,900,000

    • 5 Beds
    • 5 Baths
    • 4,375 Sq Ft

    21 Clancy Lane Estates, Rancho Mirage, CA 92270

    MOUNTAIN VIEWS!! Clancy Lane and Clancy Lane Estates are among the finest residential destinations in Rancho Mirage, known for rich history, privacy, oversized lots and expansive views of the Santa Rosa Mountains. This stately and elegant home offers 5 beds and 6 baths on a very large 35,000 sf lot. Landscaping is unique and impressive, like living in your own private park. Exquisite pool and

    Randy Roy Domus Realty Partners, Inc.

    21 Clancy Lane Estates, Rancho Mirage, CA 92270
  • /51

    $450,000 Open Sat 11AM - 3PM

    • 3 Beds
    • 2 Baths
    • 1,584 Sq Ft

    44149 Elba Ct, Palm Desert, CA 92260

    Experience desert living at its finest in this beautifully updated, turnkey furnished 3-bedroom, 2-bath residence, located in the sought-after gated community of Hidden Palms. Offering a rare combination of privacy, space, and convenience, this home is ideally positioned with no direct rear neighbors, creating a serene setting with mountain views and a lush patio framed by fruit trees--perfect

    Vlada March HomeSmart

    44149 Elba Ct, Palm Desert, CA 92260
  • /34

    $529,999

    • 3 Beds
    • 2 Baths
    • 1,451 Sq Ft

    51545 Avenida Ramirez, La Quinta, CA 92253

    This single story residence offers 3 bedrooms, 2 bathrooms, and a generous 1451 sq ft of living space, nestled in La Quinta Cove with a small back patio leading to the pleasant green back yard, you will enjoy a private clean enjoyable backyard. With its inviting curb appeal, featuring low maintenance rock landscaping, hedges, a front sitting area featuring lots of green landscaping with a

    Andrew Washington Andrew Washington, Broker

    51545 Avenida Ramirez, La Quinta, CA 92253
  • /32

    $559,000

    • 2 Beds
    • 2 Baths
    • 1,157 Sq Ft

    110 Trento Cir, Palm Desert, CA 92211

    Great opportunity to experience the desert lifestyle in highly desired location within Desert Falls Country Club...this property is conveniently located close by the clubhouse and fitness center where you can enjoy a brisk game of pickle ball or work out with state of the art equipment...the championship golf links is one of the finest courses in the desert...memberships are available or pay as

    Kristi Knutzen Bennion Deville Homes

    110 Trento Cir, Palm Desert, CA 92211
  • /44

    $779,950

    • 3 Beds
    • 2 Baths
    • 2,055 Sq Ft

    72870 Somera Rd, Palm Desert, CA 92260

    Best priced single family home here in South palm Desert ! No HOA. Washington Charter School district. Well maintained 3 bed 2 bath with family room and eat in remodeled kitchen. Full wet bar with seating off of formal dining room/living room combo. Vaulted ceilings and tile flooring. Fireplace in family room. Private rear yard with lush landscaping - with plenty of room for pool/spa and ADU - 3

    Steve Mogavero Desert Properties of Coachella Valley

    72870 Somera Rd, Palm Desert, CA 92260
  • /27

    $439,000

    • 2 Beds
    • 2 Baths
    • 1,280 Sq Ft

    41775 Navarre Ct, Palm Desert, CA 92260

    Welcome to Casablanca, a beautiful gated community nestled in the heart of Palm Desert. This meticulous two-bedroom, two-bathroom property resides next to an expansive green belt offering peaceful privacy. Fresh paint throughout accents the open floor plan, vaulted ceiling and central living room fire place. The kitchen provides ample counter space, wood cabinets and a large central island

    Dean Sipe Berkshire Hathaway Home Services California Properties

    41775 Navarre Ct, Palm Desert, CA 92260
  • /49

    $1,389,000

    • 5 Beds
    • 3 Baths
    • 3,127 Sq Ft

    73640 Joshua Tree St, Palm Desert, CA 92260

    Experience modern desert living at its finest in this Palm Springs oasis, ideally situated just minutes from the highly sought-after El Paseo Village—renowned for premier shopping, fine dining, championship golf, and luxury boutiques in Palm Desert Springs. This beautifully designed 5-bedroom, 3-bathroom home (all bedrooms permitted) offers a perfect balance of contemporary style and comfortable

    Irina Agajanyan AMI Financial Services, Inc.

    73640 Joshua Tree St, Palm Desert, CA 92260
  • /26

    $550,000

    • 2 Beds
    • 2 Baths
    • 1,606 Sq Ft

    46375 Ryway Place Unit 2, Palm Desert, CA 92260

    Welcome to Ryway Place. A small cul de sac with a group of homes called Sombra de Montanas Villas. A rare find! Fenced yard. Dog-friendly. 2-car garage. This beautiful and airy townhouse sits right on Shadow Mountain golf course with views off the patio, kitchen, and living areas. Highly sought after South Palm Desert neighborhood. All the comforts of home - offered turnkey; fully furnished. The

    Angela Caliger Surterre Properties Inc.

    46375 Ryway Place Unit 2, Palm Desert, CA 92260
  • /12

    $335,000

    • 2 Beds
    • 1.5 Baths
    • 938 Sq Ft

    40513 Bay Hill Way, Palm Desert, CA 92211

    Welcome to this beautiful two bedroom 1 full bath and 1.5 bath in Palm Desert Resorter. This condo offers the flexibility to do short term rentals and live in it full time. The home is near the freeway and has mountain views and a perfect backyard to entertain your guests.

    Martha Grijalva The Sweet Escape Team

    40513 Bay Hill Way, Palm Desert, CA 92211
  • /40

    $1,299,000 Open Sun 11AM - 2PM

    • 6 Beds
    • 4 Baths
    • 2,700 Sq Ft

    74626 Lavender Way, Palm Desert, CA 92260

    Welcome to this exceptional and upgraded residence located in one of Palm Desert's most sought-after neighborhoods. Situated on an expansive 10,454 square foot lot, this beautifully reimagined home offers the perfect blend of privacy, luxury, and resort-style living. Thoughtfully designed with high-end finishes and modern comforts. The gourmet kitchen has been completely remodeled with premium

    Mallory Hart Compass

    74626 Lavender Way, Palm Desert, CA 92260
  • /27

    $435,000

    • 2 Beds
    • 2 Baths
    • 1,330 Sq Ft

    76781 Daffodil Dr, Palm Desert, CA 92211

    Sitting just off the 17th green and ideally located within the exclusive guard-gated Palm Valley Country Club, this end-unit condo is ready to make your resort-style living dreams come true. Tastefully updated throughout with upgraded kitchen and bathrooms, plantation shutters, and a brand new HVAC system, your paradise awaits. Catch the sunset over the lake just off the back patio or take in the

    Andrew Dye KELLER WILLIAMS-LA QUINTA

    76781 Daffodil Dr, Palm Desert, CA 92211
  • /62

    $999,000

    • 3 Beds
    • 2.5 Baths
    • 2,474 Sq Ft

    41728 Via Treviso, Palm Desert, CA 92260

    MAJOR PRICE IMPROVEMENT! Experience the perfect blend of luxury and comfort in this stunning 3-bedroom, 2.5-bath home, nestled in the exclusive gated Venezia community. Designed for effortless indoor-outdoor living, this home is ideal as a full-time residence or vacation getaway. The open-concept living area features a chef's kitchen with sleek granite countertops, premium appliances, and a

    Franz Rodriguez Desert Lifestyle Properties

    41728 Via Treviso, Palm Desert, CA 92260
  • /53

    $1,120,000

    • 3 Beds
    • 3 Baths
    • 2,372 Sq Ft

    72205 El Paseo Unit 1703, Palm Desert, CA 92260

    3-bedroom, 3-bath Sandpiper condo at 2,372 square feet, offers a desert-modern design with dual-paned sliders throughout, high ceilings, clerestory windows, and a gorgeous floor to ceiling tiled living room fireplace. Custom wood shutters and draperies frame the poolside patio view without ever distracting from the southwestern panorama view of mountains, greenbelt, and pool area. The living room

    Darren Shay Coldwell Banker Realty

    72205 El Paseo Unit 1703, Palm Desert, CA 92260
  • /55

    $594,000

    • 3 Beds
    • 2 Baths
    • 1,581 Sq Ft

    38 Malaga Dr, Rancho Mirage, CA 92270

    Step into your own private sanctuary, where lush green space offers a serene escape from the hustle and bustle. Situated away from the golf course, you'll enjoy uninterrupted peace without the worry of stray golf balls. Perfectly tailored for dog lovers, this haven welcomes furry friends to frolic and explore in safety and comfort.''This beautifully remodeled home, completed last year, offers

    Encore Premier Group Bennion Deville Homes

    38 Malaga Dr, Rancho Mirage, CA 92270
  • /51

    $679,000

    • 2 Beds
    • 2 Baths
    • 1,584 Sq Ft

    332 Villena Way, Palm Desert, CA 92260

    Beautifully updated and fully furnished corner unit is now available for sale. Enjoy beautiful views of the golf course and mountains that capture the ultimate desert living. Interior was recently redesigned for a posh look. Step inside to discover a tasteful interior with open dining and living area enhanced by a cozy fireplace. The patio is also fully furnished with an outdoor sectional couch

    Pascal Chheng T.N.G. Real Estate Consultants

    332 Villena Way, Palm Desert, CA 92260
  • /36

    $315,000

    • 2 Beds
    • 2 Baths
    • 1,920 Sq Ft

    74577 Azurite Cir E, Palm Desert, CA 92260

    Great Summer price reduction- leaving room for you to update baths & flooring! Great Active 55+ gated,land- owned Palm Desert Portola Country Club.Contemporary,Spacious,Top of Line Silvercrest model available for your viewing. Permanent foundation,New CAC & roof replaced in 2018,freshly painted interior- Over 1900' with drywall throughout, cathedral ceilings, 2 BR+Den with built-in cabinetry, a

    Cynthia Crist Cynthia Crist, Broker

    74577 Azurite Cir E, Palm Desert, CA 92260
  • /64

    $1,150,000

    • 3 Beds
    • 3 Baths
    • 2,615 Sq Ft

    72955 Deer Grass Dr, Palm Desert, CA 92260

    Located in the highly sought-after Canyon Cove neighborhood of South Palm Desert, this charming 3-bedroom + den, 3-bathroom home offers breathtaking mountain views and an ideal desert lifestyle. Step inside and you're welcomed by a spacious atrium that fills the home with natural light and opens into a generous living and dining area--perfect for entertaining. At the rear of the home, the kitchen

    Diane Busch Equity Union

    72955 Deer Grass Dr, Palm Desert, CA 92260
  • /36

    $995,000

    • 3 Beds
    • 3 Baths
    • 1,987 Sq Ft

    74582 Fairway Dr, Palm Desert, CA 92260

    This private, gated Mid-Century residence with bold architectural details offers open-concept living and an ideal indoor/outdoor lifestyle. The current owners have modernized the property throughout: installing quality neutral stone tile flooring; remodeling the kitchen with a designer tile backsplash, quartz countertops, and stainless steel appliances; fully renovating all bathrooms with accent

    Mike Patakas Desert Sotheby's International Realty

    74582 Fairway Dr, Palm Desert, CA 92260
  • /40

    $959,000

    • 4 Beds
    • 3.5 Baths
    • 2,845 Sq Ft

    38170 Tandika Trail N, Palm Desert, CA 92211

    Discover the desert lifestyle where comfort and casual elegance meet natural beauty. This property features a charming, furnished casita, & elevated golf course and mountain views. The spacious interior boasts an open living room with sweeping window expanses & vaulted ceilings. A striking 2-way fireplace creates a warm ambiance, while a stylish sit-down wet bar enhances the space's inviting

    Joan MacPherson Bennion Deville Homes

    38170 Tandika Trail N, Palm Desert, CA 92211

Showing Results 521 - 560, Page 14 of 18

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