Panama City Beach, FL Homes for Sale under $400,000

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  /16

  $389,900

  $10K PRICE DROP

  • 1 Bed
  • 2 Baths
  • 849 Sq Ft

  16819 Front Beach Rd Unit 1306, Panama City Beach, FL 32413

  Possible Owner Financing.....Welcome to Unit 1306 at Tidewater Beach Resort -- a beautifully furnished beachfront condo offering breathtaking Gulf views and an unbeatable location on the highly sought-after west end of Panama City Beach. This spacious and rental-ready condo comfortably sleeps 6 and features an open-concept layout, hallway bunks, two full bathrooms, and a private balcony perfect

  Jeff Swayze The Joe Real Estate Partners

  16819 Front Beach Rd Unit 1306, Panama City Beach, FL 32413
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  /26

  $185,000

  • 3 Beds
  • 2 Baths
  • 1,280 Sq Ft

  9210 Widener St, Panama City Beach, FL 32407

  Looking for a primary residence, vacation getaway, or investment property just minutes from the beach? This beautifully remodeled mobile home offers the perfect blend of comfort, convenience, and coastal living. Ideally located less than five minutes from the sugar-white sands of Panama City Beach, you'll also enjoy quick access to grocery stores, local dining favorites, shopping, and

  Team Don and Bubba EXP Realty LLC

  9210 Widener St, Panama City Beach, FL 32407
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  /45

  $389,000

  $31K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,672 Sq Ft

  517 Cove Villa St, Panama City Beach, FL 32407

  Great Primary Residence or Short-Term Rental Opportunity in Panama City Beach!This beautifully upgraded 2021 3BR/2BA home offers a split floor plan with tray ceilings in the living room and master suite. Recent updates include new LVP flooring, quartz countertops throughout, tile backsplash, new refrigerator and stove, shiplap electric fireplace, recessed lighting, upgraded plumbing fixtures,

  Kristy Woliver Blue Bird Woliver Realty

  517 Cove Villa St, Panama City Beach, FL 32407
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  /34

  $358,000

  $21K PRICE DROP

  • 1 Bed
  • 2 Baths
  • 862 Sq Ft

  10901 Front Beach Rd Unit 1706, Panama City Beach, FL 32407

  Gulf-Front Luxury at Majestic Beach Resort - Lowest Priced 1BR/2BA! Experience the very best of Panama City Beach** from Unit 1706 -- a wonderful 17th-floor, one-bedroom, two-bath condo offering breathtaking Gulf views and unbeatable value. Designed to comfortably accommodate up to four guests, this beautifully appointed beach retreat blends comfort, style, and convenience. This Condo Features: A

  Gene C. Ursprung, P.A. Beach Time Realty, Inc

  10901 Front Beach Rd Unit 1706, Panama City Beach, FL 32407
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  /25

  $277,009

  New Construction $5K PRICE DROP

  • 3 Beds
  • 2.5 Baths
  • 1,459 Sq Ft

  250 Phillips Bluff Ave, Panama City Beach, FL 32407

  Welcome to 250 Phillips Bluff Avenue, a new home at Colonial East Townhomes in Panama City Beach. This townhome is an interior unit of a six-unit building that is under construction. This floor plan has 3 bedrooms, 2.5 bathrooms with a bright foyer leading to the expansive open-concept kitchen, living, and dining area, designed for entertaining and everyday living. The kitchen is open and

  D.R. Horton Builder

  250 Phillips Bluff Ave, Panama City Beach, FL 32407
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  /37

  $325,000

  • 1 Bed
  • 1 Bath
  • 626 Sq Ft

  504 Marlin Dr, Panama City Beach, FL 32413

  Don't miss this unique chance to own one of the few homes in Venture Out that backs directly to the natural beauty of St. Andrews State Park, offering a peaceful, private setting with no rear neighbors and beautiful park views. Whether you're looking for a vacation retreat, investment property, or future homesite, this property offers incredible potential in one of Panama City Beach's most

  David & Kelli Sims Sims Resort Realty, Inc

  504 Marlin Dr, Panama City Beach, FL 32413
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  /23

  $240,000

  $5K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,196 Sq Ft

  509 Dolphin Dr, Panama City Beach, FL 32413

  3-bedroom, 2-bathroom beach retreat with no HOA, short-term rentals allowed, and plenty of room for your boat, RV, golf cart, and beach toys. Located in a golf-cart-friendly community on the highly desirable west end of Panama City Beach, this furnished property offers a rare combination of privacy, flexibility, and convenience just minutes from the Gulf of Mexico and Lake Powell. The oversized

  Christine Stallings Counts Real Estate Group Inc

  509 Dolphin Dr, Panama City Beach, FL 32413
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  /34

  $329,000

  • 1 Bed
  • 1.5 Baths
  • 740 Sq Ft

  8743 Thomas Dr Unit 412, Panama City Beach, FL 32408

  Imagine owning a beachfront paradise with breathtaking, direct views of the silky white sands and emerald-blue waters of the Gulf of Mexico! This stunning 4th-floor condo at The Summit offers everything you've been dreaming of and more. Perfectly positioned for maximum beach views and recently updated with new windows and doors, this unit is truly a standout in the complex.Beautifully

  Rachel Warrell eXp Realty, LLC

  8743 Thomas Dr Unit 412, Panama City Beach, FL 32408
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  /37

  $339,000

  New Construction

  • 3 Beds
  • 2.5 Baths
  • 1,459 Sq Ft

  198 Palmeras Marinas Ln, Panama City Beach, FL 32407

  Welcome to 198 Palmeras Marinas Lane in the desirable Caballeros Estates at Hombre in Panama City Beach! This beautifully maintained, like-new townhome offers 3 bedrooms,2.5 bathrooms, and a one-car garage in the heart of Panama City Beach. Never rented and only lightly used by family, this home is in exceptional condition. Plus, most of the appliances have never been used and remain in new

  Shaunnah Whitely Realty One Group Emerald Coast

  198 Palmeras Marinas Ln, Panama City Beach, FL 32407
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  /28

  $173,000

  • 1 Bath
  • 330 Sq Ft

  14401 Front Beach Rd Unit 220, Panama City Beach, FL 32413

  Own a slice of beachfront history in the iconic Fontainebleau Terrace, a Gulf-front co-op on the sought-after west end of Panama City Beach. This charming studio condo sits directly on the Gulf and is just steps from Bid-A-Wee Beach, a private, deeded beachfront community that guarantees unobstructed Gulf views with no high-rises next door. Whether you're seeking a serene retreat or a short-term

  Mike Glass LPT Realty LLC

  14401 Front Beach Rd Unit 220, Panama City Beach, FL 32413
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  /45

  $174,000

  $16K PRICE DROP

  • 1 Bed
  • 1 Bath
  • 412 Sq Ft

  1219 Thomas Dr Unit 73, Panama City Beach, FL 32408

  LAKEFRONT HOME with BEAUTIFUL VIEWS AVAILABLE at Emerald Pointe Resort. This one bedroom, one bath beauty comes complete with a screened lanai OVERLOOKING the private lake and boardwalk. It has an open floor-plan, separate 7x9 storage building outside with work bench, roof installed 7/19, APPLIANCES updated 2021 in kitchen, washer, dryer, stove and HVAC updated since 2023, and it's being sold

  Laina Dillman Lifes A Beach Real Estate, LLC

  1219 Thomas Dr Unit 73, Panama City Beach, FL 32408
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  /39

  $348,900

  $6K PRICE DROP

  • 1 Bed
  • 2 Baths
  • 907 Sq Ft

  9900 S Thomas Dr Unit 612, Panama City, FL 32408

  Experience coastal living at its finest in this beautifully appointed 1-bedroom, 2-bathroom condo located on the 6th floor of the highly sought-after Shores of Panama Resort in Panama City Beach. Showcasing breathtaking Gulf views through expansive floor-to-ceiling windows, this stylish residence blends timeless beach décor with comfortable, high-end furnishings for a warm and inviting coastal

  Reggie Johns Portfolio Real Estate and Management Group

  9900 S Thomas Dr Unit 612, Panama City, FL 32408
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  /15

  $311,000

  $14K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 742 Sq Ft

  215 Palmetto Place, Panama City Beach, FL 32413

  **Owner financing available with $50,000 down, $1,900/month at 7% interest, and a 7-year balloon payment. No credit check required** Includes furniture, TV's and appliances! Located in the highly desirable Laguna Beach area of Panama City Beach, this property offers a fantastic opportunity to own an affordable beach getaway just under two blocks from the Gulf of America. Whether you're looking

  Raymond Williams PA Think Real Estate

  215 Palmetto Place, Panama City Beach, FL 32413
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  /30

  $235,000

  $15K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,195 Sq Ft

  601 Cape Cod Dr, Panama City Beach, FL 32407

  MOTIVATED SELLER! Seller offering $5,000 toward buyer's closing costs! ACTIVE SHORT-TERM RENTAL GROSSING OVER $36,000 LAST YEAR and over $30,000 to date for 2026. Don't miss this incredible opportunity to own a turnkey, fully furnished income-producing property just minutes from the sugar-white sands of Panama City Beach. This 3-bedroom, 2-bath condo in the gated Nautilus Cove community is the

  Melissa Haworth EXP Realty LLC

  601 Cape Cod Dr, Panama City Beach, FL 32407
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  /45

  $277,000

  $5K PRICE INCREASE

  • 2 Beds
  • 2.5 Baths
  • 1,325 Sq Ft

  8700 Front Beach Rd Unit 6108, Panama City Beach, FL 32407

  BRAND NEW HVAC SYSTEM INSTALLED JUNE, 2026. Water heater 2019. Ground floor COURTYARAD-FACING unit steps to the pool and covered parking. Island Reserve is a gated community located in the heart of Panama City Beach. This 2BR/2.5BA unit offers two spacious ensuite primary bedrooms overlooking the lush courtyard and waterfall. 10' ceilings, crown molding, plantation shutters, walk-in closets plus

  Cheryl Wright Coldwell Banker Realty

  8700 Front Beach Rd Unit 6108, Panama City Beach, FL 32407
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  /54

  $399,900

  $40K PRICE DROP

  • 1 Bed
  • 2 Baths
  • 860 Sq Ft

  14825 Front Beach Rd Unit 2205, Panama City Beach, FL 32413

  GULF-FRONT | 1BR + BUNK | 2BA | SUNRISE BEACH RESORT | PANAMA CITY BEACH Wake up to sweeping Gulf views in this beautifully furnished beachfront condo located at Sunrise Beach Resort. This spacious 1-bedroom unit with a dedicated bunk room and 2 full bathrooms offers a rare and functional layout—ideal for both personal enjoyment and short-term rental income. Inside, the open-concept living,

  Marc Miller Scenic Sotheby's International Realty

  14825 Front Beach Rd Unit 2205, Panama City Beach, FL 32413
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  /62

  $400,000

  $1K PRICE INCREASE

  • 3 Beds
  • 3 Baths
  • 1,681 Sq Ft

  9860 S Thomas Dr Unit 1612, Panama City, FL 32408

  BIG LAYOUT. BIG VIEWS. BIG OPPORTUNITY. Best-priced Gulf-view 3-bedroom + bunk condo with 3 full bathrooms in Laketown Wharf. Do not miss this opportunity.Enjoy Gulf views from the 16th floor in this spacious 3-bedroom, 3-bathroom condo with a separate bunk area. Offered fully furnished, the unit features LVP flooring throughout, king-sized beds in all three bedrooms, stainless steel

  Alice De La Penha Coldwell Banker Realty

  9860 S Thomas Dr Unit 1612, Panama City, FL 32408
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  /30

  $149,900

  • 1 Bed
  • 1 Bath
  • 950 Sq Ft

  112 Fairway Blvd Unit 406, Panama City Beach, FL 32407

  Move right in and start enjoying the lifestyle you've been looking for! This beautifully updated top-floor 1-bedroom, 1-bath condo overlooks Legacy Golf Course and offers the added peace and privacy of having no neighbors above you. Recent improvements include luxury vinyl plank flooring throughout, fresh interior paint, a new A/C system, and brand-new appliances, making this home truly move-in

  Stephanie Ingram Counts Real Estate Group Inc

  112 Fairway Blvd Unit 406, Panama City Beach, FL 32407
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  /57

  $249,000

  $51K PRICE DROP

  • 1 Bed
  • 2 Baths
  • 1,047 Sq Ft

  9860 S Thomas Dr Unit 1116, Panama City, FL 32408

  Welcome to Unit 1116 at Laketown Wharf, where resort-style living meets incredible views and endless amenities! Located on the prime 11th floor, this beautifully laid-out condo offers 1,047 square feet of open and spacious living, designed for comfort and relaxation. Step out onto the large private balcony and take in stunning views of the Gulf, perfect for morning coffee or evening sunsets. The

  Kelli Sullivan Beachy Beach Real Estate

  9860 S Thomas Dr Unit 1116, Panama City, FL 32408
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  /71

  $365,000

  • 2 Beds
  • 2.5 Baths
  • 1,500 Sq Ft

  112 Grande Island Blvd, Panama City Beach, FL 32407

  This is why everyone wants an Island unit. Waterfront, 1,500 sq ft, just a 2-minute walk to the beach, and a brand-new metal roof installed this year. Come see why!Welcome to this beautifully maintained waterfront townhome, perfectly positioned directly across from the community's largest pool and just a short stroll to the sugar-white sand. Used primarily as a second home and now a full-time

  Andrei Cunitin Dalton Wade Inc

  112 Grande Island Blvd, Panama City Beach, FL 32407

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