Homes in 32404 under $200,000

• 

  

  

  /10

  $190,000

  • Land
  • 0.6 Acre
  • $316,667 per Acre

  5704 Hwy 2297, Panama City, FL 32404

  Price reduction! Imagine waking up to stunning waterfront views on this exceptional .59+/-acre property with Gulf access. This incredible property offers a peaceful setting, perfect for a future investment, building your dream home or a vacation getaway. Just a short drive to Panama Citys beaches, marinas, and local conveniences, this location defines coastal living at its finest.Set in a

  

  Kent Whitson

  Ag 1 Land Company

  (850) 849-3963

  5704 Hwy 2297, Panama City, FL 32404
• 

  

  

  /26

  $163,750

  • 3 Beds
  • 2.5 Baths
  • 1,519 Sq Ft

  5809 Callaway Cir, Callaway, FL 32404

  Investment Opportunity at Sentinel Point Townhomes - Callaway, FL Bring your creativity and personal touch to make this space truly stand out--whether you're looking to enhance its rental appeal or create a stylish, comfortable home. This 3-bedroom, 2.5-bath end unit townhome features a spacious layout and includes a convenient one-car garage--perfect for tenants or long-term value. Community

  

  MaryAnn Enfinger

  Overstreet Realty

  (448) 288-6529

  5809 Callaway Cir, Callaway, FL 32404
• 

  

  

  /26

  $175,000

  • Land
  • 0.35 Acre
  • $500,000 per Acre

  325 S Tyndall Pkwy, Panama City, FL 32404

  Previous use was a restaurant location for over 40 years. Location between an apartment and motel. On the main highway, US-98 also known as Tyndall Parkway and a short drive to TAFB, there is great visibility for any business being placed in the area. Utilities are still in place from previous business. 45,000 a day traffic count. All information to be verified by buyer.

  Coralee King Beachy Beach Real Estate

  325 S Tyndall Pkwy, Panama City, FL 32404
• 

  

  

  /8

  $119,900

  • Land
  • 0.57 Acre
  • $210,351 per Acre

  707 Island Ct, Panama City, FL 32404

  Amazing Waterfront in the desirable Laird Bayou. Best priced dock-able waterfront in the area. At over half an acre, there is plenty of space to build your Dream Home. Massive open water views across the bayou. Excellent year-round water depths to accommodate large boats. No worries of low bridges or tides restricting your access. Laird Bayou is a gated waterfront community with ribbon curbed

  Donald West Northwest Florida Realty, LLC

  707 Island Ct, Panama City, FL 32404
• 

  

  

  /13

  $119,000

  • Land
  • 0.25 Acre
  • $476,000 per Acre

  1523 S Berthe Ave, Panama City, FL 32404

  Build your Elevated dream home on this exceptional water-view vacant lot overlooking the Bay in Callaway, Florida! Ideally located just one block from the water, this prime homesite offers stunning views and refreshing coastal breezes year-round. With all utilities conveniently available at the street, this property is perfectly suited for an easy and efficient build. Enjoy the best of coastal

  Melea Severs Gulf Life Real Estate Inc

  1523 S Berthe Ave, Panama City, FL 32404
• 

  

  /19

  $129,000

  • 3 Beds
  • 2 Baths
  • 990 Sq Ft

  5026 E Highway 98, Panama City, FL 32404

  3 bedroom, 2 bathroom ''diamond in the rough'' home(in need of total renovation)on a little bit more than a half acre lot!! The zoning is both residential and commercial, so you could turn this home into a business as well. With some vision this property could become an incredible dream home or a great business on a highly traveled major road. All information is approximate and should be verified

  Mario Gobel RE/MAX SELECT Partners

  5026 E Highway 98, Panama City, FL 32404
• 

  

  /38

  $183,000

  • 3 Beds
  • 1 Bath
  • 1,216 Sq Ft

  617 N 9th Plaza, Panama City, FL 32404

  Exceptional investment opportunity in the heart of Parker! Whether you're expanding your rental portfolio or securing a property with immediate income potential, this well-maintained home deserves a closer look. Major system updates provide added confidence, including a new water heater installed in February 2025 and an HVAC system replaced in 2018. Double-pane windows enhance efficiency, and the

  Heather Neubauer ERA Neubauer Real Estate Inc

  617 N 9th Plaza, Panama City, FL 32404
• 

  

  /36

  $139,000

  • 3 Beds
  • 2 Baths
  • 1,204 Sq Ft

  6718 Wendy Rd, Panama City, FL 32404

  Attention investors and renovators, this is the deal you've been waiting for. This 3/2 features a brand new metal roof and new trusses, giving you one of the most expensive components already handled. The hard part is done.The home needs some TLC, including drywall repair in one bedroom following a prior tree removal. Whether you're looking for a fix-and-flip, a rental addition to your

  Steven Koleno Beycome of Florida LLC

  6718 Wendy Rd, Panama City, FL 32404
• 

  

  /38

  $179,900

  • 2 Beds
  • 1 Bath
  • 1,226 Sq Ft

  5014 Hickory St, Panama City, FL 32404

  Welcome to this beautifully updated patio townhome in the charming Hickory Park community. This inviting home features durable vinyl plank flooring throughout the living area and bedrooms, creating a modern and cohesive feel. The spacious primary bedroom and second bedroom are both conveniently located on the first floor. The primary suite includes a private vanity connected to the main bathroom,

  Amanda Vanover St Andrew Shores Realty Serv

  5014 Hickory St, Panama City, FL 32404
• 

  

  /25

  $160,000

  • 4 Beds
  • 1 Bath
  • 1,152 Sq Ft

  604 Barton Ave, Panama City, FL 32404

  Fixer Upper. Sturdy water tight block home. This 4 bedroom 1 bath ranch home is ready to be updated. It has a large screened patio, that needs to be redone. There's also a large storage shed with electric. The property has a nice large yard. With some sweat equity this home is ready for new owners.

  Catrina Raevens Anchor Realty Florida

  604 Barton Ave, Panama City, FL 32404
• 

  

  /5

  $194,900

  • 3 Beds
  • 2.5 Baths
  • 1,519 Sq Ft

  5916 Callaway Cir, Panama City, FL 32404

  This 3-bedroom, 2.5-bath townhome with a one-car garage is a prime investment opportunity in Sentinel Pointe. With a renter already in place, enjoy immediate rental income with minimal hassle. Property Features: Spacious Layout: Three bedrooms, 2.5 baths, and an attached garage. Modern Appliances: Includes stove, refrigerator, dishwasher, and built-in microwave. Low-Maintenance Living: HOA covers

  Whitney Moore TH Coastal Realty

  5916 Callaway Cir, Panama City, FL 32404
• 

  

  /21

  $140,000

  • 3 Beds
  • 2 Baths
  • 1,216 Sq Ft

  6927 Penny Rd, Panama City, FL 32404

  Enjoy the peace of country living while still being conveniently close to everything you need. Situated on a spacious half-acre lot, this home features brand-new laminate flooring and fresh paint throughout, creating a clean and inviting feel. The well-designed split floor plan offers 3 bedrooms and 2 full bathrooms, providing both comfort and privacy. Start your mornings with coffee on the

  Kristian Hall Counts Real Estate Group Inc

  6927 Penny Rd, Panama City, FL 32404
• 

  

  /6

  $175,000

  • Land
  • 0.67 Acre
  • $261,194 per Acre

  1516 S Berthe Ave, Panama City, FL 32404

  Great Investment Opportunity in Panama City! Two side-by-side lots located at 1512 S Berthe Ave and 1516 S Berthe Ave, Panama City, FL 32404. Both properties are cleared, build-ready, and already elevated for construction, allowing you to start your project right away. Excellent Location Just steps from Tyndall Close access to the water Convenient location with strong growth potential Flexible

  Danitza Galetti EXP Realty LLC

  1516 S Berthe Ave, Panama City, FL 32404
• 

  

  /6

  $175,000

  • Land
  • 0.67 Acre
  • $261,194 per Acre

  1512 S Berthe Ave, Panama City, FL 32404

  Great Investment Opportunity in Panama City! Two side-by-side lots located at 1512 S Berthe Ave and 1516 S Berthe Ave, Panama City, FL 32404. Both properties are cleared, build-ready, and already elevated for construction, allowing you to start your project right away. Excellent Location Just steps from Tyndall Close access to the water Convenient location with strong growth potential Flexible

  Danitza Galetti EXP Realty LLC

  1512 S Berthe Ave, Panama City, FL 32404
• 

  

  /17

  $186,000

  • 3 Beds
  • 2.5 Baths
  • 1,519 Sq Ft

  5849 Bay Place, Callaway, FL 32404

  Welcome to this stylish 3 bedroom, 2.5 bath townhome designed for comfort and convenience. Vinyl flooring flows through the main living areas, with cozy carpet upstairs and in the bedrooms. The open concept kitchen features laminate countertops, a breakfast bar, and Frigidaire appliances including a stove, microwave, and dishwasher. The HOA includes access to the community pool and covers yard

  Tareva Ligas Keller Williams Success Realty

  5849 Bay Place, Callaway, FL 32404
• 

  

  /17

  $175,000

  • 2 Beds
  • 1 Bath
  • 1,006 Sq Ft

  522 Arrow St, Panama City, FL 32404

  Introducing 522 Arrow St Panama City FL.... This 2 bedroom, 1 bath town home is conveniently located close to schools, shopping, restaurants and Tyndall Air Force Base. The interior of the home shows well with laminate and tile foors throughout and features a split bedroom plan. The living room is open to the kitchen with tall ceilings that add to the ''space'' of the room. Newer HVAC and water

  Jeff Payne Keller Williams Success Realty

  522 Arrow St, Panama City, FL 32404
• 

  

  /18

  $139,000

  • Land
  • 0.41 Acre
  • $339,024 per Acre

  303 Hugh Thomas Dr, Callaway, FL 32404

  Build Your Dream Home in a Prime Callaway Location! Discover the perfect opportunity at 303 Hugh Thomas Drive, ideally located just 8.8 miles from Tyndall Air Force Base. This oversized residential lot offers the perfect balance of privacy, space, and convenience. Enjoy being minutes from restaurants, shopping centers, grocery stores, schools, and beautiful parks for outdoor fun and family time.

  Ceimar Nassar Contreras ERA Neubauer Real Estate Inc

  303 Hugh Thomas Dr, Callaway, FL 32404
• 

  

  /17

  $139,000

  • Land
  • 0.34 Acre
  • $408,824 per Acre

  301 Hugh Thomas Dr, Callaway, FL 32404

  Build Your Dream Home in a Prime Callaway Location! Discover the perfect opportunity at 301 Hugh Thomas Drive, ideally located just 8.8 miles from Tyndall Air Force Base. This oversized residential lot offers the perfect balance of privacy, space, and convenience. Enjoy being minutes from restaurants, shopping centers, grocery stores, schools, and beautiful parks for outdoor fun and family time.

  Ceimar Nassar Contreras ERA Neubauer Real Estate Inc

  301 Hugh Thomas Dr, Callaway, FL 32404
• 

  

  /12

  $180,000

  • Land
  • 5.43 Acres
  • $33,149 per Acre

  00 Country Club Dr, Panama City, FL 32404

  Approximately 5.43-acre vacant parcel located on Country Club Drive, offering an opportunity to build your custom home in a spacious setting. This property is part of the ±/- 21-acre package referenced in MLS #784297 and is being offered individually as a potential large parcel sale. The land is partially cleared, providing a head start for future development. A feasibility study and survey are

  Heather Neubauer ERA Neubauer Real Estate Inc

  00 Country Club Dr, Panama City, FL 32404
• 

  

  /18

  $139,000

  • Land
  • 0.35 Acre
  • $397,143 per Acre

  299 Hugh Thomas Dr, Panama City, FL 32404

  Build Your Dream Home in a Prime Callaway Location! Discover the perfect opportunity at 299 Hugh Thomas Drive, a spacious 0.355-acre homesite ideally located just 8.8 miles from Tyndall Air Force Base. This oversized residential lot offers the perfect balance of privacy, space, and convenience. Water front lot with bayou access leading toward the bay and then gulf of mexico. Currently accessible

  Ceimar Nassar Contreras ERA Neubauer Real Estate Inc

  299 Hugh Thomas Dr, Panama City, FL 32404
• 

  

  /19

  $139,000

  • Land
  • 0.36 Acre
  • $386,111 per Acre

  297 Hugh Thomas Dr, Callaway, FL 32404

  Build Your Dream Home in a Prime Callaway Location! Discover the perfect opportunity at 297 Hugh Thomas Drive, ideally located just 8.8 miles from Tyndall Air Force Base. This oversized residential lot offers the perfect balance of privacy, space, and convenience. Water front lot with bayou access leading toward the bay and then gulf of Mexico. Currently accessible by small boats due to a bridge

  Ceimar Nassar Contreras ERA Neubauer Real Estate Inc

  297 Hugh Thomas Dr, Callaway, FL 32404
• 

  

  /20

  $139,000

  • Land
  • 0.52 Acre
  • $267,308 per Acre

  295 Hugh Thomas Dr, Panama City, FL 32404

  Build Your Dream Home in a Prime Callaway Location! Discover the perfect opportunity at 295 Hugh Thomas Drive, ideally located just 8.8 miles from Tyndall Air Force Base. This oversized residential lot offers the perfect balance of privacy, space, and convenience. Water front lot with bayou access leading toward the bay and then gulf of mexico. Currently accessible by small boats due to a bridge

  Ceimar Nassar Contreras ERA Neubauer Real Estate Inc

  295 Hugh Thomas Dr, Panama City, FL 32404
• 

  

  /20

  $149,000

  • Land
  • 0.62 Acre
  • $240,323 per Acre

  293 Hugh Thomas Dr, Callaway, FL 32404

  Build Your Dream Home in a Prime Callaway Location! Waterfront lot with bayou access leading toward the Gulf of Mexico. Currently accessible by small boats due to a bridge clearance restriction. making it ideal for kayaking, paddleboarding, light boating. Buyers are encouraged to verify navigability and access based on their specific vessel. Discover the perfect opportunity at 293 Hugh Thomas

  Ceimar Nassar Contreras ERA Neubauer Real Estate Inc

  293 Hugh Thomas Dr, Callaway, FL 32404
• 

  

  /37

  $115,000

  • 3 Beds
  • 1.5 Baths
  • 1,521 Sq Ft

  1229 S Katherine Ave, Panama City, FL 32404

  Affordable 3BR/2BA home on its own land in 32404! This 1977 mobile home offers a functional layout with split-bedroom potential, covered carport, and two storage sheds for added utility. The property is livable and ready for occupancy, making it a great option for an owner-occupant or investor seeking affordable housing with land ownership. Some repairs will need to be done. No lot rent. Outdoor

  Patrick Casey Full Sail Realty of NWFL

  1229 S Katherine Ave, Panama City, FL 32404
• 

  

  /25

  $119,000

  • 2 Beds
  • 1 Bath
  • 1,032 Sq Ft

  931 Taylor Dr, Panama City, FL 32404

  STRONG POTENTIAL IN THIS INVESTOR HOME! Take a look at this 2BR/1BA home offering 1,032 sq ft that presents a standout opportunity for the savvy construction-based investor. The home features a charming, functional layout anchored by a cozy wood-burning fireplace, plus a generously sized lot with a detached storage building — ideal for added utility, workspace, or future possibilities. This great

  Jessica Albritton Beachy Beach Real Estate

  931 Taylor Dr, Panama City, FL 32404
• 

  

  /16

  $170,000

  • 3 Beds
  • 2 Baths
  • 1,140 Sq Ft

  3621 Lark Ln, Panama City, FL 32404

  Located in central Panama City, you are within minutes of downtown Panama City and 15 minutes to Tyndall AFB. This home was renovated by previous owner back in 2018 with new roof, windows, HVAC and doors. This sale is a bankruptcy sale and subject to approval by the court.

  Cory Herrman Counts Real Estate Group Inc

  3621 Lark Ln, Panama City, FL 32404
• 

  

  /14

  $119,500

  • Land
  • 0.52 Acre
  • $229,808 per Acre

  729 Vista Del Sol Ln, Panama City, FL 32404

  Build Your Dream Home in an Exclusive Gated CommunityDiscover the perfect canvas for your next custom home in this exclusive, gated luxury community. This beautiful lot is surrounded by stunning grand estates, offering both elegance and privacy. Residents enjoy access to a private boat ramp, making it ideal for boating and waterfront living, along with a private HOA-maintained pool for

  Tareva Ligas Keller Williams Success Realty

  729 Vista Del Sol Ln, Panama City, FL 32404
• 

  

  /25

  $169,000

  • 4 Beds
  • 2 Baths
  • 1,576 Sq Ft

  218 S Charlene Dr, Panama City, FL 32404

  The price just changed. The neighborhood didn't. 🏡 Brick 4BR/2BA | $174,900 | Established Neighborhood Near Tyndall AFB. Solid brick construction, a proven floor plan, and a location that delivers -- this 4-bedroom, 2-bath home is now priced to reflect condition and reward the right buyer. Whether you're an investor running numbers or a handy buyer ready to build serious equity, the

  Ronald Wilson ERA Neubauer Real Estate Inc

  218 S Charlene Dr, Panama City, FL 32404
• 

  

  /30

  $198,000

  • 3 Beds
  • 2.5 Baths
  • 1,519 Sq Ft

  5764 Callaway Cir Unit 15, Panama City, FL 32404

  Discover easy living in Sentinel Point, a sought-after townhome community featuring a community pool with bathrooms and unbeatable convenience. Located just 10 minutes from Tyndall Air Force Base and walking distance to restaurants, Starbucks, and grocery stores, this 2020 built end-unit offers modern comfort in a prime location.This 3 BR/2.5 home features an inviting layout with an open

  Natalie Ryan CENTURY 21 Ryan Realty Inc

  5764 Callaway Cir Unit 15, Panama City, FL 32404
• 

  

  /28

  $140,000

  • 4 Beds
  • 3 Baths
  • 1,776 Sq Ft

  3110 B St, Panama City, FL 32404

  Spacious 4 bedroom, 3 bath home with an open floor plan sitting on a huge corner lot just over 3/4 of an acre. Located only about 20 minutes from Panama City Beach, you get the perfect mix of space and convenience. Enjoy a fully covered front porch, privacy trees lining the front of the property, and a partially fenced yard with plenty of room to spread out. Out back you'll find a 20x20 shed for

  Kelly Flanagan Keller Williams Success Realty

  3110 B St, Panama City, FL 32404
• 

  

  /43

  $190,000

  • 2 Beds
  • 1.5 Baths
  • 1,147 Sq Ft

  1824 Mallard Dr Unit C, Panama City, FL 32404

  MOTIVATED SELLER, BRING ALL OFFERS! Welcome to 1824 Mallard Drive, Unit C, a well-maintained and conveniently located townhome in Panama City! This 2-bedroom, 1.5-bath attached unit offers 1,147 square feet of functional living space, perfect for first-time buyers, small military families, or savvy investors.Located just a short drive from Tyndall Air Force Base, this home is perfect for

  Dien and Andrew Group Think Real Estate

  1824 Mallard Dr Unit C, Panama City, FL 32404
• 

  

  /33

  $199,100

  • 3 Beds
  • 3 Baths
  • 1,704 Sq Ft

  1840 Mallard Dr Unit C, Panama City, FL 32404

  Waterfront Townhouse - 3 Bed | 3 Bath | Fully RemodeledExperience coastal living at its finest in this beautifully remodeled two-story waterfront townhouse! Featuring 3 spacious bedrooms and 3 full bathrooms, this home offers the perfect blend of modern design and serene views.Step inside to an open-concept floor plan with brand-new luxury vinyl plank flooring (2024) and a ceramic-tiled

  Jeannette LaPrade Coldwell Banker Realty

  1840 Mallard Dr Unit C, Panama City, FL 32404
• 

  

  /16

  $165,000

  • Land
  • 1.93 Acres
  • $85,492 per Acre

  259 Arlington Dr, Panama City, FL 32404

  Ready to build 7 lakefront lots.The property corner is already clean and ready to build with 400 ft on Hwy 22.The parcel take 7 lots total.The comps shows around the lake from the $300,000.00 and the $350,000.00

  Jan Carlos Cruz Liqui Realty Blu Inc

  259 Arlington Dr, Panama City, FL 32404
• 

  

  /14

  $140,000

  • Land
  • 1.4 Acres
  • $100,000 per Acre

  813 Vista Del Sol Ln, Panama City, FL 32404

  Looking for a large waterfront (1.4 acre) lot with deep water access to build your DREAM HOME? The gated community of. Laird Bayou offers a community pool, RV/Boat parking, and its very own private boat launch and extra parking. This property features deep water access to East Bay and the Gulf of Mexico. Ideal for fishing, boating, and water sports. The lot is cleared and ready for the

  Christina Daniels Keller Williams Success Realty

  813 Vista Del Sol Ln, Panama City, FL 32404
• 

  

  /50

  $199,500

  • 3 Beds
  • 2.5 Baths
  • 1,704 Sq Ft

  1840 Mallard Dr Unit C, Panama City, FL 32404

  This cozy waterfront townhome has so much to offer. It has been completely remodeled in the past 2 years. As you enter this cozy townhome, you will see how open and spacious it is, allowing your creativity to flow. It has LP flooring done in 2024, ceramic flooring in the kitchen installed in 2022, stainless steel appliances, completely painted on the outside. Come enjoy the tranquility. Make your

  Nick Brown Coldwell Banker Niceville

  1840 Mallard Dr Unit C, Panama City, FL 32404
• 

  

  /5

  $175,000

  • Land
  • 11.6 Acres
  • $15,086 per Acre

  10342 Heather Ln, Panama City, FL 32404

  11.6± Acres | Three Parcels | Private Homesite with Natural Ponds & Wildlife An exceptional opportunity to own three contiguous parcels totaling 11± acres, offering the perfect blend of space, privacy, and natural beauty. This expansive property invites you to embrace nature while creating your dream home, with ample room to build, explore, and enjoy the outdoors. The southern portion of the

  Joshua Hoey Think Real Estate

  10342 Heather Ln, Panama City, FL 32404
• 

  

  /9

  $140,000

  • Land
  • 0.42 Acre
  • $333,333 per Acre

  935 Tidewater Ln, Panama City, FL 32404

  One of the BEST PRICED, DEEP WATER LOTS IN BAY COUNTY!! Don't miss the chance to build your waterfront dream home with deep, saltwater access on this cleared lot in the beautiful, gated Laird Point community. This is one of the few lots that will allow a dock. This exclusive neighborhood offers more than just a place to live—it's a lifestyle! Enjoy breathtaking views, tennis and pickleball

  Brook Simmons Keller Williams Success Realty

  935 Tidewater Ln, Panama City, FL 32404
• 

  

  /9

  $149,900

  • Land
  • 0.34 Acre
  • $440,882 per Acre

  1000 Spirit Sail Ct, Panama City, FL 32404

  Welcome to Laird Point, where waterfront living meets everyday ease. Tucked along a peaceful natural peninsula off the Intracoastal Waterway, this cleared homesite offers the rare opportunity to build your dream home with year-round deep water access right from your backyard. From your future dock, you can cruise straight from the bayou out to the Gulf, making this an ideal spot for boaters,

  Jacob Hutchins CENTURY 21 Commander Realty

  1000 Spirit Sail Ct, Panama City, FL 32404
• 

  

  /31

  $125,000

  • 2 Beds
  • 1.5 Baths
  • 812 Sq Ft

  1730 Mallard Dr Unit F, Panama City, FL 32404

  Step into this charming, freshly updated 2BR/1.5BA townhouse—beautifully renovated and completely move-in ready! With no HOA, this home is an easy yes for first-time buyers, downsizers, or investors looking for a solid rental opportunity. Inside, you'll find bright, welcoming spaces featuring new windows, fresh interior and exterior paint, new flooring upstairs, and a kitchen updated with new

  Karen Smith Beachy Beach Real Estate

  1730 Mallard Dr Unit F, Panama City, FL 32404
• 

  

  /8

  $115,000

  • Land
  • 0.23 Acre
  • $500,000 per Acre

  6415 W Smith Rd, Panama City, FL 32409

  Canal-front property in Southport, located less than three minutes from North Bay. This is an excellent opportunity to build your dream home and enjoy the convenience of having your boat docked directly behind your residence. Don't miss this exceptional lot.

  Team Don and Bubba EXP Realty LLC

  6415 W Smith Rd, Panama City, FL 32409

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