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Homes for Sale near Adventist Christian Academy

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  • /26

    $215,000

    • 3 Beds
    • 2.5 Baths
    • 1,471 Sq Ft

    509 Palermo Rd, Panama City, FL 32405

    GREAT PRICE ADJUSTMENT AND EXCELLENT OPORTUNITY to own a 3-bedroom townhome with an extra space for an office or 4th bedroom. It is right in the middle of everything! Not quite Lynn Haven or the town! Venetian Villa townhomes are only two minutes away from Publix, Walmart, Winn-Dixie and many great restaurants. New roof installed in 2020; A/C units were changed in 2023; Tile floors and fans were

    Ana Maria Aldana EXP Realty LLC

    509 Palermo Rd, Panama City, FL 32405
  • /30

    $279,900

    • 3 Beds
    • 3 Baths
    • 1,424 Sq Ft

    1924 Danford Ave, Panama City, FL 32405

    Welcome to this beautiful contemporary 3-bedroom, 3-bath home nestled in the desirable St. Andrews area, conveniently close to FSU and Gulf Coast State College. Featuring a spacious interior with an open floor plan, this home offers a seamless flow from the living area to the open-plan kitchen, perfect for modern living.Each bedroom in this home is generously proportioned, boasting its own

    Robbie Hughes Counts Real Estate Group

    1924 Danford Ave, Panama City, FL 32405
  • /29

    $279,900

    • 3 Beds
    • 3 Baths
    • 1,424 Sq Ft

    1920 Danford Ave, Panama City, FL 32405

    Welcome to this beautiful contemporary 3-bedroom, 3-bath home nestled in the desirable St. Andrews area, conveniently close to FSU and Gulf Coast State College. Featuring a spacious interior with an open floor plan, this home offers a seamless flow from the living area to the open-plan kitchen, perfect for modern living.Each bedroom in this home is generously proportioned, boasting its own

    Robbie Hughes Counts Real Estate Group

    1920 Danford Ave, Panama City, FL 32405
  • /29

    $279,900

    • 3 Beds
    • 3 Baths
    • 1,424 Sq Ft

    1916 Danford Ave, Panama City, FL 32405

    Welcome to this beautiful contemporary 3-bedroom, 3-bath home nestled in the desirable St. Andrews area, conveniently close to FSU and Gulf Coast State College. Featuring a spacious interior with an open floor plan, this home offers a seamless flow from the living area to the open-plan kitchen, perfect for modern living.Each bedroom in this home is generously proportioned, boasting its own

    Robbie Hughes Counts Real Estate Group

    1916 Danford Ave, Panama City, FL 32405
  • /30

    $279,900

    • 3 Beds
    • 3 Baths
    • 1,424 Sq Ft

    1918 Danford Ave, Panama City, FL 32405

    Welcome to this beautiful contemporary 3-bedroom, 3-bath home nestled in the desirable St. Andrews area, conveniently close to FSU and Gulf Coast State College. Featuring a spacious interior with an open floor plan, this home offers a seamless flow from the living area to the open-plan kitchen, perfect for modern living.Each bedroom in this home is generously proportioned, boasting its own

    Robbie Hughes Counts Real Estate Group

    1918 Danford Ave, Panama City, FL 32405
  • /4

    $30,000

    • Land
    • 0.10 Acre
    • $300,000 per Acre

    932 Martin Luther King Junior Blvd, Panama City, FL 32401

    This is it! Here is your chance to place your business on a slice of general commercial property! The property is close to the Historic District, and downtown Panama City. Zoned GC-2. This property offers a high traffic count with its location directly on HWY 77/ MLK Jr Blvd. Don't hesitate, to make this property yours today!

    Nathan Lawrence Legacy Premier Agency

    932 Martin Luther King Junior Blvd, Panama City, FL 32401
  • /55

    $395,000

    • 4 Beds
    • 2 Baths
    • 1,882 Sq Ft

    357 Greenwood Cir, Panama City Beach, FL 32407

    This beautifully updated 4 bedroom, 2 bath home with inground pool is located in the desirable Woodlawn neighborhood on Panama City Beach. As you walk into the home, you will see the love and care that has been put into updating the home, including ship lap interior walls, white washed wood burning fireplace. The kitchen has new kitchen cabinets, quartz countertops and stainless steel

    Cindy Hamre Coastal Choice Realty LLC

    357 Greenwood Cir, Panama City Beach, FL 32407
  • /53

    $389,000

    • 3 Beds
    • 2.5 Baths
    • 2,228 Sq Ft

    804 E 26th St, Lynn Haven, FL 32444

    Welcome to this beautiful recently renovated (2022), ranch-style home sitting on your own 1.09 acres (horses allowed). The seller is also selling the adjoining 2.99 acre vacant land - MLS #767686. Check this listing out as well as she's open to selling both together for the right offer. There's so much opportunity here! Own a piece of country and only a few blocks away from town and only 2

    Shantel Peterson Real Broker LLC

    804 E 26th St, Lynn Haven, FL 32444
  • /32

    $242,500

    • 1 Bed
    • 2 Baths
    • 926 Sq Ft

    4726 Bay Point Rd Unit 4150, Panama City Beach, FL 32408

    This updated ground-floor unit in Bay Point Harbour Villas offers 1 bedroom, 2 full bathrooms, and picturesque views of the Nicklaus Championship Golf Course. The interior features modern upgrades, including an upgraded kitchen with custom cabinetry, quartz countertops, and a tiled backsplash. Vinyl plank flooring and recessed lighting run throughout, adding a clean and contemporary feel. Both

    Zack Seltzer Seltzer Real Estate, LLC

    4726 Bay Point Rd Unit 4150, Panama City Beach, FL 32408
  • /2

    $49,000

    • Land
    • 0.08 Acre
    • $612,500 per Acre

    2702 E 9th St, Panama City, FL 32401

    Description* DOTY SUBD E1/2 OF LOT 11 BLK A ORB 4745 P 1426Vacant Residential. Note: buyers I emphasize the importance of conducting thorough due diligence to ensure that the property meets your expectations and requirements.

    Samih Sadiq KELLY RIGHT REAL ESTATE

    2702 E 9th St, Panama City, FL 32401
  • /63

    $800,000

    • 3 Beds
    • 2 Baths
    • 1,968 Sq Ft

    115 Greenwood Dr, Panama City Beach, FL 32407

    Welcome to 115 Greenwood Drive, Panama City Beach, FL--a waterfront haven nestled on a spacious corner lot in highly desired Woodlawn Estates, just minutes from NSA Panama City (Naval Base)! This stunning property boasts direct canal access, complete with a dock equipped with electrical and water, two boat slips, and two lifts (6,000 lbs. and 12,000 lbs.)--making it a boater's dream with quick

    Heather Neubauer ERA Neubauer Real Estate Inc

    115 Greenwood Dr, Panama City Beach, FL 32407
  • /37

    $540,000

    • 4 Beds
    • 2.5 Baths
    • 2,591 Sq Ft

    2806 Broad Wing Ave, Panama City, FL 32405

    Welcome to this stunning residence in the desirable Hawks Landing community! This spacious four-bedroom, two-and-a-half-bathroom home offers approximately 2,591 square feet of contemporary living space, built in 2007 with modern design elements and quality finishes.As you arrive, an elegant brick entryway framed by white columns leads into a welcoming foyer. The formal dining room provides an

    Daniel Raffield Empire Real Estate of Florida LLC

    2806 Broad Wing Ave, Panama City, FL 32405
  • /73

    $1,125,000

    • 5 Beds
    • 4 Baths
    • 4,000 Sq Ft

    540 Wahoo Rd, Panama City Beach, FL 32408

    Brand New Roof and Assumable 2.75 Loan- Call for details! This home is located in By Point, but short term rental allowed! Custom build in 2016 with breathtaking lagoon views, and gorgeous screened-in pool and lanai with outdoor kitchen! Rare newer built home in the gated community of Bay Point with 5 bedrooms, 4 full baths, and dedicated office. This 2016-built home features an ideal blend of

    Michele Morros Keller Williams Success Realty

    540 Wahoo Rd, Panama City Beach, FL 32408
  • /63

    $399,000

    • 2 Beds
    • 2.5 Baths
    • 1,200 Sq Ft

    4726 Bay Point Rd Unit 4204, Panama City Beach, FL 32408

    Discover your perfect coastal retreat. This fully furnished, turn-key home is ideally located at the marina, offering easy boat access for all your water adventures. Enjoy stunning water views from the property, creating a serene and relaxing atmosphere. Whether you're taking a short stroll to the marina, exploring nearby beaches, or savoring local dining, this home provides the ultimate in

    Don Janovyak Emerald Coast Realty Group

    4726 Bay Point Rd Unit 4204, Panama City Beach, FL 32408
  • /17

    $559,000

    • 3 Beds
    • 2.5 Baths
    • 2,022 Sq Ft

    6504 Bridge Water Way Unit 401, Panama City Beach, FL 32407

    Discover your dream coastal retreat in this stunning 3-bedroom, 2.5-bathroom end-unit condo offering breathtaking bay views and unforgettable sunsets from your private balcony. Situated in a prime location, this residence seamlessly combines style, comfort, and convenience.Step inside to find an open-concept floorplan designed for entertaining, featuring a bright and spacious living area. The

    Morgan Benton EXP Realty LLC

    6504 Bridge Water Way Unit 401, Panama City Beach, FL 32407
  • /35

    $351,000

    • 4 Beds
    • 2 Baths
    • 1,747 Sq Ft

    213 N Cove Blvd, Panama City, FL 32401

    Check out this amazing home in the cove! Modern updates and old cove characteristics all in one. You can sit on the front porch and watch the sunrise and then go to the back porch for the sunset.There is an updated kitchen, fresh floors and paint and lots of room! The back yard boasts a hot tub, playground, tiki bar and lots of storage space. Sit on your back deck and watch the kids play, have

    Misty Curtis Anchor Realty Florida

    213 N Cove Blvd, Panama City, FL 32401
  • /53

    $555,000 Open Sun 3PM - 5PM

    • 4 Beds
    • 2 Baths
    • 2,006 Sq Ft

    4338 Schooner Ln, Lynn Haven, FL 32444

    WELCOME TO YOUR NEW HOME....PRICE ADJUSTMENT JUST DONE & APPROVED...This house could make your new home with all the spacious living room, kitchen, and patio. It has 4 bedrooms with 2 bathrooms. The remodeled open floor kitchen with granite and sterling steel appliances its adjacent to a very elegant and roomy Florida room. The nice living room has a romantic fireplace for the family to enjoy

    Wanda Martinez Coldwell Banker Realty

    4338 Schooner Ln, Lynn Haven, FL 32444
  • /14

    $749,000

    • 8 Beds
    • 8 Baths
    • 3,752 Sq Ft

    129 Gwyn Dr Unit A,B,C,D, Panama City Beach, FL 32408

    WOW! 8 bedroom, 8 bath two story Duplex close to the Thomas Drive area of popular Panama City Beach. With a 2019 roof, this should be a great investment for you and for future generations. The siding was replaced in 2020 and there is a ''full house'' of rentals in place already. Start collecting rent immediately. Located near many great restaurants, you can get to the Hathaway Bridge or to the

    Holli Persall ERA Neubauer Real Estate Inc

    129 Gwyn Dr Unit A,B,C,D, Panama City Beach, FL 32408
  • /46

    $679,900

    • 4 Beds
    • 2.5 Baths
    • 2,686 Sq Ft

    1004 Barracuda Dr, Panama City, FL 32408

    This solid brick home is a one owner home which has been meticulously maintained. Since the hurricane, it has had a new glazed Brazilian tile roof which is rated for 200 MPH winds. The windows were replaced with hurricane impact windows and the carpeting has been replaced in the bedrooms and living room. There is a large heated and cooled Florida room. The home has 2 A/C units, one of which was

    Ray Young Bay Point Real Estate Co

    1004 Barracuda Dr, Panama City, FL 32408
  • /28

    $799,500

    • 4 Beds
    • 3 Baths
    • 3,067 Sq Ft

    2742 County Road 390, Panama City, FL 32405

    This exceptional property, situated on 1.14 acres in the heart of Panama City, offers a rare combination of residential comfort and commercial potential. Whether you're looking for a spacious private residence or a prime location for your next business venture, this home delivers!Inside you will find a large master suite providing a private retreat, while the huge great room offers ample space

    Tonia Hathaway CENTURY 21 Commander Realty

    2742 County Road 390, Panama City, FL 32405
  • /26

    $799,500

    • 3,067 Sq Ft

    2742 County Road 390, Panama City, FL 32405

    PRIME COMMERCIAL OPPORTUNITY! This exceptional property boasts 1.14 acres of prime commercial land situated on the bustling Highway 390, one of the area's most sought after commercial corridors. Currently located within Panama City limits, this property offers the unique potential to be annexed into the neighboring city of Lynn Haven. The expansive layout spans over 3,000 square feet. The

    Tonia Hathaway CENTURY 21 Commander Realty

    2742 County Road 390, Panama City, FL 32405
  • /154

    $1,998,500

    • 5 Beds
    • 5.5 Baths
    • 5,400 Sq Ft

    400 W 2nd St, Lynn Haven, FL 32444

    OWNER FINANCING AVAILABLE!! This beautiful 2 story WATERFRONT ESTATE has it all! Custom built in Lynn Haven, FL and tucked away on an oversized 2 acre corner lot in a very private setting and quiet neighborhood. Beautifully landscaped with a fish stocked pond, mature trees and an abundance of flowers with something blooming in all seasons. A boater's dream with deepwater access to North Bay and

    Laird Hitchcock Hitchcock Real Estate LLC

    400 W 2nd St, Lynn Haven, FL 32444
  • /50

    $329,998

    • 1 Bed
    • 1 Bath
    • 900 Sq Ft

    4726 Bay Point Rd Unit A208, Panama City Beach, FL 32408

    Experience elegant waterfront living with mesmerizing marina views! This beautifully remodeled 2nd-floor Bay Point condo offers stunning sunsets over St. Andrews Bay. Enjoy the oversized 1-bedroom layout, featuring a cozy reading nook, all-new paint and flooring, and a renovated kitchen with quartz countertops, high-end cabinetry, and smart blinds. Just steps from the marina, golf course, and

    Kerry Jackson LPT Realty LLC

    4726 Bay Point Rd Unit A208, Panama City Beach, FL 32408
  • /41

    $392,000

    • 1 Bed
    • 2 Baths
    • 1,248 Sq Ft

    2400 Grandiflora Blvd Unit E1002, Panama City, FL 32408

    Welcome to the stunning bay front paradise of Magnolia Bay where the sunsets are spectacular and you are just a boat ride away from the emerald waters of the Gulf of Mexico! This spacious unit features one bedroom, a bonus room that is large enough to be used as a second bedroom or office, two full bathrooms, designer countertops, tile flooring throughout and stainless steel appliances. Enjoy

    Kelly Sikes Home Town Realty Partners LLC

    2400 Grandiflora Blvd Unit E1002, Panama City, FL 32408
  • /33

    $364,900

    • 3 Beds
    • 2.5 Baths
    • 1,865 Sq Ft

    1114 Calabria Rd, Panama City, FL 32405

    Beautifully updated 3b, 2.5b in Venetian Villa. This home is unique in that it backs up to woodlands and is only 3 blocks from the Bay. It also has underground utilities and seldom loses power. This home has a sprinkler system. Outside there is an in-ground, self-cleaning vinyl pool with new liner and huge covered back patio with two ceiling fans/lights. The back yard is completely fenced in

    Jo Sapp Beach King Realty

    1114 Calabria Rd, Panama City, FL 32405
  • /44

    $314,900

    • 3 Beds
    • 2.5 Baths
    • 1,514 Sq Ft

    1885 Pointe Dr, Panama City Beach, FL 32407

    Welcome to Hathaway Townhomes where Short-Term Rentals ARE Allowed! This 3 bedroom, 2 and half townhome has a beautiful interior door with nickel hardware, vinyl plank flooring and designer lighting package. Plush carpet is in all bedrooms. The kitchen is equipped with appliances including a smooth top range, microwave, and dishwasher. Upstairs you will find 3 bedrooms with plush carpeting. Two

    Ayesha Albibi Centergate Realty LLC

    1885 Pointe Dr, Panama City Beach, FL 32407
  • /41

    $695,000

    • Land
    • 0.29 Acre
    • $2,396,552 per Acre

    3319 Terra Cotta Dr, Panama City, FL 32408

    This gorgeous homesite has been cleared and is ready for you build your dream waterfront home on Grand Lagoon! Welcome to Finisterre , a gated waterfront neighborhood with fabulous amenities and perfect location where you can walk to nearby restaurants. Enjoy amenities such as tennis, pickleball, basketball, a playground, and community dock. So close to restaurants, grocery, St Andrews State

    Michele Morros Keller Williams Success Realty

    3319 Terra Cotta Dr, Panama City, FL 32408
  • /51

    $649,900

    • 4 Beds
    • 2.5 Baths
    • 2,375 Sq Ft

    3511 Cottage Cove Ln, Upper Grand Lagoon, FL 32408

    Beautiful, elegant, and easy to maintain, spacious 4 bedroom home nestled in the scenic wooded subdivision of Sanctuary Beach. This quality built Craftsman home has numerous custom upgrades and unique features adding to its charm and inviting atmosphere. It's in a great location within the subdivision, close to the community pool, and the nearest beach access approximately 1/4 mile from the home.

    Julie Woodward Beachy Beach Real Estate

    3511 Cottage Cove Ln, Upper Grand Lagoon, FL 32408
  • /46

    $387,000

    • 3 Beds
    • 2 Baths
    • 1,804 Sq Ft

    2605 Outlaws Way, Panama City, FL 32405

    This recently constructed home, built in 2022, is situated in a fantastic cul-de-sac location, being the second house on the left. It exudes coastal charm with its whitewashed brick exterior. The property features a spacious open floor plan, providing privacy in the master bedroom, which is separated from the other two bedrooms. It includes 3 bedrooms and 2 bathrooms. Whether you're hosting

    Hal Cook Saltwater Real Estate of PCB

    2605 Outlaws Way, Panama City, FL 32405
  • /35

    $999,000

    • 3 Beds
    • 2.5 Baths
    • 3,078 Sq Ft

    2205 N Harbour Dr, Lynn Haven, FL 32444

    Welcome to 2205 North Harbour Drive! This waterfront home features 3 bedrooms, 2.5 baths and beautiful living spaces! The large kitchen features a breakfast area and opens up to the dining room and an oversized pantry. The large master bedroom features a sitting area, 2 closets, soaking tub and separate shower and double vanities. There are two bedrooms on the second level that share a bathroom

    Anna-Lee Atkinson CENTURY 21 Commander Realty

    2205 N Harbour Dr, Lynn Haven, FL 32444
  • /44

    $350,000

    • 2 Beds
    • 2 Baths
    • 1,384 Sq Ft

    6422 W Highway 98 Unit 203, Panama City Beach, FL 32407

    Amazing price! Come see this gorgeous condo and one of the largest balconies on St Andrew's Bay! Your expansive balcony comes complete with a built-in grill. This is amazing for outdoor living and the perfect spot for entertaining friends and family or just relaxing and soaking in your view. This beautiful 2 bedroom, 2 bath unit has been recently painted and is ready for you to move right in!

    Michele Morros Keller Williams Success Realty

    6422 W Highway 98 Unit 203, Panama City Beach, FL 32407
  • /37

    $277,900

    • 3 Beds
    • 2.5 Baths
    • 1,470 Sq Ft

    1810 Jakes Dr, Panama City, FL 32405

    Welcome to Jake's Landing townhomes. This move in ready exterior townhome is located at 1810 Jakes Drive. This is an end unit of the last building on Jake's Drive with no building across the street. This townhome offers 3 bedrooms and 2.5 bathrooms and a single car garage. On the outside of these units, you will see quality Color-Plus Hardie Board exteriors, complemented by prairie-style doors

    Mark Miles DR Horton Realty of Emerald Coast, LLC

    1810 Jakes Dr, Panama City, FL 32405
  • /35

    $257,900

    • 3 Beds
    • 2.5 Baths
    • 1,459 Sq Ft

    1796 Jakes Dr, Panama City, FL 32405

    Tenant Occupied, Turn-key Investment Opportunity! Welcome to Jake's Landing townhomes. This interior unit located at 1796 Jakes Drive offers 3 bedrooms and 2.5 bathrooms and a single car garage. On the outside of these units, you will see quality Color-Plus Hardie Board exteriors, complemented by prairie-style doors and dimensional shingles with a 30-year warranty. Convenience meets security with

    Mark Miles DR Horton Realty of Emerald Coast, LLC

    1796 Jakes Dr, Panama City, FL 32405
  • /81

    $639,000

    • 3 Beds
    • 2.5 Baths
    • 2,342 Sq Ft

    3229 Veranda Ave, Panama City, FL 32405

    WHOLE HOME GENERAC SYSTEM! Welcome to this immaculate 3-bedroom, 2.5-bathroom home with a versatile loft in the highly desirable SweetBay community, perfectly positioned with stunning views of Veranda Park with access to numerous parks, pools, a basketball court, and bay access. This home features beautiful hardwood floors flowing through an open-concept kitchen and living area, designed for easy

    Kurt Fadden Legacy Premier Agency

    3229 Veranda Ave, Panama City, FL 32405
  • /13

    $285,000

    • 3 Beds
    • 2 Baths
    • 1,671 Sq Ft

    1025 W 19th St Unit 18D, Panama City, FL 32405

    Don't miss the opportunity to own in centrally located Delwood Estates. This renovated home offers a perfect blend of style and functionality. Updated in 2022, it features new paint, modern flooring, updated kitchen with newer appliances, sleek cabinets and stunning quartz countertops. The home boasts a versatile bonus room leading to a spacious patio, ideal for entertaining. Additionally,

    Sharon Gavin Elite Realty

    1025 W 19th St Unit 18D, Panama City, FL 32405
  • /3

    $150,000

    • Land
    • 0.40 Acre
    • $375,000 per Acre

    504 Massalina Dr, Panama City, FL 32401

    2 lots! Prime Corner Lot for Sale - Just One Block from the Water in the Coveted Cove Area. This stunning parcel, just shy of 1/2 an acre, is located in the highly desired Cove area and is build-ready. The property offers the perfect opportunity to build your dream home. One block from Massalina Bayou and a short walk to vibrant downtown Panama City, this lot offers an unbeatable location.The lot

    Kaitlin Husbands Legacy Premier Agency

    504 Massalina Dr, Panama City, FL 32401
  • /4

    $85,000

    • Land
    • 0.20 Acre
    • $425,000 per Acre

    504a Massalina Dr, Panama City, FL 32401

    Prime Corner Lot for Sale - Just One Block from the Water in the Coveted Cove Area. This stunning parcel is located in the highly desired Cove area and is build-ready. The property offers the perfect opportunity to build your dream home. One block from Massalina Bayou and a short walk to vibrant downtown Panama City, this lot offers an unbeatable location. The lot next door can be purchased with

    Kaitlin Husbands Legacy Premier Agency

    504a Massalina Dr, Panama City, FL 32401
  • /12

    $199,000

    • 2 Beds
    • 1 Bath
    • 664 Sq Ft

    3020 Selma Ave, Panama City, FL 32405

    Charming 2 bedroom, 1 bath home centrally located in Panama City. Home features a metal roof, large covered back porch, huge backyard, and many interior updates. Situated across the street from an elementary school and close to many shopping and dining venues. Currently tenant occupied so this could be a great house to add to your investment portfolio as well.

    Charles Commander CENTURY 21 Commander Realty

    3020 Selma Ave, Panama City, FL 32405
  • /25

    $315,000

    • 1 Bed
    • 1 Bath
    • 890 Sq Ft

    4271 Kingfish Ln Unit 271, Panama City Beach, FL 32408

    This renovated 1 bedroom 1 bathroom condo located in the gated community of Bay Point has a BEAUTIFUL VIEW of the Bay. The sunsets are absolutely breathtaking. Home features granite countertops, tile backsplash, stainless steel appliances, All new flooring throughout. Condo is move in ready. There is a new boat dock just outside your window (first come first serve). All perfectly located close to

    Kayleigh Warren Keller Williams Success Realty

    4271 Kingfish Ln Unit 271, Panama City Beach, FL 32408
  • /37

    $275,000

    • 2 Beds
    • 2.5 Baths
    • 1,244 Sq Ft

    6589 Harbour Blvd, Panama City Beach, FL 32407

    This beautifully renovated 2-bedroom, 2.5-bath end unit is located in a secure gated community in the heart of Panama City Beach. The end unit offers added privacy and features a serene back deck overlooking a tranquil pond, providing the perfect space for relaxation. Inside, the home has been fully renovated from top to bottom with sleek LVP flooring throughout. The kitchen is a chef's dream,

    Stephanie Roorda Realty One Group Emerald Coast

    6589 Harbour Blvd, Panama City Beach, FL 32407

Showing Results 441 - 480, Page 12 of 18

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