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Homes for Sale near Bay Virtual Instruction Program (District Provided)

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  • /34

    $349,900

    • 4 Beds
    • 2 Baths
    • 1,774 Sq Ft

    1107 Buena Vista Blvd, Panama City, FL 32401

    **Beachside Bliss: Stunning 4-Bedroom Home in Panama City, FL!** Welcome to your dream home nestled in the heart of Panama City, Florida! This fully renovated 4-bedroom, 2-bath gem sits proudly on a nearly half-acre, spacious corner lot just blocks away from the vibrant new downtown and the beautiful shores of the Gulf Coast. Discover an open-concept living space that effortlessly blends style

    Moe Mossa Savvy Avenue LLC

    1107 Buena Vista Blvd, Panama City, FL 32401
  • /13

    $77,000

    • 2 Beds
    • 1 Bath
    • 744 Sq Ft

    714 Cactus Ave, Panama City, FL 32401

    Investment opportunity located just minutes from Downtown Panama City, Watson Bayou marina, and Bay City Point, this 2-bedroom, 1-bath cottage offers a prime opportunity in a rapidly growing area. With 744 square feet of potential, the home sits in a quiet, historic neighborhood full of charm and character.Whether you're looking for your next investment, flip project, or a rental addition to your

    Wiliam Hearn Corcoran Reverie

    714 Cactus Ave, Panama City, FL 32401
  • /51

    $675,000

    • 3 Beds
    • 2.5 Baths
    • 2,216 Sq Ft

    3928 Bungalow Ln, Panama City Beach, FL 32408

    Discover luxury living and unmatched flexibility in this exquisite 3-bedroom, 2.5-bathroom new construction home--offered with the cleared lot next door! Located in the exclusive gated community of Sanctuary Beach and perfectly positioned on the 12th hole of the prestigious Bay Point Golf Course, this rare opportunity offers golf course views, added privacy, and endless possibilities.The

    Mia Nadeau Beachy Beach Real Estate

    3928 Bungalow Ln, Panama City Beach, FL 32408
  • /17

    $179,000

    • 2 Beds
    • 1 Bath
    • 748 Sq Ft

    4910 Alameda St, Panama City, FL 32404

    Renovated Showcase: Perfect First Home or Smart Investment. This meticulously renovated 2-bedroom, 1-bathroom gem presents an ideal first home or exceptional investment opportunity in today's competitive market. Every detail has been thoughtfully updated to create a property that has strong rental income potential with minimal maintenance concerns. The open-concept layout maximizes the living

    Nathan Lawrence Legacy Premier Agency

    4910 Alameda St, Panama City, FL 32404
  • /119

    $825,000

    • 5 Beds
    • 4 Baths
    • 3,142 Sq Ft

    1701 Sweet Pea Ct, Panama City, FL 32405

    Step into the epitome of refined coastal living at this exquisite 5-bedroom, 4-bathroom estate nestled on a prominent corner lot in the sought-after SweetBay community. Boasting one of the largest floor plans available, the coveted St. George layout, this residence spans nearly 3,200 square feet of beautifully curated living space.The stately three-car garage is detached for architectural

    Kaci Hawes ERA Neubauer Real Estate, Inc

    1701 Sweet Pea Ct, Panama City, FL 32405
  • /36

    $355,000

    • 3 Beds
    • 2 Baths
    • 1,775 Sq Ft

    106 Harrison Place, Panama City, FL 32405

    **LENDER INCENTIVES: Closing cost credit and/or rate buy-down available from preferred Lender. Contact Listing Agent for more information.** This custom brick beauty at 106 Harrison Place blends quality construction, timeless features, and a location close to everything that matters. Tucked into the heart of Panama City, this home offers character and comfort with a functional, open layout.

    Brad Amerson LLC Compass Florida, LLC

    106 Harrison Place, Panama City, FL 32405
  • /2

    $95,000

    • Land
    • 0.09 Acre
    • $1,055,556 per Acre

    3407 Trimingham Ln, Panama City, FL 32408

    Beautifully situated on a serene pond, this premier lot is nestled in the highly desired & gated neighborhood of Martinique. Residents can enjoy many amenities including walking trails & natural paths, a large community pool, a park pavilion & gazebo, a basketball court & children's playground. Martinique is known for its beautifully landscaped surroundings & tranquil ambiance as well as its

    chris roberts EXP Realty LLC

    3407 Trimingham Ln, Panama City, FL 32408
  • /13

    $385,000

    • Land
    • 0.99 Acre
    • $388,889 per Acre

    1436 David Ave, Panama City, FL 32404

    Prime Commercial lot located on Hwy 98(15th Str). This property features approximately 240' of frontage on Hwy 98 and is 43,200 sq ft(.99 acre). Located on a very busy corridor that has over 40k vehicles pass per day and is located right across the street from the Bay Honda Dealership. Perfect for any retail, business, or office use.

    William Mansey Anchor Realty Florida

    1436 David Ave, Panama City, FL 32404
  • /36

    $279,900

    • 3 Beds
    • 2 Baths
    • 1,292 Sq Ft

    116 N East Ave, Panama City, FL 32401

    Brand New Construction Home conveniently located right near Eastern Ship Building, Margaret K. Lewis School and a short drive to Tyndall Air Force Base. Home is just a few miles away from Super Walmart, Starbucks, Aldi, restaurants and shopping. Brand New Construction at an affordable price! Home features open floor plan, 9' ceilings, LVP flooring throughout, craftsman style trim and doors,

    Daryle Burkey Coldwell Banker Realty

    116 N East Ave, Panama City, FL 32401
  • /106

    $1,440,000

    • 4 Beds
    • 4 Baths
    • 4,776 Sq Ft

    3603 Dragon Ridge Rd, Panama City Beach, FL 32408

    Nestled in a serene setting with views of a pond and golf course, this one-of-a-kind custom home featuring 4 bedrooms, 4 full baths, screened in pool, and 3 car garage offers timeless elegance and functional luxury. A large covered front porch with ambient lighting and gorgeous solid walnut front door set the tone for the inviting interior, where thoughtful details abound. Upon entering, you are

    Michele Morros Keller Williams Success Realty

    3603 Dragon Ridge Rd, Panama City Beach, FL 32408
  • /34

    $299,900 Open House 6/23

    • 3 Beds
    • 2.5 Baths
    • 1,691 Sq Ft

    1202 Louisiana Ave, Panama City, FL 32401

    **Bring All Offers!****LENDER INCENTIVES: Closing cost credit and/or rate buy-down available from preferred Lender. Contact Listing Agent for more information.** Welcome to 1202 Louisiana Ave, Panama City, FL, a custom-built brick home designed with Miami-inspired storm protection and innovative functionality. This 3-bedroom, 2.5-bathroom home was built with safety and durability in mind,

    Brad Amerson LLC Compass Florida, LLC

    1202 Louisiana Ave, Panama City, FL 32401
  • /13

    $289,000

    • Land
    • 0.10 Acre
    • $2,890,000 per Acre

    0 Azalea Dr, Panama City Beach, FL 32408

    Build Your Dream Beach Home in Charming Laguna Beach!Discover the perfect opportunity to own a prime lot on the very sought-after west end of Panama City Beach, nestled in the laid-back and highly desirable Laguna Beach community. This quiet, golf cart-friendly neighborhood offers a peaceful coastal lifestyle just a short stroll from the world's most beautiful sugar-white sand beaches and emerald

    Amy Brown Beachy Beach Real Estate

    0 Azalea Dr, Panama City Beach, FL 32408
  • /40

    $875,000

    • 3 Beds
    • 2 Baths
    • 2,194 Sq Ft

    3035 Jenks Ave, Panama City, FL 32405

    Prime Location Meets Endless Potential!Welcome to this beautifully updated property that offers the rare combination of comfort, space, and opportunity -- all set on almost an acre in a prime location with potential commercial/mixed land use zoning It's for a home-based business or future investment. This property is in Bay County, not in the city limits.Step inside to nearly 2,200 square feet of

    Lisa Davis Harvest One Realty powered by SellState

    3035 Jenks Ave, Panama City, FL 32405
  • /24

    $99,000

    • Land
    • 0.11 Acre
    • $900,000 per Acre

    5249 Kingston Cir, Panama City, FL 32408

    Residential lot available in the highly sought-after Martinique neighborhood. This gated community offers a range of amenities, including a pool, playground, pavilion, basketball court, and walking trails. Just beyond the gates, popular restaurants like Capt. Anderson's and The Grand Marlin are within walking distance. Lighthouse Marina and St. Andrews Park are only minutes away, providing easy

    Zack Seltzer Seltzer Real Estate, LLC

    5249 Kingston Cir, Panama City, FL 32408
  • /5

    $75,000

    • Land
    • 0.52 Acre
    • $144,231 per Acre

    2209 E 9th St, P C Beach, FL 32401

    Build your dream home, investment duplex, or charming tiny home cottage quarters with central green-scapes on this spacious 0.524-acre vacant lot at 2209 9th Street E, located in the heart of Panama City, Florida. This cleared and ready-to-build lot offers outstanding flexibility and development potential in one of the most convenient areas of central Panama City.Enjoy close proximity to Joe

    Danielle Kemp CENTURY 21 Ryan Realty Inc

    2209 E 9th St, P C Beach, FL 32401
  • /41

    $300,000

    • 4 Beds
    • 2 Baths
    • 1,300 Sq Ft

    809 E 10th St, Panama City, FL 32401

    WELCOME TO YOUR DREAM HOME IN THE GROWING NEW GLENWOOD COMMUNITY. THIS STUNNING NEW CONSTRUCTION OFFERS THE BEST IN MODERN LIVING AS IT IS THE NEW VERSION OF WHAT THIS AREA IS PROVIDING. 4 BEDROOMS AND 2 BEAUTIFUL BATH WITH A LARGE TILED MASTER BATHROOM AND A TILED GUEST BATHROOM. OPEN CONCEPT LIVING SPACE WITH VINYL FLOORING IN THE MAIN LIVING AREA AND ALL BEDROOMS ARE COMPOSED OF BEAUTIFUL

    Shari Steele Chesnut Realty, Inc

    809 E 10th St, Panama City, FL 32401
  • /27

    $375,000

    • 3 Beds
    • 2 Baths
    • 1,478 Sq Ft

    1154 Mulberry Ave, Panama City, FL 32401

    Great new construction home, centrally located in Panama City Florida, Close to downtown, shopping, schools and Resturants. This home has so many upgrades from Custom cabinets, Tile flooring, quartz countertops, spacious bedrooms, back porch and good size yard. This home can't be beat if you are looking for new construction in the downtown area. Call today for more information.

    Karen Smith Beachy Beach Real Estate

    1154 Mulberry Ave, Panama City, FL 32401
  • /28

    $199,700

    • 2 Beds
    • 2.5 Baths
    • 1,136 Sq Ft

    6523 Harbour Blvd, Panama City Beach, FL 32407

    Absolutely picture-perfect Townhome & the Best Priced Townhome Available in Panama City Beach! This Adorable 1100+ square foot, Gated Neighborhood, 2 bedroom, 2.5 baths is centrally located in PCB for New Home buyers as well as great rental for investment. Located in the highly desirable GATED COMMUNITY of HARBOUR TOWNE. New siding, back decks and paint. The HOA in the One of the LOWEST in PCB at

    Lilia Cabezas Century 21 BE3

    6523 Harbour Blvd, Panama City Beach, FL 32407
  • /25

    $220,000

    • 3 Beds
    • 2.5 Baths
    • 1,401 Sq Ft

    505 Palermo Rd, Panama City, FL 32405

    Looking for a move-in ready home that won't break the bank? Welcome to 505 Palermo Road--an updated townhome with solid bones, fresh finishes, and no HOA to hold you back. Whether you're a first-time buyer, an investor, or just looking to simplify life without sacrificing comfort, this one's a winner.Step inside to find stylish LVP flooring throughout the main living area, fresh paint, and a

    Joshua Hoey Think Real Estate

    505 Palermo Rd, Panama City, FL 32405
  • /17

    $495,000

    • Land
    • 0.34 Acre
    • $1,455,882 per Acre

    481 Wahoo Rd, Panama City Beach, FL 32408

    Don't miss this rare opportunity to own one of the few remaining waterfront vacant lots in the highly sought-after gated Bay Point community. This already-cleared .338-acre lot is tucked away on a quiet cul-de-sac and offers 66 feet of pristine canal frontage, complete with a durable vinyl seawall and a brand-new concrete dock with pilings--ready to accommodate your coastal lifestyle. Enjoy the

    Zack Seltzer Seltzer Real Estate, LLC

    481 Wahoo Rd, Panama City Beach, FL 32408
  • /35

    $675,000

    • 3 Beds
    • 3 Baths
    • 1,300 Sq Ft

    4400 Kingfish Ln Unit 316, Panama City Beach, FL 32408

    Bay Point Turtlegrass WATERFRONT condo for sale. Features Three boat docks for the use of Turtlegrass. Just renovated Bay Point Turtlegrass 3bedroom / 3 Full Bath. The plank tile floors have been laid in a herringbone pattern throughout the condo. All the sheetrock is new as well as craftsman style trim. All the bathrooms have been updated, two feature seamless glass walk in tiled showers, the

    The Emerald Coastal Team Counts Real Estate Group Inc

    4400 Kingfish Ln Unit 316, Panama City Beach, FL 32408
  • /71

    $480,000

    • 4 Beds
    • 2 Baths
    • 2,199 Sq Ft

    1316 Massachusetts Ave, Lynn Haven, FL 32444

    Welcome to your new home! This gorgeous home is move in ready and boasts an array of exceptional features that make it truly stand out. Featuring a split floor plan with 4 spacious bedrooms and 2 bathrooms. Step inside to discover brand new luxury vinyl plank flooring, and fresh paint throughout most of the home. The kitchen has been nicely updated with granite countertops, shaker-style cabinets,

    Cassie Laube Think Real Estate

    1316 Massachusetts Ave, Lynn Haven, FL 32444
  • /50

    $250,000 Open Sun 1PM - 4PM

    • 2 Beds
    • 2 Baths
    • 1,324 Sq Ft

    4036 Woodridge Rd, Panama City, FL 32405

    This townhouse was completely rebuilt in 2019 from the ground up using only the best materials available. No shortcuts were taken bringing this home up to today's spacifications. Great Location in the Northshore area neighborhood close to everything exciting about Panama City and Lynn Haven. This cozy Townhouse has a open concept livingroom/dining/kitchen area with a bedroom and full bath on the

    R. Skip Koski Keller Williams Success Realty

    4036 Woodridge Rd, Panama City, FL 32405
  • /41

    $265,000

    • 3 Beds
    • 2 Baths
    • 1,218 Sq Ft

    2402 Quiet Oaks Dr, Panama City, FL 32405

    Charming 3-bedroom, 2-bath home tucked away on a quiet cul-de-sac in the heart of Panama City. This well-located property offers easy access to Tyndall Air Force Base, local schools, shopping, and dining. Inside, you'll find a desirable split-bedroom floor plan, with a kitchen that opens to a spacious and inviting living room--ideal for both relaxing and entertaining. Wood look LVP flooring and

    Ronald Shover ERA Neubauer Real Estate, Inc

    2402 Quiet Oaks Dr, Panama City, FL 32405
  • /51

    $299,000 Open Sun 2PM - 5PM

    • 3 Beds
    • 2 Baths
    • 1,630 Sq Ft

    1402 New Hampshire Ave, Lynn Haven, FL 32444

    OPEN HOUSE...OPEN HOUSE...OPEN HOUSE Stop by and see this cute Florida home on Sunday - June 8, 2025 - 2:00 - 5:00 p.m. while you are out looking at the Parade of HomesSeller is offering $5,000 in buyer's closing cost assistance this weekend with an accepted offer! Free refreshments and Give-Aways! Register to win a ''Welcome Home'' Basket. Put this home on your ''must see'' list for Sunday!!!

    Lisa Suggs Anchor Realty Florida

    1402 New Hampshire Ave, Lynn Haven, FL 32444
  • /41

    $895,000

    • 4 Beds
    • 3.5 Baths
    • 3,200 Sq Ft

    337 Watson Bayou Cir, Panama City, FL 32401

    Welcome to your dream home in the coveted Cove Pointe community - where luxury meets comfort in this beautifully crafted new construction masterpiece. Boasting over 3,200 square feet of living space, this elegant 2-story residence features 4 spacious bedrooms and 3.5 beautifully appointed baths, thoughtfully designed for modern living and effortless entertaining.Enjoy sweeping, unobstructed views

    Robbie Hughes Counts Real Estate Group

    337 Watson Bayou Cir, Panama City, FL 32401
  • /27

    $325,000

    • 3 Beds
    • 2 Baths
    • 1,478 Sq Ft

    1154 Mulberry Ave, Panama City, FL 32401

    Great new construction home, centrally located in Panama City Florida, Close to downtown, shopping, schools and restaurants. This home has so many upgrades from Custom cabinets, Tile flooring, quartz countertops, spacious bedrooms, back porch and good size yard. This home can't be beat if you are looking for new construction in the downtown area. Call today for more information.

    Jennifer Bowman Beachy Beach Real Estate

    1154 Mulberry Ave, Panama City, FL 32401
  • /43

    $560,000

    • 4 Beds
    • 2.5 Baths
    • 2,482 Sq Ft

    3204 Airport Rd, Panama City, FL 32405

    Don't miss this stunning, newly built 2,482 SQFT Captiva floor plan in the highly desirable community of SweetBay! This thoughtfully upgraded home boasts the charming Boat Builder elevation and offers 4 spacious bedrooms, 2.5 bathrooms, a dedicated office, and a detached 2-car garage.Step through the impressive glass front door and enjoy peaceful views of the nearby community pond. Inside, you'll

    Vianah Seamon Anchor Realty Florida

    3204 Airport Rd, Panama City, FL 32405
  • /14

    $265,000

    • 3 Beds
    • 2 Baths
    • 1,205 Sq Ft

    206 Acme Ln, Lynn Haven, FL 32444

    Welcome to this inviting 3-bedroom, 2-bathroom home in the heart of Lynn Haven. This residence offers a thoughtfully designed layout with a bright, functional kitchen featuring a stylish two-tone cabinet design, nice appliances, and a clean tile backsplash. Some of the appliances have been updated to stainless steel, though not shown in photos. The adjacent dining and living areas create a

    Wheeler Sauls Collective Salty Marlin Realty

    206 Acme Ln, Lynn Haven, FL 32444
  • /48

    $375,000

    • 3 Beds
    • 1 Bath
    • 1,328 Sq Ft

    143 N James Ave, Panama City, FL 32401

    Amazing development opportunity! Currently zoned as 1 large - almost an acre parcel (but can be reverted back to the original plat of 5 lots) in Central Bay County, minutes from the new Concrete plant (old Papermill) and the Shipyard! This beautiful land is adorned with huge mature oak trees and has endless possibilities. According to the building/planning department, you can tear down the

    Jessica Albritton Beachy Beach Real Estate

    143 N James Ave, Panama City, FL 32401
  • /25

    $375,000

    • 4 Beds
    • 2 Baths
    • 1,748 Sq Ft

    3334 10 Acre Rd, Panama City, FL 32405

    Built in 2018, this beautifully maintained 4 bedroom, 2 bathroom home offers just under 1800 sq ft of modern living with LVP flooring, new carpet in the primary bedroom and custom accent walls throughout. The open layout is filled with natural light, perfect for everyday comfort or entertaining.Enjoy a low maintenance yard, underground utilities and a convenient location close to schools,

    Miranda Barnes Beachy Beach Real Estate

    3334 10 Acre Rd, Panama City, FL 32405
  • /34

    $265,000 Open Sun 2PM - 5PM

    • 3 Beds
    • 2 Baths
    • 1,137 Sq Ft

    2019 E 7th Ct, Panama City, FL 32401

    With spring in the air and petals on ground, the perfect home buyer is sure to be found. Will that be you?Then, check out this tastefully NEW build and discover modern living in this 3-bedroom, 2-bathroom home located in the heart of Panama City. This thoughtfully designed property offers an open floor plan with 9ft ceilings, a 7ft Island/breakfast bar, energy-efficient features, and stylish

    Ramone Silvera Salty Marlin Realty LLC

    2019 E 7th Ct, Panama City, FL 32401
  • /68

    $659,000

    • 4 Beds
    • 2.5 Baths
    • 2,119 Sq Ft

    1009 N Discovery Loop, Panama City, FL 32405

    Watch the stunning sunsets of SweetBay from your front porch! The Avalon Plan with a wrap around porch has amazing views of the bay. 4 bedroom, 2 1/2 baths detached 3 car garage. Primary bedroom is located on the main level. Open living, dining and kitchen makes for comfortable living. Loft and 3 bedrooms on the second level with beautiful views from the loft and front bedroom. Covered lanai

    Kelly Moody SweetBay Realty

    1009 N Discovery Loop, Panama City, FL 32405
  • /72

    $1,149,000

    • 4 Beds
    • 2.5 Baths
    • 3,146 Sq Ft

    122 Dragon Cir, Panama City, FL 32408

    Experience exceptional living in this custom home located in the prestigious gated community of Bay Point. Perfectly positioned on the 11th hole of the renowned Nicklaus Golf Course, this meticulously maintained residence offers a rare blend of luxury, function, and privacy. Featuring 3 bedrooms, 2.5 bathrooms, and a dedicated office or study that can serve as a fourth bedroom, this home provides

    Zack Seltzer Seltzer Real Estate, LLC

    122 Dragon Cir, Panama City, FL 32408
  • /31

    $267,000

    • 2 Beds
    • 2.5 Baths
    • 1,420 Sq Ft

    4300 Bay Point Rd Unit 437, Panama City Beach, FL 32408

    Turnkey Investment Opportunity in Bay Point - Panama City BeachWelcome to Bay Point, one of Panama City Beach's most desirable gated communities—home to world-class golf, boating, dining, and relaxation. This 2-bedroom, 2.5-bath golf villa offers 1,420 square feet of comfortable living space just steps from the Bay Point Golf Club and a short stroll to the Point South Marina. Whether you're

    James Griffitts Think Real Estate

    4300 Bay Point Rd Unit 437, Panama City Beach, FL 32408
  • /60

    $514,900

    • 5 Beds
    • 2.5 Baths
    • 2,585 Sq Ft

    1310 Vermont Ave, Lynn Haven, FL 32444

    Call for details of seller's VA ASSUMABLE MORTGAGE! Welcome to this beautiful 5 bedroom, 2.5-bath home with private office, saltwater pool, ideally situated on a generous corner lot in the desirable community of Lynn Haven! This spacious home features numerous updates, including a new roof (2019), new HVAC system (2020), recessed lighting, new flooring, and fresh paint throughout. Additional

    Michele Morros Keller Williams Success Realty

    1310 Vermont Ave, Lynn Haven, FL 32444
  • /39

    $310,000

    • 4 Beds
    • 2 Baths
    • 1,312 Sq Ft

    2527 E 37th Plaza, Panama City, FL 32405

    This remodeled home has all the updates! You will be impressed by the spacious kitchen with white quartz countertops and modern tile backsplash, SS appliances and kitchen island in the open floor plan. The living room boasts a vaulted ceiling that adds to the roomy feeling! Split bedrooms with a tiled standup shower in the Master Suite and an updated hall bath with tub/shower combo for the other

    Rhonda Lewis Coldwell Banker Realty

    2527 E 37th Plaza, Panama City, FL 32405
  • /17

    $275,000

    • 3 Beds
    • 2 Baths
    • 1,498 Sq Ft

    4026 Napoli Rd, Panama City, FL 32405

    Great home in a great location! This home feels much larger than it is and is great for entertaining! The large privacy fenced yard with an oversized storage shed is perfect for all your toys, pets, tools and whatever else you may have! When you walk through the entryway, you are met with an open living/dining area that could be configured in multiple different ways to accommodate just about

    Ashley Dunnigan Coastal Choice Realty LLC

    4026 Napoli Rd, Panama City, FL 32405
  • /30

    $799,000

    • 3 Beds
    • 3.5 Baths
    • 2,678 Sq Ft

    5303 Hopetown Ln, Panama City, FL 32408

    Absolutely gorgeous home, in the much sought after gated beach community of Martinique. This unique and stunning home is one that you must see. From the moment you step inside, you will love the bright and airy feel of this home. The kitchen features top of the line stainless steel appliances and is open to the oversized living room area. The high ceilings have the added detail of custom-made

    Don Janovyak Emerald Coast Realty Group

    5303 Hopetown Ln, Panama City, FL 32408
  • /7

    $325,000

    • Land
    • 3.30 Acres
    • $98,485 per Acre

    1137 1/2 E 15th St, Panama City, FL 32405

    3.3 acres of light industrial vacant land on E 15th St . Approximately 125ft of road frontage. Great location for New Business lots of traffic ..

    Antonio Bellamy Beachy Beach Real Estate

    1137 1/2 E 15th St, Panama City, FL 32405

Showing Results 121 - 160, Page 4 of 18

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