Homes for Sale near Central High School

• 

  

  

  /36

  $254,000

  • 2 Beds
  • 2 Baths
  • 860 Sq Ft

  316 Cherry St Unit 36, Panama City, FL 32401

  Welcome to Bay Club Condos, a hidden gem located on the scenic shores of historic St. Andrews Bay. This very well-maintained 2-bedroom, 2-bath corner unit offers a rare combination of comfort, convenience, and coastal charm. Inside, you'll find new luxury vinyl plank flooring throughout, a new AC unit, and recent upgrades including a new disposal, hot water heater, washer, and dryer ensuring

  Rusty Russell Anchor Realty Florida

  316 Cherry St Unit 36, Panama City, FL 32401
• 

  

  

  /11

  $167,900

  • 2 Beds
  • 1.5 Baths
  • 936 Sq Ft

  3742 E 9th St, Panama City, FL 32401

  NO HOA FEES, Affordable 2 bed , 1.5 bath with fenced back yard. The first floor offers Livingroom/dining area and half bath, kitchen with breakfast bar. Sliding doors off the dining area access the covered back porch, laundry room and fenced back yard. 2nd floor you have 2 nice size bedrooms and full bath. Call today to schedule an appointment for showing.

  Donna Stokes Top Producers Real Estate Group

  3742 E 9th St, Panama City, FL 32401
• 

  

  

  /28

  $455,000

  • 4 Beds
  • 3 Baths
  • 2,665 Sq Ft

  2609 Briarcliff Rd, Panama City, FL 32405

  You do not want to miss this one! A spacious 4 Bedroom, 3 bath home, with a cozy den and fireplace. A great back yard space for family get togethers complete with pool and fire pit. Very spacious 2 car garage. Exterior and interior freshly painted! A perfect home for a growing family! Seller has meticulously cared for this home!! All dimensions are provided by seller and are approximate, please

  Wanda Pitts Keller Williams Realty Emerald

  2609 Briarcliff Rd, Panama City, FL 32405
• 

  

  

  /46

  $258,200

  • 3 Beds
  • 2 Baths
  • 1,558 Sq Ft

  1720 Sherman Ave, Panama City, FL 32405

  Price reduced!! Must Sell! Charming single story split bedroom Florida cottage located in central area of Panama City. This 3 bedroom, 2 bath home provides 1558 sq ft of generous space to move about. The Living room area is very spacious and features wood burning fireplace. The Executive Kitchen is equipped with gas range and refrigerator. Just off the kitchen is large 11x14 dining area. Foyer

  Laird Hitchcock Hitchcock Real Estate LLC

  1720 Sherman Ave, Panama City, FL 32405
• 

  

  

  /28

  $269,900

  • 3 Beds
  • 2 Baths
  • 1,577 Sq Ft

  1236 Amherst Rd, Panama City, FL 32405

  Well maintained brick home in a convenient, central Panama City location - close to schools, shopping, parks, Tyndall AFB, and the beach. Step inside to a spacious living area featuring luxury vinyl plank flooring throughout for style and easy care. The fully equipped kitchen offers ample cabinet space and a breakfast bar that opens to the dining area, creating a comfortable flow for everyday

  Steve Butler ERA Neubauer Real Estate, Inc

  1236 Amherst Rd, Panama City, FL 32405
• 

  

  /13

  $50,000

  • Land
  • 0.26 Acre
  • $192,308 per Acre

  700 Joan Ln, Panama City, FL 32404

  Discover the perfect setting for your home on this beautiful lakefront lot, ideally situated at the end of a peaceful cul-de-sac. Offering over a quarter acre of land, this spacious homesite provides water views and a serene atmosphere. Enjoy lakeside living while remaining conveniently close to local amenities, schools, and shopping. With ample space to design and build, this lot is a rare

  Steve Butler ERA Neubauer Real Estate, Inc

  700 Joan Ln, Panama City, FL 32404
• 

  

  /38

  $445,000

  • 3 Beds
  • 2 Baths
  • 1,503 Sq Ft

  4314 Legend Place Unit 18, Panama City, FL 32408

  Welcome to the neighborhood of your dreams! Step inside this beautiful Legend Place home to an open-concept living room and kitchen featuring high ceilings and a bright, airy layout. The split-bedroom floor plan provides privacy and functionality, ideal for families or guests. It's the perfect blend of traditional with modern touches. There is a covered patio with a small fenced back yard area.

  Andrea Green Sims Resort Realty, Inc

  4314 Legend Place Unit 18, Panama City, FL 32408
• 

  

  /6

  $79,950

  • Land
  • 0.14 Acre
  • $571,071 per Acre

  510 Satsuma Ave, Panama City, FL 32401

  Prime vacant lot at 510 Satsuma Ave in Panama City, just steps from Watson Bayou Marina and minutes to historic downtown. Enjoy boating, dining, and local shops nearby with quick access to St. Andrews Bay and the Gulf. Perfect for building your dream home or investment property in a growing waterfront community.

  The Warren Group Christies International Real Estate Emerald Coast

  510 Satsuma Ave, Panama City, FL 32401
• 

  

  /28

  $325,000

  • 1 Bed
  • 2 Baths
  • 900 Sq Ft

  4726 Bay Point Rd Unit 4127, Panama City Beach, FL 32408

  Bay Point Harbour Villa ground floor waterfront condo. The freshly finished paver lanai offers the perfect outdoor area to sit and boat watch at the Point South marina. This 1 bedroom, 2 bath, plus bunk room is in turnkey condition. Tile floors throughout with updated granite counter tops. Harbour Villas has replaced all the windows, doors, and roof and has the lowest Hoa fees of any condo. Bay

  Cherie Alexander Counts Real Estate Group Inc

  4726 Bay Point Rd Unit 4127, Panama City Beach, FL 32408
• 

  

  /3

  $49,999

  • Land
  • 0.24 Acre
  • $208,329 per Acre

  1613 E 7th St, Panama City, FL 32401

  Discover the perfect canvas for your next dream home or investment build! Welcome to 1613 E 7th Street a spacious 10,454 Sq Ft (approx. 0.24 acre) corner lot, ideally positioned for maximum visibility and easy access. This builder-ready vacant residential lot comes fully equipped with city utilities already in place, including water, sewer, and electric — a major advantage that streamlines your

  Glen Gould EXP Realty LLC

  1613 E 7th St, Panama City, FL 32401
• 

  

  /25

  $349,500

  • Land
  • 0.04 Acre
  • $8,737,500 per Acre

  374 Red Snapper Ln, Panama City Beach, FL 32408

  Incredible Opportunity to Own a Water View Lot in Highly Sought-After Venture Out! This beautiful lot offers breathtaking water views and is the perfect spot to build your dream home or bring your RV. Wake up to stunning sunrises and unwind with unforgettable sunsets—all from your own piece of paradise.Ideally located within the resort, you'll enjoy close proximity to top amenities including

  David & Kelli Sims Sims Resort Realty, Inc

  374 Red Snapper Ln, Panama City Beach, FL 32408
• 

  

  /37

  $499,999

  • 2 Beds
  • 2 Baths
  • 1,458 Sq Ft

  4100 Marriott Dr Unit 609, Panama City, FL 32408

  The View. The Lifestyle. The Luxury. It's all here at Unit 609, Reflections at Bay Point. Welcome to your 6th-floor coastal retreat at Reflections at Bay Point — where breathtaking views meet modern elegance. This beautifully renovated 2-bedroom, 2-bath residence has been thoughtfully upgraded to create a seamless blend of comfort and sophistication. Step inside and experience luxury vinyl plank

  Chris Sause Berkshire Hathaway HomeServices PenFed

  4100 Marriott Dr Unit 609, Panama City, FL 32408
• 

  

  /28

  $295,000

  • Land
  • 0.04 Acre
  • $7,375,000 per Acre

  207 Squid Ln, Panama City Beach, FL 32408

  Don't miss your chance to own a premium lot in the highly sought-after Venture Out community! Whether you're ready to build your dream beach home or looking for the perfect spot to park your RV or boat, this lot offers exceptional flexibility and value.Located on a quiet street and adjacent to common area, this property provides additional privacy and outdoor space—ideal for relaxing or

  David & Kelli Sims Sims Resort Realty, Inc

  207 Squid Ln, Panama City Beach, FL 32408
• 

  

  /8

  $344,850

  • 3 Beds
  • 2 Baths
  • 1,555 Sq Ft

  343 S Palo Alto Ave, Panama City, FL 32401

  ***ATTENTION INVESTORS*** Income producing property rented for $30K yearly until 12/31/2026*** Huge, and elegant white bricks, and concrete blocks 3 bedrooms / 2 baths house. One of the biggest houses in The Cove neighborhood. * Centrally located within walking distance to Cherry, Jinks, and Bay Schools, and short drive to Tyndall AFB, as well as downtown * 4 Parking spaces, and great patio area

  Milton Vergara Red Real Estate Associates, LL

  343 S Palo Alto Ave, Panama City, FL 32401
• 

  

  /5

  $79,000

  • Land
  • 0.26 Acre
  • $303,846 per Acre

  1203 Colorado Ave, Lynn Haven, FL 32444

  This large 75x150 lot is conveniently located in the heart of Lynn Haven. Build your dream home and be conveniently located just minutes from the beautiful parks, boat launch, schools, and all of the shops and restaurants in Lynn Haven. This lot was just completely cleared and is ready to build! 1205 Colorado Ave is also negotiable to sell. Please drive by today!

  Tracey Coker Counts Real Estate Group Inc

  1203 Colorado Ave, Lynn Haven, FL 32444
• 

  

  /70

  $344,000

  • 3 Beds
  • 2 Baths
  • 1,350 Sq Ft

  2100 W Beach Dr Unit N101, Panama City, FL 32401

  Rare opportunity for a ground floor 3 bedroom condominium, with desirable corner location and close access to the water...and even water views from inside your condo! Welcome to Landmark on St. Andrews Bay, where you can enjoy the ultimate Florida lifestyle! This single story 3-bedroom, 2-bathroom condo has been meticulously maintained and welcomes you with an open floor plan and soothing coastal

  Michele Morros Keller Williams Success Realty

  2100 W Beach Dr Unit N101, Panama City, FL 32401
• 

  

  /40

  $549,900

  • 4 Beds
  • 2.5 Baths
  • 2,390 Sq Ft

  2412 Grandiflora Blvd, Panama City, FL 32408

  Welcome to Magnolia Bay Club, A popular gated waterfront community on St Andrews Bay in Upper Grand Lagoon. This rare 4 bedroom, 2.5 bath home is the largest floor plan in this community and features beautiful hardwood floors, tile, crown molding, a large living room with a cozy fireplace and custom plantation shutters. There is a large formal dining room that could also be used for an additional

  Tina Rowe Rowe Realty Group LLC

  2412 Grandiflora Blvd, Panama City, FL 32408
• 

  

  /22

  $249,995

  • 1 Bed
  • 1 Bath
  • 980 Sq Ft

  3600 Thomas Dr Unit D302, Panama City, FL 32408

  ***BEST PRICED(AS OF LIST DATE) 1 BEDROOM (WITH LOFT) 1 BATHROOM, REMODELED WATERFRONT VIEW CONDO THAT IS WALKING DISTANCE TO THE BEACH IN THE HIGHLY DESIRABLE TREASURE COVE COMPLEX!!!*** As an added bonus the seller is open to a waterfront condo or waterfront lot trade!! This beautiful unit boast breathtaking waterfront views and is less than a 5 minute boat ride to the open gulf. Seller has

  Mario Gobel RE/MAX SELECT Partners

  3600 Thomas Dr Unit D302, Panama City, FL 32408
• 

  

  /23

  $339,900

  • 3 Beds
  • 2 Baths
  • 1,126 Sq Ft

  6308 Causeway Rd, Panama City, FL 32408

  NO HOA! Discover this beautifully remodeled three bedroom, two-bath home in the heart of Panama City Beach. Every detail has been thoughtfully updated-new roof, new HVAC, new hot water heater, new windows with all new blinds, new interior doors, trim and fresh paint.The features new ceramic tile flooring throughout, giving it a bright, modern feel. New laundry room. Enjoy a spacious sunroom

  Jo Cochran Anchor Realty Florida

  6308 Causeway Rd, Panama City, FL 32408
• 

  

  /3

  $19,000

  • Land
  • 0.4 Acre
  • $47,500 per Acre

  0 Bayou Ave Unit 780330, P C Beach, FL 32401

  Owner Financing available! Build your dream home on this cleared lot in Panama City, FL! Located on a quiet street, this lot offers privacy while still being close to everything. A great opportunity to create the perfect home in a peaceful setting. Don't miss out on this ready-to-build lot! Bring your builder and ideas and make this your dream home.

  Moe Mossa Savvy Avenue LLC

  0 Bayou Ave Unit 780330, P C Beach, FL 32401
• 

  

  /7

  $39,999

  • Land
  • 0 Acre

  2604 Willow Brook Dr, Panama City, FL 32404

  So much potential with this cleared building lot is ready for builders, investors and homeowners, lot is situated at the end of a quiet cul-de-sac with a mature shade tree. Property is just a short driving distance to shopping, entertainment, hospitals, doctors, schools, public boat ramps. All ages, sizes including sq. ft. are approximate measure important. GO SHOW!

  Phyllis Brookins CENTURY 21 Commander Realty

  2604 Willow Brook Dr, Panama City, FL 32404
• 

  

  /14

  $239,900

  • 3 Beds
  • 2 Baths
  • 975 Sq Ft

  2114 Deluna Ave, Panama City, FL 32405

  *PRICE REDUCTION $10K!!* Cozy 3 bedroom/2 bath home near FSU/Gulf Coast State College and ''The World's Most Beautiful Beaches!!''. Home is located in a quiet neighborhood near shopping and a short drive to the beach. Freshly painted interior. This home features a large, fenced backyard. Refrigerator, stove, and hot water heater 2017. All appliances are electric. Newer roof. Tile floors

  Ryan Powell Keller Williams Success Realty

  2114 Deluna Ave, Panama City, FL 32405
• 

  

  /21

  $360,000

  • 3 Beds
  • 2 Baths
  • 1,288 Sq Ft

  6523 Sunrise Dr, Panama City Beach, FL 32407

  Welcome to your waterfront getaway! This beautiful Panama City Beach home sits right on the canal—perfect for boating and soaking up coastal living at its best. Bring your boat and enjoy direct access to the water from your own backyard.Inside, you'll find a bright, inviting space that's both comfortable and stylish—ideal as a full-time residence, vacation home, or investment property.

  Karla Alexander Coldwell Banker Realty

  6523 Sunrise Dr, Panama City Beach, FL 32407
• 

  

  /26

  $229,000

  • 2 Beds
  • 2.5 Baths
  • 1,260 Sq Ft

  1008 Wildwood Rd, Panama City Beach, FL 32407

  Beautifully maintained 2-bedroom, 2.5-bath townhome located in the highly desirable Harbour Towne community, perfectly positioned on the picturesque lake! Enjoy the best of both worlds with a prime location just off Highway 98 and Thomas Drive—conveniently close to the beach and town, shopping, dining, entertainment and everything Panama City Beach has to offer. This home features a new A/C

  Maxim Sedov Keller Williams Success Realty

  1008 Wildwood Rd, Panama City Beach, FL 32407
• 

  

  /5

  $120,000

  • Land
  • 0.17 Acre
  • $705,882 per Acre

  3910 Magnolia Bluff Ln, Upper Grand Lagoon, FL 32408

  Welcome to Sanctuary Beach, a gated community on Panama City Beach. This is a nice lot in a much sought after community, minutes from golfing, boating, Pier Park and of course the beaches! community features a swimming pool, very quiet and quaint, perfect for a family or just your dream home. call today to view this wonderful lot and build your home!

  Bubba McCants EXP Realty LLC

  3910 Magnolia Bluff Ln, Upper Grand Lagoon, FL 32408
• 

  

  /55

  $428,000

  • 4 Beds
  • 3 Baths
  • 2,563 Sq Ft

  768 S Longwood Cir, Panama City, FL 32405

  Nestled in Panama City's Forest Park area, this 4-bed, 3-bath home is perfect for gatherings and entertaining. The sparkling pool and spacious backyard create an ideal setting for barbecues and relaxation. Inside, a cozy family room with brick fireplace, a kitchen flowing into the breakfast nook, and a versatile office with built-in library and desks - great for work or studies - offer ample

  Ralph Harvey ListWithFreedom.com Inc.

  768 S Longwood Cir, Panama City, FL 32405
• 

  

  /11

  $130,000

  • Land
  • 0.42 Acre
  • $309,524 per Acre

  1526 Fortune Ave, Panama City, FL 32405

  Currently Zoned GC-2 and Property has a development plan! water and sewer available. This unique property spans from Fortune Avenue to Friendship Avenue, offering frontage on both streets. Currently zoned General Commercial, the lot may also be rezoned for residential use. If converted to residential, the property could be split into two separate lots, each suitable for building a single-family

  Zacarias Sanchez Think Real Estate

  1526 Fortune Ave, Panama City, FL 32405
• 

  

  /17

  $255,000

  • 1 Bed
  • 1 Bath
  • 935 Sq Ft

  4726 Bay Point Rd Unit F250, Panama City Beach, FL 32408

  Bay Point Harbour Villa 1 Bedroom with LOW condo dues. These unit can be used as short term rentals. Located between the Nicholas Golf Course and Point South Marina. This unit is sold furnished in rental ready condition

  Cherie Alexander Counts Real Estate Group Inc

  4726 Bay Point Rd Unit F250, Panama City Beach, FL 32408
• 

  

  /28

  $189,000

  • 3 Beds
  • 2 Baths
  • 1,040 Sq Ft

  2712 Oak Hammock Dr, Panama City, FL 32401

  Price Reduction,Great starter home or rental. Very nice duplex single unit, Very clean and well maintained. Appliances are in very good condition..Nice quiet neighborhood, centrally located. This would be great for first time buyers or for the investor. it has been used as a rental in the past and produced excellent rental results.

  James Murphy RE/MAX SELECT Partners

  2712 Oak Hammock Dr, Panama City, FL 32401
• 

  

  /5

  $1,650,000

  • Land
  • 9.2 Acres
  • $179,348 per Acre

  0 Northside Dr, Panama City, FL 32405

  Great Commercial development opportunity. This premier location is zoned GC-2. The parcel is 9.08 acres with 830' of road frontage on west 19th Street and 480' on Northside Drive. The ENVIRONMENTAL RESOURCE PERMIT has been issued (FDEP No. 0278696-010-EM/03), which means the site is design ready with Stormwater Engineering and Wetland Delineation completed. The convenient location and zoning make

  Andy Gonsalves Counts Real Estate Group Inc

  0 Northside Dr, Panama City, FL 32405
• 

  

  /42

  $260,000

  • 1 Bed
  • 1 Bath
  • 980 Sq Ft

  3600 Thomas Dr Unit D307, Panama City, FL 32408

  Enjoy waterfront living in this 1BR/1BA condo with a spacious loft, perfectly positioned on the lagoon with direct access to the Gulf of Mexico. Residents have access to a dock where you can park your boat, plus on-site boat storage for owners. This prime location puts you walking distance to the beach, popular restaurants, and nightlife, directly across the street from the marina that offers

  Clint Furney Anchor Realty Florida

  3600 Thomas Dr Unit D307, Panama City, FL 32408
• 

  

  /34

  $415,000

  • 2 Beds
  • 2 Baths
  • 1,447 Sq Ft

  6500 Bridge Water Way Unit 702, Panama City Beach, FL 32407

  A Boater's Dream with Gulf Access! Welcome to Hibiscus By The Bay, an exclusive gated waterfront community tucked away on a 10-acre peninsula along St. Andrew's Bay with a private marina and direct access to the Gulf. This beautifully updated 2BR/2BA condo is being offered fully furnished and turnkey, making it the perfect coastal retreat or full-time residence. Enjoy panoramic bay views from the

  Victoria Gillman Gillman Group Realty

  6500 Bridge Water Way Unit 702, Panama City Beach, FL 32407
• 

  /2

  $24,900

  • Land
  • 0.13 Acre
  • $191,538 per Acre

  3616 E 2nd Ct, Panama City, FL 32401

  OWNER FINANCING AVAILABLE. $4,900 down, loan for $20,000 at 6% interest. Interest-Only Payments of $100/mo. Larger lot at the end of 2nd Ct. According to Bay County, it has Water to this lot and Gravity Sewer as well.

  Gabriel Stephani Pineapple Properties

  3616 E 2nd Ct, Panama City, FL 32401
• 

  

  /5

  $19,999

  • Land
  • 0.2 Acre
  • $99,995 per Acre

  0 Bayou Ave Unit 779848, P C Beach, FL 32401

  Welcome to Grove Heights Subdivision - an extraordinary opportunity to imagine a lot of limitless possibilities. This lot is zoned MU, not in a flood zone, meaning multi-use is allowed, anything from a Single-Family stick build, a new manufactured home or even a duplex. All options present a new foundation for you, or an income generating solution!

  Jacob Hutchins CENTURY 21 Commander Realty

  0 Bayou Ave Unit 779848, P C Beach, FL 32401
• 

  

  /5

  $1,650,000

  • Land
  • 9.08 Acres
  • $181,718 per Acre

  1900 Northside Dr, Panama City, FL 32405

  Great Commercial development opportunity. This premier location is zoned GC-2. The parcel is 9.08 acres with 830' of road frontage on west 19th Street and 480' on Northside Drive. The ENVIRONMENTAL RESOURCE PERMIT has been issued (FDEP No. 0278696-010-EM/03), which means the site is design ready with Stormwater Engineering and Wetland Delineation completed. The convenient location and zoning make

  Andy Gonsalves Counts Real Estate Group Inc

  1900 Northside Dr, Panama City, FL 32405
• 

  

  /5

  $351,000

  • Land
  • 1.65 Acres
  • $212,727 per Acre

  1200 W 19th St, Panama City, FL 32405

  Lot #1. Great Commercial development opportunity. This premier location is zoned GC-2. The lot is 1.65 acres with 150' of road frontage on west 19th Street and 480' deep. The ENVIRONMENTAL RESOURCE PERMIT has been issued (FDEP No. 0278696-010-EM/03), which means the site is design ready with Stormwater Engineering and Wetland Delineation completed.The seller will consider Owner Financing with

  Andy Gonsalves Counts Real Estate Group Inc

  1200 W 19th St, Panama City, FL 32405
• 

  

  /5

  $129,900

  • Land
  • 0.3 Acre
  • $433,000 per Acre

  2213 Hwy 231, Panama City, FL 32405

  Prime Commercial Property - Welcome to 2213 HWY 231. This property offers an incredible opportunity for your small business, or whatever you choose to place! This property is Zoned C-3A, General Commercial Low, allowing C-1 and C-2 uses as well, providing you the peace of mind to open your horizons of exploring ideas! Everything from Retail, Warehousing, Waste Management, Enterprise, Educational

  Jacob Hutchins CENTURY 21 Commander Realty

  2213 Hwy 231, Panama City, FL 32405
• 

  

  /48

  $705,000

  • 4 Beds
  • 3 Baths
  • 3,000 Sq Ft

  1305 Kristanna Dr, Panama City, FL 32405

  **Luxury Living in Candlewick: A Prestigious Retreat Near the Water** Discover unmatched elegance in the esteemed Candlewick subdivision, where this newly constructed residence merges luxury with serenity, perfect for those seeking a high-end second home in Florida or a permanent abode. Just a short stroll from the water, this home boasts 4 stunning bedrooms, 3 opulent bathrooms, and two

  Sandra Greene Sandy's Properties Inc

  1305 Kristanna Dr, Panama City, FL 32405
• 

  

  /52

  $689,000

  • 3 Beds
  • 3 Baths
  • 2,836 Sq Ft

  1015 Barracuda Dr, Panama City, FL 32408

  Stately Bay Point pool home with screened lanai on quiet cul-de-sac! 2,800 + sq. ft. with side entry garage and golf cart parking as well as circular driveway and Generac Generator! Totally remodeled and updated including kitchen and all baths! This spacious home offers lots of storage and natural light with an open floorplan. Beautifully updated kitchen with granite/stainless/coffee bar, double

  Cheryl Wright Coldwell Banker Realty

  1015 Barracuda Dr, Panama City, FL 32408
• 

  

  /43

  $469,900

  • 3 Beds
  • 2.5 Baths
  • 1,846 Sq Ft

  3533 Cottage Cove Ln, Panama City, FL 32408

  Welcome to 3533 Cottage Cove Lane located in tranquil Sanctuary Beach. This home is a resale. This floor plan features two stories with three bedrooms and two and a half bathrooms. The exterior of this home features a covered front porch on the main level and a covered balcony off the primary bedroom on the second level. The kitchen is open to the dining and living areas and features a peninsula

  Pamela Hawkins DR Horton Realty of Emerald Coast, LLC

  3533 Cottage Cove Ln, Panama City, FL 32408

Showing Results 601 - 640, Page 16 of 18