Panama City, FL Homes for Rent

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  Starting at $1,449 Per Month

  • 1 - 3 Beds

  198 Mill Bayou Rd, Panama City, FL 32404

  Welcome to your future luxury home in a brand new Arbor Properties apartment community in Lynn Haven, Florida! Our prime location places you near Highways 390 and 231, making your possibilities endless for work, school, entertainment, and dining. We're only 14 miles away from Tyndall Air Force Base and only 13 miles from the Naval Support Activity. Take in some nature around Lynn Haven Bayou Park

  Arbor Crossing at Mill Bayou

  

  198 Mill Bayou Rd, Panama City, FL 32404
• Explore Panama City

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  $3,250 Per Month

  • 4 Beds
  • 2.5 Baths
  • 2,255 Sq Ft
  • House for Rent

  3541 Sanctuary Dr, Panama City, FL 32408

  FOR LEASE: Stunning 2-story luxury home in Sanctuary Beach gated community in Panama City! 4BR/2.5 BA, 2,255 sq. ft. Minutes from beaches at St. Andrews Park, golf, tennis & marinas blocks away, and steps to community pool. This home features hardwood floors throughout, 10-ft. ceilings/8 ft. doors, and abundant natural light. Gourmet kitchen with white-quartz island, Verona Italian gas range &

  

  George Dusoe

  Millenia Realty of Florida

  3541 Sanctuary Dr, Panama City, FL 32408
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  Starting at $1,608

  Total Monthly Price

  • 1 - 3 Beds

  2002 Wilson Ave, Panama City, FL 32405

  Our brand-new community offers an unparalleled blend of comfort and sophistication. Immerse yourself in a world of indulgence with meticulously designed interiors, upscale amenities, and the perfect balance between city life and coastal relaxation. Whether you're unwinding in our resort-style pool, staying active in our state-of-the-art fitness center, or entertaining guests in our elegant

  The Kelly at 23rd Luxury Apartments

  

  2002 Wilson Ave, Panama City, FL 32405
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  $3,500 Per Month

  • 1,800 Sq Ft
  • Property for Rent

  5045 E Highway 98, Panama City, FL 32404

  Welcome to this one-of-a-kind custom property with superb craftsmanship and luxury materials, along with unique details you have to see to believe. Classic style with brick dual sided fireplace, newly refinished wood floors, high ceilings, and modern amenities. Amazing location with easy access to main highways, high traffic, and close proximity to Tyndall Air Force Base. Spacious living and open

  

  Dennis Nelson

  Keller Williams Success Realty

  5045 E Highway 98, Panama City, FL 32404
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  Starting at $1,410 Per Month

  • 1 - 3 Beds

  4201 E Highway 390, Panama City, FL 32404

  Arbor Landing Mill Bayou is a luxurious community in the heart of Panama City and Lynn Haven, Florida. Our prime location will place you near Highway 231, providing quick and easy commutes to Panama City's beautiful beaches, Tyndall Air Force Base and HCA Hospital! Let us be your gateway to fun and excitement.Arbor Landing Mill Bayou offers modern one, two, and three bedroom apartment

  Arbor Landing Mill Bayou

  

  4201 E Highway 390, Panama City, FL 32404
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  $950 Per Month

  • 2 Beds
  • 1 Bath
  • 1,083 Sq Ft
  • Apartment for Rent

  2175 Frankford Ave Unit C101, Panama City, FL 32405

  Beautiful 2 Bed 2 Bath 1083 Square Ft. Unit. Spacious and Affordable! Minutes away from Historic St. Andrews!Emergency Maintenance Available

  

  Bridgett Hall-Cotton

  A List Beach Realty LLC

  2175 Frankford Ave Unit C101, Panama City, FL 32405
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  Starting at $1,224 Per Month

  • 1 - 3 Beds

  3625 Frankford Ave, Panama City, FL 32405

  Welcome to Exchange at North Bay! Experience the epitome of apartment living in the heart of Panama City, conveniently situated at 3625 Frankfort Road, Panama City, Florida 32405. Immerse yourself in a world of premier shopping, dining, and access to top-rated schools—all within moments of your doorstep. Exchange at North Bay Apartments stands out in the crowd by redefining luxury living. We

  Exchange at North Bay

  

  3625 Frankford Ave, Panama City, FL 32405
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  $2,250 Per Month

  • 4 Beds
  • 2 Baths
  • 1,867 Sq Ft
  • House for Rent

  212 Allie Way, Panama City, FL 32404

  Great 1 owner Cali floor plan. Ready for renters. Pond view in Bridge Harbor! Super close to Tyndall Air force Base. Enjoy the great community pool and sidewalks throughout! Move in August 1st! Pets allowed please include details in application. 4 bedroom home with 2 bathrooms. Great floor plan! The Living room is a great size and opens up to the kitchen. The master bedroom has a soaking tub and

  

  Samantha Tuno Holden

  Sunspot Realty, LLC

  212 Allie Way, Panama City, FL 32404
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  Starting at $1,500 Per Month

  • 1 - 3 Beds

  8604 Whelch Dr, Panama City, FL 32408

  EMERALD PARK LEASING NOW - apply today on our website or visit us onsite. Welcome to Emerald Park, a new ultra-luxury apartment community in Panama City Beach, FL. Nestled between the beach and downtown, Emerald Park offers the pinnacle of coastal living in the Florida Panhandle. This boutique community offers spacious floorplans all with remarkable finishes. Emerald Park also features

  Emerald Park

  

  8604 Whelch Dr, Panama City, FL 32408
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  Starting at $1,395 Per Month

  • 2 Beds

  723 W 19th St, Panama City, FL 32405

  Pointe Grand Panama City proudly presents two-bedroom apartments offering 1,170 square feet of open living space. These apartments feature upscale interior amenities, including wood-inspired flooring, quartz countertops, stainless steel appliances, oversized kitchen islands, LED lighting, and keyless entry. Residents also enjoy community amenities such as a 24-hour fitness center, a resort-style

  Pointe Grand Panama City

  723 W 19th St, Panama City, FL 32405
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  Starting at $1,359

  Total Monthly Price

  • 1 - 3 Beds

  3900 Arbor Trace Dr, Lynn Haven, FL 32444

  Arbor Trace Apartments offers unmatched luxury living which will make coming home the best part of your day. We are located in Lynn Haven, one of Bay counties most desirable communities. Living at Arbor Trace you'll be minutes away from Panama City Beach, family friendly fun at Leslie Porter Park and unforgettable sunsets at A.L. Kinsaul Park. Our community is convenient to Tyndall Air Force

  Arbor Trace Apartment Homes

  

  3900 Arbor Trace Dr, Lynn Haven, FL 32444
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  Starting at $1,309 Per Month

  • 1 - 3 Beds

  2870 Harrison Ave, Panama City, FL 32405

  Make Eagles Landing your new home. Our community is conveniently located a few miles from the Gulf Beaches, the Panama City Marina and 15 to 20 minutes from Tyndall Air Force Base and HCA hospital. Enjoy shopping at Per Park and local dining. We love our furry residents at Eagles Landing offering a pet park and pet washing station. You'll also enjoy our resort style pool with sun shelves and

  Eagles Landing Luxury Apartment Homes

  

  2870 Harrison Ave, Panama City, FL 32405
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  Starting at $1,290 Per Month

  • 1 - 2 Beds

  2204 Thomas Dr, Panama City, FL 32408

  Step off the beach and walk into your new home at Exchange at the Beach where our one and two bedrooms offer the height of luxury living in Panama City Beach, Florida. Our pet-friendly community seamlessly blends the contemporary amenities you need for a successful day with high-end perks you desire. Located in Upper Grand Lagoon, near Race City, be close to everything you need. Embrace

  Exchange at the Beach

  

  2204 Thomas Dr, Panama City, FL 32408
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  Starting at $1,349 Per Month

  • 1 - 3 Beds

  3502 N Jenks Ave, Panama City, FL 32405

  Offering spacious 1, 2 and 3 bedroom apartment homes, Waterstone at Jenks is a premier luxury community nestled in the heart of Panama City, just minutes away from Panama City Beach. Situated on Jenks Avenue just North of 23rd Street and blocks away from Lynn Haven you can experience the best shopping, dining, and social atmospheres that Bay County has to offer. Each home includes a full

  Waterstone at Jenks

  

  3502 N Jenks Ave, Panama City, FL 32405
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  Starting at $1,489 Per Month

  • 1 - 3 Beds

  3100 Sweetbay Ave, Panama City, FL 32405

  Nestled in a thriving and scenic community, The Residences at SweetBay redefine what it means to live well. More than just a place to call home, SweetBay offers a lifestyle where luxury meets convenience, and neighbors become friends. From beautifully designed living spaces to exclusive amenities like resort-style pools, fitness centers, and lush green spaces, SweetBay creates the perfect balance

  Residences at SweetBay

  

  3100 Sweetbay Ave, Panama City, FL 32405
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  Starting at $1,329 Per Month

  • 1 - 3 Beds

  2950 Harrison Ave, Panama City, FL 32405

  Welcome to your new home at The Enclave in Panama City, Florida. Our ideal location places you just minutes from Gulf beaches, Pier Park shopping and great local restaurants. With easy access to major thoroughfares, State Highway 77 and 231, The Enclave is an easy drive to Tyndall Air Force Base and HCA Hospital. The Enclave offers spacious floor plans with one, two, and three bedroom

  The Enclave

  

  2950 Harrison Ave, Panama City, FL 32405
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  Starting at $1,199 Per Month

  • 1 - 3 Beds

  4141 E 15th St, Panama City, FL 32404

  Step into sophisticated, upgraded living at Westshore Palms! Our apartments in Panama City blend modern finishes with an unbeatable location near the bay. Enjoy access to upscale amenities and a walkable community that puts local shops, dining, and scenic coastal spots right at your doorstep. With thoughtful design and a connected address, this is where modern living truly begins.Westshore

  Westshore Palms

  

  4141 E 15th St, Panama City, FL 32404
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  Starting at $1,037 Per Month

  • 1 - 3 Beds

  1914 Frankford Ave, Panama City, FL 32405

  Welcoming Affordable Living in Panama City. Choose from a selection of one, two, and three-bedroom residences designed for comfortable everyday living. Andrews Place offers spacious layouts with bright interiors and practical features that make home feel easy and inviting. Each apartment is thoughtfully designed to provide a warm, functional atmosphere with the space you need to live, relax, and

  Andrews Place Apartments

  

  1914 Frankford Ave, Panama City, FL 32405
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  Starting at $1,291 Per Month

  • 1 - 3 Beds

  4800 N Star Ave, Panama City, FL 32404

  Welcome Home to North Bay Landing, the premier luxury apartment community located in the picturesque town of Panama City, FL! Our prime location provides easy access to Highway 390 and 231, perfectly convenient for work, school, entertainment, and dining. We’re located just 14 miles from Tyndall Air Force Base, making our community an ideal home for military personnel and their families! Plus,

  North Bay Landings

  

  4800 N Star Ave, Panama City, FL 32404
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  Starting at $1,600 Per Month

  • 2 - 3 Beds

  4420 Delwood Ln, Panama City, FL 32408

  Tranquility is a brand new property located near Bay Point. 2 and 3 BR's, close to restaurants, shopping, beaches, and the Navy base. Loads of storage, and every unit has a private balcony. Locally owned and managed. Tranquil, wooded setting.

  Tranquilty at Bay Point

  4420 Delwood Ln, Panama City, FL 32408
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  Starting at $1,368 Per Month

  • 1 - 3 Beds

  98 Richard Jackson Blvd, Panama City, FL 32407

  TOUR YOUR WAY! We have a tour to fit your needs- virtual, self-guided, or agent-guided. Enjoy salt air and relaxed living at the MAA Emerald Coast apartment community in Panama City Beach, FL. These charming one-, two-, and three-bedroom apartment homes feature screened porches, perfect for enjoying the salt air. Many homes have spa-style bathrooms or fireplaces for added luxury. Lounge beside

  MAA Emerald Coast

  

  98 Richard Jackson Blvd, Panama City, FL 32407
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  Starting at $2,355

  Total Monthly Price

  • 3 - 5 Beds

  5284 Emma Grace Dr, Panama City, FL 32404

  Welcome to Sunset Village, where the living is easy, and the sun sets gently over the sea. Our housing for rent in Panama City, Florida has the tranquility of nature embedded into its very fiber while also being well-connected to urban conveniences. Pets welcome!The three, four, and five-bedroom floor plans our community offers can adapt to any lifestyle. Thanks to its open-concept layouts,

  Sunset Village

  

  5284 Emma Grace Dr, Panama City, FL 32404
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  Starting at $1,386 Per Month

  • 1 - 3 Beds

  2401 Stanford Rd, Panama City, FL 32405

  Discover the perfect blend of modern comfort and coastal convenience at Stanford Pointe in Panama City, Florida. This refreshing community offers spacious one, two, and three-bedroom floor plans featuring upscale finishes like granite or quartz countertops, stainless steel appliances, and private patios or balconies. Residents enjoy a lifestyle of ease with an impressive array of amenities,

  Stanford Pointe

  

  2401 Stanford Rd, Panama City, FL 32405
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  Starting at $1,040 Per Month

  • 1 - 2 Beds

  2203 Beck Ave, Panama City, FL 32405

  Find the perfect space youve been looking for in a community that welcomes you right in. Welcome to Westwood Village. Featuring updated, pet-friendly one and two bedroom apartments and townhomes with all the extras that make life easier, Westwood Village is the home youve been searching for. Our community in Bay County is centrally located for convenience and entertainment with easy access to

  Westwood Village

  

  2203 Beck Ave, Panama City, FL 32405
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  Starting at $1,151 Per Month

  • 2 - 3 Beds

  1318 Saint Andrews Blvd, Panama City, FL 32405

  Inside, you'll find hardwood inspired flooring, a neutral color palette, and a fully equipped kitchen with stainless steel appliances and an eat-in area big enough for actual meals. There's a walk-in closet, a linen closet, and an in-home washer and dryer, so laundry stays in your unit instead of down the hall. Around the community, residents have access to a clubhouse, fitness center, and

  Tranquility at Saint Andrews

  

  1318 Saint Andrews Blvd, Panama City, FL 32405
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  Starting at $1,195

  Total Monthly Price

  • 1 - 2 Beds

  160 N Fox Ave, Panama City, FL 32404

  Welcome Home! Tyndall Pointe Apartments are a quiet & cozy community located in Panama City, Florida; only 6 miles away from Tyndall Air Force Base. Also, within a few minutes of fine restaurants, plenty of great shopping's and entertainment.Hwy 231 is easily accessible from our property, allowing for a quick drive to Panama City's beautiful beaches and Northwest Florida Beaches

  Tyndall Pointe Townhomes

  

  160 N Fox Ave, Panama City, FL 32404
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  Starting at $1,240

  Total Monthly Price

  • 1 - 3 Beds

  3913 Pisa Dr, Panama City, FL 32405

  Elevate your everyday at Aztec Villa, where thoughtful design meets a prime Florida location. These residences provide the perfect foundation for a functional and relaxed coastal lifestyle.All-Electric Kitchen | Dishwasher | Refrigerator | Pantry | Walk-in Closets | Central Air and Heating | Private Balcony or Patio | Carpeted Floors | Mini and Vertical Blinds | 1, 2, and 3 Bedroom

  Aztec Villa Apartments

  3913 Pisa Dr, Panama City, FL 32405
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  Starting at $999 Per Month

  • 2 Beds

  1406 S Berthe Ave, Panama City, FL 32404

  Find the perfect space youve been looking for in a community that welcomes you right in. Welcome to Bayside Villas. Featuring updated, pet-friendly two bedroom apartments with all the extras that make life easier, Bayside Villas is the home youve been searching for. Our community in Bay County is centrally located for convenience and entertainment with easy access to shops, restaurants, and parks.

  Bayside Villas

  

  1406 S Berthe Ave, Panama City, FL 32404
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  Starting at $1,180 Per Month

  • 2 - 3 Beds

  2909 Minnesota Ave, Panama City, FL 32405

  Pinnacle at Hammock Place, a smoke free community simply surpassing the rest! A unique community designed with you in mind. From the spacious, modern floor plans to the fabulous amenities, the attention to detail is obvious.Choose from roomy 1, 2 and 3 bedroom apartment homes featuring large “open air” living, dining and kitchen areas and large bedrooms with ample closet space. Please call

  Pinnacle at Hammock Place

  

  2909 Minnesota Ave, Panama City, FL 32405
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  Starting at $1,690 Per Month

  • 3 Beds

  263 Nelle Ave, Panama City, FL 32404

  Welcome to Ava Kay Townhomes, offering pet-friendly townhomes for rent in Panama, Florida! With three-bedroom floorplans each packed with ample amenities, there's something for everyone here at Ava Kay. Each townhome comes equipped with a patio/balcony, full kitchens, washer and dryer connections and so much more. Residents of our community enjoy our waterfront views, serene picnic areas and

  Ava Kay Townhomes

  

  263 Nelle Ave, Panama City, FL 32404
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  Starting at $935 Per Month

  • Studio - 2 Beds

  425 E 19th St, Panama City, FL 32405

  Complete Renovation in 2020, including new interiors, exterior, and landscaping.

  Northgate Terrace I

  425 E 19th St, Panama City, FL 32405
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  Call for Price

  • 2 - 3 Beds

  1800 Florida Ave, Panama City, FL 32405

  Live Elevated at Sovereign at North Bay Apartments – Panama City’s Premier Coastal Living DestinationWelcome to Sovereign at North Bay, where upscale comfort meets unbeatable convenience in the heart of Panama City. Nestled at 1800 Florida Avenue, this new construction property will offer beautifully designed apartment homes with the perfect blend of modern style, serene surroundings, and

  Sovereign at North Bay

  

  1800 Florida Ave, Panama City, FL 32405
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  Starting at $1,305 Per Month

  • 1 - 3 Beds

  4324 W 20th St, Panama City, FL 32405

  Welcome to Turtle Lake Apartments in Panama City, FL - a welcoming community offering spacious one, two, and three-bedroom homes designed for comfort and convenience. Whether you're a student, military personnel, or working professional, Turtle Lake delivers value-packed living in a serene, well-connected neighborhood.Quick access to Highway 98 puts you close to everything Panama City has

  Turtle Lake

  

  4324 W 20th St, Panama City, FL 32405
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  Starting at $1,325 Per Month

  • 1 - 2 Beds

  1699 S Gay Ave, Panama City, FL 32404

  Bay Front Apartments

  1699 S Gay Ave, Panama City, FL 32404
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  Starting at $1,650 Per Month

  • 2 Beds

  4938 Spy Glass Dr, Panama City, FL 32408

  Affordable Beach Living - South of Thomas Drive!!!No availabilities currently.Text message for more information 8.5.0. 9.5.5. 4.5.5.2.Only steps to the beach, this completely remodeled apartment complex is the perfect place for affordable beach living! This single story complex has the best amenity of all - the beach -only a 45 second walk away from your front door! The property

  Spyglass Apartments

  4938 Spy Glass Dr, Panama City, FL 32408
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  Starting at $1,400 Per Month

  • 1 - 2 Beds

  6201 Cherry St, Panama City, FL 32404

  All Utilities (power, water, trash) included in rent. Pets allowed- $10 extra per week. Laundry facilities and maintenance on site. Dog walking area with bags. 24-hour convenience store next door. Each unit has a common area with ashtrays, tables, chairs for smoking. Please do not block the walkways or doorways. 3 units per triplex. 1 story.

  Twin Oaks Apartments

  6201 Cherry St, Panama City, FL 32404
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  Starting at $995 Per Month

  • 2 - 4 Beds

  3510 St John, Panama City, FL 32401

  Welcome to your next home—perfectly positioned for convenience, comfort, and coastal living. Our centrally located community offers quick access to Tyndall Air Force Base and Downtown Panama City, while the sugar-white sands of the Gulf Coast are just a 25-minute drive away.Enjoy everyday conveniences like on-site laundry facilities, dedicated parking, and responsive on-site management

  Palm Court Apartments

  3510 St John, Panama City, FL 32401
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  Starting at $900 Per Month

  • 1 - 4 Beds

  3719 E 8th Ct, Panama City, FL 32401

  Thanks for your interest in Cedar Trace Apartments in Panama City, FL. Let the leasing team show you everything this community has in store. This property has a wide selection of amenities and features including: a community picnic area, smoke-free options, and convenient on-site parking options.Numerous public and charter schools available. Plenty of room to run and play. 5 minutes by

  Cedar Trace Apartments

  3719 E 8th Ct, Panama City, FL 32401
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  $1,467

  Total Monthly Price

  • 2 Beds
  • 2 Baths
  • 742 Sq Ft
  • Condo for Rent

  8115 Thomas Dr Unit SI FL2-ID1355040P, Panama City, FL 32408

  The advertised rate of $1,468/month is the lowest available price, based on a 1 month(s) stay with a move-in date of November 23, 2026.Rates vary depending on the duration of stay, season, and other parameters. For exact pricing and additional pricing components, please visit our website and enter your desired move-in and move-out dates. The rate is applicable when billed upfront; it can

  8115 Thomas Dr Unit SI FL2-ID1355040P, Panama City, FL 32408
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  $850 Per Month

  • 1 Bed
  • 2 Baths
  • House for Rent

  5544 Mars Hill Ln, Panama City, FL 32404

  Property Id: 1743696 Please don’t call before read the requirements; Single person. No pets. We check background and must have a clean background. Long terms lodging All bills included, water, internet, electricity, pest control, lawn care, waste disposal. Total 5 rooms in this property and each rented one by one. Total we have two bathrooms with showers. Kitchen materials are provided and

  5544 Mars Hill Ln, Panama City, FL 32404

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Why Live in Panama City

Panama City, located in the Florida Panhandle, is a historic community overlooking St. Andrew Bay, just minutes from the Emerald Coast's beaches. Unlike its neighboring Panama City Beach, Panama City is home to more full-time residents and offers a residential lifestyle with access to vacation-like attractions. The city is undergoing significant infrastructure revitalization, focusing on upgrading sewage and drinking water systems and repairing damage from Hurricane Michael. Housing options include primarily three-bedroom bungalows and cottages, with some newly built luxury homes and condos offering waterfront views. The median home price is around $305,000. St. Andrew Bay is central to local life, with many residents spending time on the water, utilizing marinas like St. Andrew Marina and visiting nearby Shell Island. The revitalizing Historic Downtown district features new restaurants, cobblestone streets, and a historic movie theater, with Harrison Avenue hosting pubs, bars, boutiques, and coffee shops. The Panama City Farmers Market and several seafood restaurants in the Historic St. Andrew neighborhood add to the local charm. The city also boasts a growing arts community, with art galleries, the Martin Theatre, and the CityArts Cooperative. Schools in Panama City are highly rated, including the Rising Leaders Academy, North Bay Haven Charter Academy High School, and A. Crawford Mosley High School. The BayWay bus system provides public transportation, and the Northwest Florida Beaches International Airport is about 23 miles away.

Learn more about living in Panama City

Frequently Asked Questions

How much does it cost to rent a home in Panama City, FL?

The median rent for a home in Panama City, FL is $1,895 per month, though prices vary by neighborhood, size, and property type. As of August 2026, townhouses tend to be the most affordable option while condos and single-family homes are currently more expensive.

How much do you need to make to afford rent in Panama City, FL?

To comfortably afford the median rent in Panama City, FL, a household needs to earn roughly $75,800 per year. This is based on the common guideline that households should spend no more than 30% of gross income on housing. Most landlords require monthly household income of at least 3x the monthly rent, and with a median rent of $1,895 per month in Panama City, FL, renters typically need to show $5,685 per month in gross income to qualify. Actual affordability will vary depending on household debts, other living expenses, and overall budget.

Is it more affordable to rent or buy in Panama City, FL?

In Panama City, FL, the price-to-rent ratio is 14.1, which generally favors renting. This ratio divides the median home price by the annual median rent: below 15 typically favors buying, 15 to 20 is balanced, and above 20 typically favors renting. Your finances, how long you plan to stay, and costs like mortgage rates, taxes, and maintenance all factor into the decision.

What neighborhoods in Panama City, FL are best for renting a home?

The best neighborhood for renting in Panama City, FL depends on your priorities: commute, walkability, budget, and lifestyle all play a role. Popular areas for renting a home include Downtown North, South Panama City, Saint Andrews, Millville and East Panama City, each with its own character and price range.

Rental Trends in Panama City, FL

There are currently 360 homes available for rent in Panama City, FL. The median rent is $1,895 per month, with single-family homes renting at $1,950, townhouses at $1,300 and condos at $1,461.

Rental Home Trends

Number of Homes for Rent 360	Median Rent $1,895
Median Single Family Home Rent $1,950	Median Townhouse Rent $1,300
Median Condo Rent $1,461