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Homes for Sale near Panama City Trilingual School

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  • /3

    $309,000

    • 2 Beds
    • 1 Bath
    • 1,364 Sq Ft

    1011 Grace Ave, Panama City, FL 32401

    Seller concession for 20,000.00 at closing for window replacement or restoration. Your choice!Multi-Use 3 Zoning aka MU3!Looking for the perfect opportunity to live/work ?This property is well laid out and fits the bill perfectly.Ample parking in front and in the rear with coveted alley access.1011 Grace Ave has been lovingly restored and the owner (myself) has worked to retain as much of the

    Janis Boatright Coldwell Banker Realty

    1011 Grace Ave, Panama City, FL 32401
  • /23

    $249,900

    • 3 Beds
    • 2 Baths
    • 1,000 Sq Ft

    936 Taylor Dr, Panama City, FL 32404

    Discover this beautifully remodeled 3-bedroom, 2-bath home, constructed with durable concrete block and topped with a long-lasting metal roof. Nestled on a spacious lot, this home offers plenty of room for outdoor activities and includes a convenient rear shed for extra storage. With modern updates throughout, this property perfectly blends comfort and style, making it an ideal place to call

    Sergio Rodriguez Genesis Realty Services Inc.

    936 Taylor Dr, Panama City, FL 32404
  • /40

    $299,000

    • 3 Beds
    • 1.5 Baths
    • 1,498 Sq Ft

    107 S Charlene Dr, Panama City, FL 32404

    Welcome to this 3-bedroom, 1.5-bath home offering incredible potential and outdoor charm! This home offers a large swimming pool perfect for long summer days. Nestled in a peaceful neighborhood, this property features a beautifully landscaped yard and a pool that's perfect for relaxing or entertaining. The home includes a spacious layout with great bones, ready for your personal touch. This home

    Brandie Allon Coastal Palms Real Estate

    107 S Charlene Dr, Panama City, FL 32404
  • /79

    $999,000

    • 3 Beds
    • 2 Baths
    • 2,199 Sq Ft

    2457 Pretty Bayou Dr, Panama City, FL 32405

    Waterfront Paradise in Pretty Bayou - A Hidden Gem with Gulf AccessIf you love boating, fishing, and outdoor living, this is the home you've been waiting for! This charming property has been lovingly owned and maintained by the same family since it was built, and it truly shows in every detail.Situated on a double-sized .84-acre lot with 204 feet of canal frontage, this home offers direct Gulf

    Amanda Cialoni Seashore Realty LLC

    2457 Pretty Bayou Dr, Panama City, FL 32405
  • /23

    $275,000

    • 4 Beds
    • 2 Baths
    • 1,943 Sq Ft

    204 Lannie Rowe Dr, Panama City, FL 32404

    Step into this beautifully renovated 4-bedroom, 2-bathroom home offering just under 2,000 square feet of stylish living space. Located on one of the largest lots in the neighborhood, this property combines modern updates with unbeatable value -- and best of all, NO HOA! From the moment you arrive, you'll appreciate the spacious layout, upgraded finishes, and thoughtful design that make this home

    Kaitlin Husbands Legacy Premier Agency

    204 Lannie Rowe Dr, Panama City, FL 32404
  • /44

    $299,500 Open Mon 4PM - 6PM

    • 3 Beds
    • 2 Baths
    • 1,872 Sq Ft

    305 N Gay Ave, Panama City, FL 32404

    MOVE IN READY!! BEAUTIFUL 2 STORY HOME NEAR TYNDALL AFB.This 2 story home with balcony and fenced in yard is located just minutes from TAFB, schools, shopping, restaurants and much more. This awesome home features all bedrooms upstairs, ideal for privacy and functionality. The home showcases custom cabinets, quartz countertops, and a custom built fireplace as a living room centerpiece.

    Teresa Dyer Realty One of Northwest Florida LLC

    305 N Gay Ave, Panama City, FL 32404
  • /63

    $450,000 Open Sun 1:30PM - 3:30PM

    • 3 Beds
    • 2 Baths
    • 1,704 Sq Ft

    1708 Sumac Ct, Panama City, FL 32405

    4.25% ASSUMABLE MORTGAGE!Welcome to 1708 Sumac Court, a beautifully designed 3-bedroom, 2-bath home in the highly sought-after SweetBay community. Built by Samuel Taylor Homes, this home features the popular Perdido Floor Plan and is constructed with energy-efficient 2x6 exterior framing--offering superior strength, insulation, and long-term value.Enjoy a spacious open-concept layout with soaring

    Zacarias Sanchez Think Real Estate

    1708 Sumac Ct, Panama City, FL 32405
  • /17

    $240,000

    • 2 Beds
    • 2 Baths
    • 1,176 Sq Ft

    3729 E 9th St, Panama City, FL 32401

    Welcome to this charming like new 2 bedroom/2 bathroom home just under 3 years old. It offers modern luxury with an open floor plan, natural light and easy movement making it perfect for entertaining. Step inside to find luxury vinyl plank flooring that flows seamlessly throughout. The kitchen which is the heart of the home features elegant quartz countertops complimented by stainless steel

    Kim Banks Coldwell Banker Realty

    3729 E 9th St, Panama City, FL 32401
  • /25

    $249,500

    • 3 Beds
    • 2 Baths
    • 1,204 Sq Ft

    825 E 12th St, Panama City, FL 32401

    This beautifully built 3-bedroom, 2-bathroom home offers 1,214 square feet of modern comfort and thoughtful design. Whether you're a growing family, first-time buyer, or investor, this home checks all the boxes for functionality and convenience.Step inside to find a spacious open layout with abundant natural light, a stylish kitchen with modern finishes, and a cozy living area perfect for both

    Sully Tariq Foundation Real Estate Agency LLC

    825 E 12th St, Panama City, FL 32401
  • /31

    $274,300

    • 3 Beds
    • 2 Baths
    • 1,287 Sq Ft

    245 Central Ave, Panama City, FL 32401

    This adorable new construction is close to restaurants, shopping and public transportation. It has open floor plan with granite counter tops, updated light fixtures, Tile floors, spacious living are, large bedrooms, double vanity, and has a fenced back yard. It only minutes from Tyndall AFB

    Karen Smith Beachy Beach Real Estate

    245 Central Ave, Panama City, FL 32401
  • /39

    $375,000

    • 3 Beds
    • 3.5 Baths
    • 1,680 Sq Ft

    1413 Chestnut Ave, Panama City, FL 32401

    Experience the ultimate coastal lifestyle at Chestnut Ridge! Strategically positioned in the heart of historic St. Andrews, this new build offers the perfect blend of luxury and convenience. Enjoy the proximity to local attractions such as shopping, bars, farmers market, and dining, while still being just a 10-minute drive from the beach. St. Andrews marina offers a boat launch making it a quick

    Karen Smith Beachy Beach Real Estate

    1413 Chestnut Ave, Panama City, FL 32401
  • /22

    $615,000

    • 5 Beds
    • 4 Baths
    • 3,547 Sq Ft

    205 Cottontail Ln, Panama City, FL 32405

    Investor Alert! Rare opportunity in Panama City - a spacious 4BR/3BA main home PLUS a detached 1BR/1BA guest house! Perfect for short-term rentals, house hacking, or multigenerational living. The main home features an open floor plan, updated finishes, and generous living space. The private guest house has its own entrance, full kitchen, and bath - ideal for Airbnb, long-term rental, or in-law

    Sara Alverson Keller Williams Success Realty

    205 Cottontail Ln, Panama City, FL 32405
  • /5

    $399,000

    • Land
    • 2.78 Acres
    • $143,525 per Acre

    6400 E Highway 22, Panama City, FL 32404

    Located next door to the new Tractor Supply Store on HWY 22 with about 280 feet of frontage this 2.78 acres can be used for many types of commercial or residential home sites or personal use and this property is made up of two parcels of land. There is an older home located on property with some hurricane damage that is being sold as is. Call today for more information

    Roy Furst Central Bay Realty and Property Management LLC

    6400 E Highway 22, Panama City, FL 32404
  • /44

    $450,000

    • 4 Beds
    • 2 Baths
    • 1,622 Sq Ft

    221 N Cove Blvd, Panama City, FL 32401

    Welcome to a rare find in the heart of The Cove, where timeless charm meets exceptional opportunity. This distinguished corner-lot residence offers a unique blend of old-world character and modern-day comfort, set on an expansive parcel that invites endless possibilities -- including space for a future pool or additional living quarters.The main house features three well-appointed bedrooms and a

    Jolene Bryant Coastal Palms Real Estate

    221 N Cove Blvd, Panama City, FL 32401
  • /60

    $674,000

    • 4 Beds
    • 3 Baths
    • 3,108 Sq Ft

    3040 Kings Rd, Panama City, FL 32405

    Spacious 4 Bed / 3 Bath Pool Home on Half-Acre Corner Lot in Kings Point. Welcome to your dream home! This stunning 4-bedroom, 3-bath residence sits on a generous half-acre corner lot in the highly desirable Kings Point neighborhood. Featuring a large screened-in pool, spacious interior layout, and ample outdoor entertaining space, this property is truly a must-see! Step inside to a bright,

    Courtney Kinney Counts Real Estate Group Inc

    3040 Kings Rd, Panama City, FL 32405
  • /28

    $255,000

    • 3 Beds
    • 1.5 Baths
    • 1,508 Sq Ft

    5925 Enzor St, Panama City, FL 32404

    Welcome to this adorable, move-in ready home that perfectly blends comfort and functionality. Inside, you'll find both a cozy living room and a spacious family room--ideal for relaxing or entertaining. Durable vinyl waterproof plank flooring, recessed lighting, and a metal roof offer style and peace of mind. Fall in love with the beautifully designed kitchen, featuring custom natural calico

    Inna McLelland Counts Real Estate Group Inc

    5925 Enzor St, Panama City, FL 32404
  • /31

    $200,000

    • 2 Beds
    • 2 Baths
    • 1,280 Sq Ft

    3415 W 19th St Unit 14, Panama City, FL 32405

    Amazing property at Great location with price $200k ! NO HOA !Nicely updated townhouse located in the heart of St. Andrews area. This 2b/2b with a bonus room features spacious living room and dining area. Living room has raised 16 ft ceiling with wood accents.The one of the bedroom located at the first floor with full bathrom, large laundry area with extra storage. The master bedroom at the

    Irina Tibbits Junbergs Panhandle Real Estate

    3415 W 19th St Unit 14, Panama City, FL 32405
  • /44

    $198,000

    • 3 Beds
    • 2 Baths
    • 1,140 Sq Ft

    3118 F St, Panama City, FL 32404

    Skip the wait for new construction--this 2024 custom-ordered manufactured home is move-in ready and full of thoughtful upgrades! Lightly lived in for just a few months, this 3-bedroom, 2-bath home offers the perfect blend of modern style, open-concept living, and functional design.Inside, you'll find upgraded flooring, stylish finishes, and a spacious living area that flows effortlessly into the

    Jessica Forrester FIV Realty Co Florida LLC

    3118 F St, Panama City, FL 32404
  • /18

    $144,900

    • 2 Beds
    • 1.5 Baths
    • 972 Sq Ft

    119 Cheri Ln, Panama City, FL 32404

    Charming townhouse located in Parker, open living and dining area. Bright kitchen. Tile downstairs, laminate upstairs. Half bath on first floor, full bath on second floor. Privacy fenced backyard. Flexible vacancy terms with 30 day notice after July 28, 25. Excellent opportunity for first time buyer or investor. No HOA fees. Close to shopping, parks, Tyndall AFB, Eastern Shipyard.

    Rosalind Smothers Carroll Realty Prop Mgt Inc

    119 Cheri Ln, Panama City, FL 32404
  • /35

    $299,000

    • 3 Beds
    • 2.5 Baths
    • 1,885 Sq Ft

    2932 Palmetto Ridge Way, Lynn Haven, FL 32444

    This stunning townhome in Lynn Haven features a one-car garage and is ideally located within a mile of 23rd St, 13 miles from Tyndall Air Force Base, and 17 miles from Panama City Beach. The 3-bedroom, 2.5-bathroom residence, complete with a bonus room, presents a warm and inviting entrance featuring 18X36 multicolor porcelain flooring throughout the main level and luxury wood laminate floors

    Marie Taylor Wright & Company Realty

    2932 Palmetto Ridge Way, Lynn Haven, FL 32444
  • /25

    $499,500

    • 2 Beds
    • 2 Baths
    • 1,458 Sq Ft

    4100 Marriott Dr Unit 508, Panama City, FL 32408

    This beautifully furnished 5th floor unit is located in Bay Point's most luxurious condo complex. The views of the Grand Lagoon, Shell Island, the Pass, the Gulf and St Andrews State Park are incredible! The unit has a new Samsung washer and dryer. Reflections features a state of the art spa and a fitness center, a10,000 gallon lagoon pool, a fire pit, and summer kitchen. Bay Point boasts fine

    Ray Young Bay Point Real Estate Co

    4100 Marriott Dr Unit 508, Panama City, FL 32408
  • /34

    $475,000

    • 4 Beds
    • 2 Baths
    • 2,602 Sq Ft

    2712 Woodmere Dr, Panama City, FL 32405

    LOCATION, LOCATION, LOCATION!!!! 2712 Woodmere Dr is centrally located in Panama City CLOSE TO EVERYTHING.... Shopping, restaurants, schools, and hospitals. The location provides all of the perks of city living in a well established neighborhood, Forest Park. This 4 bedroom, 2 bath home has an amazing, spacious layout with a split bedroom plan, huge greatroom, large formal dining room AND

    Jeff Payne Keller Williams Success Realty

    2712 Woodmere Dr, Panama City, FL 32405
  • /45

    $1,825,000

    • Land
    • 4.50 Acres
    • $405,556 per Acre

    2515 E 15th St, Panama City, FL 32405

    4.5+/- acres available. This listing is for two parcels- 14605-000-000 and 14606-000-000. Zoned C3-A which is very flexible zoning and provides opportunity for investment and financial gain. C3-A Zoning encompasses all the uses of C1 and C2 which include (but are not limited to): Retail, Transportation, Warehouses, even Waste Management (the only type of warehousing not allowed is refrigeration

    Mike Herring Keller Williams Realty SRB

    2515 E 15th St, Panama City, FL 32405
  • /49

    $414,000

    • 2 Beds
    • 2 Baths
    • 1,200 Sq Ft

    5505 Sun Harbor Rd Unit 181, Panama City, FL 32401

    $30,000 PRICE REDUCTION and Newly Listed!!! You have just found one of the rarest condos ever constructed in Bay County FL. This two story end unit boasts 2 bedrooms (both on first floor), 2 full bathrooms (one on each floor), along with a large kitchen, dining area, and open living room on the second floor! The second floor also features a private covered balcony with Magnificent views of the

    Nathan Trent Coastal Sun Realty LLC

    5505 Sun Harbor Rd Unit 181, Panama City, FL 32401
  • /12

    $250,000

    • Land
    • 0.62 Acre
    • $403,226 per Acre

    224 E 8th St, Panama City, FL 32401

    Welcome to Revitalized and Beautiful Panama City! The downtown area has had numerous improvements and is becoming a booming tourist destination with numerous favorite and new restaurants, boutique shopping, special events, offices, and much more on the way. Get in before the prices skyrocket!This Mixed-Use property is comprised of 5 lots, on a corner street with an alley for easy access. Whether

    Dennis Nelson Keller Williams Success Realty

    224 E 8th St, Panama City, FL 32401
  • /27

    $305,999

    • 4 Beds
    • 2.5 Baths
    • 1,800 Sq Ft

    2601 Willow Brook Dr, Panama City, FL 32404

    Welcome home! This 4 bedroom 2.5 bath home is located on a quiet cul-de-sac with a private backyard with no rear neighbors. As you step inside, you will see new LVP flooring installed in 2024 throughout the downstairs. The heart of the home features a spacious kitchen with stainless steel appliances and granite countertops. Four spacious bedrooms and 2 full baths are located upstairs. The

    Brenda Tucker Coastal Choice Realty LLC

    2601 Willow Brook Dr, Panama City, FL 32404
  • /25

    $185,000

    • 3 Beds
    • 1 Bath
    • 1,175 Sq Ft

    815 Huntington Dr, Panama City, FL 32401

    COZY 3 BEDROOM HOME WITH BONUS ROOM & OUTDOOR LIVING! This 3 bedroom, 1 bath home offers charm and potential, featuring a bonus room and an interior laundry/mud room. Tile flooring throughout provides durability and easy upkeep. The eat-in kitchen includes open cabinetry, ample cabinet space, and a pantry. Enjoy outdoor living with a covered front porch enclosed by a classic picket fence and a

    Kelli Garrett CENTURY 21 Commander Realty

    815 Huntington Dr, Panama City, FL 32401
  • /16

    $950,000

    • Land
    • 2.12 Acres
    • $448,113 per Acre

    3716/3712 Airport Rd, Panama City, FL 32405

    Don't miss this opportunity. Discover an exceptional investment opportunity with this 2.12-acre commercial lot, ideally situated adjacent to the 700-acre Sweetbay master-planned community. Boasting easy access to the newly improved Highway 390, this flat parcel is free from wetlands and easements, ensuring straightforward development. This lot offers versatile possibilities, including the

    Christina Knox Scenic Sotheby's International Realty

    3716/3712 Airport Rd, Panama City, FL 32405
  • /48

    $425,000

    • 3 Beds
    • 2 Baths
    • 2,202 Sq Ft

    206 Marlin Cir, Panama City, FL 32408

    Spacious and bright 3-bedroom, 2-bath home located in the highly sought-after gated community of Bay Point in Panama City Beach! With just over 2,200 square feet, this home features soaring ceilings, oversized rooms, and a light-filled, airy layout--ready for your personal touch.The split-bedroom floor plan offers added privacy, and all bedrooms are generously sized. Other interior highlights

    Jessica Albritton Beachy Beach Real Estate

    206 Marlin Cir, Panama City, FL 32408
  • /67

    $439,000

    • 2 Beds
    • 2 Baths
    • 1,502 Sq Ft

    4050 Marriott Dr Unit 3402, Panama City Beach, FL 32408

    *PRICED TO SELL!* ENJOY WORLD CLASS GOLF & MARINA! With $35K in recent upgrades, this IMMACULATE unit is FULLY FURNISHED and TURNKEY READY, as a 3 BEDROOM! Located in the LUXURY Grand condominium, in the gated Bay Point Community. Unit comes with a DEEDED PARKING SPACE and DEEDED, CLIMATE CONTROLLED 6'x10' STORAGE UNIT which is conveniently located ON THE SAME FLOOR as your unit! Light, neutral

    Alyssa Hakenewert World Impact Real Estate

    4050 Marriott Dr Unit 3402, Panama City Beach, FL 32408
  • /49

    $1,550,000

    • 4 Beds
    • 3.5 Baths
    • 4,110 Sq Ft

    1203 Bonefish Dr, Panama City, FL 32408

    Canal-front home in Bay Point gated community. Gulf Access coupled with the Jack Nicklaus Championship Golf Club and The Point South Marina! Concrete constructed with hurricane windows and doors!! New Appliances, New 17,000 pound Boat Lift, New Pool Equipment, New HVAC, New tankless water heater, New Dual Fuel backup generator system and New Metal Roof and gutters.4 Bedroom 3.5

    Matthew Fancher The Beach Group Properties LLC

    1203 Bonefish Dr, Panama City, FL 32408
  • /41

    $110,000

    • Land
    • 0.11 Acre
    • $1,000,000 per Acre

    5226 Kingston Cir, Upper Grand Lagoon, FL 32408

    The Coastal Community of 'Martinique' is based upon a strong foundation of nature and local custom architecture. This beautiful vacant lot features wonderful views of the pond and is located in this highly sought after gated community. Martinique offers many amenities including an island pool with bath houses, a playground area, a pavilion, a basketball court and many greenway trails for

    Melissa Ryan CENTURY 21 Ryan Realty Inc

    5226 Kingston Cir, Upper Grand Lagoon, FL 32408
  • /7

    $399,999

    • Land
    • 2.33 Acres
    • $171,673 per Acre

    230 Sudduth Place, Panama City, FL 32404

    Seize this great investment opportunity with this expansive 2.33-acre commercial lot, ideally situated in the rapidly developing Parker area. Located directly adjacent to high-traffic anchors like Planet Fitness and Winn-Dixie, and just off the bustling Tyndall Parkway, this undeveloped parcel offers exceptional visibility and accessibility.Imagine the possibilities! This is your chance to

    Tillery Johnson Top Producers Real Estate Ctr

    230 Sudduth Place, Panama City, FL 32404
  • /41

    $247,300

    • 3 Beds
    • 2 Baths
    • 1,671 Sq Ft

    1025 W 19th St Unit 2D, Panama City, FL 32405

    This beautifully renovated 3-bedroom, 2-bath attached end unit offers an incredible opportunity for both homeowners and savvy investors. Priced attractively, this affordable gem is perfect for those looking to expand their real estate portfolio with a turnkey property in a prime, centrally located community.Step inside to a spacious, light-filled living area with an open floor plan that

    Lisa Davis Harvest One Realty powered by SellState

    1025 W 19th St Unit 2D, Panama City, FL 32405
  • /42

    $879,000

    • 4 Beds
    • 3 Baths
    • 3,138 Sq Ft

    124 Legend Lakes Dr, Panama City, FL 32408

    This home was designed and built by the current owner. It features a wide open floor plan with large bedrooms and spacious baths. The superior construction is evidenced by the high ceilings, quality tile flooring, stacked crown moldings, bullnose drywall finish and much more! The landscaping has been meticulously maintained and features a beautiful pool in the fenced back yard. The home is

    Ray Young Bay Point Real Estate Co

    124 Legend Lakes Dr, Panama City, FL 32408
  • /12

    $194,800

    • 4 Beds
    • 2 Baths
    • 2,052 Sq Ft

    2838 Altha Ave, Panama City, FL 32405

    Room Name: Master Bedroom Level: 1 Legth: 20' Width: 10' Room Name: Bedroom 2 Level: 1 Legth: 10' Width: 10' Room Name: Bedroom 3 Level: 1 Legth: 10' Width: 10' Room Name: Bedroom 4 Level: 1 Legth: 10' Width: 10'

    Jonathan Minerick HomeCoin.com

    2838 Altha Ave, Panama City, FL 32405
  • /30

    $265,000

    • 5 Beds
    • 2 Baths
    • 1,728 Sq Ft

    1912 Chestnut Ave, Panama City, FL 32405

    Right in the middle of town with all these perks! Fruit trees (olive, peach and apple tree), chickens (the girls and their coop don't stay but you can get some!), a shed and lots of space. **Solar panels for a cheap utility bill too! **WILL BE PAID OFF AT CLOSING!! (With full price offer)** House will need some updates but some are in the works. The kitchen is getting finished up and will be so

    Misty Curtis Anchor Realty Florida

    1912 Chestnut Ave, Panama City, FL 32405
  • /29

    $324,500

    • 3 Beds
    • 2 Baths
    • 1,470 Sq Ft

    5318 Peppertree Ct, Panama City, FL 32404

    PAID OFF SOLAR - No electric bill for life! This centrally located two-story home has been completely remodeled from top to bottom and is truly move-in ready. Enjoy luxury wood-look tile flooring throughout and rich oak wood stairs that add character and warmth. The brand-new kitchen features custom cabinetry, quartz countertops, and stainless steel appliances. Everything has been updated: new

    Angela Feria Foundation Real Estate Agency LLC

    5318 Peppertree Ct, Panama City, FL 32404
  • /89

    $315,000

    • 4 Beds
    • 3 Baths
    • 1,916 Sq Ft

    2317 E 3rd St, Panama City, FL 32401

    Welcome to a piece of local history with charm, character, and a touch of old Florida magic! Nestled in the heart of the Millville waterfront community, this unique property invites you to embrace a lifestyle rich in tradition and versatile in opportunity. The main home features 3 bedrooms, 2 bathroom, and approximately 1,472 square feet of living space accented by original pine wood tongue and

    Melana Weems Realty Check Real Estate Services

    2317 E 3rd St, Panama City, FL 32401
  • /72

    $439,000

    • 2 Beds
    • 2 Baths
    • 1,502 Sq Ft

    4050 Marriott Dr Unit 3402, Panama City, FL 32408

    *PRICED TO SELL!* ENJOY WORLD CLASS GOLF & MARINA! With $35K in recent upgrades, this IMMACULATE unit is FULLY FURNISHED and TURNKEY READY, as a 3 BEDROOM! Located in the LUXURY Grand condominium, in the gated Bay Point Community. Unit comes with a DEEDED PARKING SPACE and DEEDED, CLIMATE CONTROLLED 6'x10' STORAGE UNIT which is conveniently located ON THE SAME FLOOR as your unit! Light, neutral

    Alyssa Hakenewert World Impact Real Estate

    4050 Marriott Dr Unit 3402, Panama City, FL 32408

Showing Results 241 - 280, Page 7 of 18

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