Panama City, FL Homes for Sale under $1,000,000

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  /66

  $979,000

  • 6 Beds
  • 6 Baths
  • 3,452 Sq Ft

  2311 Anne Ave, Panama City, FL 32408

  Performing, luxury DUPLEX short term rental on the desirable east end of Panama City Beach. Fully furnished, averaging $43k income per unit per year.-Individual, privately fenced backyard per unit-Private, covered porches-Individual, private garage per unit-In ground sprinkler system-Oversized lot with room for pool or expansion

  Kavin Kuykendall Corcoran Reverie SRB

  2311 Anne Ave, Panama City, FL 32408
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  /11

  $950,000

  • Land
  • 24,829 Sq Ft
  • $1,666,667 per Acre

  9823 Thomas Dr, Panama City, FL 32408

  🚨 PRIME COMMERCIAL LOT IN THE HEART OF PANAMA CITY BEACH 🚨High-Traffic Location | Tourism Corridor | Development Opportunity Position your business in one of the most traveled and recognized tourist destinations on the Gulf Coast. This highly visible commercial parcel sits directly in the center of Panama City Beach's entertainment and tourism district, surrounded by major

  Danielle Britton World Impact Real Estate

  9823 Thomas Dr, Panama City, FL 32408
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  /28

  $940,350

  $27K PRICE DROP

  • 5 Beds
  • 3.5 Baths
  • 3,037 Sq Ft

  126 Queens Cir, Panama City, FL 32405

  Take advantage of this price reduction on this amazing CANAL HOME WITH COVERED BOAT SLIP AND POOL!! Dont let this opportunity get away! Gorgeous 4 side brick ranch with an in-law suite! This home has it all! Main house has 4 bedrooms and 2.5 baths. The Kitchen offers quartz countertops, center island for tons of storage and workspace. Love to bake? The double ovens will be a great help! The

  Darlene Couch Beachy Beach Real Estate

  126 Queens Cir, Panama City, FL 32405
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  /17

  $999,999

  $250K PRICE DROP

  • Land
  • 3.6 Acres
  • $277,778 per Acre

  2026 Fulton St, Panama City, FL 32409

  Prime opportunity on Fanning Bayou! This beautiful property offers endless potential, perfect for investors, ideal for developers( Could be Bay Counties next waterfront community), and fantastic location for a business venture. With excellent access to Highway 77, this property combines waterfront appeal with high traffic visibility. Whether you're planning a thriving business or a thoughtfully

  Tonia Hathaway CENTURY 21 Commander Realty

  2026 Fulton St, Panama City, FL 32409
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  /51

  $799,900

  $50K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,783 Sq Ft

  8601 Surf Dr Unit 10W, Panama City, FL 32408

  Welcome to Grande Surf Club--an exclusive Gulf-front retreat where low-density living meets elevated coastal comfort. With only 28 residences and just two per floor, this intimate community offers a rare level of privacy along one of Panama City Beach's most desirable stretches of coastline. This west-end 3-bedroom, 2-bath residence features a spacious, open layout filled with natural light and a

  David Connart LPT Realty LLC

  8601 Surf Dr Unit 10W, Panama City, FL 32408
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  /56

  $779,000

  • 4 Beds
  • 3.5 Baths
  • 2,155 Sq Ft

  7827 Beach Dr, Panama City, FL 32408

  Welcome to your next premier short-term rental investment on the World's Most Beautiful Beach! This spacious 4-bedroom, 3.5-bath single-family home is perfectly positioned to maximize rental income and guest satisfaction -- offering the ideal blend of comfort, location, and unbeatable coastal lifestyle. Inside, you'll find two luxurious master suites, including one with peek-a-boo Gulf views,

  Larell Paradise Christies International Real Estate Emerald Coast

  7827 Beach Dr, Panama City, FL 32408
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  /30

  $899,000

  • 3 Beds
  • 2 Baths
  • 1,425 Sq Ft

  5115 Gulf Dr Unit 1601, Panama City, FL 32408

  Your million dollar view awaits! This rare east-end corner unit, luxury condo, offers unparalleled panoramic views of the beautiful beaches of Panama City Beach. Enjoy your private wrap-around balcony where you will view beautiful sunrise over the Lagoon, as well as stunning sunsets over the Gulf of Mexico. This spacious design, 3 bedroom, 2 full bathroom luxury condo features 2 King suites and a

  Lauren Beninate Beachy Beach Real Estate

  5115 Gulf Dr Unit 1601, Panama City, FL 32408
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  /62

  $700,000

  • 5 Beds
  • 2.5 Baths
  • 2,829 Sq Ft

  2418 Pelican Bay Ct, Panama City, FL 32408

  Welcome to this beautiful two-story, 5-bedroom, 2.5-bath home in the desirable Pelican Bay community! Located on a quiet cul-de-sac, this well-maintained home features a spacious floor plan with the primary suite conveniently located on the first floor. The bright kitchen opens to the main living area, while four additional bedrooms upstairs provide plenty of space for family, guests, or a home

  Shakhodat Talipova Christies International Real Estate Emerald Coast

  2418 Pelican Bay Ct, Panama City, FL 32408
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  /38

  $749,999

  $149K PRICE DROP

  • 4 Beds
  • 3 Baths
  • 1,988 Sq Ft

  5817 Sunset Ave, Panama City, FL 32408

  This newer construction offers flexible living options with a main home and an independent suite ideal for multi-generational living or income generation.Welcome to the ultimate coastal setup and a massive financial opportunity--with absolutely NO HOA fees! Perfectly situated in a highly desirable pocket of Lower Grand Lagoon, this newer construction property puts you in the ultimate

  Chris Overman Dalton Wade Inc

  5817 Sunset Ave, Panama City, FL 32408
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  /2

  $825,000

  • Land
  • 2.48 Acres
  • $332,661 per Acre

  1525 Everitt Ave, Panama City, FL 32405

  Ready to build. 11 lots City water, city sewer and natural gas.

  Mark Cowart Counts Real Estate Group Inc

  1525 Everitt Ave, Panama City, FL 32405
• 

  

  /43

  $885,000

  $15K PRICE DROP

  • 3 Beds
  • 3 Baths
  • 1,997 Sq Ft

  3001 W 10th St Unit 203, Panama City, FL 32401

  Spectacular Views from this 3 Bed/3Bath Bayfront unit with 2 boat slips (1 with 16,000lb lift) and 2 climate controlled storage units, included in the sale! A one of a kind gated community in the heart of Historic St. Andrews. Condo boasts 11ft ceilings and breathtaking views of St. Andrews Bay, Shell Island, and the Intercoastal Waterway from the master suite, living area, dining room, and

  Jennifer Mackay Counts Real Estate Group

  3001 W 10th St Unit 203, Panama City, FL 32401
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  /72

  $835,000

  • 6 Beds
  • 4 Baths
  • 4,230 Sq Ft

  3610 Florida Ave, Panama City, FL 32405

  This spacious 6-bedroom, 4-bath home offers 4,230 square feet of comfortable living space on a private 1.53-acre property, perfectly designed for both everyday livingand entertaining.Inside, the generous floor plan accommodates family, guests, or multigenerational living with ease. Recent upgrades include new flooring throughout completed last year and new kitchen quartz countertops, also

  Emily Waddell Think Real Estate

  3610 Florida Ave, Panama City, FL 32405
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  /125

  $850,000

  • 4 Beds
  • 3 Baths
  • 3,404 Sq Ft

  390 Wahoo Rd, Panama City, FL 32408

  Welcome home to this beautifully updated ranch-style residence offering the perfect blend of comfort, space, and functionality. Renovated in 2022, this open and spacious home features 4 generously sized bedrooms and 3.5 baths, including a private mother-in-law suite with its own full bathroom--ideal for guests or multi-generational living. The heart of the home is the updated kitchen, designed

  Victoria Haley Counts Real Estate Group Inc

  390 Wahoo Rd, Panama City, FL 32408
• 

  

  /22

  $795,000

  • Land
  • 3,920 Sq Ft
  • $8,833,333 per Acre

  5920/5922 Gulf Dr, Panama City, FL 32408

  Rare east-end Panama City Beach opportunity just off the Gulf. These two adjoining parcels total approximately 45' x 100' and offer an exceptional setting for a custom beach retreat or coastal project.Located just east of Hadley's Beach and just a short distance from the sand, this property gives you the beachside lifestyle without being tied to an HOA. Enjoy the flexibility of no HOA

  Craig Duran Berkshire Hathaway HomeServices Beach Properties of Florida

  5920/5922 Gulf Dr, Panama City, FL 32408
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  /3

  $800,990

  New Construction

  • 5 Beds
  • 4 Baths
  • 2,744 Sq Ft

  3777 Saltaire Ct, Panama City, FL 32405

  A boater friendly community, with waterfront and water view homesites, centrally located in Panama City, being within 1 mile to a wide variety of new restaurants and shops on 23rd Street and within 2 miles from the Hathaway Bridge connecting you to the sugar-white sandy beaches of Panama City Beach. Boaters and water enthusiasts will love this community where every homesite either has water

  Chase Hunt DSLD Homes Florida LLC

  3777 Saltaire Ct, Panama City, FL 32405
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  /3

  $794,990

  New Construction

  • 4 Beds
  • 3 Baths
  • 2,682 Sq Ft

  3759 Saltaire Ct, Panama City, FL 32405

  A boater friendly community, with waterfront and water view homesites, centrally located in Panama City, being within 1 mile to a wide variety of new restaurants and shops on 23rd Street and within 2 miles from the Hathaway Bridge connecting you to the sugar-white sandy beaches of Panama City Beach. Boaters and water enthusiasts will love this community where every homesite either has water

  Chase Hunt DSLD Homes Florida LLC

  3759 Saltaire Ct, Panama City, FL 32405
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  /44

  $799,000

  Pre-Foreclosure

  • 4 Beds
  • 2.5 Baths
  • 3,200 Sq Ft

  7325 Highway 2302, Panama City, FL 32409

  Beautiful Bayou Waterfront Home with Direct Bay Access & Rental PotentialEnjoy stunning waterfront views and direct access to the Bay from this spacious 4-bedroom, 2.5-bath home. A boat ramp conveniently located across the street makes this property an ideal opportunity for boating, fishing, and enjoying the coastal lifestyle.The home offers a generous living area with beautiful

  Stoney Thompson Thompson Trust Realty Inc

  7325 Highway 2302, Panama City, FL 32409
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  /39

  $975,000

  New Construction

  • 5 Beds
  • 4.5 Baths
  • 2,345 Sq Ft

  5231 Thomas Dr, Panama City, FL 32408

  This limited collection of vacation homes offers an exceptional opportunity to own in one of the area's most sought-after locations -- literally across the street from the sugar-white sands and shimmering Gulf waters.This home showcases spacious, open-concept designs with 4 bedrooms, 4.5 baths, and a bunk room. Enjoy high-end finishes, stylish coastal architecture, and your own private pool

  Steven Thew TH Coastal Realty

  5231 Thomas Dr, Panama City, FL 32408
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  /15

  $995,000

  $5K PRICE DROP

  • 8 Beds
  • 8 Baths
  • 4,288 Sq Ft

  1211 Stephen Dr, Panama City, FL 32405

  *** ATTENTION INVESTORS *** Income producing property making close to $100k yearly. * Over $200k in upgrades...Completely renovated with top of the line! 4 Townhomes with 2beds/2baths each. New kitchen cabinets, Quartz countertops, new tile flooring including stairs, new recessed lighting trough out, freshly painted, new bathrooms, laundry room, landscaping, and much more!!! * Excellent central

  Milton Vergara Red Real Estate Associates, LL

  1211 Stephen Dr, Panama City, FL 32405
• 

  

  /20

  $999,999

  New Construction

  • 6 Beds
  • 8 Baths
  • 3,836 Sq Ft

  2626 Allison Ave Unit A,B, Panama City, FL 32408

  Seller will leave money in escrow toward construction of a pool! One property or two, Endless possibilities!Whether you're looking for a primary residence with income potential, a full investment property, or a place for multigenerational living, this brand-new construction duplex offers exceptional flexibility in one of Panama City Beach's most desirable locations.Available as

  Sandi Smith Dalton Wade Inc

  2626 Allison Ave Unit A,B, Panama City, FL 32408
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  /5

  $900,000

  • Land
  • 80 Acres
  • $11,250 per Acre

  00 Hwy 231, Panama City, FL 32404

  Approximately 80 acres with +/- 3,700 feet fronting U.S. Highway 231. This property is currently zoned AG-1. Located in Bay County and just 1/2 mile north of the main entrance to Port Panama City's Intermodal Distribution Center. (Commerce Boulevard. With land use change to industrial and incorporation into Panama City limits, the property would make ideal commercial or industrial site and is

  Chris McCall Counts Real Estate Group Inc

  00 Hwy 231, Panama City, FL 32404
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  /67

  $949,900

  • 3 Beds
  • 3.5 Baths
  • 2,321 Sq Ft

  3001 W 10th St Unit 713, Panama City, FL 32401

  BOAT SLIP & MARINA STORAGE INCLUDED - $30,000 VALUE! Experience exceptional waterfront living in this beautifully upgraded 7th floor residence at Harbour Village. The $949,900 purchase price includes a Boat Slip at the Harbour Village gated dock, plus climate-controlled Marina Storage . At approximately $30,000, this Marina package provides the added convenience and value of private boat slip

  Shirley Pittman Blue Coral R E Group LLC

  3001 W 10th St Unit 713, Panama City, FL 32401
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  /47

  $749,900

  New Construction

  • 3 Beds
  • 3.5 Baths
  • 2,690 Sq Ft

  14822 Bream Pond Rd, Panama City, FL 32409

  NEW CONSTRUCTION CUSTOM-BUILT PROPERTY!Step into this stunning 2026 custom-built home, perfectly situated on a serene 1.14-acre lot in the sought-after Bream Pond community of Panama City, featuring underground utilities. Designed for modern living with timeless elegance, this 3-bedroom, 3.5-bath residence offers an open, flowing layout with exceptional attention to detail.The

  Kyla Mitchell Gillman Group Realty

  14822 Bream Pond Rd, Panama City, FL 32409
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  /43

  $779,000

  $11K PRICE DROP

  • 5 Beds
  • 3 Baths
  • 3,368 Sq Ft

  3400 Nautical Dr, Panama City, FL 32409

  1.2 Acres • Under $800K • 10 Minutes to Lynn Haven. TWO PARCELS 07899-557-000& 07899-558-000 This beautifully designed 5BR/3BA home sits on a peaceful spring-fed lake and offers exceptional indoor and outdoor living. The main level features formal living and dining rooms, a spacious family room with fireplace, and a custom kitchen with island, pull-out cabinetry, and abundant storage. A

  Sully Tariq Foundation Real Estate Agency LLC

  3400 Nautical Dr, Panama City, FL 32409
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  /61

  $909,000

  • 3 Beds
  • 3.5 Baths
  • 2,321 Sq Ft

  3001 W 10th St Unit 510, Panama City, FL 32401

  Welcome to luxury waterfront living in the highly sought-after Harbour Village at Historic St. Andrews! This exceptional 3-bedroom, 3.5-bath residence offers over 2,300 square feet of beautifully designed living space with breathtaking panoramic views of St. Andrews Bay. Step inside to discover an open, light-filled floor plan enhanced by impressive 10-foot ceilings, elegant tile plank flooring,

  Zack Sanchez Think Real Estate

  3001 W 10th St Unit 510, Panama City, FL 32401
• 

  $789,990

  New Construction

  • 4 Beds
  • 3 Baths
  • 2,682 Sq Ft

  Gemella II G Plan at Saltaire, Panama City, FL

  Open Floor Plan - Brick and Siding Exterior - 4 Bedrooms and 3 Bathrooms - 3 Car Garage - Double Vanity, Garden Tub, Walk-in Closet and Separate Shower in Primary - Recessed Can Lighting in Kitchen - Rear Porch - Upstairs Bonus Room & Flex Room

  DSLD Homes Builder

  0 Saltaire St Unit 40698158, Panama City, FL
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  /55

  $995,000

  • 4 Beds
  • 3.5 Baths
  • 2,761 Sq Ft

  325 Confidence Way, Panama City, FL 32409

  EXTRAORDINARY 1.99% ASSUMABLE VA LOAN available to qualified buyers, subject to lender approval.Welcome to 325 Confidence Way, where peaceful bayou living meets Gulf-access adventure. Positioned directly on the water in the desirable Fanning Bayou community, this exceptional home offers boating access to the Gulf, Shell Island and Gulf Intracoastal Waterway destinations, including Crab

  Melissa Barbee Barbee Beach House Realty

  325 Confidence Way, Panama City, FL 32409
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  /51

  $735,000

  • 4 Beds
  • 3.5 Baths
  • 2,722 Sq Ft

  1821 Sweetgum Ave, Panama City, FL 32405

  Immaculately maintained like-new home with a golf cart! Simply unpack your bags and move in to this turn-key home in one of Sweetbay's best locations. Home has been lightly lived in for less than 2 years and boasts many upgrades that new construction does not! Featuring but not limited to a new whole-house gas generator, new golf cart, 3 car gar garage with additional paver parking, hard wired 8

  Cain Mcneil CENTURY 21 Commander Realty

  1821 Sweetgum Ave, Panama City, FL 32405
• 

  $799,990

  New Construction

  • 5 Beds
  • 4 Baths
  • 2,744 Sq Ft

  Lindstrom II G Plan at Saltaire, Panama City, FL

  Brick and Siding Exterior - Bonus Room and Attic Area Upstairs - 5 Bedrooms and 4 Bathrooms - Walk-in Pantry - Front and Rear Porch - Recessed Can Lighting in Kitchen - Double Vanity, Soaking Tub with Separate Shower in Primary

  DSLD Homes Builder

  0 Saltaire St Unit 40698157, Panama City, FL
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  /63

  $945,000

  $33K PRICE DROP

  • 4 Beds
  • 5 Baths
  • 2,396 Sq Ft

  5310 Thomas Dr, Panama City, FL 32408

  Luxury 3-Story GULF VIEW BEACH HOME with Heated Saltwater Pool - PLUS a $10,000 Buyer Credit at Closing! Turnkey STR | Short-Term Rentals allowed | NO HOA | NO Flood Zone | Prime Location Attention Investors, Families & Beach Lovers! Just two blocks from the sugar-white sands of Emerald Beach and Rick Seltzer Park, this 3-story coastal beauty blends luxury, comfort, and high rental potential into

  Shelly Callaway CENTURY 21 Ryan Realty Inc

  5310 Thomas Dr, Panama City, FL 32408
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  /14

  $720,000

  • Land
  • 11,064 Sq Ft
  • $2,834,646 per Acre

  303 Blackshear Dr, Panama City, FL 32404

  This fisherman's playground is ready for your boat! Making memories out on the water, sunbathing on the upper deck, watching Tyndall Air shows, and taking in the coasts gorgeous sunsets could be your reality with this property. It is one of the only lots along the bay that you can back your truck up to the boat dock to load and unload all of your gear (and fish!) conveniently. The lift can handle

  Carla Ashabranner Selling The Coast

  303 Blackshear Dr, Panama City, FL 32404
• 

  

  /3

  $1,000,000

  • Land
  • 1 Acre
  • $1,000,000 per Acre

  7099 Us Highway 98, P C Beach, FL 32408

  Prime 1-Acre Outparcel - 7099 Hwy 98 W, Panama City Beach, FL 32408 Now available: a high-visibility 1-acre outparcel at 7099 Hwy 98 West in Panama City Beach, FL. Situated within a retail center anchored by Murphy USA, Dollar General, and the high-speed electric go-kart attraction Cartona, this site benefits from exceptional traffic counts and a strategic location. The site lies directly

  Carl Allen Counts Real Estate Group Inc

  7099 Us Highway 98, P C Beach, FL 32408
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  /38

  $799,900

  $90K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,425 Sq Ft

  5115 Gulf Dr Unit 409, Panama City, FL 32408

  Condo Just Reduced $25K for QUICK CLOSE! This is one of the few condos that has paid off in advance ALL HOA Assessments, including the Everything is a Dollar procurement!! This is THE condo of your dreams! This west-facing unit offers floor to ceiling unobstructed views from the kitchen, dining room, and living area all the way down the beach to Phillips Inlet on a clear day!! Seychelles sits

  Ricky Lee Jones The Premier Property Group

  5115 Gulf Dr Unit 409, Panama City, FL 32408
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  /36

  $745,000

  • 3 Beds
  • 2 Baths
  • 1,431 Sq Ft

  4110 Nancee Dr, Panama City, FL 32408

  Just steps to the World's Most Beautiful Beaches is a beautifully furnished home ideal for a perfect beach vacation! This fully furnished 3 BR with extra Bunk Room, 2 bathroom beach house is located just 100 steps to the private beach access of Nancee Drive in the Thomas Drive area. The home offers a split bedroom floor plan with a King suite in the master bedroom, ensuite bathroom with

  Natalie Ryan CENTURY 21 Ryan Realty Inc

  4110 Nancee Dr, Panama City, FL 32408
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  /86

  $799,000

  • 4 Beds
  • 4.5 Baths
  • 3,720 Sq Ft

  191 Marlin Cir, Panama City, FL 32408

  Set within the coveted enclave of Bay Point, 191 Marlin Circle presents 4 bedrooms, 4 and a half baths, home office, 2-car garage,, a saltwater pool and 3,720 square feet of masterfully appointed living space. This residence was conceived in equal measure for gracious everyday living and effortless entertaining.Bay Point itself is a lifestyle destination unto its own, a gated waterfront

  Carly Sostheim Corcoran Reverie

  191 Marlin Cir, Panama City, FL 32408
• 

  

  /42

  $775,000

  • 2 Beds
  • 2 Baths
  • 1,280 Sq Ft

  11535 Poston Rd, Panama City, FL 32404

  Gorgeous waterfront home that's as close to paradise as you can get. As you enter through your private security gate fresh beautiful landscaping abounds with breathtaking views of the deep waters of Cook Bayou and East Bay. Along with the views is your own private salt water pool that adds a spa like serenity to this little piece of paradise. Entering the home, you will immediately notice the

  Kenneth Kilpatrick 30A Local Real Estate

  11535 Poston Rd, Panama City, FL 32404
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  /64

  $989,500

  $161K PRICE DROP

  • 3 Beds
  • 3 Baths
  • 3,581 Sq Ft

  808 Plantation Dr, Panama City, FL 32404

  Welcome to 808 Plantation Drive, a stunning blend of plantation and coastal charm with 102 feet of breathtaking waterfront. A beautifully maintained single-story home with a dock that offers the ultimate Florida lifestyle. This 3-bedroom, 3-bathroom home sits on the water with direct Gulf access, perfect for boating, fishing, and sunset cruising right from your backyard. The home offers an

  Rebecca Skipper Counts Real Estate Group

  808 Plantation Dr, Panama City, FL 32404
• 

  

  /49

  $850,000

  • 3 Beds
  • 3.5 Baths
  • 2,375 Sq Ft

  7412 Thomas Dr, Panama City, FL 32408

  Gulf View! Three-Story Beach Home with Private Pool.This home is situated directly across from Rick Seltzer Park, which provides easy public beach access and helps preserve the home's Gulf views. This 3 bedroom, 3.5 bath home offers an open, flexible floor plan that works well as a primary residence, second home, or income-producing vacation rental and could comfortably accommodate 8 to

  Adam Drysdale St Andrew Shores Realty Serv

  7412 Thomas Dr, Panama City, FL 32408
• 

  

  /44

  $899,000

  $81K PRICE DROP

  • 4 Beds
  • 4 Baths
  • 2,751 Sq Ft

  121 Rusty Gans Dr, Panama City, FL 32408

  Stunning 2023 custom-built 4BR/4BA residence in desirable Grand Lagoon Shores, offering refined coastal living with no HOA. Designed with intention, this single-level home features soaring ceilings with elegant tray details, a light-filled open layout, and a striking living room accent wall with built-in fireplace.The interior blends style and function with designer finishes, custom

  Marina Grigoryan Coldwell Banker Realty

  121 Rusty Gans Dr, Panama City, FL 32408
• 

  

  /4

  $925,000

  • Land
  • 18.5 Acres
  • $50,000 per Acre

  00 Highway 2297, Panama City, FL 32404

  +/- 18.5 waterfront acres on East Bay. Adjacent to Eastern Shipbuilding and Tyndall Air Force Base. Municipal utilities available along Highway 2297. Additional +/- 80 acres surrounding property also available. +/- 750ft of waterfront. Bay County - Conservation Habitat zoning allows for 2 residential units per acre. Bay Co Parcel IDs: 04005-020-000 & 04005-010-000.

  Anderson Brooks NAI TALCOR

  00 Highway 2297, Panama City, FL 32404

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