Panama City, FL Homes for Sale under $800,000

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  /73

  $550,000

  $25K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 2,580 Sq Ft

  1416 Blackbird Ct, Panama City, FL 32405

  Welcome to your dream home in the highly sought-after SweetBay community! Set on a premium pond-front lot with serene water views, this home also offers a rare three-car garage with alley access -- a standout feature in SweetBay. The property sits in Flood Zone X, meaning flood insurance isn't required by lenders. Best of all, this home comes with an assumable VA loan at an incredible 2.25%

  Zack Sanchez Think Real Estate

  1416 Blackbird Ct, Panama City, FL 32405
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  /61

  $565,000

  $25K PRICE DROP

  • 3 Beds
  • 3 Baths
  • 1,404 Sq Ft

  4715 Thomas Dr Unit 310, Panama City, FL 32408

  END UNIT!!! Experience coastal living at its finest in this stunning 3-bedroom, 3-bathroom condo on Thomas Drive.This spacious residence features a rare wrap-around balcony, offering breathtaking views from every angle. Inside, you'll find two luxurious master suites, each designed for comfort and privacy, along with an additional guest bedroom.Exclusive perks include three

  Zack Sanchez Think Real Estate

  4715 Thomas Dr Unit 310, Panama City, FL 32408
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  /80

  $549,000

  $70K PRICE DROP

  • 2 Beds
  • 2 Baths
  • 1,380 Sq Ft

  9450 S Thomas Dr Unit 210B, Panama City, FL 32408

  Boardwalk is a wonderful Gulf Front complex located on the quiet area of South Thomas Drive. This complex is very family oriented with a great kid's pool that is fenced with water features. The kids love playing in this area. This complex has a pool side restaurant and there is an ice cream shop. The 2nd floor condo gives a nice view of the beach and the pool area. This is the place to make

  Martha Gray Counts Real Estate Group Inc

  9450 S Thomas Dr Unit 210B, Panama City, FL 32408
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  /54

  $549,900

  $100K PRICE DROP

  • 5 Beds
  • 3 Baths
  • 2,509 Sq Ft

  3914 Ural St, Panama City, FL 32408

  Back on the market at no fault of sellers...Welcome to your perfect beach getaway! Conveniently located between the lagoon and the beach. This spacious FULLY FURNISHED 5 bedroom/3 bathroom home offers 2 houses in 1!! The main house (upstairs) is 4 bedroom/2 bath with a full downstairs appt with separate entrance offering 1 bedroom/1 bath. Live in one and rent out the other or rent both. This home

  Christina Daniels Keller Williams Success Realty

  3914 Ural St, Panama City, FL 32408
• 

  

  /2

  $550,000

  • Land
  • 23,958 Sq Ft
  • $1,000,000 per Acre

  3701 W Highway 98, Panama City, FL 32402

  OWNER Financing on this parcel with 30% down with a term based on term of 10 years at 6.5% with a balloon in 3 years. Property ZONED C-2 General Commercial Premier location on the 98 corridor with a strong traffic count both North and South as well as East and West. It is the first red light after descending from the Hathaway Bridge. Allowable uses on the property include business professional,

  Andy Gonsalves Counts Real Estate Group Inc

  3701 W Highway 98, Panama City, FL 32402
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  /8

  $618,000

  • Land
  • 103 Acres
  • $6,000 per Acre

  Parcel 3 Allanton Rd, Panama City, FL 32404

  This exceptional waterfront property on East Bay offers approximately 103 acres, subdivided from a total parcel of 307 acres. The seller is providing an opportunity for you to acquire a substantial piece of land where you can construct your dream home with deep water access on East Bay, situated across from Tyndall and adjacent to the intercoastal waterway. This expansive home site allows for

  Dennis Dunnigan Coastal Choice Realty LLC

  Parcel 3 Allanton Rd, Panama City, FL 32404
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  /58

  $735,000

  $50K PRICE DROP

  • 3 Beds
  • 2.5 Baths
  • 2,567 Sq Ft

  116 Queens Cir, Panama City, FL 32405

  Beautiful canal-front home offering over 2,500 heated square feet with an open, split-bedroom floor plan designed for comfortable everyday living and entertaining. The spacious family room features a vaulted ceiling and wood-burning fireplace, creating a warm and inviting gathering space. The fully equipped kitchen includes a pantry, abundant cabinetry, and opens seamlessly to the main living

  Steve Butler ERA Neubauer Real Estate, Inc

  116 Queens Cir, Panama City, FL 32405
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  /42

  $775,000

  $24K PRICE DROP

  • 4 Beds
  • 3 Baths
  • 3,002 Sq Ft

  13119 Airway St, Panama City, FL 32404

  SANDY CREEK AIRPARK NEIGHBORHOOD! Experience the rare appeal of airpark living at 13119 Airway St in Panama City, a 2024-built single-family home designed for luxury buyers who want modern craftsmanship, exceptional space, and everyday ease. This 3,000 sq ft. home is designed for effortless everyday comfort and polished entertainment. The hurricane doors and windows deliver the confidence of

  Bruce Mackay ERA Neubauer Real Estate Inc

  13119 Airway St, Panama City, FL 32404
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  /22

  $614,500

  • 4 Beds
  • 3 Baths
  • 3,590 Sq Ft

  105 Grand Lagoon Shores Dr Unit 6, Panama City, FL 32408

  # 105 Grand Lagoon Shores**PROVEN VACATION RENTAL • $114,560 ON THE BOOKS FOR 2026 • PRIVATE HEATED POOL • 3,015 SQ FT • 4 BEDROOMS • 3 BATHROOMS • NO HOA**Welcome to **105 Grand Lagoon Shores**, a spacious and income-producing Panama City Beach pool home offering **4 bedrooms, 3 full bathrooms, and 3,015 square feet of living space**. With a **private heated pool, 2-car garage,

  Stephen Hachey Lowest Fee Realty LLC

  105 Grand Lagoon Shores Dr Unit 6, Panama City, FL 32408
• 

  $729,990

  New Construction

  • 3 Beds
  • 2.5 Baths
  • 2,026 Sq Ft

  Wellington II I Plan at Saltaire, Panama City, FL

  Open Floor Plan - 3 Bedrooms and 2.5 Bathrooms - Covered Rear Porch - Two Car Garage - Flex Room with Closet - Brick and Siding Exterior - Optional Fireplace - Double Primary Vanity - Walk-in Closet - Garden Soaking Tub and Separate Shower - Recessed Can Lighting in Kitchen

  DSLD Homes Builder

  0 Saltaire St Unit 40698161, Panama City, FL
• 

  

  /5

  $541,000

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,693 Sq Ft

  2913 W 27th Ct, Panama City, FL 32405

  King's Landing, an exclusive new community of 39 single-family homes located in the desirable King's Point area of Lynn Haven's Pretty Bayou. The Quinton plan offers 1,693 square feet of thoughtfully designed single story living with 3 bedrooms, 2 baths and a 2-car garage. The open concept layout seamlessly connects the modern kitchen, dining area and family room, perfect for entertaining and

  Pamela Edwards TH Coastal Realty

  2913 W 27th Ct, Panama City, FL 32405
• 

  

  /5

  $695,000

  • Land
  • 2.03 Acres
  • $342,365 per Acre

  1442 W Park St, Panama City, FL 32404

  Seller offering Buyer incentives. The East Parke waterfront subdivision is nestled on two acres of pristine shoreline on Northwest Florida's Emerald Coast, and offers six platted waterfront home sites with majestic views of Doty's Cove, and East Bay. The 446 feet of deep-water shoreline is accessible to Port St. Joe, Apalachicola, and the Gulf of Mexico to the east, and Panama City, Panama City

  Charlie Haas Counts Real Estate Group

  1442 W Park St, Panama City, FL 32404
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  /63

  $559,000

  $70K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 1,848 Sq Ft

  1434 W Park Ln, Panama City, FL 32404

  Owner Financing available if needed- No LLC's but buyers with good credit will be considered - Offering a 5.5% rate amortized over 30 years with a minimum of 10% down- Balloon payment for the balance in 3 years- Estimate is available for a 60 ft walkway with a 10 ft x 16 ft T at the end of the dock- ($17,400) ---OVER $150,000 in upgrades and improvements! WATERFRONT HOME WITH GULF ACCESS! PRIVATE

  Holli Persall ERA Neubauer Real Estate Inc

  1434 W Park Ln, Panama City, FL 32404
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  /15

  $635,000

  • Land
  • 8,276 Sq Ft
  • $3,342,105 per Acre

  7832 Grand Lagoon Way, Panama City, FL 32408

  LAST ON THE LAGOON! Gated community on South Grand Lagoon with homesites and new construction homes available. The Lot 11 homesite will have a shared dock and private boat slip. Less than one mile to Rick Seltzer Park. All homes will have access to the community pool and green space. Drink your coffee on the covered patio while watching the dolphins play. Appraisal in hand!*USE 7900 S LAGOON

  Charles Commander Jr. CENTURY 21 Commander Realty

  7832 Grand Lagoon Way, Panama City, FL 32408
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  /2

  $675,000

  • 6 Beds
  • 6 Baths
  • 2,432 Sq Ft

  2600 E 1st Plaza, Panama City, FL 32401

  Income-producing opportunity in Panama City! Located at 2600, 2602, and 2604 E 1st Plaza, this six-unit property features one-bedroom, one-bathroom units with approximately 518 square feet each. Convenient to shopping and schools, each unit includes water and garbage service in the rent. Reported monthly rents range from $1,076 to $1,225, totaling $6,891 in gross monthly rental income, or $82,692

  Heather Neubauer ERA Neubauer Real Estate Inc

  2600 E 1st Plaza, Panama City, FL 32401
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  /48

  $579,000

  $20K PRICE DROP

  • 5 Beds
  • 3.5 Baths
  • 3,649 Sq Ft

  5007 Pretty Way, Panama City, FL 32404

  ***BEST PRICE PER SQUARE FOOT CHEROKEE HEIGHTS HOME!!!*** The sellers have spared no expense in upgrading this absolutely GORGEOUS 3,649 square foot 5 bedroom, 3.5 bathroom 2 story brick veneer home in the highly desirable Cherokee Heights community. As you enter the home you are greeted with a den/office that leads into the updated kitchen. The electric fireplace in the living room gives the

  SunCoast Home Group Counts Real Estate Group Inc

  5007 Pretty Way, Panama City, FL 32404
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  /7

  $600,000

  • Land
  • 4 Acres
  • $150,000 per Acre

  TBD Cook St, Panama City, FL 32404

  This waterfront property in the East Bay Development in Panama City encompasses approximately 4 acres and offers deep water access on St. Andrew's Bay with convenient proximity to the Intracoastal Waterway, the Gulf of Mexico, and Tyndall Air Force Base.

  Wendy Partie NAI Talcor

  TBD Cook St, Panama City, FL 32404
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  /30

  $550,000

  • 2 Beds
  • 2 Baths
  • 1,486 Sq Ft

  4620 Bay Point Rd Unit 1014, Panama City, FL 32408

  Introducing 4620 Bay Point Road 1014, a remarkable property nestled with privacy in the heart of the gated Bay Point Community in Panama City Beach, FL. This ground level, exquisite residence offers 2 bedrooms and 2 bathrooms, encompassing a generous 1486 square feet of living space. Nestled in a sought-after neighborhood, this home presents an ideal opportunity for those seeking a tranquil and

  Shannon Williams Corcoran Reverie

  4620 Bay Point Rd Unit 1014, Panama City, FL 32408
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  /46

  $539,000

  • 2 Beds
  • 2.5 Baths
  • 1,548 Sq Ft

  6724 Thomas Dr, Panama City, FL 32408

  Fully Remodeled Turnkey Vacation Rental | Exceptional Investment Opportunity | Gulf Views | Proven Income Producer. Welcome to this beautifully renovated, turnkey short-term rental located in the highly sought-after Sago Park Townhomes on Thomas Drive, one of Panama City Beach's top-performing vacation rental destinations. With neighboring townhomes consistently generating over $65,000 in annual

  Mike Herring Keller Williams Realty Emerald

  6724 Thomas Dr, Panama City, FL 32408
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  /56

  $600,000

  $25K PRICE DROP Pre-Foreclosure

  • 5 Beds
  • 5 Baths
  • 4,419 Sq Ft

  2402 E 2nd Ct, Panama City, FL 32401

  Welcome to this exceptional waterfront property located in Panama City, offering a unique blend of comfort, convenience, and coastal living. This home features a spacious circular driveway providing plenty of parking and a welcoming entrance. Enjoy the convenience of a 3-car garage with ample space for vehicles, storage, and hobbies.Outdoor living takes center stage with a private deck

  Kanisha Menifee Keller Williams Success Realty

  2402 E 2nd Ct, Panama City, FL 32401
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  /2

  $525,000

  • Land
  • 21,780 Sq Ft
  • $1,050,000 per Acre

  3301 Terra Cotta Dr, Panama City, FL 32408

  Welcome to an extraordinary opportunity inside the prestigious gated waterfront community of Finnisterre -- one of Bay County's most exclusive luxury neighborhoods. Situated along the sparkling waters of St. Andrews Bay, this rare waterfront homesite at 3301 Terra Cotta offers a breathtaking setting to build a true coastal masterpiece. Surrounded by elegant custom homes, lush tropical

  Jesse Cole Counts Real Estate Group

  3301 Terra Cotta Dr, Panama City, FL 32408
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  /9

  $779,000

  • 3 Beds
  • 2.5 Baths
  • 1,560 Sq Ft

  4106 Marlin St, Panama City, FL 32408

  This home is Just steps from the sandy white beaches of the Gulf The home is currently a vacation rental averaging $ 55,0000.00 in revenue per year. This great beach house would make a wonderful home for someone who loves the beach life. This home has a direct view of the gulf from the second story balcony. Full rental history is available upon request

  Victor Carnero Blue Skies Real Estate

  4106 Marlin St, Panama City, FL 32408
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  /46

  $619,900

  $60K PRICE DROP

  • 4 Beds
  • 3.5 Baths
  • 2,686 Sq Ft

  1004 Barracuda Dr, Panama City, FL 32408

  This solid brick home is a one owner home which has been meticulously maintained. Since the hurricane, it has had a new glazed Brazilian tile roof which is rated for 200 MPH winds. The windows were replaced with hurricane impact windows and the carpeting has been replaced in the bedrooms and living room. A new Whirlpool cooktop was installed in January, 2026. There is a large heated and cooled

  Ray Young Bay Point Real Estate Co

  1004 Barracuda Dr, Panama City, FL 32408
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  /33

  $685,000

  $10K PRICE DROP

  • Land
  • 20,473 Sq Ft
  • $1,457,447 per Acre

  1248 W Beach Dr, Panama City, FL 32401

  WATERFRONT! Now is the time to build your dream home on beautiful Beach Dr. Enjoy stunning views of St, Andrews Bay. Centrally located so you can walk or bike to either Historic St Andrews or Historic Downtown Panama City. Drive by and see where you will be building your next home.

  Laird Hitchcock Hitchcock Real Estate LLC

  1248 W Beach Dr, Panama City, FL 32401
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  /7

  $595,000

  $4K PRICE DROP

  • Land
  • 1.06 Acres
  • $561,321 per Acre

  TBD Hwy 2311, Panama City, FL 32404

  This waterfront property on Williams Bayou, connected to Deer Point Lake, is ready for your dream home. The soil has been cleared, prepped, and seeded, with a wide entrance over a tube and grass-covered slopes. The large, deep lot offers plenty of space to create the perfect waterfront retreat.

  Terry Koehn NAI TALCOR

  TBD Hwy 2311, Panama City, FL 32404
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  /42

  $649,000

  • 2 Beds
  • 2 Baths
  • 1,152 Sq Ft

  9450 S Thomas Dr Unit 209C, Panama City, FL 32408

  Gulf-front retreat at Boardwalk Beach Resort Condominium! This beautifully furnished 2 BR/2 BA condo on the 2nd floor offers stunning views of the sugar-white sands and emerald waters from your private balcony. Features include fully equipped kitchen, spacious master suite, with a gorgeous view of the Gulf and a private balcony access. Beautifully renovated with new open shelving, shiplap, and

  Katie Patronis CENTURY 21 Ryan Realty Inc

  9450 S Thomas Dr Unit 209C, Panama City, FL 32408
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  /63

  $540,000

  $5K PRICE DROP

  • 3 Beds
  • 2.5 Baths
  • 2,338 Sq Ft

  1816 Discovery Loop, Panama City, FL 32405

  ASSUMABLE VA LOAN AT AN ESTIMATED 2.25% INTEREST RATE! Qualified buyers may have the opportunity to assume the seller's existing VA loan, with an estimated balance of approximately $319,000--a financing opportunity that can make a significant difference in the monthly cost of homeownership.Enjoy the best of SweetBay living in this beautifully upgraded 3-bedroom, 3.5-bath home with 2,314

  David Thomasee Think Real Estate

  1816 Discovery Loop, Panama City, FL 32405
• 

  

  /79

  $699,900

  • 4 Beds
  • 2 Baths
  • 2,200 Sq Ft

  138 Marlin Cir, Panama City, FL 32408

  Absolutely stunning brick home featuring a newer Screen-Enclosed HEATED POOL with attached spa, offering a true year-round resort-style experience. This move-in ready property showcases extensive updates completed over the past few years and welcomes you with a grand foyer that immediately highlights the home's spacious layout. Just off the entry, the living room features a beautiful decorative

  Cynthia Chavira Own It Real Estate LLC

  138 Marlin Cir, Panama City, FL 32408
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  /38

  $600,000

  New Construction

  • 3,268 Sq Ft

  333 N Star Ave, Panama City, FL 32404

  Residential Mobile Home Park / Development Opportunity! Cleared 2.61-acre property on N Star Ave with excellent development potential. Per county information, the property may accommodate up to 32 single-family dwellings, subject to applicable approvals and development order, with city water and sewer connections estimated at approximately $40,000.The sale includes both 333 N Star Ave and

  Daryle Burkey Coldwell Banker Realty

  333 N Star Ave, Panama City, FL 32404
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  /44

  $611,000

  New Construction

  • 4 Beds
  • 2.5 Baths
  • 2,810 Sq Ft

  Sanibel Plan at Breakfast Point East, Panama City, FL 32407

  The Sanibel is an impressive two-story home that combines spacious living with thoughtful design. With 4 bedrooms and 3 baths, including a main-level primary suite, this plan offers privacy, convenience, and flexibility for family living.The primary suite features a tile-to-ceiling shower, dual vanities, optional tub, and a walk-in closet. The open main-level layout connects the rear-facing great

  Harris Doyle Homes Builder

  401 Breakfast Point Blvd Unit 37004018, Panama City, FL 32407
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  /52

  $735,000

  $4K PRICE DROP

  • 4 Beds
  • 3.5 Baths
  • 3,223 Sq Ft

  801 Clement Dr, Panama City, FL 32409

  Unique properties like this one do not come around often. Set on a beautifully maintained 1.842 acre corner lot, this custom built 3 bedroom 2.5 bath home is the total package.The main home features an open concept split bedroom floor plan, polished concrete floors, and built in cabinetry in the family room. The kitchen is well appointed with custom cabinetry, high end appliances, granite

  Haley Dileva Coldwell Banker Realty

  801 Clement Dr, Panama City, FL 32409
• 

  $669,000

  New Construction

  • 4 Beds
  • 3.5 Baths
  • 2,828 Sq Ft

  Harding Plan at SweetBay - Phase III, Panama City, FL 32405

  Harris Doyle Homes Builder

  3204 Heartleak Ave Unit 41499673, Panama City, FL 32405
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  /45

  $660,000

  $30K PRICE DROP

  • 4 Beds
  • 2.5 Baths
  • 2,254 Sq Ft

  3522 Cottage Cove Ln, Panama City, FL 32408

  Quietly tucked away in the gated community of Sanctuary Beach, this beautifully upgraded 4-bedroom, 2.5-bath home, built by Nadeau, offers the perfect combination of privacy, comfort, and coastal living. Residents enjoy exclusive community amenities, including a pool and a dedicated nature trail that leads directly to the waters of St. Andrews Bay, making it easy to enjoy the natural beauty that

  Kelly Flanagan Keller Williams Success Realty

  3522 Cottage Cove Ln, Panama City, FL 32408
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  /47

  $529,000

  $10K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,248 Sq Ft

  5801 Thomas Dr Unit 1204, Panama City, FL 32408

  Welcome to Regency Towers on the highly desirable east end of Thomas Drive — where Gulf-front living meets panoramic coastal beauty.This spacious 3-bedroom, 2- full bath residence comfortably accommodates up to 8-10 guests and offers breathtaking gulf views from your private balcony. What truly sets this unit apart is the stunning side view perspective — allowing you to take in miles of

  Crystal Duncan Paradise Properties of NW Florida

  5801 Thomas Dr Unit 1204, Panama City, FL 32408
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  /34

  $554,900

  $25K PRICE DROP

  • 6 Beds
  • 3 Baths
  • 2,052 Sq Ft

  6218 Hilltop Ave Unit A,B,C, Panama City, FL 32408

  Great investment opportunity in the desirable South Lagoon area! This well-located triplex offers the ideal combination of coastal living and steady income potential, just a short stroll from the sugar-white sands and nearby boat ramps. Conveniently situated near Grand Lagoon and St. Andrews State Park, with easy access to charter fishing, marinas, and popular local dining, this property is

  Ricky Ingram Solis Real Estate of Florida

  6218 Hilltop Ave Unit A,B,C, Panama City, FL 32408
• 

  

  /79

  $625,000

  $74K PRICE DROP

  • 8 Beds
  • 6 Baths
  • 3,804 Sq Ft

  5612 Hilltop Ave Unit A-C, Panama City, FL 32408

  UNIQUE TRIPLEX OPPORTUNITY! This sprawling 8-bedroom, 6-bathroom PCB triplex offers a rare opportunity to own a spacious property with incredible income potential just blocks from the Gulf. Situated on a prominent corner, this unique property spans three separate parcels, giving you ownership of the entire corner--a rare feature that provides added space, flexibility, privacy, and long-term

  Courtney Pantalena Coldwell Banker Realty

  5612 Hilltop Ave Unit A-C, Panama City, FL 32408
• 

  

  /40

  $579,000

  $20K PRICE DROP

  • 2 Beds
  • 2 Baths
  • 1,305 Sq Ft

  9812 Beach Blvd Unit D, Panama City, FL 32408

  Price Drop! Motivated Seller! Coastal Getaway Just Steps from the Beach!!Welcome to this beautifully updated 2-bedroom, 2-bath condo located in a private, low-density complex with peaceful surroundings and unbeatable beach access. Situated on the second floor, this charming unit offers breathtaking views of the emerald waters and unforgettable sunsets from your private balcony, accessible

  Jo Cochran Anchor Realty Florida

  9812 Beach Blvd Unit D, Panama City, FL 32408
• 

  

  /51

  $799,900

  $50K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,783 Sq Ft

  8601 Surf Dr Unit 10W, Panama City, FL 32408

  Welcome to Grande Surf Club--an exclusive Gulf-front retreat where low-density living meets elevated coastal comfort. With only 28 residences and just two per floor, this intimate community offers a rare level of privacy along one of Panama City Beach's most desirable stretches of coastline. This west-end 3-bedroom, 2-bath residence features a spacious, open layout filled with natural light and a

  David Connart LPT Realty LLC

  8601 Surf Dr Unit 10W, Panama City, FL 32408
• 

  

  /41

  $550,000

  • 4 Beds
  • 3.5 Baths
  • 3,163 Sq Ft

  3412 Harrison Ave, Panama City, FL 32405

  Lake Marin is a deep spring fed lake right in the heart of town. Minutes from schools, shopping and work, this is a very convenient location to live. The road has very little traffic so peace and quiet while you enjoy the water view is assured. Fish right in your backyard! The main bedroom suite is groundfloor, and has lake views. The modern kitchen is open and excellent for entertaining with a

  John Shook Clubbs Real Estate Group LLC

  3412 Harrison Ave, Panama City, FL 32405
• 

  

  /56

  $779,000

  • 4 Beds
  • 3.5 Baths
  • 2,155 Sq Ft

  7827 Beach Dr, Panama City, FL 32408

  Welcome to your next premier short-term rental investment on the World's Most Beautiful Beach! This spacious 4-bedroom, 3.5-bath single-family home is perfectly positioned to maximize rental income and guest satisfaction -- offering the ideal blend of comfort, location, and unbeatable coastal lifestyle. Inside, you'll find two luxurious master suites, including one with peek-a-boo Gulf views,

  Larell Paradise Christies International Real Estate Emerald Coast

  7827 Beach Dr, Panama City, FL 32408

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