Panama City, FL Homes for Sale under $900,000

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  $690,000

  New Construction

  2431 Game Farm Rd, Panama City, FL 32405

  Prime Multi-Family Development Opportunity - R2 Zoning | Approx. 1.92 Acres Exceptional investment and development opportunity in a growing area. This approximately 1.92-acre parcel is zoned R2 Multi-Family and allows up to 15 units per acre, supporting a potential development of up to 23 residential units (subject to final engineering, site plan approval, and municipal review). The property

  Diane Rushing Anchor Realty Florida

  2431 Game Farm Rd, Panama City, FL 32405
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  /2

  $662,747

  New Construction

  • 4 Beds
  • 3.5 Baths
  • 2,811 Sq Ft

  625 Crystal Bayou Blvd, Panama City, FL 32407

  The Santa Rosa is a stunning two-story home with 4 bedrooms and 3 baths, plus options to convert spaces into a fifth or sixth bedroom. A wraparound front balcony and welcoming entry lead into a formal dining room, optional study, or main-level guest bedroom, while the massive island kitchen with stainless appliances, stone countertops, tile backsplash, and optional butlers pantry flows seamlessly

  Harris Doyle Homes Builder

  625 Crystal Bayou Blvd, Panama City, FL 32407
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  /4

  $656,455

  New Construction

  • 5 Beds
  • 3 Baths
  • 2,502 Sq Ft

  2937 W 27th Ct, Panama City, FL 32405

  Welcome to King's Landing, an exclusive waterfront community featuring 39 homesites nestled in the desirable King's Point area of Lynn Haven. The Riverside is a stunning new construction floorplan by Traton Homes, offering a spacious two-story layout designed for modern family living. The Riverside features 5 bedrooms, 3 baths and a 2 car garage. The kitchen features quartz countertops, stainless

  Pamela Edwards TH Coastal Realty

  2937 W 27th Ct, Panama City, FL 32405
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  /58

  $663,000

  New Construction

  • 4 Beds
  • 3.5 Baths
  • 3,307 Sq Ft

  Hutchinson Plan at Breakfast Point East, Panama City, FL 32407

  The Hutchinson is an impressive two-story home that blends thoughtful design, flexibility, and luxury living. With 4 bedrooms and 3.5+ baths, including a main-level primary suite, this plan offers a private retreat while keeping the heart of the home open and inviting.The primary suite features a tile-to-ceiling shower, dual vanities, optional separate tub, and a spacious walk-in closet. The open

  Harris Doyle Homes Builder

  401 Breakfast Point Blvd Unit 37004029, Panama City, FL 32407
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  /75

  $675,000

  $50K PRICE DROP

  • 3 Beds
  • 2.5 Baths
  • 2,339 Sq Ft

  7009 N Lagoon Dr Unit 107, Panama City, FL 32408

  REDUCED! MOTIVATED SELLER! HOA IS 800.00 a quarter.This is a beautiful updated home on North Lagoon! This home is packed with value, comfort, and coastal living perks. Located in a very desirable neighborhood with low HOA dues, community pool, and a club house for entertaining. Boat slip included with a lift. Hop on your boat and spend a day of fishing in the gulf or a day at Shell Island. House

  Cynthia Luster Coastal Property Services, Inc

  7009 N Lagoon Dr Unit 107, Panama City, FL 32408
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  /5

  $650,000

  • 3,100 Sq Ft

  722 Martin Luther King Junior Blvd, Panama City, FL 32401

  Prime Commercial Property Near Downtown - 10 Bedrooms, 8 Baths, Over 3,000 Sq. Ft.Exceptional opportunity to own or invest in a spacious commercial building offering over 3,000 square feet on a 0.27-acre lot, ideally located just minutes from Downtown, major shopping centers, and the hospital. This versatile property features 10 bedrooms and 8 baths, ready to adapt to a variety of commercial

  Will Pender Keller Williams Success Realty

  722 Martin Luther King Junior Blvd, Panama City, FL 32401
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  /41

  $620,000

  • 2 Beds
  • 2.5 Baths
  • 1,131 Sq Ft

  9900 S Thomas Dr Unit 1903, Panama City, FL 32408

  Welcome to an extraordinary Gulf-front escape soaring above the sugar-white sands of Panama City Beach from the 19th floor of the renowned Shores of Panama Resort. Offering spectacular panoramic views of the emerald-green waters of the Gulf of Mexico, endless coastline, and the resort's stunning lagoon-style pool, this exceptional residence captures the very essence of luxury coastal living.

  Carter Golden Kozloski Realty, LLC

  9900 S Thomas Dr Unit 1903, Panama City, FL 32408
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  /97

  $875,000

  $100K PRICE DROP

  • 5 Beds
  • 3 Baths
  • 3,926 Sq Ft

  4409 Deer Point Cove Ln, Panama City, FL 32404

  Discover an exceptional privately gated estate on Deer Point Cove Lane, set within a small, private setting and crafted with impressive detail, functionality, and quality throughout. This red-brick residence is introduced by an elongated half-circle driveway, expansive RV parking, and a 2+ car garage wired for electric charging. A detached third garage adds even more versatility and includes a

  Timothy Shand Empire Real Estate of Florida LLC

  4409 Deer Point Cove Ln, Panama City, FL 32404
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  /57

  $749,000

  $50K PRICE DROP

  • 4 Beds
  • 3.5 Baths
  • 2,854 Sq Ft

  2204 Penny Royal St, Panama City, FL 32405

  Located in the SweetBay community, this Santa Rosa floor plan offers a 4-bedroom, 3.5-bath home with a thoughtfully designed interior. Positioned near the resort-style community pool at Blossom Park, the property provides convenient access to neighborhood amenities. The home features an open floor plan with a loft area suitable for a second living space, media room, office, or playroom. The

  Christy Rohan Beachbook Realty LLC

  2204 Penny Royal St, Panama City, FL 32405
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  /3

  $603,000

  New Construction

  • 4 Beds
  • 2.5 Baths
  • 2,511 Sq Ft

  Navarre Plan at Indigo Lakes - Phase III, Panama City, FL 32405

  The Navarre is a stately two-story home with 4 bedrooms and 3 baths, including a main-level primary suite with tile-to-ceiling shower, dual vanities, optional tub, and walk-in closet.The open main-level layout connects the great room, dining area, and large island kitchen with stainless appliances, stone countertops, and tile backsplash. Upstairs, a large loft and three additional bedrooms

  Harris Doyle Homes Builder

  3204 Heartleak Ave Unit 37003961, Panama City, FL 32405
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  /48

  $705,000

  $45K PRICE DROP

  • 4 Beds
  • 3 Baths
  • 3,000 Sq Ft

  1305 Kristanna Dr, Panama City, FL 32405

  **Luxury Living in Candlewick: A Prestigious Retreat Near the Water** Discover unmatched elegance in the esteemed Candlewick subdivision, where this newly constructed residence merges luxury with serenity, perfect for those seeking a high-end second home in Florida or a permanent abode. Just a short stroll from the water, this home boasts 4 stunning bedrooms, 3 opulent bathrooms, and two

  Sandra Greene Sandy's Properties Inc

  1305 Kristanna Dr, Panama City, FL 32405
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  /8

  $618,000

  • Land
  • 103 Acres
  • $6,000 per Acre

  Parcel 3 Allanton Rd, Panama City, FL 32404

  This exceptional waterfront property on East Bay offers approximately 103 acres, subdivided from a total parcel of 307 acres. The seller is providing an opportunity for you to acquire a substantial piece of land where you can construct your dream home with deep water access on East Bay, situated across from Tyndall and adjacent to the intercoastal waterway. This expansive home site allows for

  Dennis Dunnigan Coastal Choice Realty LLC

  Parcel 3 Allanton Rd, Panama City, FL 32404
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  /55

  $739,900

  • 4 Beds
  • 3 Baths
  • 2,618 Sq Ft

  1400 W Park Ln, Panama City, FL 32404

  WATERFRONT at it's finest***A Boater's Dream! Nestled on nearly an acre of beautifully positioned waterfront property, this stunning 4-bedroom, 3-bathroom all-brick home offers the perfect blend of modern elegance, comfort, and coastal living. With direct Gulf access via Dotty Bayou (East Lake), you'll enjoy effortless boating access to East Bay and the Gulf of America right from your backyard.

  Jimmy Dean Keller Williams Success Realty

  1400 W Park Ln, Panama City, FL 32404
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  /82

  $749,000

  $150K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 2,424 Sq Ft

  1606 Wahoo Ln, Panama City, FL 32408

  Discover luxury living in this exceptional ocean-access waterfront residence. This home boasts a sparkling pool and jacuzzi, a private dock with boat lift, and serene views along the canal. Step inside to an elegantly updated kitchen, new designer flooring, and bright open-concept living areas. A true boater's paradise and an entertainer's dream.

  1606 Wahoo Ln, Panama City, FL 32408
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  /42

  $799,000

  • 4 Beds
  • 3 Baths
  • 3,002 Sq Ft

  13119 Airway St, Panama City, FL 32404

  Experience the rare appeal of airpark living at 13119 Airway St in Panama City, a 2024-built single-family home designed for luxury buyers who want modern craftsmanship, exceptional space, and everyday ease. This 3,000 sq ft. home is designed for effortless everyday comfort and polished entertainment. The hurricane doors and windows deliver the confidence of newer construction and the flexibility

  Bruce Mackay ERA Neubauer Real Estate Inc

  13119 Airway St, Panama City, FL 32404
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  /58

  $783,000

  New Construction

  • 4 Beds
  • 3.5 Baths
  • 3,307 Sq Ft

  Hutchinson Plan at Indigo Lakes - Phase III, Panama City, FL 32405

  The Hutchinson is an impressive two-story home that blends thoughtful design, flexibility, and luxury living. With 4 bedrooms and 3.5+ baths, including a main-level primary suite, this plan offers a private retreat while keeping the heart of the home open and inviting.The primary suite features a tile-to-ceiling shower, dual vanities, optional separate tub, and a spacious walk-in closet. The open

  Harris Doyle Homes Builder

  3204 Heartleak Ave Unit 37004024, Panama City, FL 32405
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  /44

  $869,900

  • 2 Beds
  • 3 Baths
  • 1,512 Sq Ft

  8523 Surf Dr, Panama City, FL 32408

  BEST DEAL FOR A GULF FRONT HOME IN PCB. CASA DEL SOL is a beautiful, bright and airy, remodeled end unit next to Beach Access #22 with a Mobi mat for easy walking to the beach. New exterior paint and landscaping. Gulf Front townhome right on the beach with NO HOA The views and sunsets are amazing along with the Gulf breezes. All stainless steel appliances, luxury vinyl plank flooring throughout,

  Chris White Great White Realty

  8523 Surf Dr, Panama City, FL 32408
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  /5

  $695,000

  • Land
  • 2.03 Acres
  • $342,365 per Acre

  1442 W Park St, Panama City, FL 32404

  Seller offering Buyer incentives. The East Parke waterfront subdivision is nestled on two acres of pristine shoreline on Northwest Florida's Emerald Coast, and offers six platted waterfront home sites with majestic views of Doty's Cove, and East Bay. The 446 feet of deep-water shoreline is accessible to Port St. Joe, Apalachicola, and the Gulf of Mexico to the east, and Panama City, Panama City

  Charlie Haas Counts Real Estate Group

  1442 W Park St, Panama City, FL 32404
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  /70

  $649,000

  $50K PRICE DROP

  • 4 Beds
  • 3 Baths
  • 2,729 Sq Ft

  7122 Bay Crest Rd, Panama City, FL 32409

  Huge price reduction and $10,000 seller concession now being offered! Now is the time to get your waterfront home just in time for Summer Fun!!Welcome to 7122 Bay Crest Rd.! Here's your opportunity to own this wonderful Water Front Home, your new Florida Coastal Oasis! This home is nestled on shores of Gainer Bayou with direct access to North Bay and then to St. Andrew Bay or the Gulf for all

  Deborah Class ERA Neubauer Real Estate, Inc

  7122 Bay Crest Rd, Panama City, FL 32409
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  /42

  $889,000

  Coming Soon

  • 3 Beds
  • 2 Baths
  • 1,801 Sq Ft

  8715 Surf Dr Unit 1601A, Panama City, FL 32408

  *COMING SOON - NO SHOWINGS* Located on the 16th floor, this exceptional Gulf-front 3-bedroom, 2-bath residence offers breathtaking, unobstructed views of the emerald waters and sugar-white beaches from every bedroom and the expansive wraparound balcony. Meticulously upgraded with approximately $250,000 in improvements, this residence has been transformed with a new HVAC system, beautifully

  The Wheeler Sauls Collective Salty Marlin Realty LLC

  8715 Surf Dr Unit 1601A, Panama City, FL 32408
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  /15

  $635,000

  • Land
  • 8,276 Sq Ft
  • $3,342,105 per Acre

  7832 Grand Lagoon Way, Panama City, FL 32408

  LAST ON THE LAGOON! Gated community on South Grand Lagoon with homesites and new construction homes available. The Lot 11 homesite will have a shared dock and private boat slip. Less than one mile to Rick Seltzer Park. All homes will have access to the community pool and green space. Drink your coffee on the covered patio while watching the dolphins play. Appraisal in hand!*USE 7900 S LAGOON

  Charles Commander Jr. CENTURY 21 Commander Realty

  7832 Grand Lagoon Way, Panama City, FL 32408
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  /7

  $600,000

  • Land
  • 4 Acres
  • $150,000 per Acre

  TBD Cook St, Panama City, FL 32404

  This waterfront property in the East Bay Development in Panama City encompasses approximately 4 acres and offers deep water access on St. Andrew's Bay with convenient proximity to the Intracoastal Waterway, the Gulf of Mexico, and Tyndall Air Force Base.

  Wendy Partie NAI Talcor

  TBD Cook St, Panama City, FL 32404
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  /26

  $749,499

  $50K PRICE DROP

  • 3,067 Sq Ft

  2742 County Road 390, Panama City, FL 32405

  PRIME COMMERCIAL OPPORTUNITY! This exceptional property boasts 1.14 acres of prime commercial land situated on the bustling Highway 390, one of the area's most sought after commercial corridors. Currently located within Panama City limits, this property offers the unique potential to be annexed into the neighboring city of Lynn Haven. The expansive layout spans over 3,000 square feet. The

  Tonia Hathaway CENTURY 21 Commander Realty

  2742 County Road 390, Panama City, FL 32405
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  /6

  $900,000

  • Land
  • 80 Acres
  • $11,250 per Acre

  000 U S 231, Callaway, FL 32404

  Approximately 80 acres with +/- 3,700 feet fronting U.S. Highway 231 with a median-cut on the north end. This property is currently zoned AG-1. Located in Bay County and just 1/2 mile north of the main entrance to Port Panama City's Intermodal Distribution Center. (Commerce Boulevard. With land use change to industrial and incorporation into Panama City limits, the property would make ideal

  Chris McCall Counts Real Estate Group Inc

  000 U S 231, Callaway, FL 32404
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  /46

  $659,900

  $20K PRICE DROP

  • 4 Beds
  • 3.5 Baths
  • 2,686 Sq Ft

  1004 Barracuda Dr, Panama City, FL 32408

  This solid brick home is a one owner home which has been meticulously maintained. Since the hurricane, it has had a new glazed Brazilian tile roof which is rated for 200 MPH winds. The windows were replaced with hurricane impact windows and the carpeting has been replaced in the bedrooms and living room. A new Whirlpool cooktop was installed in January, 2026. There is a large heated and cooled

  Ray Young Bay Point Real Estate Co

  1004 Barracuda Dr, Panama City, FL 32408
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  /33

  $695,000

  • Land
  • 20,473 Sq Ft
  • $1,478,723 per Acre

  1248 W Beach Dr, Panama City, FL 32401

  WATERFRONT! Now is the time to build your dream home on beautiful Beach Dr. Enjoy stunning views of St, Andrews Bay. Centrally located so you can walk or bike to either Historic St Andrews or Historic Downtown Panama City. Drive by and see where you will be building your next home.

  Laird Hitchcock Hitchcock Real Estate LLC

  1248 W Beach Dr, Panama City, FL 32401
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  /79

  $699,900

  • 4 Beds
  • 2 Baths
  • 2,200 Sq Ft

  138 Marlin Cir, Panama City, FL 32408

  Absolutely stunning brick home featuring a newer Screen-Enclosed HEATED POOL with attached spa, offering a true year-round resort-style experience. This move-in ready property showcases extensive updates completed over the past few years and welcomes you with a grand foyer that immediately highlights the home's spacious layout. Just off the entry, the living room features a beautiful decorative

  Cynthia Chavira Own It Real Estate LLC

  138 Marlin Cir, Panama City, FL 32408
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  /38

  $600,000

  New Construction

  • 3,268 Sq Ft

  333 N Star Ave, Panama City, FL 32404

  Residential Mobile Home Park Opportunity. Cleared 2.61 acres on N Star Ave ready for development. Per county, property will accommodate up to 32 single family dwellings with development order and connection to city water and sewer (estimated $40k.) Sale includes 333 N Star Ave. and 401 N Star Ave. There are two parcels included in the sale for a total of 2.61 acres. There is currently 2 brand new

  Daryle Burkey Coldwell Banker Realty

  333 N Star Ave, Panama City, FL 32404
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  /44

  $611,000

  New Construction

  • 4 Beds
  • 2.5 Baths
  • 2,810 Sq Ft

  Sanibel Plan at Breakfast Point East, Panama City, FL 32407

  The Sanibel is an impressive two-story home that combines spacious living with thoughtful design. With 4 bedrooms and 3 baths, including a main-level primary suite, this plan offers privacy, convenience, and flexibility for family living.The primary suite features a tile-to-ceiling shower, dual vanities, optional tub, and a walk-in closet. The open main-level layout connects the rear-facing great

  Harris Doyle Homes Builder

  401 Breakfast Point Blvd Unit 37004018, Panama City, FL 32407
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  /52

  $738,000

  $1K PRICE DROP

  • 4 Beds
  • 3.5 Baths
  • 3,223 Sq Ft

  801 Clement Dr, Panama City, FL 32409

  Unique properties like this one do not come around often. Set on a beautifully maintained 1.842 acre corner lot, this custom built 3 bedroom 2.5 bath home is the total package. The main home features an open concept split bedroom floor plan, polished concrete floors, and built in cabinetry in the family room. The kitchen is well appointed with custom cabinetry, high end appliances, granite

  Haley Dileva Coldwell Banker Realty

  801 Clement Dr, Panama City, FL 32409
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  /46

  $670,000

  $20K PRICE DROP

  • 4 Beds
  • 2.5 Baths
  • 2,254 Sq Ft

  3522 Cottage Cove Ln, Panama City, FL 32408

  Quietly tucked away in the gated community of Sanctuary Beach, this beautifully upgraded 4-bedroom, 2.5-bath home, built by Nadeau, offers the perfect combination of privacy, comfort, and coastal living. Residents enjoy exclusive community amenities, including a pool and a dedicated nature trail that leads directly to the waters of St. Andrews Bay, making it easy to enjoy the natural beauty that

  Kelly Flanagan Keller Williams Success Realty

  3522 Cottage Cove Ln, Panama City, FL 32408
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  /26

  $799,000

  • 4 Beds
  • 2 Baths
  • 1,800 Sq Ft

  7402 Highway 2302, Panama City, FL 32409

  Waterfront living with a boat dock, sea wall and deep-water access of Fanning Bayou and NO HOA fees. This spacious updated home with approximately 2900 sq. ft.features 4 bedrooms, 2 baths with all oversized bedrooms and the master has 2 large closets. The living room has a wood burning fireplace and an open floor plan to the dining area and kitchen. Enjoy the water scenery from the living room,

  Susan Tucker Hitchcock Real Estate LLC

  7402 Highway 2302, Panama City, FL 32409
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  /79

  $699,000

  • 8 Beds
  • 6 Baths
  • 3,804 Sq Ft

  5612 Hilltop Ave Unit A-C, Panama City, FL 32408

  UNIQUE TRIPLEX OPPORTUNITY! This sprawling 8-bedroom, 6-bathroom PCB triplex offers a rare opportunity to own a spacious property with incredible income potential just blocks from the Gulf. Whether you're looking to expand your investment portfolio, offset your mortgage with rental income, or simply own a home with exceptional flexibility, this unique offering deserves a closer look. It is the

  Courtney Pantalena Coldwell Banker Realty

  5612 Hilltop Ave Unit A-C, Panama City, FL 32408
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  /51

  $824,900

  $25K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,783 Sq Ft

  8601 Surf Dr Unit 10W, Panama City, FL 32408

  Welcome to Grande Surf Club--an exclusive Gulf-front retreat where low-density living meets elevated coastal comfort. With only 28 residences and just two per floor, this intimate community offers a rare level of privacy along one of Panama City Beach's most desirable stretches of coastline. This west-end 3-bedroom, 2-bath residence features a spacious, open layout filled with natural light and a

  David Connart LPT Realty LLC

  8601 Surf Dr Unit 10W, Panama City, FL 32408
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  /56

  $779,000

  • 4 Beds
  • 3.5 Baths
  • 2,155 Sq Ft

  7827 Beach Dr, Panama City, FL 32408

  Welcome to your next premier short-term rental investment on the World's Most Beautiful Beach! This spacious 4-bedroom, 3.5-bath single-family home is perfectly positioned to maximize rental income and guest satisfaction -- offering the ideal blend of comfort, location, and unbeatable coastal lifestyle. Inside, you'll find two luxurious master suites, including one with peek-a-boo Gulf views,

  Larell Paradise Christies International Real Estate Emerald Coast

  7827 Beach Dr, Panama City, FL 32408
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  /48

  $899,000

  $51K PRICE DROP

  • 4 Beds
  • 4.5 Baths
  • 3,420 Sq Ft

  3202 Blue Heron Blvd, Panama City, FL 32408

  3202 Blue Heron Boulevard is a beautiful, spacious home in the private, gated community of The Preserve on the Bay! It's location in East Panama City Beach provides access to the amazing emerald waters and white sugar sand beaches of the Gulf along with St. Andrews State Park, marinas, access to the Bay, and great restaurants and entertainment options! Built in 2019, this home boasts 4 bedrooms

  Tom Carmody Berkshire Hathaway HomeServices

  3202 Blue Heron Blvd, Panama City, FL 32408
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  /30

  $899,000

  • 3 Beds
  • 2 Baths
  • 1,425 Sq Ft

  5115 Gulf Dr Unit 1601, Panama City, FL 32408

  Your million dollar view awaits! This rare east-end corner unit, luxury condo, offers unparalleled panoramic views of the beautiful beaches of Panama City Beach. Enjoy your private wrap-around balcony where you will view beautiful sunrise over the Lagoon, as well as stunning sunsets over the Gulf of Mexico. This spacious design, 3 bedroom, 2 full bathroom luxury condo features 2 King suites and a

  Lauren Beninate Beachy Beach Real Estate

  5115 Gulf Dr Unit 1601, Panama City, FL 32408
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  /70

  $849,000

  Open Sun 10AM - 2PM

  • 4 Beds
  • 3.5 Baths
  • 3,602 Sq Ft

  1440 Dover Rd, Panama City, FL 32404

  ''COMING SOON - NO SHOWINGS''Showings can be scheduled for July 15 on.*Stunning Deep-Water Retreat-Fully Reimagined with Gulf Access* Tucked onto approx. 65' of water frontage with direct deep-water bay and Gulf access, 1440 Dover Road is a rare blend of craftsmanship, flexibility, and waterfront living. Originally built in 1950 and taken down to the studs in 2025, this two-story home has

  Michele Monastra Epique Realty Inc

  1440 Dover Rd, Panama City, FL 32404
• 

  

  /15

  $675,000

  $274K PRICE DROP

  • Land
  • 3.53 Acres
  • $191,218 per Acre

  6822 E Highway 22, Panama City, FL 32404

  3.5± Acre Prime Corner Development Site | Approved Storage DO | Hwy 22 - Callaway Area Outstanding development opportunity at 6822 Hwy 22, featuring a highly visible 3.5± acre corner lot with strong frontage and excellent access along a well-traveled corridor. This site-ready parcel includes an approved Development Order (DO) for self-storage, significantly reducing entitlement risk and allowing

  Buck Henry CENTURY 21 Commander Realty

  6822 E Highway 22, Panama City, FL 32404
• 

  

  /48

  $650,000

  • 5,010 Sq Ft

  4820 N Lakewood Dr, Panama City, FL 32404

  Check out this Unique Water Front property that can be used for a variety of purposes or as your new Residence! This property is comprised of approximately 3825 sq ft total H/C, at approximately 2530 sq ft H/C on the mail level and approximately 1295 sq ft H/C on the lower level! This facility has been used as a meeting place and church and could be converted to a residential home, although a

  Deborah Class ERA Neubauer Real Estate, Inc

  4820 N Lakewood Dr, Panama City, FL 32404

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