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Waterfront Homes for Sale in Panama City, FL

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  • /17

    $40,000

    • Land
    • 8,712 Sq Ft
    • $200,000 per Acre

    Unlisted Address

    Discover the opportunity to build your dream home on this waterfront residential lot in the peaceful Southport area. Positioned along a creek that flows directly into Deer Point Lake, this property offers a unique setting where nature, recreation, and waterfront living come together. Enjoy the sights and sounds of the water right from your backyard, with easy access to one of Bay County's most

    JAMIE KITZMILLER Think Real Estate

    Unlisted Address
  • /47

    $385,000

    $4K PRICE DROP
    • 1 Bed
    • 2 Baths
    • 883 Sq Ft

    5115 Gulf Dr Unit 104, Panama City, FL 32408

    ***Condo was updated in June 2026 with fresh paint throughout, new GE stainless steel kitchen appliances and a new balcony gate for direct pool / beach access***Fully Furnished 1 Bed/ 2 Bath + Bunk condo at Seychelles. This Ground Floor Unit sits Gulf Front on the Beautiful East End of Panama City Beach. The HOA quarterly fee INCLUDES POWER! It's located next door to one of the most popular beach

    Gregory Ward Keller Williams Success Realty

    5115 Gulf Dr Unit 104, Panama City, FL 32408
  • /16

    $165,000

    • Land
    • 1.93 Acres
    • $85,492 per Acre

    259 Arlington Dr, Panama City, FL 32404

    Ready to build 7 lakefront lots.The property corner is already clean and ready to build with 400 ft on Hwy 22.The parcel take 7 lots total.The comps shows around the lake from the $300,000.00 and the $350,000.00

    Jan Carlos Cruz Liqui Realty Blu Inc

    259 Arlington Dr, Panama City, FL 32404
  • /22

    $389,500

    $6K PRICE DROP
    • 3 Beds
    • 2.5 Baths
    • 1,740 Sq Ft

    1341 Capri Dr Unit 13C, Panama City, FL 32405

    REDUCED -- REDUCED --IMMACULATE - UPDATED - THIS SPACIOUS TOWNHOME OPENS TO A LARGE GREATROOM WITH AN UNBELIEVABLE WATERFRONT VIEW. RECENTLY UPDATED KITCHEN HAS GRANITE COUNTERTOPS. THE LARGE ISLAND ALSO HAS SMALLER PORTABLE ISLAND FOR ADDED COUNTER SPACE AND STORAGE. CLOSET/LAUNDRY IN THE HALL AND A PANTRY OFFER EXTRA STORAGE( LAUNDRY HOOKUP IN GARAGE ALSO). A HALF BATH IS LOCATED ON THE MAIN

    David Malloy World Impact Real Estate

    1341 Capri Dr Unit 13C, Panama City, FL 32405
  • /56

    $1,450,000

    • 3 Beds
    • 2 Baths
    • 2,400 Sq Ft

    6323 Thomas Dr Unit 501A, Panama City, FL 32408

    Discover Luxury at 6323 Thomas Drive Unit 501, Summerwinds Condominium. Escape to this exclusive beachfront paradise in Panama City Beach's premier non-rental gated community. This stunning 5th-floor end unit in the East Tower offers 3 bedrooms, 2 baths, and 2,400 sq ft of living space with forever Gulf views. Perched directly on pristine beaches, Unit 501 delivers sweeping sunrise and sunset

    Katie Patronis CENTURY 21 Ryan Realty Inc

    6323 Thomas Dr Unit 501A, Panama City, FL 32408
  • /50

    $1,278,000

    • 4 Beds
    • 3 Baths
    • 2,152 Sq Ft

    7320 S Lagoon Dr, Panama City, FL 32408

    Experience Waterfront Living in Panama City Beach with this exquisitely refreshed 4 bedroom, 3 full baths. Located on the Grand Lagoon, which offers deep water access to the Gulf of America and your own private boat dock. Just minutes to the Gulf of America & Shell Island. Private Suite serves as a private waterfront retreat with tranquil water views, direct door access. Home has been completely

    Lori Breeden CENTURY 21 Ryan Realty Inc

    7320 S Lagoon Dr, Panama City, FL 32408
  • /2

    $874,045

    New Construction
    • 4 Beds
    • 3.5 Baths
    • 3,212 Sq Ft

    TBD -Cs-swb03-0a-0651, Panama City, FL 32405

    The Hutchinson is an impressive two-story home that blends thoughtful design, flexibility, and luxury living. With 4 bedrooms and 3.5+ baths, including a main-level primary suite, this plan offers a private retreat while keeping the heart of the home open and inviting.The primary suite features a tile-to-ceiling shower, dual vanities, optional separate tub, and a spacious walk-in closet. The open

    Harris Doyle Homes Builder
    TBD -Cs-swb03-0a-0651, Panama City, FL 32405
  • /41

    $320,000

    • 1 Bed
    • 1 Bath
    • 609 Sq Ft

    9850 S Thomas Dr Unit 1110E, Panama City, FL 32408

    Welcome to Unit 1110E at Sunbird Condominium, your coastal escape in the heart of Panama City Beach, Florida. This beautifully maintained 1-bedroom, 1-bath gulf-front condo offers spectacular, west-facing views of the Gulf of Mexico—perfect for soaking in the vibrant sunsets over the water from your private balcony. Perched on the 11th floor of the sought-after east tower, this unit offers

    Karen Smith Beachy Beach Real Estate

    9850 S Thomas Dr Unit 1110E, Panama City, FL 32408
  • /7

    $55,000

    $15K PRICE DROP
    • Land
    • 4,791 Sq Ft
    • $500,000 per Acre

    7131 Riverbrooke St, Panama City, FL 32404

    One of the final two buildable lots at Barrett's Park, this lot offers a cul-de-sac location overlooking a pond and is near the entry to the neighborhood. With accessibility to Panama City, Lynn Haven, and Tyndall Air Force Base, this blank canvas offers the opportunity to customize your next home or investment.

    Tom Lewis Counts Real Estate Group Inc

    7131 Riverbrooke St, Panama City, FL 32404
  • /36

    $249,000

    $5K PRICE DROP
    • 2 Beds
    • 2 Baths
    • 860 Sq Ft

    316 Cherry St Unit 36, Panama City, FL 32401

    Welcome to Bay Club Condos, a hidden gem located on the scenic shores of historic St. Andrews Bay. This very well-maintained 2-bedroom, 2-bath corner unit offers a rare combination of comfort, convenience, and coastal charm. Inside, you'll find new luxury vinyl plank flooring throughout, a new AC unit, and recent upgrades including a new disposal, hot water heater, washer, and dryer ensuring

    Rusty Russell Anchor Realty Florida

    316 Cherry St Unit 36, Panama City, FL 32401
  • /36

    $399,000

    $20K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,920 Sq Ft

    1211 Tuscany Rd, Panama City, FL 32405

    PRICE REDUCED!! Welcome to this stunning 3 bedroom, 2 bath home located in Lynn Haven! This charming brick residence offers timeless style, excellent craftsmanship, and truly great bones--ideal for buyers seeking quality, comfort, and convenience all in one place.Step inside to find a spacious living room with beautiful exposed beams and an inviting atmosphere perfect for relaxing or

    Khuslen Erkhbayar World Impact Real Estate

    1211 Tuscany Rd, Panama City, FL 32405
  • /77

    $4,350,000

    • 7 Beds
    • 8.5 Baths
    • 4,715 Sq Ft

    8711 Surf Dr, Panama City, FL 32408

    7 bedroom, 8.5 bath Gulf-front beach house in Panama City Beach with a heated private pool, parking for up to 9 vehicles, and no HOA restrictions. Built in 2025 and offered fully furnished, the home combines direct beachfront living, large gathering spaces, and high-end finishes for buyers seeking a luxury second home, private retreat, or income-producing property. The property has more than

    Christina Schlink Compass

    8711 Surf Dr, Panama City, FL 32408
  • /53

    $837,500

    Open Sun 1:30PM - 4PM $13K PRICE DROP
    • 3 Beds
    • 3 Baths
    • 2,816 Sq Ft

    9927 Bedgood Rd, Panama City, FL 32409

    WATERFRONT on Burnt Mill Creek with direct Gulf access and no HOA! This unique property also includes a separate income-producing 1 bedroom, 1 bathroom cottage with a current tenant already in place. If you've been dreaming of waterfront living, this is your chance to own a private slice of paradise. Launch your boat from your backyard, take a trip to Shell Island, fish from your dock, or spend

    Kristin Aleywine CENTURY 21 Commander Realty

    9927 Bedgood Rd, Panama City, FL 32409
  • /24

    $549,000

    • Land
    • 12,632 Sq Ft
    • $1,893,103 per Acre

    3319 Terra Cotta Dr, Panama City, FL 32408

    Rare opportunity to own a premium waterfront homesite in the highly sought-after gated community of Finisterre. This exceptional lot has been thoughtfully improved with fill dirt and a new seawall, providing a solid foundation and valuable cost savings for your future build. Enjoy direct water access with two designated jet ski spaces at the community dock, conveying with the purchase and

    David & Kelli Sims Sims Resort Realty, Inc

    3319 Terra Cotta Dr, Panama City, FL 32408
  • /51

    $849,000

    $126K PRICE DROP
    • 3 Beds
    • 2.5 Baths
    • 2,048 Sq Ft

    325 Wahoo Rd, Panama City, FL 32408

    *Owner Financing available with 20% down, competitive rate, and must qualify* Welcome to this meticulously maintained WATERFRONT home, located in the gated Bay Point Community on the CANAL with GULF access. This stunning property offers a long list of recent upgrades. The home boasts a metal roof (2019), 4-ton HVAC unit and attic insulation (2022) to enhance energy efficiency throughout the

    Charles Commander Jr. CENTURY 21 Commander Realty

    325 Wahoo Rd, Panama City, FL 32408
  • /39

    $299,900

    • 3 Beds
    • 2 Baths
    • 1,974 Sq Ft

    4508 Brook Forest Dr, Panama City, FL 32404

    Own an affordable waterfront-access property in a sought-after neighborhood on Mill Bayou. This 3-bedroom, 2-bath home is ready for its next owner. The spacious open living area features a wood-burning fireplace with a floor-to-ceiling stone surround and wood-accented ceilings that extend to the second floor. Tile and carpet flooring run throughout the first floor, and wood stairs lead upstairs

    Laina Dillman Lifes A Beach Real Estate, LLC

    4508 Brook Forest Dr, Panama City, FL 32404
  • /48

    $1,200,000

    • 4 Beds
    • 3.5 Baths
    • 4,472 Sq Ft

    119 Legend Lakes Dr, Panama City, FL 32408

    Designed for refined golf course living, this 4-bedroom, 3.5-bath Bay Point home pairs custom architectural details with exceptional indoor-outdoor entertaining spaces.The entry makes an immediate impression with 8-foot mahogany doors and a 17-foot barrel ceiling painted by a local artist. The living and dining areas feature 15-foot ceilings and extensive crown molding. The rest of the home

    Abbott Martin Group EXP Realty LLC

    119 Legend Lakes Dr, Panama City, FL 32408
  • /16

    $169,900

    $30K PRICE DROP
    • 1 Bed
    • 1 Bath
    • 540 Sq Ft

    5505 Sun Harbor Rd Unit 235, Panama City, FL 32401

    Fully Renovated Waterfront Condo ready to be added to your STR Portfolio.With a boat slip for 1 year with a lift. - Sun Harbor Move-in ready 2nd-floor condo, the only unit fully modernized in Sun Harbor. Features include luxury vinyl flooring, custom solid-wood kitchen with Quartz countertops & new stainless steel appliances, updated bath with herringbone tile, and private deck overlooking the

    Steven Koleno Beycome of Florida LLC

    5505 Sun Harbor Rd Unit 235, Panama City, FL 32401
  • /27

    $388,000

    • 1 Bed
    • 2 Baths
    • 883 Sq Ft

    5115 Gulf Dr Unit 507, Panama City, FL 32408

    Here's your front-row seat to 200 feet of pristine white sand and the Gulf of Mexico at Seychelles, tucked away on Panama City Beach's quieter east end. The desirable 5th-floor location is favored by vacationers for its perfect balance--low enough for quick access to the beach and amenities without waiting for the elevator, yet high enough to offer privacy and stunning views. This 1BR/2BA condo

    Craig Duran Berkshire Hathaway HomeServices Beach Properties of Florida

    5115 Gulf Dr Unit 507, Panama City, FL 32408
  • /30

    $649,000

    • 3 Beds
    • 3 Baths
    • 2,099 Sq Ft

    4100 Marriott Dr Unit 412, Panama City, FL 32408

    Indulge in refined coastal living in this stunning residence at Bay Point Reflections Condominium, offering breathtaking bay views and upscale updates throughout. Spanning 2,099 square feet, this beautifully designed 3-bedroom, 3-bathroom condominium features new flooring throughout and an open, light-filled layout ideal for both relaxing and entertaining. The spacious living area flows

    Andrea Green Sims Resort Realty, Inc

    4100 Marriott Dr Unit 412, Panama City, FL 32408
  • /36

    $309,900

    $10K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,648 Sq Ft

    6574 Canley Ct, Panama City, FL 32404

    PRICE REDUCTION AND VA ASSUMABLE MORTGAGE AT 4.99%. Enjoy peaceful pondside living in this spacious 1,648 square foot 3-bedroom home featuring an open-concept layout, scenic views, and a location that offers both convenience and tranquility. Located on a larger than average lot and in a sidewalk community with an abundance of amenities including pools, pickleball courts, playground, card room,

    Michael Johnson Keller Williams Success Realty

    6574 Canley Ct, Panama City, FL 32404
  • /20

    $1,099,000

    • Land
    • 1.18 Acres
    • $931,356 per Acre

    1108 W Beach Dr, Panama City, FL 32401

    This is your opportunity to own a 1.17-acre, WATERFRONT estate-size homesite on iconic Scenic Beach Drive in Panama City, Florida with NO HOA! Perfectly positioned with stunning Bay views, this exceptional property spans street-to-street and includes two parcels extending down to the Bay, creating a truly unique setting for your future waterfront dream home. This size homesite in this location

    Carly Sostheim Corcoran Reverie

    1108 W Beach Dr, Panama City, FL 32401
  • /31

    $479,900

    $10K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,262 Sq Ft

    9860 S Thomas Dr Unit 2124, Panama City, FL 32408

    Absolutely stunning Penthouse Condo offering sweeping views of the emerald waters and sugar-white sands of Panama City Beach! This beautifully updated unit features 12-foot ceilings and vestibule windows that fill the space with natural light and breathtaking Gulf views. Recent updates include new flooring, stylish light fixtures, a tiled kitchen backsplash, and a beautifully tiled master shower.

    Jessica Adkins Simply South Realty

    9860 S Thomas Dr Unit 2124, Panama City, FL 32408
  • /69

    $518,000

    $32K PRICE DROP
    • 4 Beds
    • 3 Baths
    • 2,229 Sq Ft

    6907 Hugh Dr, Panama City, FL 32404

    Waterfront living at its best on Callaway Bayou! This charming 4-bedroom, 3-bath home sits on an oversized 0.67-acre lot with direct, unobstructed access to the Gulf (no low bridges to limit your boating adventures.) Enjoy the extended dock and boat lift, making days on the water effortless. Inside, the home offers a cozy, inviting feel with multiple water views from the living room, kitchen,

    Jamie Sheehan Own It Real Estate LLC

    6907 Hugh Dr, Panama City, FL 32404
  • /29

    $724,800

    • 3 Beds
    • 3 Baths
    • 1,441 Sq Ft

    6201 Thomas Dr Unit 1607, Panama City, FL 32408

    THERE IS GREAT POTENTIAL TO MAKE MONEY ON THIS CONDO!If you've been searching for the perfect beachfront condo on Panama City Beach, your opportunity has arrived. Welcome to Unit 1607 at Watercrest--one of the most sought-after addresses on the Emerald Coast. Spanning 1,441 square feet, this 3-bedroom, open-concept residence offers a rare combination of space, layout, and views that

    Fred Peak Jr. Realty Mark Associates

    6201 Thomas Dr Unit 1607, Panama City, FL 32408
  • /37

    $280,000

    $19K PRICE DROP
    • 4 Beds
    • 2 Baths
    • 1,500 Sq Ft

    6485 Slabinski Ln, Panama City, FL 32404

    PRICE REDUCTION! Experience peaceful pondfront living in this well-designed 1,400 square foot 4-bedroom, 2-bath home that offers both comfort and functionality. The open-concept layout creates an easy flow between the living, dining, and kitchen areas--perfect for everyday living and casual entertaining. Situated on a generously sized lot in a sidewalk-lined community, this home is just steps

    Michael Johnson Keller Williams Success Realty

    6485 Slabinski Ln, Panama City, FL 32404
  • /51

    $565,000

    $40K PRICE DROP
    • 3 Beds
    • 3.5 Baths
    • 2,764 Sq Ft

    246 E 3rd Place, Panama City, FL 32401

    Waterfront Living in the Heart of Panama City Welcome to 246 E 3rd Place, where waterfront living meets timeless elegance. Perfectly positioned in the historic Cove neighborhood and just minutes from vibrant downtown Panama City, this stunning 3-story townhome offers the ultimate blend of comfort, convenience, and coastal charm. With 3 spacious bedrooms, 3.5 bathrooms, and a 2-car garage, this

    Vianah Seamon Anchor Realty Florida

    246 E 3rd Place, Panama City, FL 32401
  • /59

    $1,579,000

    • 3 Beds
    • 3 Baths
    • 2,344 Sq Ft

    7115 Thomas Dr Unit 1801, Panama City, FL 32408

    Welcome to an extraordinary coastal retreat in the highly sought-after Hidden Dunes condominium in beautiful Panama City Beach. This rare 3-bedroom, 3-bath residence spans over 2,300 square feet and has been completely renovated and thoughtfully redesigned to deliver a refined, luxury living experience on the Gulf. From the moment you enter, you're greeted by elevated 10-foot ceilings--exclusive

    The Owen Group Corcoran Reverie SRB

    7115 Thomas Dr Unit 1801, Panama City, FL 32408
  • /18

    $115,500

    $35K PRICE DROP
    • Land
    • 21,780 Sq Ft
    • $231,000 per Acre

    709 Island Ct, Panama City, FL 32404

    Waterfront Lot in Gated Laird Point - Build Your Dream Home Welcome to 709 Island Court, a half-acre waterfront lot in the private, gated community of Laird Point. With over 100 feet of waterfront frontage, this property offers the perfect setting to design and build your custom coastal home. The Laird Point community combines natural beauty with modern amenities, including gated entry, a

    David Thomasee Think Real Estate

    709 Island Ct, Panama City, FL 32404
  • /77

    $934,900

    • 3 Beds
    • 2 Baths
    • 1,950 Sq Ft

    5004 Thomas Dr Unit 1512, Panama City, FL 32408

    SELLER PAYING $10,000 TOWARDS BUYERS CLOSING COST OR TO PAY DOWN POINTS''''LET YOUR DREAMS COME TRUE'' You won't be disappointed in this beautiful spacious condo with 9' ceilings and the perfect floor plan for the most expansive and best views of the beach shoreline. With wrap around decks, you can enjoy amazing sunrises on the front and sunsets on the beach side. This Quieter end of the beach is

    Linda Kirk Coldwell Banker Realty

    5004 Thomas Dr Unit 1512, Panama City, FL 32408
  • /39

    $354,900

    • 1 Bed
    • 2 Baths
    • 907 Sq Ft

    9900 S Thomas Dr Unit 612, Panama City, FL 32408

    Experience coastal living at its finest in this beautifully appointed 1-bedroom, 2-bathroom condo located on the 6th floor of the highly sought-after Shores of Panama Resort in Panama City Beach. Showcasing breathtaking Gulf views through expansive floor-to-ceiling windows, this stylish residence blends timeless beach décor with comfortable, high-end furnishings for a warm and inviting coastal

    Reggie Johns Portfolio Real Estate and Management Group

    9900 S Thomas Dr Unit 612, Panama City, FL 32408
  • /66

    $675,000

    • 3 Beds
    • 3 Baths
    • 2,044 Sq Ft

    1600 Marina Bay Dr Unit 301, Panama City, FL 32409

    Luxury Waterfront Living with Deeded Boat Slip & Private Garage at Marina Bay! Welcome to one of the most beautiful and distinctive waterfront communities along the shores of Panama City--where luxury, privacy, and coastal living come together in spectacular fashion. This stunning corner residence at Marina Bay offers over 2,000 square feet of beautifully designed living space, complete with a

    Eva Mullins Coldwell Banker Realty

    1600 Marina Bay Dr Unit 301, Panama City, FL 32409
  • /7

    $169,000

    • Land
    • 20,037 Sq Ft
    • $367,391 per Acre

    939 Tidewater Ln, Panama City, FL 32404

    Deepwater dock-able waterfront in the gated Laird Point Community. Nearly half an acre with 75 feet on the water. Beautiful water views. The seller has House plans that have already been approved by the HOA and will provide the full set of plans to new buyer. The dock has already been approved and permitted by the FDEP. Boundary survey, topographic and elevation survey already complete. 75 feet

    Donald West Northwest Florida Realty, LLC

    939 Tidewater Ln, Panama City, FL 32404
  • /2

    $750,000

    • Land
    • 20,908 Sq Ft
    • $1,562,500 per Acre

    8916 N Lagoon Dr, Panama City, FL 32408

    Discover a rare opportunity to own a private waterfront 0.48 acre lot in one of Panama City Beach's most desirable locations. This prime vacant lot offers approximately 20,995.92 square feet and is ideally situated at the end of North Lagoon, providing a unique and secluded setting with endless possibilities for your future home or investment. The property features waterfront access, public sewer

    Julia Castillo Dalton Wade Inc

    8916 N Lagoon Dr, Panama City, FL 32408
  • /62

    $399,000

    • 3 Beds
    • 3 Baths
    • 1,681 Sq Ft

    9860 S Thomas Dr Unit 1612, Panama City, FL 32408

    BIG LAYOUT. BIG VIEWS. BIG OPPORTUNITY. Best-priced Gulf-view 3-bedroom + bunk condo with 3 full bathrooms in Laketown Wharf. Do not miss this opportunity.Enjoy Gulf views from the 16th floor in this spacious 3-bedroom, 3-bathroom condo with a separate bunk area. Offered fully furnished, the unit features LVP flooring throughout, king-sized beds in all three bedrooms, stainless steel

    Alice De La Penha Coldwell Banker Realty

    9860 S Thomas Dr Unit 1612, Panama City, FL 32408
  • /108

    $594,900

    $30K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 2,001 Sq Ft

    6905 Hugh Dr, Panama City, FL 32404

    Welcome to 6905 Hugh Drive, where modern luxury meets relaxed coastal living. Completely remodeled from the studs up in 2023, this stunning 3-bedroom, 2-bathroom waterfront home sits on nearly 0.6 acres with 100 feet of deep saltwater frontage on Callaway Bayou, offering direct access to East Bay, Shell Island, and the Gulf beyond. Whether you're an avid boater or simply looking for peaceful

    Jarah Chesnut Chesnut Realty, Inc

    6905 Hugh Dr, Panama City, FL 32404
  • /57

    $249,000

    $51K PRICE DROP
    • 1 Bed
    • 2 Baths
    • 1,047 Sq Ft

    9860 S Thomas Dr Unit 1116, Panama City, FL 32408

    Welcome to Unit 1116 at Laketown Wharf, where resort-style living meets incredible views and endless amenities! Located on the prime 11th floor, this beautifully laid-out condo offers 1,047 square feet of open and spacious living, designed for comfort and relaxation. Step out onto the large private balcony and take in stunning views of the Gulf, perfect for morning coffee or evening sunsets. The

    Kelli Sullivan Beachy Beach Real Estate

    9860 S Thomas Dr Unit 1116, Panama City, FL 32408

Showing Results 361 - 400, Page 10 of 13

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