1,411

Homes for Sale near Metropolitan Arts Institute

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  • /21

    $250,000

    • 2 Beds
    • 1 Bath
    • 1,160 Sq Ft

    4624 S 19th Ave, Phoenix, AZ 85041

    Don't miss this incredible opportunity to own a fully renovated townhome that's ready to generate income from day one. Renovated top to bottom in 2018, this 2-bedroom, 1-bath home features newer flooring throughout, stylish cabinets, beautiful granite countertops, a newer A/C unit, water heater, and a complete roof update including shingles and flat-top. Everything has been done for you - just

    Victor Vidales RE/MAX Desert Showcase

    4624 S 19th Ave, Phoenix, AZ 85041
  • /12

    $495,000

    • 3 Beds
    • 2 Baths
    • 1,275 Sq Ft

    1017 W Piccadilly Rd, Phoenix, AZ 85013

    This 3 bedroom 2 bath block home is located in the North Park Central Neighborhood. This home has an open floor plan with ceiling fans throughout. The kitchen has recessed lighting and features white cabinets, stainless steel appliances and a large island. New stainless steel dishwasher. Wood style tile flooring with carpet in bedrooms. French doors open to a relaxing back patio. Dual pane

    Lena Bullock HomeSmart

    1017 W Piccadilly Rd, Phoenix, AZ 85013
  • /4

    $340,000

    • 3 Beds
    • 2 Baths
    • 1,352 Sq Ft

    937 W Cocopah St, Phoenix, AZ 85007

    Welcome to this stunning 3-bedroom, 2-bathroom home nestled in the heart of Phoenix!The primary suite provides a relaxing retreat, while two additional bedrooms offer versatility for guests, a home office, or creative space. The covered patio is perfect for entertaining or unwinding in the Arizona sunshine.This home is close to shopping, dining, and major freeways, making it an ideal choice for

    Angel Severian Century 21 Northwest

    937 W Cocopah St, Phoenix, AZ 85007
  • /22

    $760,000 Open Sun 12PM - 4PM

    • 3 Beds
    • 3.5 Baths
    • 2,170 Sq Ft

    340 E Osborn Rd Unit 1, Phoenix, AZ 85012

    **Upscale Urban Living in Central Phoenix**Live at the center of it all in this stunning contemporary home located in the heart of Central Phoenix—just minutes from top dining, local cafés, and everything downtown has to offer. Step inside and experience refined modern living with 10' ceilings, floor-to-ceiling windows, and an abundance of natural light throughout. The designer kitchen features

    Eric Horn The Brokery

    340 E Osborn Rd Unit 1, Phoenix, AZ 85012
  • /46

    $665,000

    • 3 Beds
    • 2 Baths
    • 1,716 Sq Ft

    1422 E Windsor Ave, Phoenix, AZ 85006

    Charming home in historic Coronado neighborhood with owned SOLAR! Home features open floor plan with beautifully updated kitchen that looks on family room and dining area. Owners' suite is huge with fireplace and large walk-in tile shower with glass surrounding. Backyard is perfect with grass lawn and flowering plants and covered patio. Home is minutes from downtown, I-10 and 51 highways,

    Jason Fleming Realty ONE Group

    1422 E Windsor Ave, Phoenix, AZ 85006
  • /38

    $1,250,000

    • 3 Beds
    • 1.5 Baths
    • 2,300 Sq Ft

    55 E Pierson St, Phoenix, AZ 85012

    This distinctive 3-bedroom, 1.5-bathroom home offers 2,300 square feet of living space on a generous 0.46-acre lot. Built in 1939, the home retains much of it's original charm alongside modern updates. Functional layout includes a living room with a fireplace and a family room drenched in natural light. The property is part of the St. Francis Place subdivision, known for its spacious lots and

    Erik Jensen Compass

    55 E Pierson St, Phoenix, AZ 85012
  • /23

    $354,900

    • 3 Beds
    • 2 Baths
    • 1,140 Sq Ft

    4209 N 48th Ave, Phoenix, AZ 85031

    This beautifully refreshed one-story, 3-bedroom, 2-bath home features fresh paint inside and out, giving it a bright, clean look. Inside, new carpet in the bedrooms adds warmth and comfort, while luxury vinyl plank flooring in the living areas provides a sleek, durable finish. The updated kitchen boasts brand-new cabinets along with a stainless steel range and hood, combining style and

    Jacqueline Shaffer OfferPad Brokerage, LLC

    4209 N 48th Ave, Phoenix, AZ 85031
  • /38

    $415,000

    • 4 Beds
    • 2 Baths
    • 1,365 Sq Ft

    5038 N 20th Ave, Phoenix, AZ 85015

    NEW INTERIOR/EXTERIOR PAINT! PRIME LOCATION & ROOM TO THRIVE! All this home needs is YOU! Walk into comfort & peace! This home features 4 beds/2 baths, a spacious kitchen with granite countertops overlooking the living room allowing for joyful communication with family & guests & easy entertainment! Split floor plan, large rooms. Walk in pantry with plenty of extra storage space! Extra large

    Gina Peterson Real Broker

    5038 N 20th Ave, Phoenix, AZ 85015
  • /26

    $389,000

    • 3 Beds
    • 2 Baths
    • 1,500 Sq Ft

    5607 N 23rd Ave, Phoenix, AZ 85015

    If you need tons of space in Central Phoenix with room for all the toys this is the home for you! Discover this beautifully updated home located in the heart of Central Phoenix! Boasting a spacious layout and a thoughtfully upgraded interior, this property perfectly blends comfort, functionality, and convenience. The home features a remodeled kitchen with sleek quartz countertops, open concept

    Thomas Kuhn Brokers Hub Realty, LLC

    5607 N 23rd Ave, Phoenix, AZ 85015
  • /37

    $390,000

    • 3 Beds
    • 2 Baths
    • 962 Sq Ft

    3311 E Harvard St, Phoenix, AZ 85008

    Charming Block Home with Bonus Studio & Outdoor Entertainer's Dream Space! This property is an entertainer's dream - offering versatile living with a 3-bedroom, 1-bath main home (962 sq ft) and an adjacent studio apartment (584 sq ft)—perfect for guests, a mother-in-law suite, or rental income. The studio features a private entrance via a covered patio, a full bathroom, kitchenette, and separate

    Molly McGuire West USA Realty

    3311 E Harvard St, Phoenix, AZ 85008
  • /15

    $285,000

    • 3 Beds
    • 1 Bath
    • 842 Sq Ft

    3946 W Monte Vista Rd, Phoenix, AZ 85009

    Set on a generously sized lot with desirable North/South exposure, this home offers both space and potential in a central Phoenix location. Inside, you'll find a clean, modern palette with freshly painted neutral tones, brand new tile flooring throughout, and an open layout that makes the most of every square foot. The kitchen features beautiful laminate countertops and stainless steel

    Jeremy Lentine eXp Realty

    3946 W Monte Vista Rd, Phoenix, AZ 85009
  • /36

    $649,900

    • 3 Beds
    • 2 Baths
    • 1,234 Sq Ft

    3115 N 34th Place, Phoenix, AZ 85018

    Adorable Mid-Century Ranch, thoughtfully updated. Step into the perfect blend of vintage charm and modern comfort with this carefully remodeled 1955 block home. Lovingly maintained by one family since 1961, the home underwent a complete transformation in 2023. The current owner spared no detail, adding a spacious primary bath and walk-in closet and updating almost every inch of the property.

    Sarah Wiltshire HomeSmart

    3115 N 34th Place, Phoenix, AZ 85018
  • /16

    $315,000

    • 2 Beds
    • 1 Bath
    • 926 Sq Ft

    2209 W Adams St, Phoenix, AZ 85009

    Enchanting 2-bedroom, 1-bath home in a coveted Phoenix pocket at 22nd Ave & Adams St—just moments from downtown, freeways, and the city's best dining and entertainment. This well-maintained home features a classic brick façade and easy-care desert landscaping, leading to a shaded porch beneath a wood pergola. Inside, sunlit living areas showcase durable wood-look floors throughout. The eat-in

    Maria Stamate Best Homes Real Estate

    2209 W Adams St, Phoenix, AZ 85009
  • /9

    $480,000

    • 1,611 Sq Ft

    128 W Elwood St, Phoenix, AZ 85041

    Property is zoned A-1 light industrial, perfect for a startup business. Buyer to verify all facts and figures, property being sold in as is condition.

    Dalia Garcia HomeSmart

    128 W Elwood St, Phoenix, AZ 85041
  • /31

    $325,000

    • 2 Beds
    • 2 Baths
    • 1,251 Sq Ft

    6207 N 21st Dr, Phoenix, AZ 85015

    Located in the Super Cute community of Orangeaire Villas, this 2 bedroom, with 2 bathrooms villa, lives like 2 suites. Living Room with Fireplace, kitchen with pass thru to back patio & dining. A 2 car garage, cozy back courtyard perfect for a BBQ and a some flowers. New floors throughout, brand new carpet in Master. Move in ready. The Complex has a grassy central park, pool and community center.

    Weston Hinton Realty85

    6207 N 21st Dr, Phoenix, AZ 85015
  • /17

    $252,000

    • 1 Bed
    • 2 Baths
    • 860 Sq Ft

    1123 E Maryland Ave Unit 4, Phoenix, AZ 85014

    Step into a piece of architectural history with this Miles Stahm-designed mid-century loft, once dubbed the ''Aphrodisiac Lofts'' in a 1965 Playboy feature. Located in a gated community minutes from the Biltmore area, this unique poolside home blends vintage charm with modern appeal.The loft boasts 16' floor-to-ceiling windows, a floating staircase, lava rock wall and retro wood-burning

    Yolanda Smith Keller Williams Arizona Realty

    1123 E Maryland Ave Unit 4, Phoenix, AZ 85014
  • /35

    $675,000

    • 4 Beds
    • 2 Baths
    • 1,828 Sq Ft

    1702 W Glenrosa Ave, Phoenix, AZ 85015

    This mid-century modern, 4 bedroom pool home is nestled in the serene & lush Belair / Melrose districts w/ one of America's top 40 new restaurants & more. Huge corner lot w/ lush landscaping & citrus. Open floor plan, exposed reclaimed beams, & views of the pool through giant windows. Virtually everything in this house is less than 3 years old, including: windows, plumbing, electrical & panel,

    Kort Linden HomeSmart

    1702 W Glenrosa Ave, Phoenix, AZ 85015
  • /12

    $5,238,000

    • Land
    • 9 Acres
    • $603,456 per Acre

    0000 N 3rd Ave, Phoenix, AZ 85003

    GREAT OPPORTUNITY FOR POTENTIAL COMMERCIAL OR MULTI-RESIDENTIAL DEVELOPMENT. LESS THAN 5 MILES AWAY FROM THE TAIWAN SEMI-CONDUCTOR PLANT AND INDUSTRIAL PARK. CORNER LOT WITH APPROXIMATELY 660 FT OF CAREFREE HWY. FRONTAGE. AND APPROXIMATELY 576 FT OF FRONTAGE ALONG 3RD AVE. LOCATED ON THE NORTH SIDE OF CAREFREE HWY. GREAT EXPOSURE AND OPPORTUNITY.

    Lynda Rahi Distinctive Real Estate Ventur

    0000 N 3rd Ave, Phoenix, AZ 85003
  • /10

    $45,000

    • 3 Beds
    • 1.5 Baths
    • 980 Sq Ft

    4211 W Roosevelt St Unit 235, Phoenix, AZ 85009

    Welcome to this All Age Community 3 bedrooms, 1.5 bathrooms cozy home, that is near the I-10, schools, dining , centrally located. The amenity of this community is the swimming pool. Check this r home with space for 1 car parking, front entrance built in deck, good size interior and exterior. One storage comes with house. great front entrance covered area for your gatherings. Nice size living

    Luz Ramirez My Home Group Real Estate

    4211 W Roosevelt St Unit 235, Phoenix, AZ 85009
  • /36

    $489,500 Open Sat 11AM - 2PM

    • 2 Beds
    • 1 Bath
    • 924 Sq Ft

    2039 N 12th St, Phoenix, AZ 85006

    Welcome to the Roycroft Community in the Historic Coronado District, where timeless charm meets modern living. This beautifully updated vintage home blends classic architectural character with contemporary comforts, offering the best of both worlds. Thoughtful renovations include new Milgard low-e windows, luxury vinyl plank flooring, copper plumbing, updated sewer lines, and a fully remodeled

    Christina Catalano Real Broker

    2039 N 12th St, Phoenix, AZ 85006
  • /29

    $320,000

    • 3 Beds
    • 2 Baths
    • 1,500 Sq Ft

    4406 N 30th Dr, Phoenix, AZ 85017

    Great lot size home! Two Kitchen, new Electric panel, Garage converted additional big room, consider 2200 Sqft home. WHY HAS THIS HOME NOT SOLD YET??? THIS 4 BEDROOM, 2 BATH, 2200 SQ FT BLOCK-BUILT IS PRICED TO SELL! FEATURES - UPDATED KITCHEN WITH OAK CABINETRY, CERAMIC TILE IN ALL THE RIGHT PLACES, PANTRY, SEPARATE LAUNDRY/STORAGE ROOM,BOTH A/C & EVAP, BLOCK FENCING, STORAGE SHED, BONUS ROOM

    MD Islam HomeSmart

    4406 N 30th Dr, Phoenix, AZ 85017
  • /26

    $365,000

    1410 S 24th Ave, Phoenix, AZ 85009

    1410 S 24th Ave. presents a rare opportunity with two single-family homes on one lot!Unit 1: 3 bedrooms / 1 bathroomUnit 2: 1 bedroom / 1 bathroomBoth units have been recently improved and feature washer and dryer hookups.Both homes are currently vacant, offering flexibility for investors, multi-generational living, or house hacking (Live in one home and rent out the other to help pay your

    Damian Ramirez eXp Realty

    1410 S 24th Ave, Phoenix, AZ 85009
  • /26

    $365,000

    • 4 Beds
    • 2 Baths
    • 1,874 Sq Ft

    1410 S 24th Ave, Phoenix, AZ 85009

    1410 S 24th Ave. presents a rare opportunity with two single-family homes on one lot!Unit 1: 3 bedrooms / 1 bathroomUnit 2: 1 bedroom / 1 bathroomBoth units have been recently improved and feature washer and dryer hookups.Both homes are currently vacant, offering flexibility for investors, multi-generational living, or house hacking (Live in one home and rent out the other to help pay your

    Damian Ramirez eXp Realty

    1410 S 24th Ave, Phoenix, AZ 85009
  • /51

    $459,000

    • 3 Beds
    • 1.5 Baths
    • 1,487 Sq Ft

    1363 E Clarendon Ave, Phoenix, AZ 85014

    3-bedroom home in the heart of Central Phoenix! Perfectly situated near Downtown, Uptown, and Phoenix Country Club, this prime location offers the best of Phoenix right at your fingertips. Minutes to multiples freeways and a quick ride to PHX. Whether you're a first-time buyer or an investor, this home has fantastic potential. Inside, you'll find a spacious living area filled with natural light

    Scott Jackson Realty ONE Group

    1363 E Clarendon Ave, Phoenix, AZ 85014
  • /63

    $3,950,000

    • 4 Beds
    • 5.5 Baths
    • 5,674 Sq Ft

    3006 N Manor Dr W, Phoenix, AZ 85014

    Iconic Goldwater ''Family Compound'' home on lg lot adjacent to Phoenix Country Club course. Splendid, green views, framed by mid-town skyline. Secure, serene, gated. Suburban living in heart of City. Expansive lot, studded with 90 year old trees, sweeping circular drive. House of triple brick construction, a massing technique designed to last 30 generations, rarely used since WW2. New Terra

    Ken Elder Long Realty Uptown

    3006 N Manor Dr W, Phoenix, AZ 85014
  • /31

    $245,000

    • 2 Beds
    • 1 Bath
    • 951 Sq Ft

    2025 E Campbell Ave Unit 248, Phoenix, AZ 85016

    FRESHLY PAINTED. NEW AC 2022. NEW SHOWER/TUB 2022. Nice unit in the Camelback Corridor! This is a super opportunity to purchase a unit in a Fantastic location! Stainless steel appliances, granite counter tops, community pools, club house, fitness center, media area and much more! This is a very spacious unit with it's own laundry room. Centrally located. Biltmore are not far from Old Town

    Michael Konieczki West USA Realty

    2025 E Campbell Ave Unit 248, Phoenix, AZ 85016
  • /33

    $425,000

    • 3 Beds
    • 2 Baths
    • 1,499 Sq Ft

    1224 E Wier Ave, Phoenix, AZ 85040

    If you think unicorns don't exist, you haven't seen this South Mountain gem. This rare, no-HOA Santa Fe-style beauty on an R-3 lot (yes, you can have up to 3 dwellings!) offers 3 bedrooms, 2 baths, a split floor plan, and a kitchen with downtown Phoenix views — you'll actually want to do the dishes! Fresh interior and exterior paint, a brand new AC, RV gate and parking, and TWO driveways mean you

    Danny Nguyen West USA Realty

    1224 E Wier Ave, Phoenix, AZ 85040
  • /10

    $900,000

    1046 W Polk St, Phoenix, AZ 85007

    DOWNTOWN location 4 plex!! This 4 plex has all 2 bedroom/1 bath units that have been recently Remodeled! Units are individually metered for electric. Downtown location, easy to rent. Close to University Park. Drive by Only, Do Not Disturb Tenants

    Jose Perez 4 U Realty Plus

    1046 W Polk St, Phoenix, AZ 85007
  • /14

    $325,000

    • 2 Beds
    • 2 Baths
    • 1,178 Sq Ft

    1845 W Citrus Way, Phoenix, AZ 85015

    Discover urban living at its finest in this delightful 2-bedroom, 2-bathroom townhome, perfectly situated in a vibrant, up-and-coming neighborhood. This meticulously maintained home offers a spacious and functional split floor plan, ideal for roommates or those seeking extra privacy. Step inside and be greeted by tasteful upgrades and modern finishes throughout. Centrally located, just minutes

    Lisa Harris Jason Mitchell Real Estate

    1845 W Citrus Way, Phoenix, AZ 85015
  • /19

    $430,000

    • 2 Beds
    • 1 Bath
    • 1,320 Sq Ft

    4303 N 18th St, Phoenix, AZ 85016

    Live in the heart of it all! Welcome to this beautifully maintained 3-bedroom, 1-bath home delivers 1,320 sqft of flexible space on an oversized lot with no HOA! Whether you're looking your a buyer looking for move in ready or an investor with a vision, this home checks every box. Step inside to fresh paint and new carpet throughout, setting the tone for a bright, welcoming atmosphere. The layout

    Luis Hernandez Real Broker

    4303 N 18th St, Phoenix, AZ 85016
  • /10

    $114,900

    • 2 Beds
    • 1.5 Baths
    • 980 Sq Ft

    3840 N 43rd Ave Unit 16, Phoenix, AZ 85031

    Great opportunity for investors seeking strong rental income. Spacious 2-story townhouse with large downstairs living areas and private upstairs bedrooms. Enjoy a covered patio for outdoor relaxation. Community includes assigned parking, a fenced perimeter, and a children's playground. Washer/dryer hookups available. Recently updated with new fridge, flooring, paint, doors, and windows.

    Alejandrina Kerbs West USA Realty

    3840 N 43rd Ave Unit 16, Phoenix, AZ 85031
  • /56

    $799,999

    • 3 Beds
    • 3 Baths
    • 1,529 Sq Ft

    1546 W Culver St, Phoenix, AZ 85007

    Step into this reimagined bungalow at 1546 W Culver Street, nestled in the heart of Phoenix's historic F.Q. Story District. This 1936 red brick beauty boasts exposed brick interiors, restored concrete floors and modern updates including designer fixtures and details throughout. The main house offers 2 bedrooms and 2 bathrooms, while a separate studio with kitchenette and bath provides versatile

    James Judge HomeSmart

    1546 W Culver St, Phoenix, AZ 85007
  • /49

    $949,000

    • 3 Beds
    • 2.5 Baths
    • 3,006 Sq Ft

    2242 E Palm Ln, Phoenix, AZ 85006

    A RARE GEM IN THE HEART OF GREEN GABLES/ENCANTO! Stunning 3BR/2BA split floor plan with a spacious primary suite featuring a huge walk-in closet and luxurious bath. Open kitchen with granite counters, breakfast bar, new appliances, and smart fridge overlooks a large covered patio and landscaped backyard. THE REAL SHOWSTOPPER? A detached 1,000 sq ft living/work space with soaring 14' ceilings,

    Keren Montandon Shawn Bellamak Realty

    2242 E Palm Ln, Phoenix, AZ 85006
  • /15

    $199,900

    • 1 Bed
    • 1 Bath
    • 605 Sq Ft

    1006 E Osborn Rd Unit B, Phoenix, AZ 85014

    Central Phoenix condo across from Phoenix Country Club. Gated community, all utilities included in low HOA fee (electric, water, city services, as well as common area maintenance). All appliances included. Two courtyard facing arcadia doors, large bedroom with a walk-in closet. One covered parking space and private storage space. Community pool, deck, BBQ and laundry room. Living here puts you

    Michael Maloney Keller Williams Realty Sonoran Living

    1006 E Osborn Rd Unit B, Phoenix, AZ 85014
  • /30

    $340,000

    • 2 Beds
    • 1.5 Baths
    • 1,199 Sq Ft

    610 E Montebello Ave Unit 46A, Phoenix, AZ 85012

    Discover this bright 2-bed/1.5-bath end-unit townhome in the charming Uptown neighborhood of Central Phoenix! Features 1,199 sqft of living space on a corner lot with North/South exposure. Enjoy granite countertops, bright white paint, full-size washer/dryer, and vinyl plank flooring throughout. The upstairs master bedroom offers a walk-in closet and double-sink bathroom. Outdoor living includes

    Lindsay Fricks Compass

    610 E Montebello Ave Unit 46A, Phoenix, AZ 85012
  • /22

    $629,000

    • 1,934 Sq Ft

    310 E Thomas Rd, Phoenix, AZ 85012

    Welcome to this charming 1947 Cape Cod property! Recently used as private executive offices for 4-6, plus boardroom, space for office staff, reception area & waiting room. The interior showcases recessed lighting, a blend of tile and carpet floors, abundant natural light, and an earthy-cool palette. The kitchen displays wood cabinetry for ample storage and built-in appliances. 2021-2 New HVAC

    Melinda Eslinger Long Realty Uptown

    310 E Thomas Rd, Phoenix, AZ 85012
  • /62

    $825,000

    • 3 Beds
    • 2.5 Baths
    • 1,944 Sq Ft

    6111 N 8th St, Phoenix, AZ 85014

    This charming jewel box is a masterclass in mid-century revival by the team at Lady House Buyer. A fusion of vintage soul and modern finesse, proving just how beautifully a classic ranch can shine with the right touch. Tucked in the heart of Central Phoenix, this hidden gem of a neighborhood is no longer a secret — with flexible ranch-style homes and top-tier Madison schools, it's quickly

    Christie Kinchen Twins & Co. Realty, LLC

    6111 N 8th St, Phoenix, AZ 85014
  • /62

    $1,499,999

    • 4 Beds
    • 3.5 Baths
    • 2,659 Sq Ft

    3010 E Glenrosa Ave, Phoenix, AZ 85016

    Stunning Home with Timeless Style - Move-In Ready!Welcome to your dream home, where modern luxury meets timeless craftsmanship. Completed in 2023 and fully permitted with a Certificate of Occupancy, this spectacular rebuild retains just a few original 1955 walls—everything else is brand new!This thoughtfully designed split floor plan boasts 4 spacious bedrooms and 3.5 beautifully appointed

    Joseph Scarpignato Phoenician Properties Realty

    3010 E Glenrosa Ave, Phoenix, AZ 85016
  • /60

    $1,200,000 Open Sat 11AM - 2PM

    • 3 Beds
    • 2 Baths
    • 1,820 Sq Ft

    5815 N 10th Place, Phoenix, AZ 85014

    Nestled in Marlen Grove—a 1952 Ralph Haver-designed enclave—this 3-bed, 2-bath gem blends mid-century charm with modern luxury. A new foam roof crowns the home, while four expansive sliders, including two three-pane versions, blur the line between indoors and out. Inside, clerestory windows, skylights, and exposed concrete floors flood the living area with natural light, anchored by a striking

    Cole Repp Real Broker

    5815 N 10th Place, Phoenix, AZ 85014
  • /8

    $850,000

    602 S 17th Ave, Phoenix, AZ 85007

    This 18-unit property provides a great opportunity to create a thriving community in Downtown Phoenix. With the structures in place to create great living spaces, this property has unique flexibility to be traditional market-rate rentals or a master leased property to a third-party operator. This property is priced to sell with a huge upside and cash flow potential. Currently gutted and vacant

    Tyler Bruggman ABI Multifamily

    602 S 17th Ave, Phoenix, AZ 85007

Showing Results 121 - 160, Page 4 of 18

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