1,528

Homes for Sale near Midtown Primary School

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  • /14

    $375,000

    $20K PRICE DROP
    • 1 Bed
    • 1.5 Baths
    • 870 Sq Ft

    5207 N 24th St Unit 104, Phoenix, AZ 85016

    Beautifully updated ground-level condo located in the guard-gated Biltmore Cloisters community. This light-filled 1 bed, 1.5 bath residence features modern finishes throughout, an open-concept living and dining space, a fully equipped kitchen with stainless steel appliances, and a spacious primary suite with an updated bath. Enjoy the added convenience of an in-unit washer and dryer and a private

    Tucker Blalock The Brokery

    5207 N 24th St Unit 104, Phoenix, AZ 85016
  • /2

    $249,000

    • Land
    • 7,405 Sq Ft
    • $1,464,706 per Acre

    1125 W Grant St Unit 13, Phoenix, AZ 85007

    Prime C-3 commercial lot ready for development. North/South exposure with utilities at the property, including sewer. Flexible zoning allows for multiple business uses. Well-located near downtown Phoenix with excellent access and growth potential.

    Sunny Rostami Expert Realty LLC

    1125 W Grant St Unit 13, Phoenix, AZ 85007
  • /27

    $169,000

    • 1 Bed
    • 1 Bath
    • 770 Sq Ft

    4730 W Northern Ave Unit 1153, Glendale, AZ 85301

    Stunningly remodeled! Ground-level 1-bed with private courtyard and office.Move right into this fully updated 1 bed / 1 bath ground-level condo featuring a beautiful 2025-remodel of the kitchen and bathroom, plus a flexible den / office space. Enjoy peace of mind with a newer AC unit and a secured mech box by the private gated courtyard entrance. Located in a top-tier community with a

    George Laughton EveryPlace

    4730 W Northern Ave Unit 1153, Glendale, AZ 85301
  • /36

    $35,000

    $5K PRICE DROP
    • 2 Beds
    • 2 Baths
    • 1,440 Sq Ft

    2050 W Dunlap Ave Unit L281, Phoenix, AZ 85021

    This charming 1,440 square foot Silvercrest mobile home, built in 1972, offers a spacious and comfortable living experience with 2 bedrooms and 2 bathrooms. The home features a welcoming living room, a separate family room, and a dining room perfect for entertaining guests. The master bedroom includes an en suite bathroom and a walk-in closet, providing ample storage and privacy. The kitchen is

    Lacey Coleman Desertscape

    2050 W Dunlap Ave Unit L281, Phoenix, AZ 85021
  • /18

    $284,900

    $5K PRICE DROP
    • 2 Beds
    • 2 Baths
    • 1,184 Sq Ft

    920 E Devonshire Ave Unit 2012, Phoenix, AZ 85014

    ***Very hard to find*** This spacious 2 bedroom 2 bathroom condominium comes with 2 private car garage located in the Gated community. It is located on the second floor right by the elevator. This move in ready unit has a large living room/dining room with plenty of space for entertaining. The primary bedroom features an ensuite bathroom with dual sinks and step in shower. The guest bedroom

    Kiran Singh West USA Realty

    920 E Devonshire Ave Unit 2012, Phoenix, AZ 85014
  • /23

    $235,000

    $14K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,211 Sq Ft

    2115 W Belmont Ave Unit 2, Phoenix, AZ 85021

    REDUCED***REDUCED***Nice 3 Bedrooms 2 bath with tile flooring and fresh paint that is close to shopping, restaurants and free way. do not mis this opportunity to own a town house that is close to every thing that you need.

    Noel Kando Realty ONE Group

    2115 W Belmont Ave Unit 2, Phoenix, AZ 85021
  • /28

    $1,195,000

    • 6 Beds
    • 6 Baths
    • 3,744 Sq Ft

    1344 E Polk St Unit A, Phoenix, AZ 85006

    ATTENTION INVESTORS: Rare turnkey investment opportunity in the heart of Downtown Phoenix's historic Garfield District! Built in 2023, this premium property consists of two separate units (Unit A and Unit B) with NO HOA, offering maximum rental flexibility as a high-yield long-term hold, house-hack, or premium mid-term/corporate rental.Positioned right next to the Roosevelt Row arts district

    Jay Bru My Home Group Real Estate

    1344 E Polk St Unit A, Phoenix, AZ 85006
  • /30

    $629,995

    • 3 Beds
    • 2 Baths
    • 1,374 Sq Ft

    1709 E Frier Dr, Phoenix, AZ 85020

    Remodeled Desert Retreat with Private Pool & Mountain Views! Experience the best of Arizona living in this beautifully remodeled 3-bedroom, 2-bath patio home in the highly sought-after Pointe Community. This single-level home features an open floor plan, a stunning kitchen with quartz countertops, a large island, and custom cabinetry. The inviting family room offers a cozy fireplace, while both

    Gaby Carder Real Estate 48

    1709 E Frier Dr, Phoenix, AZ 85020
  • /30

    $435,000

    $15K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,371 Sq Ft

    1617 E Earll Dr, Phoenix, AZ 85016

    Charming 1941 single-story home in Central Phoenix's historic Earll area, set on a spacious corner lot. This 3BR/2BA, approx. 1,371 sq ft home needs updating and repairs, offering an excellent opportunity for buyers, investors, or those looking to create a home to their own vision. A detached 720 sq ft casita features a full kitchen, private living area, 1 full bath and ½ bath, plus new A/C. The

    Jacob Kirn Coldwell Banker Realty

    1617 E Earll Dr, Phoenix, AZ 85016
  • /94

    $515,000

    $35K PRICE DROP
    • 2 Beds
    • 2 Baths
    • 1,456 Sq Ft

    2323 N Central Ave Unit 903, Phoenix, AZ 85004

    NEW PRICE! FULLY REMODELED END UNIT WITH STUNNING VIEWS + FULL-SERVICE LIVING--and HOA CREDIT, TOO!Unobstructed southern exposure delivers sweeping views from the downtown skyline to the Estrella Mountains--an immediate impact the moment you walk through the door.Top to bottom remodel including raised ceilings and dual-pane windows, this residence offers a bright, open layout that

    Christa Lawcock Realty Executives Arizona Territory

    2323 N Central Ave Unit 903, Phoenix, AZ 85004
  • /5

    $3,200,000

    New Construction
    • 4 Beds
    • 4.5 Baths
    • 3,931 Sq Ft

    313 E Wagon Wheel Dr, Phoenix, AZ 85020

    Early-stage pricing on a brand new TJH home is nothing short of exceptional -- offering buyers the rare opportunity to secure luxury new construction at the best value before completion AND still select their interior finishes at the design studio! Luxury living in the Madison District of Phoenix, Arizona! This stunning 4-bedroom, 4.5-bath home with a 3-car garage offers the perfect blend of

    Heather Flom Thomas James Homes

    313 E Wagon Wheel Dr, Phoenix, AZ 85020
  • /41

    $375,000

    $14K PRICE DROP
    • 3 Beds
    • 1.5 Baths
    • 1,120 Sq Ft

    3621 N 21st Dr, Phoenix, AZ 85015

    This beautifully restored mid-century modern home connects the past with the present. Care has been taken to preserve the vintage elements of this post World War II home (including the original windows), while carefully integrating modern features. The living room's vintage coved ceilings are an example of the era. This 1 1/2 bath home features 20 inch tile throughout. Recessed lighting provides

    Michael Nipp Taliverde Properties

    3621 N 21st Dr, Phoenix, AZ 85015
  • /2

    $349,000

    • Land
    • 1.01 Acres
    • $345,545 per Acre

    0000 W Keim Dr, Glendale, AZ 85301

    Package Deal Opportunity: This property is being offered alongside two adjacent fourplex (MLS) (MLS) Lot supports up to 14 units. Access to the lot is attached to the 4337 W Kiem Dr. Glendale, AZ 85301 property. Do Not Disturb Tenants near lot.

    Aubrey Singer HomeSmart

    0000 W Keim Dr, Glendale, AZ 85301
  • /30

    $389,000

    $6K PRICE DROP
    • 2 Beds
    • 2 Baths
    • 1,465 Sq Ft

    6020 N 10th Ave, Phoenix, AZ 85013

    Welcome home to this charming 2-bedroom, 2-bath townhome offering comfort and style in a beautifully maintained community. Spacious living and dining areas feature French doors opening to inviting outdoor spaces. The updated eat-in kitchen offers abundant cabinetry, generous counter space, and a large sunny window. Rich wood-look flooring, inside laundry, generous storage, and nicely sized

    Krystn Dale HomeSmart

    6020 N 10th Ave, Phoenix, AZ 85013
  • /27

    $394,900

    $15K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,682 Sq Ft

    2201 W Adams St, Phoenix, AZ 85009

    Beautiful 3-bedroom, 2-bath home built in 2015 offering approximately 1,682 sq ft of well-designed living space on a spacious 7,000 sq ft lot just minutes from DOWNTOWN Phoenix.. Features an open-concept layout with abundant natural light and seamless flow between living, dining, and kitchen areas. Recent upgrades include a new roof (2025), A/C only 10 years old, remodeled bathroom, new tile

    Maria Stamate eXp Realty

    2201 W Adams St, Phoenix, AZ 85009
  • /2

    $475,000

    • Land
    • 12,632 Sq Ft
    • $1,637,931 per Acre

    4440 N 13th Place Unit 22, Phoenix, AZ 85014

    Prime Location. Multi-family Development. Lot is zoned for up to 4 units.

    Michael Rubio Arizona 1st Land & Home RE Co

    4440 N 13th Place Unit 22, Phoenix, AZ 85014
  • /42

    $170,000

    • 2 Beds
    • 1 Bath
    • 980 Sq Ft

    4750 N Central Ave Unit 9A, Phoenix, AZ 85012

    Elevated 9th floor living awaits in this updated end unit. Enjoy superb privacy with just one neighbor. Wood & tiled flooring throughout. A cozy kitchen includes stainless steel appliances, granite countertops, new microwave & extensive tiled backsplash with plenty of counter space. A striking mirrored wall adds beautiful depth to the living area. Marvel at the highly sought after north facing

    Yvonne Faustinos Russ Lyon Sotheby's International Realty

    4750 N Central Ave Unit 9A, Phoenix, AZ 85012
  • /13

    $784,000

    New Construction $96K PRICE DROP
    • 3 Beds
    • 3 Baths
    • 2,359 Sq Ft

    312 E Windsor Ave Unit 2, Phoenix, AZ 85004

    NEW CONSTRUCTION-enjoy a modern work/live townhome with architectural gravitas in a gated Midtown Phoenix enclave! Minutes from Downtown, world-class restaurants, museums, major entertainment venues, and Sky Harbor. Inside, crisp contemporary design balances volume and light: open great room, chef's kitchen with streamlined cabinetry/premium appliances, 3 bedrooms + den provide multiple options

    Alice Blakely The Brokery

    312 E Windsor Ave Unit 2, Phoenix, AZ 85004
  • /27

    $9,900

    • 1 Bed

    2050 W Dunlap Ave Unit Q389, Phoenix, AZ 85021

    Includes 6 Months of Free Rent! This charming 1-bedroom, 0-bath manufactured home by Cavco offers a cozy and functional living space perfect for comfortable Arizona living. The home features a spacious living room with large sliding glass doors that flood the interior with natural light, highlighting the soft green carpeting and open layout. The adjoining dining room and kitchen are equipped with

    Lacey Coleman Desertscape

    2050 W Dunlap Ave Unit Q389, Phoenix, AZ 85021
  • /43

    $1,420,000

    $80K PRICE DROP
    • 5 Beds
    • 6 Baths
    • 5,452 Sq Ft

    225 W Orchid Ln, Phoenix, AZ 85021

    Experience the perfect blend of luxury and function in this North Central Phoenix home. This five bed, six bath home sits on a premier corner lot and welcomes you with soaring ceilings and abundant natural light. The great room flows into an entertainer's kitchen, featuring quartz counters, dual ovens, gas cooktop, and a large island that invites gatherings. Three bedrooms are located on the main

    Tara Jones Opendoor Brokerage, LLC

    225 W Orchid Ln, Phoenix, AZ 85021
  • /42

    $189,000

    $11K PRICE DROP
    • 2 Beds
    • 1.5 Baths
    • 1,254 Sq Ft

    6501 N 17th Ave Unit 113, Phoenix, AZ 85015

    Turnkey and move-in ready in a charming Central Corridor gated community! This beautifully updated 2BD/1.5BA townhome features brand new carpet and fresh paint, granite countertops in the kitchen and baths, tile and wood flooring, and abundant storage throughout. Both spacious upstairs bedrooms offer walk-in closets, and the primary bedroom opens to a patio with views of the lush courtyard and

    George Laughton EveryPlace

    6501 N 17th Ave Unit 113, Phoenix, AZ 85015
  • /51

    $639,000

    $11K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,617 Sq Ft

    2011 W Campbell Ave, Phoenix, AZ 85015

    Completely reimagined and meticulously renovated, this iconic Womack-built Mid-Century Modern residence seamlessly blends timeless architecture with today's most sought-after upgrades. Thoughtfully transformed from top to bottom, improvements include a new roof, new HVAC system, new windows, designer flooring, a beautifully redesigned kitchen, updated baths, and curated finishes throughout. The

    Roman Gastelum West USA Realty

    2011 W Campbell Ave, Phoenix, AZ 85015
  • /26

    $419,900

    Open Sat 11AM - 1PM
    • 4 Beds
    • 2 Baths
    • 1,814 Sq Ft

    4023 W Griswold Rd, Phoenix, AZ 85051

    Rare opportunity to own the only 4-bedroom home currently available in the neighborhood! This beautifully updated home features exposed wood beams, a unique sunken living area with a cozy fireplace, and a custom built-in bookcase full of character. The kitchen offers quartz countertops, stainless steel appliances, and a stylish backsplash, while the bathrooms have been tastefully updated. The

    Alondra Churcher Delex Realty

    4023 W Griswold Rd, Phoenix, AZ 85051
  • /22

    $449,500

    • 2 Beds
    • 2.5 Baths
    • 1,394 Sq Ft

    1145 E Whitton Ave Unit 1007, Phoenix, AZ 85014

    GATED modern 2BR + den townhome in Midtown Phoenix, designed by renowned architect Will Bruder. Freshly touched up, fully cleaned, beautifully staged and upgraded with smart home features plus all new power automated shades. Soaring ceilings, floor to ceiling windows and modern design elements bring in incredible natural light throughout. The kitchen features solid surface counters, European

    Paul Lee Incyte Realty, LLC

    1145 E Whitton Ave Unit 1007, Phoenix, AZ 85014
  • /38

    $949,000

    $550K PRICE DROP
    • 4 Beds
    • 2 Baths
    • 3,023 Sq Ft

    8115 N 11th Ave, Phoenix, AZ 85021

    Mid-Century Beauty. This 3,000+ sq ft home offers 4 bedrooms and a spacious layout with generous living, family, and dining rooms--perfect for everyday living and gathering with loved ones. One bedroom is split and oversized, ideal for guest quarters, a private retreat, or a flexible living space. Step outside to a large backyard with a gorgeous pool and oversized patio--perfect for relaxing

    Paul Schmidt HomeSmart

    8115 N 11th Ave, Phoenix, AZ 85021
  • /14

    $1,295,000

    $100K PRICE DROP
    • 5 Beds
    • 3 Baths
    • 3,218 Sq Ft

    2236 E Cactus Wren Dr, Phoenix, AZ 85020

    Spacious single-level home with NO INTERIOR STEPS, ideally located near SR-51 and Lincoln in a quiet enclave surrounded by trailheads and walking paths. Filled with natural light, the home offers expansive living spaces, 5 bedrooms, and a flexible floorplan designed for comfortable everyday living and entertaining. The backyard features a giant diving pool, fantastic patio space for entertaining

    Alice Blakely The Brokery

    2236 E Cactus Wren Dr, Phoenix, AZ 85020
  • /46

    $899,900

    • 5 Beds
    • 4 Baths
    • 2,364 Sq Ft

    1001 E Belmont Ave, Phoenix, AZ 85020

    This Prime Central Phoenix location boasts a fabulous 5 bed 4 bath home with DETACHED CASITA was completely remodeled from top to bottom. Sitting on almost a 1/4 acre lot, the huge 'maintenance free' back yard boasts privacy, a paved covered patio and sparkling pool for those fun pool parties. The modern kitchen with upgraded stainless appliances, has a breakfast area with french doors opening to

    Kenneth Johnson eXp Realty

    1001 E Belmont Ave, Phoenix, AZ 85020
  • /26

    $259,900

    • 2 Beds
    • 2 Baths
    • 939 Sq Ft

    8011 N 49th Ave, Glendale, AZ 85302

    Beautifully remodeled home located just steps from the community pool in the welcoming Terrace Green community, and minutes from the Westgate Entertainment District, Historic Downtown Glendale, Sahuaro Ranch Park, dining, and shopping. A true no expense spared fully renovated DESIGNER GRADE interior with a NEW kitchen, NEW flooring, NEW quartz countertops, NEW tiled showers, and much more!

    Trey Archuleta eXp Realty

    8011 N 49th Ave, Glendale, AZ 85302
  • /16

    $379,500

    $6K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,506 Sq Ft

    3428 W Tuckey Ln, Phoenix, AZ 85017

    Tucked into an established neighborhood, this home just feels easy the moment you walk in. The kitchen has been remodeled since the current owner purchased, giving it a fresh, updated look. There's also an added den or office space, perfect if you work from home or just want that extra flex room everyone's looking for right now.The backyard is where it really shines. A clean pool is ready for

    Jacqueline Perez eXp Realty

    3428 W Tuckey Ln, Phoenix, AZ 85017
  • /11

    $45,999

    $2K PRICE DROP
    • 1 Bed
    • 1 Bath
    • 406 Sq Ft

    7200 N 43rd Ave Unit 45, Glendale, AZ 85301

    This 406 square foot Park Model home at Royal Glen in Glendale, AZ offers a cozy and compact living space with 1 bedroom and 1 bathroom. The home, built in 2018 by Champion, features a spacious living room and a well-equipped kitchen perfect for preparing meals and entertaining guests. The interior boasts modern appliances including a stove, oven, washer, dryer, and fridge, making daily tasks a

    Marguarite Houle Villa Sierra

    7200 N 43rd Ave Unit 45, Glendale, AZ 85301
  • /20

    $325,000

    $5K PRICE DROP
    • 1 Bed
    • 1 Bath
    • 761 Sq Ft

    100 E Fillmore St Unit 117, Phoenix, AZ 85004

    Perfectly positioned in the heart of downtown Phoenix, this St. Croix Villas residence offers convenient access to Chase Field, the Phoenix Convention Center, Footprint Center, and the dining, entertainment, and amenities downtown has to offer. Inside, the home features polished concrete floors, a bright open living and kitchen area, a beautifully remodeled shower, and a spacious bedroom with a

    Martin Lopez Marquez Realty ONE Group

    100 E Fillmore St Unit 117, Phoenix, AZ 85004
  • /26

    $1,449,000

    Open Sat 12PM - 2PM $300K PRICE DROP
    • 4 Beds
    • 3 Baths
    • 3,152 Sq Ft

    7502 N 10th St, Phoenix, AZ 85020

    Exquisite luxury ranch in the heart of Phoenix, just steps from the coveted 7's! Enjoy a premier location and incomparable value outside this elite enclave! This stunning 4-bed, 3-bath home spans over 3,150 sq ft on a rare corner lot with expanded space and privacy. Oozing charm throughout, the floor plan offers elegant living spaces, a chef's kitchen, and seamless indoor-outdoor flow to your

    Jason Grauerholz HomeSmart

    7502 N 10th St, Phoenix, AZ 85020
  • /11

    $1,008,600

    • 4,920 Sq Ft

    1525 W Hatcher Rd, Phoenix, AZ 85021

    1525 W Hatcher Rd is a 4,920 SF freestanding industrial flex building on a 0.57-acre site with a secured, fenced contractor yard, a rarecombination in the Sunnyslope infill submarket. The improvements include 680 SF of office and 4,240 SF of warehouse with 10-13' clearheight and two grade-level roll-up doors (10' x 16' main and 7' x 12' secondary). The site fronts directly on W Hatcher

    Aaron Gutierrez R.O.I. Properties

    1525 W Hatcher Rd, Phoenix, AZ 85021
  • /28

    $1,095,000

    • 4 Beds
    • 3 Baths
    • 2,480 Sq Ft

    8912 N 17th Ave, Phoenix, AZ 85021

    Experience the quality and peace of mind of a virtually brand-new home in an established Phoenix neighborhood. This stunning 4-bedroom, 3-bath split floor plan home has been completely reimagined after being taken down to just three exterior walls and rebuilt from the ground up. Expanded by over 1,000 square feet, the home now offers 2,480 square feet, including a spacious primary suite, an

    Eric Mininberg Compass

    8912 N 17th Ave, Phoenix, AZ 85021
  • /20

    $435,000

    $12K PRICE DROP
    • 4 Beds
    • 2 Baths
    • 1,845 Sq Ft

    2052 W Marlette Ave, Phoenix, AZ 85015

    4bd. CHECK. 2ba. CHECK. Central Phoenix. CHECK. No HOA & No Expensive HOA Fees. CHECK. Updated Home. CHECK. Under $440K. CHECK. This unique home offers the perfect blend of space, freedom, and potential. Featuring 4 spacious bedrooms and 2 full baths, it is an ideal match for growing households or new buyers looking to stop paying rent and start owning a home. The kitchen shines with modern

    Jeremy Rangel Realty ONE Group

    2052 W Marlette Ave, Phoenix, AZ 85015
  • /26

    $715,000

    • 3 Beds
    • 2 Baths
    • 1,765 Sq Ft

    1801 E Winter Dr, Phoenix, AZ 85020

    Rarely on the market, this fully detached 3BR/2BA corner-lot fee-simple townhome features NO shared walls, blending single-family privacy with lock-and-leave ease. Inside, rich real wood floors lead to a gorgeous kitchen showcasing premium slab granite, white cabinetry, and authentic hexagon Saltillo tile. The second bath is a designer triumph with subway tile, frameless glass, and penny tile.

    Trevor Halpern eXp Realty

    1801 E Winter Dr, Phoenix, AZ 85020
  • /16

    $16,000

    • 2 Beds
    • 1 Bath

    5201 W Camelback Rd Unit 11453971, Phoenix, AZ 85031

    Very cute, 2 bedrooms, 1 bath, very well-maintained home. Nice patio and a good-sized shed with washer and dryer included. Close to the pool and fitness center.

    Crystal Williamson Longhaven Estates

    5201 W Camelback Rd Unit 11453971, Phoenix, AZ 85031
  • /32

    $469,000

    $81K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,378 Sq Ft

    1728 W Avalon Dr, Phoenix, AZ 85015

    Beautiful Historic Neighborhood in the North Encanto Historic District. 20'' Tile Flooring throughout. Upgraded kitchen with raised chestnut brown maple cabinetry, granite counters, Bosch dishwasher, built in microwave & electric smooth top range. Newly painted interior Greek Villa a soft white & exterior of home. One bedroom has a nice shower & a door that leads to the private backyard. Hall

    Carol A. Royse Your Home Sold Guaranteed Realty

    1728 W Avalon Dr, Phoenix, AZ 85015
  • /28

    $449,000

    • 2 Beds
    • 1.5 Baths
    • 1,070 Sq Ft

    5550 N 16th St Unit 132, Phoenix, AZ 85016

    Brownstone charm, resort-style amenities, and a prime Biltmore location come together in this beautifully maintained townhome in Madison Place. Ideally situated with no buildings in front or behind, this rare pool-facing residence enjoys tranquil views of the heated pool and spa, lush landscaping, and glimpses of Camelback Mountain from its welcoming front porch.Lovingly cared for by the

    Dawn Patterson Embarc Realty

    5550 N 16th St Unit 132, Phoenix, AZ 85016
  • /54

    $650,000

    • 3 Beds
    • 2 Baths
    • 1,703 Sq Ft

    237 W Denton Ln, Phoenix, AZ 85013

    Architecturally stunning patio home blending timeless southwest design with modern updates! Enter through a private gated courtyard into a light-filled home centered around a beautiful open-air atrium. Tall ceilings with exposed beams, skylights, hardwood flooring and wall of glass create an inviting indoor/outdoor living experience. The modern kitchen features sleek white cabinetry, stainless

    Stephanie Moser Resident Realty

    237 W Denton Ln, Phoenix, AZ 85013

Showing Results 361 - 400, Page 10 of 18

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