$445,000
SOLD JAN 2, 2025
3 Beds
2.5 Baths
2,071 Sq Ft
4,574 Sq Ft Lot

Recently Sold

$215 Per Sq Ft

2% Above List Price

4 Days on Market

Highlights

  • Community Lake
  • Clubhouse
  • Community Pool
  • Geneva Community High School Rated A
  • Property is near a park
  • Tennis Courts

About This Home

As of January 2025

This is the home you've been looking for! This Beautiful and modern 3-bedroom, 2.5-bathroom treasure exemplifies contemporary elegance. Situated in the luxurious and affordable highly sought-after neighborhood of Mill Creek Village, known for its maintenance-free living, this home offers a truly low-maintenance lifestyle. The HOA handles numerous tasks including snow removal up to your front door, garden landscaping, leaf removal, and biannual mulching. They also provide exterior window washing and driveway resurfacing. The entire first floor boasts brand new Cortec Luxury Vinyl Plank (LVP) flooring in a stylish large plank white oak finish. The kitchen has been meticulously updated with freshly painted white cabinets, new hardware, a new dishwasher, modern light fixtures, and a completely refreshed powder room vanity and toilet. Each closet has been optimized with custom shelving to deliver superior storage options. Golf lovers will value the close proximity to several outstanding golf courses and the short drive to the delightful downtown Geneva. Furthermore, the Metra train stop is just a stone's throw away! Seize the opportunity to make this exceptional property your new home. Schedule a viewing today to experience the beauty, convenience, and comfort that this Mill Creek gem provides.

Last Agent to Sell the Property

Diana Nieves

Suburban Life Realty, Ltd License #475207467 Listed on: 10/30/2024

Co-Listed By

Kendra Perham

Suburban Life Realty, Ltd. License #475145705

Last Buyer's Agent

Kelly Schmidt

Coldwell Banker Realty License #471019957

Coldwell Banker Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $10,321

Year Built

  • Built in 2012

Lot Details

  • Lot Dimensions are 47 x 99
  • Paved or Partially Paved Lot

HOA Fees

  • $110 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Space is Owned

Home Design

  • Asphalt Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,071 Sq Ft Home
  • 2-Story Property
  • Gas Log Fireplace
  • Family Room with Fireplace
  • Living Room
  • Dining Room
  • Carpet
  • Partially Finished Basement
  • Basement Fills Entire Space Under The House

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms

Laundry

  • Laundry Room
  • Sink Near Laundry
  • Gas Dryer Hookup

Location

  • Property is near a park

Utilities

  • Central Air
  • Heating System Uses Natural Gas

Community Details

Overview

  • Association fees include exterior maintenance, lawn care, snow removal
  • Mill Creek Subdivision
  • Community Lake

Amenities

  • Clubhouse

Recreation

  • Tennis Courts
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$10,321

Year Built

Built in 2012

Lot Details

0

HOA Fees

$110 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Mill Creek
  • Year Built: 2012
  • Age: 11-15 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service,Commuter Train
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Actual Status: Closed
  • ResoPropertyType: Residential
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Full
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 3
  • Fireplace Features: Gas Log, Gas Starter
  • Fireplaces: 1
  • LivingArea: 2071
  • Room Type: No additional rooms
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: Partially Finished
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Fireplace Location: Family Room
  • Total Sq Ft: 0
  • Flooring: Carpet

Exterior Features

  • Foundation Details: Concrete Perimeter
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Vinyl Siding

Garage/Parking

  • Garage Spaces: 2
  • ParkingTotal: 2
  • Driveway: Asphalt
  • Garage Details: Garage Door Opener(s),Transmitter(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas, Electric
  • Laundry Features: Gas Dryer Hookup, Sink
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 110
  • Association Fee Frequency: Monthly
  • Community Features: Clubhouse, Park, Pool, Tennis Court(s), Lake, Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee Frequency: Not Required
  • ResoAssociationFeeFrequency: Monthly

Fee Information

  • Association Fee Includes: Exterior Maintenance, Lawn Care, Snow Removal, Other

Lot Info

  • Lot Dimensions: 47 X 99
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 5

Tax Info

  • Tax Annual Amount: 10321
  • Tax Year: 2023
  • Tax Exemptions: None

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jul 23, 2025
Sold by
Fink Greg R
Bought by
Greg R Fink Living Trust and Fink
Current Estimated Value
$475,011

Purchase Details

Listed on
Oct 30, 2024
Closed on
Dec 19, 2024
Sold by
Kowalewski Phillip Peter
Bought by
Fink Greg R
Seller's Agent
Diana Nieves
Suburban Life Realty, Ltd
Buyer's Agent
Kelly Schmidt
Coldwell Banker Realty
List Price
$435,000
Sold Price
$445,000
Premium/Discount to List
$10,000
2.3%
Views
21

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.89%
Original Mortgage
$222,500
Interest Rate
6.63%
Mortgage Type
New Conventional

Purchase Details

Listed on
Oct 21, 2023
Closed on
Dec 29, 2023
Sold by
Neir Ryan D and Neir Sara E
Bought by
Kowalewski Phillip Peter
Seller's Agent
Megan Reno
Baird & Warner Fox Valley - Geneva
Buyer's Agent
Diana Nieves
Suburban Life Realty, Ltd
List Price
$430,000
Sold Price
$420,000
Premium/Discount to List
-$10,000
-2.33%
Views
215

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.89%
Original Mortgage
$336,000
Interest Rate
7.5%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 22, 2018
Sold by
Shodeen Homes L L C
Bought by
Tri City Land Management Company Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$1,565,000
Interest Rate
4.6%
Mortgage Type
Commercial

Purchase Details

Closed on
Jun 26, 2013
Sold by
Sho Deen Inc
Bought by
Shodeen Homes Llc

Purchase Details

Closed on
Apr 6, 2004
Sold by
Harris Trust & Savings Bank
Bought by
The State Bank Of Geneva and Trust #875
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- None Listed On Document
Warranty Deed $445,000 Citywide Title
Warranty Deed $420,000 Chicago Title Insurance Compan
Warranty Deed -- Chicago Title Insurance Co
Warranty Deed $185,500 Chicago Title Insurance Comp
Deed -- Chicago Title Insurance Comp
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $222,500 New Conventional
Previous Owner $336,000 New Conventional
Previous Owner $1,565,000 Commercial
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/02/2025 01/02/25 Sold $445,000 +2.3% $215 / Sq Ft
11/03/2024 11/03/24 Pending -- -- --
10/30/2024 10/30/24 For Sale $435,000 +3.6% $210 / Sq Ft
12/29/2023 12/29/23 Sold $420,000 -1.2% $203 / Sq Ft View Prior Sale
12/09/2023 12/09/23 Pending -- -- --
11/29/2023 11/29/23 Price Changed $425,000 -1.2% $205 / Sq Ft
10/21/2023 10/21/23 For Sale $430,000 +11.7% $208 / Sq Ft
07/10/2023 07/10/23 Sold $385,000 -2.7% $186 / Sq Ft View Prior Sale
06/15/2023 06/15/23 Pending -- -- --
06/06/2023 06/06/23 For Sale $395,500 0.0% $191 / Sq Ft
01/27/2017 01/27/17 Rented $2,650 0.0% --
12/13/2016 12/13/16 Price Changed $2,650 -3.6% $1 / Sq Ft
09/02/2016 09/02/16 For Rent $2,750 -- --
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $10,458 $133,888 $19,093 $114,795
2023 $10,321 $115,528 $17,232 $98,296
2022 $10,023 $110,089 $15,815 $94,274
2021 $9,710 $105,369 $15,137 $90,232
2020 $9,445 $102,899 $14,782 $88,117
2019 $9,418 $101,388 $14,565 $86,823
2018 $9,561 $103,173 $14,565 $88,608
2017 $9,559 $102,000 $14,399 $87,601
2016 $9,018 $95,485 $14,019 $81,466
2015 -- $86,632 $13,472 $73,160
2014 -- $86,706 $14,991 $71,715
2013 -- $88,706 $14,991 $73,715
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12198935

Midwest Real Estate Data (MRED)

APN: 11-12-440-004