$640,000
SOLD NOV 21, 2025
5 Beds
3.5 Baths
2,850 Sq Ft
1998 Built

Recently Sold

$225 Per Sq Ft

2% Above List Price

4 Days on Market

Highlights

  • On Golf Course
  • Community Lake
  • Property is near a park
  • Geneva Community High School Rated A
  • Deck
  • Wood Flooring

About This Home

As of November 2025

Mill Creek is one of Geneva's most popular communities, known for its tree-lined streets, friendly atmosphere, and incredible amenities. This beautifully maintained home will not disappoint! It is situated on a premium golf course lot with stunning views and a private backyard that feels like a retreat, complete with mature landscaping and an expansive two-tiered deck perfect for relaxing or entertaining. Inside, warm hardwood floors and abundant natural light create an inviting feel throughout. The family room is the heart of the home and features soaring two-story windows that flood the space with natural light, and beautifully frame sweeping views of the serene backyard and 18th hole. The spacious kitchen offers generous cabinet space, an island with seating, and an open flow to a dining area and that gorgeous family room. A main-floor office overlooks the backyard, and is the ideal spot for those who work from home. A formal dining and living room, along with a convenient laundry/mudroom (with cubbies/dropzone) round out the first floor. Upstairs, the hardwood staircase leads to a large landing and a bright, spacious primary suite with a walk-in closet and plenty of room to unwind. Three additional bedrooms and a recently renovated full bath complete the upper level, offering flexibility for guests, hobbies, or quiet spaces to retreat. The finished basement adds even more versatility. You'll love family time, or entertaining friends in this wonderful space complete with a bar, recreation/game area, large family room, fifth bedroom, and full bath, which creates the perfect setup for guests or extended stays. From golf and tennis to pickleball courts, baseball fields, parks, playgrounds, ponds, and walking trails, Mill Creek offers something for everyone. With a neighborhood ice cream shop, sledding hills in the winter, a community pool (with affordable membership options) and the elementary school just a short distance away, this community truly has it all...location, lifestyle, and this outstanding property brings it all together!

Last Agent to Sell the Property

Jody Sexton

@properties Christie's International Real Estate License #475187202 Listed on: 10/21/2025

@properties Christie's International Real Estate

Last Buyer's Agent

Anne Kothe

Keller Williams Inspire License #475164923

Keller Williams Inspire

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $14,665

Year Built

  • Built in 1998

Lot Details

  • On Golf Course
  • Paved or Partially Paved Lot
  • Sprinkler System

Parking

  • 3 Car Garage
  • Parking Included in Price

Home Design

  • Brick Exterior Construction
  • Radon Mitigation System

Interior Spaces

  • 2,850 Sq Ft Home
  • 2-Story Property
  • Bar
  • Ceiling Fan
  • Mud Room
  • Family Room with Fireplace
  • Family Room Downstairs
  • Living Room
  • Formal Dining Room
  • Home Office
  • Game Room
  • Wood Flooring
  • Property Views

Kitchen

  • Breakfast Bar
  • Down Draft Cooktop
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 5 Bedrooms
  • 5 Potential Bedrooms
  • Walk-In Closet

Laundry

  • Laundry Room
  • Dryer
  • Washer

Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Finished Basement Bathroom

Schools

  • Geneva Middle School
  • Geneva Community High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Shared Well
  • Water Softener is Owned

Additional Features

  • Deck
  • Property is near a park

Listing and Financial Details

  • Homeowner Tax Exemptions

Community Details

Overview

  • Mill Creek Subdivision
  • Community Lake

Recreation

  • Tennis Courts
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$14,665

Year Built

Built in 1998

Lot Details

0

Parking

3

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Mill Creek
  • Year Built: 1998
  • Age: 26-30 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Actual Status: Closed
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Water Softener Owned, Down Draft, Humidifier
  • Basement: Finished, Full, Daylight
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bathrooms: 4
  • Total Bedrooms: 5
  • Fireplaces: 1
  • Flooring: Hardwood
  • Interior Amenities: Dry Bar, Walk-In Closet(s), Separate Dining Room
  • LivingArea: 2850
  • Other Equipment: Water-Softener Owned, Ceiling Fan(s), Sump Pump, Sprinkler-Lawn, Radon Mitigation System
  • Room Type: Bedroom 5, Eating Area, Office, Game Room, Family Room
  • Estimated Total Finished Sq Ft: 4250
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 1
  • Dining Room: Separate
  • Fireplace Location: Family Room
  • Total Sq Ft: 4403

Exterior Features

  • Construction Materials: Vinyl Siding, Brick
  • Lot Features: On Golf Course, Views
  • Patio And Porch Features: Deck
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 3
  • Parking Features: Garage Door Opener, Yes, Garage Owned, Attached, Garage
  • ParkingTotal: 3

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Main Level
  • Water Source: Shared Well

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Park, Pool, Tennis Court(s), Lake, Curbs, Sidewalks, Street Paved
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • High School: Geneva Community High School
  • Middle/Junior School: Geneva Middle School

Lot Info

  • Lot Dimensions: 11747
  • Lot Size: .25-.49 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 14665
  • Tax Year: 2024
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 21, 2025
Closed on
Nov 14, 2025
Sold by
Christopher J Houk And Suzanne B Houk Tr and Houk Christopher J
Bought by
Bemos Justin and Bemos Leigh-Anne
Seller's Agent
Jody Sexton
@properties Christie's International Real Estate
Buyer's Agent
Anne Kothe
Keller Williams Inspire
List Price
$625,000
Sold Price
$640,000
Premium/Discount to List
$15,000
2.4%
Views
30

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
38.55%
Original Mortgage
$640,000
Outstanding Balance
$640,000
Interest Rate
4.75%
Mortgage Type
VA
Estimated Equity
$14,777

Purchase Details

Closed on
Nov 15, 2012
Sold by
Houk Christopher J and Houk Suzanne B
Bought by
Christopher J And Suzanne B Houk Trust

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$378,639
Interest Rate
3.62%
Mortgage Type
FHA

Purchase Details

Closed on
Dec 10, 2010
Sold by
Houk Christopher J and Houk Suzanne B
Bought by
The Christopher J Houk & Suzanne B Houk

Purchase Details

Closed on
Jun 21, 2010
Sold by
Galusha Curtis E and Galusha Jill M
Bought by
Houk Christopher J and Houk Suzanne B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$388,764
Interest Rate
4.75%
Mortgage Type
FHA

Purchase Details

Closed on
Jul 25, 2002
Sold by
Schmidt Robert L
Bought by
Galusha Curtis E and Galusha Jill M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$300,700
Interest Rate
6.8%

Purchase Details

Closed on
Jul 31, 1998
Sold by
Sho Deen Inc
Bought by
Schmidt Robert L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$274,195
Interest Rate
7.05%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $640,000 Chicago Title Insurance Compan
Interfamily Deed Transfer -- Fidelity National Title
Interfamily Deed Transfer -- Fidelity National Title
Interfamily Deed Transfer -- None Available
Warranty Deed $394,000 Chicago Title Insurance Co
Warranty Deed $400,000 Fox Title Company
Warranty Deed $343,000 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $640,000 VA
Previous Owner $378,639 FHA
Previous Owner $388,764 FHA
Previous Owner $300,700 No Value Available
Previous Owner $274,195 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/21/2025 11/21/25 Sold $640,000 +2.4% $225 / Sq Ft
10/25/2025 10/25/25 Pending -- -- --
10/21/2025 10/21/25 For Sale $625,000 -- $219 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $14,665 $184,528 $42,002 $142,526
2023 $14,164 $166,542 $37,908 $128,634
2022 $13,645 $155,867 $34,791 $121,076
2021 $13,194 $149,183 $33,299 $115,884
2020 $12,822 $145,687 $32,519 $113,168
2019 $12,225 $143,549 $32,042 $111,507
2018 $12,235 $143,979 $32,042 $111,937
2017 $12,226 $142,342 $31,678 $110,664
2016 $12,278 $141,727 $30,842 $110,885
2015 -- $127,600 $29,639 $97,961
2014 -- $124,584 $32,979 $91,605
2013 -- $124,584 $32,979 $91,605
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12499182

Midwest Real Estate Data (MRED)

APN: 11-12-326-005