1 14th St Troy, NY 12180
The Hill NeighborhoodEstimated payment $3,411/month
Highlights
- Traditional Architecture
- No HOA
- Window Unit Cooling System
- Great Room
- Home Office
- Dining Room
About This Home
Prime mixed-use opportunity in downtown Troy, ideally located at the corner of 14th Street and Congress Street, just minutes from RPI, Prospect Park, shops, and high-density residential areas. This property features a fully renovated, turn-key restaurant on the first floor plus a spacious 5-bedroom/5-bath residential unit in the rear two-story building, offering exceptional flexibility for both owner-occupants and investors. The commercial restaurant space has been freshly updated with a newly painted exterior, new flooring, an upgraded kitchen with a new commercial refrigerator, and a newly paved private driveway. Excellent visibility and foot traffic make it ideal for a wide range of restaurant or retail concepts. The first floor of the rear building also includes an additional full bath and four divided rooms suitable for storage or operational use. The upper-level apartment features 5 bedrooms and 5 full bathrooms, including 4 private suites, with newly painted interiors and updated kitchen flooring. This layout is especially attractive for RPI student housing and co-living arrangements, with strong rental demand in the area. The property consists of two tax lots, providing a rare amount of private on-site parking for approximately 5 vehicles—a significant advantage in downtown Troy. The additional lot is currently used as paved parking and enhances the property's commercial usability and long-term value. Additional features include public water/sewer, natural gas, 10 ft ceilings on the commercial level, and Mixed-Use zoning allowing for multiple income-producing configurations. A unique, updated, and high-visibility asset in one of Troy's most active corridors.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $9,741
Year Built
- Built in 1877
Lot Details
- 6,534 Sq Ft Lot
- Lot Dimensions are 167x90
- Property is zoned Commercial
Home Design
- Traditional Architecture
- Brick Exterior Construction
- Vinyl Siding
Interior Spaces
- 4,000 Sq Ft Home
- Great Room
- Dining Room
- Home Office
- Partial Basement
- Electric Oven
- Washer and Dryer
Bedrooms and Bathrooms
- 5 Bedrooms
- 6 Full Bathrooms
Parking
- 5 Parking Spaces
- Driveway
- Paved Parking
- Off-Street Parking
Utilities
- Window Unit Cooling System
- Radiant Heating System
Community Details
- No Home Owners Association
Listing and Financial Details
- Legal Lot and Block 14.000 / 9
- Assessor Parcel Number 381700 101.71-9-14
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $10,042 | $215,000 | $31,300 | $183,700 |
| 2023 | $9,928 | $215,000 | $31,300 | $183,700 |
| 2022 | $9,741 | $215,000 | $31,300 | $183,700 |
| 2021 | $2,449 | $215,000 | $31,300 | $183,700 |
| 2020 | $4,951 | $215,000 | $31,300 | $183,700 |
| 2019 | $7,000 | $215,000 | $31,300 | $183,700 |
| 2017 | $7,000 | $215,000 | $31,300 | $183,700 |
| 2016 | $9,253 | $215,000 | $31,300 | $183,700 |
| 2015 | -- | $215,000 | $31,300 | $183,700 |
| 2014 | -- | $215,000 | $31,300 | $183,700 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 12/14/2025 12/14/25 | For Sale | $500,000 | -- | $125 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $309,800 | None Available | |
| Deed | $42,900 | -- | |
| Warranty Deed | $260,000 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $232,350 | New Conventional |
Source: Global MLS
MLS Number: 202530790
APN: 1700-101.71-9-14
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