$500,000

Estimated payment $3,411/month

Total Views 8,814
5 Beds
6 Baths
4,000 Sq Ft
$125 Price per Sq Ft

Highlights

  • Traditional Architecture
  • No HOA
  • Window Unit Cooling System
  • Great Room
  • Home Office
  • Dining Room

About This Home

Prime mixed-use opportunity in downtown Troy, ideally located at the corner of 14th Street and Congress Street, just minutes from RPI, Prospect Park, shops, and high-density residential areas. This property features a fully renovated, turn-key restaurant on the first floor plus a spacious 5-bedroom/5-bath residential unit in the rear two-story building, offering exceptional flexibility for both owner-occupants and investors. The commercial restaurant space has been freshly updated with a newly painted exterior, new flooring, an upgraded kitchen with a new commercial refrigerator, and a newly paved private driveway. Excellent visibility and foot traffic make it ideal for a wide range of restaurant or retail concepts. The first floor of the rear building also includes an additional full bath and four divided rooms suitable for storage or operational use. The upper-level apartment features 5 bedrooms and 5 full bathrooms, including 4 private suites, with newly painted interiors and updated kitchen flooring. This layout is especially attractive for RPI student housing and co-living arrangements, with strong rental demand in the area. The property consists of two tax lots, providing a rare amount of private on-site parking for approximately 5 vehicles—a significant advantage in downtown Troy. The additional lot is currently used as paved parking and enhances the property's commercial usability and long-term value. Additional features include public water/sewer, natural gas, 10 ft ceilings on the commercial level, and Mixed-Use zoning allowing for multiple income-producing configurations. A unique, updated, and high-visibility asset in one of Troy's most active corridors.

Listing Agent

Yan Wang

Realty One Group Key License #10401356460 Listed on: 12/14/2025

Realty One Group Key

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,741

Year Built

  • Built in 1877

Lot Details

  • 6,534 Sq Ft Lot
  • Lot Dimensions are 167x90
  • Property is zoned Commercial

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Vinyl Siding

Interior Spaces

  • 4,000 Sq Ft Home
  • Great Room
  • Dining Room
  • Home Office
  • Partial Basement
  • Electric Oven
  • Washer and Dryer

Bedrooms and Bathrooms

  • 5 Bedrooms
  • 6 Full Bathrooms

Parking

  • 5 Parking Spaces
  • Driveway
  • Paved Parking
  • Off-Street Parking

Utilities

  • Window Unit Cooling System
  • Radiant Heating System

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Legal Lot and Block 14.000 / 9
  • Assessor Parcel Number 381700 101.71-9-14

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,741

Year Built

Built in 1877

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Zoning: Commercial
  • Year Built: 1877
  • Directions: At the Corner on Congress and 14ST
  • Above Grade Finished Sq Ft: 4000.0
  • Architectural Style: Traditional
  • Lot Size Acres: 0.15
  • Lot Size: 167X90
  • New Construction: No
  • Parking Features Parking Total: 5.0
  • Full Bathroom Level: First
  • Half Bathroom Level: First
  • Appliances Refrigerators: Yes
  • Architectural Style:Traditional: Yes
  • Directions Remarks: Public Remarks: Prime mixed-use opportunity in downtown Troy, ideally located at the corner of 14th Street and Congress Street, just minutes from RPI, Prospect Park, shops, and high-density residential areas. This property features a fully renovated, turn-key restaurant on the first floor plus a spacious 5-bedroom/5-bath residential unit in the rear two-story building, offering exceptional flexibility for both owner-occupants and investors. The commercial restaurant space has been freshly updated with a newly painted exterior, new flooring, an upgraded kitchen with a new commercial refrigerator, and a newly paved private driveway. Excellent visibility and foot traffic make it ideal for a wide range of restaurant or retail concepts. The first floor of the rear building also includes an additional full bath and four divided rooms suitable for storage or operational use. The upper-level apartment features 5 bedrooms and 5 full bathrooms, including 4 private suites, with newly painted interiors and updated kitchen flooring. This layout is especially attractive for RPI student housing and co-living arrangements, with strong rental demand in the area. The property consists of two tax lots, providing a rare amount of private on-site parking for approximately 5 vehicles—a significant advantage in downtown Troy. The additional lot is currently used as paved parking and enhances the property's commercial usability and long-term value. Additional features include public water/sewer, natural gas, 10 ft ceilings on the commercial level, and Mixed-Use zoning allowing for multiple income-producing configurations. A unique, updated, and high-visibility asset in one of Troy's most active corridors.
  • Special Features: None

Interior Features

  • Basement: Partial
  • Appliances: Electric Oven, Refrigerator, Washer/Dryer
  • Full Bathrooms: 6
  • Total Bedrooms: 5
  • Living Area: 4000.0
  • Bedroom Level: Second
  • Dining Room Level: First
  • Great Room Level: First
  • Kitchen Level: Second
  • Office Level: First
  • Bathroom Levels Full Bathroom 1: 2nd
  • Bathroom Levels Full Bathroom 2: 2nd
  • Bathroom Levels Full Bathroom 3: 2nd
  • Bathroom Levels Full Bathroom 4: 2nd
  • Bathroom Levels Full Bathroom 5: 2nd
  • Bathroom Levels Full Bathroom 6: 1st
  • Fireplace: No
  • Appliances:WasherDryer: Yes
  • Appliances:Electric Oven: Yes
  • Basement:Partial: Yes

Exterior Features

  • Exterior Features: Other
  • Construction Type: Brick, Vinyl Siding
  • Waterfront: No
  • Construction Materials:Vinyl Siding: Yes
  • Exterior Features:Other58: Yes
  • Construction Materials:Brick: Yes

Garage/Parking

  • Parking Features: Off Street, Paved, Driveway
  • Attached Garage: No
  • Total Parking Spaces: 5.0
  • Parking Features:Off Street: Yes
  • Property Detail:Parking YN: Yes
  • Parking Features:Driveway: Yes
  • Parking Features:Paved: Yes

Utilities

  • Sewer: Public Sewer
  • Cooling: Window Unit(s)
  • Heating: Radiant
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Heating:Radiant: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Parcel Tax HOA:Association YN: No

Schools

  • Junior High Dist: Troy

Lot Info

  • Parcel #: 381700 101.71-9-14
  • Lot Size Sq Ft: 6534.0

Tax Info

  • Tax Annual Amount: 9740.89
  • Tax Block: 9
  • Tax Lot: 14.000

Map

Range of Values:

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Value Increase
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $10,042 $215,000 $31,300 $183,700
2023 $9,928 $215,000 $31,300 $183,700
2022 $9,741 $215,000 $31,300 $183,700
2021 $2,449 $215,000 $31,300 $183,700
2020 $4,951 $215,000 $31,300 $183,700
2019 $7,000 $215,000 $31,300 $183,700
2017 $7,000 $215,000 $31,300 $183,700
2016 $9,253 $215,000 $31,300 $183,700
2015 -- $215,000 $31,300 $183,700
2014 -- $215,000 $31,300 $183,700
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/14/2025 12/14/25 For Sale $500,000 -- $125 / Sq Ft
Source: Global MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $309,800 None Available
Deed $42,900 --
Warranty Deed $260,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $232,350 New Conventional
Source: Public Records

Source: Global MLS

MLS Number: 202530790

Global MLS

APN: 1700-101.71-9-14