$245,000
SOLD JUN 1, 2020

10 Darby Ln Palmyra, VA 22963

4 Beds
3 Baths
2,351 Sq Ft
0.44 Acres

Recently Sold

$104 Per Sq Ft

2% Below List Price

28 Days on Market

Highlights

  • Community Boat Launch
  • Community Lake
  • Wood Burning Stove
  • Gated Community
  • Clubhouse
  • Family Room with Fireplace

About This Home

As of June 2020

Well-maintained cedar-sided, 4 bedroom, 3 full bath ranch on an awesome, large fenced yard. Open living room, dining room, and kitchen with beautiful stone fireplace, breakfast bar, and tile back-splash. Hardwood floors throughout the main level. Large master bedroom with sitting area. Lower level features a rec. area, large family room with wood-stove, and workshop. Full length deck with screened porch and hot tub below.

Last Agent to Sell the Property

KEITH SCHULTZ

ASSIST2SELL - FIRST RATE REALTY, INC. License #0225174975 Listed on: 03/26/2020

Last Buyer's Agent

Candice Cox

REAL BROKER, LLC License #0225079158

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,649

Year Built

  • 1988

Lot Details

  • 0.44 Acre Lot
  • Partially Fenced Property
  • Board Fence
  • Fence is in good condition
  • Landscaped
  • Open Lot
  • Gentle Sloping Lot
  • Property is zoned R-1 Residential

HOA Fees

  • $83 Monthly HOA Fees

Parking

  • Gravel Driveway

Home Design

  • Concrete Block With Brick
  • Cedar Siding

Interior Spaces

  • 1-Story Property
  • Recessed Lighting
  • Multiple Fireplaces
  • Wood Burning Stove
  • Wood Burning Fireplace
  • Insulated Windows
  • Family Room with Fireplace
  • Living Room with Fireplace
  • Dining Room
  • Recreation Room
  • Utility Room

Kitchen

  • Breakfast Bar
  • Electric Range
  • <<microwave>>
  • Dishwasher
  • Formica Countertops

Flooring

  • Wood
  • Carpet
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms | 3 Main Level Bedrooms
  • 3 Full Bathrooms
  • Primary bathroom on main floor

Laundry

  • Laundry Room
  • Stacked Washer and Dryer Hookup

Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Fireplace in Basement
  • Basement Windows

Outdoor Features

  • Storage Shed
  • Playground

Utilities

  • Central Air
  • Heat Pump System

Listing and Financial Details

  • Assessor Parcel Number 18A 5 88

Community Details

Overview

  • Association fees include area maint, beach, boat launch, club house, master ins. policy, play area, pool, prof. mgmt., road maint, security force, snow removal
  • $650 HOA Transfer Fee
  • Community Lake

Amenities

  • Picnic Area
  • Clubhouse

Recreation

  • Community Boat Launch
  • Tennis Courts
  • Community Basketball Court
  • Community Playground
  • Community Pool
  • Trails

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,649

Year Built

1988

Lot Details

0

HOA Fees

$83 per month

Listing Details

  • Class: Residential
  • Property Type: Detached
  • Above Grade Finished Sq Ft: 1306
  • Below Grade Total Sq Ft: 1306
  • Design: Ranch
  • Electricity: Elec Underground
  • L V T Date: 03/26/2020
  • Parcel Number: 18A 5 88
  • Price Per Sq Ft: 104.21
  • Property Included: Hot tub, LCD TV and mount on screened porch
  • Total Sq Ft: 2612
  • Total Unfinished Sq Ft: 261
  • Type of Construction: On Site Built
  • Zoning: R-1 Residential
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1
  • Year Built: 1988

Interior Features

  • Unfinished Below Grade Sq Ft: 261
  • Fireplace: Two, Wood Stove, Wood Burning
  • Laundry: Dryer Hookup, Stack Unit Hookup, Washer Hookup
  • Basement Type: Full, Inside Access, Outside Entrance, Walk Out, Windows
  • Room 1: Living Room, On Level: 1
  • Room 2: Dining Room, On Level: 1
  • Room 3: Kitchen, On Level: 1
  • Room 4: Master Bedroom, On Level: 1
  • Room 5: Master Bath, On Level: 1
  • Room 6: Bedroom, On Level: 1
  • Room 7: Bedroom, On Level: 1
  • Room 8: Full Bath, On Level: 1
  • Room 9: Rec Room, On Level: Basement
  • Room 10: Laundry, On Level: Basement
  • Room 11: Bedroom, On Level: Basement
  • Room 12: Full Bath, On Level: Basement
  • Room 13: Family Room, On Level: Basement
  • Room 14: Utility Room, On Level: Basement
  • Total Finished Sq Ft: 2351
  • Above Grade Finished Sq Ft: 1306
  • Basement: Yes
  • Bathroom: Attach Mstr Bath, Ceramic Tile
  • Below Grade Finished Sq Ft: 1045
  • Fireplace Location: Basement, Family Room, Living Room
  • Foundation: Concrete Block
  • Kitchen Appliances Feat: Breakfast Bar, Dishwasher, Electric Range, Microwave, Recessed Light, Refrigerator
  • Kitchen Cabinets Counters: Formica Counter, White Cabinets
  • Land Description: Gently Rolling, Landscaped, Open
  • Level: 1 Story
  • Primary Bathroom Main Level: Yes
  • Master Bedon Main Level: Yes
  • Bathrooms: 3
  • Below Grade Bathrooms: 1
  • Number of Main Level Bathrooms: 2
  • Number Beds: 4
  • Number Beds Below Grade: 1
  • Number Beds Main Level: 3
  • Full Bathrooms: 3
  • Room Types: Bedroom, Dining Room, Family Room, Full Bath, Kitchen, Laundry, Living Room, Master Bedroom, Rec Room, Utility Room
  • Room Types Level1: Bedroom (L1), Dining Room (L1), Full Bath (L1), Kitchen (L1), Living Room (L1), Master Bedroom (L1)
  • Room Types Level B: Bedroom (LB), Family Room (LB), Full Bath (LB), Laundry (LB), Rec Room (LB), Utility Room (LB)
  • Source of Sq Ft: Public Records

Exterior Features

  • Fence: Board, Condition Good
  • Exterior: Cedar
  • Number Of Acres: 0.44
  • Roof: Architectural Style
  • Structure Deck Porch: Deck, Porch - Front, Porch - Screened
  • Structure Floors: Carpet, Ceramic Tile, Hardwood, Laminate
  • Structure Security: Gated Community
  • Structure Window Ceiling: 8' Ceilings, Insulated Windows, Tilt Sash Windows
  • Yard: Fenced, Landscaped

Garage/Parking

  • Driveway: Gravel

Utilities

  • Cooling: Central Ac, Heat Pump
  • Heating: Heat Pump
  • Cable Available: Cable, Dsl
  • Security: Deadbolts
  • Sewer/Septic System: Public Sewer
  • Water: Public Water

Condo/Co-op/Association

  • HOA/COA Amenities: Basketball Court, Boat Launch, Clubhouse, Lake, Picnic Area, Play Area, Pool, Tennis, Walk/Run Trails
  • Association Setup Transfer Fee Type: $
  • Association Setup Transfer Fees: 650
  • Association Fee: Hoa
  • Association Frequency: Annual
  • Association Includes: Area Maint, Beach, Boat Launch, Club House, Master Ins. Policy, Play Area, Pool, Prof. Mgmt., Road Maint, Security Force, Snow Removal
  • Association Fee: 996

Schools

  • Elementary School: Central (Fluvanna)
  • Middle School: Fluvanna
  • High School: Fluvanna

Lot Info

  • Lot Features: Fenced Part, Private Gated Community, Private Road, Storage Shed

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 26, 2020
Closed on
May 15, 2020
Sold by
Mandere Whitney A and Madere Kathleen S
Bought by
Smith Terrell D
Seller's Agent
KEITH SCHULTZ
ASSIST2SELL - FIRST RATE REALTY, INC.
Buyer's Agent
Candice Cox
REAL BROKER, LLC
List Price
$249,900
Sold Price
$245,000
Premium/Discount to List
-$4,900
-1.96%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.32%
Original Mortgage
$245,000
Outstanding Balance
$218,131
Interest Rate
3.2%
Mortgage Type
Adjustable Rate Mortgage/ARM
Estimated Equity
$150,464

Purchase Details

Closed on
Mar 15, 2019
Sold by
Walding Joel R and Waldin Kelly N
Bought by
Madere Whitney A and Madere Kathleen S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$227,950
Interest Rate
4.4%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 18, 2015
Sold by
Miller Kyle and Miller Erin
Bought by
Walding Joel R and Walding Kelly N

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$165,000
Interest Rate
3.74%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 20, 2012
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Miller Kyle and Miller Erin

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$123,682
Interest Rate
3.87%
Mortgage Type
FHA

Purchase Details

Closed on
May 13, 2011
Sold by
Shultz Arlene and Hastings James
Bought by
Federal Home Loan Mortgage Corporation

Purchase Details

Closed on
Jun 28, 2006
Sold by
Schamp Crispin T and Schamp Camm E
Bought by
Hastings James and Shultz Arlene

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$206,100
Interest Rate
6.87%
Mortgage Type
New Conventional
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $245,000 Chicago Title Insurance Co
Deed $235,000 Fidelity National Title
Bargain Sale Deed $180,000 Chicago Title
Special Warranty Deed $126,900 None Available
Deed $176,037 None Available
Warranty Deed $229,900 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $245,000 Adjustable Rate Mortgage/ARM
Previous Owner $227,950 New Conventional
Previous Owner $179,200 New Conventional
Previous Owner $13,600 New Conventional
Previous Owner $165,000 New Conventional
Previous Owner $123,682 FHA
Previous Owner $100,000 Credit Line Revolving
Previous Owner $206,100 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/10/2025 07/10/25 For Sale $365,000 0.0% $155 / Sq Ft
07/10/2025 07/10/25 Price Changed $365,000 -2.7% $155 / Sq Ft
06/16/2025 06/16/25 Off Market $375,000 -- --
05/03/2025 05/03/25 For Sale $375,000 +53.1% $160 / Sq Ft
06/01/2020 06/01/20 Sold $245,000 -2.0% $104 / Sq Ft
04/23/2020 04/23/20 Pending -- -- --
03/26/2020 03/26/20 For Sale $249,900 -- $106 / Sq Ft
Source: Charlottesville area Association of Realtors®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,649 $353,200 $30,000 $323,200
2024 $22 $259,800 $30,000 $229,800
2023 $2,193 $259,800 $30,000 $229,800
2022 $1,954 $224,600 $27,500 $197,100
2021 $1,954 $224,600 $27,500 $197,100
2020 $1,646 $177,900 $27,500 $150,400
2019 $1,646 $177,900 $27,500 $150,400
2018 $1,562 $172,200 $27,500 $144,700
2017 $1,562 $172,200 $27,500 $144,700
2016 $1,336 $147,500 $27,500 $120,000
2015 $1,336 $147,500 $27,500 $120,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Charlottesville area Association of Realtors®

MLS Number: 601928

Charlottesville area Association of Realtors®

APN: 18A 5 88